Lithuania

mkt_lt
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Lithuania’s payments and electronic-money sector serves cross-border customers as well as a small domestic base. Euro accounts connect to SEPA transfers and direct debits, while cards and digital account providers offer merchant-payment routes for 2.89 million residents in 2025.

Alpha-3:LTU
NUM:440
Population
2.9M
GDP
$95B
GDP per Capita
$33K
GDP Growth
2.9%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Lithuania

Cash covered 54% of transactions at physical points of sale in Lithuania in 2024, down from 2022. This contrasts with its digital-finance profile: payment cards and mobile banking coexist with a substantial appetite for euro notes.

ATMs (PER 100K)
46.1
BANKS (PER 100K)
9.5
DEBIT CARDS (PER ADULT)
24.6
CREDIT CARDS (PER ADULT)
0.9
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards