Ethiopia

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Ethiopia's birr-denominated payments market includes bank services and mobile-money offerings such as telebirr and M-PESA. These provide different routes to transfers and merchant payments across a domestic economy. Population was about 135 million and real GDP grew 9.8% in 2025.

Alpha-3:ETH
NUM:231
Population
135M
GDP
$126B
GDP per Capita
$932.7
GDP Growth
9.8%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Ethiopia

Ethiopia's cash economy has alternatives accessed on mobile phones, including telebirr and M-PESA. Birr banknotes serve everyday trade, and agent networks bridge digital balances and cash beyond bank branches and card terminals.

ATMs (PER 100K)
12.0
BANKS (PER 100K)
16.8
DEBIT CARDS (PER ADULT)
0.7
CREDIT CARDS (PER ADULT)
0.0
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards