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VietQR transfers, NAPAS cards and wallets such as MoMo give Vietnamese merchants several domestic merchant-acceptance routes. Bank and wallet apps connect đồng funds with purchases in an economy of roughly 102 million residents whose real GDP expanded approximately 8% in 2025.
Population
102MGDP
$515BGDP per Capita
$5KGDP Growth
8.0%Cash in Vietnam
Cash serves Vietnam's street vendors and small purchases, while payment cards and VietQR expand checkout. Urban ATMs are common, but remote spending relies more on đồng notes and local acceptance than the coverage of card payments.
ATMs (PER 100K)
26.7BANKS (PER 100K)
3.1DEBIT CARDS (PER ADULT)
1.5CREDIT CARDS (PER ADULT)
0.2Payment Methods
Estimated Monthly Usage, Aurato Research, October 2026
Schemes
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Systems
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PSPs
Compliance
Regulator
State Bank of Vietnam







