mKesh

pmt_mkesh
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mKesh brings mobile money to customers on Mozambique’s Tmcel network, using the phone number as the account identifier. It supports transfers, merchant purchases and airtime without a traditional bank account, while interoperability links it with the country’s other mobile wallets.

Use cases:
Initiation:
Users
171K
Markets
1
TPV
$37M
Transactions
5.4M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

No PSP implementations have been mapped for this method yet.

Schemes

Compliance

Standards