Netherlands | Aurato

Netherlands
`mkt_nl`

The Netherlands pairs debit-led shop payments with iDEAL, which handled 71% of ecommerce payments in 2025 and is transitioning towards Wero. Instant transfers are the standard bank-payment experience, while cash remains broadly available: 96% of points of sale accepted it in 2025.

Population

18M

GDP

$1.3T

GDP per Capita

$74K

GDP Growth

1.8%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Netherlands

Cash fell to 17% of Dutch point-of-sale transactions in 2025, down from 19% in 2024. Debit-led contactless payments dominate, with phone and watch taps, while physical cash continues to be an option for people who depend on it.

ATMs (PER 100K)

32.9

BANKS (PER 100K)

0.9

DEBIT CARDS (PER ADULT)

2.3

CREDIT CARDS (PER ADULT)

0.5

Compare

IMF, Financial Access Survey (FAS), 2025