Users
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Visa credit cards let customers make purchases using a credit line supplied by their issuer, with payments carried over the Visa network. Acceptance spans online, app and in-person channels, while repayment, interest and limits remain issuer-specific rather than a loan from Visa.
Use cases:
Channels:
Initiation:
Markets
105TPV
$513BTransactions
9.0BEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026











