Mozambique

mkt_mz
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M-Pesa, e-Mola and mKesh give Mozambique distinct mobile-money networks alongside banks. Wallets and agents connect transfers, cash access and merchant payments in the metical economy, serving roughly 35.6 million residents in 2025 with GDP per capita of approximately US$630.

Alpha-3:MOZ
NUM:508
Population
36M
GDP
$22B
GDP per Capita
$626.9
GDP Growth
-0.5%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Mozambique

Mozambique's wallets connect metical cash with digital transfers through agents. Card payments are more widely available in Maputo than elsewhere, so wallet growth does not remove the importance of banknotes or local cash-out access.

ATMs (PER 100K)
7.0
BANKS (PER 100K)
3.4
DEBIT CARDS (PER ADULT)
0.2
CREDIT CARDS (PER ADULT)
0.0
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards