Afghanistan

mkt_af
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Afghanistan's payments infrastructure is developing around APS, the national switch overseen by Da Afghanistan Bank, and the domestic AfPay card. Interoperability between banks and electronic-money providers is central to extending electronic payments beyond individual institutions.

Alpha-3:AFG
NUM:004
Population
44M
GDP
$18B
GDP per Capita
$416.9
GDP Growth
2.9%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Afghanistan

Cash anchors everyday payments in Afghanistan, where access to bank withdrawals and foreign-issued cards can be unreliable. AfPay and the national switch offer alternative electronic payment routes, but afghani notes remain essential.

ATMs (PER 100K)
2.6
BANKS (PER 100K)
1.9
DEBIT CARDS (PER ADULT)
0.1
CREDIT CARDS (PER ADULT)
0.0
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

No PSPs have been mapped yet.

Compliance

Standards