Regulation & Licensing
Legal frameworks defining regulated payment activities, provider licensing, registration, and supervisory requirements.
- Act CXXXIX of 2013 on the Magyar Nemzeti Bank — CurrencyBinding Hungarian central-bank law governing issue and legal-tender status of official-currency banknotes and coins.
- Act on Narodowy Bank Polski — Currency ProvisionsBinding Polish legislation governing the exclusive issue, denomination, legal-tender status, withdrawal, exchange and management of zloty and grosz banknotes and coins.
- Administrative Measures for the Capital of Commercial Banks (NFRA Order No. 4 of 2023)NFRA capital adequacy and capital supervision requirements for commercial banks, issued on 26 October 2023 and effective from 1 January 2024.
- Afghanistan Payment Institutions RegulationDa Afghanistan Bank regulation establishing the regulatory framework for payment institutions.
- Albania Law 55/2020 — Payment ServicesAlbanian payment-services law published in the Bank of Albania legal framework; adopted on 30 April 2020 and effective from 2 January 2021.
- Albania Law No. 8269 — On the Bank of AlbaniaBinding Albanian central-bank law establishing the monetary and currency-issuance framework for the lek.
- Algeria Law No. 23-09 — Monetary and Banking LawBinding Algerian monetary and banking law defining the national monetary framework and the dinar.
- Algeria Regulation No. 25-02 on Authorisation and Licensing of Payment Service ProvidersBank of Algeria regulation of 14 April 2025 setting authorisation and licensing requirements for payment service providers.
- Amended and Restated Central Bank of Liberia Act 2020 — CurrencyBinding Liberian legislation defining the Liberian dollar, legal-tender rules and the Central Bank’s sole issue authority.
- Andorra Law 8/2018 on Payment Services and Electronic MoneyRegulates payment services and electronic money in Andorra. Article 1 designates AFA as the competent authority for supervision, authorisation and registration.