- 10bis Israel Employee Meal Payment Framework10bis sets out how Israeli employers fund meal allowances and employees order food or pay participating merchants through its app, website and card. The framework connects benefit balances, meal ordering and merchant acceptance within a restricted employee-meal payment service.
- 11pay Korea Simple Payment Framework (formerly SK pay)South Korea's 11pay framework covers checkout with a payment method registered once for use at affiliated stores. Formerly SK pay, the service adopted the 11pay name on 1 January 2024, preserving its customer service and benefits while continuing the same payment proposition.
- 2025 One-Leg Out Instant Credit Transfer Rulebook v1.12025 OCT Inst rulebook v1.1 governs instant euro credit transfers with one leg outside SEPA's geographical scope. EPC rules define the scheme's euro leg and the interaction with payment providers beyond it, extending instant-transfer practices into one-leg-out cross-border journeys.
- 2025 SEPA Credit Transfer Rulebook v1.1The 2025 SEPA Credit Transfer Rulebook defines how participating providers handle ordinary euro credit transfers. ISO 20022 guidelines align the messages, while separate rejection, return and recall processes preserve the meaning of exceptions throughout processing and reconciliation.
- 2025 SEPA Direct Debit B2B Rulebook v1.1SEPA Direct Debit B2B governs euro collections from business accounts under a creditor mandate. Debtor-provider mandate checks and distinct exception rules underpin the scheme; an authorised collection lacks Core's unconditional refund right, making correct mandate handling central.
- 2025 SEPA Direct Debit Core Rulebook v1.1The 2025 SEPA Direct Debit Core Rulebook governs creditor-initiated euro collections under a debtor mandate. It aligns provider responsibilities and ISO 20022 messages for consumers and businesses, with separate rejection, return, refund and reversal processes shaping collection risk.
- 2025 SEPA Instant Credit Transfer Rulebook v1.1The 2025 SCT Inst rulebook coordinates continuously available instant euro transfers between participating providers. ISO 20022 guidance, participant duties and outcome handling support rapid execution, with the scheme read alongside the EU's ten-second legal execution requirements.
- 2026 Nacha Operating Rules & Guidelines2026 Nacha Operating Rules govern US ACH entries, defining originator, sending-bank, receiving-bank and intermediary duties. Payment initiation, handling, enforcement and formatting requirements provide the basis for ACH processing, connecting transaction data with member obligations.
- Abon Europe Cash Voucher FrameworkAbon's operating framework links cash purchased at retail outlets to fixed-value euro vouchers redeemable with participating online services. Issued by Aircash, these electronic-money vouchers let users fund accounts or make online payments without a bank account or payment card.
- ACH Colombia Public Operating FrameworkACH Colombia's framework describes an interbank payment operator spanning transfers, PSE online account payments, SOI social-security collections and TESO PSE business services. It brings these public service functions together while each product retains its own operating rules.