Legal frameworks defining regulated payment activities, provider licensing, registration, and supervisory requirements.

Rules for verifying customers and businesses, beneficial ownership, risk assessment, and enhanced or ongoing due diligence.

Rules ensuring transparent conduct, error resolution, complaints handling, refunds, ombudsman access, and fair payment outcomes.

Official sanctions lists and guidance for screening customers, counterparties, owners, and payments against restrictions.

Rules on AML/CFT programs, risk, payment transparency, transaction monitoring, investigations, and suspicious activity reporting.

Rules for resilient payments, ICT risk, incident response, business continuity, outsourcing, and supervisory reporting.

Rules on interchange, card acceptance, routing choice, merchant fees, and transparent, fair payment pricing.

Rules on authentication, confirmation of payee, scam prevention, liability, and reimbursement for payment fraud.

Rules on payment and personal data collection, storage, localisation, transfer, retention, and information security.