Users
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Introduced in 2014, Apple Pay lets customers use eligible cards through supported Apple devices in stores, apps and online. Tokenised credentials replace the card number used at checkout, and device authentication approves spending while the card issuer supplies the funding account.
Use cases:
Channels:
Initiation:
Markets
73TPV
$176BTransactions
4.8BEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
Schemes
Compliance
Regulator
Federal Reserve Board of Governors





























