Mastercard Credit

pmt_mastercard_credit
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Mastercard Credit connects issuer-provided credit lines to an international merchant network. Cardholders buy in shops, online or through supported digital wallets and repay under the issuer's terms, with product terms defining instalments, interest, benefits and cash access.

Use cases:
Initiation:
Users
395M
Markets
96
TPV
$352B
Transactions
6.6B

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Standards