Connect to the Aurato Graph.
Stable IDs, typed claims, relationships, evidence and rights metadata — exposed through a consistent JSON envelope.
{
"schema_version": "1.5",
"generated_at": "2026-07-31T18:00:00Z",
"data": {
"id": "pmt_pix",
"type": "payment_method",
"name": "Pix",
"shortName": "Pix",
"collection": "methods",
"slug": "pix",
"description": "Introduced in 2020, Pix is a bank-transfer payment method for account-to-account payments.",
"summary": "The Pix payment method initiates with keys or QR codes and settles through SPI.",
"aliases": [
"PIX",
"Brazil instant payments",
"instant A2A",
"QR payment"
],
"visual": {
"kind": "logo",
"src": "https://htmonfohxuipdpmznlcj.supabase.co/storage/v1/object/public/entity-assets/payment-methods/pmt_pix.png?v=57da8ce9c6ff4889",
"label": "Pix"
},
"identifiers": {
"Type": "Bank Transfer",
"System": "SPI"
},
"claims": [
{
"key": "live_date",
"label": "Full operation",
"value": "16 November 2020",
"sourceIds": [
"bcb-pix-launch"
],
"confidence": "high",
"observedAt": "2026-07-31",
"effectiveFrom": "2020-11-16"
},
{
"key": "type",
"label": "Type",
"value": "Bank Transfer",
"sourceIds": [
"bcb-pix-overview"
],
"confidence": "high",
"observedAt": "2026-07-31"
},
{
"key": "settlement",
"label": "Settlement infrastructure",
"value": "Instant Payment System (SPI)",
"sourceIds": [
"bcb-spi",
"bcb-pix-role"
],
"confidence": "high",
"observedAt": "2026-07-31"
},
{
"key": "governance",
"label": "Pix governance",
"value": "Banco Central do Brasil",
"sourceIds": [
"bcb-pix-role"
],
"confidence": "high",
"observedAt": "2026-07-31"
},
{
"key": "availability",
"label": "Availability",
"value": "24 hours a day, every day",
"sourceIds": [
"bcb-pix-overview"
],
"confidence": "high",
"observedAt": "2026-07-31"
},
{
"key": "users",
"label": "Adoption",
"value": "Nearly 170 million users",
"sourceIds": [
"bcb-pix-five-years"
],
"confidence": "high",
"observedAt": "2026-07-31",
"effectiveFrom": "2025-11-23"
},
{
"key": "annual_volume",
"label": "2024 transaction volume",
"value": "63 billion transactions",
"sourceIds": [
"bcb-pix-five-years"
],
"confidence": "high",
"observedAt": "2026-07-31",
"effectiveFrom": "2024"
},
{
"key": "annual_value",
"label": "2024 transaction value",
"value": "BRL 26.4 trillion",
"sourceIds": [
"bcb-pix-five-years"
],
"confidence": "high",
"observedAt": "2026-07-31",
"effectiveFrom": "2024"
},
{
"key": "volume_growth",
"label": "2024 volume growth",
"value": "+52% year over year",
"sourceIds": [
"bcb-payment-instruments-2024"
],
"confidence": "high",
"observedAt": "2026-07-31",
"effectiveFrom": "2024"
}
],
"sourceIds": [
"src:br:35a2da6b9fe3a53886ad",
"src:br:9f78d2f8f17257abb39b",
"src:br:fd59e08a2cad33343e30",
"bcb-pix-launch",
"bcb-pix-overview",
"bcb-spi",
"bcb-pix-role",
"bcb-pix-five-years",
"bcb-payment-instruments-2024"
],
"updatedAt": "2026-08-30",
"entitySubtype": "payment_method",
"sectionIntros": {
"psps": "PSP-specific Pix implementations, kept separate from the underlying payment method.",
"markets": "Markets and currencies connected to Pix across consumer, processing and settlement flows.",
"schemes": "Schemes connected to Pix, using the same four-metric model as the overview.",
"systems": "Systems connected to Pix, using the same four-metric model as the overview.",
"standards": "Standards connected to Pix.",
"compliance": "Regulators and regulations connected to Pix.",
"capabilities": "How Pix works across its supported payment flows, normalized to the Atlas capability model."
},
"contextualMetricsByEntityId": {
"mkt_br": [
{
"metricKey": "users",
"label": "# Users",
"value": "157M users",
"numericValue": 157000000,
"unit": "users",
"period": "Aug 2026",
"detail": "Resident-based Brazil measurement as of 2026-08-27. Primary period 2025-08-01 through 2026-07-31; cards and listed providers mainly 2025-07-01 through 2026-06-30. Current annualized run rate used where TTM was unavailable. Payer must be a Brazil resident; inbound non-residents excluded. Direct BCB Pix series translated to natural-person resident payers and rolled to the latest trailing twelve months. Metric: unique Brazil-resident users with at least one payment during the trailing-twelve-month user period.",
"sourceIds": [
"src:br:35a2da6b9fe3a53886ad",
"src:br:9f78d2f8f17257abb39b",
"src:br:fd59e08a2cad33343e30"
],
"confidenceScore": 97,
"confidenceLevel": "very_high"
},
{
"metricKey": "transactions",
"label": "Transactions",
"value": "77B",
"numericValue": 76612939585,
"unit": "transactions",
"period": "Aug 2026",
"detail": "Resident-based Brazil measurement as of 2026-08-27. Primary period 2025-08-01 through 2026-07-31; cards and listed providers mainly 2025-07-01 through 2026-06-30. Current annualized run rate used where TTM was unavailable. Payer must be a Brazil resident; inbound non-residents excluded. Direct BCB Pix series translated to natural-person resident payers and rolled to the latest trailing twelve months. Metric: annual completed payment transactions by Brazil residents.",
"sourceIds": [
"src:br:35a2da6b9fe3a53886ad",
"src:br:9f78d2f8f17257abb39b",
"src:br:fd59e08a2cad33343e30"
],
"confidenceScore": 97,
"confidenceLevel": "very_high"
},
{
"metricKey": "tpv",
"label": "TPV",
"value": "$2.9T",
"numericValue": 2946402888346,
"unit": "USD",
"period": "Aug 2026",
"detail": "Resident-based Brazil measurement as of 2026-08-27. Primary period 2025-08-01 through 2026-07-31; cards and listed providers mainly 2025-07-01 through 2026-06-30. Current annualized run rate used where TTM was unavailable. Payer must be a Brazil resident; inbound non-residents excluded. Direct BCB Pix series translated to natural-person resident payers and rolled to the latest trailing twelve months. Metric: annual gross completed payment value in BRL by Brazil residents.\n\nUSD companion derived from metric:pmt_pix:tpv:mkt_br:2026-08-27 using FX measurement metric:cur_brl:fx-rate:usd:2026-08-27 at 0.19372336303758233243 USD per BRL.",
"sourceIds": [
"src:br:00a15b09a37de777c26f",
"src:br:35a2da6b9fe3a53886ad",
"src:br:9f78d2f8f17257abb39b",
"src:br:fd59e08a2cad33343e30"
],
"confidenceScore": 97,
"confidenceLevel": "very_high"
}
]
},
"methodProfile": {
"flow": [
{
"title": "Choose Pix",
"detail": "The payer selects Pix at checkout or receives a payment request."
},
{
"title": "Open bank or wallet",
"detail": "A QR code is scanned or its copy-and-paste code is opened in a participating app."
},
{
"title": "Review and authorize",
"detail": "The payer verifies recipient and amount, then authenticates the transfer."
},
{
"title": "Settle through SPI",
"detail": "Funds move between participating providers and confirmation returns in seconds.",
"entityId": "sys_spi"
}
],
"section_intros": {
"psps": "PSP-specific Pix implementations, kept separate from the underlying payment method.",
"markets": "Markets and currencies connected to Pix across consumer, processing and settlement flows.",
"schemes": "Schemes connected to Pix, using the same four-metric model as the overview.",
"systems": "Systems connected to Pix, using the same four-metric model as the overview.",
"standards": "Standards connected to Pix.",
"compliance": "Regulators and regulations connected to Pix.",
"capabilities": "How Pix works across its supported payment flows, normalized to the Atlas capability model."
},
"channels": [
"Online",
"In-Person"
],
"initiation": [
"Dynamic QR code",
"Static QR code",
"Pix key",
"Copy-and-paste code"
],
"metrics": [],
"headlineMetrics": [
{
"metricKey": "users",
"label": "# Users",
"value": "170M",
"numericValue": 170000000,
"unit": "count",
"period": "Nov 2025",
"detail": "Latest BCB user count",
"sourceIds": [
"bcb-pix-five-years"
]
},
{
"metricKey": "transactions",
"label": "Transactions",
"value": "63B",
"numericValue": 63000000000,
"unit": "transactions",
"period": "2024",
"detail": "Full-year Pix transaction count",
"sourceIds": [
"bcb-pix-five-years"
]
},
{
"metricKey": "tpv",
"label": "TPV",
"value": "$4.9T",
"numericValue": 4922309817663,
"unit": "USD",
"period": "2024",
"detail": "Full-year Pix value\n\nUSD companion derived from metric:pmt_pix:method:headline_metrics.04.annualized-processing-value using FX measurement metric:cur_brl:fx-rate:usd:2024-annual at 0.18645112945692408 USD per BRL.",
"sourceIds": [
"bcb-pix-five-years",
"ecb-annual-reference-exchange-rates"
]
}
],
"series": [],
"capabilities": [
{
"label": "Instant confirmation",
"detail": "The payment and its status are returned in near real time."
},
{
"label": "Account-to-account",
"detail": "Funds move directly between transaction accounts without a card rail."
},
{
"label": "Broad use cases",
"detail": "Supports transfers and payments between people, companies and government entities."
},
{
"label": "Central governance",
"detail": "Rules, brand and core infrastructure sit under Banco Central do Brasil."
}
]
},
"relationships": [
{
"id": "rel_pix_iso20022",
"from": "pmt_pix",
"to": "std_iso_20022",
"type": "conforms_to",
"label": "uses ISO 20022 messages",
"sourceIds": [
"bcb-spi-iso20022",
"iso-20022-overview"
],
"from_entity": "Pix",
"to_entity": "ISO 20022 Financial Services — Universal financial industry message scheme"
},
{
"id": "rel_std_audit_9260799a0881960cf2416393",
"from": "std_pix_regulation",
"to": "pmt_pix",
"type": "applies_to",
"label": "governs",
"sourceIds": [
"bcb-pix-regulation"
],
"from_entity": "Pix Regulation",
"to_entity": "Pix"
},
{
"id": "rel_pix_brazil_law",
"from": "pmt_pix",
"to": "cmp_brazil_law_12865_2013",
"type": "governed_by",
"label": "governed by",
"sourceIds": [
"bcb-law-12865"
],
"from_entity": "Pix",
"to_entity": "Brazil Law No. 12,865/2013 — payment arrangements and institutions"
},
{
"id": "rel_pix_br",
"from": "pmt_pix",
"to": "mkt_br",
"type": "available_in",
"label": "available in",
"sourceIds": [
"bcb-pix-overview",
"src:br:35a2da6b9fe3a53886ad",
"src:br:9f78d2f8f17257abb39b",
"src:br:fd59e08a2cad33343e30"
],
"from_entity": "Pix",
"to_entity": "Brazil"
},
{
"id": "rel_pix_bcb",
"from": "pmt_pix",
"to": "reg_bcb",
"type": "regulated_by",
"label": "governed by",
"sourceIds": [
"bcb-pix-role"
],
"from_entity": "Pix",
"to_entity": "Banco Central do Brasil"
},
{
"id": "rel_pmt_pix_cur_brl",
"from": "pmt_pix",
"to": "cur_brl",
"type": "denominated_in",
"label": "denominated in",
"sourceIds": [
"bcb-spi"
],
"from_entity": "Pix",
"to_entity": "Brazilian real"
},
{
"id": "rel:pm-scheme:99pay:pix",
"from": "pmt_99pay",
"to": "pmt_pix",
"type": "funded_by",
"label": "supports",
"sourceIds": [],
"from_entity": "99Pay",
"to_entity": "Pix"
},
{
"id": "rel:pm-scheme:nupay:pix",
"from": "pmt_nupay",
"to": "pmt_pix",
"type": "funded_by",
"label": "supports",
"sourceIds": [],
"from_entity": "NuPay",
"to_entity": "Pix"
},
{
"id": "rel:pm-scheme:pagbank:pix",
"from": "pmt_pagbank",
"to": "pmt_pix",
"type": "funded_by",
"label": "supports",
"sourceIds": [],
"from_entity": "PagBank",
"to_entity": "Pix"
},
{
"id": "rel:pm-scheme:picpay:pix",
"from": "pmt_picpay",
"to": "pmt_pix",
"type": "funded_by",
"label": "supports",
"sourceIds": [],
"from_entity": "PicPay",
"to_entity": "Pix"
},
{
"id": "rel:pm-scheme:recargapay:pix",
"from": "pmt_recargapay",
"to": "pmt_pix",
"type": "funded_by",
"label": "supports",
"sourceIds": [],
"from_entity": "RecargaPay",
"to_entity": "Pix"
},
{
"id": "rel_cmp_873a0044fe56cd676011c3e2",
"from": "cmp_bcb_resolution_195_2022",
"to": "pmt_pix",
"type": "applies_to",
"label": "applies to covered payment activity",
"sourceIds": [
"bcb-resolution-195"
],
"from_entity": "BCB Resolution No. 195/2022 — SPI operational rules",
"to_entity": "Pix"
},
{
"id": "rel_cmp_ac62b9f241e7955a478235fa",
"from": "cmp_br_bcb_circular_3978_2020",
"to": "pmt_pix",
"type": "applies_to",
"label": "applies to covered payment activity",
"sourceIds": [
"src_cmp_d940a1e9fae02e758d96"
],
"from_entity": "BCB Circular 3,978/2020 — AML/CFT Controls",
"to_entity": "Pix"
},
{
"id": "rel_cmp_71c9159ebb86c9c06abe1591",
"from": "cmp_br_lgpd",
"to": "pmt_pix",
"type": "applies_to",
"label": "applies to covered payment activity",
"sourceIds": [
"br-lgpd"
],
"from_entity": "Brazil General Data Protection Law",
"to_entity": "Pix"
},
{
"id": "rel_pix_spi",
"from": "pmt_pix",
"to": "sys_spi",
"type": "uses_rail",
"label": "settled by",
"sourceIds": [
"bcb-pix-role",
"bcb-spi"
],
"from_entity": "Pix",
"to_entity": "Instant Payment System (SPI)"
}
]
},
"provenance": [
null,
null,
null,
null,
null,
null,
null,
null,
null
],
"rights": {
"projection": "public",
"redistribution": "source links and derived facts"
}
}