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DuitNow QR brings Malaysian banking apps to overseas shops


TL;DR:

DuitNow QR now lets customers of participating Malaysian banks pay at overseas shops through Alipay+. The launch covers mainland China, Hong Kong, South Korea, the Philippines and Laos. Maybank, CIMB and Hong Leong Bank are live, while Bank Islam is set to follow. Customers scan a participating merchant’s QR code and approve payment in their existing banking app, without opening an Alipay+ account. This is an outbound expansion of PayNet’s existing cross-border network; it does not mean every Malaysian banking app or every merchant in those destinations already supports the service.

DuitNow and Alipay+ logos on ivory tiles linked by an orange ribbon beneath a navy arch.

A familiar banking app at a foreign checkout

PayNet has activated outbound DuitNow QR connectivity through Alipay+, Ant International’s wallet gateway. Customers of Maybank, CIMB and Hong Leong Bank can use the service at participating merchants in China, Hong Kong, South Korea, the Philippines and Laos. Bank Islam is expected to join.

The customer opens the DuitNow QR scanner in a supported banking app, scans the merchant code displaying Alipay+ acceptance, checks the transaction and confirms payment. SoyaCincau reports that customers scan the merchant’s code; merchants cannot scan the customer’s device for this feature.

Less setup before paying abroad

For a traveller, the useful change is the ability to stay inside a familiar banking app at checkout. It could remove an extra registration step when buying from a participating shop, while leaving the payment decision with the customer rather than requiring a separate wallet account.

For merchants, acceptance becomes useful when visitors can actually find and complete the payment flow. Staff guidance, clear acceptance signage and a readable QR code still matter. Network connectivity alone does not establish that every shop will offer the same checkout experience.

Five destinations are a starting footprint

The launch extends an existing relationship in the opposite direction: supported Alipay+ partner wallets have been accepted at DuitNow QR merchants in Malaysia since November 2023. Other participating banks and e-wallets can adopt the outbound capability, and additional destinations are planned.

The launch sources do not establish universal app support, a single customer exchange rate or a uniform fee schedule. Travellers should distinguish the five initial destinations from the wider Alipay+ network, whose overall reach is not a list of live DuitNow acceptance locations.

Check the app and the transaction terms

Before relying on the service, customers should check their bank’s supported destinations, payment limits, fees and currency-conversion terms. At the shop, review the amount and merchant details before approving. The next useful evidence is reliable completion and refund handling across participating apps, rather than a headline claim of worldwide coverage.

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Sources