Changelog

IQ

Payment data corrected for 286 records

Historical payment measurements were reviewed jointly under an explicit user request. Monthly resident payment users are derived from successful transaction flows and an annual-active cohort, with older adoption used only as a relative assumption. Retained payment volumes remain estimates and do not gain independent…

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Model

United States: payment data corrected

Created source-backed ACH Credit and ACH Debit Scheme roles with Nacha as operator; retained and sourced Cheques plus six card schemes; archived unsupported eMoney, Other and Remittances market aggregates; archived two modeled American Express Transactions/TPV allocations; documented closed-loop, wallet, BNPL…

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IQ

United States resident payment-method intelligence published

Published 22 source-backed payment methods for United States with 66 resident-based market measurements and 51 supporting sources. Market coverage was reconciled to the accepted method set.

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