Malaysia | Aurato

Malaysia
`mkt_my`

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Malaysia's payments landscape includes DuitNow transfers and QR acceptance, FPX online banking and established card networks. Interoperability links bank and wallet experiences rather than requiring one payment app, serving a ringgit economy of about 36 million residents in 2025.

Population

36M

GDP

$472B

GDP per Capita

$13K

GDP Growth

5.2%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Malaysia

DuitNow QR is widening Malaysia's alternatives to cash, connecting bank and wallet apps through one code. Ringgit notes remain a useful option for small everyday purchases, while QR acceptance increasingly reaches businesses.

ATMs (PER 100K)

55.8

BANKS (PER 100K)

7.6

DEBIT CARDS (PER ADULT)

2.0

CREDIT CARDS (PER ADULT)

0.4

Compare

IMF, Financial Access Survey (FAS), 2025