Users
12MAfterpay, branded Clearpay in the UK, lets shoppers split eligible purchases into instalments at participating online and physical stores. Its familiar Pay in 4 model spreads payments over six weeks, while available plans, approval requirements and charges depend on the market.
Use cases:
Channels:
Initiation:
Markets
4TPV
$4.6BTransactions
37MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
Schemes
Compliance
Regulator
Federal Reserve Board of Governors







