Spain | Aurato

Spain
`mkt_es`

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Spain pairs euro-area banking and card acceptance with Bizum's expansion beyond person-to-person transfers into merchant payments. Local account-based experiences complement international networks in an economy of about 49.4 million residents and US$38,600 GDP per capita in 2025.

Population

49M

GDP

$1.9T

GDP per Capita

$39K

GDP Growth

2.8%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Spain

Cash paid for 57% of Spain's point-of-sale transactions in the European Central Bank's 2024 survey, down from 2022 but a majority. Cards and Bizum add alternatives, while small purchases keep euro cash relevant to daily spending.

ATMs (PER 100K)

82.3

BANKS (PER 100K)

30.2

DEBIT CARDS (PER ADULT)

1.7

CREDIT CARDS (PER ADULT)

1.3

Compare

IMF, Financial Access Survey (FAS), 2025