Nicaragua

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Nicaragua’s economy grew about 4.9% in 2025, serving 7 million residents. Córdoba cash, bank transfers and cards support local commerce, while international payment connections bring overseas funds into the same market and link local businesses with overseas buyers and suppliers.

Alpha-3:NIC
NUM:558
Population
7.0M
GDP
$22B
GDP per Capita
$3K
GDP Growth
4.9%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Nicaragua

Physical córdoba cash continues to be useful in Nicaragua outside larger shops and tourist businesses. US dollars are used, while cards provide a route in cities; local merchant acceptance determines how far cash can be replaced.

ATMs (PER 100K)
25.0
BANKS (PER 100K)
8.6
DEBIT CARDS (PER ADULT)
0.5
CREDIT CARDS (PER ADULT)
0.2
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards