Users
23MBizum connects Spanish bank accounts through phone-number payments and merchant purchases. Customers activate it within a bank environment and approve money movement from their account, with online and in-person acceptance extending a service known for person-to-person transfers.
Use cases:
Channels:
Initiation:
Markets
1TPV
$9.3BTransactions
139MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
Schemes
Compliance
Regulator
Bank of Spain





