- Australia AML/CTF ActAustralia's AML/CTF Act establishes financial-crime controls for designated services, including payments. Reporting entities enrol, assess risk, conduct customer due diligence and operate an AML/CTF programme, with transaction and suspicious-matter reporting supported by records.
- BCB Circular 3,978/2020 — AML/CFT ControlsBCB Circular 3,978/2020 sets risk-based AML/CFT controls for institutions authorised by Banco Central do Brasil. Customer and beneficial-owner identification feed transaction monitoring and internal governance, with suspicious operations reported to COAF and records retained.
- Canada Proceeds of Crime (Money Laundering) and Terrorist Financing ActCanada's Proceeds of Crime and Terrorist Financing Act sets AML duties for reporting entities and covered activities. Identity checks, beneficial-owner checks and risk-based monitoring support FINTRAC reporting on suspicious activity, specified transfers and other reportable activity.
- EU Transfer of Funds RegulationThe EU Transfer of Funds Regulation requires information on originators and beneficiaries to accompany payment and crypto-asset transfers. Verification, controls on incomplete data and record retention connect transfer transparency with competent authorities' ability to trace funds.
- FATF 40 RecommendationsThe FATF 40 Recommendations set a baseline for AML/CFT and counter-proliferation-financing controls. Risk assessment, prevention, ownership transparency and enforcement work with reporting and international cooperation, becoming binding through national laws and supervision.
- FATF Recommendation 15 — New TechnologiesFATF Recommendation 15 addresses AML/CFT risks from new products, delivery mechanisms and virtual assets. It calls for pre-launch assessment and licensing, supervision and controls over virtual-asset service providers, with implementation through the national laws and authorities.
- FATF Recommendation 16 — Payment TransparencyFATF Recommendation 16 promotes transparency across payment chains through accurate originator and beneficiary information. It links payment-message data with controls for missing information, retained records and authority access, implemented through national law and supervision.
- FATF Recommendation 20 — Suspicious Transaction ReportingFATF Recommendation 20 calls for prompt reporting to the financial-intelligence unit when funds are suspected to be criminal proceeds or linked to terrorist financing. Analysis and records preserve the basis for a report, while controls against tipping off protect the process.
- Financial Transactions Reporting Act, 2006Niue's Financial Transactions Reporting Act 2006 governs customer identification, record keeping and transaction reporting. It sets the financial-intelligence framework under the Finance Minister, linking customer and transaction data with the reporting and oversight system.
- FinCEN Suspicious Activity Reporting RequirementsFinCEN's suspicious-activity reporting rules govern detecting, escalating, filing and retaining US SARs. Deadlines and electronic filing join confidentiality and supporting documentation, connecting the decision to report with evidence retained for the required period and examination.