Users
36MM-PESA | |
|---|---|
pmt_mpesa |
Introduced in 2007, M-PESA is a digital wallet or mobile payment service for consumer and merchant payments.
Use cases:
Channels:
Initiation:
Markets
6TPV
$260BTransactions
30BNumber of Users
UsersYoY
Total Payment Volume
TPVYoY
Markets
Markets and currencies connected to M-PESA across consumer, processing and settlement flows.
Capabilities
How M-PESA works across its supported payment flows, normalized to the Atlas capability model.
Processing
Confirmation
Clearing Model
System Settlement Timing
System Interoperability
Cross-border Support
Flows
Embedded
Redirect
Deep Link
Offline Completion
Manual Transfer
Payment Request
QR
NFC
USSD
Recurring
User-present Repeat
Merchant-initiated
Mandate Support/Required
Credential on File
Authentication
Online Banking
App Approval
Biometric Authentication
PIN / Passcode
One-time Password
3D Secure
Authorization
Authorization Hold / Pre-authorization
Authorization Reversal / Void
Authorization Adjustments
Partial Authorization
Zero-value Verification
Capture
Separate/Manual Capture
Partial Capture
Multiple Partial Captures
Refunds
Full Refunds
Partial Refunds
Multiple Partial Refunds
Disputes
Chargebacks
Non-chargeback Dispute Process
Payment Guarantee
Funding Sources
Bank Account
Card
Stored Balance
Credit Line
Cash
Consumer Requirements
Local Bank Account Required
App / Wallet Account Required
Phone Number Required
Supported Bank/Issuer Required
Merchant Requirements
Local Entity Required
Local Bank Account Required
Local Acquiring Required
Local Processing Required
PSPs
PSP-specific M-PESA implementations, kept separate from the underlying payment method.
No PSP implementations have been mapped for this method yet.
Schemes
Schemes connected to M-PESA, using the same four-metric model as the overview.
Compliance
Regulators and regulations connected to M-PESA.
Regulator(s)
No regulators have been mapped yet.
Regulation Category
Standards
Standards connected to M-PESA.
No standards have been mapped yet.