Austria | Aurato

Austria
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Austria is a euro-area market where cash retains an important place alongside cards and electronic banking. SEPA links domestic accounts to European transfers and direct debits, while merchant acceptance serves both consumers and visitors. GDP per capita was about US$62,900 in 2025.

Population

9.2M

GDP

$579B

GDP per Capita

$63K

GDP Growth

0.6%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Austria

Cash paid for 62% of Austria's point-of-sale transactions in the European Central Bank's 2024 survey, down from 2022 but among the euro area's highest. Cards are gaining ground without displacing the country's strong cash habit.

ATMs (PER 100K)

174.0

BANKS (PER 100K)

10.4

DEBIT CARDS (PER ADULT)

1.4

CREDIT CARDS (PER ADULT)

0.4

Compare

IMF, Financial Access Survey (FAS), 2025