Democratic Republic of the Congo

Congo
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The Democratic Republic of the Congo is a large, low-income payments market where banks and mobile-money providers offer routes to financial access. Its population reached about 113 million in 2025, while GDP per capita was about US$807, underlining the need for affordable services.

Population

113M

GDP

$91B

GDP per Capita

$806.8

GDP Growth

5.8%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Congo

Cash anchors everyday trade in DR Congo, with Congolese francs and US dollars serving different payment needs. Mobile-money agents connect wallet balances to banknotes, extending access to cash beyond conventional bank branches.

ATMs (PER 100K)

1.6

BANKS (PER 100K)

0.8

DEBIT CARDS (PER ADULT)

0.0

CREDIT CARDS (PER ADULT)

0.0

Compare

IMF, Financial Access Survey (FAS), 2025