Visa Credit

pmt_visa_credit
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Visa credit cards let customers make purchases using a credit line supplied by their issuer, with payments carried over the Visa network. Acceptance spans online, app and in-person channels, while repayment, interest and limits remain issuer-specific rather than a loan from Visa.

Use cases:
Initiation:
Users
449M
Markets
105
TPV
$513B
Transactions
9.0B

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Standards