Fraud & Reimbursement
Rules on authentication, confirmation of payee, scam prevention, liability, and reimbursement for payment fraud.
- Australia Scams Prevention FrameworkAustralian whole-of-ecosystem framework imposing prevention, detection, disruption, reporting and response duties on designated sectors.
- EU Strong Customer Authentication RTSBinding technical standards for strong customer authentication, exemptions, transaction-risk analysis and secure communication.
- EU Verification of Payee RequirementEU requirement to offer account-name and identifier matching before euro credit-transfer authorisation.
- FFIEC Authentication and Access GuidanceUS interagency guidance for risk assessments, layered security, multifactor authentication and monitoring in digital banking.
- RBI Digital Payment Security ControlsIndian supervisory controls for secure digital payment products, authentication, fraud risk, reconciliation and customer protection.
- Singapore Shared Responsibility FrameworkLoss-sharing framework assigning anti-scam duties to financial institutions and telecommunications operators for defined phishing scams.
- UK APP Scams Reimbursement RequirementThe UK reimbursement framework requiring sending and receiving payment firms to protect and reimburse most in-scope APP-fraud victims.
- UK Confirmation of Payee RequirementsUK account-name checking requirements designed to reduce misdirected payments and authorised push-payment fraud.
- US Red Flags RuleUS Red Flags Rule defines payment-sector compliance duties for financial institutions and creditors maintaining covered accounts with a reasonably foreseeable identity-theft risk.