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Costa Rica's colón-denominated market uses the SINPE system, the central bank's interbank payment infrastructure, and SINPE Móvil for phone-linked transfers. These account-based services complement cards and merchant acceptance in an economy with US$20,000 GDP per capita in 2025.
Population
5.2MGDP
$103BGDP per Capita
$20KGDP Growth
4.6%Cash in Costa Rica
Costa Rica's SINPE Móvil lets shoppers pay from bank accounts using a mobile phone number, an alternative to cash. Colón notes still matter at small merchants, while payment cards serve much formal retail and visitor spending.
ATMs (PER 100K)
61.5BANKS (PER 100K)
14.8DEBIT CARDS (PER ADULT)
1.9CREDIT CARDS (PER ADULT)
0.8Payment Methods
Estimated Monthly Usage, Aurato Research, October 2026
Schemes
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Systems
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