Costa Rica

mkt_cr
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Costa Rica's colón-denominated market uses the SINPE system, the central bank's interbank payment infrastructure, and SINPE Móvil for phone-linked transfers. These account-based services complement cards and merchant acceptance in an economy with US$20,000 GDP per capita in 2025.

Alpha-3:CRI
NUM:188
Population
5.2M
GDP
$103B
GDP per Capita
$20K
GDP Growth
4.6%
Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Costa Rica

Costa Rica's SINPE Móvil lets shoppers pay from bank accounts using a mobile phone number, an alternative to cash. Colón notes still matter at small merchants, while payment cards serve much formal retail and visitor spending.

ATMs (PER 100K)
61.5
BANKS (PER 100K)
14.8
DEBIT CARDS (PER ADULT)
1.9
CREDIT CARDS (PER ADULT)
0.8
Compare

IMF, Financial Access Survey (FAS), 2025

Payment Methods

Estimated Monthly Usage, Aurato Research, October 2026

Schemes

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Systems

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PSPs

Compliance

Standards