United Arab Emirates

United Arab Emirates
`mkt_ae`

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The UAE is a regional financial and trading hub where international cards meet a domestic push towards account-based payments. Aani enables instant dirham transfers using mobile numbers, email addresses and QR codes, adding a local alternative to established bank and card channels.

Population

12M

GDP

$552B

GDP per Capita

$50K

GDP Growth

4.6%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in United Arab Emirates

Physical cash continues to be useful in small UAE shops and traditional markets, while payment cards and wallets cover much formal retail. Aani adds instant dirham payments, giving merchants an account-based alternative to banknotes.

ATMs (PER 100K)

49.1

BANKS (PER 100K)

5.9

DEBIT CARDS (PER ADULT)

1.2

CREDIT CARDS (PER ADULT)

0.6

Compare

IMF, Financial Access Survey (FAS), 2025