- 7 CFR Part 246 — Special Supplemental Nutrition Program for Women, Infants and ChildrenUS regulation 7 CFR Part 246 governs WIC and its benefit-delivery systems, including EBT cards. State-agency administration, vendor controls and delivery rules define a programme-specific perimeter, linking nutrition-benefit access with a public programme rather than a card scheme.
- 7 U.S.C. § 2028 — Consolidated Block Grants for Puerto Rico and American SamoaUS statute 7 U.S.C. 2028 establishes nutrition-assistance block grants for Puerto Rico and American Samoa. Approved plans, audits, reporting and compliance duties sit alongside delivery, providing the federal basis behind Puerto Rico PAN access channels such as Tarjeta de la Familia.
- Armenia Law on Consumer CreditingArmenia's Law on Consumer Crediting governs covered credit agreements, including deferred payment for purchases. It requires contract terms, costs and annual percentage rates and protects repayment and withdrawal rights, making it relevant to credit-funded checkout products.
- Australia ePayments CodeAustralia's ePayments Code sets consumer protections for cards, online banking, mobile payments and electronic transfers. It addresses payment terms, unauthorised-transaction liability, mistaken internet payments and complaints, connecting safeguards with investigation and response.
- Canada Financial Consumer Protection FrameworkCanada's Financial Consumer Protection Framework governs bank conduct, including disclosure, consent, access and sales practices. Fair treatment and complaint handling are linked to governance, with complaint records and prescribed reporting to FCAC supporting oversight of outcomes.
- Canada Prepaid Payment Products RegulationsCanada's Prepaid Payment Products Regulations cover products issued by federally regulated financial institutions. They address fee and restriction disclosures, access to terms and balances, expiry of funds and notice of new fees, helping users understand and access prepaid value.
- Colombia Consumer StatuteColombia's Consumer Statute, Law 1480 of 2011, governs consumer relationships, including financed purchases and related disclosures. It covers financing such as Sistecrédito's consumer-credit process, connecting the financing offer with the rights of the person buying goods.
- Dominican Republic Decree No. 377-21 Creating the Supérate ProgramDominican Decree No. 377-21 creates Supérate, setting its social-protection components, eligibility and administration. It allows the programme director to define how economic support is paid or delivered, providing the programme basis behind channels such as the Supérate Card.
- EU Cross-Border Payments RegulationThe EU Cross-Border Payments Regulation connects covered cross-border euro payments with equal-charge requirements and transparency on currency conversion. Its disclosure provisions make conversion costs visible to users, with compliance evidence supporting competent-authority review.
- EU Payment Accounts DirectiveThe EU Payment Accounts Directive makes consumer account fees easier to understand and compare through terms, fee information and statements. Switching support and access to basic accounts, subject to lawful conditions, connect those disclosures with access to payment services.