Users
22KATOMA Pay |
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ATOMA Pay is an Afghan mobile-money service accessible through phone menus and agent channels. Customers load or withdraw cash, send money and pay merchants or bills, while bank links and corporate salary disbursements connect the wallet to the country's wider financial system.
Use cases:
Channels:
Initiation:
Markets
1TPV
$621KTransactions
54KEstimated Monthly Usage, Aurato Research, November 2026
Capabilities
Customers can initiate payments with USSD and manually entered transfer details; payment approval can use a PIN or passcode. Customers can pay online and in person. Customers can make repeat purchases with active payment approval.
Markets
Schemes
PSPs
No PSP implementations have been mapped for this method yet.
Compliance
Regulator
Bank of Afghanistan
