Laos

mkt_la

Domestic bank QR payments and bank transfers give Laos account-based merchant options in the kip economy. Cross-border payment links also connect shops with visitors and neighbouring markets, while approximately 7.87 million residents had GDP per capita around US$2,300 in 2025.

Alpha-3:LAO
NUM:418
Population
7.9M
GDP
$18B
GDP per Capita
$2K
GDP Growth
4.5%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Laos

Cash continues to play an important role in Laos, where card acceptance is limited and some merchants add fees. Bank QR payments offer another route, but local-account requirements and unreliable ATMs can keep kip notes essential.

ATMs (PER 100K)
29.3
BANKS (PER 100K)
2.9
DEBIT CARDS (PER ADULT)
0.5
CREDIT CARDS (PER ADULT)
0.0
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

Loading scheme data…

Systems

Loading system data…

PSPs

Compliance

Standards