Australia | Aurato

Australia
`mkt_au`

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Australia’s domestic eftpos cards and New Payments Platform give merchants options beyond international card networks. PayID simplifies bank-transfer addressing, while wallets and buy-now-pay-later services shape checkout in a country whose population reached 27.6 million in 2025.

Population

28M

GDP

$1.8T

GDP per Capita

$65K

GDP Growth

1.4%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Australia

Cash use among Australian consumers stabilized at about 15% of consumer payments in 2025 after years of decline. Cards still dominate, but shrinking ATM and branch networks make cash access a concern for those who depend on it.

ATMs (PER 100K)

100.2

BANKS (PER 100K)

14.5

DEBIT CARDS (PER ADULT)

2.2

CREDIT CARDS (PER ADULT)

0.7

Compare

IMF, Financial Access Survey (FAS), 2025