Bulgaria

mkt_bg
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Bulgaria adopted the euro on 1 January 2026, replacing the lev after a currency-board link. The change connects domestic pricing and settlement directly to the euro area, while banks, card services and instant-payment channels support an economy of roughly 6.4 million people.

Alpha-3:BGR
NUM:100
Population
6.4M
GDP
$131B
GDP per Capita
$20K
GDP Growth
3.1%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Bulgaria

Bulgaria's move to the euro in January 2026 changed checkout currency for cash users. Cards and transfers between bank accounts offer alternatives, but euro adoption alone does not establish a fall in transactions made with cash.

ATMs (PER 100K)
91.4
BANKS (PER 100K)
82.5
DEBIT CARDS (PER ADULT)
1.4
CREDIT CARDS (PER ADULT)
0.3
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards