Bosnia and Herzegovina

Bosnia and Herzegovina
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Bosnia and Herzegovina’s convertible mark is anchored to the euro through a currency board. Domestic clearing connects bank accounts, while international cards serve travel and online commerce; GDP per capita was about US$10,400 in 2025, in a smaller European domestic economy.

Population

3.1M

GDP

$33B

GDP per Capita

$10K

GDP Growth

2.1%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Bosnia and Herzegovina

Bosnia and Herzegovina uses cash for many small purchases, even as payment cards reach more shops and hotels. Convertible-mark notes remain a fallback outside major cities, where acceptance of card payments is less consistent.

ATMs (PER 100K)

68.3

BANKS (PER 100K)

29.3

DEBIT CARDS (PER ADULT)

0.8

CREDIT CARDS (PER ADULT)

0.2

Compare

IMF, Financial Access Survey (FAS), 2025