Estonia | Aurato

Estonia
`mkt_ee`

Showing the last complete snapshot.Live data is being refreshed. Last loaded 2026-10-30 06:00 UTC.

Estonia’s digital banking services operate within the euro area, giving a small domestic market direct access to SEPA transfers and direct debits. Card payments and electronic bank-account access serve residents and businesses in a country of about 1.37 million people in 2025.

Population

1.4M

GDP

$47B

GDP per Capita

$34K

GDP Growth

0.6%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Estonia

Cash covered 39% of Estonia's in-store transactions in the ECB's 2024 survey, despite its digital-banking reputation. Its share has declined as payment cards and apps expand, but notes still support choice between payment methods.

ATMs (PER 100K)

57.0

BANKS (PER 100K)

5.7

DEBIT CARDS (PER ADULT)

1.5

CREDIT CARDS (PER ADULT)

0.4

Compare

IMF, Financial Access Survey (FAS), 2025