Users
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mKesh brings mobile money to customers on Mozambique’s Tmcel network, using the phone number as the account identifier. It supports transfers, merchant purchases and airtime without a traditional bank account, while interoperability links it with the country’s other mobile wallets.
Use cases:
Channels:
Initiation:
Markets
1TPV
$37MTransactions
5.4MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
No PSP implementations have been mapped for this method yet.
Schemes
Compliance
Regulator
Bank of Mozambique



