VNPAY-QR lets Vietnamese merchants receive payments initiated by scanning a supported QR code in a banking or payment app. Transaction- and bill-linked codes identify the purchase, providing an acceptance route from the customer's app to the merchant across participating providers.
Estimated Monthly Usage, Aurato Research, November 2026
Capabilities
Funding can come from bank accounts, stored balances and payment cards; payment approval can use the payment app. Full refunds are available conditionally. Formal disputes outside card-style chargebacks are subject to conditions.



