Vietnam

mkt_vn
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VietQR transfers, NAPAS cards and wallets such as MoMo give Vietnamese merchants several domestic merchant-acceptance routes. Bank and wallet apps connect đồng funds with purchases in an economy of roughly 102 million residents whose real GDP expanded approximately 8% in 2025.

Alpha-3:VNM
NUM:704
Population
102M
GDP
$515B
GDP per Capita
$5K
GDP Growth
8.0%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Vietnam

Cash serves Vietnam's street vendors and small purchases, while payment cards and VietQR expand checkout. Urban ATMs are common, but remote spending relies more on đồng notes and local acceptance than the coverage of card payments.

ATMs (PER 100K)
26.7
BANKS (PER 100K)
3.1
DEBIT CARDS (PER ADULT)
1.5
CREDIT CARDS (PER ADULT)
0.2
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards