New Zealand | Aurato

New Zealand
`mkt_nz`

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EFTPOS gives New Zealand merchants an established local acceptance route alongside international cards and wallets. Bank transfers add account-based payment options in the New Zealand-dollar economy, whose 5.32 million residents had GDP per capita close to US$49,600 in 2025.

Population

5.3M

GDP

$264B

GDP per Capita

$50K

GDP Growth

0.5%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in New Zealand

In 2025, 57% of New Zealand adults used cash for everyday purchases, close to the share reported in 2021. EFTPOS and payment cards remain popular, while rural residents use cash more often and small private purchases still favor notes.

ATMs (PER 100K)

31.3

BANKS (PER 100K)

14.5

DEBIT CARDS (PER ADULT)

1.8

CREDIT CARDS (PER ADULT)

1.1

Compare

IMF, Financial Access Survey (FAS), 2025