South Korea | Aurato

South Korea
`mkt_kr`

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Kakao Pay, Naver Pay and Toss give South Korean checkout several local mobile interfaces alongside extensive card use. Bank transfers and issuer-specific funding arrangements remain part of the picture in a won-denominated economy of approximately 51.7 million residents in 2025.

Population

52M

GDP

$1.9T

GDP per Capita

$36K

GDP Growth

1.0%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in South Korea

Cash represented about 16% of South Korean consumer payments by transaction count in 2024, continuing a long decline. Credit payment cards led at 46%, while mobile cards are more important among younger users making purchases.

ATMs (PER 100K)

236.8

BANKS (PER 100K)

11.9

DEBIT CARDS (PER ADULT)

0.6

CREDIT CARDS (PER ADULT)

3.0

Compare

IMF, Financial Access Survey (FAS), 2025