AtlasPayment MethodsOVpay

OVPay

pmt_ovpay

OVPay is the Netherlands public-transport payment method that lets passengers pay by tapping a contactless debit or credit card, or a linked mobile wallet, at transit readers.

Card
Use cases:
Channels:
Initiation:
Users
-
Markets
1
TPV
-
Transactions
-

Number of Users

UsersYoY
20222023202420252026Five-year Users and YoY data will appear here

Total Payment Volume

TPVYoY
20222023202420252026Five-year TPV and YoY data will appear here

Markets

Markets and currencies connected to OVPay across public-transport acceptance and settlement flows.

Market
NetherlandsEMEA$1.5B484M9.0M

Capabilities

How OVPay works across Dutch public-transport payment flows, normalized to the Atlas capability model.

Processing
ConfirmationDelayedInstant
Clearing ModelReal-timeBatch
System Settlement Timing–
System InteroperabilityOpen
Cross-border Support–
Flows
EmbeddedSupported
Redirect–
Deep Link–
Offline Completion–
Manual TransferNot supported
Payment Request–
QRConditional
NFCSupported
USSD–
Recurring
User-present RepeatSupported
Merchant-initiatedSupported
Mandate Support/Required–
Credential on FileSupported
Authentication
Online Banking–
App Approval–
Biometric Authentication–
PIN / PasscodeConditional
One-time PasswordConditional
3D SecureSupported
Authorization
Authorization Hold / Pre-authorizationSupported
Authorization Reversal / VoidSupported
Authorization AdjustmentsSupported
Partial AuthorizationConditional
Zero-value VerificationSupported
Capture
Separate/Manual CaptureSupported
Partial CaptureSupported
Multiple Partial CapturesSupported
Refunds
Full RefundsNative
Partial RefundsNative
Multiple Partial RefundsNative
Disputes
ChargebacksSupported
Non-chargeback Dispute ProcessConditional
Payment GuaranteeNot guaranteed
Funding Sources
Bank Account–
CardSupported
Stored Balance–
Credit Line–
Cash–
Consumer Requirements
Local Bank Account Required–
App / Wallet Account Required–
Phone Number Required–
Supported Bank/Issuer RequiredRequired
Merchant Requirements
Local Entity Required–
Local Bank Account Required–
Local Acquiring Required–
Local Processing Required–

PSPs

PSP-specific OVPay implementations, kept separate from the underlying payment method.

No PSP implementations have been mapped for this method yet.

Schemes

Schemes and card rails connected to OVPay.

Scheme

Compliance

Regulators and regulations connected to OVPay.

Regulator(s)
No regulators have been mapped yet.
No regulations have been mapped yet.

Standards

Standards connected to OVPay, including contactless EMV acceptance.

No standards have been mapped yet.
OVpay64.0%
Markets50.0%PSPs0%Schemes0%Compliance0%Standards0%