- Australia AML/CTF Rules 2025Australia's AML/CTF Rules 2025 detail customer identification, beneficial-ownership checks and ongoing monitoring for reporting entities. Their scope spans payment, remittance and digital-asset services, connecting programmes with transfer information, reporting and record keeping.
- EBA Guidelines on ML/TF Risk FactorsThe EBA's ML/TF Risk Factors Guidelines help institutions assess money-laundering and terrorist-financing risks. Customer, country, product and channel risk inform due diligence and ongoing monitoring, with documented decisions supporting controls and suspicious-transaction reports.
- EU Anti-Money Laundering RegulationThe EU Anti-Money Laundering Regulation harmonises AML/CFT rules, with its main application date of 10 July 2027. Due diligence, beneficial ownership, internal controls and enhanced measures for higher risk sit within a rulebook with implications for implementation planning.
- FATF Politically Exposed Person requirementsFATF's politically exposed person measures address risk in foreign, domestic and international-organisation PEPs. Identification, senior approval where required, source-of-wealth or funds checks and enhanced monitoring inform implementation without equating PEP status with wrongdoing.
- FATF Recommendation 10: Customer Due DiligenceFATF Recommendation 10 sets the due-diligence baseline: identify and verify customers and beneficial owners, understand purpose and monitor the relationship. Risk-based practice links onboarding evidence with ongoing review and concerns requiring suspicious-transaction reporting.
- FATF Recommendation 24 — Beneficial Ownership of Legal PersonsFATF Recommendation 24 addresses ultimate owners or controllers of legal persons. Adequate, accurate and current beneficial-ownership information should be rapidly accessible to competent authorities, connecting corporate transparency with national AML/CFT laws and supervision.
- FATF Recommendation 25 — Beneficial Ownership of Legal ArrangementsFATF Recommendation 25 extends beneficial-ownership transparency to trusts and comparable legal arrangements. It seeks accurate, current information, risk assessment and rapid authority access, with duties and proportionate sanctions implemented through the national legal framework.
- FinCEN Customer Due Diligence Final RuleFinCEN's Customer Due Diligence Rule requires covered institutions to identify and verify customers and beneficial owners, understand account purpose and monitor activity. Updated risk information and certification or verification records link onboarding with review and SAR support.
- FINTRAC Identity Verification RequirementsFINTRAC's Identity Verification Requirements explain the methods and timing for identifying clients and associated persons in Canada. They connect the verification decision with evidence and reporting, helping payment providers distinguish collecting identity data from verifying it.
- RBI Master Direction — Know Your Customer (KYC), 2016The RBI's KYC Master Direction 2016 sets customer acceptance, identification, beneficial-ownership and ongoing due diligence for regulated firms. Risk assessment and sanctions screening work with record retention and prescribed FIU-IND reporting, linking onboarding with monitoring.