Afterpay / Clearpay

pmt_afterpay_clearpay

Afterpay, branded Clearpay in the UK, lets shoppers split eligible purchases into instalments at participating online and physical stores. Its familiar Pay in 4 model spreads payments over six weeks, while available plans, approval requirements and charges depend on the market.

Use cases:
Initiation:
Users
12M
Markets
4
TPV
$4.6B
Transactions
37M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Standards