{"schema_version":"1.1","generated_at":"2026-09-01T23:14:31.972Z","count":394,"data":[{"id":"mkt_br","type":"market","name":"Brazil","shortName":"Brazil","collection":"markets","slug":"brazil","description":"A connected view of Brazil's payment mix, digital adoption, settlement systems and governing institutions.","summary":"A high-adoption instant-payments market with cards, wallets and cash-based methods still forming a material long tail.","aliases":["Brasil","BR","Brazilian market","Latin America"],"visual":{"kind":"flag","value":"🇧🇷","label":"Flag of Brazil"},"identifiers":{"ISO 3166-1":"BR","Currency":"BRL","Region":"LatAm","ISO 3166-1 alpha-2":"BR","ISO 3166-1 alpha-3":"BRA","ISO 3166-1 numeric":"076","Subregion":"Brazil"},"claims":[{"key":"currency","label":"Settlement currency","value":"Brazilian real (BRL)","sourceIds":["bcb-spi"],"confidence":"high","observedAt":"2026-07-31"},{"key":"population","label":"Population","value":"213.4 million (2025 estimate)","sourceIds":["ibge-population-2025"],"confidence":"high","effectiveFrom":"2025","observedAt":"2026-07-31"},{"key":"internet","label":"Internet users","value":"84% of population (2024)","sourceIds":["world-bank-brazil"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-07-31"},{"key":"online_shoppers","label":"Online shoppers","value":"108.9 million (reported for 2024)","sourceIds":["dlocal-brazil-market"],"confidence":"medium","effectiveFrom":"2024","observedAt":"2026-07-31"},{"key":"leading_method","label":"Largest published mix category","value":"Pix — 44%","sourceIds":["dlocal-brazil-market"],"confidence":"medium","effectiveFrom":"2024","observedAt":"2026-07-31"},{"key":"coverage","label":"Atlas coverage","value":"Market, method, system and operator","sourceIds":["bcb-pix-overview","bcb-spi"],"confidence":"high","observedAt":"2026-07-31"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"BR","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"BRA","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"076","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["ibge-population-2025","world-bank-brazil","dlocal-brazil-market","bcb-pix-overview","bcb-spi","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"213.4M","period":"2025","detail":"Official national estimate","sourceIds":["ibge-population-2025"]},{"label":"Internet users","value":"84%","period":"2024","detail":"Share of the population","sourceIds":["world-bank-brazil"]},{"label":"Online shoppers","value":"108.9M","period":"2024","detail":"Industry-reported estimate","sourceIds":["dlocal-brazil-market"]},{"label":"Pix share","value":"44%","period":"Published mix","detail":"Largest reported category","sourceIds":["dlocal-brazil-market"]}],"paymentMix":[{"label":"Pix","value":44,"category":"Instant Bank Transfer","entityId":"pmt_pix","sourceIds":["dlocal-brazil-market"]},{"label":"Domestic-only credit cards","value":31,"category":"Cards","sourceIds":["dlocal-brazil-market"]},{"label":"International credit cards","value":10,"category":"Cards","sourceIds":["dlocal-brazil-market"]},{"label":"E-wallets","value":7,"category":"Wallets","sourceIds":["dlocal-brazil-market"]},{"label":"Boleto Bancario","value":7,"category":"Cash-based","sourceIds":["dlocal-brazil-market"]},{"label":"Debit cards","value":1,"category":"Cards","sourceIds":["dlocal-brazil-market"]},{"label":"Buy now, pay later","value":1,"category":"BNPL","sourceIds":["dlocal-brazil-market"]}],"facts":[{"label":"Currency","value":"BRL","detail":"Brazilian real","sourceIds":["bcb-spi"],"entityId":"cur_brl"},{"label":"Featured payment method","value":"Pix","detail":"National instant-payment method","sourceIds":["bcb-pix-overview"],"entityId":"pmt_pix"},{"label":"Settlement system","value":"SPI","detail":"Inter-PSP instant settlement","sourceIds":["bcb-spi"],"entityId":"sys_spi"},{"label":"Pix governance","value":"BCB","detail":"Banco Central do Brasil","sourceIds":["bcb-pix-role"],"entityId":"reg_bcb"}],"highlights":[{"title":"Instant payments lead","detail":"Pix is the largest category in dLocal's published Brazil payment mix.","sourceIds":["dlocal-brazil-market"]},{"title":"Domestic cards matter","detail":"Domestic-only credit cards are reported separately and materially exceed internationally enabled cards.","sourceIds":["dlocal-brazil-market"]},{"title":"The long tail is local","detail":"Wallets and Boleto remain relevant beside the country's instant-payment and card rails.","sourceIds":["dlocal-brazil-market"]}]},"relationships":[{"id":"rel_pix_br","from":"pmt_pix","to":"mkt_br","type":"available_in","label":"available in","sourceIds":["bcb-pix-overview"],"from_entity":"Pix","to_entity":"Brazil"},{"id":"rel_mkt_br_cur_brl","from":"mkt_br","to":"cur_brl","type":"uses_currency","label":"uses currency","sourceIds":["bcb-spi"],"from_entity":"Brazil","to_entity":"Brazilian real"},{"id":"rel_pmt_mercado_pago_mkt_br_market","from":"pmt_mercado_pago","to":"mkt_br","type":"available_in","label":"available in","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Mercado Pago","to_entity":"Brazil"},{"id":"rel_pmt_picpay_mkt_br_market","from":"pmt_picpay","to":"mkt_br","type":"available_in","label":"available in","sourceIds":["picpay-sec-2025"],"from_entity":"PicPay","to_entity":"Brazil"},{"id":"rel_mkt_br_iso3166_1","from":"mkt_br","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Brazil","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"pmt_pix","type":"payment_method","name":"Pix","shortName":"Pix","collection":"methods","slug":"pix","description":"Pix is Brazil's instant account-to-account payment method, available through participating financial and payment institutions every day and at any time.","summary":"A ubiquitous Brazilian account-to-account method that initiates with keys or QR codes and settles through SPI.","aliases":["PIX","Brazil instant payments","instant bank transfer","QR payment"],"visual":{"kind":"pix","label":"Pix logo"},"identifiers":{"Aurato ID":"pmt_pix","Jurisdiction":"BR","Type":"Bank Transfer"},"claims":[{"key":"live_date","label":"Full operation","value":"16 November 2020","sourceIds":["bcb-pix-launch"],"confidence":"high","effectiveFrom":"2020-11-16","observedAt":"2026-07-31"},{"key":"type","label":"Type","value":"Bank Transfer","sourceIds":["bcb-pix-overview"],"confidence":"high","observedAt":"2026-07-31"},{"key":"settlement","label":"Settlement infrastructure","value":"Instant Payment System (SPI)","sourceIds":["bcb-spi","bcb-pix-role"],"confidence":"high","observedAt":"2026-07-31"},{"key":"governance","label":"Pix governance","value":"Banco Central do Brasil","sourceIds":["bcb-pix-role"],"confidence":"high","observedAt":"2026-07-31"},{"key":"availability","label":"Availability","value":"24 hours a day, every day","sourceIds":["bcb-pix-overview"],"confidence":"high","observedAt":"2026-07-31"},{"key":"users","label":"Adoption","value":"Nearly 170 million users","sourceIds":["bcb-pix-five-years"],"confidence":"high","effectiveFrom":"2025-11-23","observedAt":"2026-07-31"},{"key":"annual_volume","label":"2024 transaction volume","value":"63 billion transactions","sourceIds":["bcb-pix-five-years"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-07-31"},{"key":"annual_value","label":"2024 transaction value","value":"BRL 26.4 trillion","sourceIds":["bcb-pix-five-years"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-07-31"},{"key":"volume_growth","label":"2024 volume growth","value":"+52% year over year","sourceIds":["bcb-payment-instruments-2024"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-07-31"}],"sourceIds":["bcb-pix-overview","bcb-pix-role","bcb-pix-launch","bcb-pix-stats","bcb-pix-five-years","bcb-payment-instruments-2024","bcb-pix-faq","bcb-spi-report-2024"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"Users","value":"~170M","period":"Nov 2025","detail":"People and companies","sourceIds":["bcb-pix-five-years"]},{"label":"Transaction value","value":"R$26.4tn","period":"2024","detail":"All Pix transactions","sourceIds":["bcb-pix-five-years"]},{"label":"Volume growth","value":"+52%","period":"2024 YoY","detail":"Fastest-growing instrument","sourceIds":["bcb-payment-instruments-2024"]},{"label":"Availability","value":"24/7","period":"Continuous","detail":"Including weekends and holidays","sourceIds":["bcb-pix-overview"]}],"series":[{"id":"pix-interbank-monthly-volume","title":"Monthly interbank settlements","subtitle":"Selected official observations since SPI launch","unit":"billion transactions","sourceIds":["bcb-spi-report-2024"],"points":[{"period":"Nov 20","value":0.12,"display":"0.12bn"},{"period":"Jun 21","value":0.63,"display":"0.63bn"},{"period":"Dec 21","value":1.22,"display":"1.22bn"},{"period":"Jun 22","value":1.63,"display":"1.63bn"},{"period":"Dec 22","value":2.42,"display":"2.42bn"},{"period":"Jun 23","value":2.86,"display":"2.86bn"},{"period":"Dec 23","value":4.21,"display":"4.21bn"},{"period":"Jun 24","value":4.66,"display":"4.66bn"},{"period":"Dec 24","value":5.71,"display":"5.71bn"}]},{"id":"pix-average-value","title":"Average value per settlement","subtitle":"Selected monthly averages in Brazilian real","unit":"BRL per transaction","sourceIds":["bcb-spi-report-2024"],"points":[{"period":"Nov 20","value":858.35,"display":"R$858"},{"period":"Jun 21","value":577.24,"display":"R$577"},{"period":"Dec 21","value":508.36,"display":"R$508"},{"period":"Jun 22","value":472.98,"display":"R$473"},{"period":"Dec 22","value":431.99,"display":"R$432"},{"period":"Jun 23","value":404.81,"display":"R$405"},{"period":"Dec 23","value":379.77,"display":"R$380"},{"period":"Jun 24","value":381.43,"display":"R$381"},{"period":"Dec 24","value":407.9,"display":"R$408"}]}],"channels":["Online","In person","In app","Person to person"],"initiation":["Dynamic QR code","Static QR code","Pix key","Copy-and-paste code"],"flow":[{"title":"Choose Pix","detail":"The payer selects Pix at checkout or receives a payment request."},{"title":"Open bank or wallet","detail":"A QR code is scanned or its copy-and-paste code is opened in a participating app."},{"title":"Review and authorize","detail":"The payer verifies recipient and amount, then authenticates the transfer."},{"title":"Settle through SPI","detail":"Funds move between participating providers and confirmation returns in seconds.","entityId":"sys_spi"}],"capabilities":[{"label":"Instant confirmation","detail":"The payment and its status are returned in near real time."},{"label":"Account-to-account","detail":"Funds move directly between transaction accounts without a card rail."},{"label":"Broad use cases","detail":"Supports transfers and payments between people, companies and government entities."},{"label":"Central governance","detail":"Rules, brand and core infrastructure sit under Banco Central do Brasil."}],"headlineMetrics":[{"label":"# Users","value":"~170M","period":"Nov 2025","detail":"Latest BCB user count","sourceIds":["bcb-pix-five-years"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the current public sources.","sourceIds":[]},{"label":"Annualized # transactions","value":"63B","period":"2024 actual","detail":"Full-year Pix transaction count","sourceIds":["bcb-pix-five-years"]},{"label":"Annualized processing value","value":"R$26.4tn","period":"2024 actual","detail":"Full-year Pix value","sourceIds":["bcb-pix-five-years"]}]},"relationships":[{"id":"rel_pix_br","from":"pmt_pix","to":"mkt_br","type":"available_in","label":"available in","sourceIds":["bcb-pix-overview"],"from_entity":"Pix","to_entity":"Brazil"},{"id":"rel_pix_spi","from":"pmt_pix","to":"sys_spi","type":"settled_by","label":"settled by","sourceIds":["bcb-spi","bcb-pix-role"],"from_entity":"Pix","to_entity":"Instant Payment System (SPI)"},{"id":"rel_pix_bcb","from":"pmt_pix","to":"reg_bcb","type":"regulated_by","label":"governed by","sourceIds":["bcb-pix-role"],"from_entity":"Pix","to_entity":"Banco Central do Brasil"},{"id":"rel_pix_iso20022","from":"pmt_pix","to":"std_iso_20022","type":"conforms_to","label":"uses ISO 20022 messages","sourceIds":["bcb-spi-iso20022"],"from_entity":"Pix","to_entity":"ISO 20022 Financial Services — Universal financial industry message scheme"},{"id":"rel_pix_brazil_law","from":"pmt_pix","to":"cmp_brazil_law_12865_2013","type":"governed_by","label":"governed by","sourceIds":["bcb-law-12865"],"from_entity":"Pix","to_entity":"Brazil Law No. 12,865/2013 — payment arrangements and institutions"}]},{"id":"sys_spi","type":"payment_system","name":"Instant Payment System (SPI)","shortName":"SPI","collection":"systems","slug":"spi","description":"The centralized infrastructure used to settle instant payments between different payment service providers in Brazil.","summary":"SPI is the settlement layer beneath Pix and is operated by Banco Central do Brasil.","aliases":["Sistema de Pagamentos Instantaneos","Brazil instant payment system","Pix settlement"],"visual":{"kind":"monogram","value":"SPI","label":"SPI monogram","tone":"teal"},"identifiers":{"Aurato ID":"sys_spi","Acronym":"SPI","Type":"Retail"},"claims":[{"key":"role","label":"Role","value":"Inter-PSP instant-payment settlement","sourceIds":["bcb-spi"],"confidence":"high","observedAt":"2026-07-31"},{"key":"model","label":"Infrastructure model","value":"Centralized","sourceIds":["bcb-spi"],"confidence":"high","observedAt":"2026-07-31"},{"key":"operator","label":"Operator","value":"Banco Central do Brasil","sourceIds":["bcb-pix-role","bcb-spi"],"confidence":"high","observedAt":"2026-07-31"},{"key":"currency","label":"Settlement currency","value":"Brazilian real (BRL)","sourceIds":["bcb-spi"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["bcb-spi","bcb-pix-role"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pix_spi","from":"pmt_pix","to":"sys_spi","type":"settled_by","label":"settled by","sourceIds":["bcb-spi","bcb-pix-role"],"from_entity":"Pix","to_entity":"Instant Payment System (SPI)"},{"id":"rel_spi_bcb","from":"sys_spi","to":"reg_bcb","type":"operated_by","label":"operated by","sourceIds":["bcb-spi","bcb-pix-role"],"from_entity":"Instant Payment System (SPI)","to_entity":"Banco Central do Brasil"},{"id":"rel_sys_spi_cur_brl","from":"sys_spi","to":"cur_brl","type":"settles_currency","label":"settles currency","sourceIds":["bcb-spi"],"from_entity":"Instant Payment System (SPI)","to_entity":"Brazilian real"},{"id":"rel_spi_iso20022","from":"sys_spi","to":"std_iso_20022","type":"conforms_to","label":"uses ISO 20022 messages","sourceIds":["bcb-spi-iso20022"],"from_entity":"Instant Payment System (SPI)","to_entity":"ISO 20022 Financial Services — Universal financial industry message scheme"},{"id":"rel_spi_resolution195","from":"sys_spi","to":"cmp_bcb_resolution_195_2022","type":"governed_by","label":"governed by","sourceIds":["bcb-resolution-195"],"from_entity":"Instant Payment System (SPI)","to_entity":"BCB Resolution No. 195/2022 — SPI operational rules"}]},{"id":"reg_bcb","type":"institution","name":"Banco Central do Brasil","shortName":"Banco Central do Brasil","collection":"regulators","slug":"banco-central-do-brasil","description":"Brazil's central bank, represented in this slice as the Pix governance authority and operator of its core settlement infrastructure.","summary":"The institution connects governance, supervision and infrastructure operation in the Pix ecosystem.","aliases":["BCB","Central Bank of Brazil","Banco Central","Bacen"],"visual":{"kind":"bcb","label":"Banco Central do Brasil logo"},"identifiers":{"Aurato ID":"reg_bcb","Jurisdiction":"BR","Acronym":"BCB","Statutory basis":"Law No. 12,865/2013","Role":"Regulator · Pix governance · system operator"},"claims":[{"key":"pix_role","label":"Pix role","value":"Owner, regulator and supervisor","sourceIds":["bcb-pix-role"],"confidence":"high","observedAt":"2026-07-31"},{"key":"spi_role","label":"SPI role","value":"Operator","sourceIds":["bcb-pix-role","bcb-spi"],"confidence":"high","observedAt":"2026-07-31"},{"key":"rulebook","label":"Governance","value":"Responsible for the Pix rulebook","sourceIds":["bcb-pix-role"],"confidence":"high","observedAt":"2026-07-31"},{"key":"statutory_basis","label":"Payment-arrangements mandate","value":"Regulates payment arrangements and payment institutions under Law No. 12,865/2013","sourceIds":["bcb-law-12865"],"confidence":"high","effectiveFrom":"2013-10-09","observedAt":"2026-08-07"},{"key":"operating_role","label":"Operating role","value":"Operates SPI and governs Pix","sourceIds":["bcb-pix-role","bcb-spi"],"confidence":"high","observedAt":"2026-08-07"}],"sourceIds":["bcb-pix-role","bcb-spi","bcb-law-12865","bcb-resolution-195"],"updatedAt":"2026-08-07","relationships":[{"id":"rel_spi_bcb","from":"sys_spi","to":"reg_bcb","type":"operated_by","label":"operated by","sourceIds":["bcb-spi","bcb-pix-role"],"from_entity":"Instant Payment System (SPI)","to_entity":"Banco Central do Brasil"},{"id":"rel_pix_bcb","from":"pmt_pix","to":"reg_bcb","type":"regulated_by","label":"governed by","sourceIds":["bcb-pix-role"],"from_entity":"Pix","to_entity":"Banco Central do Brasil"},{"id":"rel_bcb_brazil_law","from":"reg_bcb","to":"cmp_brazil_law_12865_2013","type":"governed_by","label":"administers","sourceIds":["bcb-law-12865"],"from_entity":"Banco Central do Brasil","to_entity":"Brazil Law No. 12,865/2013 — payment arrangements and institutions"},{"id":"rel_bcb_resolution195","from":"cmp_bcb_resolution_195_2022","to":"reg_bcb","type":"published_by","label":"issued by","sourceIds":["bcb-resolution-195"],"from_entity":"BCB Resolution No. 195/2022 — SPI operational rules","to_entity":"Banco Central do Brasil"},{"id":"rel_brl_bcb_issuer","from":"cur_brl","to":"reg_bcb","type":"issued_by","label":"issued by","sourceIds":["bcb-pix-role"],"from_entity":"Brazilian real","to_entity":"Banco Central do Brasil"}]},{"id":"std_iso_iec_7812_1","type":"standard","name":"ISO/IEC 7812-1","shortName":"ISO 7812-1","collection":"standards","slug":"iso-iec-7812-1","description":"The numbering standard that defines the structure used to identify card issuers and the format of issuer identification numbers.","summary":"The global numbering foundation behind IINs, PAN structure and the move from six- to eight-digit issuer identifiers.","aliases":["ISO 7812","IIN standard","BIN standard","issuer identification standard","ISO/IEC 7812-1:2017"],"visual":{"kind":"monogram","value":"ISO","label":"ISO standard mark","tone":"teal"},"identifiers":{"Standard":"ISO/IEC 7812-1","Domain":"Identification cards","Scope":"Issuer identification","Updated":"2017-01"},"claims":[{"key":"scope","label":"Scope","value":"Numbering system for identification of card issuers","sourceIds":["iso-iin-eight-digit"],"confidence":"high","observedAt":"2026-07-31"},{"key":"iin_length","label":"IIN length","value":"8 numeric digits","sourceIds":["iso-iin-eight-digit"],"confidence":"high","effectiveFrom":"2017","observedAt":"2026-07-31"},{"key":"pan_length","label":"PAN length","value":"10 to 19 digits","sourceIds":["iso-iin-eight-digit"],"confidence":"high","effectiveFrom":"2017","observedAt":"2026-07-31"},{"key":"legacy_conversion","label":"Legacy conversion","value":"One six-digit IIN becomes a block of one hundred eight-digit IINs","sourceIds":["iso-iin-eight-digit"],"confidence":"high","effectiveFrom":"2017","observedAt":"2026-07-31"}],"sourceIds":["iso-iin-eight-digit"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Standard intelligence","title":"The numbering rule beneath BIN data","intro":"Standards are versioned documents in Graph, not timeless prose. Their editions, effective dates and dependent identifiers remain queryable.","metrics":[{"label":"IIN format","value":"8 digits","period":"Revised standard","detail":"Fixed-length numeric identifier","sourceIds":["iso-iin-eight-digit"]},{"label":"PAN range","value":"10–19","period":"Revised standard","detail":"Variable total length","sourceIds":["iso-iin-eight-digit"]},{"label":"Legacy expansion","value":"×100","period":"Migration rule","detail":"Eight-digit IINs per six-digit root","sourceIds":["iso-iin-eight-digit"]},{"label":"Coverage","value":"Global","period":"Standard","detail":"Issuer-identification numbering","sourceIds":["iso-iin-eight-digit"]}],"sections":[{"kicker":"Version semantics","title":"Standards change the meaning of data","detail":"The same first six PAN digits no longer guarantee a unique current issuing BIN after eight-digit expansion.","items":[{"label":"Before","value":"6-digit IIN","detail":"Legacy implementations commonly resolved on six digits."},{"label":"After","value":"8-digit IIN","detail":"New allocations increase identifier capacity and resolution."},{"label":"Graph impact","value":"Versioned claims","detail":"Historical facts retain the edition and effective period under which they were valid."}]}]},"relationships":[{"id":"rel_iso7812_visa","from":"std_iso_iec_7812_1","to":"pmt_visa","type":"applies_to","label":"defines issuer-identification structure for","sourceIds":["iso-iin-eight-digit"],"from_entity":"ISO/IEC 7812-1","to_entity":"Visa Creditcard"},{"id":"rel_iso7812_mastercard","from":"std_iso_iec_7812_1","to":"pmt_mastercard","type":"applies_to","label":"defines issuer-identification structure for","sourceIds":["iso-iin-eight-digit"],"from_entity":"ISO/IEC 7812-1","to_entity":"Mastercard Creditcard"}]},{"id":"reg_ofac","type":"institution","name":"U.S. Office of Foreign Assets Control","shortName":"OFAC","collection":"regulators","slug":"ofac","description":"The U.S. Treasury office that administers and enforces economic and trade sanctions and publishes sanctions-list data.","summary":"OFAC is represented as the publishing authority behind the SDN List and its machine-readable releases.","aliases":["OFAC","Office of Foreign Assets Control","US Treasury OFAC","sanctions authority"],"visual":{"kind":"monogram","value":"OFAC","label":"OFAC institution mark","tone":"orange"},"identifiers":{"Aurato ID":"reg_ofac","Jurisdiction":"US","Role":"Sanctions authority"},"claims":[{"key":"publisher_role","label":"Publisher role","value":"Publishes the SDN and Non-SDN consolidated sanctions lists","sourceIds":["ofac-sanctions-list-service"],"confidence":"high","observedAt":"2026-07-31"},{"key":"data_service","label":"Data service","value":"Sanctions List Service","sourceIds":["ofac-sanctions-list-service"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["ofac-sanctions-list-service","ofac-sdn-faq"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_sdn_ofac","from":"cmp_ofac_sdn","to":"reg_ofac","type":"published_by","label":"published by","sourceIds":["ofac-sanctions-list-service"],"from_entity":"OFAC Specially Designated Nationals List","to_entity":"U.S. Office of Foreign Assets Control"}]},{"id":"cmp_ofac_sdn","type":"sanctions_list","name":"OFAC Specially Designated Nationals List","shortName":"OFAC SDN List","collection":"compliance","slug":"ofac-sdn-list","description":"OFAC's list of designated and blocked persons, organizations, groups and identifiable assets, published in human- and machine-readable forms.","summary":"A frequently updated compliance dataset whose names, aliases, subject types, programs and designation lifecycles must remain distinct Graph objects.","aliases":["SDN List","OFAC sanctions list","Specially Designated Nationals","blocked persons list","US sanctions"],"visual":{"kind":"monogram","value":"SDN","label":"SDN sanctions list mark","tone":"red"},"identifiers":{"Aurato ID":"cmp_ofac_sdn","Publisher":"OFAC","Jurisdiction":"US"},"claims":[{"key":"publisher","label":"Publisher","value":"U.S. Office of Foreign Assets Control","sourceIds":["ofac-sanctions-list-service"],"confidence":"high","observedAt":"2026-07-31"},{"key":"scope","label":"Subject coverage","value":"Individuals, entities, groups, vessels and aircraft","sourceIds":["ofac-sanctions-list-service"],"confidence":"high","observedAt":"2026-07-31"},{"key":"cadence","label":"Update cadence","value":"As additions and removals become necessary; no fixed timetable","sourceIds":["ofac-sdn-faq"],"confidence":"high","observedAt":"2026-07-31"},{"key":"formats","label":"Integration formats","value":"XML and fixed-field or delimited files, plus human-readable access","sourceIds":["ofac-sdn-faq","ofac-sanctions-list-service"],"confidence":"high","observedAt":"2026-07-31"},{"key":"search","label":"Search behavior","value":"Names and aliases require potential-match screening, not exact-name equality","sourceIds":["ofac-sanctions-list-service"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["ofac-sanctions-list-service","ofac-sdn-faq"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Sanctions intelligence","title":"A designation is a relationship, not a boolean","intro":"Graph keeps the subject, list, sanctions program, legal measure, aliases, evidence and effective period independently versioned.","metrics":[{"label":"Publisher","value":"OFAC","period":"Current","detail":"U.S. Treasury sanctions authority","sourceIds":["ofac-sanctions-list-service"]},{"label":"Cadence","value":"As needed","period":"No fixed schedule","detail":"Additions and removals are event-driven","sourceIds":["ofac-sdn-faq"]},{"label":"Data access","value":"XML + text","period":"Machine readable","detail":"Multiple integration formats","sourceIds":["ofac-sdn-faq"]},{"label":"Asset scope","value":"Vessels + aircraft","period":"Alongside people","detail":"Supports non-person subjects","sourceIds":["ofac-sanctions-list-service"]}],"sections":[{"kicker":"Graph structure","title":"What one list record connects","detail":"The public list is a dataset release; each designation links a subject to a legal program and measure for a defined period.","items":[{"label":"Subject","value":"Person · organization · asset","detail":"The canonical real-world object survives listing and delisting events."},{"label":"Designation","value":"Time-bound assertion","detail":"Carries program, measure, legal basis, source and effective dates."},{"label":"Names","value":"Official + aliases","detail":"Listed names and transliterations are evidence-backed identity records."}]},{"kicker":"Operational lifecycle","title":"Every release can be diffed","detail":"Immutable source snapshots make additions, removals and corrections traceable without overwriting the past.","items":[{"label":"Ingest","value":"Immutable snapshot","detail":"The exact publication is retained with observed time and rights."},{"label":"Resolve","value":"Entity matching","detail":"Candidates remain separate from reviewed canonical links."},{"label":"Publish","value":"Change event","detail":"Atlas can explain what changed between consecutive releases."}]}],"notice":{"title":"Not legal advice","detail":"Atlas exposes source-grounded reference data and provenance. Screening decisions still require an organization's policy, risk context and applicable-law review."}},"relationships":[{"id":"rel_sdn_ofac","from":"cmp_ofac_sdn","to":"reg_ofac","type":"published_by","label":"published by","sourceIds":["ofac-sanctions-list-service"],"from_entity":"OFAC Specially Designated Nationals List","to_entity":"U.S. Office of Foreign Assets Control"}]},{"id":"cmp_eu_2024_886","type":"regulation","name":"EU Instant Payments Regulation","shortName":"Regulation (EU) 2024/886","collection":"rules","slug":"eu-2024-886-instant-payments","description":"The EU regulation establishing uniform requirements for instant credit transfers in euro, including reachability, pricing and verification-of-payee obligations.","summary":"A cross-cutting payments rule that changes product availability, pricing, beneficiary verification and sanctions-screening operations.","aliases":["Instant Payments Regulation","IPR","EU 2024/886","instant euro payments regulation"],"visual":{"kind":"monogram","value":"EU","label":"European Union regulation mark","tone":"teal"},"identifiers":{"Instrument":"Regulation (EU) 2024/886","Authority":"European Union","Jurisdiction":"EU / EEA","Effective date":"2024-04-08"},"claims":[{"key":"scope","label":"Scope","value":"Instant credit transfers denominated in euro","sourceIds":["eu-instant-payments-regulation-2024-886"],"confidence":"high","observedAt":"2026-07-31"},{"key":"availability","label":"Service availability","value":"Funds credited within seconds, round the clock","sourceIds":["eu-instant-payments-regulation-2024-886"],"confidence":"high","effectiveFrom":"2024-04-08","observedAt":"2026-07-31"},{"key":"pricing","label":"Pricing requirement","value":"Instant-transfer charges may not exceed corresponding non-instant euro-transfer charges","sourceIds":["eu-instant-payments-regulation-2024-886"],"confidence":"high","effectiveFrom":"2024-04-08","observedAt":"2026-07-31"},{"key":"payee_verification","label":"Verification of payee","value":"Payer PSPs must offer a service checking payee name against the payment-account identifier","sourceIds":["eu-instant-payments-regulation-2024-886"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["eu-instant-payments-regulation-2024-886"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Regulatory intelligence","title":"One instrument, several operational duties","intro":"Rules are modeled with their formal instrument, jurisdiction, scope, implementation dates and affected payment capabilities kept explicit.","metrics":[{"label":"Instrument","value":"EU 2024/886","period":"In force","detail":"Regulation with EEA relevance","sourceIds":["eu-instant-payments-regulation-2024-886"]},{"label":"Currency","value":"EUR","period":"Defined scope","detail":"Instant credit transfers in euro","sourceIds":["eu-instant-payments-regulation-2024-886"]},{"label":"Availability","value":"24/7","period":"Product requirement","detail":"Round-the-clock processing","sourceIds":["eu-instant-payments-regulation-2024-886"]},{"label":"Price ceiling","value":"Parity","period":"Corresponding transfer","detail":"No higher than non-instant","sourceIds":["eu-instant-payments-regulation-2024-886"]}],"sections":[{"kicker":"Operational scope","title":"The rule touches product, risk and compliance","detail":"A single legal instrument creates separately traceable obligations rather than one undifferentiated regulation tag.","items":[{"label":"Product","value":"Send + receive","detail":"Reachability obligations vary by provider type and location."},{"label":"Customer protection","value":"Payee verification","detail":"The name and account identifier are checked before payment."},{"label":"Compliance","value":"Periodic screening","detail":"Targeted-restriction checks move away from per-transfer screening."}]}],"notice":{"title":"Applicability is date-specific","detail":"The regulation is in force, but individual duties apply on different dates by provider category and Member State currency."}},"relationships":[{"id":"rel_eu_list_rule","from":"cmp_eu_financial_sanctions","to":"cmp_eu_2024_886","type":"applies_to","label":"supports targeted-restriction screening context","sourceIds":["eu-consolidated-financial-sanctions"],"from_entity":"EU Consolidated Financial Sanctions List","to_entity":"EU Instant Payments Regulation"},{"id":"rel_ideal_instant_payments_reg","from":"pmt_ideal","to":"cmp_eu_2024_886","type":"applies_to","label":"applies to Wero instant-payment perimeter","sourceIds":["eu-instant-payments-regulation-2024-886","epi-wero-sct-inst"],"from_entity":"iDEAL","to_entity":"EU Instant Payments Regulation"},{"id":"rel_wero_eu_instant_reg","from":"pmt_wero","to":"cmp_eu_2024_886","type":"governed_by","label":"instant-payment perimeter governed by","sourceIds":["eu-instant-payments-regulation-2024-886","epi-wero-sct-inst"],"from_entity":"Wero","to_entity":"EU Instant Payments Regulation"}]},{"id":"cmp_eu_consumer_card_interchange_caps","type":"fee_rule","name":"EU consumer-card interchange caps","shortName":"EU interchange caps","collection":"compliance","slug":"eu-consumer-card-interchange-caps","description":"The harmonized maximum interchange percentages for covered consumer debit- and credit-card transactions under Regulation (EU) 2015/751.","summary":"A compact economics record showing how rates, instrument scope, jurisdiction and legal basis can be compared over time.","aliases":["IFR caps","EU interchange fee regulation","consumer card interchange cap","Regulation 2015/751 fees"],"visual":{"kind":"monogram","value":"IF","label":"Interchange-fee rule mark","tone":"gold"},"identifiers":{"Rate":"0.2% debit · 0.3% credit","Scope":"Covered consumer cards","Jurisdiction":"EU / EEA","Effective date":"2015-12-09"},"claims":[{"key":"debit_rate","label":"Consumer debit-card cap","value":"0.2% of transaction value","sourceIds":["eu-card-interchange-fees-2015-751"],"confidence":"high","effectiveFrom":"2015-12-09","observedAt":"2026-07-31"},{"key":"credit_rate","label":"Consumer credit-card cap","value":"0.3% of transaction value","sourceIds":["eu-card-interchange-fees-2015-751"],"confidence":"high","effectiveFrom":"2015-12-09","observedAt":"2026-07-31"},{"key":"scope","label":"Scheme scope","value":"Covered consumer card transactions, principally four-party schemes","sourceIds":["eu-card-interchange-fees-2015-751"],"confidence":"high","observedAt":"2026-07-31"},{"key":"jurisdiction","label":"Jurisdiction","value":"European Union, with EEA relevance","sourceIds":["eu-card-interchange-fees-2015-751"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["eu-card-interchange-fees-2015-751"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Fees intelligence","title":"A rate only makes sense with its scope","intro":"Economics records keep the fee type, payer-payee position, product coverage, jurisdiction and effective period attached to every published amount.","metrics":[{"label":"Debit cap","value":"0.2%","period":"Covered consumer cards","detail":"Share of transaction value","sourceIds":["eu-card-interchange-fees-2015-751"]},{"label":"Credit cap","value":"0.3%","period":"Covered consumer cards","detail":"Share of transaction value","sourceIds":["eu-card-interchange-fees-2015-751"]},{"label":"Geography","value":"EU / EEA","period":"Regulatory scope","detail":"Subject to defined applicability","sourceIds":["eu-card-interchange-fees-2015-751"]},{"label":"Fee layer","value":"Interchange","period":"Card payment","detail":"Not the total merchant service charge","sourceIds":["eu-card-interchange-fees-2015-751"]}],"sections":[{"kicker":"Economic boundary","title":"What the percentage does—and does not—describe","detail":"The example distinguishes interchange from scheme fees, processor pricing, FX markups and the merchant's total acceptance cost.","items":[{"label":"Debit","value":"0.2% maximum","detail":"Covered consumer debit-card transactions."},{"label":"Credit","value":"0.3% maximum","detail":"Covered consumer credit-card transactions."},{"label":"Excluded meaning","value":"Not total MDR","detail":"Other acceptance-cost components remain separate economic records."}]}]},"relationships":[{"id":"rel_fee_eu_ifr_rule","from":"cmp_eu_consumer_card_interchange_caps","to":"cmp_eu_2015_751","type":"governed_by","label":"defined by","sourceIds":["eu-card-interchange-fees-2015-751"],"from_entity":"EU consumer-card interchange caps","to_entity":"EU Interchange Fee Regulation"},{"id":"rel_fee_eu_visa","from":"cmp_eu_consumer_card_interchange_caps","to":"pmt_visa","type":"applies_to","label":"applies to covered transactions","sourceIds":["eu-card-interchange-fees-2015-751"],"from_entity":"EU consumer-card interchange caps","to_entity":"Visa Creditcard"},{"id":"rel_fee_eu_mastercard","from":"cmp_eu_consumer_card_interchange_caps","to":"pmt_mastercard","type":"applies_to","label":"applies to covered transactions","sourceIds":["eu-card-interchange-fees-2015-751"],"from_entity":"EU consumer-card interchange caps","to_entity":"Mastercard Creditcard"}]},{"id":"cmp_eea_card_payments_2024","type":"fraud_observation","name":"EEA card-payment fraud, 2024","shortName":"EEA card fraud 2024","collection":"compliance","slug":"eea-card-payment-fraud-2024","description":"A sourced observation of card-payment fraud across the EEA, retaining period, loss value, channel and control context instead of treating fraud as a timeless label.","summary":"The 2024 EBA-ECB observation shows rising card-fraud losses and the protective effect of strong customer authentication.","aliases":["2024 EEA card fraud","European card-payment fraud","EBA ECB fraud report","card fraud observation"],"visual":{"kind":"monogram","value":"FR","label":"Fraud-observation mark","tone":"red"},"identifiers":{"Category":"Fraud observation","Channel":"Card payments","Control":"Strong customer authentication","Jurisdiction":"EEA","Period":"2024"},"claims":[{"key":"loss_value","label":"Card-payment fraud losses","value":"€1.329 billion","sourceIds":["eba-ecb-payment-fraud-2025"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-07-31"},{"key":"growth","label":"Year-on-year change","value":"+29%","sourceIds":["eba-ecb-payment-fraud-2025"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-07-31"},{"key":"cross_border_risk","label":"Recipient outside EEA","value":"Fraud rate 17 times higher where SCA is not legally required and often not used","sourceIds":["eba-ecb-payment-fraud-2025"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-07-31"},{"key":"control_effect","label":"Strong customer authentication","value":"SCA-verified card payments were generally less susceptible to fraud","sourceIds":["eba-ecb-payment-fraud-2025"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-07-31"}],"sourceIds":["eba-ecb-payment-fraud-2025"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Fraud intelligence","title":"Fraud needs a period, denominator and channel","intro":"The example separates a measured fraud observation from typologies, attack patterns, disputes and controls so later comparisons do not mix unlike concepts.","metrics":[{"label":"Card-fraud losses","value":"€1.329B","period":"2024","detail":"Cards issued in the EU/EEA","sourceIds":["eba-ecb-payment-fraud-2025"]},{"label":"Annual change","value":"+29%","period":"2024 YoY","detail":"Value of reported card fraud","sourceIds":["eba-ecb-payment-fraud-2025"]},{"label":"Outside-EEA risk","value":"17×","period":"2024","detail":"Relative card-fraud rate","sourceIds":["eba-ecb-payment-fraud-2025"]},{"label":"Primary control","value":"SCA","period":"PSD2 context","detail":"Generally lower susceptibility","sourceIds":["eba-ecb-payment-fraud-2025"]}],"sections":[{"kicker":"Analytical boundary","title":"Observation, typology and control stay separate","detail":"That separation lets Atlas add chargeback rules, attack patterns and control effectiveness without pretending they are the same kind of entity.","items":[{"label":"Observation","value":"€1.329B losses","detail":"Measured for a defined geography and period."},{"label":"Exposure","value":"Outside-EEA recipients","detail":"A context linked to materially higher fraud rates."},{"label":"Control","value":"Strong authentication","detail":"A mitigation whose effect can be measured separately."}]}]},"relationships":[{"id":"rel_sca_fraud_observation","from":"cmp_eea_card_payments_2024","to":"std_emv_3ds","type":"mitigated_by","label":"mitigated by strong authentication","sourceIds":["eba-ecb-payment-fraud-2025"],"from_entity":"EEA card-payment fraud, 2024","to_entity":"EMV 3-D Secure"},{"id":"rel_fraud_eea_visa","from":"cmp_eea_card_payments_2024","to":"pmt_visa","type":"observed_on","label":"observed across card payments","sourceIds":["eba-ecb-payment-fraud-2025"],"from_entity":"EEA card-payment fraud, 2024","to_entity":"Visa Creditcard"},{"id":"rel_fraud_eea_mastercard","from":"cmp_eea_card_payments_2024","to":"pmt_mastercard","type":"observed_on","label":"observed across card payments","sourceIds":["eba-ecb-payment-fraud-2025"],"from_entity":"EEA card-payment fraud, 2024","to_entity":"Mastercard Creditcard"}]},{"id":"cur_brl","type":"currency","name":"Brazilian real","shortName":"BRL","collection":"currencies","slug":"brl","description":"Brazilian real is represented by the ISO 4217 alphabetic code BRL and connects the markets, methods and settlement infrastructure in Atlas that use it.","summary":"BRL is modeled as a reusable entity rather than repeated text, preserving reciprocal links across the Graph.","aliases":["BRL","Brazilian real","R$","Brazilian real currency"],"visual":{"kind":"monogram","value":"BRL","label":"BRL currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"BRL","ISO 4217 numeric":"986","Symbol":"R$"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"BRL","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"986","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"minor_units","label":"Minor-unit exponent","value":"2","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"atlas_markets","label":"Markets currently linked in Atlas","value":"1","sourceIds":["bcb-spi"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"BRL across the payments Graph","intro":"Currency is a first-class, independently searchable entity. Market, method and system records link to this canonical object instead of copying an unversioned code into prose.","metrics":[{"label":"Alpha code","value":"BRL","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"986","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Minor units","value":"2","period":"Current","detail":"Standard decimal exponent","sourceIds":["iso-4217-currency-codes"]},{"label":"Atlas markets","value":"1","period":"Current graph","detail":"Explicit market relationships","sourceIds":["bcb-spi"]}],"sections":[]},"relationships":[{"id":"rel_mkt_br_cur_brl","from":"mkt_br","to":"cur_brl","type":"uses_currency","label":"uses currency","sourceIds":["bcb-spi"],"from_entity":"Brazil","to_entity":"Brazilian real"},{"id":"rel_sys_spi_cur_brl","from":"sys_spi","to":"cur_brl","type":"settles_currency","label":"settles currency","sourceIds":["bcb-spi"],"from_entity":"Instant Payment System (SPI)","to_entity":"Brazilian real"},{"id":"rel_pmt_picpay_currency","from":"pmt_picpay","to":"cur_brl","type":"denominated_in","label":"denominated in","sourceIds":["picpay-sec-2025"],"from_entity":"PicPay","to_entity":"Brazilian real"},{"id":"rel_cur_brl_iso4217","from":"cur_brl","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Brazilian real","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_brl_bcb_issuer","from":"cur_brl","to":"reg_bcb","type":"issued_by","label":"issued by","sourceIds":["bcb-pix-role"],"from_entity":"Brazilian real","to_entity":"Banco Central do Brasil"}]},{"id":"cur_inr","type":"currency","name":"Indian rupee","shortName":"INR","collection":"currencies","slug":"inr","description":"Indian rupee is represented by the ISO 4217 alphabetic code INR and connects the markets, methods and settlement infrastructure in Atlas that use it.","summary":"INR is modeled as a reusable entity rather than repeated text, preserving reciprocal links across the Graph.","aliases":["INR","Indian rupee","₹","Indian rupee currency"],"visual":{"kind":"monogram","value":"INR","label":"INR currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"INR","ISO 4217 numeric":"356","Symbol":"₹"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"INR","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"356","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"minor_units","label":"Minor-unit exponent","value":"2","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"atlas_markets","label":"Markets currently linked in Atlas","value":"1","sourceIds":["npci-upi-overview"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"INR across the payments Graph","intro":"Currency is a first-class, independently searchable entity. Market, method and system records link to this canonical object instead of copying an unversioned code into prose.","metrics":[{"label":"Alpha code","value":"INR","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"356","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Minor units","value":"2","period":"Current","detail":"Standard decimal exponent","sourceIds":["iso-4217-currency-codes"]},{"label":"Atlas markets","value":"1","period":"Current graph","detail":"Explicit market relationships","sourceIds":["npci-upi-overview"]}],"sections":[]},"relationships":[{"id":"rel_mkt_in_cur_inr","from":"mkt_in","to":"cur_inr","type":"uses_currency","label":"uses currency","sourceIds":["npci-upi-overview"],"from_entity":"India","to_entity":"Indian rupee"},{"id":"rel_pmt_phonepe_currency","from":"pmt_phonepe","to":"cur_inr","type":"denominated_in","label":"denominated in","sourceIds":["phonepe-2026"],"from_entity":"PhonePe","to_entity":"Indian rupee"},{"id":"rel_pmt_paytm_currency","from":"pmt_paytm","to":"cur_inr","type":"denominated_in","label":"denominated in","sourceIds":["paytm-q3-fy2026"],"from_entity":"Paytm","to_entity":"Indian rupee"},{"id":"rel_pmt_rupay_currency","from":"pmt_rupay","to":"cur_inr","type":"denominated_in","label":"denominated in","sourceIds":["rupay-scale-2025"],"from_entity":"RuPay","to_entity":"Indian rupee"},{"id":"rel_cur_inr_iso4217","from":"cur_inr","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Indian rupee","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_inr_rbi_issuer","from":"cur_inr","to":"reg_rbi","type":"issued_by","label":"issued by","sourceIds":["rbi-organisation-functions"],"from_entity":"Indian rupee","to_entity":"Reserve Bank of India"}]},{"id":"cur_eur","type":"currency","name":"Euro","shortName":"EUR","collection":"currencies","slug":"eur","description":"Euro is represented by the ISO 4217 alphabetic code EUR and connects the markets, methods and settlement infrastructure in Atlas that use it.","summary":"EUR is modeled as a reusable entity rather than repeated text, preserving reciprocal links across the Graph.","aliases":["EUR","Euro","€","Euro currency"],"visual":{"kind":"monogram","value":"EUR","label":"EUR currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"EUR","ISO 4217 numeric":"978","Symbol":"€"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"EUR","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"978","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"minor_units","label":"Minor-unit exponent","value":"2","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"atlas_markets","label":"Markets currently linked in Atlas","value":"2","sourceIds":["ideal-how-it-works"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"EUR across the payments Graph","intro":"Currency is a first-class, independently searchable entity. Market, method and system records link to this canonical object instead of copying an unversioned code into prose.","metrics":[{"label":"Alpha code","value":"EUR","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"978","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Minor units","value":"2","period":"Current","detail":"Standard decimal exponent","sourceIds":["iso-4217-currency-codes"]},{"label":"Atlas markets","value":"2","period":"Current graph","detail":"Explicit market relationships","sourceIds":["ideal-how-it-works"]}],"sections":[]},"relationships":[{"id":"rel_mkt_nl_cur_eur","from":"mkt_nl","to":"cur_eur","type":"uses_currency","label":"uses currency","sourceIds":["ideal-how-it-works"],"from_entity":"Netherlands","to_entity":"Euro"},{"id":"rel_mkt_es_cur_eur","from":"mkt_es","to":"cur_eur","type":"uses_currency","label":"uses currency","sourceIds":["ideal-how-it-works"],"from_entity":"Spain","to_entity":"Euro"},{"id":"rel_pmt_ideal_cur_eur","from":"pmt_ideal","to":"cur_eur","type":"denominated_in","label":"denominated in","sourceIds":["ideal-how-it-works"],"from_entity":"iDEAL","to_entity":"Euro"},{"id":"rel_pmt_bizum_cur_eur","from":"pmt_bizum","to":"cur_eur","type":"denominated_in","label":"denominated in","sourceIds":["ideal-how-it-works"],"from_entity":"Bizum","to_entity":"Euro"},{"id":"rel_pmt_wero_currency","from":"pmt_wero","to":"cur_eur","type":"denominated_in","label":"denominated in","sourceIds":["ideal-wero-transition"],"from_entity":"Wero","to_entity":"Euro"},{"id":"rel_pmt_mbway_currency","from":"pmt_mbway","to":"cur_eur","type":"denominated_in","label":"denominated in","sourceIds":["sibs-mbway"],"from_entity":"MB WAY","to_entity":"Euro"},{"id":"rel_pmt_bancomat_currency","from":"pmt_bancomat","to":"cur_eur","type":"denominated_in","label":"denominated in","sourceIds":["bancomat-scale"],"from_entity":"PagoBANCOMAT","to_entity":"Euro"},{"id":"rel_mkt_pt_currency","from":"mkt_pt","to":"cur_eur","type":"uses_currency","label":"uses currency","sourceIds":["sibs-mbway"],"from_entity":"Portugal","to_entity":"Euro"},{"id":"rel_mkt_it_currency","from":"mkt_it","to":"cur_eur","type":"uses_currency","label":"uses currency","sourceIds":["bancomat-scale"],"from_entity":"Italy","to_entity":"Euro"},{"id":"rel_mkt_fi_currency","from":"mkt_fi","to":"cur_eur","type":"uses_currency","label":"uses currency","sourceIds":["vipps-2025"],"from_entity":"Finland","to_entity":"Euro"},{"id":"rel_cur_eur_iso4217","from":"cur_eur","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Euro","to_entity":"ISO 4217 — Currency codes"}]},{"id":"cur_sgd","type":"currency","name":"Singapore dollar","shortName":"SGD","collection":"currencies","slug":"sgd","description":"Singapore dollar is represented by the ISO 4217 alphabetic code SGD and connects the markets, methods and settlement infrastructure in Atlas that use it.","summary":"SGD is modeled as a reusable entity rather than repeated text, preserving reciprocal links across the Graph.","aliases":["SGD","Singapore dollar","S$","Singapore dollar currency"],"visual":{"kind":"monogram","value":"SGD","label":"SGD currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"SGD","ISO 4217 numeric":"702","Symbol":"S$"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"SGD","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"702","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"minor_units","label":"Minor-unit exponent","value":"2","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"atlas_markets","label":"Markets currently linked in Atlas","value":"1","sourceIds":["abs-paynow"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"SGD across the payments Graph","intro":"Currency is a first-class, independently searchable entity. Market, method and system records link to this canonical object instead of copying an unversioned code into prose.","metrics":[{"label":"Alpha code","value":"SGD","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"702","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Minor units","value":"2","period":"Current","detail":"Standard decimal exponent","sourceIds":["iso-4217-currency-codes"]},{"label":"Atlas markets","value":"1","period":"Current graph","detail":"Explicit market relationships","sourceIds":["abs-paynow"]}],"sections":[]},"relationships":[{"id":"rel_mkt_sg_cur_sgd","from":"mkt_sg","to":"cur_sgd","type":"uses_currency","label":"uses currency","sourceIds":["abs-paynow"],"from_entity":"Singapore","to_entity":"Singapore dollar"},{"id":"rel_pmt_paynow_cur_sgd","from":"pmt_paynow","to":"cur_sgd","type":"denominated_in","label":"denominated in","sourceIds":["abs-paynow"],"from_entity":"PayNow","to_entity":"Singapore dollar"},{"id":"rel_cur_sgd_iso4217","from":"cur_sgd","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Singapore dollar","to_entity":"ISO 4217 — Currency codes"}]},{"id":"cur_thb","type":"currency","name":"Thai baht","shortName":"THB","collection":"currencies","slug":"thb","description":"Thai baht is represented by the ISO 4217 alphabetic code THB and connects the markets, methods and settlement infrastructure in Atlas that use it.","summary":"THB is modeled as a reusable entity rather than repeated text, preserving reciprocal links across the Graph.","aliases":["THB","Thai baht","฿","Thai baht currency"],"visual":{"kind":"monogram","value":"THB","label":"THB currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"THB","ISO 4217 numeric":"764","Symbol":"฿"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"THB","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"764","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"minor_units","label":"Minor-unit exponent","value":"2","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"atlas_markets","label":"Markets currently linked in Atlas","value":"1","sourceIds":["bot-promptpay"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"THB across the payments Graph","intro":"Currency is a first-class, independently searchable entity. Market, method and system records link to this canonical object instead of copying an unversioned code into prose.","metrics":[{"label":"Alpha code","value":"THB","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"764","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Minor units","value":"2","period":"Current","detail":"Standard decimal exponent","sourceIds":["iso-4217-currency-codes"]},{"label":"Atlas markets","value":"1","period":"Current graph","detail":"Explicit market relationships","sourceIds":["bot-promptpay"]}],"sections":[]},"relationships":[{"id":"rel_mkt_th_cur_thb","from":"mkt_th","to":"cur_thb","type":"uses_currency","label":"uses currency","sourceIds":["bot-promptpay"],"from_entity":"Thailand","to_entity":"Thai baht"},{"id":"rel_pmt_promptpay_cur_thb","from":"pmt_promptpay","to":"cur_thb","type":"denominated_in","label":"denominated in","sourceIds":["bot-promptpay"],"from_entity":"PromptPay","to_entity":"Thai baht"},{"id":"rel_cur_thb_iso4217","from":"cur_thb","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Thai baht","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_thb_bot_issuer","from":"cur_thb","to":"reg_bot","type":"issued_by","label":"issued by","sourceIds":["bot-payment-systems-act"],"from_entity":"Thai baht","to_entity":"Bank of Thailand"}]},{"id":"cur_sek","type":"currency","name":"Swedish krona","shortName":"SEK","collection":"currencies","slug":"sek","description":"Swedish krona is represented by the ISO 4217 alphabetic code SEK and connects the markets, methods and settlement infrastructure in Atlas that use it.","summary":"SEK is modeled as a reusable entity rather than repeated text, preserving reciprocal links across the Graph.","aliases":["SEK","Swedish krona","kr","Swedish krona currency"],"visual":{"kind":"monogram","value":"SEK","label":"SEK currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"SEK","ISO 4217 numeric":"752","Symbol":"kr"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"SEK","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"752","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"minor_units","label":"Minor-unit exponent","value":"2","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"atlas_markets","label":"Markets currently linked in Atlas","value":"1","sourceIds":["swish-about"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"SEK across the payments Graph","intro":"Currency is a first-class, independently searchable entity. Market, method and system records link to this canonical object instead of copying an unversioned code into prose.","metrics":[{"label":"Alpha code","value":"SEK","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"752","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Minor units","value":"2","period":"Current","detail":"Standard decimal exponent","sourceIds":["iso-4217-currency-codes"]},{"label":"Atlas markets","value":"1","period":"Current graph","detail":"Explicit market relationships","sourceIds":["swish-about"]}],"sections":[]},"relationships":[{"id":"rel_mkt_se_cur_sek","from":"mkt_se","to":"cur_sek","type":"uses_currency","label":"uses currency","sourceIds":["swish-about"],"from_entity":"Sweden","to_entity":"Swedish krona"},{"id":"rel_pmt_swish_cur_sek","from":"pmt_swish","to":"cur_sek","type":"denominated_in","label":"denominated in","sourceIds":["swish-about"],"from_entity":"Swish","to_entity":"Swedish krona"},{"id":"rel_cur_sek_iso4217","from":"cur_sek","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Swedish krona","to_entity":"ISO 4217 — Currency codes"}]},{"id":"cur_cad","type":"currency","name":"Canadian dollar","shortName":"CAD","collection":"currencies","slug":"cad","description":"Canadian dollar is represented by the ISO 4217 alphabetic code CAD and connects the markets, methods and settlement infrastructure in Atlas that use it.","summary":"CAD is modeled as a reusable entity rather than repeated text, preserving reciprocal links across the Graph.","aliases":["CAD","Canadian dollar","CA$","Canadian dollar currency"],"visual":{"kind":"monogram","value":"CAD","label":"CAD currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"CAD","ISO 4217 numeric":"124","Symbol":"CA$"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"CAD","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"124","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"minor_units","label":"Minor-unit exponent","value":"2","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"atlas_markets","label":"Markets currently linked in Atlas","value":"1","sourceIds":["interac-overview"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"CAD across the payments Graph","intro":"Currency is a first-class, independently searchable entity. Market, method and system records link to this canonical object instead of copying an unversioned code into prose.","metrics":[{"label":"Alpha code","value":"CAD","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"124","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Minor units","value":"2","period":"Current","detail":"Standard decimal exponent","sourceIds":["iso-4217-currency-codes"]},{"label":"Atlas markets","value":"1","period":"Current graph","detail":"Explicit market relationships","sourceIds":["interac-overview"]}],"sections":[]},"relationships":[{"id":"rel_mkt_ca_cur_cad","from":"mkt_ca","to":"cur_cad","type":"uses_currency","label":"uses currency","sourceIds":["interac-overview"],"from_entity":"Canada","to_entity":"Canadian dollar"},{"id":"rel_pmt_interac_etransfer_cur_cad","from":"pmt_interac_etransfer","to":"cur_cad","type":"denominated_in","label":"denominated in","sourceIds":["interac-overview"],"from_entity":"Interac e-Transfer","to_entity":"Canadian dollar"},{"id":"rel_cur_cad_iso4217","from":"cur_cad","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Canadian dollar","to_entity":"ISO 4217 — Currency codes"}]},{"id":"cur_kes","type":"currency","name":"Kenyan shilling","shortName":"KES","collection":"currencies","slug":"kes","description":"Kenyan shilling is represented by the ISO 4217 alphabetic code KES and connects the markets, methods and settlement infrastructure in Atlas that use it.","summary":"KES is modeled as a reusable entity rather than repeated text, preserving reciprocal links across the Graph.","aliases":["KES","Kenyan shilling","KSh","Kenyan shilling currency"],"visual":{"kind":"monogram","value":"KES","label":"KES currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"KES","ISO 4217 numeric":"404","Symbol":"KSh"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"KES","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"404","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"minor_units","label":"Minor-unit exponent","value":"2","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"atlas_markets","label":"Markets currently linked in Atlas","value":"1","sourceIds":["safaricom-mpesa-fy25"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"KES across the payments Graph","intro":"Currency is a first-class, independently searchable entity. Market, method and system records link to this canonical object instead of copying an unversioned code into prose.","metrics":[{"label":"Alpha code","value":"KES","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"404","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Minor units","value":"2","period":"Current","detail":"Standard decimal exponent","sourceIds":["iso-4217-currency-codes"]},{"label":"Atlas markets","value":"1","period":"Current graph","detail":"Explicit market relationships","sourceIds":["safaricom-mpesa-fy25"]}],"sections":[]},"relationships":[{"id":"rel_mkt_ke_cur_kes","from":"mkt_ke","to":"cur_kes","type":"uses_currency","label":"uses currency","sourceIds":["safaricom-mpesa-fy25"],"from_entity":"Kenya","to_entity":"Kenyan shilling"},{"id":"rel_pmt_mpesa_cur_kes","from":"pmt_mpesa","to":"cur_kes","type":"denominated_in","label":"denominated in","sourceIds":["safaricom-mpesa-fy25"],"from_entity":"M-PESA","to_entity":"Kenyan shilling"},{"id":"rel_cur_kes_iso4217","from":"cur_kes","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Kenyan shilling","to_entity":"ISO 4217 — Currency codes"}]},{"id":"cur_pln","type":"currency","name":"Polish zloty","shortName":"PLN","collection":"currencies","slug":"pln","description":"Polish zloty is represented by the ISO 4217 alphabetic code PLN and connects the markets, methods and settlement infrastructure in Atlas that use it.","summary":"PLN is modeled as a reusable entity rather than repeated text, preserving reciprocal links across the Graph.","aliases":["PLN","Polish zloty","zł","Polish zloty currency"],"visual":{"kind":"monogram","value":"PLN","label":"PLN currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"PLN","ISO 4217 numeric":"985","Symbol":"zł"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"PLN","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"985","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"minor_units","label":"Minor-unit exponent","value":"2","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"atlas_markets","label":"Markets currently linked in Atlas","value":"1","sourceIds":["blik-2025"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"PLN across the payments Graph","intro":"Currency is a first-class, independently searchable entity. Market, method and system records link to this canonical object instead of copying an unversioned code into prose.","metrics":[{"label":"Alpha code","value":"PLN","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"985","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Minor units","value":"2","period":"Current","detail":"Standard decimal exponent","sourceIds":["iso-4217-currency-codes"]},{"label":"Atlas markets","value":"1","period":"Current graph","detail":"Explicit market relationships","sourceIds":["blik-2025"]}],"sections":[]},"relationships":[{"id":"rel_mkt_pl_cur_pln","from":"mkt_pl","to":"cur_pln","type":"uses_currency","label":"uses currency","sourceIds":["blik-2025"],"from_entity":"Poland","to_entity":"Polish zloty"},{"id":"rel_pmt_blik_cur_pln","from":"pmt_blik","to":"cur_pln","type":"denominated_in","label":"denominated in","sourceIds":["blik-2025"],"from_entity":"BLIK","to_entity":"Polish zloty"},{"id":"rel_cur_pln_iso4217","from":"cur_pln","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Polish zloty","to_entity":"ISO 4217 — Currency codes"}]},{"id":"cur_idr","type":"currency","name":"Indonesian rupiah","shortName":"IDR","collection":"currencies","slug":"idr","description":"Indonesian rupiah is represented by the ISO 4217 alphabetic code IDR and connects the markets, methods and settlement infrastructure in Atlas that use it.","summary":"IDR is modeled as a reusable entity rather than repeated text, preserving reciprocal links across the Graph.","aliases":["IDR","Indonesian rupiah","Rp","Indonesian rupiah currency"],"visual":{"kind":"monogram","value":"IDR","label":"IDR currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"IDR","ISO 4217 numeric":"360","Symbol":"Rp"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"IDR","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"360","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"minor_units","label":"Minor-unit exponent","value":"2","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"atlas_markets","label":"Markets currently linked in Atlas","value":"1","sourceIds":["bi-qris-overview"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"IDR across the payments Graph","intro":"Currency is a first-class, independently searchable entity. Market, method and system records link to this canonical object instead of copying an unversioned code into prose.","metrics":[{"label":"Alpha code","value":"IDR","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"360","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Minor units","value":"2","period":"Current","detail":"Standard decimal exponent","sourceIds":["iso-4217-currency-codes"]},{"label":"Atlas markets","value":"1","period":"Current graph","detail":"Explicit market relationships","sourceIds":["bi-qris-overview"]}],"sections":[]},"relationships":[{"id":"rel_mkt_id_cur_idr","from":"mkt_id","to":"cur_idr","type":"uses_currency","label":"uses currency","sourceIds":["bi-qris-overview"],"from_entity":"Indonesia","to_entity":"Indonesian rupiah"},{"id":"rel_pmt_qris_cur_idr","from":"pmt_qris","to":"cur_idr","type":"denominated_in","label":"denominated in","sourceIds":["bi-qris-overview"],"from_entity":"QRIS","to_entity":"Indonesian rupiah"},{"id":"rel_pmt_gopay_currency","from":"pmt_gopay","to":"cur_idr","type":"denominated_in","label":"denominated in","sourceIds":["goto-q3-2025"],"from_entity":"GoPay","to_entity":"Indonesian rupiah"},{"id":"rel_pmt_dana_currency","from":"pmt_dana","to":"cur_idr","type":"denominated_in","label":"denominated in","sourceIds":["dana-2025"],"from_entity":"DANA","to_entity":"Indonesian rupiah"},{"id":"rel_cur_idr_iso4217","from":"cur_idr","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Indonesian rupiah","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_idr_bi_issuer","from":"cur_idr","to":"reg_bank_indonesia","type":"issued_by","label":"issued by","sourceIds":["bi-pjp-regulation-2021"],"from_entity":"Indonesian rupiah","to_entity":"Bank Indonesia"}]},{"id":"mkt_in","type":"market","name":"India","shortName":"India","collection":"markets","slug":"india","description":"A population-scale, mobile-first payments market where UPI has become the default low-value digital rail while cards, wallets, cash and bank transfers remain relevant by use case.","summary":"A mobile-first market anchored by UPI, with a large ecommerce economy and a meaningful cross-border spend corridor.","aliases":["IN","India payments","India market"],"visual":{"kind":"flag","value":"🇮🇳","label":"Flag of India"},"identifiers":{"ISO 3166-1":"IN","Currency":"INR","Region":"APAC","ISO 3166-1 alpha-2":"IN","ISO 3166-1 alpha-3":"IND","ISO 3166-1 numeric":"356","Subregion":"South Asia"},"claims":[{"key":"population","label":"Population","value":"Approximately 1.45 billion (2024)","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-07-31"},{"key":"internet","label":"Internet use","value":"Approximately 55% of the population","sourceIds":["world-bank-internet-global"],"confidence":"high","observedAt":"2026-07-31"},{"key":"currency","label":"Settlement currency","value":"Indian rupee (INR)","sourceIds":["npci-upi-overview"],"confidence":"high","observedAt":"2026-07-31"},{"key":"online_mix","label":"Largest online category","value":"E-wallets — 50% of published ecommerce mix","sourceIds":["ppro-india"],"confidence":"high","observedAt":"2026-07-31"},{"key":"featured_method","label":"Atlas coverage","value":"Featured domestic payment method and market intelligence","sourceIds":["npci-upi-overview"],"confidence":"high","observedAt":"2026-07-31"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"IN","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"IND","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"356","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["world-bank-population-global","world-bank-internet-global","ppro-india","npci-upi-overview","npci-upi-statistics","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"~1.45B","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Internet use","value":"~55%","period":"Latest published","detail":"Share of the population","sourceIds":["world-bank-internet-global"]},{"label":"Ecommerce value","value":"$81B","period":"2023","detail":"PPRO market profile","sourceIds":["ppro-india"]},{"label":"UPI monthly volume","value":"22.72B","period":"Jun 2026","detail":"Transactions processed","sourceIds":["npci-upi-statistics"]}],"paymentMixTitle":"Online payment mix","paymentMixLead":"Wallet and account-based flows dominate","paymentMixDetail":"PPRO reports 72% of online transactions through wallets, bank transfers and other digital methods, with UPI underpinning much of the consumer experience.","paymentMixPeriod":"Published ecommerce transaction mix","paymentMixNote":"Category definitions come from PPRO; UPI may surface through wallet and bank-transfer experiences rather than as one standalone category.","paymentMix":[{"label":"E-wallet","value":50,"category":"Wallet / UPI","sourceIds":["ppro-india"]},{"label":"Card","value":23,"category":"Cards","sourceIds":["ppro-india"]},{"label":"Bank transfer","value":15,"category":"Account-to-account","sourceIds":["ppro-india"]},{"label":"Other","value":7,"category":"Other","sourceIds":["ppro-india"]},{"label":"Cash","value":5,"category":"Cash on delivery","sourceIds":["ppro-india"]}],"facts":[{"label":"Currency","value":"INR","detail":"Indian rupee","sourceIds":["npci-upi-overview"],"entityId":"cur_inr"},{"label":"Featured scheme","value":"UPI","detail":"731 live banks in June 2026","sourceIds":["npci-upi-statistics"],"entityId":"sch_upi"},{"label":"Mobile commerce","value":"~⅔","detail":"Online transactions completed on mobile devices","sourceIds":["ppro-india"]},{"label":"Cross-border ecommerce","value":"$21B","detail":"Published annual spend with foreign merchants","sourceIds":["ppro-india"]}],"highlights":[{"title":"UPI is infrastructure, not just a button","detail":"The consumer experience can appear through multiple apps while the underlying interoperable rail remains the same.","sourceIds":["npci-upi-overview"]},{"title":"Mobile is the default surface","detail":"Just under two thirds of online transactions are completed on a mobile device in PPRO's profile.","sourceIds":["ppro-india"]},{"title":"Scale changes the operating model","detail":"Monthly UPI volume is measured in tens of billions, making resiliency and app concentration first-class market questions.","sourceIds":["npci-upi-statistics"]}]},"relationships":[{"id":"rel_mkt_in_cur_inr","from":"mkt_in","to":"cur_inr","type":"uses_currency","label":"uses currency","sourceIds":["npci-upi-overview"],"from_entity":"India","to_entity":"Indian rupee"},{"id":"rel_upi_market","from":"sch_upi","to":"mkt_in","type":"available_in","label":"available in","sourceIds":["npci-upi-overview"],"from_entity":"UPI","to_entity":"India"},{"id":"rel_pmt_phonepe_mkt_in_market","from":"pmt_phonepe","to":"mkt_in","type":"available_in","label":"available in","sourceIds":["phonepe-2026"],"from_entity":"PhonePe","to_entity":"India"},{"id":"rel_pmt_paytm_mkt_in_market","from":"pmt_paytm","to":"mkt_in","type":"available_in","label":"available in","sourceIds":["paytm-q3-fy2026"],"from_entity":"Paytm","to_entity":"India"},{"id":"rel_pmt_rupay_mkt_in_market","from":"pmt_rupay","to":"mkt_in","type":"available_in","label":"available in","sourceIds":["rupay-scale-2025"],"from_entity":"RuPay","to_entity":"India"},{"id":"rel_mkt_in_iso3166_1","from":"mkt_in","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"India","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_nl","type":"market","name":"Netherlands","shortName":"Netherlands","collection":"markets","slug":"netherlands","description":"A highly connected European market where bank-transfer checkout is structurally dominant online and iDEAL is moving through a staged transition to Wero.","summary":"A mature, low-cash ecommerce market led by account-to-account checkout and a time-bound iDEAL-to-Wero migration.","aliases":["NL","Netherlands payments","Netherlands market"],"visual":{"kind":"flag","value":"🇳🇱","label":"Flag of Netherlands"},"identifiers":{"ISO 3166-1":"NL","Currency":"EUR","Region":"EMEA","ISO 3166-1 alpha-2":"NL","ISO 3166-1 alpha-3":"NLD","ISO 3166-1 numeric":"528","Subregion":"Europe"},"claims":[{"key":"population","label":"Population","value":"18.1 million (end March 2026)","sourceIds":["cbs-nl-population-2026"],"confidence":"high","effectiveFrom":"2026-03-31","observedAt":"2026-07-31"},{"key":"banked_population","label":"Banked population","value":"99.2% of residents age 15+ (2024)","sourceIds":["world-bank-findex-2024-nl"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-07-31"},{"key":"internet","label":"Internet use","value":"Approximately 97% of the population","sourceIds":["world-bank-internet-global"],"confidence":"high","observedAt":"2026-07-31"},{"key":"currency","label":"Settlement currency","value":"Euro (EUR)","sourceIds":["ideal-how-it-works"],"confidence":"high","observedAt":"2026-07-31"},{"key":"online_mix","label":"Largest online category","value":"Bank transfer — 62% of published ecommerce mix","sourceIds":["ppro-netherlands"],"confidence":"high","observedAt":"2026-07-31"},{"key":"featured_method","label":"Atlas coverage","value":"Featured domestic payment method and market intelligence","sourceIds":["ideal-how-it-works"],"confidence":"high","observedAt":"2026-07-31"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"NL","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"NLD","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"528","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["cbs-nl-population-2026","world-bank-findex-2024-nl","world-bank-internet-global","ppro-netherlands","ideal-how-it-works","ideal-2025-figures","ideal-wero-transition","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"18.1M","period":"End Mar 2026","detail":"CBS provisional population, rounded to one decimal million","sourceIds":["cbs-nl-population-2026"]},{"label":"Banked population","value":"99.2%","period":"2024","detail":"Direct published World Bank Global Findex share for residents age 15+","sourceIds":["world-bank-findex-2024-nl"]},{"label":"Internet use","value":"~97%","period":"Latest published","detail":"Share of the population","sourceIds":["world-bank-internet-global"]},{"label":"Ecommerce value","value":"$43B","period":"2023","detail":"PPRO market profile","sourceIds":["ppro-netherlands"]},{"label":"iDEAL volume","value":">1.5B","period":"2025","detail":"Annual transactions","sourceIds":["ideal-2025-figures"]}],"paymentMixTitle":"Online payment mix","paymentMixLead":"Bank transfer is the defining checkout category","paymentMixDetail":"Bank transfers account for 62% of PPRO's published online transaction mix; the same profile attributes 58% to iDEAL itself.","paymentMixPeriod":"Published ecommerce transaction mix","paymentMixNote":"The mix is channel-specific: it describes ecommerce transactions, not every Dutch point-of-sale payment.","paymentMix":[{"label":"Bank transfer","value":62,"category":"Bank Transfer / iDEAL","entityId":"pmt_ideal","sourceIds":["ppro-netherlands"]},{"label":"Card","value":14,"category":"Cards","sourceIds":["ppro-netherlands"]},{"label":"Other","value":12,"category":"Other","sourceIds":["ppro-netherlands"]},{"label":"E-wallet","value":11,"category":"Wallets","sourceIds":["ppro-netherlands"]},{"label":"Cash","value":1,"category":"Cash-based","sourceIds":["ppro-netherlands"]}],"facts":[{"label":"Currency","value":"EUR","detail":"Euro and SEPA market","sourceIds":["ideal-how-it-works"],"entityId":"cur_eur"},{"label":"Featured method","value":"iDEAL → Wero","detail":"Staged transition began in 2026","sourceIds":["ideal-wero-transition"],"entityId":"pmt_ideal"},{"label":"Online retail","value":"~19%","detail":"Share of retail spending reported online","sourceIds":["ppro-netherlands"]},{"label":"Cross-border share","value":"16%","detail":"$6.2B with foreign ecommerce merchants","sourceIds":["ppro-netherlands"]}],"highlights":[{"title":"Bank Transfer is the baseline","detail":"Dutch checkout behaviour is structurally different from card-led markets: bank transfer is the primary online category.","sourceIds":["ppro-netherlands"]},{"title":"The market is versioned","detail":"iDEAL, the iDEAL | Wero co-brand and Wero should remain separate lifecycle states rather than one overwritten label.","sourceIds":["ideal-wero-transition"]},{"title":"Cards are a complement","detail":"Cards represent 14% in the published ecommerce mix, material but far below bank transfer.","sourceIds":["ppro-netherlands"]}]},"relationships":[{"id":"rel_mkt_nl_cur_eur","from":"mkt_nl","to":"cur_eur","type":"uses_currency","label":"uses currency","sourceIds":["ideal-how-it-works"],"from_entity":"Netherlands","to_entity":"Euro"},{"id":"rel_ideal_market","from":"pmt_ideal","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["ideal-how-it-works"],"from_entity":"iDEAL","to_entity":"Netherlands"},{"id":"rel_mkt_nl_iso3166_1","from":"mkt_nl","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Netherlands","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_fallback_nl_scheme_visa","from":"sch_visa","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["visa-fy2025"],"from_entity":"Visa","to_entity":"Netherlands"},{"id":"rel_fallback_nl_scheme_mastercard","from":"sch_mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["mastercard-fy2025"],"from_entity":"Mastercard","to_entity":"Netherlands"},{"id":"rel_fallback_nl_scheme_wallets","from":"sch_wallets","to":"mkt_nl","type":"available_in","label":"category available in","sourceIds":["nl-dpa-online-payments"],"from_entity":"eMoney","to_entity":"Netherlands"},{"id":"rel_fallback_nl_tips","from":"sys_tips","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["ecb-tips-current"],"from_entity":"TARGET Instant Payment Settlement","to_entity":"Netherlands"},{"id":"rel_crd_nl-abn-amro-abn-amro-debit-mastercard_nl","from":"crd_nl-abn-amro-abn-amro-debit-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-001","card-source-002"],"from_entity":"ABN AMRO Debit Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-ing-ing-debit-card_nl","from":"crd_nl-ing-ing-debit-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-003","card-source-004"],"from_entity":"ING Debit Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-rabobank-rabo-betaalpas_nl","from":"crd_nl-rabobank-rabo-betaalpas","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-005","card-source-006"],"from_entity":"Rabo Betaalpas","to_entity":"Netherlands"},{"id":"rel_crd_nl-asn-bank-asn-betaalpas_nl","from":"crd_nl-asn-bank-asn-betaalpas","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-007","card-source-008"],"from_entity":"ASN Betaalpas","to_entity":"Netherlands"},{"id":"rel_crd_nl-triodos-bank-triodos-betaalpas_nl","from":"crd_nl-triodos-bank-triodos-betaalpas","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-009","card-source-010"],"from_entity":"Triodos Betaalpas","to_entity":"Netherlands"},{"id":"rel_crd_nl-knab-knab-debit-mastercard_nl","from":"crd_nl-knab-knab-debit-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-011","card-source-012"],"from_entity":"Knab Debit Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-van-lanschot-kempen-van-lanschot-wereldpas_nl","from":"crd_nl-van-lanschot-kempen-van-lanschot-wereldpas","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-013","card-source-014"],"from_entity":"Van Lanschot Wereldpas","to_entity":"Netherlands"},{"id":"rel_crd_nl-abn-amro-abn-amro-credit-card_nl","from":"crd_nl-abn-amro-abn-amro-credit-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-015","card-source-002"],"from_entity":"ABN AMRO Credit Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-abn-amro-abn-amro-gold-card_nl","from":"crd_nl-abn-amro-abn-amro-gold-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-017","card-source-002"],"from_entity":"ABN AMRO Gold Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-abn-amro-abn-amro-studenten-creditcard_nl","from":"crd_nl-abn-amro-abn-amro-studenten-creditcard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-019","card-source-002"],"from_entity":"ABN AMRO Studenten Creditcard","to_entity":"Netherlands"},{"id":"rel_crd_nl-ing-ing-creditcard-more_nl","from":"crd_nl-ing-ing-creditcard-more","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-021","card-source-022"],"from_entity":"ING Creditcard More","to_entity":"Netherlands"},{"id":"rel_crd_nl-ing-ing-creditcard-extra_nl","from":"crd_nl-ing-ing-creditcard-extra","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-023","card-source-022"],"from_entity":"ING Creditcard Extra","to_entity":"Netherlands"},{"id":"rel_crd_nl-ing-ing-creditcard-max_nl","from":"crd_nl-ing-ing-creditcard-max","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-025","card-source-026"],"from_entity":"ING Creditcard Max","to_entity":"Netherlands"},{"id":"rel_crd_nl-ing-ing-studenten-creditcard-more_nl","from":"crd_nl-ing-ing-studenten-creditcard-more","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-027","card-source-022"],"from_entity":"ING Studenten Creditcard More","to_entity":"Netherlands"},{"id":"rel_crd_nl-rabobank-rabo-goldcard_nl","from":"crd_nl-rabobank-rabo-goldcard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-029","card-source-006"],"from_entity":"Rabo GoldCard","to_entity":"Netherlands"},{"id":"rel_crd_nl-asn-bank-asn-creditcard_nl","from":"crd_nl-asn-bank-asn-creditcard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-031","card-source-032"],"from_entity":"ASN Creditcard","to_entity":"Netherlands"},{"id":"rel_crd_nl-asn-bank-asn-studenten-creditcard_nl","from":"crd_nl-asn-bank-asn-studenten-creditcard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-031","card-source-032"],"from_entity":"ASN Studenten Creditcard","to_entity":"Netherlands"},{"id":"rel_crd_nl-knab-knab-creditcard_nl","from":"crd_nl-knab-knab-creditcard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-035"],"from_entity":"Knab Creditcard","to_entity":"Netherlands"},{"id":"rel_crd_nl-van-lanschot-kempen-van-lanschot-kempen-creditcard-g_nl","from":"crd_nl-van-lanschot-kempen-van-lanschot-kempen-creditcard-g","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-013","card-source-014"],"from_entity":"Van Lanschot Kempen Creditcard Gold","to_entity":"Netherlands"},{"id":"rel_crd_nl-ics-visa-world-card_nl","from":"crd_nl-ics-visa-world-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-038","card-source-039"],"from_entity":"Visa World Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-ics-visa-world-card-gold_nl","from":"crd_nl-ics-visa-world-card-gold","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-040","card-source-039"],"from_entity":"Visa World Card Gold","to_entity":"Netherlands"},{"id":"rel_crd_nl-ics-visa-world-card-platinum_nl","from":"crd_nl-ics-visa-world-card-platinum","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-042","card-source-039"],"from_entity":"Visa World Card Platinum","to_entity":"Netherlands"},{"id":"rel_crd_nl-ics-visa-world-card-panda_nl","from":"crd_nl-ics-visa-world-card-panda","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-044","card-source-039"],"from_entity":"Visa World Card Panda","to_entity":"Netherlands"},{"id":"rel_crd_nl-ics-mastercard-classic_nl","from":"crd_nl-ics-mastercard-classic","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-046","card-source-047"],"from_entity":"Mastercard Classic","to_entity":"Netherlands"},{"id":"rel_crd_nl-ics-mastercard-gold_nl","from":"crd_nl-ics-mastercard-gold","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-048","card-source-047"],"from_entity":"Mastercard Gold","to_entity":"Netherlands"},{"id":"rel_crd_nl-ics-mastercard-black_nl","from":"crd_nl-ics-mastercard-black","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-050","card-source-047"],"from_entity":"Mastercard Black","to_entity":"Netherlands"},{"id":"rel_crd_nl-anwb-anwb-mastercard_nl","from":"crd_nl-anwb-anwb-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-052","card-source-053"],"from_entity":"ANWB Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-anwb-anwb-visa-classic-card_nl","from":"crd_nl-anwb-anwb-visa-classic-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-054","card-source-053"],"from_entity":"ANWB Visa Classic Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-anwb-anwb-visa-silver-card_nl","from":"crd_nl-anwb-anwb-visa-silver-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-056","card-source-053"],"from_entity":"ANWB Visa Silver Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-anwb-anwb-visa-gold-card_nl","from":"crd_nl-anwb-anwb-visa-gold-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-058","card-source-053"],"from_entity":"ANWB Visa Gold Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-american-express-american-express-blue-card_nl","from":"crd_nl-american-express-american-express-blue-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-060","card-source-061"],"from_entity":"American Express Blue Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-american-express-american-express-green-card_nl","from":"crd_nl-american-express-american-express-green-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-062","card-source-061"],"from_entity":"American Express Green Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-american-express-american-express-gold-card_nl","from":"crd_nl-american-express-american-express-gold-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-064","card-source-061"],"from_entity":"American Express Gold Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-american-express-american-express-platinum-card_nl","from":"crd_nl-american-express-american-express-platinum-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-066","card-source-061"],"from_entity":"American Express Platinum Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-american-express-flying-blue-american-express-entry-_nl","from":"crd_nl-american-express-flying-blue-american-express-entry-","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-068","card-source-061"],"from_entity":"Flying Blue American Express Entry Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-american-express-flying-blue-american-express-silver_nl","from":"crd_nl-american-express-flying-blue-american-express-silver","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-070","card-source-061"],"from_entity":"Flying Blue American Express Silver Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-american-express-flying-blue-american-express-gold-c_nl","from":"crd_nl-american-express-flying-blue-american-express-gold-c","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-072","card-source-061"],"from_entity":"Flying Blue American Express Gold Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-american-express-flying-blue-american-express-platin_nl","from":"crd_nl-american-express-flying-blue-american-express-platin","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-074","card-source-061"],"from_entity":"Flying Blue American Express Platinum Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-bmw-ics-bmw-visa-card_nl","from":"crd_nl-bmw-ics-bmw-visa-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-076","card-source-077"],"from_entity":"BMW Visa Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-knac-ics-knac-mastercard-gold_nl","from":"crd_nl-knac-ics-knac-mastercard-gold","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-078","card-source-077"],"from_entity":"KNAC Mastercard Gold","to_entity":"Netherlands"},{"id":"rel_crd_nl-nederlandse-ski-vereniging-ics-nskiv-visa-card_nl","from":"crd_nl-nederlandse-ski-vereniging-ics-nskiv-visa-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-080","card-source-081"],"from_entity":"NSkiV Visa Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-insingergilissen-ics-insingergilissen-gold-card_nl","from":"crd_nl-insingergilissen-ics-insingergilissen-gold-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-082","card-source-077"],"from_entity":"InsingerGilissen Gold Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-bank-ten-cate-ics-bank-ten-cate-world-card-gold_nl","from":"crd_nl-bank-ten-cate-ics-bank-ten-cate-world-card-gold","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-084","card-source-077"],"from_entity":"Bank ten Cate World Card Gold","to_entity":"Netherlands"},{"id":"rel_crd_nl-bunq-bunq-free-credit-card_nl","from":"crd_nl-bunq-bunq-free-credit-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Free Credit Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-bunq-bunq-core-debit-mastercard_nl","from":"crd_nl-bunq-bunq-core-debit-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-088","card-source-087"],"from_entity":"bunq Core Debit Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-bunq-bunq-core-credit-card_nl","from":"crd_nl-bunq-bunq-core-credit-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Core Credit Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-bunq-bunq-pro-debit-mastercard_nl","from":"crd_nl-bunq-bunq-pro-debit-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-088","card-source-087"],"from_entity":"bunq Pro Debit Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-bunq-bunq-pro-credit-card_nl","from":"crd_nl-bunq-bunq-pro-credit-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Pro Credit Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-bunq-bunq-elite-debit-mastercard_nl","from":"crd_nl-bunq-bunq-elite-debit-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-088","card-source-087"],"from_entity":"bunq Elite Debit Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-bunq-bunq-elite-credit-card_nl","from":"crd_nl-bunq-bunq-elite-credit-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Elite Credit Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-revolut-revolut-standard-card_nl","from":"crd_nl-revolut-revolut-standard-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Standard Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-revolut-revolut-plus-card_nl","from":"crd_nl-revolut-revolut-plus-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Plus Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-revolut-revolut-premium-card_nl","from":"crd_nl-revolut-revolut-premium-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Premium Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-revolut-revolut-metal-card_nl","from":"crd_nl-revolut-revolut-metal-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Metal Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-revolut-revolut-ultra-card_nl","from":"crd_nl-revolut-revolut-ultra-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Ultra Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-n26-n26-standard-mastercard_nl","from":"crd_nl-n26-n26-standard-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-110"],"from_entity":"N26 Standard Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-n26-n26-smart-mastercard_nl","from":"crd_nl-n26-n26-smart-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-110"],"from_entity":"N26 Smart Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-n26-n26-go-mastercard_nl","from":"crd_nl-n26-n26-go-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-110"],"from_entity":"N26 Go Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-n26-n26-metal-mastercard_nl","from":"crd_nl-n26-n26-metal-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-110"],"from_entity":"N26 Metal Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-wise-wise-debit-card_nl","from":"crd_nl-wise-wise-debit-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-114"],"from_entity":"Wise Debit Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-trade-republic-trade-republic-virtual-card_nl","from":"crd_nl-trade-republic-trade-republic-virtual-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-115"],"from_entity":"Trade Republic Virtual Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-trade-republic-trade-republic-classic-card_nl","from":"crd_nl-trade-republic-trade-republic-classic-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-115"],"from_entity":"Trade Republic Classic Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-trade-republic-trade-republic-mirror-card_nl","from":"crd_nl-trade-republic-trade-republic-mirror-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-115"],"from_entity":"Trade Republic Mirror Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-curve-curve-pay_nl","from":"crd_nl-curve-curve-pay","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-118"],"from_entity":"Curve Pay","to_entity":"Netherlands"},{"id":"rel_crd_nl-curve-curve-pay-x_nl","from":"crd_nl-curve-curve-pay-x","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-118"],"from_entity":"Curve Pay X","to_entity":"Netherlands"},{"id":"rel_crd_nl-curve-curve-pay-pro_nl","from":"crd_nl-curve-curve-pay-pro","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-118"],"from_entity":"Curve Pay Pro","to_entity":"Netherlands"},{"id":"rel_crd_nl-curve-curve-pay-pro-2_nl","from":"crd_nl-curve-curve-pay-pro-2","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-118"],"from_entity":"Curve Pay Pro+","to_entity":"Netherlands"},{"id":"rel_crd_nl-openbank-openbank-r42-debit-mastercard_nl","from":"crd_nl-openbank-openbank-r42-debit-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-122","card-source-123"],"from_entity":"Openbank R42 Debit Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-openbank-openbank-r42-metal-card_nl","from":"crd_nl-openbank-openbank-r42-metal-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-124","card-source-123"],"from_entity":"Openbank R42 Metal Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-vivid-vivid-standard-card_nl","from":"crd_nl-vivid-vivid-standard-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-126","card-source-127"],"from_entity":"Vivid Standard Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-vivid-vivid-plus-card_nl","from":"crd_nl-vivid-vivid-plus-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-126","card-source-127"],"from_entity":"Vivid Plus Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-vivid-vivid-prime-card_nl","from":"crd_nl-vivid-vivid-prime-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-126","card-source-127"],"from_entity":"Vivid Prime Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-monese-monese-pay-as-you-go-card_nl","from":"crd_nl-monese-monese-pay-as-you-go-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-132","card-source-133"],"from_entity":"Monese Pay As You Go Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-monese-monese-everyday-card_nl","from":"crd_nl-monese-monese-everyday-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-132","card-source-133"],"from_entity":"Monese Everyday Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-monese-monese-cashback-card_nl","from":"crd_nl-monese-monese-cashback-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-132","card-source-133"],"from_entity":"Monese Cashback Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-monese-monese-premium-card_nl","from":"crd_nl-monese-monese-premium-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-132","card-source-133"],"from_entity":"Monese Premium Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-zen-com-zen-free-mastercard_nl","from":"crd_nl-zen-com-zen-free-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-140","card-source-141"],"from_entity":"ZEN Free Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-zen-com-zen-gold-mastercard_nl","from":"crd_nl-zen-com-zen-gold-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-140","card-source-141"],"from_entity":"ZEN Gold Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-zen-com-zen-platinum-mastercard_nl","from":"crd_nl-zen-com-zen-platinum-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-140","card-source-141"],"from_entity":"ZEN Platinum Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-klarna-klarna-card_nl","from":"crd_nl-klarna-klarna-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-146","card-source-147"],"from_entity":"Klarna Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-paysera-paysera-visa-card_nl","from":"crd_nl-paysera-paysera-visa-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-148","card-source-149"],"from_entity":"Paysera Visa Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-nexo-nexo-card_nl","from":"crd_nl-nexo-nexo-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-150","card-source-151"],"from_entity":"Nexo Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-bybit-bybit-card_nl","from":"crd_nl-bybit-bybit-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-152","card-source-153"],"from_entity":"Bybit Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-gnosis-pay-gnosis-pay-card_nl","from":"crd_nl-gnosis-pay-gnosis-pay-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-154","card-source-155"],"from_entity":"Gnosis Pay Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-bleap-bleap-mastercard-debit_nl","from":"crd_nl-bleap-bleap-mastercard-debit","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-156","card-source-157"],"from_entity":"Bleap Mastercard Debit","to_entity":"Netherlands"}]},{"id":"mkt_de","type":"market","name":"Germany","shortName":"Germany","collection":"markets","slug":"germany","description":"Europe's largest national economy combines persistent cash use with broad debit-card acceptance, growing mobile payments and a strong domestic girocard footprint.","summary":"A large, mixed payments market where cash remains important while debit cards, mobile wallets and ecommerce methods continue to gain share.","aliases":["DE","Germany payments","Germany market"],"visual":{"kind":"flag","value":"🇩🇪","label":"Flag of Germany"},"identifiers":{"ISO 3166-1":"DE","Currency":"EUR","Region":"EMEA","ISO 3166-1 alpha-2":"DE","ISO 3166-1 alpha-3":"DEU","ISO 3166-1 numeric":"276","Subregion":"Europe"},"claims":[{"key":"population","label":"Population","value":"83,467,117 at year-end 2025","sourceIds":["destatis-population-germany-2025"],"confidence":"high","effectiveFrom":"2025-12-31","observedAt":"2026-07-31"},{"key":"cashless_share","label":"Cashless purchase share","value":"55% of recorded purchases","sourceIds":["bundesbank-payment-behaviour-2025"],"confidence":"high","effectiveFrom":"2025","observedAt":"2026-07-31"},{"key":"cash_share","label":"Cash purchase share","value":"45% of recorded purchases","sourceIds":["bundesbank-payment-behaviour-2025"],"confidence":"high","effectiveFrom":"2025","observedAt":"2026-07-31"},{"key":"debit_share","label":"Debit-card purchase share","value":"26% of recorded purchases","sourceIds":["bundesbank-payment-behaviour-2025"],"confidence":"high","effectiveFrom":"2025","observedAt":"2026-07-31"},{"key":"featured_method","label":"Atlas coverage","value":"Featured domestic payment method and market intelligence","sourceIds":["bundesbank-payment-behaviour-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"DE","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"DEU","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"276","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["destatis-population-germany-2025","bundesbank-payment-behaviour-2025","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"83.5M","period":"2025","detail":"Official year-end population","sourceIds":["destatis-population-germany-2025"]},{"label":"Cashless purchases","value":"55%","period":"2025","detail":"Share of recorded day-to-day purchases","sourceIds":["bundesbank-payment-behaviour-2025"]},{"label":"Debit card","value":"26%","period":"2025","detail":"Share of recorded purchases","sourceIds":["bundesbank-payment-behaviour-2025"]},{"label":"Mobile payments","value":"10%","period":"2025","detail":"Share of recorded purchases","sourceIds":["bundesbank-payment-behaviour-2025"]}],"paymentMixTitle":"Everyday payment mix","paymentMixLead":"Cash still leads individually; cashless methods lead collectively","paymentMixDetail":"The Bundesbank reports that 55% of recorded day-to-day purchases were cashless in 2025, while cash remained the largest single method at 45%.","paymentMixPeriod":"Recorded purchases in 2025","paymentMixNote":"The remaining share groups credit cards, transfers, direct debits and other recorded methods.","paymentMix":[{"label":"Cash","value":45,"category":"Cash","sourceIds":["bundesbank-payment-behaviour-2025"]},{"label":"Debit card","value":26,"category":"Cards","sourceIds":["bundesbank-payment-behaviour-2025"]},{"label":"Mobile payment","value":10,"category":"Mobile wallets","sourceIds":["bundesbank-payment-behaviour-2025"]},{"label":"E-payment","value":6,"category":"Online methods","sourceIds":["bundesbank-payment-behaviour-2025"]},{"label":"Other","value":13,"category":"Other","sourceIds":["bundesbank-payment-behaviour-2025"]}],"facts":[{"label":"Currency","value":"EUR","detail":"Euro and SEPA market","sourceIds":["bundesbank-payment-behaviour-2025"],"entityId":"cur_eur"},{"label":"Leading debit scheme","value":"girocard","detail":"Most widely used debit card","sourceIds":["bundesbank-payment-behaviour-2025"]},{"label":"Cash acceptance","value":"94%","detail":"Recorded purchases at physical locations","sourceIds":["bundesbank-payment-behaviour-2025"]},{"label":"Cashless acceptance","value":"86%","detail":"Recorded purchases at physical locations","sourceIds":["bundesbank-payment-behaviour-2025"]}],"highlights":[{"title":"Cashless crossed the halfway point","detail":"For the first time, cashless means were used for a majority of recorded day-to-day purchases.","sourceIds":["bundesbank-payment-behaviour-2025"]},{"title":"Cash remains the largest single method","detail":"Cash represented 45% of recorded purchases and remained widely accepted at physical locations.","sourceIds":["bundesbank-payment-behaviour-2025"]},{"title":"Mobile is now material","detail":"Mobile methods reached 10% of recorded purchases, four percentage points above 2023.","sourceIds":["bundesbank-payment-behaviour-2025"]}]},"relationships":[{"id":"rel_pmt_wero_mkt_de_market","from":"pmt_wero","to":"mkt_de","type":"available_in","label":"available in","sourceIds":["ideal-wero-transition"],"from_entity":"Wero","to_entity":"Germany"},{"id":"rel_mkt_de_iso3166_1","from":"mkt_de","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Germany","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_sg","type":"market","name":"Singapore","shortName":"Singapore","collection":"markets","slug":"singapore","description":"A compact, high-income and highly connected market combining card-led ecommerce with PayNow, FAST, interoperable QR and substantial cross-border shopping.","summary":"A card-led but deeply digital city-state with mature instant-payment and proxy-addressing infrastructure.","aliases":["SG","Singapore payments","Singapore market"],"visual":{"kind":"flag","value":"🇸🇬","label":"Flag of Singapore"},"identifiers":{"ISO 3166-1":"SG","Currency":"SGD","Region":"APAC","ISO 3166-1 alpha-2":"SG","ISO 3166-1 alpha-3":"SGP","ISO 3166-1 numeric":"702","Subregion":"Southeast Asia"},"claims":[{"key":"population","label":"Population","value":"Approximately 6.0 million (2024)","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-07-31"},{"key":"internet","label":"Internet use","value":"Approximately 94% of the population","sourceIds":["world-bank-internet-global"],"confidence":"high","observedAt":"2026-07-31"},{"key":"currency","label":"Settlement currency","value":"Singapore dollar (SGD)","sourceIds":["abs-paynow"],"confidence":"high","observedAt":"2026-07-31"},{"key":"online_mix","label":"Largest online category","value":"Cards — 53% of published ecommerce mix","sourceIds":["ppro-singapore"],"confidence":"high","observedAt":"2026-07-31"},{"key":"featured_method","label":"Atlas coverage","value":"Featured domestic payment method and market intelligence","sourceIds":["abs-paynow"],"confidence":"high","observedAt":"2026-07-31"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"SG","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"SGP","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"702","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["world-bank-population-global","world-bank-internet-global","ppro-singapore","abs-paynow","mas-paynow-gen2","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"~6.0M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Internet use","value":"~94%","period":"Latest published","detail":"Share of the population","sourceIds":["world-bank-internet-global"]},{"label":"Mobile checkout","value":"65%","period":"Published profile","detail":"Share of ecommerce transactions","sourceIds":["ppro-singapore"]},{"label":"PayNow proxies","value":"~11M","period":"Dec 2025","detail":"Registered payment proxies","sourceIds":["mas-paynow-gen2"]}],"paymentMixTitle":"Online payment mix","paymentMixLead":"Cards lead; wallets are already substantial","paymentMixDetail":"PPRO's online mix is 53% cards and 32% e-wallets, while PayNow adds a domestic account-to-account layer through FAST.","paymentMixPeriod":"Published ecommerce transaction mix","paymentMixNote":"PayNow can appear within bank-transfer and wallet experiences; category shares describe checkout form, not necessarily the underlying funding source.","paymentMix":[{"label":"Card","value":53,"category":"Cards","sourceIds":["ppro-singapore"]},{"label":"E-wallet","value":32,"category":"Wallets","sourceIds":["ppro-singapore"]},{"label":"Bank transfer","value":9,"category":"Bank Transfer / PayNow","entityId":"pmt_paynow","sourceIds":["ppro-singapore"]},{"label":"Other","value":5,"category":"Other","sourceIds":["ppro-singapore"]},{"label":"Cash","value":1,"category":"Cash-based","sourceIds":["ppro-singapore"]}],"facts":[{"label":"Currency","value":"SGD","detail":"Singapore dollar","sourceIds":["abs-paynow"],"entityId":"cur_sgd"},{"label":"Featured method","value":"PayNow","detail":"24/7 proxy payment over FAST","sourceIds":["abs-paynow"],"entityId":"pmt_paynow"},{"label":"Ecommerce value","value":"$7B","detail":"2022 baseline in PPRO profile","sourceIds":["ppro-singapore"]},{"label":"Cross-border share","value":"53%","detail":"$4B of published ecommerce value","sourceIds":["ppro-singapore"]}],"highlights":[{"title":"Cards and Bank Transfers coexist","detail":"A card-led online market can still have sophisticated domestic real-time payments and QR interoperability.","sourceIds":["ppro-singapore","abs-paynow"]},{"title":"Proxy density exceeds population","detail":"Approximately 11 million registrations reflect multiple proxy types across individuals, businesses and wallets.","sourceIds":["mas-paynow-gen2"]},{"title":"Cross-border matters","detail":"More than half of published ecommerce value is cross-border, raising currency, acceptance and routing questions.","sourceIds":["ppro-singapore"]}]},"relationships":[{"id":"rel_mkt_sg_cur_sgd","from":"mkt_sg","to":"cur_sgd","type":"uses_currency","label":"uses currency","sourceIds":["abs-paynow"],"from_entity":"Singapore","to_entity":"Singapore dollar"},{"id":"rel_paynow_market","from":"pmt_paynow","to":"mkt_sg","type":"available_in","label":"available in","sourceIds":["abs-paynow"],"from_entity":"PayNow","to_entity":"Singapore"},{"id":"rel_mkt_sg_iso3166_1","from":"mkt_sg","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Singapore","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_th","type":"market","name":"Thailand","shortName":"Thailand","collection":"markets","slug":"thailand","description":"A mobile-first Southeast Asian market where PromptPay and QR-based account transfers sit beside wallets, cards and a still-visible cash-on-delivery segment.","summary":"A bank-transfer-led online market with national instant payments, mobile commerce and expanding regional QR links.","aliases":["TH","Thailand payments","Thailand market"],"visual":{"kind":"flag","value":"🇹🇭","label":"Flag of Thailand"},"identifiers":{"ISO 3166-1":"TH","Currency":"THB","Region":"APAC","ISO 3166-1 alpha-2":"TH","ISO 3166-1 alpha-3":"THA","ISO 3166-1 numeric":"764","Subregion":"Southeast Asia"},"claims":[{"key":"population","label":"Population","value":"Approximately 71.7 million (2024)","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-07-31"},{"key":"internet","label":"Internet use","value":"Approximately 89% of the population","sourceIds":["world-bank-internet-global"],"confidence":"high","observedAt":"2026-07-31"},{"key":"currency","label":"Settlement currency","value":"Thai baht (THB)","sourceIds":["bot-promptpay"],"confidence":"high","observedAt":"2026-07-31"},{"key":"online_mix","label":"Largest online category","value":"Bank transfer — 42% of published ecommerce mix","sourceIds":["ppro-thailand"],"confidence":"high","observedAt":"2026-07-31"},{"key":"featured_method","label":"Atlas coverage","value":"Featured domestic payment method and market intelligence","sourceIds":["bot-promptpay"],"confidence":"high","observedAt":"2026-07-31"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"TH","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"THA","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"764","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["world-bank-population-global","world-bank-internet-global","ppro-thailand","bot-promptpay","bot-promptpay-2023","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"~71.7M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Internet use","value":"~89%","period":"Latest published","detail":"Share of the population","sourceIds":["world-bank-internet-global"]},{"label":"Online retail","value":"12%","period":"Published profile","detail":"Share of retail purchases","sourceIds":["ppro-thailand"]},{"label":"PromptPay registrations","value":"77.2M","period":"2023","detail":"Registered aliases","sourceIds":["bot-promptpay-2023"]}],"paymentMixTitle":"Online payment mix","paymentMixLead":"Account transfers lead the digital shift","paymentMixDetail":"Bank transfer and e-wallets together form 67% of PPRO's published online mix, reflecting PromptPay's reach and a mobile-first checkout environment.","paymentMixPeriod":"Published ecommerce transaction mix","paymentMixNote":"PPRO's category mix and Bank of Thailand's PromptPay registrations are separate observations and are not combined into one synthetic share.","paymentMix":[{"label":"Bank transfer","value":42,"category":"Bank Transfer / PromptPay","entityId":"pmt_promptpay","sourceIds":["ppro-thailand"]},{"label":"E-wallet","value":25,"category":"Wallets","sourceIds":["ppro-thailand"]},{"label":"Card","value":21,"category":"Cards","sourceIds":["ppro-thailand"]},{"label":"Cash","value":10,"category":"Cash on delivery","sourceIds":["ppro-thailand"]},{"label":"Other","value":2,"category":"Other","sourceIds":["ppro-thailand"]}],"facts":[{"label":"Currency","value":"THB","detail":"Thai baht","sourceIds":["bot-promptpay"],"entityId":"cur_thb"},{"label":"Featured method","value":"PromptPay","detail":"National proxy-based instant payments","sourceIds":["bot-promptpay"],"entityId":"pmt_promptpay"},{"label":"Mobile checkout","value":"~⅔","detail":"Online purchases completed on mobile","sourceIds":["ppro-thailand"]},{"label":"Cross-border share","value":"52%","detail":"$6B of published ecommerce value","sourceIds":["ppro-thailand"]}],"highlights":[{"title":"PromptPay shapes the mix","detail":"The instant-payment system supports transfers and QR experiences that surface as bank-transfer checkout.","sourceIds":["bot-promptpay","ppro-thailand"]},{"title":"Cash has not disappeared","detail":"Cash remains 10% of the published online mix despite strong digital adoption.","sourceIds":["ppro-thailand"]},{"title":"Regional QR is strategic","detail":"Cross-border links turn domestic instant-payment infrastructure into a tourism and commerce capability.","sourceIds":["bot-promptpay"]}]},"relationships":[{"id":"rel_mkt_th_cur_thb","from":"mkt_th","to":"cur_thb","type":"uses_currency","label":"uses currency","sourceIds":["bot-promptpay"],"from_entity":"Thailand","to_entity":"Thai baht"},{"id":"rel_promptpay_market","from":"pmt_promptpay","to":"mkt_th","type":"available_in","label":"available in","sourceIds":["bot-promptpay"],"from_entity":"PromptPay","to_entity":"Thailand"},{"id":"rel_mkt_th_iso3166_1","from":"mkt_th","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Thailand","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_se","type":"market","name":"Sweden","shortName":"Sweden","collection":"markets","slug":"sweden","description":"One of the world's most digital retail-payment markets, with cards and Swish near-universal in consumer behaviour and cash reduced to a resilience-sensitive minority use case.","summary":"A highly digital market where cards, Swish and mobile wallets coexist and cash resilience remains a policy issue.","aliases":["SE","Sweden payments","Sweden market"],"visual":{"kind":"flag","value":"🇸🇪","label":"Flag of Sweden"},"identifiers":{"ISO 3166-1":"SE","Currency":"SEK","Region":"EMEA","ISO 3166-1 alpha-2":"SE","ISO 3166-1 alpha-3":"SWE","ISO 3166-1 numeric":"752","Subregion":"Europe"},"claims":[{"key":"population","label":"Population","value":"Approximately 10.6 million (2024)","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-07-31"},{"key":"internet","label":"Internet use","value":"Approximately 96% of the population","sourceIds":["world-bank-internet-global"],"confidence":"high","observedAt":"2026-07-31"},{"key":"currency","label":"Settlement currency","value":"Swedish krona (SEK)","sourceIds":["swish-about"],"confidence":"high","observedAt":"2026-07-31"},{"key":"online_mix","label":"Largest online category","value":"Bank transfer — 31% of published ecommerce mix","sourceIds":["ppro-sweden"],"confidence":"high","observedAt":"2026-07-31"},{"key":"featured_method","label":"Atlas coverage","value":"Featured domestic payment method and market intelligence","sourceIds":["swish-about"],"confidence":"high","observedAt":"2026-07-31"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"SE","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"SWE","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"752","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["world-bank-population-global","world-bank-internet-global","ppro-sweden","swish-about","riksbank-payment-habits-2026","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"~10.6M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Internet use","value":"~96%","period":"Latest published","detail":"Share of the population","sourceIds":["world-bank-internet-global"]},{"label":"Swish monthly use","value":"91%","period":"2025 survey","detail":"Respondents using Swish in prior month","sourceIds":["riksbank-payment-habits-2026"]},{"label":"Ecommerce value","value":">SEK140B","period":"2025","detail":"PPRO market estimate","sourceIds":["ppro-sweden"]}],"paymentMixTitle":"Online payment mix","paymentMixLead":"Bank Transfer narrowly leads a diverse digital checkout","paymentMixDetail":"Bank transfers account for 31%, cards 27% and e-wallets 18% in PPRO's published online mix; cash is only 1%.","paymentMixPeriod":"Published ecommerce transaction mix","paymentMixNote":"Riksbank survey usage is broader than ecommerce mix: 98% used some form of card and 91% used Swish in the prior month in the 2025 survey.","paymentMix":[{"label":"Bank transfer","value":31,"category":"Bank Transfer / Swish","entityId":"pmt_swish","sourceIds":["ppro-sweden"]},{"label":"Card","value":27,"category":"Cards","sourceIds":["ppro-sweden"]},{"label":"Other","value":23,"category":"BNPL and other","sourceIds":["ppro-sweden"]},{"label":"E-wallet","value":18,"category":"Wallets","sourceIds":["ppro-sweden"]},{"label":"Cash","value":1,"category":"Cash-based","sourceIds":["ppro-sweden"]}],"facts":[{"label":"Currency","value":"SEK","detail":"Swedish krona","sourceIds":["swish-about"],"entityId":"cur_sek"},{"label":"Featured method","value":"Swish","detail":"8.8M users in operator profile","sourceIds":["swish-about"],"entityId":"pmt_swish"},{"label":"Card usage","value":"98%","detail":"Used a card form in the prior month","sourceIds":["riksbank-payment-habits-2026"]},{"label":"Cross-border ecommerce","value":"49%","detail":"$5.9B of published ecommerce value","sourceIds":["ppro-sweden"]}],"highlights":[{"title":"Digital does not mean single-rail","detail":"Cards and Swish are both near-ubiquitous but serve different contexts and underlying infrastructures.","sourceIds":["riksbank-payment-habits-2026"]},{"title":"Cash becomes a resilience question","detail":"Low usage shifts the policy conversation from preference to accessibility and continuity.","sourceIds":["riksbank-payment-habits-2026"]},{"title":"Cross-border ecommerce is material","detail":"Nearly half of published ecommerce value is cross-border, increasing the relevance of cards, FX and international acceptance.","sourceIds":["ppro-sweden"]}]},"relationships":[{"id":"rel_mkt_se_cur_sek","from":"mkt_se","to":"cur_sek","type":"uses_currency","label":"uses currency","sourceIds":["swish-about"],"from_entity":"Sweden","to_entity":"Swedish krona"},{"id":"rel_swish_market","from":"pmt_swish","to":"mkt_se","type":"available_in","label":"available in","sourceIds":["swish-about"],"from_entity":"Swish","to_entity":"Sweden"},{"id":"rel_pmt_vipps_mobilepay_mkt_se_market","from":"pmt_vipps_mobilepay","to":"mkt_se","type":"available_in","label":"available in","sourceIds":["vipps-2025"],"from_entity":"Vipps MobilePay","to_entity":"Sweden"},{"id":"rel_pmt_klarna_mkt_se_market","from":"pmt_klarna","to":"mkt_se","type":"available_in","label":"available in","sourceIds":["klarna-2026"],"from_entity":"Klarna","to_entity":"Sweden"},{"id":"rel_mkt_se_iso3166_1","from":"mkt_se","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Sweden","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_ca","type":"market","name":"Canada","shortName":"Canada","collection":"markets","slug":"canada","description":"A card-led North American ecommerce market with broad Interac e-Transfer adoption, high cross-border shopping and an evolving real-time account-to-account infrastructure.","summary":"A card-led market where Interac provides a nationally prominent domestic transfer layer and cross-border ecommerce is substantial.","aliases":["CA","Canada payments","Canada market"],"visual":{"kind":"flag","value":"🇨🇦","label":"Flag of Canada"},"identifiers":{"ISO 3166-1":"CA","Currency":"CAD","Region":"US&C","ISO 3166-1 alpha-2":"CA","ISO 3166-1 alpha-3":"CAN","ISO 3166-1 numeric":"124","Subregion":"Canada"},"claims":[{"key":"population","label":"Population","value":"Approximately 41.3 million (2024)","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-07-31"},{"key":"internet","label":"Internet use","value":"Approximately 94% of the population","sourceIds":["world-bank-internet-global"],"confidence":"high","observedAt":"2026-07-31"},{"key":"currency","label":"Settlement currency","value":"Canadian dollar (CAD)","sourceIds":["interac-overview"],"confidence":"high","observedAt":"2026-07-31"},{"key":"online_mix","label":"Largest online category","value":"Cards — 52% of published ecommerce mix","sourceIds":["ppro-canada"],"confidence":"high","observedAt":"2026-07-31"},{"key":"featured_method","label":"Atlas coverage","value":"Featured domestic payment method and market intelligence","sourceIds":["interac-overview"],"confidence":"high","observedAt":"2026-07-31"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"CA","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"CAN","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"124","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["world-bank-population-global","world-bank-internet-global","ppro-canada","interac-overview","interac-2024","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"~41.3M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Internet use","value":"~94%","period":"Latest published","detail":"Share of the population","sourceIds":["world-bank-internet-global"]},{"label":"Ecommerce value","value":"$66B","period":"2023","detail":"PPRO market profile","sourceIds":["ppro-canada"]},{"label":"Interac transfers","value":"1.4B","period":"2024","detail":"Annual e-Transfer volume","sourceIds":["interac-2024"]}],"paymentMixTitle":"Online payment mix","paymentMixLead":"Cards remain the anchor","paymentMixDetail":"Cards account for 52% of PPRO's published mix, while e-wallets and bank transfer together represent 39%.","paymentMixPeriod":"Published ecommerce transaction mix","paymentMixNote":"Wallet spend may still be card-funded; checkout category and underlying rail are modeled separately in Graph.","paymentMix":[{"label":"Card","value":52,"category":"Cards","sourceIds":["ppro-canada"]},{"label":"E-wallet","value":27,"category":"Wallets","sourceIds":["ppro-canada"]},{"label":"Bank transfer","value":12,"category":"Bank Transfer / Interac","entityId":"pmt_interac_etransfer","sourceIds":["ppro-canada"]},{"label":"Other","value":9,"category":"Other","sourceIds":["ppro-canada"]},{"label":"Cash","value":0,"category":"Cash-based","sourceIds":["ppro-canada"]}],"facts":[{"label":"Currency","value":"CAD","detail":"Canadian dollar","sourceIds":["interac-overview"],"entityId":"cur_cad"},{"label":"Featured method","value":"Interac e-Transfer","detail":"88% published consumer reach","sourceIds":["interac-overview"],"entityId":"pmt_interac_etransfer"},{"label":"Mobile checkout","value":"~⅓","detail":"Online purchases completed on mobile","sourceIds":["ppro-canada"]},{"label":"Cross-border share","value":"22%","detail":"$13B of published ecommerce value","sourceIds":["ppro-canada"]}],"highlights":[{"title":"Card-led, not card-only","detail":"Interac adds a domestic digital-transfer layer alongside cards and wallets.","sourceIds":["ppro-canada","interac-overview"]},{"title":"Wallet funding matters","detail":"A wallet label at checkout does not tell you whether the economic rail underneath is a card or account transfer.","sourceIds":["ppro-canada"]},{"title":"Cross-border acceptance matters","detail":"Published cross-border ecommerce value is $13B, making scheme reach, FX and authorization performance material.","sourceIds":["ppro-canada"]}]},"relationships":[{"id":"rel_mkt_ca_cur_cad","from":"mkt_ca","to":"cur_cad","type":"uses_currency","label":"uses currency","sourceIds":["interac-overview"],"from_entity":"Canada","to_entity":"Canadian dollar"},{"id":"rel_interac_market","from":"pmt_interac_etransfer","to":"mkt_ca","type":"available_in","label":"available in","sourceIds":["interac-overview"],"from_entity":"Interac e-Transfer","to_entity":"Canada"},{"id":"rel_mkt_ca_iso3166_1","from":"mkt_ca","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Canada","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_es","type":"market","name":"Spain","shortName":"Spain","collection":"markets","slug":"spain","description":"A large European ecommerce market where cards still lead online, wallets are substantial and Bizum is rapidly extending account-to-account payments beyond P2P.","summary":"A card-led ecommerce market with fast-growing bank-app payments through Bizum and full euro-area infrastructure context.","aliases":["ES","Spain payments","Spain market"],"visual":{"kind":"flag","value":"🇪🇸","label":"Flag of Spain"},"identifiers":{"ISO 3166-1":"ES","Currency":"EUR","Region":"EMEA","ISO 3166-1 alpha-2":"ES","ISO 3166-1 alpha-3":"ESP","ISO 3166-1 numeric":"724","Subregion":"Europe"},"claims":[{"key":"population","label":"Population","value":"Approximately 48.8 million (2024)","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-07-31"},{"key":"internet","label":"Internet use","value":"Approximately 96% of the population","sourceIds":["world-bank-internet-global"],"confidence":"high","observedAt":"2026-07-31"},{"key":"currency","label":"Settlement currency","value":"Euro (EUR)","sourceIds":["bizum-home"],"confidence":"high","observedAt":"2026-07-31"},{"key":"online_mix","label":"Largest online category","value":"Cards — 50% of published ecommerce mix","sourceIds":["ppro-spain"],"confidence":"high","observedAt":"2026-07-31"},{"key":"featured_method","label":"Atlas coverage","value":"Featured domestic payment method and market intelligence","sourceIds":["bizum-home"],"confidence":"high","observedAt":"2026-07-31"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"ES","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"ESP","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"724","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["world-bank-population-global","world-bank-internet-global","ppro-spain","bizum-home","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"~48.8M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Internet use","value":"~96%","period":"Latest published","detail":"Share of the population","sourceIds":["world-bank-internet-global"]},{"label":"Ecommerce value","value":"$120B","period":"Published profile","detail":"PPRO market estimate","sourceIds":["ppro-spain"]},{"label":"Bizum users","value":"31.5M","period":"Current profile","detail":"Active users","sourceIds":["bizum-home"]}],"paymentMixTitle":"Online payment mix","paymentMixLead":"Cards lead; wallets form a strong second layer","paymentMixDetail":"Cards account for 50% and e-wallets 31% of PPRO's published mix. Bizum's bank-app model is growing inside the broader Bank Transfer category.","paymentMixPeriod":"Published ecommerce transaction mix","paymentMixNote":"Bizum adoption is shown separately because PPRO's category mix does not isolate every local method into its own share.","paymentMix":[{"label":"Card","value":50,"category":"Cards","sourceIds":["ppro-spain"]},{"label":"E-wallet","value":31,"category":"Wallets","sourceIds":["ppro-spain"]},{"label":"Other","value":12,"category":"Other / local methods","entityId":"pmt_bizum","sourceIds":["ppro-spain"]},{"label":"Bank transfer","value":5,"category":"Bank Transfer","sourceIds":["ppro-spain"]},{"label":"Cash","value":2,"category":"Cash-based","sourceIds":["ppro-spain"]}],"facts":[{"label":"Currency","value":"EUR","detail":"Euro and SEPA market","sourceIds":["bizum-home"],"entityId":"cur_eur"},{"label":"Featured method","value":"Bizum","detail":"31.5M active users","sourceIds":["bizum-home"],"entityId":"pmt_bizum"},{"label":"Online spend","value":"$2,693","detail":"Average shopper estimate for 2025","sourceIds":["ppro-spain"]},{"label":"Bizum checkout use","value":"10.3%","detail":"Share of shoppers reported for 2024","sourceIds":["ppro-spain"]}],"highlights":[{"title":"Cards still define checkout","detail":"Half of PPRO's published online transactions are card payments.","sourceIds":["ppro-spain"]},{"title":"Bizum is crossing contexts","detail":"The method is expanding from P2P into ecommerce and contactless in-person payments.","sourceIds":["bizum-home"]},{"title":"Local method growth is visible","detail":"PPRO reports a large year-over-year increase in shoppers paying with Bizum during 2024.","sourceIds":["ppro-spain"]}]},"relationships":[{"id":"rel_mkt_es_cur_eur","from":"mkt_es","to":"cur_eur","type":"uses_currency","label":"uses currency","sourceIds":["ideal-how-it-works"],"from_entity":"Spain","to_entity":"Euro"},{"id":"rel_bizum_market","from":"pmt_bizum","to":"mkt_es","type":"available_in","label":"available in","sourceIds":["bizum-home"],"from_entity":"Bizum","to_entity":"Spain"},{"id":"rel_mkt_es_iso3166_1","from":"mkt_es","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Spain","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_ke","type":"market","name":"Kenya","shortName":"Kenya","collection":"markets","slug":"kenya","description":"A mobile-money-led financial ecosystem where M-PESA connects wallets, agents, merchants and cash, even though ecommerce taxonomies still split that behaviour across several categories.","summary":"A mobile-money market with high formal financial access, a critical cash bridge and distinctive agent-led acceptance infrastructure.","aliases":["KE","Kenya payments","Kenya market"],"visual":{"kind":"flag","value":"🇰🇪","label":"Flag of Kenya"},"identifiers":{"ISO 3166-1":"KE","Currency":"KES","Region":"EMEA","ISO 3166-1 alpha-2":"KE","ISO 3166-1 alpha-3":"KEN","ISO 3166-1 numeric":"404","Subregion":"Africa"},"claims":[{"key":"population","label":"Population","value":"Approximately 56.4 million (2024)","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-07-31"},{"key":"internet","label":"Internet use","value":"Approximately 35% of the population","sourceIds":["world-bank-internet-global"],"confidence":"high","observedAt":"2026-07-31"},{"key":"currency","label":"Settlement currency","value":"Kenyan shilling (KES)","sourceIds":["safaricom-mpesa-fy25"],"confidence":"high","observedAt":"2026-07-31"},{"key":"formal_access","label":"Formal financial access","value":"84.8% of adults","sourceIds":["cbk-finaccess-2024"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-07-31"},{"key":"featured_method","label":"Atlas coverage","value":"Featured domestic payment method and market intelligence","sourceIds":["safaricom-mpesa-fy25"],"confidence":"high","observedAt":"2026-07-31"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"KE","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"KEN","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"404","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["world-bank-population-global","world-bank-internet-global","ppro-kenya","safaricom-mpesa-fy25","cbk-finaccess-2024","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"~56.4M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Internet use","value":"~35%","period":"Latest published","detail":"Share of the population","sourceIds":["world-bank-internet-global"]},{"label":"Formal access","value":"84.8%","period":"2024","detail":"Adults with formal financial access","sourceIds":["cbk-finaccess-2024"]},{"label":"M-PESA active","value":"35.82M","period":"FY2025","detail":"One-month active customers","sourceIds":["safaricom-mpesa-fy25"]}],"paymentMixTitle":"Online payment mix","paymentMixLead":"Online mix understates the mobile-money story","paymentMixDetail":"PPRO reports cash at 35%, cards at 28% and a large 34% 'other' category. M-PESA's merchant, wallet and cash-bridge functions can span multiple taxonomy buckets.","paymentMixPeriod":"Published ecommerce transaction mix","paymentMixNote":"This is a useful example of why Graph retains source category definitions: 'e-wallet' alone does not fully capture Kenyan mobile-money behaviour.","paymentMix":[{"label":"Cash","value":35,"category":"Cash / COD","sourceIds":["ppro-kenya"]},{"label":"Other","value":34,"category":"Local / mobile money","entityId":"pmt_mpesa","sourceIds":["ppro-kenya"]},{"label":"Card","value":28,"category":"Cards","sourceIds":["ppro-kenya"]},{"label":"E-wallet","value":2,"category":"Wallets","sourceIds":["ppro-kenya"]},{"label":"Bank transfer","value":1,"category":"Bank Transfer","sourceIds":["ppro-kenya"]}],"facts":[{"label":"Currency","value":"KES","detail":"Kenyan shilling","sourceIds":["safaricom-mpesa-fy25"],"entityId":"cur_kes"},{"label":"Featured method","value":"M-PESA","detail":"37.15B transactions in FY2025","sourceIds":["safaricom-mpesa-fy25"],"entityId":"pmt_mpesa"},{"label":"Ecommerce value","value":"$3.5B","detail":"2023 market value","sourceIds":["ppro-kenya"]},{"label":"Daily mobile money","value":"52.6%","detail":"Share of Kenyans using it daily","sourceIds":["cbk-finaccess-2024"]}],"highlights":[{"title":"Mobile money is an ecosystem","detail":"Wallet, agent, cash-in/out and merchant acceptance are inseparable parts of the market model.","sourceIds":["safaricom-mpesa-fy25"]},{"title":"Taxonomy can hide reality","detail":"A generic ecommerce breakdown can place M-PESA behaviour across wallet, other and cash-related categories.","sourceIds":["ppro-kenya"]},{"title":"Inclusion is a core payments metric","detail":"Formal financial access reached 84.8% in the 2024 FinAccess survey.","sourceIds":["cbk-finaccess-2024"]}]},"relationships":[{"id":"rel_mkt_ke_cur_kes","from":"mkt_ke","to":"cur_kes","type":"uses_currency","label":"uses currency","sourceIds":["safaricom-mpesa-fy25"],"from_entity":"Kenya","to_entity":"Kenyan shilling"},{"id":"rel_mpesa_market","from":"pmt_mpesa","to":"mkt_ke","type":"available_in","label":"available in","sourceIds":["safaricom-mpesa-fy25"],"from_entity":"M-PESA","to_entity":"Kenya"},{"id":"rel_mkt_ke_iso3166_1","from":"mkt_ke","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Kenya","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_pl","type":"market","name":"Poland","shortName":"Poland","collection":"markets","slug":"poland","description":"A strongly account-to-account ecommerce market where BLIK is embedded in bank apps and spans online, point-of-sale, P2P and cash-access journeys.","summary":"A Bank Transfer-led ecommerce market with unusually high bank-transfer share and rapid BLIK adoption across channels.","aliases":["PL","Poland payments","Poland market"],"visual":{"kind":"flag","value":"🇵🇱","label":"Flag of Poland"},"identifiers":{"ISO 3166-1":"PL","Currency":"PLN","Region":"EMEA","ISO 3166-1 alpha-2":"PL","ISO 3166-1 alpha-3":"POL","ISO 3166-1 numeric":"616","Subregion":"Europe"},"claims":[{"key":"population","label":"Population","value":"Approximately 36.6 million (2024)","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-07-31"},{"key":"internet","label":"Internet use","value":"Approximately 89% of the population","sourceIds":["world-bank-internet-global"],"confidence":"high","observedAt":"2026-07-31"},{"key":"currency","label":"Settlement currency","value":"Polish zloty (PLN)","sourceIds":["blik-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"online_mix","label":"Largest online category","value":"Bank transfer — 67% of published ecommerce mix","sourceIds":["ppro-poland"],"confidence":"high","observedAt":"2026-07-31"},{"key":"featured_method","label":"Atlas coverage","value":"Featured domestic payment method and market intelligence","sourceIds":["blik-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"PL","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"POL","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"616","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["world-bank-population-global","world-bank-internet-global","ppro-poland","blik-2025","blik-2024","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"~36.6M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Internet use","value":"~89%","period":"Latest published","detail":"Share of the population","sourceIds":["world-bank-internet-global"]},{"label":"Online population","value":">32M","period":"Published profile","detail":"Close to 90% of population","sourceIds":["ppro-poland"]},{"label":"BLIK transactions","value":"2.9B","period":"2025","detail":"Annual transactions","sourceIds":["blik-2025"]}],"paymentMixTitle":"Online payment mix","paymentMixLead":"Bank transfer overwhelmingly leads","paymentMixDetail":"Bank transfers account for 67% of PPRO's published mix; the profile attributes almost 30% of the market to BLIK alone.","paymentMixPeriod":"Published ecommerce transaction mix","paymentMixNote":"BLIK can support several journeys, but it is grouped under bank transfer in this source's ecommerce taxonomy.","paymentMix":[{"label":"Bank transfer","value":67,"category":"Bank Transfer / BLIK","entityId":"pmt_blik","sourceIds":["ppro-poland"]},{"label":"Card","value":15,"category":"Cards","sourceIds":["ppro-poland"]},{"label":"E-wallet","value":15,"category":"Wallets","sourceIds":["ppro-poland"]},{"label":"Cash","value":2,"category":"Cash-based","sourceIds":["ppro-poland"]},{"label":"Other","value":1,"category":"Other","sourceIds":["ppro-poland"]}],"facts":[{"label":"Currency","value":"PLN","detail":"Polish zloty","sourceIds":["blik-2025"],"entityId":"cur_pln"},{"label":"Featured method","value":"BLIK","detail":"20.7M active accounts","sourceIds":["blik-2025"],"entityId":"pmt_blik"},{"label":"Ecommerce value","value":"$36B","detail":"Published market size","sourceIds":["ppro-poland"]},{"label":"Mobile checkout","value":"43%","detail":"Share of online purchases","sourceIds":["ppro-poland"]}],"highlights":[{"title":"Bank Transfer is a market structure","detail":"The bank-transfer share is not a niche alternative; it is the default ecommerce category.","sourceIds":["ppro-poland"]},{"title":"BLIK spans channels","detail":"One bank-app method supports ecommerce, POS, P2P and cash access, so a single-category label is incomplete.","sourceIds":["blik-2025"]},{"title":"Growth remains fast","detail":"Annual BLIK volume increased from more than 2.4B in 2024 to 2.9B in 2025.","sourceIds":["blik-2024","blik-2025"]}]},"relationships":[{"id":"rel_mkt_pl_cur_pln","from":"mkt_pl","to":"cur_pln","type":"uses_currency","label":"uses currency","sourceIds":["blik-2025"],"from_entity":"Poland","to_entity":"Polish zloty"},{"id":"rel_blik_market","from":"pmt_blik","to":"mkt_pl","type":"available_in","label":"available in","sourceIds":["blik-2025"],"from_entity":"BLIK","to_entity":"Poland"},{"id":"rel_mkt_pl_iso3166_1","from":"mkt_pl","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Poland","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_id","type":"market","name":"Indonesia","shortName":"Indonesia","collection":"markets","slug":"indonesia","description":"A vast, mobile-first archipelago where wallets and bank transfers lead ecommerce and QRIS creates one interoperable acceptance standard across banks and non-banks.","summary":"A wallet- and transfer-led market with mass QRIS adoption and a very large MSME acceptance base.","aliases":["ID","Indonesia payments","Indonesia market"],"visual":{"kind":"flag","value":"🇮🇩","label":"Flag of Indonesia"},"identifiers":{"ISO 3166-1":"ID","Currency":"IDR","Region":"APAC","ISO 3166-1 alpha-2":"ID","ISO 3166-1 alpha-3":"IDN","ISO 3166-1 numeric":"360","Subregion":"Southeast Asia"},"claims":[{"key":"population","label":"Population","value":"Approximately 283.5 million (2024)","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-07-31"},{"key":"internet","label":"Internet use","value":"Approximately 73% of the population","sourceIds":["world-bank-internet-global"],"confidence":"high","observedAt":"2026-07-31"},{"key":"currency","label":"Settlement currency","value":"Indonesian rupiah (IDR)","sourceIds":["bi-qris-overview"],"confidence":"high","observedAt":"2026-07-31"},{"key":"online_mix","label":"Largest online category","value":"E-wallets — 39% of published ecommerce mix","sourceIds":["ppro-indonesia"],"confidence":"high","observedAt":"2026-07-31"},{"key":"featured_method","label":"Atlas coverage","value":"Featured domestic payment method and market intelligence","sourceIds":["bi-qris-overview"],"confidence":"high","observedAt":"2026-07-31"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"ID","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"IDN","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"360","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["world-bank-population-global","world-bank-internet-global","ppro-indonesia","bi-qris-overview","bi-qris-h1-2025","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"~283.5M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Internet use","value":"~73%","period":"Latest published","detail":"Share of the population","sourceIds":["world-bank-internet-global"]},{"label":"Ecommerce value","value":"$59B","period":"2022","detail":"PPRO market profile","sourceIds":["ppro-indonesia"]},{"label":"QRIS users","value":"57M","period":"H1 2025","detail":"Published adoption","sourceIds":["bi-qris-h1-2025"]}],"paymentMixTitle":"Online payment mix","paymentMixLead":"Wallets and transfers form the core","paymentMixDetail":"E-wallets and bank transfers together represent 66% of PPRO's published ecommerce mix, while QRIS standardizes how many of those apps reach merchants.","paymentMixPeriod":"Published ecommerce transaction mix","paymentMixNote":"QRIS is an acceptance standard across funding sources; it should not be treated as mutually exclusive from every wallet or bank-transfer category.","paymentMix":[{"label":"E-wallet","value":39,"category":"Wallets","sourceIds":["ppro-indonesia"]},{"label":"Bank transfer","value":27,"category":"Bank Transfer / QRIS","entityId":"pmt_qris","sourceIds":["ppro-indonesia"]},{"label":"Card","value":17,"category":"Cards","sourceIds":["ppro-indonesia"]},{"label":"Cash","value":11,"category":"Cash on delivery","sourceIds":["ppro-indonesia"]},{"label":"Other","value":6,"category":"Other","sourceIds":["ppro-indonesia"]}],"facts":[{"label":"Currency","value":"IDR","detail":"Indonesian rupiah","sourceIds":["bi-qris-overview"],"entityId":"cur_idr"},{"label":"Featured standard","value":"QRIS","detail":"39.3M merchants in H1 2025","sourceIds":["bi-qris-h1-2025"],"entityId":"pmt_qris"},{"label":"Mobile checkout","value":"55%","detail":"Share of online transactions","sourceIds":["ppro-indonesia"]},{"label":"MSME share","value":"93.16%","detail":"Share of QRIS merchants","sourceIds":["bi-qris-h1-2025"]}],"highlights":[{"title":"Acceptance is interoperable","detail":"One QR mark connects many bank and non-bank payment applications.","sourceIds":["bi-qris-overview"]},{"title":"The market is mobile-first","detail":"More than half of online transactions are completed on a phone or tablet in PPRO's profile.","sourceIds":["ppro-indonesia"]},{"title":"MSMEs define reach","detail":"More than 93% of reported QRIS merchants are micro, small and medium enterprises.","sourceIds":["bi-qris-h1-2025"]}]},"relationships":[{"id":"rel_mkt_id_cur_idr","from":"mkt_id","to":"cur_idr","type":"uses_currency","label":"uses currency","sourceIds":["bi-qris-overview"],"from_entity":"Indonesia","to_entity":"Indonesian rupiah"},{"id":"rel_qris_market","from":"pmt_qris","to":"mkt_id","type":"available_in","label":"available in","sourceIds":["bi-qris-overview"],"from_entity":"QRIS","to_entity":"Indonesia"},{"id":"rel_pmt_gopay_mkt_id_market","from":"pmt_gopay","to":"mkt_id","type":"available_in","label":"available in","sourceIds":["goto-q3-2025"],"from_entity":"GoPay","to_entity":"Indonesia"},{"id":"rel_pmt_dana_mkt_id_market","from":"pmt_dana","to":"mkt_id","type":"available_in","label":"available in","sourceIds":["dana-2025"],"from_entity":"DANA","to_entity":"Indonesia"},{"id":"rel_mkt_id_iso3166_1","from":"mkt_id","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Indonesia","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"sch_upi","type":"scheme","name":"UPI","shortName":"UPI","collection":"schemes","slug":"upi","description":"India's interoperable real-time payment scheme connecting bank accounts, apps, aliases, intent and QR payment flows.","summary":"A high-volume account-to-account scheme operated by NPCI, spanning hundreds of live banks and multiple initiation experiences.","aliases":["Unified Payments Interface","Unified Payment Interface","India instant payments","VPA","UPI QR","pmt_upi"],"visual":{"kind":"monogram","value":"UPI","label":"UPI scheme mark","tone":"orange"},"identifiers":{"Aurato ID":"sch_upi","Type":"Credit Transfer","Operator":"National Payments Corporation of India","Jurisdiction":"IN","Model":"Real-time interoperable account-to-account"},"claims":[{"key":"model","label":"Processing model","value":"Real-time interoperable account-to-account","sourceIds":["npci-upi-about","npci-upi-overview"],"confidence":"high","observedAt":"2026-07-31"},{"key":"monthly_transactions","label":"June 2026 transactions","value":"22.716 billion","sourceIds":["npci-upi-statistics"],"confidence":"high","effectiveFrom":"2026-06","observedAt":"2026-07-31"},{"key":"monthly_value","label":"June 2026 payment value","value":"INR 28.921 trillion","sourceIds":["npci-upi-statistics"],"confidence":"high","effectiveFrom":"2026-06","observedAt":"2026-07-31"},{"key":"live_banks","label":"Live banks","value":"731","sourceIds":["npci-upi-statistics"],"confidence":"high","effectiveFrom":"2026-06","observedAt":"2026-07-31"},{"key":"users","label":"Users","value":"554.9 million","sourceIds":["pib-upi-users-2026"],"confidence":"high","effectiveFrom":"2026-06","observedAt":"2026-07-31"},{"key":"merchants","label":"Merchant QR acceptance","value":"65 million merchants","sourceIds":["pib-upi-merchants-2025"],"confidence":"high","effectiveFrom":"FY2024-25","observedAt":"2026-07-31"},{"key":"operator","label":"Operator","value":"National Payments Corporation of India","sourceIds":["npci-upi-overview"],"confidence":"high","observedAt":"2026-07-31"},{"key":"settlement","label":"Settlement","value":"Member settlement under NPCI and RBI rules","sourceIds":["npci-bhim-upi-guidelines-2026","rbi-pss-act-2007"],"confidence":"high","observedAt":"2026-07-31"},{"key":"currency","label":"Currency scope","value":"INR","sourceIds":["npci-upi-overview"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["npci-upi-statistics","npci-upi-overview","npci-upi-about","npci-bhim-upi-guidelines-2026","rbi-pss-act-2007","pib-upi-users-2026","pib-upi-merchants-2025"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Scheme intelligence","title":"UPI scheme scale and operating model","intro":"UPI is modeled once as a scheme. Consumer apps, PSP implementations, the NPCI operator and governing records connect to this canonical scheme record.","metrics":[{"label":"Users","value":"554.9M","period":"Jun 2026","detail":"Users onboarded on UPI","sourceIds":["pib-upi-users-2026"]},{"label":"Transactions","value":"22.72B","period":"Jun 2026","detail":"Monthly UPI transaction count","sourceIds":["npci-upi-statistics"]},{"label":"TPV","value":"₹28.92tn","period":"Jun 2026","detail":"Published monthly payment value","sourceIds":["npci-upi-statistics"]},{"label":"Live banks","value":"731","period":"Jun 2026","detail":"Banks live on UPI","sourceIds":["npci-upi-statistics"]}],"sections":[{"kicker":"Canonical model","title":"One network, many payment experiences","detail":"UPI identifiers, QR, intent and collect flows are network capabilities surfaced through participating banks and apps.","items":[{"label":"Operator","value":"NPCI"},{"label":"Settlement currency","value":"INR"},{"label":"Initiation","value":"VPA · QR · mobile · collect"}]}]},"relationships":[{"id":"rel_upi_market","from":"sch_upi","to":"mkt_in","type":"available_in","label":"available in","sourceIds":["npci-upi-overview"],"from_entity":"UPI","to_entity":"India"},{"id":"rel_psp_adyen_sch_upi","from":"psp_adyen","to":"sch_upi","type":"supports_method","label":"provides","sourceIds":["adyen-upi-docs"],"from_entity":"Adyen","to_entity":"UPI"},{"id":"rel_psp_dlocal_sch_upi","from":"psp_dlocal","to":"sch_upi","type":"supports_method","label":"provides","sourceIds":["dlocal-india-upi"],"from_entity":"dLocal","to_entity":"UPI"},{"id":"rel_psp_nuvei_sch_upi","from":"psp_nuvei","to":"sch_upi","type":"supports_method","label":"provides","sourceIds":["nuvei-upi-docs"],"from_entity":"Nuvei","to_entity":"UPI"},{"id":"rel_upi_rbi","from":"sch_upi","to":"reg_rbi","type":"regulated_by","label":"regulated by","sourceIds":["rbi-organisation-functions"],"from_entity":"UPI","to_entity":"Reserve Bank of India"},{"id":"rel_phonepe_upi","from":"pmt_phonepe","to":"sch_upi","type":"uses_scheme","label":"runs on","sourceIds":["npci-upi-about","phonepe-2026"],"from_entity":"PhonePe","to_entity":"UPI"},{"id":"rel_upi_npci_operator","from":"sch_upi","to":"ops_npci","type":"operated_by","label":"operated by","sourceIds":["npci-upi-about"],"from_entity":"UPI","to_entity":"National Payments Corporation of India"},{"id":"rel_upi_guidelines","from":"sch_upi","to":"std_upi_bhim_2026","type":"conforms_to","label":"documented by","sourceIds":["npci-bhim-upi-guidelines-2026"],"from_entity":"UPI","to_entity":"BHIM UPI Guidelines 2026"},{"id":"rel_upi_pss_act","from":"sch_upi","to":"cmp_india_pss_act_2007","type":"governed_by","label":"governed by","sourceIds":["rbi-pss-act-2007"],"from_entity":"UPI","to_entity":"Payment and Settlement Systems Act, 2007"}]},{"id":"pmt_ideal","type":"payment_method","name":"iDEAL","shortName":"iDEAL","collection":"methods","slug":"ideal","description":"iDEAL | Wero is the transition record for the Dutch bank-account checkout method as its scheme, brand and processing progressively migrate to EPI's European Wero platform through 2027.","summary":"More than 1.5B annual iDEAL payments, 350K+ businesses and near-universal Dutch consumer reach, with the first Wero-platform transactions already live and full migration targeted for 31 December 2027.","aliases":["iDEAL","iDEAL Wero","Wero Netherlands","Dutch online bank payment","bank redirect"],"visual":{"kind":"monogram","value":"iD","label":"iDEAL brand mark","tone":"red"},"identifiers":{"Aurato ID":"pmt_ideal","Jurisdiction":"NL","Type":"Bank Transfer","Channels":"In-App · Web · In-Person","Currency":"EUR","Current scheme":"iDEAL / Currence","Target scheme":"Wero / EPI","Migration deadline":"2027-12-31"},"claims":[{"key":"reach","label":"Dutch consumer reach","value":"Nearly 100% consumer reach","sourceIds":["epi-ideal-to-wero"],"confidence":"high","effectiveFrom":"2026","observedAt":"2026-08-10"},{"key":"merchants","label":"Business acceptance","value":"350K+ businesses","sourceIds":["epi-ideal-to-wero"],"confidence":"high","effectiveFrom":"2026","observedAt":"2026-08-10"},{"key":"transactions","label":"Annual iDEAL payments","value":">1.5B","sourceIds":["ideal-2025-figures","epi-ideal-to-wero"],"confidence":"high","effectiveFrom":"2025","observedAt":"2026-08-10"},{"key":"ecommerce_share","label":"Dutch ecommerce share","value":"Approximately 72%","sourceIds":["epi-ideal-to-wero"],"confidence":"high","effectiveFrom":"2026","observedAt":"2026-08-10"},{"key":"wero_scale","label":"Wero European user base","value":"56M users across Wero's wider European footprint","sourceIds":["epi-wero-scale-2026"],"confidence":"high","effectiveFrom":"2026-07","observedAt":"2026-08-10"},{"key":"migration_live","label":"Migration status","value":"First iDEAL transactions are already processed on the Wero platform","sourceIds":["epi-ideal-wero-migration-2026"],"confidence":"high","effectiveFrom":"2026-07","observedAt":"2026-08-10"},{"key":"migration_deadline","label":"Full migration target","value":"31 December 2027","sourceIds":["epi-ideal-wero-migration-2026"],"confidence":"high","effectiveFrom":"2027-12-31","observedAt":"2026-08-10"},{"key":"flow","label":"Core payer flow","value":"Merchant redirect or app handoff into the payer's selected bank for approval","sourceIds":["ideal-how-it-works","ideal-faq"],"confidence":"high","observedAt":"2026-08-10"},{"key":"guarantee","label":"Merchant payment status","value":"Successful iDEAL confirmation represents an irrevocable, guaranteed advance payment to the merchant within scheme scope","sourceIds":["ideal-faq"],"confidence":"high","observedAt":"2026-08-10"},{"key":"recurring","label":"Recurring","value":"Not native to legacy iDEAL; PSPs can use an iDEAL first payment to establish a separate mandate, while Wero subscriptions are roadmap-dependent","sourceIds":["mollie-ideal-docs","epi-ideal-to-wero"],"confidence":"high","observedAt":"2026-08-10"},{"key":"disputes","label":"Disputes / chargebacks","value":"Legacy iDEAL has no card-style chargeback; customer-protection and Wero purchase-protection paths are separate","sourceIds":["ppro-ideal-docs","epi-ideal-wero-migration-2026"],"confidence":"high","observedAt":"2026-08-10"},{"key":"cost","label":"Cost profile","value":"Low–medium fixed-fee bank-transfer profile; merchant price is PSP- and contract-specific","sourceIds":["ideal-fees","adyen-ideal-docs","mollie-ideal-docs"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"oversight","label":"Payment-system oversight","value":"DNB oversight explicitly includes Currence (iDEAL, now Wero)","sourceIds":["dnb-payment-oversight"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["ideal-how-it-works","ideal-2025-figures","ideal-wero-transition","epi-ideal-wero-migration-2026","epi-ideal-to-wero","epi-wero-scale-2026","epi-wero-sct-inst","dnb-payment-oversight","dnb-payment-availability-rule","ideal-qr","ideal-faq","ideal-fees","eu-psd2-2015-2366","epc-sct-inst-2025","eu-instant-payments-regulation-2024-886","adyen-ideal-docs","mollie-ideal-docs"],"updatedAt":"2026-08-10","methodProfile":{"metrics":[{"label":"Transactions","value":">1.5B","period":"2025","detail":"Annual iDEAL transactions","sourceIds":["ideal-2025-figures"]},{"label":"Merchant reach","value":">210K","period":"Current","detail":"Merchants accepting the method","sourceIds":["ideal-how-it-works"]},{"label":"Funding","value":"Bank acct","period":"At checkout","detail":"Direct online transfer","sourceIds":["ideal-how-it-works"]},{"label":"Lifecycle","value":"→ Wero","period":"From 2026","detail":"Staged brand and product migration","sourceIds":["ideal-wero-transition"]}],"series":[],"channels":["Web","In-App","In-Person QR","Payment link"],"initiation":["Bank redirect","App-to-app handoff","iDEAL QR","Payment link","Wero wallet selection"],"flow":[{"title":"Choose iDEAL | Wero","detail":"The payer selects the method and, in the legacy flow, chooses a participating bank."},{"title":"Handoff to bank or Wero","detail":"A redirect, deep link or QR opens the payer's bank environment or the Wero payment experience.","entityId":"pmt_wero"},{"title":"Review and authorize","detail":"The payer authenticates in the bank or wallet environment and approves the euro account-to-account payment."},{"title":"Return confirmed status","detail":"The merchant receives payment status; refund and consumer-protection handling remain separate post-payment processes."}],"capabilities":[{"label":"Bank-account funding","detail":"The core payment is a EUR account-to-account transfer rather than a card authorization."},{"label":"Redirect, app and QR","detail":"The current experience spans ecommerce, app handoff and operator-defined QR."},{"label":"Migration coexistence","detail":"iDEAL brand and merchant acceptance progressively move to Wero infrastructure through 2027."},{"label":"Provider-specific refunds","detail":"Full, partial and multiple-refund support is mapped at PSP implementation level."}],"headlineMetrics":[{"label":"# Users","value":"56M*","period":"Jul 2026","detail":"Users across Wero's wider European footprint; not an iDEAL-only user count","sourceIds":["epi-wero-scale-2026"]},{"label":"# Merchants","value":">350K","period":"2026 published","detail":"Businesses accepting iDEAL","sourceIds":["epi-ideal-to-wero"]},{"label":"Annualized # transactions","value":">1.5B","period":"2025 actual","detail":"Full-year iDEAL payments","sourceIds":["ideal-2025-figures","epi-ideal-to-wero"]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No annual processing-value figure is disclosed in the current public sources.","sourceIds":[]},{"label":"Cost Level","value":"Level 2*","period":"Low cost · directional","detail":"Directional fixed-fee bank-transfer cost profile; merchant price depends on PSP and contract","sourceIds":["ideal-fees","adyen-ideal-docs","mollie-ideal-docs"]}]},"relationships":[{"id":"rel_pmt_ideal_cur_eur","from":"pmt_ideal","to":"cur_eur","type":"denominated_in","label":"denominated in","sourceIds":["ideal-how-it-works"],"from_entity":"iDEAL","to_entity":"Euro"},{"id":"rel_ideal_market","from":"pmt_ideal","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["ideal-how-it-works"],"from_entity":"iDEAL","to_entity":"Netherlands"},{"id":"rel_pmt_ideal_operator","from":"pmt_ideal","to":"ops_currence","type":"operated_by","label":"operated by","sourceIds":["ideal-how-it-works"],"from_entity":"iDEAL","to_entity":"Currence iDEAL B.V."},{"id":"rel_psp_adyen_pmt_ideal","from":"psp_adyen","to":"pmt_ideal","type":"supports_method","label":"provides","sourceIds":["adyen-ideal-docs"],"from_entity":"Adyen","to_entity":"iDEAL"},{"id":"rel_psp_mollie_pmt_ideal","from":"psp_mollie","to":"pmt_ideal","type":"supports_method","label":"provides","sourceIds":["mollie-ideal-docs"],"from_entity":"Mollie","to_entity":"iDEAL"},{"id":"rel_psp_ppro_pmt_ideal","from":"psp_ppro","to":"pmt_ideal","type":"supports_method","label":"provides","sourceIds":["ppro-ideal-docs"],"from_entity":"PPRO","to_entity":"iDEAL"},{"id":"rel_psp_paynl_pmt_ideal","from":"psp_paynl","to":"pmt_ideal","type":"supports_method","label":"provides","sourceIds":["paynl-ideal-docs"],"from_entity":"PAY.nl","to_entity":"iDEAL"},{"id":"rel_ideal_wero_network","from":"pmt_ideal","to":"pmt_wero","type":"uses_scheme","label":"progressively migrates to","sourceIds":["epi-ideal-wero-migration-2026"],"from_entity":"iDEAL","to_entity":"Wero"},{"id":"rel_ideal_network_currence","from":"pmt_ideal","to":"ops_currence","type":"operated_by","label":"operated by","sourceIds":["ideal-how-it-works"],"from_entity":"iDEAL","to_entity":"Currence iDEAL B.V."},{"id":"rel_ideal_epi_operator","from":"pmt_ideal","to":"ops_epi","type":"operated_by","label":"future scheme operated by","sourceIds":["epi-ideal-to-wero","epi-ideal-wero-migration-2026"],"from_entity":"iDEAL","to_entity":"European Payments Initiative"},{"id":"rel_ideal_dnb","from":"pmt_ideal","to":"reg_dnb","type":"regulated_by","label":"overseen by","sourceIds":["dnb-payment-oversight"],"from_entity":"iDEAL","to_entity":"De Nederlandsche Bank"},{"id":"rel_ideal_dnb_rule","from":"pmt_ideal","to":"cmp_dnb_payment_oversight","type":"governed_by","label":"subject to availability oversight","sourceIds":["dnb-payment-availability-rule"],"from_entity":"iDEAL","to_entity":"DNB Oversight Regulation for the proper functioning of payment transactions"},{"id":"rel_ideal_psd2","from":"pmt_ideal","to":"cmp_eu_psd2_2015_2366","type":"applies_to","label":"operates within","sourceIds":["eu-psd2-2015-2366"],"from_entity":"iDEAL","to_entity":"Directive (EU) 2015/2366 — PSD2"},{"id":"rel_ideal_instant_payments_reg","from":"pmt_ideal","to":"cmp_eu_2024_886","type":"applies_to","label":"applies to Wero instant-payment perimeter","sourceIds":["eu-instant-payments-regulation-2024-886","epi-wero-sct-inst"],"from_entity":"iDEAL","to_entity":"EU Instant Payments Regulation"},{"id":"rel_ideal_qr_standard","from":"pmt_ideal","to":"std_ideal_qr","type":"conforms_to","label":"uses operator QR implementation","sourceIds":["ideal-qr"],"from_entity":"iDEAL","to_entity":"iDEAL QR Code implementation"},{"id":"rel_ideal_iso20022","from":"pmt_ideal","to":"std_iso_20022","type":"conforms_to","label":"uses through Wero SCT Inst messaging","sourceIds":["epi-wero-sct-inst","epc-sct-inst-2025"],"from_entity":"iDEAL","to_entity":"ISO 20022 Financial Services — Universal financial industry message scheme"},{"id":"rel_ideal_sctinst","from":"pmt_ideal","to":"std_sct_inst_2025","type":"conforms_to","label":"uses for Wero instant euro transfers","sourceIds":["epi-wero-sct-inst","epc-sct-inst-2025"],"from_entity":"iDEAL","to_entity":"2025 SEPA Instant Credit Transfer Rulebook v1.1"}]},{"id":"pmt_paynow","type":"payment_method","name":"PayNow","shortName":"PayNow","collection":"methods","slug":"paynow","description":"Singapore's instant proxy-based payment service, moving SGD through FAST using mobile, identity, business or virtual-payment identifiers.","summary":"A 24/7 instant-payment overlay for consumers, businesses and wallets with domestic QR and cross-border links.","aliases":["PayNow Singapore","PayNow Corporate","PayNow QR","Singapore instant payments"],"visual":{"kind":"monogram","value":"PN","label":"PayNow mark","tone":"red"},"identifiers":{"Aurato ID":"pmt_paynow","Jurisdiction":"SG","Type":"Bank Transfer"},"claims":[{"key":"launch","label":"Retail launch","value":"10 July 2017","sourceIds":["abs-paynow"],"confidence":"high","effectiveFrom":"2017-07-10","observedAt":"2026-07-31"},{"key":"availability","label":"Availability","value":"24/7, 365 days","sourceIds":["abs-paynow"],"confidence":"high","observedAt":"2026-07-31"},{"key":"proxies","label":"Supported proxies","value":"Mobile, NRIC/FIN, UEN and VPA","sourceIds":["abs-paynow"],"confidence":"high","observedAt":"2026-07-31"},{"key":"registrations","label":"Proxy registrations","value":"Approximately 11 million","sourceIds":["mas-paynow-gen2"],"confidence":"high","effectiveFrom":"2025-12","observedAt":"2026-07-31"},{"key":"rail","label":"Underlying rail","value":"FAST","sourceIds":["abs-paynow"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["abs-paynow","mas-paynow-gen2"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"Proxy registrations","value":"~11M","period":"Dec 2025","detail":"Mobile, identity and virtual proxies","sourceIds":["mas-paynow-gen2"]},{"label":"Availability","value":"24/7","period":"365 days","detail":"Instant domestic transfers","sourceIds":["abs-paynow"]},{"label":"Retail price","value":"Free","period":"Current","detail":"Provided free to retail customers","sourceIds":["abs-paynow"]},{"label":"Settlement path","value":"FAST","period":"Current","detail":"Singapore's fast transfer rail","sourceIds":["abs-paynow"]}],"series":[],"channels":["Mobile banking","Wallet","Merchant QR","Corporate payments"],"initiation":["Mobile number","NRIC / FIN","UEN","VPA or SGQR"],"flow":[{"title":"Choose PayNow","detail":"The payer opens PayNow in a participating bank or wallet app."},{"title":"Enter proxy","detail":"A mobile number, identity, UEN, VPA or QR identifies the recipient."},{"title":"Verify payee","detail":"The payer reviews the registered recipient name and amount."},{"title":"Transfer via FAST","detail":"The SGD transfer is confirmed almost instantly."}],"capabilities":[{"label":"Consumer and corporate","detail":"Retail customers and entities use dedicated proxy types."},{"label":"QR interoperability","detail":"PayNow QR is integrated into Singapore's SGQR standard."},{"label":"Cross-border links","detail":"Live linkages connect PayNow to regional fast-payment systems."},{"label":"Evolving controls","detail":"The June 2026 identity-display change is captured as lifecycle evidence."}],"headlineMetrics":[{"label":"# Users","value":"~11M*","period":"Dec 2025","detail":"Proxy registrations; not unique users","sourceIds":["mas-paynow-gen2"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the current public sources.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the current public sources.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No annual processing-value figure is disclosed in the current public sources.","sourceIds":[]}]},"relationships":[{"id":"rel_pmt_paynow_cur_sgd","from":"pmt_paynow","to":"cur_sgd","type":"denominated_in","label":"denominated in","sourceIds":["abs-paynow"],"from_entity":"PayNow","to_entity":"Singapore dollar"},{"id":"rel_paynow_market","from":"pmt_paynow","to":"mkt_sg","type":"available_in","label":"available in","sourceIds":["abs-paynow"],"from_entity":"PayNow","to_entity":"Singapore"},{"id":"rel_pmt_paynow_operator","from":"pmt_paynow","to":"ops_abs","type":"operated_by","label":"operated by","sourceIds":["abs-paynow"],"from_entity":"PayNow","to_entity":"Association of Banks in Singapore"}]},{"id":"pmt_promptpay","type":"payment_method","name":"PromptPay","shortName":"PromptPay","collection":"methods","slug":"promptpay","description":"Thailand's national proxy-based payment infrastructure, linking bank accounts to citizen IDs, mobile numbers and other identifiers.","summary":"A widely adopted Thai instant-payment method used for transfers, QR acceptance and cross-border payment linkages.","aliases":["Thai PromptPay","พร้อมเพย์","Thailand instant payments","Thai QR payment"],"visual":{"kind":"monogram","value":"PP","label":"PromptPay brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_promptpay","Jurisdiction":"TH","Type":"Bank Transfer"},"claims":[{"key":"launch","label":"Launch period","value":"2016","sourceIds":["bot-promptpay-2023"],"confidence":"high","effectiveFrom":"2016","observedAt":"2026-07-31"},{"key":"registrations","label":"PromptPay IDs","value":"77.2 million registrations","sourceIds":["bot-promptpay-2023"],"confidence":"high","effectiveFrom":"2023","observedAt":"2026-07-31"},{"key":"proxies","label":"Consumer proxies","value":"Citizen ID or mobile phone number","sourceIds":["bot-promptpay"],"confidence":"high","observedAt":"2026-07-31"},{"key":"registration","label":"Registration channels","value":"Mobile banking, internet banking, ATM or branch","sourceIds":["bot-promptpay"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["bot-promptpay","bot-promptpay-2023"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"Registered IDs","value":"77.2M","period":"2023","detail":"Dated BOT observation","sourceIds":["bot-promptpay-2023"]},{"label":"Live since","value":"2016","period":"Launch","detail":"National e-payment programme","sourceIds":["bot-promptpay-2023"]},{"label":"Core proxies","value":"2","period":"Consumer","detail":"Citizen ID and mobile number","sourceIds":["bot-promptpay"]},{"label":"Reach","value":"National","period":"Thailand","detail":"Bank-account-linked payments","sourceIds":["bot-promptpay"]}],"series":[],"channels":["Mobile banking","Internet banking","ATM","Merchant QR"],"initiation":["Mobile number","Citizen ID","Thai QR","Account-linked proxy"],"flow":[{"title":"Register proxy","detail":"The recipient links an eligible identifier to one bank account."},{"title":"Choose PromptPay","detail":"The payer opens the service in a participating bank channel."},{"title":"Enter or scan","detail":"A proxy or merchant QR resolves the recipient."},{"title":"Approve transfer","detail":"The payment moves through Thailand's instant-payment infrastructure."}],"capabilities":[{"label":"Proxy addressing","detail":"Payments do not require the recipient's bank-account number."},{"label":"Multi-channel registration","detail":"Users can link accounts through apps, web, ATMs or branches."},{"label":"QR acceptance","detail":"PromptPay supports everyday merchant-payment experiences."},{"label":"Regional connectivity","detail":"Cross-border links connect the method to neighboring markets."}],"headlineMetrics":[{"label":"# Users","value":"77.2M*","period":"2023","detail":"Registered IDs; not unique users","sourceIds":["bot-promptpay-2023"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the current public sources.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the current public sources.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No annual processing-value figure is disclosed in the current public sources.","sourceIds":[]}]},"relationships":[{"id":"rel_pmt_promptpay_cur_thb","from":"pmt_promptpay","to":"cur_thb","type":"denominated_in","label":"denominated in","sourceIds":["bot-promptpay"],"from_entity":"PromptPay","to_entity":"Thai baht"},{"id":"rel_promptpay_market","from":"pmt_promptpay","to":"mkt_th","type":"available_in","label":"available in","sourceIds":["bot-promptpay"],"from_entity":"PromptPay","to_entity":"Thailand"},{"id":"rel_pmt_promptpay_operator","from":"pmt_promptpay","to":"reg_bot","type":"operated_by","label":"operated by","sourceIds":["bot-promptpay"],"from_entity":"PromptPay","to_entity":"Bank of Thailand"},{"id":"rel_promptpay_emvqr","from":"pmt_promptpay","to":"std_emvco_qr","type":"conforms_to","label":"profiles EMV QR","sourceIds":["bot-thai-qr-emv"],"from_entity":"PromptPay","to_entity":"EMV QR Code specifications"},{"id":"rel_promptpay_thai_ps_act","from":"pmt_promptpay","to":"cmp_thailand_payment_systems_act_2017","type":"governed_by","label":"governed by","sourceIds":["bot-payment-systems-act"],"from_entity":"PromptPay","to_entity":"Payment Systems Act B.E. 2560 (2017)"}]},{"id":"pmt_swish","type":"payment_method","name":"Swish","shortName":"Swish","collection":"methods","slug":"swish","description":"Sweden's mobile bank-account payment method for person-to-person, business and organization payments.","summary":"A deeply adopted Swedish mobile-payment method with more than eight million private users and over a billion yearly payments.","aliases":["Swish Sweden","Swish payments","Swedish mobile payments","Getswish"],"visual":{"kind":"monogram","value":"Swish","label":"Swish brand mark","tone":"orange"},"identifiers":{"Aurato ID":"pmt_swish","Jurisdiction":"SE","Type":"Bank Transfer"},"claims":[{"key":"private_users","label":"Private users","value":"8.8 million","sourceIds":["swish-about"],"confidence":"high","observedAt":"2026-07-31"},{"key":"companies","label":"Companies offering Swish","value":"300,000","sourceIds":["swish-about"],"confidence":"high","observedAt":"2026-07-31"},{"key":"monthly_volume","label":"May volume","value":"107,648,942 payments","sourceIds":["swish-about"],"confidence":"high","effectiveFrom":"2026-05","observedAt":"2026-07-31"},{"key":"annual_volume","label":"2025 payments","value":"More than 1.1 billion","sourceIds":["swish-2025"],"confidence":"high","effectiveFrom":"2025","observedAt":"2026-07-31"}],"sourceIds":["swish-about","swish-2025"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"Private users","value":"8.8M","period":"Current","detail":"Registered private users","sourceIds":["swish-about"]},{"label":"Companies","value":"300K","period":"Current","detail":"Businesses offering Swish","sourceIds":["swish-about"]},{"label":"Monthly payments","value":"107.6M","period":"May 2026","detail":"Published monthly count","sourceIds":["swish-about"]},{"label":"Annual payments","value":">1.1B","period":"2025","detail":"Payments made through Swish","sourceIds":["swish-2025"]}],"series":[],"channels":["Mobile app","Person to person","In store","Online"],"initiation":["Phone number","Swish number","QR code","Merchant request"],"flow":[{"title":"Choose Swish","detail":"The payer selects Swish or starts a transfer in their Swish app."},{"title":"Identify recipient","detail":"A number or QR code resolves the person, company or organization."},{"title":"Review","detail":"The payer checks the recipient and amount in the app."},{"title":"Authenticate","detail":"The payment is authorized and both sides receive confirmation."}],"capabilities":[{"label":"Near-universal consumer reach","detail":"The private-user base is large relative to Sweden's population."},{"label":"Business acceptance","detail":"Companies and organizations receive dedicated Swish numbers."},{"label":"Multiple contexts","detail":"The method spans P2P, commerce and donation use cases."},{"label":"Transparent statistics","detail":"Swish publishes current monthly and user indicators."}],"headlineMetrics":[{"label":"# Users","value":"8.8M","period":"Latest published","detail":"Registered private users","sourceIds":["swish-about"]},{"label":"# Merchants","value":"300K","period":"Latest published","detail":"Companies offering Swish","sourceIds":["swish-about"]},{"label":"Annualized # transactions","value":">1.1B","period":"2025 actual","detail":"Full-year Swish payments","sourceIds":["swish-2025"]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No annual processing-value figure is disclosed in the current public sources.","sourceIds":[]}]},"relationships":[{"id":"rel_pmt_swish_cur_sek","from":"pmt_swish","to":"cur_sek","type":"denominated_in","label":"denominated in","sourceIds":["swish-about"],"from_entity":"Swish","to_entity":"Swedish krona"},{"id":"rel_swish_market","from":"pmt_swish","to":"mkt_se","type":"available_in","label":"available in","sourceIds":["swish-about"],"from_entity":"Swish","to_entity":"Sweden"},{"id":"rel_pmt_swish_operator","from":"pmt_swish","to":"ops_getswish","type":"operated_by","label":"operated by","sourceIds":["swish-about"],"from_entity":"Swish","to_entity":"Getswish AB"}]},{"id":"pmt_interac_etransfer","type":"payment_method","name":"Interac e-Transfer","shortName":"Interac e-Transfer","collection":"methods","slug":"interac-e-transfer","description":"Canada's widely used digital money-transfer service for consumers and businesses, offered through participating financial institutions.","summary":"A nationally prominent account-to-account service with high adoption, strong availability and dedicated business flows.","aliases":["Interac eTransfer","e-Transfer","Canada email money transfer","Interac transfer"],"visual":{"kind":"monogram","value":"Interac","label":"Interac brand mark","tone":"gold"},"identifiers":{"Aurato ID":"pmt_interac_etransfer","Jurisdiction":"CA","Type":"Bank Transfer"},"claims":[{"key":"annual_volume","label":"2025 volume","value":"1.6 billion e-Transfer transactions","sourceIds":["interac-2025"],"confidence":"high","effectiveFrom":"2025","observedAt":"2026-07-31"},{"key":"annual_value","label":"Latest published annual value","value":"CAD 554 billion in 2024","sourceIds":["interac-etransfer-access"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-07-31"},{"key":"monthly_peak","label":"2024 monthly peak","value":"More than 125 million transactions in October","sourceIds":["interac-2024"],"confidence":"high","effectiveFrom":"2024-10","observedAt":"2026-07-31"},{"key":"adoption","label":"Consumer adoption","value":"88% of Canadians have used Interac e-Transfer","sourceIds":["interac-overview"],"confidence":"high","observedAt":"2026-07-31"},{"key":"availability","label":"Core platform availability","value":"99.99%","sourceIds":["interac-2024"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-07-31"}],"sourceIds":["interac-overview","interac-2025","interac-etransfer-access","interac-2024","interac-2023","interac-users-20m"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"Transactions","value":"1.6B","period":"2025","detail":"Total e-Transfer volume","sourceIds":["interac-2025"]},{"label":"Monthly peak","value":">125M","period":"Oct 2024","detail":"Record monthly volume","sourceIds":["interac-2024"]},{"label":"Consumer reach","value":"88%","period":"Published","detail":"Canadians who have used the service","sourceIds":["interac-overview"]},{"label":"Availability","value":"99.99%","period":"2024","detail":"Core Interac platform","sourceIds":["interac-2024"]}],"series":[{"id":"interac-etransfer-annual-volume","title":"Annual e-Transfer volume","subtitle":"Published Interac observations","unit":"billion transactions","sourceIds":["interac-2023","interac-2024","interac-2025"],"points":[{"period":"2023","value":1.16,"display":"1.16bn"},{"period":"2024","value":1.4,"display":"1.40bn"},{"period":"2025","value":1.6,"display":"1.60bn"}]}],"channels":["Mobile banking","Online banking","Business payments","Bulk disbursement"],"initiation":["Email","Mobile number","Request Money","Autodeposit"],"flow":[{"title":"Start transfer","detail":"The sender opens e-Transfer through a participating financial institution."},{"title":"Identify recipient","detail":"An email address, mobile number or business routing detail is entered."},{"title":"Send securely","detail":"The institution submits the transfer through the Interac service."},{"title":"Deposit funds","detail":"The recipient uses Autodeposit or accepts the transfer into an account."}],"capabilities":[{"label":"Consumer and business","detail":"Send Money, Request Money and bulk flows share the service family."},{"label":"Alias-based","detail":"Users can receive funds without sharing bank-account details."},{"label":"Prominent payment system","detail":"The service is designated and overseen within Canada's payment framework."},{"label":"High availability","detail":"Interac reports 99.99% core-platform availability for 2024."}],"headlineMetrics":[{"label":"# Users","value":"20M+","period":"Latest published","detail":"Canadians reported by Interac as trusting the service","sourceIds":["interac-users-20m"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the current public sources.","sourceIds":[]},{"label":"Annualized # transactions","value":"1.6B","period":"2025 actual","detail":"Full-year Interac e-Transfer transactions","sourceIds":["interac-2025"]},{"label":"Annualized processing value","value":"CA$554B","period":"2024 actual","detail":"Latest publicly attributed annual value","sourceIds":["interac-etransfer-access"]}]},"relationships":[{"id":"rel_pmt_interac_etransfer_cur_cad","from":"pmt_interac_etransfer","to":"cur_cad","type":"denominated_in","label":"denominated in","sourceIds":["interac-overview"],"from_entity":"Interac e-Transfer","to_entity":"Canadian dollar"},{"id":"rel_interac_market","from":"pmt_interac_etransfer","to":"mkt_ca","type":"available_in","label":"available in","sourceIds":["interac-overview"],"from_entity":"Interac e-Transfer","to_entity":"Canada"},{"id":"rel_pmt_interac_etransfer_operator","from":"pmt_interac_etransfer","to":"ops_interac","type":"operated_by","label":"operated by","sourceIds":["interac-overview"],"from_entity":"Interac e-Transfer","to_entity":"Interac Corp."}]},{"id":"pmt_bizum","type":"payment_method","name":"Bizum","shortName":"Bizum","collection":"methods","slug":"bizum","description":"Spain's bank-integrated mobile payment method for person-to-person, online, donation and increasingly in-person payments.","summary":"A phone-number-based Spanish method embedded in bank apps, with more than thirty million active users.","aliases":["Bizum Spain","hacer un Bizum","Spanish mobile payments","Bizum Pay"],"visual":{"kind":"monogram","value":"Bizum","label":"Bizum brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_bizum","Jurisdiction":"ES","Type":"Bank Transfer"},"claims":[{"key":"active_users","label":"Active users","value":"31.5 million","sourceIds":["bizum-home"],"confidence":"high","observedAt":"2026-07-31"},{"key":"cumulative_volume","label":"Cumulative volume","value":"5.5 billion transactions","sourceIds":["bizum-home"],"confidence":"high","observedAt":"2026-07-31"},{"key":"online_merchants","label":"Online merchants","value":"120,000","sourceIds":["bizum-home"],"confidence":"high","observedAt":"2026-07-31"},{"key":"speed","label":"Transfer experience","value":"Typically under 10 seconds","sourceIds":["bizum-home"],"confidence":"high","observedAt":"2026-07-31"},{"key":"contactless","label":"Current scope","value":"Online, P2P and in-person contactless payments","sourceIds":["bizum-home"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["bizum-home","bizum-2024-results"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"Active users","value":"31.5M","period":"Current","detail":"Published network figure","sourceIds":["bizum-home"]},{"label":"Transactions","value":"5.5B","period":"Cumulative","detail":"Transactions performed","sourceIds":["bizum-home"]},{"label":"Online merchants","value":"120K","period":"Current","detail":"Merchant acceptance","sourceIds":["bizum-home"]},{"label":"Transfer speed","value":"<10 sec","period":"Typical","detail":"Consumer promise","sourceIds":["bizum-home"]}],"series":[],"channels":["Bank app","Person to person","Online checkout","Contactless in person"],"initiation":["Phone number","Merchant checkout","Donation code","NFC"],"flow":[{"title":"Activate Bizum","detail":"The user enables Bizum inside a participating bank's app."},{"title":"Choose recipient","detail":"A phone number, merchant flow or organization code sets the destination."},{"title":"Review amount","detail":"The payer checks the details in the bank app."},{"title":"Confirm","detail":"The account-to-account payment is completed in seconds."}],"capabilities":[{"label":"Bank embedded","detail":"Consumers use Bizum through their bank rather than a separate stored-value wallet."},{"label":"Multiple use cases","detail":"P2P, commerce, donations and identity sit in one product family."},{"label":"Expanding acceptance","detail":"Online and contactless in-person payments complement transfers."},{"label":"European interoperability","detail":"Pilots connect Bizum to other European mobile-payment systems."}],"headlineMetrics":[{"label":"# Users","value":"31.5M","period":"Latest published","detail":"Active users","sourceIds":["bizum-home"]},{"label":"# Merchants","value":"120K","period":"Latest published","detail":"Online merchants","sourceIds":["bizum-home"]},{"label":"Annualized # transactions","value":"1.093B","period":"2024 actual","detail":"Full-year Bizum operations","sourceIds":["bizum-2024-results"]},{"label":"Annualized processing value","value":"€44.2B","period":"2024 actual","detail":"Full-year associated value","sourceIds":["bizum-2024-results"]}]},"relationships":[{"id":"rel_pmt_bizum_cur_eur","from":"pmt_bizum","to":"cur_eur","type":"denominated_in","label":"denominated in","sourceIds":["ideal-how-it-works"],"from_entity":"Bizum","to_entity":"Euro"},{"id":"rel_bizum_market","from":"pmt_bizum","to":"mkt_es","type":"available_in","label":"available in","sourceIds":["bizum-home"],"from_entity":"Bizum","to_entity":"Spain"},{"id":"rel_pmt_bizum_operator","from":"pmt_bizum","to":"ops_bizum","type":"operated_by","label":"operated by","sourceIds":["bizum-home"],"from_entity":"Bizum","to_entity":"Bizum S.L."}]},{"id":"pmt_mpesa","type":"payment_method","name":"M-PESA","shortName":"M-PESA","collection":"methods","slug":"m-pesa","description":"Safaricom's mobile-money service for transfers, cash-in and cash-out, merchant payments and a broader financial-services ecosystem in Kenya.","summary":"A large-scale mobile-money network combining consumer wallets, agents and merchant acceptance.","aliases":["M-Pesa","MPESA","Safaricom mobile money","Lipa Na M-PESA"],"visual":{"kind":"monogram","value":"M-PESA","label":"M-PESA brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_mpesa","Jurisdiction":"KE","Type":"Wallet"},"claims":[{"key":"active_users","label":"One-month active customers","value":"35.82 million","sourceIds":["safaricom-mpesa-fy25"],"confidence":"high","effectiveFrom":"FY2025","observedAt":"2026-07-31"},{"key":"annual_volume","label":"Transaction volume","value":"37.15 billion","sourceIds":["safaricom-mpesa-fy25"],"confidence":"high","effectiveFrom":"FY2025","observedAt":"2026-07-31"},{"key":"annual_value","label":"Transaction value","value":"KES 38.29 trillion","sourceIds":["safaricom-mpesa-fy25"],"confidence":"high","effectiveFrom":"FY2025","observedAt":"2026-07-31"},{"key":"merchants","label":"Lipa Na M-PESA active merchants","value":"675,860","sourceIds":["safaricom-mpesa-fy25"],"confidence":"high","effectiveFrom":"FY2025","observedAt":"2026-07-31"}],"sourceIds":["safaricom-mpesa-fy25","safaricom-mpesa-fy24"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"Active customers","value":"35.82M","period":"FY2025","detail":"One-month active customers","sourceIds":["safaricom-mpesa-fy25"]},{"label":"Transactions","value":"37.15B","period":"FY2025","detail":"Annual transaction volume","sourceIds":["safaricom-mpesa-fy25"]},{"label":"Transaction value","value":"KSh38.29tn","period":"FY2025","detail":"Total value moved","sourceIds":["safaricom-mpesa-fy25"]},{"label":"Active merchants","value":"675.9K","period":"FY2025","detail":"Lipa Na M-PESA merchants","sourceIds":["safaricom-mpesa-fy25"]}],"series":[{"id":"mpesa-annual-volume","title":"Annual transaction volume","subtitle":"Safaricom Kenya reporting","unit":"billion transactions","sourceIds":["safaricom-mpesa-fy24","safaricom-mpesa-fy25"],"points":[{"period":"FY24","value":28.33,"display":"28.33bn"},{"period":"FY25","value":37.15,"display":"37.15bn"}]}],"channels":["USSD / SIM toolkit","Mobile app","Agent network","Merchant till"],"initiation":["Phone number","Till number","Paybill","Agent cash-in/out"],"flow":[{"title":"Fund wallet","detail":"A customer receives funds or deposits cash through the agent network."},{"title":"Choose service","detail":"The user selects transfer, merchant, bill or withdrawal in the M-PESA interface."},{"title":"Enter destination","detail":"A phone, till, paybill or agent identifier routes the instruction."},{"title":"Confirm with PIN","detail":"The wallet updates and both parties receive confirmation."}],"capabilities":[{"label":"Cash bridge","detail":"Agents connect physical cash to digital stored value."},{"label":"Merchant ecosystem","detail":"Lipa Na M-PESA and business tills support retail acceptance."},{"label":"Feature-phone reach","detail":"Core services do not require a smartphone."},{"label":"Platform expansion","detail":"APIs and super apps extend beyond the original transfer product."}],"headlineMetrics":[{"label":"# Users","value":"35.82M","period":"FY2025","detail":"One-month active customers","sourceIds":["safaricom-mpesa-fy25"]},{"label":"# Merchants","value":"675.9K","period":"FY2025","detail":"Active Lipa Na M-PESA merchants","sourceIds":["safaricom-mpesa-fy25"]},{"label":"Annualized # transactions","value":"37.15B","period":"FY2025 actual","detail":"Full-year transactions","sourceIds":["safaricom-mpesa-fy25"]},{"label":"Annualized processing value","value":"KSh38.29tn","period":"FY2025 actual","detail":"Full-year transaction value","sourceIds":["safaricom-mpesa-fy25"]}]},"relationships":[{"id":"rel_pmt_mpesa_cur_kes","from":"pmt_mpesa","to":"cur_kes","type":"denominated_in","label":"denominated in","sourceIds":["safaricom-mpesa-fy25"],"from_entity":"M-PESA","to_entity":"Kenyan shilling"},{"id":"rel_mpesa_market","from":"pmt_mpesa","to":"mkt_ke","type":"available_in","label":"available in","sourceIds":["safaricom-mpesa-fy25"],"from_entity":"M-PESA","to_entity":"Kenya"},{"id":"rel_pmt_mpesa_operator","from":"pmt_mpesa","to":"ops_safaricom","type":"operated_by","label":"operated by","sourceIds":["safaricom-mpesa-fy25"],"from_entity":"M-PESA","to_entity":"Safaricom PLC"}]},{"id":"pmt_blik","type":"payment_method","name":"BLIK","shortName":"BLIK","collection":"methods","slug":"blik","description":"Poland's bank-app-based payment standard spanning ecommerce, point of sale, person-to-person transfers and cash access.","summary":"A fast-growing Polish method with more than twenty million active users and nearly three billion yearly transactions.","aliases":["Blik","Polish mobile payments","BLIK code","BLIK contactless"],"visual":{"kind":"monogram","value":"BLIK","label":"BLIK brand mark","tone":"red"},"identifiers":{"Aurato ID":"pmt_blik","Jurisdiction":"PL","Type":"Bank Transfer"},"claims":[{"key":"active_users","label":"Active accounts","value":"20.7 million","sourceIds":["blik-2025"],"confidence":"high","effectiveFrom":"2025-12","observedAt":"2026-07-31"},{"key":"annual_volume","label":"2025 transactions","value":"2.9 billion","sourceIds":["blik-2025"],"confidence":"high","effectiveFrom":"2025","observedAt":"2026-07-31"},{"key":"annual_value","label":"2025 transaction value","value":"PLN 441.5 billion","sourceIds":["blik-2025"],"confidence":"high","effectiveFrom":"2025","observedAt":"2026-07-31"},{"key":"ecommerce","label":"Ecommerce volume","value":"1.4 billion payments in 2025","sourceIds":["blik-2025"],"confidence":"high","effectiveFrom":"2025","observedAt":"2026-07-31"},{"key":"p2p","label":"P2P volume","value":"735.1 million transfers in 2025","sourceIds":["blik-2025"],"confidence":"high","effectiveFrom":"2025","observedAt":"2026-07-31"}],"sourceIds":["blik-2025","blik-2024"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"Active accounts","value":"20.7M","period":"Dec 2025","detail":"Regular users","sourceIds":["blik-2025"]},{"label":"Transactions","value":"2.9B","period":"2025","detail":"All BLIK operations","sourceIds":["blik-2025"]},{"label":"Transaction value","value":"PLN441.5B","period":"2025","detail":"Total value","sourceIds":["blik-2025"]},{"label":"Daily average","value":"8M","period":"2025","detail":"Transactions per day","sourceIds":["blik-2025"]}],"series":[{"id":"blik-annual-volume","title":"Annual transaction volume","subtitle":"Operator-reported totals","unit":"billion transactions","sourceIds":["blik-2024","blik-2025"],"points":[{"period":"2024","value":2.4,"display":"2.4bn"},{"period":"2025","value":2.9,"display":"2.9bn"}]}],"channels":["Ecommerce","Point of sale","Person to person","ATM / cashback"],"initiation":["Six-digit BLIK code","Contactless","Phone number","Recurring mandate"],"flow":[{"title":"Choose BLIK","detail":"The payer selects BLIK in ecommerce, at POS or in a transfer flow."},{"title":"Generate or tap","detail":"A bank app creates a code or uses contactless credentials."},{"title":"Approve in app","detail":"The user reviews and accepts the payment in the banking app."},{"title":"Receive confirmation","detail":"The merchant or recipient receives the result immediately."}],"capabilities":[{"label":"Ecommerce strength","detail":"Online payments remain the largest BLIK channel."},{"label":"Contactless growth","detail":"Contactless already represents nearly half of in-store BLIK payments."},{"label":"P2P addressing","detail":"Phone-number transfers form a material share of overall usage."},{"label":"Cash access","detail":"The method also supports ATM withdrawals and cashback."}],"headlineMetrics":[{"label":"# Users","value":"20.7M","period":"Dec 2025","detail":"Active accounts","sourceIds":["blik-2025"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the current public sources.","sourceIds":[]},{"label":"Annualized # transactions","value":"2.9B","period":"2025 actual","detail":"Full-year BLIK operations","sourceIds":["blik-2025"]},{"label":"Annualized processing value","value":"PLN441.5B","period":"2025 actual","detail":"Full-year transaction value","sourceIds":["blik-2025"]}]},"relationships":[{"id":"rel_pmt_blik_cur_pln","from":"pmt_blik","to":"cur_pln","type":"denominated_in","label":"denominated in","sourceIds":["blik-2025"],"from_entity":"BLIK","to_entity":"Polish zloty"},{"id":"rel_blik_market","from":"pmt_blik","to":"mkt_pl","type":"available_in","label":"available in","sourceIds":["blik-2025"],"from_entity":"BLIK","to_entity":"Poland"},{"id":"rel_pmt_blik_operator","from":"pmt_blik","to":"ops_psp","type":"operated_by","label":"operated by","sourceIds":["blik-2025"],"from_entity":"BLIK","to_entity":"Polski Standard Płatności"}]},{"id":"pmt_qris","type":"payment_method","name":"QRIS","shortName":"QRIS","collection":"methods","slug":"qris","description":"Indonesia's national QR payment standard, connecting bank and non-bank payment applications to a common merchant acceptance mark.","summary":"An interoperable QR acceptance standard with tens of millions of users and merchants, including a large MSME base.","aliases":["Quick Response Code Indonesian Standard","QRIS Indonesia","Indonesian QR payments","QRIS Tuntas"],"visual":{"kind":"monogram","value":"QRIS","label":"QRIS brand mark","tone":"gold"},"identifiers":{"Aurato ID":"pmt_qris","Jurisdiction":"ID","Type":"Bank Transfer"},"claims":[{"key":"launch","label":"Launch","value":"17 August 2019","sourceIds":["bi-qris-overview"],"confidence":"high","effectiveFrom":"2019-08-17","observedAt":"2026-07-31"},{"key":"users","label":"Users","value":"57 million","sourceIds":["bi-qris-h1-2025"],"confidence":"high","effectiveFrom":"2025-H1","observedAt":"2026-07-31"},{"key":"merchants","label":"Merchants","value":"39.3 million","sourceIds":["bi-qris-h1-2025"],"confidence":"high","effectiveFrom":"2025-H1","observedAt":"2026-07-31"},{"key":"msme_share","label":"MSME share of merchants","value":"93.16%","sourceIds":["bi-qris-h1-2025"],"confidence":"high","effectiveFrom":"2025-H1","observedAt":"2026-07-31"},{"key":"volume","label":"Transaction volume","value":"6.05 billion","sourceIds":["bi-qris-h1-2025"],"confidence":"high","effectiveFrom":"2025-H1","observedAt":"2026-07-31"},{"key":"value","label":"Transaction value","value":"IDR 579 trillion","sourceIds":["bi-qris-h1-2025"],"confidence":"high","effectiveFrom":"2025-H1","observedAt":"2026-07-31"}],"sourceIds":["bi-qris-overview","bi-qris-h1-2025"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"Users","value":"57M","period":"H1 2025","detail":"QRIS users","sourceIds":["bi-qris-h1-2025"]},{"label":"Merchants","value":"39.3M","period":"H1 2025","detail":"93.16% are MSMEs","sourceIds":["bi-qris-h1-2025"]},{"label":"Transactions","value":"6.05B","period":"H1 2025","detail":"Published transaction count","sourceIds":["bi-qris-h1-2025"]},{"label":"Transaction value","value":"Rp579tn","period":"H1 2025","detail":"Published aggregate value","sourceIds":["bi-qris-h1-2025"]}],"series":[],"channels":["In person","Remote QR","Transport","Cash withdrawal / deposit"],"initiation":["Static merchant QR","Dynamic merchant QR","Customer-presented QR","QRIS Tuntas"],"flow":[{"title":"Display or scan","detail":"The merchant presents QRIS or scans a customer-presented code."},{"title":"Open payment app","detail":"The customer uses a participating bank or non-bank application."},{"title":"Confirm amount","detail":"The payer enters or verifies the amount and authenticates."},{"title":"Settle in real time","detail":"The interoperable payment is confirmed to payer and merchant."}],"capabilities":[{"label":"One acceptance mark","detail":"A merchant can accept multiple participating payment applications."},{"label":"Inclusive merchant reach","detail":"More than ninety-three percent of reported merchants are MSMEs."},{"label":"Multiple QR modes","detail":"Static, dynamic and customer-presented flows serve different contexts."},{"label":"Cross-border extensibility","detail":"Regional QR linkages extend acceptance beyond Indonesia."}],"headlineMetrics":[{"label":"# Users","value":"57M","period":"H1 2025","detail":"Published QRIS users","sourceIds":["bi-qris-h1-2025"]},{"label":"# Merchants","value":"39.3M","period":"H1 2025","detail":"Published QRIS merchants","sourceIds":["bi-qris-h1-2025"]},{"label":"Annualized # transactions","value":"12.1B","period":"H1 2025 run-rate","detail":"6.05B half-year transactions × 2","sourceIds":["bi-qris-h1-2025"]},{"label":"Annualized processing value","value":"Rp1.16qn","period":"H1 2025 run-rate","detail":"Rp579tn half-year value × 2","sourceIds":["bi-qris-h1-2025"]}]},"relationships":[{"id":"rel_pmt_qris_cur_idr","from":"pmt_qris","to":"cur_idr","type":"denominated_in","label":"denominated in","sourceIds":["bi-qris-overview"],"from_entity":"QRIS","to_entity":"Indonesian rupiah"},{"id":"rel_qris_market","from":"pmt_qris","to":"mkt_id","type":"available_in","label":"available in","sourceIds":["bi-qris-overview"],"from_entity":"QRIS","to_entity":"Indonesia"},{"id":"rel_pmt_qris_operator","from":"pmt_qris","to":"reg_bank_indonesia","type":"operated_by","label":"operated by","sourceIds":["bi-qris-overview"],"from_entity":"QRIS","to_entity":"Bank Indonesia"},{"id":"rel_qris_emvqr","from":"pmt_qris","to":"std_emvco_qr","type":"conforms_to","label":"profiles EMV QR","sourceIds":["bi-qris-emv"],"from_entity":"QRIS","to_entity":"EMV QR Code specifications"}]},{"id":"mkt_us","type":"market","name":"United States","shortName":"United States","collection":"markets","slug":"united-states","description":"United States is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to USD and ISO market identifiers.","aliases":["US","United States payments","United States market"],"visual":{"kind":"flag","value":"🇺🇸","label":"United States mark"},"identifiers":{"Aurato ID":"mkt_us","Market code":"US","Region":"US&C","ISO 3166-1":"US","ISO 3166-1 alpha-2":"US","ISO 3166-1 alpha-3":"USA","ISO 3166-1 numeric":"840","Subregion":"US"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"7","sourceIds":["visa-fy2025","mastercard-fy2025","amex-fy2025","paypal-q4-2025","zelle-2024","venmo-business","block-investor-day-2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"340.1M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"US","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"USA","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"840","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["visa-fy2025","mastercard-fy2025","amex-fy2025","paypal-q4-2025","zelle-2024","venmo-business","block-investor-day-2025","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"340.1M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"7","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["visa-fy2025","mastercard-fy2025","amex-fy2025","paypal-q4-2025","zelle-2024","venmo-business","block-investor-day-2025"]},{"label":"Market code","value":"US","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"North America","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"USD","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_visa_mkt_us_market","from":"pmt_visa","to":"mkt_us","type":"available_in","label":"available in","sourceIds":["visa-fy2025"],"from_entity":"Visa Creditcard","to_entity":"United States"},{"id":"rel_pmt_mastercard_mkt_us_market","from":"pmt_mastercard","to":"mkt_us","type":"available_in","label":"available in","sourceIds":["mastercard-fy2025"],"from_entity":"Mastercard Creditcard","to_entity":"United States"},{"id":"rel_pmt_amex_mkt_us_market","from":"pmt_amex","to":"mkt_us","type":"available_in","label":"available in","sourceIds":["amex-fy2025"],"from_entity":"American Express Card","to_entity":"United States"},{"id":"rel_pmt_paypal_mkt_us_market","from":"pmt_paypal","to":"mkt_us","type":"available_in","label":"available in","sourceIds":["paypal-q4-2025"],"from_entity":"PayPal","to_entity":"United States"},{"id":"rel_pmt_zelle_mkt_us_market","from":"pmt_zelle","to":"mkt_us","type":"available_in","label":"available in","sourceIds":["zelle-2024"],"from_entity":"Zelle","to_entity":"United States"},{"id":"rel_pmt_venmo_mkt_us_market","from":"pmt_venmo","to":"mkt_us","type":"available_in","label":"available in","sourceIds":["venmo-business"],"from_entity":"Venmo","to_entity":"United States"},{"id":"rel_pmt_cash_app_mkt_us_market","from":"pmt_cash_app","to":"mkt_us","type":"available_in","label":"available in","sourceIds":["block-investor-day-2025"],"from_entity":"Cash App","to_entity":"United States"},{"id":"rel_mkt_us_currency","from":"mkt_us","to":"cur_usd","type":"uses_currency","label":"uses currency","sourceIds":["visa-fy2025","mastercard-fy2025","amex-fy2025","paypal-q4-2025","zelle-2024","venmo-business","block-investor-day-2025"],"from_entity":"United States","to_entity":"United States dollar"},{"id":"rel_jpmorgan_us","from":"bnk_jpmorgan_chase","to":"mkt_us","type":"available_in","label":"headquartered and serves customers in","sourceIds":["jpmorgan-investor-day-2025"],"from_entity":"JPMorgan Chase & Co.","to_entity":"United States"},{"id":"rel_mkt_us_iso3166_1","from":"mkt_us","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"United States","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_fee_us_market","from":"cmp_us_regii_debit_cap","to":"mkt_us","type":"applies_to","label":"applies in","sourceIds":["fed-regii-current-cap"],"from_entity":"U.S. covered debit-card interchange cap","to_entity":"United States"},{"id":"rel_rule_us_regii_market","from":"cmp_us_regulation_ii","to":"mkt_us","type":"applies_to","label":"applies in","sourceIds":["fed-regii-current-cap"],"from_entity":"Regulation II — Debit Card Interchange Fees and Routing","to_entity":"United States"}]},{"id":"mkt_cn","type":"market","name":"China","shortName":"China","collection":"markets","slug":"china","description":"China is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to CNY and ISO market identifiers.","aliases":["CN","China payments","China market"],"visual":{"kind":"flag","value":"🇨🇳","label":"China mark"},"identifiers":{"Aurato ID":"mkt_cn","Market code":"CN","Region":"APAC","ISO 3166-1":"CN","ISO 3166-1 alpha-2":"CN","ISO 3166-1 alpha-3":"CHN","ISO 3166-1 numeric":"156","Subregion":"East Asia"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"3","sourceIds":["tencent-esg-2025","unionpay-scale"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"1.41B","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"CN","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"CHN","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"156","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["tencent-esg-2025","unionpay-scale","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"1.41B","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"3","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["tencent-esg-2025","unionpay-scale"]},{"label":"Market code","value":"CN","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"East Asia","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"CNY","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_weixin_pay_mkt_cn_market","from":"pmt_weixin_pay","to":"mkt_cn","type":"available_in","label":"available in","sourceIds":["tencent-esg-2025"],"from_entity":"Weixin Pay","to_entity":"China"},{"id":"rel_pmt_unionpay_credit_mkt_cn_market","from":"pmt_unionpay_credit","to":"mkt_cn","type":"available_in","label":"available in","sourceIds":["unionpay-scale"],"from_entity":"UnionPay Creditcard","to_entity":"China"},{"id":"rel_pmt_unionpay_debit_mkt_cn_market","from":"pmt_unionpay_debit","to":"mkt_cn","type":"available_in","label":"available in","sourceIds":["unionpay-scale"],"from_entity":"UnionPay Debitcard","to_entity":"China"},{"id":"rel_mkt_cn_currency","from":"mkt_cn","to":"cur_cny","type":"uses_currency","label":"uses currency","sourceIds":["tencent-esg-2025","unionpay-scale"],"from_entity":"China","to_entity":"Chinese yuan"},{"id":"rel_mkt_cn_iso3166_1","from":"mkt_cn","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"China","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_ch","type":"market","name":"Switzerland","shortName":"Switzerland","collection":"markets","slug":"switzerland","description":"Switzerland is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to CHF and ISO market identifiers.","aliases":["CH","Switzerland payments","Switzerland market"],"visual":{"kind":"flag","value":"🇨🇭","label":"Switzerland mark"},"identifiers":{"Aurato ID":"mkt_ch","Market code":"CH","Region":"EMEA","ISO 3166-1":"CH","ISO 3166-1 alpha-2":"CH","ISO 3166-1 alpha-3":"CHE","ISO 3166-1 numeric":"756","Subregion":"Europe"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["twint-2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"9.0M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"CH","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"CHE","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"756","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["twint-2025","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"9.0M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["twint-2025"]},{"label":"Market code","value":"CH","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"Europe","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"CHF","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_twint_mkt_ch_market","from":"pmt_twint","to":"mkt_ch","type":"available_in","label":"available in","sourceIds":["twint-2025"],"from_entity":"TWINT","to_entity":"Switzerland"},{"id":"rel_mkt_ch_currency","from":"mkt_ch","to":"cur_chf","type":"uses_currency","label":"uses currency","sourceIds":["twint-2025"],"from_entity":"Switzerland","to_entity":"Swiss franc"},{"id":"rel_mkt_ch_iso3166_1","from":"mkt_ch","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Switzerland","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_pt","type":"market","name":"Portugal","shortName":"Portugal","collection":"markets","slug":"portugal","description":"Portugal is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to EUR and ISO market identifiers.","aliases":["PT","Portugal payments","Portugal market"],"visual":{"kind":"flag","value":"🇵🇹","label":"Portugal mark"},"identifiers":{"Aurato ID":"mkt_pt","Market code":"PT","Region":"EMEA","ISO 3166-1":"PT","ISO 3166-1 alpha-2":"PT","ISO 3166-1 alpha-3":"PRT","ISO 3166-1 numeric":"620","Subregion":"Europe"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["sibs-mbway"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"10.7M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"PT","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"PRT","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"620","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["sibs-mbway","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"10.7M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["sibs-mbway"]},{"label":"Market code","value":"PT","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"Europe","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"EUR","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mbway_mkt_pt_market","from":"pmt_mbway","to":"mkt_pt","type":"available_in","label":"available in","sourceIds":["sibs-mbway"],"from_entity":"MB WAY","to_entity":"Portugal"},{"id":"rel_mkt_pt_currency","from":"mkt_pt","to":"cur_eur","type":"uses_currency","label":"uses currency","sourceIds":["sibs-mbway"],"from_entity":"Portugal","to_entity":"Euro"},{"id":"rel_mkt_pt_iso3166_1","from":"mkt_pt","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Portugal","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_it","type":"market","name":"Italy","shortName":"Italy","collection":"markets","slug":"italy","description":"Italy is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to EUR and ISO market identifiers.","aliases":["IT","Italy payments","Italy market"],"visual":{"kind":"flag","value":"🇮🇹","label":"Italy mark"},"identifiers":{"Aurato ID":"mkt_it","Market code":"IT","Region":"EMEA","ISO 3166-1":"IT","ISO 3166-1 alpha-2":"IT","ISO 3166-1 alpha-3":"ITA","ISO 3166-1 numeric":"380","Subregion":"Europe"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["bancomat-scale"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"59.0M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"IT","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"ITA","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"380","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["bancomat-scale","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"59.0M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["bancomat-scale"]},{"label":"Market code","value":"IT","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"Europe","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"EUR","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_bancomat_mkt_it_market","from":"pmt_bancomat","to":"mkt_it","type":"available_in","label":"available in","sourceIds":["bancomat-scale"],"from_entity":"PagoBANCOMAT","to_entity":"Italy"},{"id":"rel_mkt_it_currency","from":"mkt_it","to":"cur_eur","type":"uses_currency","label":"uses currency","sourceIds":["bancomat-scale"],"from_entity":"Italy","to_entity":"Euro"},{"id":"rel_mkt_it_iso3166_1","from":"mkt_it","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Italy","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_jp","type":"market","name":"Japan","shortName":"Japan","collection":"markets","slug":"japan","description":"Japan is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to JPY and ISO market identifiers.","aliases":["JP","Japan payments","Japan market"],"visual":{"kind":"flag","value":"🇯🇵","label":"Japan mark"},"identifiers":{"Aurato ID":"mkt_jp","Market code":"JP","Region":"APAC","ISO 3166-1":"JP","ISO 3166-1 alpha-2":"JP","ISO 3166-1 alpha-3":"JPN","ISO 3166-1 numeric":"392","Subregion":"East Asia"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"2","sourceIds":["paypay-70m","jcb-scale-2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"124.0M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"JP","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"JPN","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"392","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["paypay-70m","jcb-scale-2025","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"124.0M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"2","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["paypay-70m","jcb-scale-2025"]},{"label":"Market code","value":"JP","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"East Asia","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"JPY","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_paypay_mkt_jp_market","from":"pmt_paypay","to":"mkt_jp","type":"available_in","label":"available in","sourceIds":["paypay-70m"],"from_entity":"PayPay","to_entity":"Japan"},{"id":"rel_pmt_jcb_mkt_jp_market","from":"pmt_jcb","to":"mkt_jp","type":"available_in","label":"available in","sourceIds":["jcb-scale-2025"],"from_entity":"JCB Card","to_entity":"Japan"},{"id":"rel_mkt_jp_currency","from":"mkt_jp","to":"cur_jpy","type":"uses_currency","label":"uses currency","sourceIds":["paypay-70m","jcb-scale-2025"],"from_entity":"Japan","to_entity":"Japanese yen"},{"id":"rel_mkt_jp_iso3166_1","from":"mkt_jp","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Japan","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_ph","type":"market","name":"Philippines","shortName":"Philippines","collection":"markets","slug":"philippines","description":"Philippines is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to PHP and ISO market identifiers.","aliases":["PH","Philippines payments","Philippines market"],"visual":{"kind":"flag","value":"🇵🇭","label":"Philippines mark"},"identifiers":{"Aurato ID":"mkt_ph","Market code":"PH","Region":"APAC","ISO 3166-1":"PH","ISO 3166-1 alpha-2":"PH","ISO 3166-1 alpha-3":"PHL","ISO 3166-1 numeric":"608","Subregion":"Southeast Asia"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"2","sourceIds":["gcash-about","maya-q2-2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"115.8M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"PH","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"PHL","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"608","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["gcash-about","maya-q2-2025","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"115.8M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"2","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["gcash-about","maya-q2-2025"]},{"label":"Market code","value":"PH","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"Southeast Asia","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"PHP","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_gcash_mkt_ph_market","from":"pmt_gcash","to":"mkt_ph","type":"available_in","label":"available in","sourceIds":["gcash-about"],"from_entity":"GCash","to_entity":"Philippines"},{"id":"rel_pmt_maya_mkt_ph_market","from":"pmt_maya","to":"mkt_ph","type":"available_in","label":"available in","sourceIds":["maya-q2-2025"],"from_entity":"Maya","to_entity":"Philippines"},{"id":"rel_mkt_ph_currency","from":"mkt_ph","to":"cur_php","type":"uses_currency","label":"uses currency","sourceIds":["gcash-about","maya-q2-2025"],"from_entity":"Philippines","to_entity":"Philippine peso"},{"id":"rel_mkt_ph_iso3166_1","from":"mkt_ph","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Philippines","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_vn","type":"market","name":"Vietnam","shortName":"Vietnam","collection":"markets","slug":"vietnam","description":"Vietnam is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to VND and ISO market identifiers.","aliases":["VN","Vietnam payments","Vietnam market"],"visual":{"kind":"flag","value":"🇻🇳","label":"Vietnam mark"},"identifiers":{"Aurato ID":"mkt_vn","Market code":"VN","Region":"APAC","ISO 3166-1":"VN","ISO 3166-1 alpha-2":"VN","ISO 3166-1 alpha-3":"VNM","ISO 3166-1 numeric":"704","Subregion":"Southeast Asia"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["momo-vn-scale"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"101.0M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"VN","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"VNM","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"704","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["momo-vn-scale","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"101.0M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["momo-vn-scale"]},{"label":"Market code","value":"VN","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"Southeast Asia","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"VND","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_momo_vn_mkt_vn_market","from":"pmt_momo_vn","to":"mkt_vn","type":"available_in","label":"available in","sourceIds":["momo-vn-scale"],"from_entity":"MoMo Vietnam","to_entity":"Vietnam"},{"id":"rel_mkt_vn_currency","from":"mkt_vn","to":"cur_vnd","type":"uses_currency","label":"uses currency","sourceIds":["momo-vn-scale"],"from_entity":"Vietnam","to_entity":"Vietnamese dong"},{"id":"rel_mkt_vn_iso3166_1","from":"mkt_vn","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Vietnam","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_my","type":"market","name":"Malaysia","shortName":"Malaysia","collection":"markets","slug":"malaysia","description":"Malaysia is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to MYR and ISO market identifiers.","aliases":["MY","Malaysia payments","Malaysia market"],"visual":{"kind":"flag","value":"🇲🇾","label":"Malaysia mark"},"identifiers":{"Aurato ID":"mkt_my","Market code":"MY","Region":"APAC","ISO 3166-1":"MY","ISO 3166-1 alpha-2":"MY","ISO 3166-1 alpha-3":"MYS","ISO 3166-1 numeric":"458","Subregion":"Southeast Asia"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["tng-scale"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"35.6M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"MY","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"MYS","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"458","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["tng-scale","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"35.6M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["tng-scale"]},{"label":"Market code","value":"MY","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"Southeast Asia","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"MYR","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_tng_mkt_my_market","from":"pmt_tng","to":"mkt_my","type":"available_in","label":"available in","sourceIds":["tng-scale"],"from_entity":"Touch 'n Go eWallet","to_entity":"Malaysia"},{"id":"rel_mkt_my_currency","from":"mkt_my","to":"cur_myr","type":"uses_currency","label":"uses currency","sourceIds":["tng-scale"],"from_entity":"Malaysia","to_entity":"Malaysian ringgit"},{"id":"rel_mkt_my_iso3166_1","from":"mkt_my","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Malaysia","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_bd","type":"market","name":"Bangladesh","shortName":"Bangladesh","collection":"markets","slug":"bangladesh","description":"Bangladesh is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to BDT and ISO market identifiers.","aliases":["BD","Bangladesh payments","Bangladesh market"],"visual":{"kind":"flag","value":"🇧🇩","label":"Bangladesh mark"},"identifiers":{"Aurato ID":"mkt_bd","Market code":"BD","Region":"APAC","ISO 3166-1":"BD","ISO 3166-1 alpha-2":"BD","ISO 3166-1 alpha-3":"BGD","ISO 3166-1 numeric":"050","Subregion":"South Asia"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["bkash-about"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"173.6M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"BD","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"BGD","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"050","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["bkash-about","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"173.6M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["bkash-about"]},{"label":"Market code","value":"BD","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"South Asia","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"BDT","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_bkash_mkt_bd_market","from":"pmt_bkash","to":"mkt_bd","type":"available_in","label":"available in","sourceIds":["bkash-about"],"from_entity":"bKash","to_entity":"Bangladesh"},{"id":"rel_mkt_bd_currency","from":"mkt_bd","to":"cur_bdt","type":"uses_currency","label":"uses currency","sourceIds":["bkash-about"],"from_entity":"Bangladesh","to_entity":"Bangladeshi taka"},{"id":"rel_mkt_bd_iso3166_1","from":"mkt_bd","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Bangladesh","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_pk","type":"market","name":"Pakistan","shortName":"Pakistan","collection":"markets","slug":"pakistan","description":"Pakistan is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to PKR and ISO market identifiers.","aliases":["PK","Pakistan payments","Pakistan market"],"visual":{"kind":"flag","value":"🇵🇰","label":"Pakistan mark"},"identifiers":{"Aurato ID":"mkt_pk","Market code":"PK","Region":"APAC","ISO 3166-1":"PK","ISO 3166-1 alpha-2":"PK","ISO 3166-1 alpha-3":"PAK","ISO 3166-1 numeric":"586","Subregion":"South Asia"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"2","sourceIds":["jazzcash-2026","easypaisa-2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"251.3M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"PK","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"PAK","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"586","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["jazzcash-2026","easypaisa-2025","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"251.3M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"2","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["jazzcash-2026","easypaisa-2025"]},{"label":"Market code","value":"PK","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"South Asia","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"PKR","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_jazzcash_mkt_pk_market","from":"pmt_jazzcash","to":"mkt_pk","type":"available_in","label":"available in","sourceIds":["jazzcash-2026"],"from_entity":"JazzCash","to_entity":"Pakistan"},{"id":"rel_pmt_easypaisa_mkt_pk_market","from":"pmt_easypaisa","to":"mkt_pk","type":"available_in","label":"available in","sourceIds":["easypaisa-2025"],"from_entity":"easypaisa","to_entity":"Pakistan"},{"id":"rel_mkt_pk_currency","from":"mkt_pk","to":"cur_pkr","type":"uses_currency","label":"uses currency","sourceIds":["jazzcash-2026","easypaisa-2025"],"from_entity":"Pakistan","to_entity":"Pakistani rupee"},{"id":"rel_mkt_pk_iso3166_1","from":"mkt_pk","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Pakistan","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_ng","type":"market","name":"Nigeria","shortName":"Nigeria","collection":"markets","slug":"nigeria","description":"Nigeria is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to NGN and ISO market identifiers.","aliases":["NG","Nigeria payments","Nigeria market"],"visual":{"kind":"flag","value":"🇳🇬","label":"Nigeria mark"},"identifiers":{"Aurato ID":"mkt_ng","Market code":"NG","Region":"EMEA","ISO 3166-1":"NG","ISO 3166-1 alpha-2":"NG","ISO 3166-1 alpha-3":"NGA","ISO 3166-1 numeric":"566","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"2","sourceIds":["mtn-momo-receiving-countries","opay-about"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"232.7M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"NG","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"NGA","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"566","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mtn-momo-receiving-countries","opay-about","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"232.7M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"2","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mtn-momo-receiving-countries","opay-about"]},{"label":"Market code","value":"NG","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"West Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"NGN","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mtn_momo_mkt_ng_market","from":"pmt_mtn_momo","to":"mkt_ng","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Nigeria"},{"id":"rel_pmt_opay_mkt_ng_market","from":"pmt_opay","to":"mkt_ng","type":"available_in","label":"available in","sourceIds":["opay-about"],"from_entity":"OPay","to_entity":"Nigeria"},{"id":"rel_mkt_ng_currency","from":"mkt_ng","to":"cur_ngn","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries","opay-about"],"from_entity":"Nigeria","to_entity":"Nigerian naira"},{"id":"rel_mkt_ng_iso3166_1","from":"mkt_ng","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Nigeria","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_eg","type":"market","name":"Egypt","shortName":"Egypt","collection":"markets","slug":"egypt","description":"Egypt is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to EGP and ISO market identifiers.","aliases":["EG","Egypt payments","Egypt market"],"visual":{"kind":"flag","value":"🇪🇬","label":"Egypt mark"},"identifiers":{"Aurato ID":"mkt_eg","Market code":"EG","Region":"EMEA","ISO 3166-1":"EG","ISO 3166-1 alpha-2":"EG","ISO 3166-1 alpha-3":"EGY","ISO 3166-1 numeric":"818","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"2","sourceIds":["orange-omea-country-footprint","fawry-q3-2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"116.5M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"EG","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"EGY","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"818","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["orange-omea-country-footprint","fawry-q3-2025","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"116.5M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"2","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["orange-omea-country-footprint","fawry-q3-2025"]},{"label":"Market code","value":"EG","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"North Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"EGP","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_orange_money_mkt_eg_market","from":"pmt_orange_money","to":"mkt_eg","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Egypt"},{"id":"rel_pmt_fawry_mkt_eg_market","from":"pmt_fawry","to":"mkt_eg","type":"available_in","label":"available in","sourceIds":["fawry-q3-2025"],"from_entity":"Fawry","to_entity":"Egypt"},{"id":"rel_mkt_eg_currency","from":"mkt_eg","to":"cur_egp","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint","fawry-q3-2025"],"from_entity":"Egypt","to_entity":"Egyptian pound"},{"id":"rel_mkt_eg_iso3166_1","from":"mkt_eg","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Egypt","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_sa","type":"market","name":"Saudi Arabia","shortName":"Saudi Arabia","collection":"markets","slug":"saudi-arabia","description":"Saudi Arabia is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to SAR and ISO market identifiers.","aliases":["SA","Saudi Arabia payments","Saudi Arabia market"],"visual":{"kind":"flag","value":"🇸🇦","label":"Saudi Arabia mark"},"identifiers":{"Aurato ID":"mkt_sa","Market code":"SA","Region":"EMEA","ISO 3166-1":"SA","ISO 3166-1 alpha-2":"SA","ISO 3166-1 alpha-3":"SAU","ISO 3166-1 numeric":"682","Subregion":"Middle East"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["mada-scale"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"35.3M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"SA","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"SAU","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"682","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mada-scale","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"35.3M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mada-scale"]},{"label":"Market code","value":"SA","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"Middle East","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"SAR","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mada_mkt_sa_market","from":"pmt_mada","to":"mkt_sa","type":"available_in","label":"available in","sourceIds":["mada-scale"],"from_entity":"mada","to_entity":"Saudi Arabia"},{"id":"rel_mkt_sa_currency","from":"mkt_sa","to":"cur_sar","type":"uses_currency","label":"uses currency","sourceIds":["mada-scale"],"from_entity":"Saudi Arabia","to_entity":"Saudi riyal"},{"id":"rel_mkt_sa_iso3166_1","from":"mkt_sa","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Saudi Arabia","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_bh","type":"market","name":"Bahrain","shortName":"Bahrain","collection":"markets","slug":"bahrain","description":"Bahrain is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to BHD and ISO market identifiers.","aliases":["BH","Bahrain payments","Bahrain market"],"visual":{"kind":"flag","value":"🇧🇭","label":"Bahrain mark"},"identifiers":{"Aurato ID":"mkt_bh","Market code":"BH","Region":"EMEA","ISO 3166-1":"BH","ISO 3166-1 alpha-2":"BH","ISO 3166-1 alpha-3":"BHR","ISO 3166-1 numeric":"048","Subregion":"Middle East"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["benefit-2023"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"1.6M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"BH","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"BHR","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"048","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["benefit-2023","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"1.6M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["benefit-2023"]},{"label":"Market code","value":"BH","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"Middle East","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"BHD","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_benefitpay_mkt_bh_market","from":"pmt_benefitpay","to":"mkt_bh","type":"available_in","label":"available in","sourceIds":["benefit-2023"],"from_entity":"BenefitPay","to_entity":"Bahrain"},{"id":"rel_mkt_bh_currency","from":"mkt_bh","to":"cur_bhd","type":"uses_currency","label":"uses currency","sourceIds":["benefit-2023"],"from_entity":"Bahrain","to_entity":"Bahraini dinar"},{"id":"rel_mkt_bh_iso3166_1","from":"mkt_bh","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Bahrain","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_pe","type":"market","name":"Peru","shortName":"Peru","collection":"markets","slug":"peru","description":"Peru is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to PEN and ISO market identifiers.","aliases":["PE","Peru payments","Peru market"],"visual":{"kind":"flag","value":"🇵🇪","label":"Peru mark"},"identifiers":{"Aurato ID":"mkt_pe","Market code":"PE","Region":"LatAm","ISO 3166-1":"PE","ISO 3166-1 alpha-2":"PE","ISO 3166-1 alpha-3":"PER","ISO 3166-1 numeric":"604","Subregion":"South America"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"2","sourceIds":["mercado-pago-q1-2026","credicorp-yape-2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"34.2M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"PE","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"PER","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"604","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mercado-pago-q1-2026","credicorp-yape-2025","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"34.2M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"2","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mercado-pago-q1-2026","credicorp-yape-2025"]},{"label":"Market code","value":"PE","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"South America","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"PEN","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mercado_pago_mkt_pe_market","from":"pmt_mercado_pago","to":"mkt_pe","type":"available_in","label":"available in","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Mercado Pago","to_entity":"Peru"},{"id":"rel_pmt_yape_mkt_pe_market","from":"pmt_yape","to":"mkt_pe","type":"available_in","label":"available in","sourceIds":["credicorp-yape-2025"],"from_entity":"Yape","to_entity":"Peru"},{"id":"rel_mkt_pe_currency","from":"mkt_pe","to":"cur_pen","type":"uses_currency","label":"uses currency","sourceIds":["mercado-pago-q1-2026","credicorp-yape-2025"],"from_entity":"Peru","to_entity":"Peruvian sol"},{"id":"rel_mkt_pe_iso3166_1","from":"mkt_pe","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Peru","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_co","type":"market","name":"Colombia","shortName":"Colombia","collection":"markets","slug":"colombia","description":"Colombia is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to COP and ISO market identifiers.","aliases":["CO","Colombia payments","Colombia market"],"visual":{"kind":"flag","value":"🇨🇴","label":"Colombia mark"},"identifiers":{"Aurato ID":"mkt_co","Market code":"CO","Region":"LatAm","ISO 3166-1":"CO","ISO 3166-1 alpha-2":"CO","ISO 3166-1 alpha-3":"COL","ISO 3166-1 numeric":"170","Subregion":"South America"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"3","sourceIds":["mercado-pago-q1-2026","nequi-2025","daviplata-overview"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"52.9M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"CO","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"COL","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"170","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mercado-pago-q1-2026","nequi-2025","daviplata-overview","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"52.9M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"3","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mercado-pago-q1-2026","nequi-2025","daviplata-overview"]},{"label":"Market code","value":"CO","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"South America","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"COP","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mercado_pago_mkt_co_market","from":"pmt_mercado_pago","to":"mkt_co","type":"available_in","label":"available in","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Mercado Pago","to_entity":"Colombia"},{"id":"rel_pmt_nequi_mkt_co_market","from":"pmt_nequi","to":"mkt_co","type":"available_in","label":"available in","sourceIds":["nequi-2025"],"from_entity":"Nequi","to_entity":"Colombia"},{"id":"rel_pmt_daviplata_mkt_co_market","from":"pmt_daviplata","to":"mkt_co","type":"available_in","label":"available in","sourceIds":["daviplata-overview"],"from_entity":"DaviPlata","to_entity":"Colombia"},{"id":"rel_mkt_co_currency","from":"mkt_co","to":"cur_cop","type":"uses_currency","label":"uses currency","sourceIds":["mercado-pago-q1-2026","nequi-2025","daviplata-overview"],"from_entity":"Colombia","to_entity":"Colombian peso"},{"id":"rel_mkt_co_iso3166_1","from":"mkt_co","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Colombia","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_ar","type":"market","name":"Argentina","shortName":"Argentina","collection":"markets","slug":"argentina","description":"Argentina is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to ARS and ISO market identifiers.","aliases":["AR","Argentina payments","Argentina market"],"visual":{"kind":"flag","value":"🇦🇷","label":"Argentina mark"},"identifiers":{"Aurato ID":"mkt_ar","Market code":"AR","Region":"LatAm","ISO 3166-1":"AR","ISO 3166-1 alpha-2":"AR","ISO 3166-1 alpha-3":"ARG","ISO 3166-1 numeric":"032","Subregion":"South America"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["mercado-pago-q1-2026"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"45.7M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"AR","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"ARG","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"032","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mercado-pago-q1-2026","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"45.7M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mercado-pago-q1-2026"]},{"label":"Market code","value":"AR","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"South America","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"ARS","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mercado_pago_mkt_ar_market","from":"pmt_mercado_pago","to":"mkt_ar","type":"available_in","label":"available in","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Mercado Pago","to_entity":"Argentina"},{"id":"rel_mkt_ar_currency","from":"mkt_ar","to":"cur_ars","type":"uses_currency","label":"uses currency","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Argentina","to_entity":"Argentine peso"},{"id":"rel_mkt_ar_iso3166_1","from":"mkt_ar","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Argentina","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_mx","type":"market","name":"Mexico","shortName":"Mexico","collection":"markets","slug":"mexico","description":"Mexico is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to MXN and ISO market identifiers.","aliases":["MX","Mexico payments","Mexico market"],"visual":{"kind":"flag","value":"🇲🇽","label":"Mexico mark"},"identifiers":{"Aurato ID":"mkt_mx","Market code":"MX","Region":"LatAm","ISO 3166-1":"MX","ISO 3166-1 alpha-2":"MX","ISO 3166-1 alpha-3":"MEX","ISO 3166-1 numeric":"484","Subregion":"Middle America"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["mercado-pago-q1-2026"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"130.9M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"MX","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"MEX","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"484","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mercado-pago-q1-2026","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"130.9M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mercado-pago-q1-2026"]},{"label":"Market code","value":"MX","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"Middle America","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"MXN","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mercado_pago_mkt_mx_market","from":"pmt_mercado_pago","to":"mkt_mx","type":"available_in","label":"available in","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Mercado Pago","to_entity":"Mexico"},{"id":"rel_mkt_mx_currency","from":"mkt_mx","to":"cur_mxn","type":"uses_currency","label":"uses currency","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Mexico","to_entity":"Mexican peso"},{"id":"rel_mkt_mx_iso3166_1","from":"mkt_mx","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Mexico","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_cl","type":"market","name":"Chile","shortName":"Chile","collection":"markets","slug":"chile","description":"Chile is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to CLP and ISO market identifiers.","aliases":["CL","Chile payments","Chile market"],"visual":{"kind":"flag","value":"🇨🇱","label":"Chile mark"},"identifiers":{"Aurato ID":"mkt_cl","Market code":"CL","Region":"LatAm","ISO 3166-1":"CL","ISO 3166-1 alpha-2":"CL","ISO 3166-1 alpha-3":"CHL","ISO 3166-1 numeric":"152","Subregion":"South America"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["mercado-pago-q1-2026"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"19.8M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"CL","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"CHL","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"152","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mercado-pago-q1-2026","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"19.8M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mercado-pago-q1-2026"]},{"label":"Market code","value":"CL","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"South America","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"CLP","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mercado_pago_mkt_cl_market","from":"pmt_mercado_pago","to":"mkt_cl","type":"available_in","label":"available in","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Mercado Pago","to_entity":"Chile"},{"id":"rel_mkt_cl_currency","from":"mkt_cl","to":"cur_clp","type":"uses_currency","label":"uses currency","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Chile","to_entity":"Chilean peso"},{"id":"rel_mkt_cl_iso3166_1","from":"mkt_cl","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Chile","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_uy","type":"market","name":"Uruguay","shortName":"Uruguay","collection":"markets","slug":"uruguay","description":"Uruguay is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to UYU and ISO market identifiers.","aliases":["UY","Uruguay payments","Uruguay market"],"visual":{"kind":"flag","value":"🇺🇾","label":"Uruguay mark"},"identifiers":{"Aurato ID":"mkt_uy","Market code":"UY","Region":"LatAm","ISO 3166-1":"UY","ISO 3166-1 alpha-2":"UY","ISO 3166-1 alpha-3":"URY","ISO 3166-1 numeric":"858","Subregion":"South America"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["mercado-pago-q1-2026"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"3.4M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"UY","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"URY","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"858","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mercado-pago-q1-2026","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"3.4M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mercado-pago-q1-2026"]},{"label":"Market code","value":"UY","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"South America","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"UYU","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mercado_pago_mkt_uy_market","from":"pmt_mercado_pago","to":"mkt_uy","type":"available_in","label":"available in","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Mercado Pago","to_entity":"Uruguay"},{"id":"rel_mkt_uy_currency","from":"mkt_uy","to":"cur_uyu","type":"uses_currency","label":"uses currency","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Uruguay","to_entity":"Uruguayan peso"},{"id":"rel_mkt_uy_iso3166_1","from":"mkt_uy","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Uruguay","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_ec","type":"market","name":"Ecuador","shortName":"Ecuador","collection":"markets","slug":"ecuador","description":"Ecuador is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to USD and ISO market identifiers.","aliases":["EC","Ecuador payments","Ecuador market"],"visual":{"kind":"flag","value":"🇪🇨","label":"Ecuador mark"},"identifiers":{"Aurato ID":"mkt_ec","Market code":"EC","Region":"LatAm","ISO 3166-1":"EC","ISO 3166-1 alpha-2":"EC","ISO 3166-1 alpha-3":"ECU","ISO 3166-1 numeric":"218","Subregion":"South America"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["mercado-pago-q1-2026"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"18.1M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"EC","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"ECU","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"218","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mercado-pago-q1-2026","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"18.1M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mercado-pago-q1-2026"]},{"label":"Market code","value":"EC","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"South America","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"USD","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mercado_pago_mkt_ec_market","from":"pmt_mercado_pago","to":"mkt_ec","type":"available_in","label":"available in","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Mercado Pago","to_entity":"Ecuador"},{"id":"rel_mkt_ec_currency","from":"mkt_ec","to":"cur_usd","type":"uses_currency","label":"uses currency","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Ecuador","to_entity":"United States dollar"},{"id":"rel_mkt_ec_iso3166_1","from":"mkt_ec","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Ecuador","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_no","type":"market","name":"Norway","shortName":"Norway","collection":"markets","slug":"norway","description":"Norway is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to NOK and ISO market identifiers.","aliases":["NO","Norway payments","Norway market"],"visual":{"kind":"flag","value":"🇳🇴","label":"Norway mark"},"identifiers":{"Aurato ID":"mkt_no","Market code":"NO","Region":"EMEA","ISO 3166-1":"NO","ISO 3166-1 alpha-2":"NO","ISO 3166-1 alpha-3":"NOR","ISO 3166-1 numeric":"578","Subregion":"Europe"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["vipps-2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"5.6M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"NO","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"NOR","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"578","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["vipps-2025","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"5.6M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["vipps-2025"]},{"label":"Market code","value":"NO","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"Europe","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"NOK","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_vipps_mobilepay_mkt_no_market","from":"pmt_vipps_mobilepay","to":"mkt_no","type":"available_in","label":"available in","sourceIds":["vipps-2025"],"from_entity":"Vipps MobilePay","to_entity":"Norway"},{"id":"rel_mkt_no_currency","from":"mkt_no","to":"cur_nok","type":"uses_currency","label":"uses currency","sourceIds":["vipps-2025"],"from_entity":"Norway","to_entity":"Norwegian krone"},{"id":"rel_mkt_no_iso3166_1","from":"mkt_no","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Norway","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_dk","type":"market","name":"Denmark","shortName":"Denmark","collection":"markets","slug":"denmark","description":"Denmark is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to DKK and ISO market identifiers.","aliases":["DK","Denmark payments","Denmark market"],"visual":{"kind":"flag","value":"🇩🇰","label":"Denmark mark"},"identifiers":{"Aurato ID":"mkt_dk","Market code":"DK","Region":"EMEA","ISO 3166-1":"DK","ISO 3166-1 alpha-2":"DK","ISO 3166-1 alpha-3":"DNK","ISO 3166-1 numeric":"208","Subregion":"Europe"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["vipps-2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"6.0M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"DK","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"DNK","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"208","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["vipps-2025","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"6.0M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["vipps-2025"]},{"label":"Market code","value":"DK","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"Europe","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"DKK","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_vipps_mobilepay_mkt_dk_market","from":"pmt_vipps_mobilepay","to":"mkt_dk","type":"available_in","label":"available in","sourceIds":["vipps-2025"],"from_entity":"Vipps MobilePay","to_entity":"Denmark"},{"id":"rel_mkt_dk_currency","from":"mkt_dk","to":"cur_dkk","type":"uses_currency","label":"uses currency","sourceIds":["vipps-2025"],"from_entity":"Denmark","to_entity":"Danish krone"},{"id":"rel_mkt_dk_iso3166_1","from":"mkt_dk","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Denmark","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_fi","type":"market","name":"Finland","shortName":"Finland","collection":"markets","slug":"finland","description":"Finland is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to EUR and ISO market identifiers.","aliases":["FI","Finland payments","Finland market"],"visual":{"kind":"flag","value":"🇫🇮","label":"Finland mark"},"identifiers":{"Aurato ID":"mkt_fi","Market code":"FI","Region":"EMEA","ISO 3166-1":"FI","ISO 3166-1 alpha-2":"FI","ISO 3166-1 alpha-3":"FIN","ISO 3166-1 numeric":"246","Subregion":"Europe"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["vipps-2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"5.6M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"FI","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"FIN","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"246","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["vipps-2025","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"5.6M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["vipps-2025"]},{"label":"Market code","value":"FI","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"Europe","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"EUR","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_vipps_mobilepay_mkt_fi_market","from":"pmt_vipps_mobilepay","to":"mkt_fi","type":"available_in","label":"available in","sourceIds":["vipps-2025"],"from_entity":"Vipps MobilePay","to_entity":"Finland"},{"id":"rel_mkt_fi_currency","from":"mkt_fi","to":"cur_eur","type":"uses_currency","label":"uses currency","sourceIds":["vipps-2025"],"from_entity":"Finland","to_entity":"Euro"},{"id":"rel_mkt_fi_iso3166_1","from":"mkt_fi","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Finland","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_bw","type":"market","name":"Botswana","shortName":"Botswana","collection":"markets","slug":"botswana","description":"Botswana is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to BWP and ISO market identifiers.","aliases":["BW","Botswana payments","Botswana market"],"visual":{"kind":"flag","value":"🇧🇼","label":"Botswana mark"},"identifiers":{"Aurato ID":"mkt_bw","Market code":"BW","Region":"EMEA","ISO 3166-1":"BW","ISO 3166-1 alpha-2":"BW","ISO 3166-1 alpha-3":"BWA","ISO 3166-1 numeric":"072","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["orange-omea-country-footprint"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"2.5M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"BW","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"BWA","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"072","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["orange-omea-country-footprint","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"2.5M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["orange-omea-country-footprint"]},{"label":"Market code","value":"BW","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"Southern Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"BWP","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_orange_money_mkt_bw_market","from":"pmt_orange_money","to":"mkt_bw","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Botswana"},{"id":"rel_mkt_bw_currency","from":"mkt_bw","to":"cur_bwp","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Botswana","to_entity":"Botswana pula"},{"id":"rel_mkt_bw_iso3166_1","from":"mkt_bw","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Botswana","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_bf","type":"market","name":"Burkina Faso","shortName":"Burkina Faso","collection":"markets","slug":"burkina-faso","description":"Burkina Faso is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to XOF and ISO market identifiers.","aliases":["BF","Burkina Faso payments","Burkina Faso market"],"visual":{"kind":"flag","value":"🇧🇫","label":"Burkina Faso mark"},"identifiers":{"Aurato ID":"mkt_bf","Market code":"BF","Region":"EMEA","ISO 3166-1":"BF","ISO 3166-1 alpha-2":"BF","ISO 3166-1 alpha-3":"BFA","ISO 3166-1 numeric":"854","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["orange-omea-country-footprint"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"24.1M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"BF","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"BFA","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"854","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["orange-omea-country-footprint","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"24.1M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["orange-omea-country-footprint"]},{"label":"Market code","value":"BF","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"West Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"XOF","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_orange_money_mkt_bf_market","from":"pmt_orange_money","to":"mkt_bf","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Burkina Faso"},{"id":"rel_mkt_bf_currency","from":"mkt_bf","to":"cur_xof","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Burkina Faso","to_entity":"West African CFA franc"},{"id":"rel_mkt_bf_iso3166_1","from":"mkt_bf","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Burkina Faso","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_cm","type":"market","name":"Cameroon","shortName":"Cameroon","collection":"markets","slug":"cameroon","description":"Cameroon is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to XAF and ISO market identifiers.","aliases":["CM","Cameroon payments","Cameroon market"],"visual":{"kind":"flag","value":"🇨🇲","label":"Cameroon mark"},"identifiers":{"Aurato ID":"mkt_cm","Market code":"CM","Region":"EMEA","ISO 3166-1":"CM","ISO 3166-1 alpha-2":"CM","ISO 3166-1 alpha-3":"CMR","ISO 3166-1 numeric":"120","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"2","sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"29.9M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"CM","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"CMR","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"120","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"29.9M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"2","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint"]},{"label":"Market code","value":"CM","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"Central Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"XAF","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mtn_momo_mkt_cm_market","from":"pmt_mtn_momo","to":"mkt_cm","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Cameroon"},{"id":"rel_pmt_orange_money_mkt_cm_market","from":"pmt_orange_money","to":"mkt_cm","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Cameroon"},{"id":"rel_mkt_cm_currency","from":"mkt_cm","to":"cur_xaf","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint"],"from_entity":"Cameroon","to_entity":"Central African CFA franc"},{"id":"rel_mkt_cm_iso3166_1","from":"mkt_cm","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Cameroon","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_cf","type":"market","name":"Central African Republic","shortName":"Central African Republic","collection":"markets","slug":"central-african-republic","description":"Central African Republic is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to XAF and ISO market identifiers.","aliases":["CF","Central African Republic payments","Central African Republic market"],"visual":{"kind":"flag","value":"🇨🇫","label":"Central African Republic mark"},"identifiers":{"Aurato ID":"mkt_cf","Market code":"CF","Region":"EMEA","ISO 3166-1":"CF","ISO 3166-1 alpha-2":"CF","ISO 3166-1 alpha-3":"CAF","ISO 3166-1 numeric":"140","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["orange-omea-country-footprint"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"5.3M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"CF","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"CAF","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"140","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["orange-omea-country-footprint","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"5.3M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["orange-omea-country-footprint"]},{"label":"Market code","value":"CF","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"Central Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"XAF","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_orange_money_mkt_cf_market","from":"pmt_orange_money","to":"mkt_cf","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Central African Republic"},{"id":"rel_mkt_cf_currency","from":"mkt_cf","to":"cur_xaf","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Central African Republic","to_entity":"Central African CFA franc"},{"id":"rel_mkt_cf_iso3166_1","from":"mkt_cf","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Central African Republic","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_ci","type":"market","name":"Côte d’Ivoire","shortName":"Côte d’Ivoire","collection":"markets","slug":"cote-divoire","description":"Côte d’Ivoire is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to XOF and ISO market identifiers.","aliases":["CI","Côte d’Ivoire payments","Côte d’Ivoire market"],"visual":{"kind":"flag","value":"🇨🇮","label":"Côte d’Ivoire mark"},"identifiers":{"Aurato ID":"mkt_ci","Market code":"CI","Region":"EMEA","ISO 3166-1":"CI","ISO 3166-1 alpha-2":"CI","ISO 3166-1 alpha-3":"CIV","ISO 3166-1 numeric":"384","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"2","sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"31.9M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"CI","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"CIV","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"384","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"31.9M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"2","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint"]},{"label":"Market code","value":"CI","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"West Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"XOF","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mtn_momo_mkt_ci_market","from":"pmt_mtn_momo","to":"mkt_ci","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Côte d’Ivoire"},{"id":"rel_pmt_orange_money_mkt_ci_market","from":"pmt_orange_money","to":"mkt_ci","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Côte d’Ivoire"},{"id":"rel_mkt_ci_currency","from":"mkt_ci","to":"cur_xof","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint"],"from_entity":"Côte d’Ivoire","to_entity":"West African CFA franc"},{"id":"rel_mkt_ci_iso3166_1","from":"mkt_ci","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Côte d’Ivoire","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_cd","type":"market","name":"Democratic Republic of the Congo","shortName":"Democratic Republic of the Congo","collection":"markets","slug":"democratic-republic-of-the-congo","description":"Democratic Republic of the Congo is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to CDF and ISO market identifiers.","aliases":["CD","Democratic Republic of the Congo payments","Democratic Republic of the Congo market"],"visual":{"kind":"flag","value":"🇨🇩","label":"Democratic Republic of the Congo mark"},"identifiers":{"Aurato ID":"mkt_cd","Market code":"CD","Region":"EMEA","ISO 3166-1":"CD","ISO 3166-1 alpha-2":"CD","ISO 3166-1 alpha-3":"COD","ISO 3166-1 numeric":"180","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["orange-omea-country-footprint"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"109.3M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"CD","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"COD","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"180","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["orange-omea-country-footprint","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"109.3M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["orange-omea-country-footprint"]},{"label":"Market code","value":"CD","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"Central Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"CDF","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_orange_money_mkt_cd_market","from":"pmt_orange_money","to":"mkt_cd","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Democratic Republic of the Congo"},{"id":"rel_mkt_cd_currency","from":"mkt_cd","to":"cur_cdf","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Democratic Republic of the Congo","to_entity":"Congolese franc"},{"id":"rel_mkt_cd_iso3166_1","from":"mkt_cd","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Democratic Republic of the Congo","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_gn","type":"market","name":"Guinea","shortName":"Guinea","collection":"markets","slug":"guinea","description":"Guinea is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to GNF and ISO market identifiers.","aliases":["GN","Guinea payments","Guinea market"],"visual":{"kind":"flag","value":"🇬🇳","label":"Guinea mark"},"identifiers":{"Aurato ID":"mkt_gn","Market code":"GN","Region":"EMEA","ISO 3166-1":"GN","ISO 3166-1 alpha-2":"GN","ISO 3166-1 alpha-3":"GIN","ISO 3166-1 numeric":"324","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"2","sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"14.8M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"GN","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"GIN","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"324","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"14.8M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"2","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint"]},{"label":"Market code","value":"GN","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"West Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"GNF","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mtn_momo_mkt_gn_market","from":"pmt_mtn_momo","to":"mkt_gn","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Guinea"},{"id":"rel_pmt_orange_money_mkt_gn_market","from":"pmt_orange_money","to":"mkt_gn","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Guinea"},{"id":"rel_mkt_gn_currency","from":"mkt_gn","to":"cur_gnf","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint"],"from_entity":"Guinea","to_entity":"Guinean franc"},{"id":"rel_mkt_gn_iso3166_1","from":"mkt_gn","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Guinea","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_gw","type":"market","name":"Guinea-Bissau","shortName":"Guinea-Bissau","collection":"markets","slug":"guinea-bissau","description":"Guinea-Bissau is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to XOF and ISO market identifiers.","aliases":["GW","Guinea-Bissau payments","Guinea-Bissau market"],"visual":{"kind":"flag","value":"🇬🇼","label":"Guinea-Bissau mark"},"identifiers":{"Aurato ID":"mkt_gw","Market code":"GW","Region":"EMEA","ISO 3166-1":"GW","ISO 3166-1 alpha-2":"GW","ISO 3166-1 alpha-3":"GNB","ISO 3166-1 numeric":"624","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"2","sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"2.2M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"GW","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"GNB","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"624","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"2.2M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"2","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint"]},{"label":"Market code","value":"GW","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"West Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"XOF","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mtn_momo_mkt_gw_market","from":"pmt_mtn_momo","to":"mkt_gw","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Guinea-Bissau"},{"id":"rel_pmt_orange_money_mkt_gw_market","from":"pmt_orange_money","to":"mkt_gw","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Guinea-Bissau"},{"id":"rel_mkt_gw_currency","from":"mkt_gw","to":"cur_xof","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint"],"from_entity":"Guinea-Bissau","to_entity":"West African CFA franc"},{"id":"rel_mkt_gw_iso3166_1","from":"mkt_gw","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Guinea-Bissau","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_jo","type":"market","name":"Jordan","shortName":"Jordan","collection":"markets","slug":"jordan","description":"Jordan is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to JOD and ISO market identifiers.","aliases":["JO","Jordan payments","Jordan market"],"visual":{"kind":"flag","value":"🇯🇴","label":"Jordan mark"},"identifiers":{"Aurato ID":"mkt_jo","Market code":"JO","Region":"EMEA","ISO 3166-1":"JO","ISO 3166-1 alpha-2":"JO","ISO 3166-1 alpha-3":"JOR","ISO 3166-1 numeric":"400","Subregion":"Middle East"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["orange-omea-country-footprint"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"11.5M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"JO","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"JOR","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"400","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["orange-omea-country-footprint","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"11.5M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["orange-omea-country-footprint"]},{"label":"Market code","value":"JO","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"Middle East","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"JOD","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_orange_money_mkt_jo_market","from":"pmt_orange_money","to":"mkt_jo","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Jordan"},{"id":"rel_mkt_jo_currency","from":"mkt_jo","to":"cur_jod","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Jordan","to_entity":"Jordanian dinar"},{"id":"rel_mkt_jo_iso3166_1","from":"mkt_jo","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Jordan","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_lr","type":"market","name":"Liberia","shortName":"Liberia","collection":"markets","slug":"liberia","description":"Liberia is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to LRD and ISO market identifiers.","aliases":["LR","Liberia payments","Liberia market"],"visual":{"kind":"flag","value":"🇱🇷","label":"Liberia mark"},"identifiers":{"Aurato ID":"mkt_lr","Market code":"LR","Region":"EMEA","ISO 3166-1":"LR","ISO 3166-1 alpha-2":"LR","ISO 3166-1 alpha-3":"LBR","ISO 3166-1 numeric":"430","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"2","sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"5.6M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"LR","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"LBR","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"430","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"5.6M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"2","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint"]},{"label":"Market code","value":"LR","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"West Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"LRD","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mtn_momo_mkt_lr_market","from":"pmt_mtn_momo","to":"mkt_lr","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Liberia"},{"id":"rel_pmt_orange_money_mkt_lr_market","from":"pmt_orange_money","to":"mkt_lr","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Liberia"},{"id":"rel_mkt_lr_currency","from":"mkt_lr","to":"cur_lrd","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint"],"from_entity":"Liberia","to_entity":"Liberian dollar"},{"id":"rel_mkt_lr_iso3166_1","from":"mkt_lr","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Liberia","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_mg","type":"market","name":"Madagascar","shortName":"Madagascar","collection":"markets","slug":"madagascar","description":"Madagascar is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to MGA and ISO market identifiers.","aliases":["MG","Madagascar payments","Madagascar market"],"visual":{"kind":"flag","value":"🇲🇬","label":"Madagascar mark"},"identifiers":{"Aurato ID":"mkt_mg","Market code":"MG","Region":"EMEA","ISO 3166-1":"MG","ISO 3166-1 alpha-2":"MG","ISO 3166-1 alpha-3":"MDG","ISO 3166-1 numeric":"450","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["orange-omea-country-footprint"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"32.0M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"MG","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"MDG","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"450","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["orange-omea-country-footprint","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"32.0M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["orange-omea-country-footprint"]},{"label":"Market code","value":"MG","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"East Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"MGA","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_orange_money_mkt_mg_market","from":"pmt_orange_money","to":"mkt_mg","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Madagascar"},{"id":"rel_mkt_mg_currency","from":"mkt_mg","to":"cur_mga","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Madagascar","to_entity":"Malagasy ariary"},{"id":"rel_mkt_mg_iso3166_1","from":"mkt_mg","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Madagascar","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_ml","type":"market","name":"Mali","shortName":"Mali","collection":"markets","slug":"mali","description":"Mali is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to XOF and ISO market identifiers.","aliases":["ML","Mali payments","Mali market"],"visual":{"kind":"flag","value":"🇲🇱","label":"Mali mark"},"identifiers":{"Aurato ID":"mkt_ml","Market code":"ML","Region":"EMEA","ISO 3166-1":"ML","ISO 3166-1 alpha-2":"ML","ISO 3166-1 alpha-3":"MLI","ISO 3166-1 numeric":"466","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["orange-omea-country-footprint"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"24.5M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"ML","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"MLI","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"466","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["orange-omea-country-footprint","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"24.5M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["orange-omea-country-footprint"]},{"label":"Market code","value":"ML","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"West Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"XOF","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_orange_money_mkt_ml_market","from":"pmt_orange_money","to":"mkt_ml","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Mali"},{"id":"rel_mkt_ml_currency","from":"mkt_ml","to":"cur_xof","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Mali","to_entity":"West African CFA franc"},{"id":"rel_mkt_ml_iso3166_1","from":"mkt_ml","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Mali","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_ma","type":"market","name":"Morocco","shortName":"Morocco","collection":"markets","slug":"morocco","description":"Morocco is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to MAD and ISO market identifiers.","aliases":["MA","Morocco payments","Morocco market"],"visual":{"kind":"flag","value":"🇲🇦","label":"Morocco mark"},"identifiers":{"Aurato ID":"mkt_ma","Market code":"MA","Region":"EMEA","ISO 3166-1":"MA","ISO 3166-1 alpha-2":"MA","ISO 3166-1 alpha-3":"MAR","ISO 3166-1 numeric":"504","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["orange-omea-country-footprint"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"38.1M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"MA","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"MAR","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"504","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["orange-omea-country-footprint","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"38.1M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["orange-omea-country-footprint"]},{"label":"Market code","value":"MA","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"North Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"MAD","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_orange_money_mkt_ma_market","from":"pmt_orange_money","to":"mkt_ma","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Morocco"},{"id":"rel_mkt_ma_currency","from":"mkt_ma","to":"cur_mad","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Morocco","to_entity":"Moroccan dirham"},{"id":"rel_mkt_ma_iso3166_1","from":"mkt_ma","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Morocco","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_sn","type":"market","name":"Senegal","shortName":"Senegal","collection":"markets","slug":"senegal","description":"Senegal is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to XOF and ISO market identifiers.","aliases":["SN","Senegal payments","Senegal market"],"visual":{"kind":"flag","value":"🇸🇳","label":"Senegal mark"},"identifiers":{"Aurato ID":"mkt_sn","Market code":"SN","Region":"EMEA","ISO 3166-1":"SN","ISO 3166-1 alpha-2":"SN","ISO 3166-1 alpha-3":"SEN","ISO 3166-1 numeric":"686","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["orange-omea-country-footprint"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"18.5M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"SN","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"SEN","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"686","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["orange-omea-country-footprint","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"18.5M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["orange-omea-country-footprint"]},{"label":"Market code","value":"SN","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"West Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"XOF","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_orange_money_mkt_sn_market","from":"pmt_orange_money","to":"mkt_sn","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Senegal"},{"id":"rel_mkt_sn_currency","from":"mkt_sn","to":"cur_xof","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Senegal","to_entity":"West African CFA franc"},{"id":"rel_mkt_sn_iso3166_1","from":"mkt_sn","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Senegal","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_sl","type":"market","name":"Sierra Leone","shortName":"Sierra Leone","collection":"markets","slug":"sierra-leone","description":"Sierra Leone is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to SLE and ISO market identifiers.","aliases":["SL","Sierra Leone payments","Sierra Leone market"],"visual":{"kind":"flag","value":"🇸🇱","label":"Sierra Leone mark"},"identifiers":{"Aurato ID":"mkt_sl","Market code":"SL","Region":"EMEA","ISO 3166-1":"SL","ISO 3166-1 alpha-2":"SL","ISO 3166-1 alpha-3":"SLE","ISO 3166-1 numeric":"694","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["orange-omea-country-footprint"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"8.6M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"SL","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"SLE","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"694","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["orange-omea-country-footprint","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"8.6M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["orange-omea-country-footprint"]},{"label":"Market code","value":"SL","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"West Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"SLE","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_orange_money_mkt_sl_market","from":"pmt_orange_money","to":"mkt_sl","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Sierra Leone"},{"id":"rel_mkt_sl_currency","from":"mkt_sl","to":"cur_sle","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Sierra Leone","to_entity":"Sierra Leonean leone"},{"id":"rel_mkt_sl_iso3166_1","from":"mkt_sl","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Sierra Leone","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_tn","type":"market","name":"Tunisia","shortName":"Tunisia","collection":"markets","slug":"tunisia","description":"Tunisia is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to TND and ISO market identifiers.","aliases":["TN","Tunisia payments","Tunisia market"],"visual":{"kind":"flag","value":"🇹🇳","label":"Tunisia mark"},"identifiers":{"Aurato ID":"mkt_tn","Market code":"TN","Region":"EMEA","ISO 3166-1":"TN","ISO 3166-1 alpha-2":"TN","ISO 3166-1 alpha-3":"TUN","ISO 3166-1 numeric":"788","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["orange-omea-country-footprint"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"12.3M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"TN","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"TUN","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"788","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["orange-omea-country-footprint","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"12.3M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["orange-omea-country-footprint"]},{"label":"Market code","value":"TN","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"North Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"TND","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_orange_money_mkt_tn_market","from":"pmt_orange_money","to":"mkt_tn","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Tunisia"},{"id":"rel_mkt_tn_currency","from":"mkt_tn","to":"cur_tnd","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Tunisia","to_entity":"Tunisian dinar"},{"id":"rel_mkt_tn_iso3166_1","from":"mkt_tn","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Tunisia","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_bj","type":"market","name":"Benin","shortName":"Benin","collection":"markets","slug":"benin","description":"Benin is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to XOF and ISO market identifiers.","aliases":["BJ","Benin payments","Benin market"],"visual":{"kind":"flag","value":"🇧🇯","label":"Benin mark"},"identifiers":{"Aurato ID":"mkt_bj","Market code":"BJ","Region":"EMEA","ISO 3166-1":"BJ","ISO 3166-1 alpha-2":"BJ","ISO 3166-1 alpha-3":"BEN","ISO 3166-1 numeric":"204","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["mtn-momo-receiving-countries"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"14.5M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"BJ","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"BEN","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"204","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mtn-momo-receiving-countries","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"14.5M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mtn-momo-receiving-countries"]},{"label":"Market code","value":"BJ","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"West Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"XOF","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mtn_momo_mkt_bj_market","from":"pmt_mtn_momo","to":"mkt_bj","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Benin"},{"id":"rel_mkt_bj_currency","from":"mkt_bj","to":"cur_xof","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"Benin","to_entity":"West African CFA franc"},{"id":"rel_mkt_bj_iso3166_1","from":"mkt_bj","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Benin","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_cg","type":"market","name":"Republic of the Congo","shortName":"Republic of the Congo","collection":"markets","slug":"republic-of-the-congo","description":"Republic of the Congo is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to XAF and ISO market identifiers.","aliases":["CG","Republic of the Congo payments","Republic of the Congo market"],"visual":{"kind":"flag","value":"🇨🇬","label":"Republic of the Congo mark"},"identifiers":{"Aurato ID":"mkt_cg","Market code":"CG","Region":"EMEA","ISO 3166-1":"CG","ISO 3166-1 alpha-2":"CG","ISO 3166-1 alpha-3":"COG","ISO 3166-1 numeric":"178","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["mtn-momo-receiving-countries"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"6.3M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"CG","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"COG","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"178","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mtn-momo-receiving-countries","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"6.3M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mtn-momo-receiving-countries"]},{"label":"Market code","value":"CG","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"Central Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"XAF","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mtn_momo_mkt_cg_market","from":"pmt_mtn_momo","to":"mkt_cg","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Republic of the Congo"},{"id":"rel_mkt_cg_currency","from":"mkt_cg","to":"cur_xaf","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"Republic of the Congo","to_entity":"Central African CFA franc"},{"id":"rel_mkt_cg_iso3166_1","from":"mkt_cg","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Republic of the Congo","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_sz","type":"market","name":"Eswatini","shortName":"Eswatini","collection":"markets","slug":"eswatini","description":"Eswatini is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to SZL and ISO market identifiers.","aliases":["SZ","Eswatini payments","Eswatini market"],"visual":{"kind":"flag","value":"🇸🇿","label":"Eswatini mark"},"identifiers":{"Aurato ID":"mkt_sz","Market code":"SZ","Region":"EMEA","ISO 3166-1":"SZ","ISO 3166-1 alpha-2":"SZ","ISO 3166-1 alpha-3":"SWZ","ISO 3166-1 numeric":"748","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["mtn-momo-receiving-countries"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"1.2M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"SZ","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"SWZ","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"748","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mtn-momo-receiving-countries","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"1.2M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mtn-momo-receiving-countries"]},{"label":"Market code","value":"SZ","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"Southern Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"SZL","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mtn_momo_mkt_sz_market","from":"pmt_mtn_momo","to":"mkt_sz","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Eswatini"},{"id":"rel_mkt_sz_currency","from":"mkt_sz","to":"cur_szl","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"Eswatini","to_entity":"Swazi lilangeni"},{"id":"rel_mkt_sz_iso3166_1","from":"mkt_sz","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Eswatini","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_gh","type":"market","name":"Ghana","shortName":"Ghana","collection":"markets","slug":"ghana","description":"Ghana is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to GHS and ISO market identifiers.","aliases":["GH","Ghana payments","Ghana market"],"visual":{"kind":"flag","value":"🇬🇭","label":"Ghana mark"},"identifiers":{"Aurato ID":"mkt_gh","Market code":"GH","Region":"EMEA","ISO 3166-1":"GH","ISO 3166-1 alpha-2":"GH","ISO 3166-1 alpha-3":"GHA","ISO 3166-1 numeric":"288","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["mtn-momo-receiving-countries"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"34.4M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"GH","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"GHA","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"288","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mtn-momo-receiving-countries","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"34.4M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mtn-momo-receiving-countries"]},{"label":"Market code","value":"GH","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"West Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"GHS","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mtn_momo_mkt_gh_market","from":"pmt_mtn_momo","to":"mkt_gh","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Ghana"},{"id":"rel_mkt_gh_currency","from":"mkt_gh","to":"cur_ghs","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"Ghana","to_entity":"Ghanaian cedi"},{"id":"rel_mkt_gh_iso3166_1","from":"mkt_gh","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Ghana","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_rw","type":"market","name":"Rwanda","shortName":"Rwanda","collection":"markets","slug":"rwanda","description":"Rwanda is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to RWF and ISO market identifiers.","aliases":["RW","Rwanda payments","Rwanda market"],"visual":{"kind":"flag","value":"🇷🇼","label":"Rwanda mark"},"identifiers":{"Aurato ID":"mkt_rw","Market code":"RW","Region":"EMEA","ISO 3166-1":"RW","ISO 3166-1 alpha-2":"RW","ISO 3166-1 alpha-3":"RWA","ISO 3166-1 numeric":"646","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["mtn-momo-receiving-countries"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"14.3M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"RW","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"RWA","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"646","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mtn-momo-receiving-countries","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"14.3M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mtn-momo-receiving-countries"]},{"label":"Market code","value":"RW","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"East Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"RWF","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mtn_momo_mkt_rw_market","from":"pmt_mtn_momo","to":"mkt_rw","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Rwanda"},{"id":"rel_mkt_rw_currency","from":"mkt_rw","to":"cur_rwf","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"Rwanda","to_entity":"Rwandan franc"},{"id":"rel_mkt_rw_iso3166_1","from":"mkt_rw","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Rwanda","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_za","type":"market","name":"South Africa","shortName":"South Africa","collection":"markets","slug":"south-africa","description":"South Africa is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to ZAR and ISO market identifiers.","aliases":["ZA","South Africa payments","South Africa market"],"visual":{"kind":"flag","value":"🇿🇦","label":"South Africa mark"},"identifiers":{"Aurato ID":"mkt_za","Market code":"ZA","Region":"EMEA","ISO 3166-1":"ZA","ISO 3166-1 alpha-2":"ZA","ISO 3166-1 alpha-3":"ZAF","ISO 3166-1 numeric":"710","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["mtn-momo-receiving-countries"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"64.0M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"ZA","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"ZAF","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"710","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mtn-momo-receiving-countries","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"64.0M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mtn-momo-receiving-countries"]},{"label":"Market code","value":"ZA","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"Southern Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"ZAR","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mtn_momo_mkt_za_market","from":"pmt_mtn_momo","to":"mkt_za","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"South Africa"},{"id":"rel_mkt_za_currency","from":"mkt_za","to":"cur_zar","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"South Africa","to_entity":"South African rand"},{"id":"rel_mkt_za_iso3166_1","from":"mkt_za","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"South Africa","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_ug","type":"market","name":"Uganda","shortName":"Uganda","collection":"markets","slug":"uganda","description":"Uganda is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to UGX and ISO market identifiers.","aliases":["UG","Uganda payments","Uganda market"],"visual":{"kind":"flag","value":"🇺🇬","label":"Uganda mark"},"identifiers":{"Aurato ID":"mkt_ug","Market code":"UG","Region":"EMEA","ISO 3166-1":"UG","ISO 3166-1 alpha-2":"UG","ISO 3166-1 alpha-3":"UGA","ISO 3166-1 numeric":"800","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["mtn-momo-receiving-countries"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"50.0M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"UG","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"UGA","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"800","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mtn-momo-receiving-countries","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"50.0M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mtn-momo-receiving-countries"]},{"label":"Market code","value":"UG","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"East Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"UGX","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mtn_momo_mkt_ug_market","from":"pmt_mtn_momo","to":"mkt_ug","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Uganda"},{"id":"rel_mkt_ug_currency","from":"mkt_ug","to":"cur_ugx","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"Uganda","to_entity":"Ugandan shilling"},{"id":"rel_mkt_ug_iso3166_1","from":"mkt_ug","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Uganda","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_zm","type":"market","name":"Zambia","shortName":"Zambia","collection":"markets","slug":"zambia","description":"Zambia is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to ZMW and ISO market identifiers.","aliases":["ZM","Zambia payments","Zambia market"],"visual":{"kind":"flag","value":"🇿🇲","label":"Zambia mark"},"identifiers":{"Aurato ID":"mkt_zm","Market code":"ZM","Region":"EMEA","ISO 3166-1":"ZM","ISO 3166-1 alpha-2":"ZM","ISO 3166-1 alpha-3":"ZMB","ISO 3166-1 numeric":"894","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["mtn-momo-receiving-countries"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"21.3M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"ZM","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"ZMB","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"894","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mtn-momo-receiving-countries","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"21.3M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mtn-momo-receiving-countries"]},{"label":"Market code","value":"ZM","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"Southern Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"ZMW","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mtn_momo_mkt_zm_market","from":"pmt_mtn_momo","to":"mkt_zm","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Zambia"},{"id":"rel_mkt_zm_currency","from":"mkt_zm","to":"cur_zmw","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"Zambia","to_entity":"Zambian kwacha"},{"id":"rel_mkt_zm_iso3166_1","from":"mkt_zm","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Zambia","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_sd","type":"market","name":"Sudan","shortName":"Sudan","collection":"markets","slug":"sudan","description":"Sudan is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to SDG and ISO market identifiers.","aliases":["SD","Sudan payments","Sudan market"],"visual":{"kind":"flag","value":"🇸🇩","label":"Sudan mark"},"identifiers":{"Aurato ID":"mkt_sd","Market code":"SD","Region":"EMEA","ISO 3166-1":"SD","ISO 3166-1 alpha-2":"SD","ISO 3166-1 alpha-3":"SDN","ISO 3166-1 numeric":"729","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["mtn-momo-receiving-countries"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"50.4M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"SD","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"SDN","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"729","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mtn-momo-receiving-countries","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"50.4M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mtn-momo-receiving-countries"]},{"label":"Market code","value":"SD","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"North Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"SDG","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mtn_momo_mkt_sd_market","from":"pmt_mtn_momo","to":"mkt_sd","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Sudan"},{"id":"rel_mkt_sd_currency","from":"mkt_sd","to":"cur_sdg","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"Sudan","to_entity":"Sudanese pound"},{"id":"rel_mkt_sd_iso3166_1","from":"mkt_sd","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Sudan","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"mkt_ss","type":"market","name":"South Sudan","shortName":"South Sudan","collection":"markets","slug":"south-sudan","description":"South Sudan is a canonical country market linked to payment methods, operators, currencies and source-backed market context.","summary":"A reusable country record connecting payment methods to SSP and ISO market identifiers.","aliases":["SS","South Sudan payments","South Sudan market"],"visual":{"kind":"flag","value":"🇸🇸","label":"South Sudan mark"},"identifiers":{"Aurato ID":"mkt_ss","Market code":"SS","Region":"EMEA","ISO 3166-1":"SS","ISO 3166-1 alpha-2":"SS","ISO 3166-1 alpha-3":"SSD","ISO 3166-1 numeric":"728","Subregion":"Africa"},"claims":[{"key":"atlas_coverage","label":"Payment methods currently linked","value":"1","sourceIds":["mtn-momo-receiving-countries"],"confidence":"high","observedAt":"2026-08-10"},{"key":"population","label":"Population","value":"11.9M","sourceIds":["world-bank-population-global"],"confidence":"high","effectiveFrom":"2024","observedAt":"2026-08-10"},{"key":"iso_3166_1_alpha_2","label":"ISO 3166-1 alpha-2","value":"SS","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_alpha_3","label":"ISO 3166-1 alpha-3","value":"SSD","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"iso_3166_1_numeric","label":"ISO 3166-1 numeric","value":"728","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["mtn-momo-receiving-countries","world-bank-population-global","iso-3166-country-codes"],"updatedAt":"2026-08-09","marketProfile":{"metrics":[{"label":"Population","value":"11.9M","period":"2024","detail":"World Bank total-population series","sourceIds":["world-bank-population-global"]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Explicit available-in relationships","sourceIds":["mtn-momo-receiving-countries"]},{"label":"Market code","value":"SS","period":"Current","detail":"ISO country identifier","sourceIds":[]},{"label":"Region","value":"East Africa","period":"Current","detail":"Atlas discovery grouping","sourceIds":[]},{"label":"Currency","value":"SSP","period":"Current","detail":"Canonical currency relationship","sourceIds":[]}],"paymentMix":[],"paymentMixTitle":"Online payment mix","highlights":[]},"relationships":[{"id":"rel_pmt_mtn_momo_mkt_ss_market","from":"pmt_mtn_momo","to":"mkt_ss","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"South Sudan"},{"id":"rel_mkt_ss_currency","from":"mkt_ss","to":"cur_ssp","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"South Sudan","to_entity":"South Sudanese pound"},{"id":"rel_mkt_ss_iso3166_1","from":"mkt_ss","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"South Sudan","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"ops_currence","type":"institution","name":"Currence iDEAL B.V.","shortName":"Currence iDEAL B.V.","collection":"operators","slug":"currence","description":"Currence iDEAL B.V. is the canonical operating institution linked to its payment-method record in Atlas.","summary":"A reusable organization entity with an explicit operator relationship and attributable source.","aliases":["Currence iDEAL B.V.","currence"],"visual":{"kind":"monogram","value":"CiB","label":"Currence iDEAL B.V. mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_currence","Role":"Payment operator","Jurisdiction":"Netherlands"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates ideal","sourceIds":["ideal-how-it-works"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["ideal-how-it-works"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_ideal_operator","from":"pmt_ideal","to":"ops_currence","type":"operated_by","label":"operated by","sourceIds":["ideal-how-it-works"],"from_entity":"iDEAL","to_entity":"Currence iDEAL B.V."},{"id":"rel_ideal_network_currence","from":"pmt_ideal","to":"ops_currence","type":"operated_by","label":"operated by","sourceIds":["ideal-how-it-works"],"from_entity":"iDEAL","to_entity":"Currence iDEAL B.V."}]},{"id":"ops_abs","type":"institution","name":"Association of Banks in Singapore","shortName":"Association of Banks in Singapore","collection":"operators","slug":"abs","description":"Association of Banks in Singapore is the canonical operating institution linked to its payment-method record in Atlas.","summary":"A reusable organization entity with an explicit operator relationship and attributable source.","aliases":["Association of Banks in Singapore","abs"],"visual":{"kind":"monogram","value":"AoBiS","label":"Association of Banks in Singapore mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_abs","Role":"Payment operator","Jurisdiction":"Singapore"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates paynow","sourceIds":["abs-paynow"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["abs-paynow"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_paynow_operator","from":"pmt_paynow","to":"ops_abs","type":"operated_by","label":"operated by","sourceIds":["abs-paynow"],"from_entity":"PayNow","to_entity":"Association of Banks in Singapore"}]},{"id":"reg_bot","type":"institution","name":"Bank of Thailand","shortName":"Bank of Thailand","collection":"regulators","slug":"reg-bot","description":"Bank of Thailand is the canonical operating institution linked to its payment-method record in Atlas.","summary":"A reusable organization entity with an explicit operator relationship and attributable source.","aliases":["Bank of Thailand","reg_bot"],"visual":{"kind":"monogram","value":"BoT","label":"Bank of Thailand mark","tone":"orange"},"identifiers":{"Aurato ID":"reg_bot","Role":"Central bank · payments regulator · method operator","Jurisdiction":"Thailand","Statutory basis":"Payment Systems Act B.E. 2560 (2017)"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates promptpay","sourceIds":["bot-promptpay"],"confidence":"high","observedAt":"2026-07-31"},{"key":"statutory_basis","label":"Payment-system mandate","value":"Oversees designated payment systems and regulated payment services under the Payment Systems Act","sourceIds":["bot-payment-systems-act"],"confidence":"high","effectiveFrom":"2018-04-16","observedAt":"2026-08-07"}],"sourceIds":["bot-promptpay","bot-payment-systems-act"],"updatedAt":"2026-08-07","relationships":[{"id":"rel_pmt_promptpay_operator","from":"pmt_promptpay","to":"reg_bot","type":"operated_by","label":"operated by","sourceIds":["bot-promptpay"],"from_entity":"PromptPay","to_entity":"Bank of Thailand"},{"id":"rel_bot_thai_ps_act","from":"reg_bot","to":"cmp_thailand_payment_systems_act_2017","type":"governed_by","label":"administers","sourceIds":["bot-payment-systems-act"],"from_entity":"Bank of Thailand","to_entity":"Payment Systems Act B.E. 2560 (2017)"},{"id":"rel_thb_bot_issuer","from":"cur_thb","to":"reg_bot","type":"issued_by","label":"issued by","sourceIds":["bot-payment-systems-act"],"from_entity":"Thai baht","to_entity":"Bank of Thailand"}]},{"id":"ops_getswish","type":"institution","name":"Getswish AB","shortName":"Getswish AB","collection":"operators","slug":"getswish","description":"Getswish AB is the canonical operating institution linked to its payment-method record in Atlas.","summary":"A reusable organization entity with an explicit operator relationship and attributable source.","aliases":["Getswish AB","getswish"],"visual":{"kind":"monogram","value":"GA","label":"Getswish AB mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_getswish","Role":"Payment operator","Jurisdiction":"Sweden"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates swish","sourceIds":["swish-about"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["swish-about"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_swish_operator","from":"pmt_swish","to":"ops_getswish","type":"operated_by","label":"operated by","sourceIds":["swish-about"],"from_entity":"Swish","to_entity":"Getswish AB"}]},{"id":"ops_interac","type":"institution","name":"Interac Corp.","shortName":"Interac Corp.","collection":"operators","slug":"interac","description":"Interac Corp. is the canonical operating institution linked to its payment-method record in Atlas.","summary":"A reusable organization entity with an explicit operator relationship and attributable source.","aliases":["Interac Corp.","interac"],"visual":{"kind":"monogram","value":"IC","label":"Interac Corp. mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_interac","Role":"Payment operator","Jurisdiction":"Canada"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates interac_etransfer","sourceIds":["interac-overview"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["interac-overview"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_interac_etransfer_operator","from":"pmt_interac_etransfer","to":"ops_interac","type":"operated_by","label":"operated by","sourceIds":["interac-overview"],"from_entity":"Interac e-Transfer","to_entity":"Interac Corp."}]},{"id":"ops_bizum","type":"institution","name":"Bizum S.L.","shortName":"Bizum S.L.","collection":"operators","slug":"bizum","description":"Bizum S.L. is the canonical operating institution linked to its payment-method record in Atlas.","summary":"A reusable organization entity with an explicit operator relationship and attributable source.","aliases":["Bizum S.L.","bizum"],"visual":{"kind":"monogram","value":"BS","label":"Bizum S.L. mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_bizum","Role":"Payment operator","Jurisdiction":"Spain"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates bizum","sourceIds":["bizum-home"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["bizum-home"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_bizum_operator","from":"pmt_bizum","to":"ops_bizum","type":"operated_by","label":"operated by","sourceIds":["bizum-home"],"from_entity":"Bizum","to_entity":"Bizum S.L."}]},{"id":"ops_safaricom","type":"institution","name":"Safaricom PLC","shortName":"Safaricom PLC","collection":"operators","slug":"safaricom","description":"Safaricom PLC is the canonical operating institution linked to its payment-method record in Atlas.","summary":"A reusable organization entity with an explicit operator relationship and attributable source.","aliases":["Safaricom PLC","safaricom"],"visual":{"kind":"monogram","value":"SP","label":"Safaricom PLC mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_safaricom","Role":"Payment operator","Jurisdiction":"Kenya"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates mpesa","sourceIds":["safaricom-mpesa-fy25"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["safaricom-mpesa-fy25"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_mpesa_operator","from":"pmt_mpesa","to":"ops_safaricom","type":"operated_by","label":"operated by","sourceIds":["safaricom-mpesa-fy25"],"from_entity":"M-PESA","to_entity":"Safaricom PLC"}]},{"id":"ops_psp","type":"institution","name":"Polski Standard Płatności","shortName":"Polski Standard Płatności","collection":"operators","slug":"psp","description":"Polski Standard Płatności is the canonical operating institution linked to its payment-method record in Atlas.","summary":"A reusable organization entity with an explicit operator relationship and attributable source.","aliases":["Polski Standard Płatności","psp"],"visual":{"kind":"monogram","value":"PSP","label":"Polski Standard Płatności mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_psp","Role":"Payment operator","Jurisdiction":"Poland"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates blik","sourceIds":["blik-2025"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["blik-2025"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_blik_operator","from":"pmt_blik","to":"ops_psp","type":"operated_by","label":"operated by","sourceIds":["blik-2025"],"from_entity":"BLIK","to_entity":"Polski Standard Płatności"}]},{"id":"reg_bank_indonesia","type":"institution","name":"Bank Indonesia","shortName":"Bank Indonesia","collection":"regulators","slug":"reg-bank-indonesia","description":"Bank Indonesia is the canonical operating institution linked to its payment-method record in Atlas.","summary":"A reusable organization entity with an explicit operator relationship and attributable source.","aliases":["Bank Indonesia","reg_bank_indonesia"],"visual":{"kind":"monogram","value":"BI","label":"Bank Indonesia mark","tone":"orange"},"identifiers":{"Aurato ID":"reg_bank_indonesia","Role":"Central bank · payments regulator · QRIS authority","Jurisdiction":"Indonesia","Regulatory instrument":"PBI 23/6/2021"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates qris","sourceIds":["bi-qris-overview"],"confidence":"high","observedAt":"2026-07-31"},{"key":"provider_regulation","label":"Payment-services-provider framework","value":"Licensing, activities, governance and supervision under PBI 23/6/2021","sourceIds":["bi-pjp-regulation-2021"],"confidence":"high","effectiveFrom":"2021-07-01","observedAt":"2026-08-07"}],"sourceIds":["bi-qris-overview","bi-pjp-regulation-2021"],"updatedAt":"2026-08-07","relationships":[{"id":"rel_pmt_qris_operator","from":"pmt_qris","to":"reg_bank_indonesia","type":"operated_by","label":"operated by","sourceIds":["bi-qris-overview"],"from_entity":"QRIS","to_entity":"Bank Indonesia"},{"id":"rel_bi_pjp_regulation","from":"cmp_indonesia_pbi_23_6_2021","to":"reg_bank_indonesia","type":"published_by","label":"issued by","sourceIds":["bi-pjp-regulation-2021"],"from_entity":"Bank Indonesia Regulation No. 23/6/PBI/2021 on Payment Services Providers","to_entity":"Bank Indonesia"},{"id":"rel_idr_bi_issuer","from":"cur_idr","to":"reg_bank_indonesia","type":"issued_by","label":"issued by","sourceIds":["bi-pjp-regulation-2021"],"from_entity":"Indonesian rupiah","to_entity":"Bank Indonesia"}]},{"id":"ops_visa","type":"institution","name":"Visa Inc.","shortName":"Visa Inc.","collection":"operators","slug":"visa","description":"Visa Inc. is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["Visa Inc.","visa"],"visual":{"kind":"monogram","value":"VI","label":"Visa Inc. mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_visa","Role":"Payment operator","Scope":"North America"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns Visa Creditcard","sourceIds":["visa-fy2025"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["visa-fy2025"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_visa_operator","from":"pmt_visa","to":"ops_visa","type":"operated_by","label":"operated by","sourceIds":["visa-fy2025"],"from_entity":"Visa Creditcard","to_entity":"Visa Inc."},{"id":"rel_visanet_visa_operator","from":"sys_visanet","to":"ops_visa","type":"operated_by","label":"operated by","sourceIds":["visa-visanet"],"from_entity":"VisaNet","to_entity":"Visa Inc."}]},{"id":"ops_mastercard","type":"institution","name":"Mastercard Incorporated","shortName":"Mastercard Incorporated","collection":"operators","slug":"mastercard","description":"Mastercard Incorporated is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["Mastercard Incorporated","mastercard"],"visual":{"kind":"monogram","value":"MI","label":"Mastercard Incorporated mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_mastercard","Role":"Payment operator","Scope":"North America"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns Mastercard Creditcard","sourceIds":["mastercard-fy2025"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["mastercard-fy2025"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_mastercard_operator","from":"pmt_mastercard","to":"ops_mastercard","type":"operated_by","label":"operated by","sourceIds":["mastercard-fy2025"],"from_entity":"Mastercard Creditcard","to_entity":"Mastercard Incorporated"},{"id":"rel_mastercard_network_operator","from":"sys_mastercard","to":"ops_mastercard","type":"operated_by","label":"operated by","sourceIds":["mastercard-fy2025"],"from_entity":"Banknet","to_entity":"Mastercard Incorporated"}]},{"id":"ops_amex","type":"institution","name":"American Express Company","shortName":"American Express Company","collection":"operators","slug":"amex","description":"American Express Company is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["American Express Company","amex"],"visual":{"kind":"monogram","value":"AEC","label":"American Express Company mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_amex","Role":"Payment operator","Scope":"North America"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns American Express Card","sourceIds":["amex-fy2025"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["amex-fy2025"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_amex_operator","from":"pmt_amex","to":"ops_amex","type":"operated_by","label":"operated by","sourceIds":["amex-fy2025"],"from_entity":"American Express Card","to_entity":"American Express Company"},{"id":"rel_amex_network_operator","from":"sys_american_express","to":"ops_amex","type":"operated_by","label":"operated by","sourceIds":["amex-fy2025"],"from_entity":"Amex Network","to_entity":"American Express Company"}]},{"id":"ops_paypal","type":"institution","name":"PayPal Holdings, Inc.","shortName":"PayPal Holdings, Inc.","collection":"operators","slug":"paypal","description":"PayPal Holdings, Inc. is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["PayPal Holdings, Inc.","paypal"],"visual":{"kind":"monogram","value":"PHI","label":"PayPal Holdings, Inc. mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_paypal","Role":"Payment operator","Scope":"North America"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns PayPal, Venmo","sourceIds":["paypal-q4-2025","venmo-business"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["paypal-q4-2025","venmo-business"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_paypal_operator","from":"pmt_paypal","to":"ops_paypal","type":"operated_by","label":"operated by","sourceIds":["paypal-q4-2025"],"from_entity":"PayPal","to_entity":"PayPal Holdings, Inc."},{"id":"rel_pmt_venmo_operator","from":"pmt_venmo","to":"ops_paypal","type":"operated_by","label":"operated by","sourceIds":["venmo-business"],"from_entity":"Venmo","to_entity":"PayPal Holdings, Inc."}]},{"id":"ops_masterpass_technology_services","type":"institution","name":"Masterpass Technology Services Inc.","shortName":"Masterpass Technology Services Inc.","collection":"operators","slug":"masterpass-technology-services","description":"Masterpass Technology Services Inc. is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["Masterpass Technology Services Inc.","masterpass_technology_services"],"visual":{"kind":"monogram","value":"MTSI","label":"Masterpass Technology Services Inc. mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_masterpass_technology_services","Role":"Payment operator","Scope":"Western Asia"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns Masterpass","sourceIds":["masterpass-turkiye-2025"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["masterpass-turkiye-2025"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_masterpass_operator","from":"pmt_masterpass","to":"ops_masterpass_technology_services","type":"operated_by","label":"operated by","sourceIds":["masterpass-turkiye-2025"],"from_entity":"Masterpass","to_entity":"Masterpass Technology Services Inc."}]},{"id":"ops_tencent","type":"institution","name":"Tencent","shortName":"Tencent","collection":"operators","slug":"tencent","description":"Tencent is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["Tencent","tencent"],"visual":{"kind":"monogram","value":"T","label":"Tencent mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_tencent","Role":"Payment operator","Scope":"East Asia"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns Weixin Pay","sourceIds":["tencent-esg-2025"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["tencent-esg-2025"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_weixin_pay_operator","from":"pmt_weixin_pay","to":"ops_tencent","type":"operated_by","label":"operated by","sourceIds":["tencent-esg-2025"],"from_entity":"Weixin Pay","to_entity":"Tencent"}]},{"id":"ops_ews","type":"institution","name":"Early Warning Services","shortName":"Early Warning Services","collection":"operators","slug":"ews","description":"Early Warning Services is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["Early Warning Services","ews"],"visual":{"kind":"monogram","value":"EWS","label":"Early Warning Services mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_ews","Role":"Payment operator","Scope":"North America"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns Zelle","sourceIds":["zelle-2024"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["zelle-2024"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_zelle_operator","from":"pmt_zelle","to":"ops_ews","type":"operated_by","label":"operated by","sourceIds":["zelle-2024"],"from_entity":"Zelle","to_entity":"Early Warning Services"}]},{"id":"ops_block","type":"institution","name":"Block, Inc.","shortName":"Block, Inc.","collection":"operators","slug":"block","description":"Block, Inc. is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["Block, Inc.","block"],"visual":{"kind":"monogram","value":"BI","label":"Block, Inc. mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_block","Role":"Payment operator","Scope":"North America"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns Cash App","sourceIds":["block-investor-day-2025"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["block-investor-day-2025"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_cash_app_operator","from":"pmt_cash_app","to":"ops_block","type":"operated_by","label":"operated by","sourceIds":["block-investor-day-2025"],"from_entity":"Cash App","to_entity":"Block, Inc."}]},{"id":"ops_epi","type":"institution","name":"European Payments Initiative","shortName":"European Payments Initiative","collection":"operators","slug":"epi","description":"European Payments Initiative is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["European Payments Initiative","epi"],"visual":{"kind":"monogram","value":"EPI","label":"European Payments Initiative mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_epi","Role":"Payment operator","Scope":"Europe"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns Wero","sourceIds":["ideal-wero-transition"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["ideal-wero-transition"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_wero_operator","from":"pmt_wero","to":"ops_epi","type":"operated_by","label":"operated by","sourceIds":["ideal-wero-transition"],"from_entity":"Wero","to_entity":"European Payments Initiative"},{"id":"rel_wero_epi_operator","from":"pmt_wero","to":"ops_epi","type":"operated_by","label":"operated by","sourceIds":["epi-ideal-wero-migration-2026"],"from_entity":"Wero","to_entity":"European Payments Initiative"},{"id":"rel_ideal_epi_operator","from":"pmt_ideal","to":"ops_epi","type":"operated_by","label":"future scheme operated by","sourceIds":["epi-ideal-to-wero","epi-ideal-wero-migration-2026"],"from_entity":"iDEAL","to_entity":"European Payments Initiative"}]},{"id":"ops_twint","type":"institution","name":"TWINT AG","shortName":"TWINT AG","collection":"operators","slug":"twint","description":"TWINT AG is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["TWINT AG","twint"],"visual":{"kind":"monogram","value":"TA","label":"TWINT AG mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_twint","Role":"Payment operator","Scope":"Europe"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns TWINT","sourceIds":["twint-2025"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["twint-2025"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_twint_operator","from":"pmt_twint","to":"ops_twint","type":"operated_by","label":"operated by","sourceIds":["twint-2025"],"from_entity":"TWINT","to_entity":"TWINT AG"}]},{"id":"ops_vipps_mobilepay","type":"institution","name":"Vipps MobilePay AS","shortName":"Vipps MobilePay AS","collection":"operators","slug":"vipps-mobilepay","description":"Vipps MobilePay AS is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["Vipps MobilePay AS","vipps_mobilepay"],"visual":{"kind":"monogram","value":"VMA","label":"Vipps MobilePay AS mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_vipps_mobilepay","Role":"Payment operator","Scope":"Europe"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns Vipps MobilePay","sourceIds":["vipps-2025"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["vipps-2025"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_vipps_mobilepay_operator","from":"pmt_vipps_mobilepay","to":"ops_vipps_mobilepay","type":"operated_by","label":"operated by","sourceIds":["vipps-2025"],"from_entity":"Vipps MobilePay","to_entity":"Vipps MobilePay AS"}]},{"id":"ops_sibs","type":"institution","name":"SIBS","shortName":"SIBS","collection":"operators","slug":"sibs","description":"SIBS is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["SIBS","sibs"],"visual":{"kind":"monogram","value":"S","label":"SIBS mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_sibs","Role":"Payment operator","Scope":"Europe"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns MB WAY","sourceIds":["sibs-mbway"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["sibs-mbway"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_mbway_operator","from":"pmt_mbway","to":"ops_sibs","type":"operated_by","label":"operated by","sourceIds":["sibs-mbway"],"from_entity":"MB WAY","to_entity":"SIBS"}]},{"id":"ops_bancomat","type":"institution","name":"BANCOMAT S.p.A.","shortName":"BANCOMAT S.p.A.","collection":"operators","slug":"bancomat","description":"BANCOMAT S.p.A. is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["BANCOMAT S.p.A.","bancomat"],"visual":{"kind":"monogram","value":"BS","label":"BANCOMAT S.p.A. mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_bancomat","Role":"Payment operator","Scope":"Europe"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns BANCOMAT","sourceIds":["bancomat-scale"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["bancomat-scale"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_bancomat_operator","from":"pmt_bancomat","to":"ops_bancomat","type":"operated_by","label":"operated by","sourceIds":["bancomat-scale"],"from_entity":"PagoBANCOMAT","to_entity":"BANCOMAT S.p.A."}]},{"id":"ops_paypay","type":"institution","name":"PayPay Corporation","shortName":"PayPay Corporation","collection":"operators","slug":"paypay","description":"PayPay Corporation is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["PayPay Corporation","paypay"],"visual":{"kind":"monogram","value":"PC","label":"PayPay Corporation mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_paypay","Role":"Payment operator","Scope":"East Asia"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns PayPay","sourceIds":["paypay-70m"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["paypay-70m"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_paypay_operator","from":"pmt_paypay","to":"ops_paypay","type":"operated_by","label":"operated by","sourceIds":["paypay-70m"],"from_entity":"PayPay","to_entity":"PayPay Corporation"}]},{"id":"ops_gxchange","type":"institution","name":"G-Xchange, Inc.","shortName":"G-Xchange, Inc.","collection":"operators","slug":"gxchange","description":"G-Xchange, Inc. is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["G-Xchange, Inc.","gxchange"],"visual":{"kind":"monogram","value":"GI","label":"G-Xchange, Inc. mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_gxchange","Role":"Payment operator","Scope":"Southeast Asia"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns GCash","sourceIds":["gcash-about"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["gcash-about"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_gcash_operator","from":"pmt_gcash","to":"ops_gxchange","type":"operated_by","label":"operated by","sourceIds":["gcash-about"],"from_entity":"GCash","to_entity":"G-Xchange, Inc."}]},{"id":"ops_maya","type":"institution","name":"Maya Philippines, Inc.","shortName":"Maya Philippines, Inc.","collection":"operators","slug":"maya","description":"Maya Philippines, Inc. is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["Maya Philippines, Inc.","maya"],"visual":{"kind":"monogram","value":"MPI","label":"Maya Philippines, Inc. mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_maya","Role":"Payment operator","Scope":"Southeast Asia"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns Maya","sourceIds":["maya-q2-2025"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["maya-q2-2025"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_maya_operator","from":"pmt_maya","to":"ops_maya","type":"operated_by","label":"operated by","sourceIds":["maya-q2-2025"],"from_entity":"Maya","to_entity":"Maya Philippines, Inc."}]},{"id":"ops_goto_financial","type":"institution","name":"GoTo Financial","shortName":"GoTo Financial","collection":"operators","slug":"goto-financial","description":"GoTo Financial is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["GoTo Financial","goto_financial"],"visual":{"kind":"monogram","value":"GF","label":"GoTo Financial mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_goto_financial","Role":"Payment operator","Scope":"Southeast Asia"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns GoPay","sourceIds":["goto-q3-2025"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["goto-q3-2025"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_gopay_operator","from":"pmt_gopay","to":"ops_goto_financial","type":"operated_by","label":"operated by","sourceIds":["goto-q3-2025"],"from_entity":"GoPay","to_entity":"GoTo Financial"}]},{"id":"ops_tngdigital","type":"institution","name":"TNG Digital Sdn. Bhd.","shortName":"TNG Digital Sdn. Bhd.","collection":"operators","slug":"tngdigital","description":"TNG Digital Sdn. Bhd. is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["TNG Digital Sdn. Bhd.","tngdigital"],"visual":{"kind":"monogram","value":"TDSB","label":"TNG Digital Sdn. Bhd. mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_tngdigital","Role":"Payment operator","Scope":"Southeast Asia"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns TNG eWallet","sourceIds":["tng-scale"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["tng-scale"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_tng_operator","from":"pmt_tng","to":"ops_tngdigital","type":"operated_by","label":"operated by","sourceIds":["tng-scale"],"from_entity":"Touch 'n Go eWallet","to_entity":"TNG Digital Sdn. Bhd."}]},{"id":"ops_bkash","type":"institution","name":"bKash Limited","shortName":"bKash Limited","collection":"operators","slug":"bkash","description":"bKash Limited is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["bKash Limited","bkash"],"visual":{"kind":"monogram","value":"bL","label":"bKash Limited mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_bkash","Role":"Payment operator","Scope":"South Asia"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns bKash","sourceIds":["bkash-about"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["bkash-about"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_bkash_operator","from":"pmt_bkash","to":"ops_bkash","type":"operated_by","label":"operated by","sourceIds":["bkash-about"],"from_entity":"bKash","to_entity":"bKash Limited"}]},{"id":"ops_jazzcash","type":"institution","name":"JazzCash","shortName":"JazzCash","collection":"operators","slug":"jazzcash","description":"JazzCash is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["JazzCash","jazzcash"],"visual":{"kind":"monogram","value":"J","label":"JazzCash mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_jazzcash","Role":"Payment operator","Scope":"South Asia"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns JazzCash","sourceIds":["jazzcash-2026"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["jazzcash-2026"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_jazzcash_operator","from":"pmt_jazzcash","to":"ops_jazzcash","type":"operated_by","label":"operated by","sourceIds":["jazzcash-2026"],"from_entity":"JazzCash","to_entity":"JazzCash"}]},{"id":"ops_easypaisa","type":"institution","name":"easypaisa Bank Limited","shortName":"easypaisa Bank Limited","collection":"operators","slug":"easypaisa","description":"easypaisa Bank Limited is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["easypaisa Bank Limited","easypaisa"],"visual":{"kind":"monogram","value":"eBL","label":"easypaisa Bank Limited mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_easypaisa","Role":"Payment operator","Scope":"South Asia"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns easypaisa","sourceIds":["easypaisa-2025"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["easypaisa-2025"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_easypaisa_operator","from":"pmt_easypaisa","to":"ops_easypaisa","type":"operated_by","label":"operated by","sourceIds":["easypaisa-2025"],"from_entity":"easypaisa","to_entity":"easypaisa Bank Limited"}]},{"id":"ops_mtn","type":"institution","name":"MTN Group","shortName":"MTN Group","collection":"operators","slug":"mtn","description":"MTN Group is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["MTN Group","mtn"],"visual":{"kind":"monogram","value":"MG","label":"MTN Group mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_mtn","Role":"Payment operator","Scope":"Africa"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns MTN MoMo","sourceIds":["mtn-fintech-q1-2026"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["mtn-fintech-q1-2026"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_mtn_momo_operator","from":"pmt_mtn_momo","to":"ops_mtn","type":"operated_by","label":"operated by","sourceIds":["mtn-fintech-q1-2026"],"from_entity":"MTN Mobile Money","to_entity":"MTN Group"}]},{"id":"ops_orange_mea","type":"institution","name":"Orange Middle East and Africa","shortName":"Orange Middle East and Africa","collection":"operators","slug":"orange-mea","description":"Orange Middle East and Africa is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["Orange Middle East and Africa","orange_mea"],"visual":{"kind":"monogram","value":"OMEaA","label":"Orange Middle East and Africa mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_orange_mea","Role":"Payment operator","Scope":"Africa & Middle East"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns Orange Money","sourceIds":["orange-mea-2025"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["orange-mea-2025"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_orange_money_operator","from":"pmt_orange_money","to":"ops_orange_mea","type":"operated_by","label":"operated by","sourceIds":["orange-mea-2025"],"from_entity":"Orange Money","to_entity":"Orange Middle East and Africa"}]},{"id":"ops_opay","type":"institution","name":"OPay","shortName":"OPay","collection":"operators","slug":"opay","description":"OPay is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["OPay","opay"],"visual":{"kind":"monogram","value":"O","label":"OPay mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_opay","Role":"Payment operator","Scope":"West Africa"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns OPay","sourceIds":["opay-about"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["opay-about"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_opay_operator","from":"pmt_opay","to":"ops_opay","type":"operated_by","label":"operated by","sourceIds":["opay-about"],"from_entity":"OPay","to_entity":"OPay"}]},{"id":"ops_fawry","type":"institution","name":"Fawry","shortName":"Fawry","collection":"operators","slug":"fawry","description":"Fawry is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["Fawry","fawry"],"visual":{"kind":"monogram","value":"F","label":"Fawry mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_fawry","Role":"Payment operator","Scope":"North Africa"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns Fawry","sourceIds":["fawry-q3-2025"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["fawry-q3-2025"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_fawry_operator","from":"pmt_fawry","to":"ops_fawry","type":"operated_by","label":"operated by","sourceIds":["fawry-q3-2025"],"from_entity":"Fawry","to_entity":"Fawry"}]},{"id":"ops_saudi_payments","type":"institution","name":"Saudi Payments","shortName":"Saudi Payments","collection":"operators","slug":"saudi-payments","description":"Saudi Payments is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["Saudi Payments","saudi_payments"],"visual":{"kind":"monogram","value":"SP","label":"Saudi Payments mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_saudi_payments","Role":"Payment operator","Scope":"Middle East"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns mada","sourceIds":["mada-scale"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["mada-scale"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_mada_operator","from":"pmt_mada","to":"ops_saudi_payments","type":"operated_by","label":"operated by","sourceIds":["mada-scale"],"from_entity":"mada","to_entity":"Saudi Payments"}]},{"id":"ops_benefit","type":"institution","name":"The BENEFIT Company","shortName":"The BENEFIT Company","collection":"operators","slug":"benefit","description":"The BENEFIT Company is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["The BENEFIT Company","benefit"],"visual":{"kind":"monogram","value":"TBC","label":"The BENEFIT Company mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_benefit","Role":"Payment operator","Scope":"Middle East"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns BenefitPay","sourceIds":["benefit-2023"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["benefit-2023"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_benefitpay_operator","from":"pmt_benefitpay","to":"ops_benefit","type":"operated_by","label":"operated by","sourceIds":["benefit-2023"],"from_entity":"BenefitPay","to_entity":"The BENEFIT Company"}]},{"id":"ops_mercadolibre","type":"institution","name":"MercadoLibre, Inc.","shortName":"MercadoLibre, Inc.","collection":"operators","slug":"mercadolibre","description":"MercadoLibre, Inc. is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["MercadoLibre, Inc.","mercadolibre"],"visual":{"kind":"monogram","value":"MI","label":"MercadoLibre, Inc. mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_mercadolibre","Role":"Payment operator","Scope":"Latin America"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns Mercado Pago","sourceIds":["meli-investor-2025"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["meli-investor-2025"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_mercado_pago_operator","from":"pmt_mercado_pago","to":"ops_mercadolibre","type":"operated_by","label":"operated by","sourceIds":["meli-investor-2025"],"from_entity":"Mercado Pago","to_entity":"MercadoLibre, Inc."}]},{"id":"ops_picpay","type":"institution","name":"PicPay","shortName":"PicPay","collection":"operators","slug":"picpay","description":"PicPay is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["PicPay","picpay"],"visual":{"kind":"monogram","value":"P","label":"PicPay mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_picpay","Role":"Payment operator","Scope":"Latin America"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns PicPay","sourceIds":["picpay-sec-2025"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["picpay-sec-2025"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_picpay_operator","from":"pmt_picpay","to":"ops_picpay","type":"operated_by","label":"operated by","sourceIds":["picpay-sec-2025"],"from_entity":"PicPay","to_entity":"PicPay"}]},{"id":"ops_credicorp","type":"institution","name":"Credicorp / Banco de Crédito del Perú","shortName":"Credicorp / Banco de Crédito del Perú","collection":"operators","slug":"credicorp","description":"Credicorp / Banco de Crédito del Perú is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["Credicorp / Banco de Crédito del Perú","credicorp"],"visual":{"kind":"monogram","value":"CBdCd","label":"Credicorp / Banco de Crédito del Perú mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_credicorp","Role":"Payment operator","Scope":"Latin America"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns Yape","sourceIds":["credicorp-yape-2025"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["credicorp-yape-2025"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_yape_operator","from":"pmt_yape","to":"ops_credicorp","type":"operated_by","label":"operated by","sourceIds":["credicorp-yape-2025"],"from_entity":"Yape","to_entity":"Credicorp / Banco de Crédito del Perú"}]},{"id":"ops_nequi","type":"institution","name":"Nequi","shortName":"Nequi","collection":"operators","slug":"nequi","description":"Nequi is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["Nequi","nequi"],"visual":{"kind":"monogram","value":"N","label":"Nequi mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_nequi","Role":"Payment operator","Scope":"Latin America"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns Nequi","sourceIds":["nequi-2025"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["nequi-2025"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_nequi_operator","from":"pmt_nequi","to":"ops_nequi","type":"operated_by","label":"operated by","sourceIds":["nequi-2025"],"from_entity":"Nequi","to_entity":"Nequi"}]},{"id":"ops_davivienda","type":"institution","name":"Banco Davivienda","shortName":"Banco Davivienda","collection":"operators","slug":"davivienda","description":"Banco Davivienda is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["Banco Davivienda","davivienda"],"visual":{"kind":"monogram","value":"BD","label":"Banco Davivienda mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_davivienda","Role":"Payment operator","Scope":"Latin America"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns DaviPlata","sourceIds":["daviplata-overview"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["daviplata-overview"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_daviplata_operator","from":"pmt_daviplata","to":"ops_davivienda","type":"operated_by","label":"operated by","sourceIds":["daviplata-overview"],"from_entity":"DaviPlata","to_entity":"Banco Davivienda"}]},{"id":"ops_phonepe","type":"institution","name":"PhonePe Limited","shortName":"PhonePe Limited","collection":"operators","slug":"phonepe","description":"PhonePe Limited is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["PhonePe Limited","phonepe"],"visual":{"kind":"monogram","value":"PL","label":"PhonePe Limited mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_phonepe","Role":"Payment operator","Scope":"South Asia"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns PhonePe","sourceIds":["phonepe-2026"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["phonepe-2026"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_phonepe_operator","from":"pmt_phonepe","to":"ops_phonepe","type":"operated_by","label":"operated by","sourceIds":["phonepe-2026"],"from_entity":"PhonePe","to_entity":"PhonePe Limited"}]},{"id":"ops_paytm","type":"institution","name":"One 97 Communications Limited","shortName":"One 97 Communications Limited","collection":"operators","slug":"paytm","description":"One 97 Communications Limited is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["One 97 Communications Limited","paytm"],"visual":{"kind":"monogram","value":"O9CL","label":"One 97 Communications Limited mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_paytm","Role":"Payment operator","Scope":"South Asia"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns Paytm","sourceIds":["paytm-q3-fy2026"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["paytm-q3-fy2026"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_paytm_operator","from":"pmt_paytm","to":"ops_paytm","type":"operated_by","label":"operated by","sourceIds":["paytm-q3-fy2026"],"from_entity":"Paytm","to_entity":"One 97 Communications Limited"}]},{"id":"ops_klarna","type":"institution","name":"Klarna Group plc","shortName":"Klarna Group plc","collection":"operators","slug":"klarna","description":"Klarna Group plc is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["Klarna Group plc","klarna"],"visual":{"kind":"monogram","value":"KGp","label":"Klarna Group plc mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_klarna","Role":"Payment operator","Scope":"Europe"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns Klarna","sourceIds":["klarna-2026"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["klarna-2026"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_klarna_operator","from":"pmt_klarna","to":"ops_klarna","type":"operated_by","label":"operated by","sourceIds":["klarna-2026"],"from_entity":"Klarna","to_entity":"Klarna Group plc"}]},{"id":"ops_jcb","type":"institution","name":"JCB Co., Ltd.","shortName":"JCB Co., Ltd.","collection":"operators","slug":"jcb","description":"JCB Co., Ltd. is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["JCB Co., Ltd.","jcb"],"visual":{"kind":"monogram","value":"JCL","label":"JCB Co., Ltd. mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_jcb","Role":"Payment operator","Scope":"East Asia"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns JCB Card","sourceIds":["jcb-scale-2025"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["jcb-scale-2025"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_jcb_operator","from":"pmt_jcb","to":"ops_jcb","type":"operated_by","label":"operated by","sourceIds":["jcb-scale-2025"],"from_entity":"JCB Card","to_entity":"JCB Co., Ltd."}]},{"id":"ops_unionpay","type":"institution","name":"China UnionPay","shortName":"China UnionPay","collection":"operators","slug":"unionpay","description":"China UnionPay is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["China UnionPay","unionpay"],"visual":{"kind":"monogram","value":"CU","label":"China UnionPay mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_unionpay","Role":"Payment operator","Scope":"East Asia"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns UnionPay Creditcard, UnionPay Debitcard","sourceIds":["unionpay-scale"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["unionpay-scale"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_unionpay_credit_operator","from":"pmt_unionpay_credit","to":"ops_unionpay","type":"operated_by","label":"operated by","sourceIds":["unionpay-scale"],"from_entity":"UnionPay Creditcard","to_entity":"China UnionPay"},{"id":"rel_pmt_unionpay_debit_operator","from":"pmt_unionpay_debit","to":"ops_unionpay","type":"operated_by","label":"operated by","sourceIds":["unionpay-scale"],"from_entity":"UnionPay Debitcard","to_entity":"China UnionPay"}]},{"id":"ops_dana","type":"institution","name":"PT Espay Debit Indonesia Koe","shortName":"PT Espay Debit Indonesia Koe","collection":"operators","slug":"dana","description":"PT Espay Debit Indonesia Koe is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["PT Espay Debit Indonesia Koe","dana"],"visual":{"kind":"monogram","value":"PEDIK","label":"PT Espay Debit Indonesia Koe mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_dana","Role":"Payment operator","Scope":"Southeast Asia"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns DANA","sourceIds":["dana-2025"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["dana-2025"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_dana_operator","from":"pmt_dana","to":"ops_dana","type":"operated_by","label":"operated by","sourceIds":["dana-2025"],"from_entity":"DANA","to_entity":"PT Espay Debit Indonesia Koe"}]},{"id":"ops_momo_vn","type":"institution","name":"M_Service JSC","shortName":"M_Service JSC","collection":"operators","slug":"momo-vn","description":"M_Service JSC is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["M_Service JSC","momo_vn"],"visual":{"kind":"monogram","value":"MJ","label":"M_Service JSC mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_momo_vn","Role":"Payment operator","Scope":"Southeast Asia"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns MoMo","sourceIds":["momo-vn-scale"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["momo-vn-scale"],"updatedAt":"2026-07-31","relationships":[{"id":"rel_pmt_momo_vn_operator","from":"pmt_momo_vn","to":"ops_momo_vn","type":"operated_by","label":"operated by","sourceIds":["momo-vn-scale"],"from_entity":"MoMo Vietnam","to_entity":"M_Service JSC"}]},{"id":"ops_npci","type":"institution","name":"National Payments Corporation of India","shortName":"National Payments Corporation of India","collection":"operators","slug":"npci","description":"National Payments Corporation of India is modeled as the operating or owning institution behind one or more payment-method records in Atlas.","summary":"A canonical organization record separating the operator from the products, markets and currencies it connects.","aliases":["National Payments Corporation of India","npci"],"visual":{"kind":"monogram","value":"NPCoI","label":"National Payments Corporation of India mark","tone":"orange"},"identifiers":{"Aurato ID":"ops_npci","Role":"Payment operator","Scope":"South Asia","Regulatory perimeter":"RBI authorization and oversight"},"claims":[{"key":"operator_role","label":"Atlas operator role","value":"Operates or owns RuPay","sourceIds":["rupay-scale-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"legal_perimeter","label":"Payment-system legal perimeter","value":"Operates within the authorization and oversight framework of the Payment and Settlement Systems Act","sourceIds":["rbi-pss-act-2007"],"confidence":"high","observedAt":"2026-08-07"}],"sourceIds":["rupay-scale-2025","rbi-pss-act-2007"],"updatedAt":"2026-08-07","relationships":[{"id":"rel_pmt_rupay_operator","from":"pmt_rupay","to":"ops_npci","type":"operated_by","label":"operated by","sourceIds":["rupay-scale-2025"],"from_entity":"RuPay","to_entity":"National Payments Corporation of India"},{"id":"rel_npci_india_pss_act","from":"ops_npci","to":"cmp_india_pss_act_2007","type":"governed_by","label":"governed by","sourceIds":["rbi-pss-act-2007"],"from_entity":"National Payments Corporation of India","to_entity":"Payment and Settlement Systems Act, 2007"},{"id":"rel_upi_npci_operator","from":"sch_upi","to":"ops_npci","type":"operated_by","label":"operated by","sourceIds":["npci-upi-about"],"from_entity":"UPI","to_entity":"National Payments Corporation of India"},{"id":"rel_phonepe_npci","from":"pmt_phonepe","to":"ops_npci","type":"scheme_owned_by","label":"UPI rail governed by","sourceIds":["npci-upi-about"],"from_entity":"PhonePe","to_entity":"National Payments Corporation of India"}]},{"id":"cur_usd","type":"currency","name":"United States dollar","shortName":"USD","collection":"currencies","slug":"usd","description":"United States dollar connects the markets and payment methods in the expanded Atlas through a canonical USD entity.","summary":"USD remains independently searchable and reciprocally linked across the Graph.","aliases":["USD","United States dollar","$"],"visual":{"kind":"monogram","value":"USD","label":"USD currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"USD","ISO 4217 numeric":"840","Symbol":"$"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"USD","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"840","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"USD across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"USD","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"840","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"$","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"3","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_pmt_zelle_currency","from":"pmt_zelle","to":"cur_usd","type":"denominated_in","label":"denominated in","sourceIds":["zelle-2024"],"from_entity":"Zelle","to_entity":"United States dollar"},{"id":"rel_pmt_venmo_currency","from":"pmt_venmo","to":"cur_usd","type":"denominated_in","label":"denominated in","sourceIds":["venmo-business"],"from_entity":"Venmo","to_entity":"United States dollar"},{"id":"rel_pmt_cash_app_currency","from":"pmt_cash_app","to":"cur_usd","type":"denominated_in","label":"denominated in","sourceIds":["block-investor-day-2025"],"from_entity":"Cash App","to_entity":"United States dollar"},{"id":"rel_mkt_us_currency","from":"mkt_us","to":"cur_usd","type":"uses_currency","label":"uses currency","sourceIds":["visa-fy2025","mastercard-fy2025","amex-fy2025","paypal-q4-2025","zelle-2024","venmo-business","block-investor-day-2025"],"from_entity":"United States","to_entity":"United States dollar"},{"id":"rel_mkt_ec_currency","from":"mkt_ec","to":"cur_usd","type":"uses_currency","label":"uses currency","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Ecuador","to_entity":"United States dollar"},{"id":"rel_cur_usd_iso4217","from":"cur_usd","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"United States dollar","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_visa_usd","from":"pmt_visa","to":"cur_usd","type":"denominated_in","label":"reports global scale in and supports","sourceIds":["visa-fx-currencies","visa-fy2025"],"from_entity":"Visa Creditcard","to_entity":"United States dollar"}]},{"id":"cur_cny","type":"currency","name":"Chinese yuan","shortName":"CNY","collection":"currencies","slug":"cny","description":"Chinese yuan connects the markets and payment methods in the expanded Atlas through a canonical CNY entity.","summary":"CNY remains independently searchable and reciprocally linked across the Graph.","aliases":["CNY","Chinese yuan","¥"],"visual":{"kind":"monogram","value":"CNY","label":"CNY currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"CNY","ISO 4217 numeric":"156","Symbol":"¥"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"CNY","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"156","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"CNY across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"CNY","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"156","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"¥","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_pmt_weixin_pay_currency","from":"pmt_weixin_pay","to":"cur_cny","type":"denominated_in","label":"denominated in","sourceIds":["tencent-esg-2025"],"from_entity":"Weixin Pay","to_entity":"Chinese yuan"},{"id":"rel_mkt_cn_currency","from":"mkt_cn","to":"cur_cny","type":"uses_currency","label":"uses currency","sourceIds":["tencent-esg-2025","unionpay-scale"],"from_entity":"China","to_entity":"Chinese yuan"},{"id":"rel_cur_cny_iso4217","from":"cur_cny","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Chinese yuan","to_entity":"ISO 4217 — Currency codes"}]},{"id":"cur_chf","type":"currency","name":"Swiss franc","shortName":"CHF","collection":"currencies","slug":"chf","description":"Swiss franc connects the markets and payment methods in the expanded Atlas through a canonical CHF entity.","summary":"CHF remains independently searchable and reciprocally linked across the Graph.","aliases":["CHF","Swiss franc","CHF"],"visual":{"kind":"monogram","value":"CHF","label":"CHF currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"CHF","ISO 4217 numeric":"756","Symbol":"CHF"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"CHF","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"756","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"CHF across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"CHF","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"756","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"CHF","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_pmt_twint_currency","from":"pmt_twint","to":"cur_chf","type":"denominated_in","label":"denominated in","sourceIds":["twint-2025"],"from_entity":"TWINT","to_entity":"Swiss franc"},{"id":"rel_mkt_ch_currency","from":"mkt_ch","to":"cur_chf","type":"uses_currency","label":"uses currency","sourceIds":["twint-2025"],"from_entity":"Switzerland","to_entity":"Swiss franc"},{"id":"rel_cur_chf_iso4217","from":"cur_chf","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Swiss franc","to_entity":"ISO 4217 — Currency codes"}]},{"id":"cur_jpy","type":"currency","name":"Japanese yen","shortName":"JPY","collection":"currencies","slug":"jpy","description":"Japanese yen connects the markets and payment methods in the expanded Atlas through a canonical JPY entity.","summary":"JPY remains independently searchable and reciprocally linked across the Graph.","aliases":["JPY","Japanese yen","¥"],"visual":{"kind":"monogram","value":"JPY","label":"JPY currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"JPY","ISO 4217 numeric":"392","Symbol":"¥"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"JPY","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"392","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"JPY across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"JPY","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"392","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"¥","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_pmt_paypay_currency","from":"pmt_paypay","to":"cur_jpy","type":"denominated_in","label":"denominated in","sourceIds":["paypay-70m"],"from_entity":"PayPay","to_entity":"Japanese yen"},{"id":"rel_mkt_jp_currency","from":"mkt_jp","to":"cur_jpy","type":"uses_currency","label":"uses currency","sourceIds":["paypay-70m","jcb-scale-2025"],"from_entity":"Japan","to_entity":"Japanese yen"},{"id":"rel_cur_jpy_iso4217","from":"cur_jpy","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Japanese yen","to_entity":"ISO 4217 — Currency codes"}]},{"id":"cur_php","type":"currency","name":"Philippine peso","shortName":"PHP","collection":"currencies","slug":"php","description":"Philippine peso connects the markets and payment methods in the expanded Atlas through a canonical PHP entity.","summary":"PHP remains independently searchable and reciprocally linked across the Graph.","aliases":["PHP","Philippine peso","₱"],"visual":{"kind":"monogram","value":"PHP","label":"PHP currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"PHP","ISO 4217 numeric":"608","Symbol":"₱"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"PHP","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"608","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"PHP across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"PHP","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"608","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"₱","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"2","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_pmt_gcash_currency","from":"pmt_gcash","to":"cur_php","type":"denominated_in","label":"denominated in","sourceIds":["gcash-about"],"from_entity":"GCash","to_entity":"Philippine peso"},{"id":"rel_pmt_maya_currency","from":"pmt_maya","to":"cur_php","type":"denominated_in","label":"denominated in","sourceIds":["maya-q2-2025"],"from_entity":"Maya","to_entity":"Philippine peso"},{"id":"rel_mkt_ph_currency","from":"mkt_ph","to":"cur_php","type":"uses_currency","label":"uses currency","sourceIds":["gcash-about","maya-q2-2025"],"from_entity":"Philippines","to_entity":"Philippine peso"},{"id":"rel_cur_php_iso4217","from":"cur_php","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Philippine peso","to_entity":"ISO 4217 — Currency codes"}]},{"id":"cur_vnd","type":"currency","name":"Vietnamese dong","shortName":"VND","collection":"currencies","slug":"vnd","description":"Vietnamese dong connects the markets and payment methods in the expanded Atlas through a canonical VND entity.","summary":"VND remains independently searchable and reciprocally linked across the Graph.","aliases":["VND","Vietnamese dong","₫"],"visual":{"kind":"monogram","value":"VND","label":"VND currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"VND","ISO 4217 numeric":"704","Symbol":"₫"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"VND","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"704","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"VND across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"VND","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"704","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"₫","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_pmt_momo_vn_currency","from":"pmt_momo_vn","to":"cur_vnd","type":"denominated_in","label":"denominated in","sourceIds":["momo-vn-scale"],"from_entity":"MoMo Vietnam","to_entity":"Vietnamese dong"},{"id":"rel_mkt_vn_currency","from":"mkt_vn","to":"cur_vnd","type":"uses_currency","label":"uses currency","sourceIds":["momo-vn-scale"],"from_entity":"Vietnam","to_entity":"Vietnamese dong"},{"id":"rel_cur_vnd_iso4217","from":"cur_vnd","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Vietnamese dong","to_entity":"ISO 4217 — Currency codes"}]},{"id":"cur_myr","type":"currency","name":"Malaysian ringgit","shortName":"MYR","collection":"currencies","slug":"myr","description":"Malaysian ringgit connects the markets and payment methods in the expanded Atlas through a canonical MYR entity.","summary":"MYR remains independently searchable and reciprocally linked across the Graph.","aliases":["MYR","Malaysian ringgit","RM"],"visual":{"kind":"monogram","value":"MYR","label":"MYR currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"MYR","ISO 4217 numeric":"458","Symbol":"RM"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"MYR","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"458","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"MYR across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"MYR","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"458","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"RM","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_pmt_tng_currency","from":"pmt_tng","to":"cur_myr","type":"denominated_in","label":"denominated in","sourceIds":["tng-scale"],"from_entity":"Touch 'n Go eWallet","to_entity":"Malaysian ringgit"},{"id":"rel_mkt_my_currency","from":"mkt_my","to":"cur_myr","type":"uses_currency","label":"uses currency","sourceIds":["tng-scale"],"from_entity":"Malaysia","to_entity":"Malaysian ringgit"},{"id":"rel_cur_myr_iso4217","from":"cur_myr","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Malaysian ringgit","to_entity":"ISO 4217 — Currency codes"}]},{"id":"cur_bdt","type":"currency","name":"Bangladeshi taka","shortName":"BDT","collection":"currencies","slug":"bdt","description":"Bangladeshi taka connects the markets and payment methods in the expanded Atlas through a canonical BDT entity.","summary":"BDT remains independently searchable and reciprocally linked across the Graph.","aliases":["BDT","Bangladeshi taka","৳"],"visual":{"kind":"monogram","value":"BDT","label":"BDT currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"BDT","ISO 4217 numeric":"050","Symbol":"৳"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"BDT","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"050","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"BDT across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"BDT","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"050","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"৳","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_pmt_bkash_currency","from":"pmt_bkash","to":"cur_bdt","type":"denominated_in","label":"denominated in","sourceIds":["bkash-about"],"from_entity":"bKash","to_entity":"Bangladeshi taka"},{"id":"rel_mkt_bd_currency","from":"mkt_bd","to":"cur_bdt","type":"uses_currency","label":"uses currency","sourceIds":["bkash-about"],"from_entity":"Bangladesh","to_entity":"Bangladeshi taka"},{"id":"rel_cur_bdt_iso4217","from":"cur_bdt","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Bangladeshi taka","to_entity":"ISO 4217 — Currency codes"}]},{"id":"cur_pkr","type":"currency","name":"Pakistani rupee","shortName":"PKR","collection":"currencies","slug":"pkr","description":"Pakistani rupee connects the markets and payment methods in the expanded Atlas through a canonical PKR entity.","summary":"PKR remains independently searchable and reciprocally linked across the Graph.","aliases":["PKR","Pakistani rupee","Rs"],"visual":{"kind":"monogram","value":"PKR","label":"PKR currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"PKR","ISO 4217 numeric":"586","Symbol":"Rs"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"PKR","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"586","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"PKR across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"PKR","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"586","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"Rs","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"2","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_pmt_jazzcash_currency","from":"pmt_jazzcash","to":"cur_pkr","type":"denominated_in","label":"denominated in","sourceIds":["jazzcash-2026"],"from_entity":"JazzCash","to_entity":"Pakistani rupee"},{"id":"rel_pmt_easypaisa_currency","from":"pmt_easypaisa","to":"cur_pkr","type":"denominated_in","label":"denominated in","sourceIds":["easypaisa-2025"],"from_entity":"easypaisa","to_entity":"Pakistani rupee"},{"id":"rel_mkt_pk_currency","from":"mkt_pk","to":"cur_pkr","type":"uses_currency","label":"uses currency","sourceIds":["jazzcash-2026","easypaisa-2025"],"from_entity":"Pakistan","to_entity":"Pakistani rupee"},{"id":"rel_cur_pkr_iso4217","from":"cur_pkr","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Pakistani rupee","to_entity":"ISO 4217 — Currency codes"}]},{"id":"cur_ngn","type":"currency","name":"Nigerian naira","shortName":"NGN","collection":"currencies","slug":"ngn","description":"Nigerian naira connects the markets and payment methods in the expanded Atlas through a canonical NGN entity.","summary":"NGN remains independently searchable and reciprocally linked across the Graph.","aliases":["NGN","Nigerian naira","₦"],"visual":{"kind":"monogram","value":"NGN","label":"NGN currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"NGN","ISO 4217 numeric":"566","Symbol":"₦"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"NGN","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"566","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"NGN across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"NGN","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"566","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"₦","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_pmt_opay_currency","from":"pmt_opay","to":"cur_ngn","type":"denominated_in","label":"denominated in","sourceIds":["opay-about"],"from_entity":"OPay","to_entity":"Nigerian naira"},{"id":"rel_mkt_ng_currency","from":"mkt_ng","to":"cur_ngn","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries","opay-about"],"from_entity":"Nigeria","to_entity":"Nigerian naira"},{"id":"rel_cur_ngn_iso4217","from":"cur_ngn","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Nigerian naira","to_entity":"ISO 4217 — Currency codes"}]},{"id":"cur_egp","type":"currency","name":"Egyptian pound","shortName":"EGP","collection":"currencies","slug":"egp","description":"Egyptian pound connects the markets and payment methods in the expanded Atlas through a canonical EGP entity.","summary":"EGP remains independently searchable and reciprocally linked across the Graph.","aliases":["EGP","Egyptian pound","E£"],"visual":{"kind":"monogram","value":"EGP","label":"EGP currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"EGP","ISO 4217 numeric":"818","Symbol":"E£"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"EGP","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"818","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"EGP across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"EGP","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"818","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"E£","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_pmt_fawry_currency","from":"pmt_fawry","to":"cur_egp","type":"denominated_in","label":"denominated in","sourceIds":["fawry-q3-2025"],"from_entity":"Fawry","to_entity":"Egyptian pound"},{"id":"rel_mkt_eg_currency","from":"mkt_eg","to":"cur_egp","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint","fawry-q3-2025"],"from_entity":"Egypt","to_entity":"Egyptian pound"},{"id":"rel_cur_egp_iso4217","from":"cur_egp","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Egyptian pound","to_entity":"ISO 4217 — Currency codes"}]},{"id":"cur_sar","type":"currency","name":"Saudi riyal","shortName":"SAR","collection":"currencies","slug":"sar","description":"Saudi riyal connects the markets and payment methods in the expanded Atlas through a canonical SAR entity.","summary":"SAR remains independently searchable and reciprocally linked across the Graph.","aliases":["SAR","Saudi riyal","SAR"],"visual":{"kind":"monogram","value":"SAR","label":"SAR currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"SAR","ISO 4217 numeric":"682","Symbol":"SAR"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"SAR","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"682","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"SAR across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"SAR","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"682","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"SAR","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_pmt_mada_currency","from":"pmt_mada","to":"cur_sar","type":"denominated_in","label":"denominated in","sourceIds":["mada-scale"],"from_entity":"mada","to_entity":"Saudi riyal"},{"id":"rel_mkt_sa_currency","from":"mkt_sa","to":"cur_sar","type":"uses_currency","label":"uses currency","sourceIds":["mada-scale"],"from_entity":"Saudi Arabia","to_entity":"Saudi riyal"},{"id":"rel_cur_sar_iso4217","from":"cur_sar","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Saudi riyal","to_entity":"ISO 4217 — Currency codes"}]},{"id":"cur_bhd","type":"currency","name":"Bahraini dinar","shortName":"BHD","collection":"currencies","slug":"bhd","description":"Bahraini dinar connects the markets and payment methods in the expanded Atlas through a canonical BHD entity.","summary":"BHD remains independently searchable and reciprocally linked across the Graph.","aliases":["BHD","Bahraini dinar","BD"],"visual":{"kind":"monogram","value":"BHD","label":"BHD currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"BHD","ISO 4217 numeric":"048","Symbol":"BD"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"BHD","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"048","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"BHD across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"BHD","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"048","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"BD","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_pmt_benefitpay_currency","from":"pmt_benefitpay","to":"cur_bhd","type":"denominated_in","label":"denominated in","sourceIds":["benefit-2023"],"from_entity":"BenefitPay","to_entity":"Bahraini dinar"},{"id":"rel_mkt_bh_currency","from":"mkt_bh","to":"cur_bhd","type":"uses_currency","label":"uses currency","sourceIds":["benefit-2023"],"from_entity":"Bahrain","to_entity":"Bahraini dinar"},{"id":"rel_cur_bhd_iso4217","from":"cur_bhd","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Bahraini dinar","to_entity":"ISO 4217 — Currency codes"}]},{"id":"cur_pen","type":"currency","name":"Peruvian sol","shortName":"PEN","collection":"currencies","slug":"pen","description":"Peruvian sol connects the markets and payment methods in the expanded Atlas through a canonical PEN entity.","summary":"PEN remains independently searchable and reciprocally linked across the Graph.","aliases":["PEN","Peruvian sol","S/"],"visual":{"kind":"monogram","value":"PEN","label":"PEN currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"PEN","ISO 4217 numeric":"604","Symbol":"S/"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"PEN","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"604","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"PEN across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"PEN","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"604","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"S/","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"1","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_pmt_yape_currency","from":"pmt_yape","to":"cur_pen","type":"denominated_in","label":"denominated in","sourceIds":["credicorp-yape-2025"],"from_entity":"Yape","to_entity":"Peruvian sol"},{"id":"rel_mkt_pe_currency","from":"mkt_pe","to":"cur_pen","type":"uses_currency","label":"uses currency","sourceIds":["mercado-pago-q1-2026","credicorp-yape-2025"],"from_entity":"Peru","to_entity":"Peruvian sol"},{"id":"rel_cur_pen_iso4217","from":"cur_pen","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Peruvian sol","to_entity":"ISO 4217 — Currency codes"}]},{"id":"cur_cop","type":"currency","name":"Colombian peso","shortName":"COP","collection":"currencies","slug":"cop","description":"Colombian peso connects the markets and payment methods in the expanded Atlas through a canonical COP entity.","summary":"COP remains independently searchable and reciprocally linked across the Graph.","aliases":["COP","Colombian peso","COL$"],"visual":{"kind":"monogram","value":"COP","label":"COP currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"COP","ISO 4217 numeric":"170","Symbol":"COL$"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"COP","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"170","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"COP across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"COP","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"170","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"COL$","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"2","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_pmt_nequi_currency","from":"pmt_nequi","to":"cur_cop","type":"denominated_in","label":"denominated in","sourceIds":["nequi-2025"],"from_entity":"Nequi","to_entity":"Colombian peso"},{"id":"rel_pmt_daviplata_currency","from":"pmt_daviplata","to":"cur_cop","type":"denominated_in","label":"denominated in","sourceIds":["daviplata-overview"],"from_entity":"DaviPlata","to_entity":"Colombian peso"},{"id":"rel_mkt_co_currency","from":"mkt_co","to":"cur_cop","type":"uses_currency","label":"uses currency","sourceIds":["mercado-pago-q1-2026","nequi-2025","daviplata-overview"],"from_entity":"Colombia","to_entity":"Colombian peso"},{"id":"rel_cur_cop_iso4217","from":"cur_cop","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Colombian peso","to_entity":"ISO 4217 — Currency codes"}]},{"id":"cur_ars","type":"currency","name":"Argentine peso","shortName":"ARS","collection":"currencies","slug":"ars","description":"Argentine peso connects the markets and payment methods in the expanded Atlas through a canonical ARS entity.","summary":"ARS remains independently searchable and reciprocally linked across the Graph.","aliases":["ARS","Argentine peso","$"],"visual":{"kind":"monogram","value":"ARS","label":"ARS currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"ARS","ISO 4217 numeric":"032","Symbol":"$"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"ARS","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"032","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"ARS across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"ARS","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"032","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"$","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_ar_currency","from":"mkt_ar","to":"cur_ars","type":"uses_currency","label":"uses currency","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Argentina","to_entity":"Argentine peso"}]},{"id":"cur_mxn","type":"currency","name":"Mexican peso","shortName":"MXN","collection":"currencies","slug":"mxn","description":"Mexican peso connects the markets and payment methods in the expanded Atlas through a canonical MXN entity.","summary":"MXN remains independently searchable and reciprocally linked across the Graph.","aliases":["MXN","Mexican peso","$"],"visual":{"kind":"monogram","value":"MXN","label":"MXN currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"MXN","ISO 4217 numeric":"484","Symbol":"$"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"MXN","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"484","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"MXN across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"MXN","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"484","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"$","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_mx_currency","from":"mkt_mx","to":"cur_mxn","type":"uses_currency","label":"uses currency","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Mexico","to_entity":"Mexican peso"}]},{"id":"cur_clp","type":"currency","name":"Chilean peso","shortName":"CLP","collection":"currencies","slug":"clp","description":"Chilean peso connects the markets and payment methods in the expanded Atlas through a canonical CLP entity.","summary":"CLP remains independently searchable and reciprocally linked across the Graph.","aliases":["CLP","Chilean peso","$"],"visual":{"kind":"monogram","value":"CLP","label":"CLP currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"CLP","ISO 4217 numeric":"152","Symbol":"$"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"CLP","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"152","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"CLP across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"CLP","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"152","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"$","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_cl_currency","from":"mkt_cl","to":"cur_clp","type":"uses_currency","label":"uses currency","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Chile","to_entity":"Chilean peso"}]},{"id":"cur_uyu","type":"currency","name":"Uruguayan peso","shortName":"UYU","collection":"currencies","slug":"uyu","description":"Uruguayan peso connects the markets and payment methods in the expanded Atlas through a canonical UYU entity.","summary":"UYU remains independently searchable and reciprocally linked across the Graph.","aliases":["UYU","Uruguayan peso","$U"],"visual":{"kind":"monogram","value":"UYU","label":"UYU currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"UYU","ISO 4217 numeric":"858","Symbol":"$U"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"UYU","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"858","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"UYU across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"UYU","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"858","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"$U","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_uy_currency","from":"mkt_uy","to":"cur_uyu","type":"uses_currency","label":"uses currency","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Uruguay","to_entity":"Uruguayan peso"}]},{"id":"cur_nok","type":"currency","name":"Norwegian krone","shortName":"NOK","collection":"currencies","slug":"nok","description":"Norwegian krone connects the markets and payment methods in the expanded Atlas through a canonical NOK entity.","summary":"NOK remains independently searchable and reciprocally linked across the Graph.","aliases":["NOK","Norwegian krone","kr"],"visual":{"kind":"monogram","value":"NOK","label":"NOK currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"NOK","ISO 4217 numeric":"578","Symbol":"kr"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"NOK","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"578","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"NOK across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"NOK","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"578","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"kr","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_no_currency","from":"mkt_no","to":"cur_nok","type":"uses_currency","label":"uses currency","sourceIds":["vipps-2025"],"from_entity":"Norway","to_entity":"Norwegian krone"}]},{"id":"cur_dkk","type":"currency","name":"Danish krone","shortName":"DKK","collection":"currencies","slug":"dkk","description":"Danish krone connects the markets and payment methods in the expanded Atlas through a canonical DKK entity.","summary":"DKK remains independently searchable and reciprocally linked across the Graph.","aliases":["DKK","Danish krone","kr"],"visual":{"kind":"monogram","value":"DKK","label":"DKK currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"DKK","ISO 4217 numeric":"208","Symbol":"kr"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"DKK","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"208","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"DKK across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"DKK","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"208","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"kr","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_dk_currency","from":"mkt_dk","to":"cur_dkk","type":"uses_currency","label":"uses currency","sourceIds":["vipps-2025"],"from_entity":"Denmark","to_entity":"Danish krone"}]},{"id":"cur_bwp","type":"currency","name":"Botswana pula","shortName":"BWP","collection":"currencies","slug":"bwp","description":"Botswana pula connects the markets and payment methods in the expanded Atlas through a canonical BWP entity.","summary":"BWP remains independently searchable and reciprocally linked across the Graph.","aliases":["BWP","Botswana pula","P"],"visual":{"kind":"monogram","value":"BWP","label":"BWP currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"BWP","ISO 4217 numeric":"072","Symbol":"P"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"BWP","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"072","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"BWP across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"BWP","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"072","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"P","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_bw_currency","from":"mkt_bw","to":"cur_bwp","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Botswana","to_entity":"Botswana pula"}]},{"id":"cur_xof","type":"currency","name":"West African CFA franc","shortName":"XOF","collection":"currencies","slug":"xof","description":"West African CFA franc connects the markets and payment methods in the expanded Atlas through a canonical XOF entity.","summary":"XOF remains independently searchable and reciprocally linked across the Graph.","aliases":["XOF","West African CFA franc","CFA"],"visual":{"kind":"monogram","value":"XOF","label":"XOF currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"XOF","ISO 4217 numeric":"952","Symbol":"CFA"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"XOF","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"952","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"XOF across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"XOF","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"952","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"CFA","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_bf_currency","from":"mkt_bf","to":"cur_xof","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Burkina Faso","to_entity":"West African CFA franc"},{"id":"rel_mkt_ci_currency","from":"mkt_ci","to":"cur_xof","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint"],"from_entity":"Côte d’Ivoire","to_entity":"West African CFA franc"},{"id":"rel_mkt_gw_currency","from":"mkt_gw","to":"cur_xof","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint"],"from_entity":"Guinea-Bissau","to_entity":"West African CFA franc"},{"id":"rel_mkt_ml_currency","from":"mkt_ml","to":"cur_xof","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Mali","to_entity":"West African CFA franc"},{"id":"rel_mkt_sn_currency","from":"mkt_sn","to":"cur_xof","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Senegal","to_entity":"West African CFA franc"},{"id":"rel_mkt_bj_currency","from":"mkt_bj","to":"cur_xof","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"Benin","to_entity":"West African CFA franc"}]},{"id":"cur_xaf","type":"currency","name":"Central African CFA franc","shortName":"XAF","collection":"currencies","slug":"xaf","description":"Central African CFA franc connects the markets and payment methods in the expanded Atlas through a canonical XAF entity.","summary":"XAF remains independently searchable and reciprocally linked across the Graph.","aliases":["XAF","Central African CFA franc","FCFA"],"visual":{"kind":"monogram","value":"XAF","label":"XAF currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"XAF","ISO 4217 numeric":"950","Symbol":"FCFA"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"XAF","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"950","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"XAF across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"XAF","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"950","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"FCFA","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_cm_currency","from":"mkt_cm","to":"cur_xaf","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint"],"from_entity":"Cameroon","to_entity":"Central African CFA franc"},{"id":"rel_mkt_cf_currency","from":"mkt_cf","to":"cur_xaf","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Central African Republic","to_entity":"Central African CFA franc"},{"id":"rel_mkt_cg_currency","from":"mkt_cg","to":"cur_xaf","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"Republic of the Congo","to_entity":"Central African CFA franc"}]},{"id":"cur_cdf","type":"currency","name":"Congolese franc","shortName":"CDF","collection":"currencies","slug":"cdf","description":"Congolese franc connects the markets and payment methods in the expanded Atlas through a canonical CDF entity.","summary":"CDF remains independently searchable and reciprocally linked across the Graph.","aliases":["CDF","Congolese franc","FC"],"visual":{"kind":"monogram","value":"CDF","label":"CDF currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"CDF","ISO 4217 numeric":"976","Symbol":"FC"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"CDF","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"976","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"CDF across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"CDF","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"976","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"FC","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_cd_currency","from":"mkt_cd","to":"cur_cdf","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Democratic Republic of the Congo","to_entity":"Congolese franc"}]},{"id":"cur_gnf","type":"currency","name":"Guinean franc","shortName":"GNF","collection":"currencies","slug":"gnf","description":"Guinean franc connects the markets and payment methods in the expanded Atlas through a canonical GNF entity.","summary":"GNF remains independently searchable and reciprocally linked across the Graph.","aliases":["GNF","Guinean franc","FG"],"visual":{"kind":"monogram","value":"GNF","label":"GNF currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"GNF","ISO 4217 numeric":"324","Symbol":"FG"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"GNF","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"324","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"GNF across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"GNF","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"324","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"FG","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_gn_currency","from":"mkt_gn","to":"cur_gnf","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint"],"from_entity":"Guinea","to_entity":"Guinean franc"}]},{"id":"cur_jod","type":"currency","name":"Jordanian dinar","shortName":"JOD","collection":"currencies","slug":"jod","description":"Jordanian dinar connects the markets and payment methods in the expanded Atlas through a canonical JOD entity.","summary":"JOD remains independently searchable and reciprocally linked across the Graph.","aliases":["JOD","Jordanian dinar","JD"],"visual":{"kind":"monogram","value":"JOD","label":"JOD currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"JOD","ISO 4217 numeric":"400","Symbol":"JD"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"JOD","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"400","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"JOD across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"JOD","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"400","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"JD","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_jo_currency","from":"mkt_jo","to":"cur_jod","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Jordan","to_entity":"Jordanian dinar"}]},{"id":"cur_lrd","type":"currency","name":"Liberian dollar","shortName":"LRD","collection":"currencies","slug":"lrd","description":"Liberian dollar connects the markets and payment methods in the expanded Atlas through a canonical LRD entity.","summary":"LRD remains independently searchable and reciprocally linked across the Graph.","aliases":["LRD","Liberian dollar","L$"],"visual":{"kind":"monogram","value":"LRD","label":"LRD currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"LRD","ISO 4217 numeric":"430","Symbol":"L$"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"LRD","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"430","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"LRD across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"LRD","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"430","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"L$","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_lr_currency","from":"mkt_lr","to":"cur_lrd","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries","orange-omea-country-footprint"],"from_entity":"Liberia","to_entity":"Liberian dollar"}]},{"id":"cur_mga","type":"currency","name":"Malagasy ariary","shortName":"MGA","collection":"currencies","slug":"mga","description":"Malagasy ariary connects the markets and payment methods in the expanded Atlas through a canonical MGA entity.","summary":"MGA remains independently searchable and reciprocally linked across the Graph.","aliases":["MGA","Malagasy ariary","Ar"],"visual":{"kind":"monogram","value":"MGA","label":"MGA currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"MGA","ISO 4217 numeric":"969","Symbol":"Ar"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"MGA","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"969","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"MGA across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"MGA","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"969","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"Ar","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_mg_currency","from":"mkt_mg","to":"cur_mga","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Madagascar","to_entity":"Malagasy ariary"}]},{"id":"cur_mad","type":"currency","name":"Moroccan dirham","shortName":"MAD","collection":"currencies","slug":"mad","description":"Moroccan dirham connects the markets and payment methods in the expanded Atlas through a canonical MAD entity.","summary":"MAD remains independently searchable and reciprocally linked across the Graph.","aliases":["MAD","Moroccan dirham","DH"],"visual":{"kind":"monogram","value":"MAD","label":"MAD currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"MAD","ISO 4217 numeric":"504","Symbol":"DH"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"MAD","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"504","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"MAD across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"MAD","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"504","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"DH","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_ma_currency","from":"mkt_ma","to":"cur_mad","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Morocco","to_entity":"Moroccan dirham"}]},{"id":"cur_sle","type":"currency","name":"Sierra Leonean leone","shortName":"SLE","collection":"currencies","slug":"sle","description":"Sierra Leonean leone connects the markets and payment methods in the expanded Atlas through a canonical SLE entity.","summary":"SLE remains independently searchable and reciprocally linked across the Graph.","aliases":["SLE","Sierra Leonean leone","Le"],"visual":{"kind":"monogram","value":"SLE","label":"SLE currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"SLE","ISO 4217 numeric":"925","Symbol":"Le"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"SLE","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"925","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"SLE across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"SLE","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"925","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"Le","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_sl_currency","from":"mkt_sl","to":"cur_sle","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Sierra Leone","to_entity":"Sierra Leonean leone"}]},{"id":"cur_tnd","type":"currency","name":"Tunisian dinar","shortName":"TND","collection":"currencies","slug":"tnd","description":"Tunisian dinar connects the markets and payment methods in the expanded Atlas through a canonical TND entity.","summary":"TND remains independently searchable and reciprocally linked across the Graph.","aliases":["TND","Tunisian dinar","DT"],"visual":{"kind":"monogram","value":"TND","label":"TND currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"TND","ISO 4217 numeric":"788","Symbol":"DT"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"TND","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"788","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"TND across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"TND","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"788","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"DT","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_tn_currency","from":"mkt_tn","to":"cur_tnd","type":"uses_currency","label":"uses currency","sourceIds":["orange-omea-country-footprint"],"from_entity":"Tunisia","to_entity":"Tunisian dinar"}]},{"id":"cur_szl","type":"currency","name":"Swazi lilangeni","shortName":"SZL","collection":"currencies","slug":"szl","description":"Swazi lilangeni connects the markets and payment methods in the expanded Atlas through a canonical SZL entity.","summary":"SZL remains independently searchable and reciprocally linked across the Graph.","aliases":["SZL","Swazi lilangeni","L"],"visual":{"kind":"monogram","value":"SZL","label":"SZL currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"SZL","ISO 4217 numeric":"748","Symbol":"L"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"SZL","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"748","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"SZL across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"SZL","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"748","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"L","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_sz_currency","from":"mkt_sz","to":"cur_szl","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"Eswatini","to_entity":"Swazi lilangeni"}]},{"id":"cur_ghs","type":"currency","name":"Ghanaian cedi","shortName":"GHS","collection":"currencies","slug":"ghs","description":"Ghanaian cedi connects the markets and payment methods in the expanded Atlas through a canonical GHS entity.","summary":"GHS remains independently searchable and reciprocally linked across the Graph.","aliases":["GHS","Ghanaian cedi","GH₵"],"visual":{"kind":"monogram","value":"GHS","label":"GHS currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"GHS","ISO 4217 numeric":"936","Symbol":"GH₵"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"GHS","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"936","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"GHS across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"GHS","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"936","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"GH₵","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_gh_currency","from":"mkt_gh","to":"cur_ghs","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"Ghana","to_entity":"Ghanaian cedi"}]},{"id":"cur_rwf","type":"currency","name":"Rwandan franc","shortName":"RWF","collection":"currencies","slug":"rwf","description":"Rwandan franc connects the markets and payment methods in the expanded Atlas through a canonical RWF entity.","summary":"RWF remains independently searchable and reciprocally linked across the Graph.","aliases":["RWF","Rwandan franc","RF"],"visual":{"kind":"monogram","value":"RWF","label":"RWF currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"RWF","ISO 4217 numeric":"646","Symbol":"RF"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"RWF","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"646","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"RWF across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"RWF","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"646","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"RF","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_rw_currency","from":"mkt_rw","to":"cur_rwf","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"Rwanda","to_entity":"Rwandan franc"}]},{"id":"cur_zar","type":"currency","name":"South African rand","shortName":"ZAR","collection":"currencies","slug":"zar","description":"South African rand connects the markets and payment methods in the expanded Atlas through a canonical ZAR entity.","summary":"ZAR remains independently searchable and reciprocally linked across the Graph.","aliases":["ZAR","South African rand","R"],"visual":{"kind":"monogram","value":"ZAR","label":"ZAR currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"ZAR","ISO 4217 numeric":"710","Symbol":"R"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"ZAR","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"710","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"ZAR across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"ZAR","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"710","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"R","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_za_currency","from":"mkt_za","to":"cur_zar","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"South Africa","to_entity":"South African rand"}]},{"id":"cur_ugx","type":"currency","name":"Ugandan shilling","shortName":"UGX","collection":"currencies","slug":"ugx","description":"Ugandan shilling connects the markets and payment methods in the expanded Atlas through a canonical UGX entity.","summary":"UGX remains independently searchable and reciprocally linked across the Graph.","aliases":["UGX","Ugandan shilling","USh"],"visual":{"kind":"monogram","value":"UGX","label":"UGX currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"UGX","ISO 4217 numeric":"800","Symbol":"USh"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"UGX","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"800","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"UGX across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"UGX","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"800","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"USh","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_ug_currency","from":"mkt_ug","to":"cur_ugx","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"Uganda","to_entity":"Ugandan shilling"}]},{"id":"cur_zmw","type":"currency","name":"Zambian kwacha","shortName":"ZMW","collection":"currencies","slug":"zmw","description":"Zambian kwacha connects the markets and payment methods in the expanded Atlas through a canonical ZMW entity.","summary":"ZMW remains independently searchable and reciprocally linked across the Graph.","aliases":["ZMW","Zambian kwacha","ZK"],"visual":{"kind":"monogram","value":"ZMW","label":"ZMW currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"ZMW","ISO 4217 numeric":"967","Symbol":"ZK"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"ZMW","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"967","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"ZMW across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"ZMW","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"967","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"ZK","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_zm_currency","from":"mkt_zm","to":"cur_zmw","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"Zambia","to_entity":"Zambian kwacha"}]},{"id":"cur_sdg","type":"currency","name":"Sudanese pound","shortName":"SDG","collection":"currencies","slug":"sdg","description":"Sudanese pound connects the markets and payment methods in the expanded Atlas through a canonical SDG entity.","summary":"SDG remains independently searchable and reciprocally linked across the Graph.","aliases":["SDG","Sudanese pound","SDG"],"visual":{"kind":"monogram","value":"SDG","label":"SDG currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"SDG","ISO 4217 numeric":"938","Symbol":"SDG"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"SDG","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"938","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"SDG across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"SDG","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"938","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"SDG","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_sd_currency","from":"mkt_sd","to":"cur_sdg","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"Sudan","to_entity":"Sudanese pound"}]},{"id":"cur_ssp","type":"currency","name":"South Sudanese pound","shortName":"SSP","collection":"currencies","slug":"ssp","description":"South Sudanese pound connects the markets and payment methods in the expanded Atlas through a canonical SSP entity.","summary":"SSP remains independently searchable and reciprocally linked across the Graph.","aliases":["SSP","South Sudanese pound","SSP"],"visual":{"kind":"monogram","value":"SSP","label":"SSP currency mark","tone":"gold"},"identifiers":{"ISO 4217 alpha":"SSP","ISO 4217 numeric":"728","Symbol":"SSP"},"claims":[{"key":"alpha_code","label":"Alphabetic code","value":"SSP","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"},{"key":"numeric_code","label":"Numeric code","value":"728","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-07-31"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-07-31","referenceProfile":{"label":"Currency intelligence","title":"SSP across the payments Graph","intro":"Currency is a first-class entity, so methods and markets can link to one stable record instead of copying codes into prose.","metrics":[{"label":"Alpha code","value":"SSP","period":"ISO 4217","detail":"Three-letter identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric code","value":"728","period":"ISO 4217","detail":"Three-digit identifier","sourceIds":["iso-4217-currency-codes"]},{"label":"Symbol","value":"SSP","period":"Display","detail":"Common display symbol","sourceIds":[]},{"label":"Linked methods","value":"0","period":"Current Graph","detail":"Expanded catalog relationships","sourceIds":[]}],"sections":[]},"relationships":[{"id":"rel_mkt_ss_currency","from":"mkt_ss","to":"cur_ssp","type":"uses_currency","label":"uses currency","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"South Sudan","to_entity":"South Sudanese pound"}]},{"id":"pmt_visa","type":"payment_method","name":"Visa Creditcard","shortName":"Visa Creditcard","collection":"methods","slug":"visa","description":"Visa is a global open-loop card payment method and system brand spanning credit, debit and prepaid credentials across card-present, ecommerce, in-app and recurring payment flows.","summary":"Nearly 5B credentials, 175M+ merchant locations, 329B annual transactions and $17T total volume, with an explicit lifecycle for authorization, capture, refunds and disputes.","aliases":["Visa Creditcard","Visa Creditcard","Visa Creditcard payments"],"visual":{"kind":"monogram","value":"Visa Cre","label":"Visa Creditcard brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_visa","Market":"United States","Type":"Card","Operator":"Visa Inc.","Channels":"In-App · Web · In-Person","System":"VisaNet","Coverage":"200+ countries and territories","Currency support":"180+ VisaNet currencies"},"claims":[{"key":"credentials","label":"Payment credentials","value":"Nearly 5B issued Visa card accounts","sourceIds":["visa-fy2025","visa-about"],"confidence":"high","effectiveFrom":"FY2025","observedAt":"2026-08-10"},{"key":"merchants","label":"Merchant acceptance","value":"175M+ merchant locations","sourceIds":["visa-fy2025","visa-about"],"confidence":"high","effectiveFrom":"FY2025","observedAt":"2026-08-10"},{"key":"transactions","label":"Visa-branded transactions","value":"329B processed by Visa or other systems","sourceIds":["visa-fy2025"],"confidence":"high","effectiveFrom":"FY2025","observedAt":"2026-08-10"},{"key":"volume","label":"Total payments and cash volume","value":"$17T","sourceIds":["visa-fy2025"],"confidence":"high","effectiveFrom":"FY2025","observedAt":"2026-08-10"},{"key":"reach","label":"Geographic reach","value":"200+ countries and territories","sourceIds":["visa-about"],"confidence":"high","observedAt":"2026-08-10"},{"key":"currency","label":"Currency support","value":"180+ currencies used within VisaNet to authorize and settle","sourceIds":["visa-fx-currencies"],"confidence":"high","observedAt":"2026-08-10"},{"key":"system","label":"Processing system","value":"VisaNet authorization, clearing and settlement","sourceIds":["visa-visanet","visa-fy2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"authentication","label":"Ecommerce authentication","value":"Visa Secure using EMV 3-D Secure","sourceIds":["visa-secure-3ds","emvco-3ds-overview"],"confidence":"high","observedAt":"2026-08-10"},{"key":"tokenisation","label":"Digital credential security","value":"Network-token and EMV payment-tokenisation flows","sourceIds":["emvco-tokenisation","visa-fy2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"pci","label":"Account-data security","value":"PCI DSS applies to entities that store, process or transmit Visa cardholder data","sourceIds":["visa-security-pci","pci-dss-overview"],"confidence":"high","observedAt":"2026-08-10"},{"key":"rules","label":"Operating rules","value":"Visa Core Rules plus product, service and regional rules","sourceIds":["visa-core-rules-2026"],"confidence":"high","effectiveFrom":"2026-04-18","observedAt":"2026-08-10"},{"key":"cost","label":"Cost profile","value":"Variable by product, market, channel and acquirer agreement; merchant discount is not set as one global Visa price","sourceIds":["visa-merchant-fees","visa-fy2025"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["visa-fy2025","visa-sec-2022","visa-sec-2023","visa-sec-2024","visa-about","visa-visanet","visa-core-rules-2026","visa-secure-3ds","visa-security-pci","visa-fx-currencies","visa-merchant-fees","iso-iin-eight-digit","iso-8583-2023","emvco-3ds-overview","emvco-contactless","emvco-tokenisation","emvco-contact-chip","visa-emv-chip-acceptance","emvco-secure-remote-commerce","visa-click-to-pay-src","pci-pin-security","visa-pin-security","pci-pts-poi","visa-pci-pts-devices","eu-card-interchange-fees-2015-751","fed-regii-current-cap","rba-interchange-conclusions-2026","psr-who-we-regulate","rbi-pss-act-2007","ecb-payment-systems-oversight"],"updatedAt":"2026-08-10","methodProfile":{"metrics":[{"label":"# Users","value":"4.9B*","period":"FY2025","detail":"Payment credentials; a scale proxy, not unique people","sourceIds":["visa-fy2025"]},{"label":"# Merchants","value":"175M+","period":"FY2025","detail":"Merchant locations","sourceIds":["visa-fy2025"]},{"label":"Annualized # transactions","value":"329B","period":"FY2025 actual","detail":"Total Visa transactions","sourceIds":["visa-fy2025"]},{"label":"Annualized processing value","value":"$17T","period":"FY2025 actual","detail":"Total volume","sourceIds":["visa-fy2025"]}],"headlineMetrics":[{"label":"# Users","value":"4.9B*","period":"FY2025","detail":"Payment credentials; not unique cardholders","sourceIds":["visa-fy2025"]},{"label":"# Merchants","value":"175M+","period":"FY2025","detail":"Merchant locations","sourceIds":["visa-fy2025","visa-about"]},{"label":"Annualized # transactions","value":"329B","period":"FY2025 actual","detail":"Visa-branded payments and cash transactions processed by Visa or other networks","sourceIds":["visa-fy2025"]},{"label":"Annualized processing value","value":"$17T","period":"FY2025 actual","detail":"Total payments and cash volume","sourceIds":["visa-fy2025"]},{"label":"Cost Level","value":"Level 3*","period":"Medium · directional","detail":"Merchant discount is negotiated with the acquirer and varies by product, market and channel","sourceIds":["visa-merchant-fees","visa-fy2025"]}],"series":[{"id":"visa-credentials","title":"Payment credentials","subtitle":"Issued Visa card accounts available for use","unit":"billions","sourceIds":["visa-sec-2022","visa-sec-2023","visa-sec-2024","visa-fy2025"],"points":[{"period":"FY2022","value":4.1,"display":"4.1B"},{"period":"FY2023","value":4.3,"display":"4.3B"},{"period":"FY2024","value":4.6,"display":"4.6B"},{"period":"FY2025","value":4.9,"display":"~4.9B"}]},{"id":"visa-tpv","title":"Total payment volume","subtitle":"Visa payments and cash volume","unit":"USD trillions","sourceIds":["visa-sec-2022","visa-sec-2023","visa-sec-2024","visa-fy2025"],"points":[{"period":"FY2022","value":14,"display":"$14T"},{"period":"FY2023","value":15,"display":"$15T"},{"period":"FY2024","value":16,"display":"$16T"},{"period":"FY2025","value":17,"display":"$17T"}]}],"channels":["In-Person","Web","In-App","Recurring","Contactless","ATM / cash access"],"initiation":["Chip","Contactless / NFC","Card credential","Network token","Stored credential","Visa Direct push"],"flow":[{"title":"Present credential","detail":"The payer presents a card, token or stored credential in a card-present or card-not-present channel."},{"title":"Authorize","detail":"The acquirer routes an authorization through VisaNet to the issuer; authentication may include chip/PIN or Visa Secure.","entityId":"sys_visanet"},{"title":"Capture and clear","detail":"The merchant or PSP captures the transaction; clearing establishes issuer and acquirer obligations."},{"title":"Settle and service","detail":"Network settlement follows; refunds, reversals and disputes use separate Visa lifecycle messages and rules."}],"capabilities":[{"label":"Omnichannel acceptance","detail":"Card-present, contactless, ecommerce, in-app and stored-credential use cases."},{"label":"Full authorization lifecycle","detail":"Holds, reversals, incremental/adjusted authorization and provider-dependent partial approval."},{"label":"Capture flexibility","detail":"Manual, partial and multiple captures depend on merchant category, acquirer and PSP."},{"label":"Chargeback disputes","detail":"Rule-based issuer/acquirer dispute and representment lifecycle."}]},"relationships":[{"id":"rel_pmt_visa_mkt_us_market","from":"pmt_visa","to":"mkt_us","type":"available_in","label":"available in","sourceIds":["visa-fy2025"],"from_entity":"Visa Creditcard","to_entity":"United States"},{"id":"rel_pmt_visa_operator","from":"pmt_visa","to":"ops_visa","type":"operated_by","label":"operated by","sourceIds":["visa-fy2025"],"from_entity":"Visa Creditcard","to_entity":"Visa Inc."},{"id":"rel_psp_adyen_pmt_visa","from":"psp_adyen","to":"pmt_visa","type":"supports_method","label":"provides","sourceIds":["adyen-card-docs"],"from_entity":"Adyen","to_entity":"Visa Creditcard"},{"id":"rel_psp_dlocal_pmt_visa","from":"psp_dlocal","to":"pmt_visa","type":"supports_method","label":"provides","sourceIds":["dlocal-visa-docs"],"from_entity":"dLocal","to_entity":"Visa Creditcard"},{"id":"rel_psp_nuvei_pmt_visa","from":"psp_nuvei","to":"pmt_visa","type":"supports_method","label":"provides","sourceIds":["nuvei-visa-docs"],"from_entity":"Nuvei","to_entity":"Visa Creditcard"},{"id":"rel_psp_stripe_pmt_visa","from":"psp_stripe","to":"pmt_visa","type":"supports_method","label":"provides","sourceIds":["stripe-visa-cards"],"from_entity":"Stripe","to_entity":"Visa Creditcard"},{"id":"rel_psp_braintree_pmt_visa","from":"psp_braintree","to":"pmt_visa","type":"supports_method","label":"provides","sourceIds":["braintree-visa-cards"],"from_entity":"Braintree","to_entity":"Visa Creditcard"},{"id":"rel_psp_checkout_pmt_visa","from":"psp_checkout","to":"pmt_visa","type":"supports_method","label":"provides","sourceIds":["checkout-visa-cards"],"from_entity":"Checkout.com","to_entity":"Visa Creditcard"},{"id":"rel_psp_razorpay_pmt_visa","from":"psp_razorpay","to":"pmt_visa","type":"supports_method","label":"provides","sourceIds":["razorpay-visa-cards"],"from_entity":"Razorpay","to_entity":"Visa Creditcard"},{"id":"rel_psp_mollie_pmt_visa","from":"psp_mollie","to":"pmt_visa","type":"supports_method","label":"provides","sourceIds":["mollie-visa-cards"],"from_entity":"Mollie","to_entity":"Visa Creditcard"},{"id":"rel_psp_paynl_pmt_visa","from":"psp_paynl","to":"pmt_visa","type":"supports_method","label":"provides","sourceIds":["paynl-visa-cards"],"from_entity":"PAY.nl","to_entity":"Visa Creditcard"},{"id":"rel_jpmorgan_visa","from":"bnk_jpmorgan_chase","to":"pmt_visa","type":"supports_method","label":"supports","sourceIds":["jpmorgan-bill-pay-payment-methods"],"from_entity":"JPMorgan Chase & Co.","to_entity":"Visa Creditcard"},{"id":"rel_iso7812_visa","from":"std_iso_iec_7812_1","to":"pmt_visa","type":"applies_to","label":"defines issuer-identification structure for","sourceIds":["iso-iin-eight-digit"],"from_entity":"ISO/IEC 7812-1","to_entity":"Visa Creditcard"},{"id":"rel_iso8583_visa","from":"std_iso_8583_2023","to":"pmt_visa","type":"applies_to","label":"standardizes card-originated messaging for","sourceIds":["iso-8583-2023"],"from_entity":"ISO 8583:2023 Financial-transaction-card-originated messages","to_entity":"Visa Creditcard"},{"id":"rel_emv3ds_visa","from":"std_emv_3ds","to":"pmt_visa","type":"applies_to","label":"supports card-not-present authentication for","sourceIds":["emvco-3ds-overview"],"from_entity":"EMV 3-D Secure","to_entity":"Visa Creditcard"},{"id":"rel_fee_eu_visa","from":"cmp_eu_consumer_card_interchange_caps","to":"pmt_visa","type":"applies_to","label":"applies to covered transactions","sourceIds":["eu-card-interchange-fees-2015-751"],"from_entity":"EU consumer-card interchange caps","to_entity":"Visa Creditcard"},{"id":"rel_rule_eu_ifr_visa","from":"cmp_eu_2015_751","to":"pmt_visa","type":"applies_to","label":"applies to covered transactions","sourceIds":["eu-card-interchange-fees-2015-751"],"from_entity":"EU Interchange Fee Regulation","to_entity":"Visa Creditcard"},{"id":"rel_fee_us_visa","from":"cmp_us_regii_debit_cap","to":"pmt_visa","type":"applies_to","label":"applies to covered debit transactions","sourceIds":["fed-regii-current-cap"],"from_entity":"U.S. covered debit-card interchange cap","to_entity":"Visa Creditcard"},{"id":"rel_rule_us_regii_visa","from":"cmp_us_regulation_ii","to":"pmt_visa","type":"applies_to","label":"governs covered debit transactions","sourceIds":["fed-regii-current-cap"],"from_entity":"Regulation II — Debit Card Interchange Fees and Routing","to_entity":"Visa Creditcard"},{"id":"rel_rule_au_visa","from":"cmp_au_card_interchange","to":"pmt_visa","type":"applies_to","label":"governs domestic card interchange for","sourceIds":["rba-interchange-conclusions-2026"],"from_entity":"RBA Card Interchange Standards","to_entity":"Visa Creditcard"},{"id":"rel_fraud_eea_visa","from":"cmp_eea_card_payments_2024","to":"pmt_visa","type":"observed_on","label":"observed across card payments","sourceIds":["eba-ecb-payment-fraud-2025"],"from_entity":"EEA card-payment fraud, 2024","to_entity":"Visa Creditcard"},{"id":"rel_visa_scheme","from":"pmt_visa","to":"sch_visa","type":"uses_scheme","label":"operates under","sourceIds":["visa-fy2025"],"from_entity":"Visa Creditcard","to_entity":"Visa"},{"id":"rel_visa_core_rules","from":"pmt_visa","to":"cmp_visa_core_rules","type":"governed_by","label":"governed by","sourceIds":["visa-core-rules-2026"],"from_entity":"Visa Creditcard","to_entity":"Visa Core Rules and Product and Service Rules"},{"id":"rel_visa_pci","from":"pmt_visa","to":"std_pci_dss_v4_0_1","type":"conforms_to","label":"requires applicable participants to validate against","sourceIds":["visa-security-pci","pci-dss-overview"],"from_entity":"Visa Creditcard","to_entity":"Payment Card Industry Data Security Standard v4.0.1"},{"id":"rel_visa_emv_contactless","from":"pmt_visa","to":"std_emv_contactless","type":"conforms_to","label":"implements for contactless acceptance","sourceIds":["emvco-contactless"],"from_entity":"Visa Creditcard","to_entity":"EMV Contactless Specifications"},{"id":"rel_visa_emv_tokenisation","from":"pmt_visa","to":"std_emv_tokenisation","type":"conforms_to","label":"implements payment tokenisation","sourceIds":["emvco-tokenisation"],"from_entity":"Visa Creditcard","to_entity":"EMV Payment Tokenisation Specification"},{"id":"rel_visa_emv_contact_chip","from":"pmt_visa","to":"std_emv_contact_chip","type":"conforms_to","label":"implements for contact chip acceptance","sourceIds":["emvco-contact-chip","visa-emv-chip-acceptance"],"from_entity":"Visa Creditcard","to_entity":"EMV Contact Chip Specifications"},{"id":"rel_visa_emv_src","from":"pmt_visa","to":"std_emv_src","type":"conforms_to","label":"implements through Visa Click to Pay","sourceIds":["emvco-secure-remote-commerce","visa-click-to-pay-src"],"from_entity":"Visa Creditcard","to_entity":"EMV Secure Remote Commerce Specifications"},{"id":"rel_visa_pci_pin","from":"pmt_visa","to":"std_pci_pin","type":"conforms_to","label":"requires applicable PIN participants to maintain compliance with","sourceIds":["pci-pin-security","visa-pin-security"],"from_entity":"Visa Creditcard","to_entity":"PCI PIN Security Requirements"},{"id":"rel_visa_pci_pts","from":"pmt_visa","to":"std_pci_pts_poi","type":"conforms_to","label":"requires approved devices for applicable PIN entry","sourceIds":["pci-pts-poi","visa-pci-pts-devices"],"from_entity":"Visa Creditcard","to_entity":"PCI PTS Point of Interaction Requirements"},{"id":"rel_visa_psd2","from":"pmt_visa","to":"cmp_eu_psd2_2015_2366","type":"applies_to","label":"applies to in-scope EEA transactions","sourceIds":["eu-psd2-2015-2366","visa-secure-3ds"],"from_entity":"Visa Creditcard","to_entity":"Directive (EU) 2015/2366 — PSD2"},{"id":"rel_visa_federal_reserve","from":"pmt_visa","to":"reg_federal_reserve_board","type":"regulated_by","label":"regulated for covered US debit activity by","sourceIds":["fed-regii-current-cap"],"from_entity":"Visa Creditcard","to_entity":"Board of Governors of the Federal Reserve System"},{"id":"rel_visa_rba","from":"pmt_visa","to":"reg_rba","type":"regulated_by","label":"regulated for covered Australian activity by","sourceIds":["rba-interchange-conclusions-2026"],"from_entity":"Visa Creditcard","to_entity":"Reserve Bank of Australia"},{"id":"rel_visa_psr","from":"pmt_visa","to":"reg_psr","type":"regulated_by","label":"regulated as a designated UK payment system by","sourceIds":["psr-who-we-regulate"],"from_entity":"Visa Creditcard","to_entity":"Payment Systems Regulator"},{"id":"rel_visa_rbi","from":"pmt_visa","to":"reg_rbi","type":"regulated_by","label":"authorised and overseen for its Indian card scheme by","sourceIds":["rbi-pss-act-2007"],"from_entity":"Visa Creditcard","to_entity":"Reserve Bank of India"},{"id":"rel_visa_ecb","from":"pmt_visa","to":"reg_ecb","type":"regulated_by","label":"monitored for offshore euro-system activity by","sourceIds":["ecb-payment-systems-oversight"],"from_entity":"Visa Creditcard","to_entity":"European Central Bank"},{"id":"rel_visa_usd","from":"pmt_visa","to":"cur_usd","type":"denominated_in","label":"reports global scale in and supports","sourceIds":["visa-fx-currencies","visa-fy2025"],"from_entity":"Visa Creditcard","to_entity":"United States dollar"},{"id":"rel_crd_nl-ing-ing-debit-card_pmt_visa","from":"crd_nl-ing-ing-debit-card","to":"pmt_visa","type":"branded_as","label":"available card brand","sourceIds":["card-source-003","card-source-004"],"from_entity":"ING Debit Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-rabobank-rabo-betaalpas_pmt_visa","from":"crd_nl-rabobank-rabo-betaalpas","to":"pmt_visa","type":"branded_as","label":"available card brand","sourceIds":["card-source-005","card-source-006"],"from_entity":"Rabo Betaalpas","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-asn-bank-asn-betaalpas_pmt_visa","from":"crd_nl-asn-bank-asn-betaalpas","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-007","card-source-008"],"from_entity":"ASN Betaalpas","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-triodos-bank-triodos-betaalpas_pmt_visa","from":"crd_nl-triodos-bank-triodos-betaalpas","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-009","card-source-010"],"from_entity":"Triodos Betaalpas","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-asn-bank-asn-creditcard_pmt_visa","from":"crd_nl-asn-bank-asn-creditcard","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-031","card-source-032"],"from_entity":"ASN Creditcard","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-asn-bank-asn-studenten-creditcard_pmt_visa","from":"crd_nl-asn-bank-asn-studenten-creditcard","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-031","card-source-032"],"from_entity":"ASN Studenten Creditcard","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-ics-visa-world-card_pmt_visa","from":"crd_nl-ics-visa-world-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-038","card-source-039"],"from_entity":"Visa World Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-ics-visa-world-card-gold_pmt_visa","from":"crd_nl-ics-visa-world-card-gold","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-040","card-source-039"],"from_entity":"Visa World Card Gold","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-ics-visa-world-card-platinum_pmt_visa","from":"crd_nl-ics-visa-world-card-platinum","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-042","card-source-039"],"from_entity":"Visa World Card Platinum","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-ics-visa-world-card-panda_pmt_visa","from":"crd_nl-ics-visa-world-card-panda","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-044","card-source-039"],"from_entity":"Visa World Card Panda","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-anwb-anwb-visa-classic-card_pmt_visa","from":"crd_nl-anwb-anwb-visa-classic-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-054","card-source-053"],"from_entity":"ANWB Visa Classic Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-anwb-anwb-visa-silver-card_pmt_visa","from":"crd_nl-anwb-anwb-visa-silver-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-056","card-source-053"],"from_entity":"ANWB Visa Silver Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-anwb-anwb-visa-gold-card_pmt_visa","from":"crd_nl-anwb-anwb-visa-gold-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-058","card-source-053"],"from_entity":"ANWB Visa Gold Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-bmw-ics-bmw-visa-card_pmt_visa","from":"crd_nl-bmw-ics-bmw-visa-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-076","card-source-077"],"from_entity":"BMW Visa Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-nederlandse-ski-vereniging-ics-nskiv-visa-card_pmt_visa","from":"crd_nl-nederlandse-ski-vereniging-ics-nskiv-visa-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-080","card-source-081"],"from_entity":"NSkiV Visa Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-bank-ten-cate-ics-bank-ten-cate-world-card-gold_pmt_visa","from":"crd_nl-bank-ten-cate-ics-bank-ten-cate-world-card-gold","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-084","card-source-077"],"from_entity":"Bank ten Cate World Card Gold","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-revolut-revolut-standard-card_pmt_visa","from":"crd_nl-revolut-revolut-standard-card","to":"pmt_visa","type":"branded_as","label":"available card brand","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Standard Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-revolut-revolut-plus-card_pmt_visa","from":"crd_nl-revolut-revolut-plus-card","to":"pmt_visa","type":"branded_as","label":"available card brand","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Plus Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-revolut-revolut-premium-card_pmt_visa","from":"crd_nl-revolut-revolut-premium-card","to":"pmt_visa","type":"branded_as","label":"available card brand","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Premium Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-revolut-revolut-metal-card_pmt_visa","from":"crd_nl-revolut-revolut-metal-card","to":"pmt_visa","type":"branded_as","label":"available card brand","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Metal Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-revolut-revolut-ultra-card_pmt_visa","from":"crd_nl-revolut-revolut-ultra-card","to":"pmt_visa","type":"branded_as","label":"available card brand","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Ultra Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-wise-wise-debit-card_pmt_visa","from":"crd_nl-wise-wise-debit-card","to":"pmt_visa","type":"branded_as","label":"available card brand","sourceIds":["card-source-114"],"from_entity":"Wise Debit Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-trade-republic-trade-republic-virtual-card_pmt_visa","from":"crd_nl-trade-republic-trade-republic-virtual-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-115"],"from_entity":"Trade Republic Virtual Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-trade-republic-trade-republic-classic-card_pmt_visa","from":"crd_nl-trade-republic-trade-republic-classic-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-115"],"from_entity":"Trade Republic Classic Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-trade-republic-trade-republic-mirror-card_pmt_visa","from":"crd_nl-trade-republic-trade-republic-mirror-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-115"],"from_entity":"Trade Republic Mirror Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-vivid-vivid-standard-card_pmt_visa","from":"crd_nl-vivid-vivid-standard-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-126","card-source-127"],"from_entity":"Vivid Standard Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-vivid-vivid-plus-card_pmt_visa","from":"crd_nl-vivid-vivid-plus-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-126","card-source-127"],"from_entity":"Vivid Plus Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-vivid-vivid-prime-card_pmt_visa","from":"crd_nl-vivid-vivid-prime-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-126","card-source-127"],"from_entity":"Vivid Prime Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-klarna-klarna-card_pmt_visa","from":"crd_nl-klarna-klarna-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-146","card-source-147"],"from_entity":"Klarna Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-paysera-paysera-visa-card_pmt_visa","from":"crd_nl-paysera-paysera-visa-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-148","card-source-149"],"from_entity":"Paysera Visa Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-gnosis-pay-gnosis-pay-card_pmt_visa","from":"crd_nl-gnosis-pay-gnosis-pay-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-154","card-source-155"],"from_entity":"Gnosis Pay Card","to_entity":"Visa Creditcard"}]},{"id":"pmt_mastercard","type":"payment_method","name":"Mastercard Creditcard","shortName":"Mastercard Creditcard","collection":"methods","slug":"mastercard","description":"Mastercard Creditcard is a credit card payment method connected to United States, Mastercard Incorporated through explicit Graph relationships.","summary":"3.6B* public adoption scale, with every metric labelled by population definition, period and source.","aliases":["Mastercard Creditcard","Mastercard Creditcard","Mastercard Creditcard payments"],"visual":{"kind":"monogram","value":"Masterca","label":"Mastercard Creditcard brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_mastercard","Market":"United States","Type":"Card","Operator":"Mastercard Incorporated"},"claims":[{"key":"type","label":"Type","value":"Card","sourceIds":["mastercard-fy2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"3.6B* · Mastercard- and Maestro-branded cards; not unique people","sourceIds":["mastercard-fy2025"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"2025"},{"key":"headline_1","label":"# Merchants","value":"150M+* · Acceptance locations; network reach, not unique merchants","sourceIds":["mastercard-fy2025"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"2025"},{"key":"headline_2","label":"Annualized # transactions","value":"175B* · Switched transaction scale reported in the annual filing","sourceIds":["mastercard-fy2025"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"2025 actual"},{"key":"headline_3","label":"Annualized processing value","value":"$10T+* · Gross dollar volume; network measure","sourceIds":["mastercard-fy2025"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"2025 actual"}],"sourceIds":["mastercard-fy2025"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"3.6B*","period":"2025","detail":"Mastercard- and Maestro-branded cards; not unique people","sourceIds":["mastercard-fy2025"]},{"label":"# Merchants","value":"150M+*","period":"2025","detail":"Acceptance locations; network reach, not unique merchants","sourceIds":["mastercard-fy2025"]},{"label":"Annualized # transactions","value":"175B*","period":"2025 actual","detail":"Switched transaction scale reported in the annual filing","sourceIds":["mastercard-fy2025"]},{"label":"Annualized processing value","value":"$10T+*","period":"2025 actual","detail":"Gross dollar volume; network measure","sourceIds":["mastercard-fy2025"]}],"headlineMetrics":[{"label":"# Users","value":"3.6B*","period":"2025","detail":"Mastercard- and Maestro-branded cards; not unique people","sourceIds":["mastercard-fy2025"]},{"label":"# Merchants","value":"150M+*","period":"2025","detail":"Acceptance locations; network reach, not unique merchants","sourceIds":["mastercard-fy2025"]},{"label":"Annualized # transactions","value":"175B*","period":"2025 actual","detail":"Switched transaction scale reported in the annual filing","sourceIds":["mastercard-fy2025"]},{"label":"Annualized processing value","value":"$10T+*","period":"2025 actual","detail":"Gross dollar volume; network measure","sourceIds":["mastercard-fy2025"]}],"series":[],"channels":["In person","Online","In app","Recurring"],"initiation":["Card credential","Tokenized credential","Contactless","Stored credential"],"flow":[{"title":"Choose Mastercard Creditcard","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Mastercard- and Maestro-branded cards; not unique people"},{"label":"Explicit market scope","detail":"Availability links to United States as a canonical Graph entity."},{"label":"Canonical operator","detail":"Mastercard Incorporated is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_mastercard_mkt_us_market","from":"pmt_mastercard","to":"mkt_us","type":"available_in","label":"available in","sourceIds":["mastercard-fy2025"],"from_entity":"Mastercard Creditcard","to_entity":"United States"},{"id":"rel_pmt_mastercard_operator","from":"pmt_mastercard","to":"ops_mastercard","type":"operated_by","label":"operated by","sourceIds":["mastercard-fy2025"],"from_entity":"Mastercard Creditcard","to_entity":"Mastercard Incorporated"},{"id":"rel_jpmorgan_mastercard","from":"bnk_jpmorgan_chase","to":"pmt_mastercard","type":"supports_method","label":"supports","sourceIds":["jpmorgan-bill-pay-payment-methods"],"from_entity":"JPMorgan Chase & Co.","to_entity":"Mastercard Creditcard"},{"id":"rel_iso7812_mastercard","from":"std_iso_iec_7812_1","to":"pmt_mastercard","type":"applies_to","label":"defines issuer-identification structure for","sourceIds":["iso-iin-eight-digit"],"from_entity":"ISO/IEC 7812-1","to_entity":"Mastercard Creditcard"},{"id":"rel_iso8583_mastercard","from":"std_iso_8583_2023","to":"pmt_mastercard","type":"applies_to","label":"standardizes card-originated messaging for","sourceIds":["iso-8583-2023"],"from_entity":"ISO 8583:2023 Financial-transaction-card-originated messages","to_entity":"Mastercard Creditcard"},{"id":"rel_emv3ds_mastercard","from":"std_emv_3ds","to":"pmt_mastercard","type":"applies_to","label":"supports card-not-present authentication for","sourceIds":["emvco-3ds-overview"],"from_entity":"EMV 3-D Secure","to_entity":"Mastercard Creditcard"},{"id":"rel_fee_eu_mastercard","from":"cmp_eu_consumer_card_interchange_caps","to":"pmt_mastercard","type":"applies_to","label":"applies to covered transactions","sourceIds":["eu-card-interchange-fees-2015-751"],"from_entity":"EU consumer-card interchange caps","to_entity":"Mastercard Creditcard"},{"id":"rel_rule_eu_ifr_mastercard","from":"cmp_eu_2015_751","to":"pmt_mastercard","type":"applies_to","label":"applies to covered transactions","sourceIds":["eu-card-interchange-fees-2015-751"],"from_entity":"EU Interchange Fee Regulation","to_entity":"Mastercard Creditcard"},{"id":"rel_fee_us_mastercard","from":"cmp_us_regii_debit_cap","to":"pmt_mastercard","type":"applies_to","label":"applies to covered debit transactions","sourceIds":["fed-regii-current-cap"],"from_entity":"U.S. covered debit-card interchange cap","to_entity":"Mastercard Creditcard"},{"id":"rel_rule_us_regii_mastercard","from":"cmp_us_regulation_ii","to":"pmt_mastercard","type":"applies_to","label":"governs covered debit transactions","sourceIds":["fed-regii-current-cap"],"from_entity":"Regulation II — Debit Card Interchange Fees and Routing","to_entity":"Mastercard Creditcard"},{"id":"rel_rule_au_mastercard","from":"cmp_au_card_interchange","to":"pmt_mastercard","type":"applies_to","label":"governs domestic card interchange for","sourceIds":["rba-interchange-conclusions-2026"],"from_entity":"RBA Card Interchange Standards","to_entity":"Mastercard Creditcard"},{"id":"rel_fraud_eea_mastercard","from":"cmp_eea_card_payments_2024","to":"pmt_mastercard","type":"observed_on","label":"observed across card payments","sourceIds":["eba-ecb-payment-fraud-2025"],"from_entity":"EEA card-payment fraud, 2024","to_entity":"Mastercard Creditcard"},{"id":"rel_fallback_mastercard_scheme","from":"pmt_mastercard","to":"sch_mastercard","type":"uses_scheme","label":"operates under","sourceIds":["mastercard-fy2025"],"from_entity":"Mastercard Creditcard","to_entity":"Mastercard"},{"id":"rel_crd_nl-abn-amro-abn-amro-debit-mastercard_pmt_mastercard","from":"crd_nl-abn-amro-abn-amro-debit-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-001","card-source-002"],"from_entity":"ABN AMRO Debit Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-ing-ing-debit-card_pmt_mastercard","from":"crd_nl-ing-ing-debit-card","to":"pmt_mastercard","type":"branded_as","label":"available card brand","sourceIds":["card-source-003","card-source-004"],"from_entity":"ING Debit Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-rabobank-rabo-betaalpas_pmt_mastercard","from":"crd_nl-rabobank-rabo-betaalpas","to":"pmt_mastercard","type":"branded_as","label":"available card brand","sourceIds":["card-source-005","card-source-006"],"from_entity":"Rabo Betaalpas","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-knab-knab-debit-mastercard_pmt_mastercard","from":"crd_nl-knab-knab-debit-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-011","card-source-012"],"from_entity":"Knab Debit Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-abn-amro-abn-amro-credit-card_pmt_mastercard","from":"crd_nl-abn-amro-abn-amro-credit-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-015","card-source-002"],"from_entity":"ABN AMRO Credit Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-abn-amro-abn-amro-gold-card_pmt_mastercard","from":"crd_nl-abn-amro-abn-amro-gold-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-017","card-source-002"],"from_entity":"ABN AMRO Gold Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-abn-amro-abn-amro-studenten-creditcard_pmt_mastercard","from":"crd_nl-abn-amro-abn-amro-studenten-creditcard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-019","card-source-002"],"from_entity":"ABN AMRO Studenten Creditcard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-ing-ing-creditcard-more_pmt_mastercard","from":"crd_nl-ing-ing-creditcard-more","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-021","card-source-022"],"from_entity":"ING Creditcard More","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-ing-ing-creditcard-extra_pmt_mastercard","from":"crd_nl-ing-ing-creditcard-extra","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-023","card-source-022"],"from_entity":"ING Creditcard Extra","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-ing-ing-creditcard-max_pmt_mastercard","from":"crd_nl-ing-ing-creditcard-max","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-025","card-source-026"],"from_entity":"ING Creditcard Max","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-ing-ing-studenten-creditcard-more_pmt_mastercard","from":"crd_nl-ing-ing-studenten-creditcard-more","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-027","card-source-022"],"from_entity":"ING Studenten Creditcard More","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-rabobank-rabo-goldcard_pmt_mastercard","from":"crd_nl-rabobank-rabo-goldcard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-029","card-source-006"],"from_entity":"Rabo GoldCard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-knab-knab-creditcard_pmt_mastercard","from":"crd_nl-knab-knab-creditcard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-035"],"from_entity":"Knab Creditcard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-van-lanschot-kempen-van-lanschot-kempen-creditcard-g_pmt_mastercard","from":"crd_nl-van-lanschot-kempen-van-lanschot-kempen-creditcard-g","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-013","card-source-014"],"from_entity":"Van Lanschot Kempen Creditcard Gold","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-ics-mastercard-classic_pmt_mastercard","from":"crd_nl-ics-mastercard-classic","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-046","card-source-047"],"from_entity":"Mastercard Classic","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-ics-mastercard-gold_pmt_mastercard","from":"crd_nl-ics-mastercard-gold","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-048","card-source-047"],"from_entity":"Mastercard Gold","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-ics-mastercard-black_pmt_mastercard","from":"crd_nl-ics-mastercard-black","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-050","card-source-047"],"from_entity":"Mastercard Black","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-anwb-anwb-mastercard_pmt_mastercard","from":"crd_nl-anwb-anwb-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-052","card-source-053"],"from_entity":"ANWB Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-knac-ics-knac-mastercard-gold_pmt_mastercard","from":"crd_nl-knac-ics-knac-mastercard-gold","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-078","card-source-077"],"from_entity":"KNAC Mastercard Gold","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-insingergilissen-ics-insingergilissen-gold-card_pmt_mastercard","from":"crd_nl-insingergilissen-ics-insingergilissen-gold-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-082","card-source-077"],"from_entity":"InsingerGilissen Gold Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-bunq-bunq-free-credit-card_pmt_mastercard","from":"crd_nl-bunq-bunq-free-credit-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Free Credit Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-bunq-bunq-core-debit-mastercard_pmt_mastercard","from":"crd_nl-bunq-bunq-core-debit-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-088","card-source-087"],"from_entity":"bunq Core Debit Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-bunq-bunq-core-credit-card_pmt_mastercard","from":"crd_nl-bunq-bunq-core-credit-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Core Credit Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-bunq-bunq-pro-debit-mastercard_pmt_mastercard","from":"crd_nl-bunq-bunq-pro-debit-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-088","card-source-087"],"from_entity":"bunq Pro Debit Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-bunq-bunq-pro-credit-card_pmt_mastercard","from":"crd_nl-bunq-bunq-pro-credit-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Pro Credit Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-bunq-bunq-elite-debit-mastercard_pmt_mastercard","from":"crd_nl-bunq-bunq-elite-debit-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-088","card-source-087"],"from_entity":"bunq Elite Debit Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-bunq-bunq-elite-credit-card_pmt_mastercard","from":"crd_nl-bunq-bunq-elite-credit-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Elite Credit Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-revolut-revolut-standard-card_pmt_mastercard","from":"crd_nl-revolut-revolut-standard-card","to":"pmt_mastercard","type":"branded_as","label":"available card brand","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Standard Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-revolut-revolut-plus-card_pmt_mastercard","from":"crd_nl-revolut-revolut-plus-card","to":"pmt_mastercard","type":"branded_as","label":"available card brand","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Plus Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-revolut-revolut-premium-card_pmt_mastercard","from":"crd_nl-revolut-revolut-premium-card","to":"pmt_mastercard","type":"branded_as","label":"available card brand","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Premium Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-revolut-revolut-metal-card_pmt_mastercard","from":"crd_nl-revolut-revolut-metal-card","to":"pmt_mastercard","type":"branded_as","label":"available card brand","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Metal Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-revolut-revolut-ultra-card_pmt_mastercard","from":"crd_nl-revolut-revolut-ultra-card","to":"pmt_mastercard","type":"branded_as","label":"available card brand","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Ultra Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-n26-n26-standard-mastercard_pmt_mastercard","from":"crd_nl-n26-n26-standard-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-110"],"from_entity":"N26 Standard Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-n26-n26-smart-mastercard_pmt_mastercard","from":"crd_nl-n26-n26-smart-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-110"],"from_entity":"N26 Smart Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-n26-n26-go-mastercard_pmt_mastercard","from":"crd_nl-n26-n26-go-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-110"],"from_entity":"N26 Go Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-n26-n26-metal-mastercard_pmt_mastercard","from":"crd_nl-n26-n26-metal-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-110"],"from_entity":"N26 Metal Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-wise-wise-debit-card_pmt_mastercard","from":"crd_nl-wise-wise-debit-card","to":"pmt_mastercard","type":"branded_as","label":"available card brand","sourceIds":["card-source-114"],"from_entity":"Wise Debit Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-curve-curve-pay_pmt_mastercard","from":"crd_nl-curve-curve-pay","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-118"],"from_entity":"Curve Pay","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-curve-curve-pay-x_pmt_mastercard","from":"crd_nl-curve-curve-pay-x","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-118"],"from_entity":"Curve Pay X","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-curve-curve-pay-pro_pmt_mastercard","from":"crd_nl-curve-curve-pay-pro","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-118"],"from_entity":"Curve Pay Pro","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-curve-curve-pay-pro-2_pmt_mastercard","from":"crd_nl-curve-curve-pay-pro-2","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-118"],"from_entity":"Curve Pay Pro+","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-openbank-openbank-r42-debit-mastercard_pmt_mastercard","from":"crd_nl-openbank-openbank-r42-debit-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-122","card-source-123"],"from_entity":"Openbank R42 Debit Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-openbank-openbank-r42-metal-card_pmt_mastercard","from":"crd_nl-openbank-openbank-r42-metal-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-124","card-source-123"],"from_entity":"Openbank R42 Metal Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-monese-monese-pay-as-you-go-card_pmt_mastercard","from":"crd_nl-monese-monese-pay-as-you-go-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-132","card-source-133"],"from_entity":"Monese Pay As You Go Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-monese-monese-everyday-card_pmt_mastercard","from":"crd_nl-monese-monese-everyday-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-132","card-source-133"],"from_entity":"Monese Everyday Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-monese-monese-cashback-card_pmt_mastercard","from":"crd_nl-monese-monese-cashback-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-132","card-source-133"],"from_entity":"Monese Cashback Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-monese-monese-premium-card_pmt_mastercard","from":"crd_nl-monese-monese-premium-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-132","card-source-133"],"from_entity":"Monese Premium Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-zen-com-zen-free-mastercard_pmt_mastercard","from":"crd_nl-zen-com-zen-free-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-140","card-source-141"],"from_entity":"ZEN Free Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-zen-com-zen-gold-mastercard_pmt_mastercard","from":"crd_nl-zen-com-zen-gold-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-140","card-source-141"],"from_entity":"ZEN Gold Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-zen-com-zen-platinum-mastercard_pmt_mastercard","from":"crd_nl-zen-com-zen-platinum-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-140","card-source-141"],"from_entity":"ZEN Platinum Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-nexo-nexo-card_pmt_mastercard","from":"crd_nl-nexo-nexo-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-150","card-source-151"],"from_entity":"Nexo Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-bybit-bybit-card_pmt_mastercard","from":"crd_nl-bybit-bybit-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-152","card-source-153"],"from_entity":"Bybit Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-bleap-bleap-mastercard-debit_pmt_mastercard","from":"crd_nl-bleap-bleap-mastercard-debit","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-156","card-source-157"],"from_entity":"Bleap Mastercard Debit","to_entity":"Mastercard Creditcard"}]},{"id":"pmt_amex","type":"payment_method","name":"American Express Card","shortName":"American Express Card","collection":"methods","slug":"amex","description":"American Express Card is a card payment method connected to United States, American Express Company through explicit Graph relationships.","summary":"152.8M* public adoption scale, with every metric labelled by population definition, period and source.","aliases":["American Express Card","American Express Card","American Express Card payments"],"visual":{"kind":"monogram","value":"American","label":"American Express Card brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_amex","Market":"United States","Type":"Card","Operator":"American Express Company"},"claims":[{"key":"type","label":"Type","value":"Card","sourceIds":["amex-fy2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"152.8M* · Proprietary and network cards; not unique cardmembers","sourceIds":["amex-fy2025"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"2025"},{"key":"headline_1","label":"# Merchants","value":"108M* · Merchant locations","sourceIds":["amex-fy2025"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"2024"},{"key":"headline_2","label":"Annualized processing value","value":"$1.90T · Billed business plus processed volume","sourceIds":["amex-fy2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"2025 actual"}],"sourceIds":["amex-fy2025"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"152.8M*","period":"2025","detail":"Proprietary and network cards; not unique cardmembers","sourceIds":["amex-fy2025"]},{"label":"# Merchants","value":"108M*","period":"2024","detail":"Merchant locations","sourceIds":["amex-fy2025"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"$1.90T","period":"2025 actual","detail":"Billed business plus processed volume","sourceIds":["amex-fy2025"]}],"headlineMetrics":[{"label":"# Users","value":"152.8M*","period":"2025","detail":"Proprietary and network cards; not unique cardmembers","sourceIds":["amex-fy2025"]},{"label":"# Merchants","value":"108M*","period":"2024","detail":"Merchant locations","sourceIds":["amex-fy2025"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"$1.90T","period":"2025 actual","detail":"Billed business plus processed volume","sourceIds":["amex-fy2025"]}],"series":[],"channels":["In person","Online","In app","Recurring"],"initiation":["Card credential","Tokenized credential","Contactless","Stored credential"],"flow":[{"title":"Choose American Express Card","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Proprietary and network cards; not unique cardmembers"},{"label":"Explicit market scope","detail":"Availability links to United States as a canonical Graph entity."},{"label":"Canonical operator","detail":"American Express Company is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_amex_mkt_us_market","from":"pmt_amex","to":"mkt_us","type":"available_in","label":"available in","sourceIds":["amex-fy2025"],"from_entity":"American Express Card","to_entity":"United States"},{"id":"rel_pmt_amex_operator","from":"pmt_amex","to":"ops_amex","type":"operated_by","label":"operated by","sourceIds":["amex-fy2025"],"from_entity":"American Express Card","to_entity":"American Express Company"},{"id":"rel_crd_nl-american-express-american-express-blue-card_pmt_amex","from":"crd_nl-american-express-american-express-blue-card","to":"pmt_amex","type":"branded_as","label":"card brand","sourceIds":["card-source-060","card-source-061"],"from_entity":"American Express Blue Card","to_entity":"American Express Card"},{"id":"rel_crd_nl-american-express-american-express-green-card_pmt_amex","from":"crd_nl-american-express-american-express-green-card","to":"pmt_amex","type":"branded_as","label":"card brand","sourceIds":["card-source-062","card-source-061"],"from_entity":"American Express Green Card","to_entity":"American Express Card"},{"id":"rel_crd_nl-american-express-american-express-gold-card_pmt_amex","from":"crd_nl-american-express-american-express-gold-card","to":"pmt_amex","type":"branded_as","label":"card brand","sourceIds":["card-source-064","card-source-061"],"from_entity":"American Express Gold Card","to_entity":"American Express Card"},{"id":"rel_crd_nl-american-express-american-express-platinum-card_pmt_amex","from":"crd_nl-american-express-american-express-platinum-card","to":"pmt_amex","type":"branded_as","label":"card brand","sourceIds":["card-source-066","card-source-061"],"from_entity":"American Express Platinum Card","to_entity":"American Express Card"},{"id":"rel_crd_nl-american-express-flying-blue-american-express-entry-_pmt_amex","from":"crd_nl-american-express-flying-blue-american-express-entry-","to":"pmt_amex","type":"branded_as","label":"card brand","sourceIds":["card-source-068","card-source-061"],"from_entity":"Flying Blue American Express Entry Card","to_entity":"American Express Card"},{"id":"rel_crd_nl-american-express-flying-blue-american-express-silver_pmt_amex","from":"crd_nl-american-express-flying-blue-american-express-silver","to":"pmt_amex","type":"branded_as","label":"card brand","sourceIds":["card-source-070","card-source-061"],"from_entity":"Flying Blue American Express Silver Card","to_entity":"American Express Card"},{"id":"rel_crd_nl-american-express-flying-blue-american-express-gold-c_pmt_amex","from":"crd_nl-american-express-flying-blue-american-express-gold-c","to":"pmt_amex","type":"branded_as","label":"card brand","sourceIds":["card-source-072","card-source-061"],"from_entity":"Flying Blue American Express Gold Card","to_entity":"American Express Card"},{"id":"rel_crd_nl-american-express-flying-blue-american-express-platin_pmt_amex","from":"crd_nl-american-express-flying-blue-american-express-platin","to":"pmt_amex","type":"branded_as","label":"card brand","sourceIds":["card-source-074","card-source-061"],"from_entity":"Flying Blue American Express Platinum Card","to_entity":"American Express Card"},{"id":"rel_amex_scheme_method","from":"pmt_amex","to":"sch_american_express","type":"uses_scheme","label":"operates under","sourceIds":["amex-fy2025"],"from_entity":"American Express Card","to_entity":"American Express"}]},{"id":"pmt_paypal","type":"payment_method","name":"PayPal","shortName":"PayPal","collection":"methods","slug":"paypal","description":"PayPal is a digital wallet connected to United States, PayPal Holdings, Inc. through explicit Graph relationships.","summary":"439M public adoption scale, with every metric labelled by population definition, period and source.","aliases":["PayPal","PayPal","PayPal payments"],"visual":{"kind":"monogram","value":"PayPal","label":"PayPal brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_paypal","Market":"United States","Type":"Wallet","Operator":"PayPal Holdings, Inc."},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["paypal-q4-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"439M · Active accounts","sourceIds":["paypal-q4-2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Q4 2025"},{"key":"headline_1","label":"Annualized # transactions","value":"25.4B · Payment transactions","sourceIds":["paypal-q4-2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"2025 actual"},{"key":"headline_2","label":"Annualized processing value","value":"$1.6T+ · Total payment volume","sourceIds":["paypal-q4-2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"2025 actual"}],"sourceIds":["paypal-q4-2025"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"439M","period":"Q4 2025","detail":"Active accounts","sourceIds":["paypal-q4-2025"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"25.4B","period":"2025 actual","detail":"Payment transactions","sourceIds":["paypal-q4-2025"]},{"label":"Annualized processing value","value":"$1.6T+","period":"2025 actual","detail":"Total payment volume","sourceIds":["paypal-q4-2025"]}],"headlineMetrics":[{"label":"# Users","value":"439M","period":"Q4 2025","detail":"Active accounts","sourceIds":["paypal-q4-2025"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"25.4B","period":"2025 actual","detail":"Payment transactions","sourceIds":["paypal-q4-2025"]},{"label":"Annualized processing value","value":"$1.6T+","period":"2025 actual","detail":"Total payment volume","sourceIds":["paypal-q4-2025"]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose PayPal","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Active accounts"},{"label":"Explicit market scope","detail":"Availability links to United States as a canonical Graph entity."},{"label":"Canonical operator","detail":"PayPal Holdings, Inc. is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_paypal_mkt_us_market","from":"pmt_paypal","to":"mkt_us","type":"available_in","label":"available in","sourceIds":["paypal-q4-2025"],"from_entity":"PayPal","to_entity":"United States"},{"id":"rel_pmt_paypal_operator","from":"pmt_paypal","to":"ops_paypal","type":"operated_by","label":"operated by","sourceIds":["paypal-q4-2025"],"from_entity":"PayPal","to_entity":"PayPal Holdings, Inc."},{"id":"rel_fallback_wallets_paypal","from":"pmt_paypal","to":"sch_wallets","type":"uses_scheme","label":"grouped under","sourceIds":["nl-dpa-online-payments"],"from_entity":"PayPal","to_entity":"eMoney"}]},{"id":"pmt_masterpass","type":"payment_method","name":"Masterpass","shortName":"Masterpass","collection":"methods","slug":"masterpass","description":"Masterpass is a digital wallet and card-on-file checkout connected to Türkiye, Masterpass Technology Services Inc. and TRY through explicit Graph relationships.","summary":"42M public adoption scale, with every metric labelled by population definition, period and source.","aliases":["Masterpass","Masterpass","Masterpass payments","MasterPass","Masterpass by Mastercard"],"visual":{"kind":"monogram","value":"Masterpa","label":"Masterpass brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_masterpass","Market":"Türkiye","Type":"Card","Operator":"Masterpass Technology Services Inc."},"claims":[{"key":"type","label":"Type","value":"Card","sourceIds":["masterpass-turkiye-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"42M · Registered Masterpass users in Türkiye","sourceIds":["masterpass-turkiye-2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"2025"},{"key":"headline_1","label":"# Merchants","value":"4K+* · Merchants reported by Mastercard","sourceIds":["masterpass-turkiye-2025"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"2024"}],"sourceIds":["masterpass-turkiye-2025"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"42M","period":"2025","detail":"Registered Masterpass users in Türkiye","sourceIds":["masterpass-turkiye-2025"]},{"label":"# Merchants","value":"4K+*","period":"2024","detail":"Merchants reported by Mastercard","sourceIds":["masterpass-turkiye-2025"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"42M","period":"2025","detail":"Registered Masterpass users in Türkiye","sourceIds":["masterpass-turkiye-2025"]},{"label":"# Merchants","value":"4K+*","period":"2024","detail":"Merchants reported by Mastercard","sourceIds":["masterpass-turkiye-2025"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["In person","Online","In app","Recurring"],"initiation":["Card credential","Tokenized credential","Contactless","Stored credential"],"flow":[{"title":"Choose Masterpass","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Registered Masterpass users in Türkiye"},{"label":"Explicit market scope","detail":"Availability links to Türkiye as a canonical Graph entity."},{"label":"Canonical operator","detail":"Masterpass Technology Services Inc. is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_masterpass_mkt_tr_market","from":"pmt_masterpass","to":"mkt_tr","type":"available_in","label":"available in","sourceIds":["masterpass-turkiye-2025"],"from_entity":"Masterpass"},{"id":"rel_pmt_masterpass_operator","from":"pmt_masterpass","to":"ops_masterpass_technology_services","type":"operated_by","label":"operated by","sourceIds":["masterpass-turkiye-2025"],"from_entity":"Masterpass","to_entity":"Masterpass Technology Services Inc."},{"id":"rel_pmt_masterpass_currency","from":"pmt_masterpass","to":"cur_try","type":"denominated_in","label":"denominated in","sourceIds":["masterpass-turkiye-2025"],"from_entity":"Masterpass"}]},{"id":"pmt_weixin_pay","type":"payment_method","name":"Weixin Pay","shortName":"Weixin Pay","collection":"methods","slug":"weixin-pay","description":"Weixin Pay is a digital wallet connected to China, Tencent and CNY through explicit Graph relationships.","summary":"800M+ public adoption scale, with every metric labelled by population definition, period and source.","aliases":["Weixin Pay","Weixin Pay","Weixin Pay payments","WeChat Pay"],"visual":{"kind":"monogram","value":"Weixin P","label":"Weixin Pay brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_weixin_pay","Market":"China","Type":"Wallet","Operator":"Tencent"},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["tencent-esg-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"800M+ · Weixin Pay users","sourceIds":["tencent-esg-2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"2025"},{"key":"headline_1","label":"# Merchants","value":"50M · MSMEs served","sourceIds":["tencent-esg-2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"2025"}],"sourceIds":["tencent-esg-2025"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"800M+","period":"2025","detail":"Weixin Pay users","sourceIds":["tencent-esg-2025"]},{"label":"# Merchants","value":"50M","period":"2025","detail":"MSMEs served","sourceIds":["tencent-esg-2025"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"800M+","period":"2025","detail":"Weixin Pay users","sourceIds":["tencent-esg-2025"]},{"label":"# Merchants","value":"50M","period":"2025","detail":"MSMEs served","sourceIds":["tencent-esg-2025"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose Weixin Pay","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Weixin Pay users"},{"label":"Explicit market scope","detail":"Availability links to China as a canonical Graph entity."},{"label":"Canonical operator","detail":"Tencent is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_weixin_pay_mkt_cn_market","from":"pmt_weixin_pay","to":"mkt_cn","type":"available_in","label":"available in","sourceIds":["tencent-esg-2025"],"from_entity":"Weixin Pay","to_entity":"China"},{"id":"rel_pmt_weixin_pay_operator","from":"pmt_weixin_pay","to":"ops_tencent","type":"operated_by","label":"operated by","sourceIds":["tencent-esg-2025"],"from_entity":"Weixin Pay","to_entity":"Tencent"},{"id":"rel_pmt_weixin_pay_currency","from":"pmt_weixin_pay","to":"cur_cny","type":"denominated_in","label":"denominated in","sourceIds":["tencent-esg-2025"],"from_entity":"Weixin Pay","to_entity":"Chinese yuan"}]},{"id":"pmt_zelle","type":"payment_method","name":"Zelle","shortName":"Zelle","collection":"methods","slug":"zelle","description":"Zelle is a bank-account transfer network connected to United States, Early Warning Services and USD through explicit Graph relationships.","summary":"151M* public adoption scale, with every metric labelled by population definition, period and source.","aliases":["Zelle","Zelle","Zelle payments"],"visual":{"kind":"monogram","value":"Zelle","label":"Zelle brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_zelle","Market":"United States","Type":"Bank Transfer","Operator":"Early Warning Services"},"claims":[{"key":"type","label":"Type","value":"Bank Transfer","sourceIds":["zelle-2024"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"151M* · Enrolled consumer and small-business accounts; not unique people","sourceIds":["zelle-2024"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"2024"},{"key":"headline_1","label":"Annualized # transactions","value":"3.6B · Payments sent","sourceIds":["zelle-2024"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"2024 actual"},{"key":"headline_2","label":"Annualized processing value","value":"$1T+ · Payment value","sourceIds":["zelle-2024"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"2024 actual"}],"sourceIds":["zelle-2024"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"151M*","period":"2024","detail":"Enrolled consumer and small-business accounts; not unique people","sourceIds":["zelle-2024"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"3.6B","period":"2024 actual","detail":"Payments sent","sourceIds":["zelle-2024"]},{"label":"Annualized processing value","value":"$1T+","period":"2024 actual","detail":"Payment value","sourceIds":["zelle-2024"]}],"headlineMetrics":[{"label":"# Users","value":"151M*","period":"2024","detail":"Enrolled consumer and small-business accounts; not unique people","sourceIds":["zelle-2024"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"3.6B","period":"2024 actual","detail":"Payments sent","sourceIds":["zelle-2024"]},{"label":"Annualized processing value","value":"$1T+","period":"2024 actual","detail":"Payment value","sourceIds":["zelle-2024"]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose Zelle","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Enrolled consumer and small-business accounts; not unique people"},{"label":"Explicit market scope","detail":"Availability links to United States as a canonical Graph entity."},{"label":"Canonical operator","detail":"Early Warning Services is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_zelle_mkt_us_market","from":"pmt_zelle","to":"mkt_us","type":"available_in","label":"available in","sourceIds":["zelle-2024"],"from_entity":"Zelle","to_entity":"United States"},{"id":"rel_pmt_zelle_operator","from":"pmt_zelle","to":"ops_ews","type":"operated_by","label":"operated by","sourceIds":["zelle-2024"],"from_entity":"Zelle","to_entity":"Early Warning Services"},{"id":"rel_pmt_zelle_currency","from":"pmt_zelle","to":"cur_usd","type":"denominated_in","label":"denominated in","sourceIds":["zelle-2024"],"from_entity":"Zelle","to_entity":"United States dollar"}]},{"id":"pmt_venmo","type":"payment_method","name":"Venmo","shortName":"Venmo","collection":"methods","slug":"venmo","description":"Venmo is a digital wallet connected to United States, PayPal Holdings, Inc. and USD through explicit Graph relationships.","summary":"95M public adoption scale, with every metric labelled by population definition, period and source.","aliases":["Venmo","Venmo","Venmo payments"],"visual":{"kind":"monogram","value":"Venmo","label":"Venmo brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_venmo","Market":"United States","Type":"Wallet","Operator":"PayPal Holdings, Inc."},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["venmo-business"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"95M · Active Venmo accounts","sourceIds":["venmo-business"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Latest published"},{"key":"headline_1","label":"# Merchants","value":"2M+ · Merchants reported as accepting Venmo","sourceIds":["venmo-business"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Latest published"}],"sourceIds":["venmo-business"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"95M","period":"Latest published","detail":"Active Venmo accounts","sourceIds":["venmo-business"]},{"label":"# Merchants","value":"2M+","period":"Latest published","detail":"Merchants reported as accepting Venmo","sourceIds":["venmo-business"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"95M","period":"Latest published","detail":"Active Venmo accounts","sourceIds":["venmo-business"]},{"label":"# Merchants","value":"2M+","period":"Latest published","detail":"Merchants reported as accepting Venmo","sourceIds":["venmo-business"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose Venmo","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Active Venmo accounts"},{"label":"Explicit market scope","detail":"Availability links to United States as a canonical Graph entity."},{"label":"Canonical operator","detail":"PayPal Holdings, Inc. is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_venmo_mkt_us_market","from":"pmt_venmo","to":"mkt_us","type":"available_in","label":"available in","sourceIds":["venmo-business"],"from_entity":"Venmo","to_entity":"United States"},{"id":"rel_pmt_venmo_operator","from":"pmt_venmo","to":"ops_paypal","type":"operated_by","label":"operated by","sourceIds":["venmo-business"],"from_entity":"Venmo","to_entity":"PayPal Holdings, Inc."},{"id":"rel_pmt_venmo_currency","from":"pmt_venmo","to":"cur_usd","type":"denominated_in","label":"denominated in","sourceIds":["venmo-business"],"from_entity":"Venmo","to_entity":"United States dollar"}]},{"id":"pmt_cash_app","type":"payment_method","name":"Cash App","shortName":"Cash App","collection":"methods","slug":"cash-app","description":"Cash App is a digital wallet connected to United States, Block, Inc. and USD through explicit Graph relationships.","summary":"58M public adoption scale, with every metric labelled by population definition, period and source.","aliases":["Cash App","Cash App","Cash App payments"],"visual":{"kind":"monogram","value":"Cash App","label":"Cash App brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_cash_app","Market":"United States","Type":"Wallet","Operator":"Block, Inc."},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["block-investor-day-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"58M · Monthly active consumers","sourceIds":["block-investor-day-2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Late 2025"}],"sourceIds":["block-investor-day-2025"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"58M","period":"Late 2025","detail":"Monthly active consumers","sourceIds":["block-investor-day-2025"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"58M","period":"Late 2025","detail":"Monthly active consumers","sourceIds":["block-investor-day-2025"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose Cash App","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Monthly active consumers"},{"label":"Explicit market scope","detail":"Availability links to United States as a canonical Graph entity."},{"label":"Canonical operator","detail":"Block, Inc. is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_cash_app_mkt_us_market","from":"pmt_cash_app","to":"mkt_us","type":"available_in","label":"available in","sourceIds":["block-investor-day-2025"],"from_entity":"Cash App","to_entity":"United States"},{"id":"rel_pmt_cash_app_operator","from":"pmt_cash_app","to":"ops_block","type":"operated_by","label":"operated by","sourceIds":["block-investor-day-2025"],"from_entity":"Cash App","to_entity":"Block, Inc."},{"id":"rel_pmt_cash_app_currency","from":"pmt_cash_app","to":"cur_usd","type":"denominated_in","label":"denominated in","sourceIds":["block-investor-day-2025"],"from_entity":"Cash App","to_entity":"United States dollar"}]},{"id":"pmt_wero","type":"payment_method","name":"Wero","shortName":"Wero","collection":"methods","slug":"wero","description":"Wero is a european wallet and bank-transfer method connected to Germany, European Payments Initiative and EUR through explicit Graph relationships.","summary":"45M+* public adoption scale, with every metric labelled by population definition, period and source.","aliases":["Wero","Wero","Wero payments"],"visual":{"kind":"monogram","value":"Wero","label":"Wero brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_wero","Market":"Germany","Type":"Wallet","Operator":"European Payments Initiative"},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["ideal-wero-transition"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"45M+* · Europeans within the published Wero reach; availability proxy","sourceIds":["ideal-wero-transition"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"2026"}],"sourceIds":["ideal-wero-transition"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"45M+*","period":"2026","detail":"Europeans within the published Wero reach; availability proxy","sourceIds":["ideal-wero-transition"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"45M+*","period":"2026","detail":"Europeans within the published Wero reach; availability proxy","sourceIds":["ideal-wero-transition"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose Wero","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Europeans within the published Wero reach; availability proxy"},{"label":"Explicit market scope","detail":"Availability links to Germany as a canonical Graph entity."},{"label":"Canonical operator","detail":"European Payments Initiative is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_wero_mkt_de_market","from":"pmt_wero","to":"mkt_de","type":"available_in","label":"available in","sourceIds":["ideal-wero-transition"],"from_entity":"Wero","to_entity":"Germany"},{"id":"rel_pmt_wero_operator","from":"pmt_wero","to":"ops_epi","type":"operated_by","label":"operated by","sourceIds":["ideal-wero-transition"],"from_entity":"Wero","to_entity":"European Payments Initiative"},{"id":"rel_pmt_wero_currency","from":"pmt_wero","to":"cur_eur","type":"denominated_in","label":"denominated in","sourceIds":["ideal-wero-transition"],"from_entity":"Wero","to_entity":"Euro"},{"id":"rel_ideal_wero_network","from":"pmt_ideal","to":"pmt_wero","type":"uses_scheme","label":"progressively migrates to","sourceIds":["epi-ideal-wero-migration-2026"],"from_entity":"iDEAL","to_entity":"Wero"},{"id":"rel_wero_epi_operator","from":"pmt_wero","to":"ops_epi","type":"operated_by","label":"operated by","sourceIds":["epi-ideal-wero-migration-2026"],"from_entity":"Wero","to_entity":"European Payments Initiative"},{"id":"rel_wero_sctinst","from":"pmt_wero","to":"std_sct_inst_2025","type":"conforms_to","label":"uses instant euro transfer scheme","sourceIds":["epi-wero-sct-inst","epc-sct-inst-2025"],"from_entity":"Wero","to_entity":"2025 SEPA Instant Credit Transfer Rulebook v1.1"},{"id":"rel_wero_iso20022","from":"pmt_wero","to":"std_iso_20022","type":"conforms_to","label":"uses SCT Inst ISO 20022 implementation guidelines","sourceIds":["epi-wero-sct-inst","epc-sct-inst-2025"],"from_entity":"Wero","to_entity":"ISO 20022 Financial Services — Universal financial industry message scheme"},{"id":"rel_wero_eu_instant_reg","from":"pmt_wero","to":"cmp_eu_2024_886","type":"governed_by","label":"instant-payment perimeter governed by","sourceIds":["eu-instant-payments-regulation-2024-886","epi-wero-sct-inst"],"from_entity":"Wero","to_entity":"EU Instant Payments Regulation"}]},{"id":"pmt_twint","type":"payment_method","name":"TWINT","shortName":"TWINT","collection":"methods","slug":"twint","description":"TWINT is a mobile wallet connected to Switzerland, TWINT AG and CHF through explicit Graph relationships.","summary":"6M+ public adoption scale, with every metric labelled by population definition, period and source.","aliases":["TWINT","TWINT","TWINT payments"],"visual":{"kind":"monogram","value":"TWINT","label":"TWINT brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_twint","Market":"Switzerland","Type":"Wallet","Operator":"TWINT AG"},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["twint-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"6M+ · Active users","sourceIds":["twint-2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"2025"},{"key":"headline_1","label":"Annualized # transactions","value":"901M · TWINT transactions","sourceIds":["twint-2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"2025 actual"}],"sourceIds":["twint-2025"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"6M+","period":"2025","detail":"Active users","sourceIds":["twint-2025"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"901M","period":"2025 actual","detail":"TWINT transactions","sourceIds":["twint-2025"]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"6M+","period":"2025","detail":"Active users","sourceIds":["twint-2025"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"901M","period":"2025 actual","detail":"TWINT transactions","sourceIds":["twint-2025"]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose TWINT","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Active users"},{"label":"Explicit market scope","detail":"Availability links to Switzerland as a canonical Graph entity."},{"label":"Canonical operator","detail":"TWINT AG is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_twint_mkt_ch_market","from":"pmt_twint","to":"mkt_ch","type":"available_in","label":"available in","sourceIds":["twint-2025"],"from_entity":"TWINT","to_entity":"Switzerland"},{"id":"rel_pmt_twint_operator","from":"pmt_twint","to":"ops_twint","type":"operated_by","label":"operated by","sourceIds":["twint-2025"],"from_entity":"TWINT","to_entity":"TWINT AG"},{"id":"rel_pmt_twint_currency","from":"pmt_twint","to":"cur_chf","type":"denominated_in","label":"denominated in","sourceIds":["twint-2025"],"from_entity":"TWINT","to_entity":"Swiss franc"}]},{"id":"pmt_vipps_mobilepay","type":"payment_method","name":"Vipps MobilePay","shortName":"Vipps MobilePay","collection":"methods","slug":"vipps-mobilepay","description":"Vipps MobilePay is a nordic mobile wallet connected to Norway, Denmark, Finland and Sweden, Vipps MobilePay AS through explicit Graph relationships.","summary":"12.4M public adoption scale, with every metric labelled by population definition, period and source.","aliases":["Vipps MobilePay","Vipps MobilePay","Vipps MobilePay payments"],"visual":{"kind":"monogram","value":"Vipps Mo","label":"Vipps MobilePay brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_vipps_mobilepay","Market":"Norway, Denmark, Finland and Sweden","Type":"Wallet","Operator":"Vipps MobilePay AS"},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["vipps-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"12.4M · Users across Norway, Denmark, Finland and Sweden","sourceIds":["vipps-2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"2025"},{"key":"market_coverage","label":"Markets","value":"Norway, Denmark, Finland","sourceIds":["vipps-2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"headline_1","label":"# Merchants","value":"580K* · Sales units; not unique legal merchants","sourceIds":["vipps-2025"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"2025"},{"key":"headline_2","label":"Annualized # transactions","value":"1.438B · Transactions","sourceIds":["vipps-2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"2025 actual"}],"sourceIds":["vipps-2025"],"updatedAt":"2026-08-10","methodProfile":{"metrics":[{"label":"# Users","value":"12.4M","period":"2025","detail":"Users across Norway, Denmark, Finland and Sweden","sourceIds":["vipps-2025"]},{"label":"# Merchants","value":"580K*","period":"2025","detail":"Sales units; not unique legal merchants","sourceIds":["vipps-2025"]},{"label":"Annualized # transactions","value":"1.438B","period":"2025 actual","detail":"Transactions","sourceIds":["vipps-2025"]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"12.4M","period":"2025","detail":"Users across Norway, Denmark, Finland and Sweden","sourceIds":["vipps-2025"]},{"label":"# Merchants","value":"580K*","period":"2025","detail":"Sales units; not unique legal merchants","sourceIds":["vipps-2025"]},{"label":"Annualized # transactions","value":"1.438B","period":"2025 actual","detail":"Transactions","sourceIds":["vipps-2025"]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose Vipps MobilePay","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Users across Norway, Denmark, Finland and Sweden"},{"label":"Explicit market scope","detail":"Availability links to 3 canonical country markets."},{"label":"Canonical operator","detail":"Vipps MobilePay AS is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_vipps_mobilepay_mkt_no_market","from":"pmt_vipps_mobilepay","to":"mkt_no","type":"available_in","label":"available in","sourceIds":["vipps-2025"],"from_entity":"Vipps MobilePay","to_entity":"Norway"},{"id":"rel_pmt_vipps_mobilepay_mkt_dk_market","from":"pmt_vipps_mobilepay","to":"mkt_dk","type":"available_in","label":"available in","sourceIds":["vipps-2025"],"from_entity":"Vipps MobilePay","to_entity":"Denmark"},{"id":"rel_pmt_vipps_mobilepay_mkt_fi_market","from":"pmt_vipps_mobilepay","to":"mkt_fi","type":"available_in","label":"available in","sourceIds":["vipps-2025"],"from_entity":"Vipps MobilePay","to_entity":"Finland"},{"id":"rel_pmt_vipps_mobilepay_mkt_se_market","from":"pmt_vipps_mobilepay","to":"mkt_se","type":"available_in","label":"available in","sourceIds":["vipps-2025"],"from_entity":"Vipps MobilePay","to_entity":"Sweden"},{"id":"rel_pmt_vipps_mobilepay_operator","from":"pmt_vipps_mobilepay","to":"ops_vipps_mobilepay","type":"operated_by","label":"operated by","sourceIds":["vipps-2025"],"from_entity":"Vipps MobilePay","to_entity":"Vipps MobilePay AS"}]},{"id":"pmt_mbway","type":"payment_method","name":"MB WAY","shortName":"MB WAY","collection":"methods","slug":"mbway","description":"MB WAY is a mobile payment wallet connected to Portugal, SIBS and EUR through explicit Graph relationships.","summary":"5M+ public adoption scale, with every metric labelled by population definition, period and source.","aliases":["MB WAY","MB WAY","MB WAY payments"],"visual":{"kind":"monogram","value":"MB WAY","label":"MB WAY brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_mbway","Market":"Portugal","Type":"Wallet","Operator":"SIBS"},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["sibs-mbway"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"5M+ · Registered users","sourceIds":["sibs-mbway"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Latest published"}],"sourceIds":["sibs-mbway"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"5M+","period":"Latest published","detail":"Registered users","sourceIds":["sibs-mbway"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"5M+","period":"Latest published","detail":"Registered users","sourceIds":["sibs-mbway"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose MB WAY","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Registered users"},{"label":"Explicit market scope","detail":"Availability links to Portugal as a canonical Graph entity."},{"label":"Canonical operator","detail":"SIBS is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_mbway_mkt_pt_market","from":"pmt_mbway","to":"mkt_pt","type":"available_in","label":"available in","sourceIds":["sibs-mbway"],"from_entity":"MB WAY","to_entity":"Portugal"},{"id":"rel_pmt_mbway_operator","from":"pmt_mbway","to":"ops_sibs","type":"operated_by","label":"operated by","sourceIds":["sibs-mbway"],"from_entity":"MB WAY","to_entity":"SIBS"},{"id":"rel_pmt_mbway_currency","from":"pmt_mbway","to":"cur_eur","type":"denominated_in","label":"denominated in","sourceIds":["sibs-mbway"],"from_entity":"MB WAY","to_entity":"Euro"}]},{"id":"pmt_bancomat","type":"payment_method","name":"PagoBANCOMAT","shortName":"BANCOMAT","collection":"methods","slug":"bancomat","description":"PagoBANCOMAT is a domestic card and wallet scheme connected to Italy, BANCOMAT S.p.A. and EUR through explicit Graph relationships.","summary":"31.6M* public adoption scale, with every metric labelled by population definition, period and source.","aliases":["BANCOMAT","PagoBANCOMAT","PagoBANCOMAT payments","Bancomat Pay","PagoBANCOMAT"],"visual":{"kind":"monogram","value":"BANCOMAT","label":"PagoBANCOMAT brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_bancomat","Market":"Italy","Type":"Card","Operator":"BANCOMAT S.p.A."},"claims":[{"key":"type","label":"Type","value":"Card","sourceIds":["bancomat-scale"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"31.6M* · Cards in circulation; not unique cardholders","sourceIds":["bancomat-scale"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"Latest published"},{"key":"headline_1","label":"Annualized # transactions","value":"2.3B · Payments","sourceIds":["bancomat-scale"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Latest annual figure"},{"key":"headline_2","label":"Annualized processing value","value":"€114B · Payment value","sourceIds":["bancomat-scale"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Latest annual figure"}],"sourceIds":["bancomat-scale"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"31.6M*","period":"Latest published","detail":"Cards in circulation; not unique cardholders","sourceIds":["bancomat-scale"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"2.3B","period":"Latest annual figure","detail":"Payments","sourceIds":["bancomat-scale"]},{"label":"Annualized processing value","value":"€114B","period":"Latest annual figure","detail":"Payment value","sourceIds":["bancomat-scale"]}],"headlineMetrics":[{"label":"# Users","value":"31.6M*","period":"Latest published","detail":"Cards in circulation; not unique cardholders","sourceIds":["bancomat-scale"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"2.3B","period":"Latest annual figure","detail":"Payments","sourceIds":["bancomat-scale"]},{"label":"Annualized processing value","value":"€114B","period":"Latest annual figure","detail":"Payment value","sourceIds":["bancomat-scale"]}],"series":[],"channels":["In person","Online","In app","Recurring"],"initiation":["Card credential","Tokenized credential","Contactless","Stored credential"],"flow":[{"title":"Choose BANCOMAT","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Cards in circulation; not unique cardholders"},{"label":"Explicit market scope","detail":"Availability links to Italy as a canonical Graph entity."},{"label":"Canonical operator","detail":"BANCOMAT S.p.A. is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_bancomat_mkt_it_market","from":"pmt_bancomat","to":"mkt_it","type":"available_in","label":"available in","sourceIds":["bancomat-scale"],"from_entity":"PagoBANCOMAT","to_entity":"Italy"},{"id":"rel_pmt_bancomat_operator","from":"pmt_bancomat","to":"ops_bancomat","type":"operated_by","label":"operated by","sourceIds":["bancomat-scale"],"from_entity":"PagoBANCOMAT","to_entity":"BANCOMAT S.p.A."},{"id":"rel_pmt_bancomat_currency","from":"pmt_bancomat","to":"cur_eur","type":"denominated_in","label":"denominated in","sourceIds":["bancomat-scale"],"from_entity":"PagoBANCOMAT","to_entity":"Euro"}]},{"id":"pmt_paypay","type":"payment_method","name":"PayPay","shortName":"PayPay","collection":"methods","slug":"paypay","description":"PayPay is a qr and mobile wallet connected to Japan, PayPay Corporation and JPY through explicit Graph relationships.","summary":"70M+ public adoption scale, with every metric labelled by population definition, period and source.","aliases":["PayPay","PayPay","PayPay payments"],"visual":{"kind":"monogram","value":"PayPay","label":"PayPay brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_paypay","Market":"Japan","Type":"Wallet","Operator":"PayPay Corporation"},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["paypay-70m"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"70M+ · Registered users","sourceIds":["paypay-70m"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Jul 2025"}],"sourceIds":["paypay-70m"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"70M+","period":"Jul 2025","detail":"Registered users","sourceIds":["paypay-70m"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"70M+","period":"Jul 2025","detail":"Registered users","sourceIds":["paypay-70m"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose PayPay","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Registered users"},{"label":"Explicit market scope","detail":"Availability links to Japan as a canonical Graph entity."},{"label":"Canonical operator","detail":"PayPay Corporation is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_paypay_mkt_jp_market","from":"pmt_paypay","to":"mkt_jp","type":"available_in","label":"available in","sourceIds":["paypay-70m"],"from_entity":"PayPay","to_entity":"Japan"},{"id":"rel_pmt_paypay_operator","from":"pmt_paypay","to":"ops_paypay","type":"operated_by","label":"operated by","sourceIds":["paypay-70m"],"from_entity":"PayPay","to_entity":"PayPay Corporation"},{"id":"rel_pmt_paypay_currency","from":"pmt_paypay","to":"cur_jpy","type":"denominated_in","label":"denominated in","sourceIds":["paypay-70m"],"from_entity":"PayPay","to_entity":"Japanese yen"}]},{"id":"pmt_gcash","type":"payment_method","name":"GCash","shortName":"GCash","collection":"methods","slug":"gcash","description":"GCash is a mobile wallet connected to Philippines, G-Xchange, Inc. and PHP through explicit Graph relationships.","summary":"94M* public adoption scale, with every metric labelled by population definition, period and source.","aliases":["GCash","GCash","GCash payments"],"visual":{"kind":"monogram","value":"GCash","label":"GCash brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_gcash","Market":"Philippines","Type":"Wallet","Operator":"G-Xchange, Inc."},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["gcash-about"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"94M* · Filipinos who have used GCash; cumulative reach","sourceIds":["gcash-about"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"Latest published"},{"key":"headline_1","label":"# Merchants","value":"6M* · Merchants and social sellers","sourceIds":["gcash-about"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"Latest published"}],"sourceIds":["gcash-about"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"94M*","period":"Latest published","detail":"Filipinos who have used GCash; cumulative reach","sourceIds":["gcash-about"]},{"label":"# Merchants","value":"6M*","period":"Latest published","detail":"Merchants and social sellers","sourceIds":["gcash-about"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"94M*","period":"Latest published","detail":"Filipinos who have used GCash; cumulative reach","sourceIds":["gcash-about"]},{"label":"# Merchants","value":"6M*","period":"Latest published","detail":"Merchants and social sellers","sourceIds":["gcash-about"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose GCash","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Filipinos who have used GCash; cumulative reach"},{"label":"Explicit market scope","detail":"Availability links to Philippines as a canonical Graph entity."},{"label":"Canonical operator","detail":"G-Xchange, Inc. is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_gcash_mkt_ph_market","from":"pmt_gcash","to":"mkt_ph","type":"available_in","label":"available in","sourceIds":["gcash-about"],"from_entity":"GCash","to_entity":"Philippines"},{"id":"rel_pmt_gcash_operator","from":"pmt_gcash","to":"ops_gxchange","type":"operated_by","label":"operated by","sourceIds":["gcash-about"],"from_entity":"GCash","to_entity":"G-Xchange, Inc."},{"id":"rel_pmt_gcash_currency","from":"pmt_gcash","to":"cur_php","type":"denominated_in","label":"denominated in","sourceIds":["gcash-about"],"from_entity":"GCash","to_entity":"Philippine peso"}]},{"id":"pmt_maya","type":"payment_method","name":"Maya","shortName":"Maya","collection":"methods","slug":"maya","description":"Maya is a wallet and digital bank connected to Philippines, Maya Philippines, Inc. and PHP through explicit Graph relationships.","summary":"8.2M* public adoption scale, with every metric labelled by population definition, period and source.","aliases":["Maya","Maya","Maya payments"],"visual":{"kind":"monogram","value":"Maya","label":"Maya brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_maya","Market":"Philippines","Type":"Wallet","Operator":"Maya Philippines, Inc."},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["maya-q2-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"8.2M* · Maya Bank customers; proxy for the wider wallet ecosystem","sourceIds":["maya-q2-2025"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"Q2 2025"}],"sourceIds":["maya-q2-2025"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"8.2M*","period":"Q2 2025","detail":"Maya Bank customers; proxy for the wider wallet ecosystem","sourceIds":["maya-q2-2025"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"8.2M*","period":"Q2 2025","detail":"Maya Bank customers; proxy for the wider wallet ecosystem","sourceIds":["maya-q2-2025"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose Maya","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Maya Bank customers; proxy for the wider wallet ecosystem"},{"label":"Explicit market scope","detail":"Availability links to Philippines as a canonical Graph entity."},{"label":"Canonical operator","detail":"Maya Philippines, Inc. is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_maya_mkt_ph_market","from":"pmt_maya","to":"mkt_ph","type":"available_in","label":"available in","sourceIds":["maya-q2-2025"],"from_entity":"Maya","to_entity":"Philippines"},{"id":"rel_pmt_maya_operator","from":"pmt_maya","to":"ops_maya","type":"operated_by","label":"operated by","sourceIds":["maya-q2-2025"],"from_entity":"Maya","to_entity":"Maya Philippines, Inc."},{"id":"rel_pmt_maya_currency","from":"pmt_maya","to":"cur_php","type":"denominated_in","label":"denominated in","sourceIds":["maya-q2-2025"],"from_entity":"Maya","to_entity":"Philippine peso"}]},{"id":"pmt_gopay","type":"payment_method","name":"GoPay","shortName":"GoPay","collection":"methods","slug":"gopay","description":"GoPay is a mobile wallet connected to Indonesia, GoTo Financial and IDR through explicit Graph relationships.","summary":"24.2M public adoption scale, with every metric labelled by population definition, period and source.","aliases":["GoPay","GoPay","GoPay payments"],"visual":{"kind":"monogram","value":"GoPay","label":"GoPay brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_gopay","Market":"Indonesia","Type":"Wallet","Operator":"GoTo Financial"},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["goto-q3-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"24.2M · Monthly transacting fintech users","sourceIds":["goto-q3-2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Q3 2025"},{"key":"headline_1","label":"Annualized # transactions","value":"6.0B* · More than 500M monthly transactions × 12","sourceIds":["goto-q3-2025"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"Sep 2025 run-rate"}],"sourceIds":["goto-q3-2025"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"24.2M","period":"Q3 2025","detail":"Monthly transacting fintech users","sourceIds":["goto-q3-2025"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"6.0B*","period":"Sep 2025 run-rate","detail":"More than 500M monthly transactions × 12","sourceIds":["goto-q3-2025"]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"24.2M","period":"Q3 2025","detail":"Monthly transacting fintech users","sourceIds":["goto-q3-2025"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"6.0B*","period":"Sep 2025 run-rate","detail":"More than 500M monthly transactions × 12","sourceIds":["goto-q3-2025"]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose GoPay","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Monthly transacting fintech users"},{"label":"Explicit market scope","detail":"Availability links to Indonesia as a canonical Graph entity."},{"label":"Canonical operator","detail":"GoTo Financial is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_gopay_mkt_id_market","from":"pmt_gopay","to":"mkt_id","type":"available_in","label":"available in","sourceIds":["goto-q3-2025"],"from_entity":"GoPay","to_entity":"Indonesia"},{"id":"rel_pmt_gopay_operator","from":"pmt_gopay","to":"ops_goto_financial","type":"operated_by","label":"operated by","sourceIds":["goto-q3-2025"],"from_entity":"GoPay","to_entity":"GoTo Financial"},{"id":"rel_pmt_gopay_currency","from":"pmt_gopay","to":"cur_idr","type":"denominated_in","label":"denominated in","sourceIds":["goto-q3-2025"],"from_entity":"GoPay","to_entity":"Indonesian rupiah"}]},{"id":"pmt_tng","type":"payment_method","name":"Touch 'n Go eWallet","shortName":"TNG eWallet","collection":"methods","slug":"tng","description":"Touch 'n Go eWallet is a mobile wallet connected to Malaysia, TNG Digital Sdn. Bhd. and MYR through explicit Graph relationships.","summary":"24M+ public adoption scale, with every metric labelled by population definition, period and source.","aliases":["TNG eWallet","Touch 'n Go eWallet","Touch 'n Go eWallet payments"],"visual":{"kind":"monogram","value":"TNG eWal","label":"Touch 'n Go eWallet brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_tng","Market":"Malaysia","Type":"Wallet","Operator":"TNG Digital Sdn. Bhd."},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["tng-scale"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"24M+ · Verified users","sourceIds":["tng-scale"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Latest published"},{"key":"headline_1","label":"# Merchants","value":"2M+ · Merchant touchpoints","sourceIds":["tng-scale"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Latest published"}],"sourceIds":["tng-scale"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"24M+","period":"Latest published","detail":"Verified users","sourceIds":["tng-scale"]},{"label":"# Merchants","value":"2M+","period":"Latest published","detail":"Merchant touchpoints","sourceIds":["tng-scale"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"24M+","period":"Latest published","detail":"Verified users","sourceIds":["tng-scale"]},{"label":"# Merchants","value":"2M+","period":"Latest published","detail":"Merchant touchpoints","sourceIds":["tng-scale"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose TNG eWallet","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Verified users"},{"label":"Explicit market scope","detail":"Availability links to Malaysia as a canonical Graph entity."},{"label":"Canonical operator","detail":"TNG Digital Sdn. Bhd. is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_tng_mkt_my_market","from":"pmt_tng","to":"mkt_my","type":"available_in","label":"available in","sourceIds":["tng-scale"],"from_entity":"Touch 'n Go eWallet","to_entity":"Malaysia"},{"id":"rel_pmt_tng_operator","from":"pmt_tng","to":"ops_tngdigital","type":"operated_by","label":"operated by","sourceIds":["tng-scale"],"from_entity":"Touch 'n Go eWallet","to_entity":"TNG Digital Sdn. Bhd."},{"id":"rel_pmt_tng_currency","from":"pmt_tng","to":"cur_myr","type":"denominated_in","label":"denominated in","sourceIds":["tng-scale"],"from_entity":"Touch 'n Go eWallet","to_entity":"Malaysian ringgit"}]},{"id":"pmt_bkash","type":"payment_method","name":"bKash","shortName":"bKash","collection":"methods","slug":"bkash","description":"bKash is a mobile financial services connected to Bangladesh, bKash Limited and BDT through explicit Graph relationships.","summary":"83M+ public adoption scale, with every metric labelled by population definition, period and source.","aliases":["bKash","bKash","bKash payments"],"visual":{"kind":"monogram","value":"bKash","label":"bKash brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_bkash","Market":"Bangladesh","Type":"Wallet","Operator":"bKash Limited"},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["bkash-about"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"83M+ · Customers","sourceIds":["bkash-about"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Apr 2026"},{"key":"headline_1","label":"# Merchants","value":"900K · Merchants","sourceIds":["bkash-about"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Apr 2026"}],"sourceIds":["bkash-about"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"83M+","period":"Apr 2026","detail":"Customers","sourceIds":["bkash-about"]},{"label":"# Merchants","value":"900K","period":"Apr 2026","detail":"Merchants","sourceIds":["bkash-about"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"83M+","period":"Apr 2026","detail":"Customers","sourceIds":["bkash-about"]},{"label":"# Merchants","value":"900K","period":"Apr 2026","detail":"Merchants","sourceIds":["bkash-about"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose bKash","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Customers"},{"label":"Explicit market scope","detail":"Availability links to Bangladesh as a canonical Graph entity."},{"label":"Canonical operator","detail":"bKash Limited is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_bkash_mkt_bd_market","from":"pmt_bkash","to":"mkt_bd","type":"available_in","label":"available in","sourceIds":["bkash-about"],"from_entity":"bKash","to_entity":"Bangladesh"},{"id":"rel_pmt_bkash_operator","from":"pmt_bkash","to":"ops_bkash","type":"operated_by","label":"operated by","sourceIds":["bkash-about"],"from_entity":"bKash","to_entity":"bKash Limited"},{"id":"rel_pmt_bkash_currency","from":"pmt_bkash","to":"cur_bdt","type":"denominated_in","label":"denominated in","sourceIds":["bkash-about"],"from_entity":"bKash","to_entity":"Bangladeshi taka"}]},{"id":"pmt_jazzcash","type":"payment_method","name":"JazzCash","shortName":"JazzCash","collection":"methods","slug":"jazzcash","description":"JazzCash is a mobile wallet connected to Pakistan, JazzCash and PKR through explicit Graph relationships.","summary":"60M public adoption scale, with every metric labelled by population definition, period and source.","aliases":["JazzCash","JazzCash","JazzCash payments"],"visual":{"kind":"monogram","value":"JazzCash","label":"JazzCash brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_jazzcash","Market":"Pakistan","Type":"Wallet","Operator":"JazzCash"},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["jazzcash-2026"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"60M · Registered customers","sourceIds":["jazzcash-2026"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Mar 2026"},{"key":"headline_1","label":"# Merchants","value":"1M* · Raast QR merchants available to JazzCash users","sourceIds":["jazzcash-2026"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"Mar 2026"},{"key":"headline_2","label":"Annualized processing value","value":"PKR16.8T · Annual gross transaction value","sourceIds":["jazzcash-2026"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"LTM Mar 2026"}],"sourceIds":["jazzcash-2026"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"60M","period":"Mar 2026","detail":"Registered customers","sourceIds":["jazzcash-2026"]},{"label":"# Merchants","value":"1M*","period":"Mar 2026","detail":"Raast QR merchants available to JazzCash users","sourceIds":["jazzcash-2026"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"PKR16.8T","period":"LTM Mar 2026","detail":"Annual gross transaction value","sourceIds":["jazzcash-2026"]}],"headlineMetrics":[{"label":"# Users","value":"60M","period":"Mar 2026","detail":"Registered customers","sourceIds":["jazzcash-2026"]},{"label":"# Merchants","value":"1M*","period":"Mar 2026","detail":"Raast QR merchants available to JazzCash users","sourceIds":["jazzcash-2026"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"PKR16.8T","period":"LTM Mar 2026","detail":"Annual gross transaction value","sourceIds":["jazzcash-2026"]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose JazzCash","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Registered customers"},{"label":"Explicit market scope","detail":"Availability links to Pakistan as a canonical Graph entity."},{"label":"Canonical operator","detail":"JazzCash is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_jazzcash_mkt_pk_market","from":"pmt_jazzcash","to":"mkt_pk","type":"available_in","label":"available in","sourceIds":["jazzcash-2026"],"from_entity":"JazzCash","to_entity":"Pakistan"},{"id":"rel_pmt_jazzcash_operator","from":"pmt_jazzcash","to":"ops_jazzcash","type":"operated_by","label":"operated by","sourceIds":["jazzcash-2026"],"from_entity":"JazzCash","to_entity":"JazzCash"},{"id":"rel_pmt_jazzcash_currency","from":"pmt_jazzcash","to":"cur_pkr","type":"denominated_in","label":"denominated in","sourceIds":["jazzcash-2026"],"from_entity":"JazzCash","to_entity":"Pakistani rupee"}]},{"id":"pmt_easypaisa","type":"payment_method","name":"easypaisa","shortName":"easypaisa","collection":"methods","slug":"easypaisa","description":"easypaisa is a mobile wallet and digital bank connected to Pakistan, easypaisa Bank Limited and PKR through explicit Graph relationships.","summary":"20M public adoption scale, with every metric labelled by population definition, period and source.","aliases":["easypaisa","easypaisa","easypaisa payments"],"visual":{"kind":"monogram","value":"easypais","label":"easypaisa brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_easypaisa","Market":"Pakistan","Type":"Wallet","Operator":"easypaisa Bank Limited"},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["easypaisa-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"20M · Monthly active users","sourceIds":["easypaisa-2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"CY2025"},{"key":"headline_1","label":"Annualized # transactions","value":"4.68B · Transactions","sourceIds":["easypaisa-2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"CY2025 actual"}],"sourceIds":["easypaisa-2025"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"20M","period":"CY2025","detail":"Monthly active users","sourceIds":["easypaisa-2025"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"4.68B","period":"CY2025 actual","detail":"Transactions","sourceIds":["easypaisa-2025"]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"20M","period":"CY2025","detail":"Monthly active users","sourceIds":["easypaisa-2025"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"4.68B","period":"CY2025 actual","detail":"Transactions","sourceIds":["easypaisa-2025"]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose easypaisa","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Monthly active users"},{"label":"Explicit market scope","detail":"Availability links to Pakistan as a canonical Graph entity."},{"label":"Canonical operator","detail":"easypaisa Bank Limited is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_easypaisa_mkt_pk_market","from":"pmt_easypaisa","to":"mkt_pk","type":"available_in","label":"available in","sourceIds":["easypaisa-2025"],"from_entity":"easypaisa","to_entity":"Pakistan"},{"id":"rel_pmt_easypaisa_operator","from":"pmt_easypaisa","to":"ops_easypaisa","type":"operated_by","label":"operated by","sourceIds":["easypaisa-2025"],"from_entity":"easypaisa","to_entity":"easypaisa Bank Limited"},{"id":"rel_pmt_easypaisa_currency","from":"pmt_easypaisa","to":"cur_pkr","type":"denominated_in","label":"denominated in","sourceIds":["easypaisa-2025"],"from_entity":"easypaisa","to_entity":"Pakistani rupee"}]},{"id":"pmt_mtn_momo","type":"payment_method","name":"MTN Mobile Money","shortName":"MTN MoMo","collection":"methods","slug":"mtn-momo","description":"MTN Mobile Money is a mobile money connected to 16 African markets, MTN Group through explicit Graph relationships.","summary":"67.4M public adoption scale, with every metric labelled by population definition, period and source.","aliases":["MTN MoMo","MTN Mobile Money","MTN Mobile Money payments"],"visual":{"kind":"monogram","value":"MTN MoMo","label":"MTN Mobile Money brand mark","tone":"gold"},"identifiers":{"Aurato ID":"pmt_mtn_momo","Market":"16 African markets","Type":"Wallet","Operator":"MTN Group"},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["mtn-fintech-q1-2026"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"67.4M · Active MoMo users across 14 reported markets","sourceIds":["mtn-fintech-q1-2026"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Q1 2026"},{"key":"market_coverage","label":"Markets","value":"Benin, Cameroon, Côte d’Ivoire, Republic of the Congo, Eswatini, Guinea, Guinea-Bissau, Ghana, Liberia, Rwanda, South Africa, Uganda, Zambia, Nigeria, Sudan, South Sudan","sourceIds":["mtn-momo-receiving-countries"],"confidence":"high","observedAt":"2026-08-10"},{"key":"headline_1","label":"# Merchants","value":"2.2M · Active merchants","sourceIds":["mtn-fintech-q1-2026"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Q1 2026"},{"key":"headline_2","label":"Annualized # transactions","value":"25.2B* · 6.3B quarterly transactions × 4","sourceIds":["mtn-fintech-q1-2026"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"Q1 2026 run-rate"},{"key":"headline_3","label":"Annualized processing value","value":"$652B* · $163B quarterly value × 4","sourceIds":["mtn-fintech-q1-2026"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"Q1 2026 run-rate"}],"sourceIds":["mtn-fintech-q1-2026","mtn-momo-receiving-countries"],"updatedAt":"2026-08-10","methodProfile":{"metrics":[{"label":"# Users","value":"67.4M","period":"Q1 2026","detail":"Active MoMo users across 14 reported markets","sourceIds":["mtn-fintech-q1-2026"]},{"label":"# Merchants","value":"2.2M","period":"Q1 2026","detail":"Active merchants","sourceIds":["mtn-fintech-q1-2026"]},{"label":"Annualized # transactions","value":"25.2B*","period":"Q1 2026 run-rate","detail":"6.3B quarterly transactions × 4","sourceIds":["mtn-fintech-q1-2026"]},{"label":"Annualized processing value","value":"$652B*","period":"Q1 2026 run-rate","detail":"$163B quarterly value × 4","sourceIds":["mtn-fintech-q1-2026"]}],"headlineMetrics":[{"label":"# Users","value":"67.4M","period":"Q1 2026","detail":"Active MoMo users across 14 reported markets","sourceIds":["mtn-fintech-q1-2026"]},{"label":"# Merchants","value":"2.2M","period":"Q1 2026","detail":"Active merchants","sourceIds":["mtn-fintech-q1-2026"]},{"label":"Annualized # transactions","value":"25.2B*","period":"Q1 2026 run-rate","detail":"6.3B quarterly transactions × 4","sourceIds":["mtn-fintech-q1-2026"]},{"label":"Annualized processing value","value":"$652B*","period":"Q1 2026 run-rate","detail":"$163B quarterly value × 4","sourceIds":["mtn-fintech-q1-2026"]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose MTN MoMo","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Active MoMo users across 14 reported markets"},{"label":"Explicit market scope","detail":"Availability links to 16 canonical country markets."},{"label":"Canonical operator","detail":"MTN Group is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_mtn_momo_mkt_bj_market","from":"pmt_mtn_momo","to":"mkt_bj","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Benin"},{"id":"rel_pmt_mtn_momo_mkt_cm_market","from":"pmt_mtn_momo","to":"mkt_cm","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Cameroon"},{"id":"rel_pmt_mtn_momo_mkt_ci_market","from":"pmt_mtn_momo","to":"mkt_ci","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Côte d’Ivoire"},{"id":"rel_pmt_mtn_momo_mkt_cg_market","from":"pmt_mtn_momo","to":"mkt_cg","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Republic of the Congo"},{"id":"rel_pmt_mtn_momo_mkt_sz_market","from":"pmt_mtn_momo","to":"mkt_sz","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Eswatini"},{"id":"rel_pmt_mtn_momo_mkt_gn_market","from":"pmt_mtn_momo","to":"mkt_gn","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Guinea"},{"id":"rel_pmt_mtn_momo_mkt_gw_market","from":"pmt_mtn_momo","to":"mkt_gw","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Guinea-Bissau"},{"id":"rel_pmt_mtn_momo_mkt_gh_market","from":"pmt_mtn_momo","to":"mkt_gh","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Ghana"},{"id":"rel_pmt_mtn_momo_mkt_lr_market","from":"pmt_mtn_momo","to":"mkt_lr","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Liberia"},{"id":"rel_pmt_mtn_momo_mkt_rw_market","from":"pmt_mtn_momo","to":"mkt_rw","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Rwanda"},{"id":"rel_pmt_mtn_momo_mkt_za_market","from":"pmt_mtn_momo","to":"mkt_za","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"South Africa"},{"id":"rel_pmt_mtn_momo_mkt_ug_market","from":"pmt_mtn_momo","to":"mkt_ug","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Uganda"},{"id":"rel_pmt_mtn_momo_mkt_zm_market","from":"pmt_mtn_momo","to":"mkt_zm","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Zambia"},{"id":"rel_pmt_mtn_momo_mkt_ng_market","from":"pmt_mtn_momo","to":"mkt_ng","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Nigeria"},{"id":"rel_pmt_mtn_momo_mkt_sd_market","from":"pmt_mtn_momo","to":"mkt_sd","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"Sudan"},{"id":"rel_pmt_mtn_momo_mkt_ss_market","from":"pmt_mtn_momo","to":"mkt_ss","type":"available_in","label":"available in","sourceIds":["mtn-momo-receiving-countries"],"from_entity":"MTN Mobile Money","to_entity":"South Sudan"},{"id":"rel_pmt_mtn_momo_operator","from":"pmt_mtn_momo","to":"ops_mtn","type":"operated_by","label":"operated by","sourceIds":["mtn-fintech-q1-2026"],"from_entity":"MTN Mobile Money","to_entity":"MTN Group"}]},{"id":"pmt_orange_money","type":"payment_method","name":"Orange Money","shortName":"Orange Money","collection":"methods","slug":"orange-money","description":"Orange Money is a mobile money connected to 17 African and Middle Eastern markets, Orange Middle East and Africa through explicit Graph relationships.","summary":"47M public adoption scale, with every metric labelled by population definition, period and source.","aliases":["Orange Money","Orange Money","Orange Money payments"],"visual":{"kind":"monogram","value":"Orange M","label":"Orange Money brand mark","tone":"gold"},"identifiers":{"Aurato ID":"pmt_orange_money","Market":"17 African and Middle Eastern markets","Type":"Wallet","Operator":"Orange Middle East and Africa"},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["orange-mea-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"47M · Monthly active Orange Money users","sourceIds":["orange-mea-2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"End 2025"},{"key":"market_coverage","label":"Markets","value":"Botswana, Burkina Faso, Cameroon, Central African Republic, Côte d’Ivoire, Democratic Republic of the Congo, Egypt, Guinea, Guinea-Bissau, Jordan, Liberia, Madagascar, Mali, Morocco, Senegal, Sierra Leone, Tunisia","sourceIds":["orange-omea-country-footprint"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["orange-mea-2025","orange-omea-country-footprint"],"updatedAt":"2026-08-10","methodProfile":{"metrics":[{"label":"# Users","value":"47M","period":"End 2025","detail":"Monthly active Orange Money users","sourceIds":["orange-mea-2025"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"47M","period":"End 2025","detail":"Monthly active Orange Money users","sourceIds":["orange-mea-2025"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose Orange Money","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Monthly active Orange Money users"},{"label":"Explicit market scope","detail":"Availability links to 17 canonical country markets."},{"label":"Canonical operator","detail":"Orange Middle East and Africa is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_orange_money_mkt_bw_market","from":"pmt_orange_money","to":"mkt_bw","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Botswana"},{"id":"rel_pmt_orange_money_mkt_bf_market","from":"pmt_orange_money","to":"mkt_bf","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Burkina Faso"},{"id":"rel_pmt_orange_money_mkt_cm_market","from":"pmt_orange_money","to":"mkt_cm","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Cameroon"},{"id":"rel_pmt_orange_money_mkt_cf_market","from":"pmt_orange_money","to":"mkt_cf","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Central African Republic"},{"id":"rel_pmt_orange_money_mkt_ci_market","from":"pmt_orange_money","to":"mkt_ci","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Côte d’Ivoire"},{"id":"rel_pmt_orange_money_mkt_cd_market","from":"pmt_orange_money","to":"mkt_cd","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Democratic Republic of the Congo"},{"id":"rel_pmt_orange_money_mkt_eg_market","from":"pmt_orange_money","to":"mkt_eg","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Egypt"},{"id":"rel_pmt_orange_money_mkt_gn_market","from":"pmt_orange_money","to":"mkt_gn","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Guinea"},{"id":"rel_pmt_orange_money_mkt_gw_market","from":"pmt_orange_money","to":"mkt_gw","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Guinea-Bissau"},{"id":"rel_pmt_orange_money_mkt_jo_market","from":"pmt_orange_money","to":"mkt_jo","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Jordan"},{"id":"rel_pmt_orange_money_mkt_lr_market","from":"pmt_orange_money","to":"mkt_lr","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Liberia"},{"id":"rel_pmt_orange_money_mkt_mg_market","from":"pmt_orange_money","to":"mkt_mg","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Madagascar"},{"id":"rel_pmt_orange_money_mkt_ml_market","from":"pmt_orange_money","to":"mkt_ml","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Mali"},{"id":"rel_pmt_orange_money_mkt_ma_market","from":"pmt_orange_money","to":"mkt_ma","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Morocco"},{"id":"rel_pmt_orange_money_mkt_sn_market","from":"pmt_orange_money","to":"mkt_sn","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Senegal"},{"id":"rel_pmt_orange_money_mkt_sl_market","from":"pmt_orange_money","to":"mkt_sl","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Sierra Leone"},{"id":"rel_pmt_orange_money_mkt_tn_market","from":"pmt_orange_money","to":"mkt_tn","type":"available_in","label":"available in","sourceIds":["orange-omea-country-footprint"],"from_entity":"Orange Money","to_entity":"Tunisia"},{"id":"rel_pmt_orange_money_operator","from":"pmt_orange_money","to":"ops_orange_mea","type":"operated_by","label":"operated by","sourceIds":["orange-mea-2025"],"from_entity":"Orange Money","to_entity":"Orange Middle East and Africa"}]},{"id":"pmt_opay","type":"payment_method","name":"OPay","shortName":"OPay","collection":"methods","slug":"opay","description":"OPay is a mobile wallet connected to Nigeria, OPay and NGN through explicit Graph relationships.","summary":"10M+* public adoption scale, with every metric labelled by population definition, period and source.","aliases":["OPay","OPay","OPay payments"],"visual":{"kind":"monogram","value":"OPay","label":"OPay brand mark","tone":"gold"},"identifiers":{"Aurato ID":"pmt_opay","Market":"Nigeria","Type":"Wallet","Operator":"OPay"},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["opay-about"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"10M+* · Operator describes tens of millions of users; conservative lower-bound display","sourceIds":["opay-about"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"Latest published"},{"key":"headline_1","label":"# Merchants","value":"1M+ · Businesses using OPay services","sourceIds":["opay-about"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Latest published"}],"sourceIds":["opay-about"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"10M+*","period":"Latest published","detail":"Operator describes tens of millions of users; conservative lower-bound display","sourceIds":["opay-about"]},{"label":"# Merchants","value":"1M+","period":"Latest published","detail":"Businesses using OPay services","sourceIds":["opay-about"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"10M+*","period":"Latest published","detail":"Operator describes tens of millions of users; conservative lower-bound display","sourceIds":["opay-about"]},{"label":"# Merchants","value":"1M+","period":"Latest published","detail":"Businesses using OPay services","sourceIds":["opay-about"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose OPay","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Operator describes tens of millions of users; conservative lower-bound display"},{"label":"Explicit market scope","detail":"Availability links to Nigeria as a canonical Graph entity."},{"label":"Canonical operator","detail":"OPay is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_opay_mkt_ng_market","from":"pmt_opay","to":"mkt_ng","type":"available_in","label":"available in","sourceIds":["opay-about"],"from_entity":"OPay","to_entity":"Nigeria"},{"id":"rel_pmt_opay_operator","from":"pmt_opay","to":"ops_opay","type":"operated_by","label":"operated by","sourceIds":["opay-about"],"from_entity":"OPay","to_entity":"OPay"},{"id":"rel_pmt_opay_currency","from":"pmt_opay","to":"cur_ngn","type":"denominated_in","label":"denominated in","sourceIds":["opay-about"],"from_entity":"OPay","to_entity":"Nigerian naira"}]},{"id":"pmt_fawry","type":"payment_method","name":"Fawry","shortName":"Fawry","collection":"methods","slug":"fawry","description":"Fawry is a electronic payment network connected to Egypt, Fawry and EGP through explicit Graph relationships.","summary":"22.3M* public adoption scale, with every metric labelled by population definition, period and source.","aliases":["Fawry","Fawry","Fawry payments"],"visual":{"kind":"monogram","value":"Fawry","label":"Fawry brand mark","tone":"gold"},"identifiers":{"Aurato ID":"pmt_fawry","Market":"Egypt","Type":"Offline","Operator":"Fawry"},"claims":[{"key":"type","label":"Type","value":"Offline","sourceIds":["fawry-q3-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"22.3M* · myFawry app downloads; cumulative reach proxy","sourceIds":["fawry-q3-2025"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"9M 2025"},{"key":"headline_1","label":"# Merchants","value":"386K* · POS terminals; not unique merchants","sourceIds":["fawry-q3-2025"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"9M 2025"},{"key":"headline_2","label":"Annualized # transactions","value":"2.07B* · 1.551B nine-month transactions ÷ 9 × 12","sourceIds":["fawry-q3-2025"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"9M 2025 run-rate"},{"key":"headline_3","label":"Annualized processing value","value":"EGP852B* · EGP639B throughput ÷ 9 × 12","sourceIds":["fawry-q3-2025"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"9M 2025 run-rate"}],"sourceIds":["fawry-q3-2025"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"22.3M*","period":"9M 2025","detail":"myFawry app downloads; cumulative reach proxy","sourceIds":["fawry-q3-2025"]},{"label":"# Merchants","value":"386K*","period":"9M 2025","detail":"POS terminals; not unique merchants","sourceIds":["fawry-q3-2025"]},{"label":"Annualized # transactions","value":"2.07B*","period":"9M 2025 run-rate","detail":"1.551B nine-month transactions ÷ 9 × 12","sourceIds":["fawry-q3-2025"]},{"label":"Annualized processing value","value":"EGP852B*","period":"9M 2025 run-rate","detail":"EGP639B throughput ÷ 9 × 12","sourceIds":["fawry-q3-2025"]}],"headlineMetrics":[{"label":"# Users","value":"22.3M*","period":"9M 2025","detail":"myFawry app downloads; cumulative reach proxy","sourceIds":["fawry-q3-2025"]},{"label":"# Merchants","value":"386K*","period":"9M 2025","detail":"POS terminals; not unique merchants","sourceIds":["fawry-q3-2025"]},{"label":"Annualized # transactions","value":"2.07B*","period":"9M 2025 run-rate","detail":"1.551B nine-month transactions ÷ 9 × 12","sourceIds":["fawry-q3-2025"]},{"label":"Annualized processing value","value":"EGP852B*","period":"9M 2025 run-rate","detail":"EGP639B throughput ÷ 9 × 12","sourceIds":["fawry-q3-2025"]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose Fawry","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"myFawry app downloads; cumulative reach proxy"},{"label":"Explicit market scope","detail":"Availability links to Egypt as a canonical Graph entity."},{"label":"Canonical operator","detail":"Fawry is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_fawry_mkt_eg_market","from":"pmt_fawry","to":"mkt_eg","type":"available_in","label":"available in","sourceIds":["fawry-q3-2025"],"from_entity":"Fawry","to_entity":"Egypt"},{"id":"rel_pmt_fawry_operator","from":"pmt_fawry","to":"ops_fawry","type":"operated_by","label":"operated by","sourceIds":["fawry-q3-2025"],"from_entity":"Fawry","to_entity":"Fawry"},{"id":"rel_pmt_fawry_currency","from":"pmt_fawry","to":"cur_egp","type":"denominated_in","label":"denominated in","sourceIds":["fawry-q3-2025"],"from_entity":"Fawry","to_entity":"Egyptian pound"}]},{"id":"pmt_mada","type":"payment_method","name":"mada","shortName":"mada","collection":"methods","slug":"mada","description":"mada is a domestic card network connected to Saudi Arabia, Saudi Payments and SAR through explicit Graph relationships.","summary":"47.7M* public adoption scale, with every metric labelled by population definition, period and source.","aliases":["mada","mada","mada payments"],"visual":{"kind":"monogram","value":"mada","label":"mada brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_mada","Market":"Saudi Arabia","Type":"Card","Operator":"Saudi Payments"},"claims":[{"key":"type","label":"Type","value":"Card","sourceIds":["mada-scale"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"47.7M* · mada cards; not unique cardholders","sourceIds":["mada-scale"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"2023"},{"key":"headline_1","label":"# Merchants","value":"1.7M* · POS terminals; not unique merchants","sourceIds":["mada-scale"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"2023"},{"key":"headline_2","label":"Annualized # transactions","value":"8.9B · Transactions","sourceIds":["mada-scale"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"2023 actual"},{"key":"headline_3","label":"Annualized processing value","value":"SAR613.9B · Transaction value","sourceIds":["mada-scale"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"2023 actual"}],"sourceIds":["mada-scale"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"47.7M*","period":"2023","detail":"mada cards; not unique cardholders","sourceIds":["mada-scale"]},{"label":"# Merchants","value":"1.7M*","period":"2023","detail":"POS terminals; not unique merchants","sourceIds":["mada-scale"]},{"label":"Annualized # transactions","value":"8.9B","period":"2023 actual","detail":"Transactions","sourceIds":["mada-scale"]},{"label":"Annualized processing value","value":"SAR613.9B","period":"2023 actual","detail":"Transaction value","sourceIds":["mada-scale"]}],"headlineMetrics":[{"label":"# Users","value":"47.7M*","period":"2023","detail":"mada cards; not unique cardholders","sourceIds":["mada-scale"]},{"label":"# Merchants","value":"1.7M*","period":"2023","detail":"POS terminals; not unique merchants","sourceIds":["mada-scale"]},{"label":"Annualized # transactions","value":"8.9B","period":"2023 actual","detail":"Transactions","sourceIds":["mada-scale"]},{"label":"Annualized processing value","value":"SAR613.9B","period":"2023 actual","detail":"Transaction value","sourceIds":["mada-scale"]}],"series":[],"channels":["In person","Online","In app","Recurring"],"initiation":["Card credential","Tokenized credential","Contactless","Stored credential"],"flow":[{"title":"Choose mada","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"mada cards; not unique cardholders"},{"label":"Explicit market scope","detail":"Availability links to Saudi Arabia as a canonical Graph entity."},{"label":"Canonical operator","detail":"Saudi Payments is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_mada_mkt_sa_market","from":"pmt_mada","to":"mkt_sa","type":"available_in","label":"available in","sourceIds":["mada-scale"],"from_entity":"mada","to_entity":"Saudi Arabia"},{"id":"rel_pmt_mada_operator","from":"pmt_mada","to":"ops_saudi_payments","type":"operated_by","label":"operated by","sourceIds":["mada-scale"],"from_entity":"mada","to_entity":"Saudi Payments"},{"id":"rel_pmt_mada_currency","from":"pmt_mada","to":"cur_sar","type":"denominated_in","label":"denominated in","sourceIds":["mada-scale"],"from_entity":"mada","to_entity":"Saudi riyal"}]},{"id":"pmt_benefitpay","type":"payment_method","name":"BenefitPay","shortName":"BenefitPay","collection":"methods","slug":"benefitpay","description":"BenefitPay is a national mobile wallet connected to Bahrain, The BENEFIT Company and BHD through explicit Graph relationships.","summary":"1M public adoption scale, with every metric labelled by population definition, period and source.","aliases":["BenefitPay","BenefitPay","BenefitPay payments"],"visual":{"kind":"monogram","value":"BenefitP","label":"BenefitPay brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_benefitpay","Market":"Bahrain","Type":"Wallet","Operator":"The BENEFIT Company"},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["benefit-2023"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"1M · Individual users","sourceIds":["benefit-2023"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"2023"},{"key":"headline_1","label":"# Merchants","value":"28K · Merchants","sourceIds":["benefit-2023"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"2023"}],"sourceIds":["benefit-2023"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"1M","period":"2023","detail":"Individual users","sourceIds":["benefit-2023"]},{"label":"# Merchants","value":"28K","period":"2023","detail":"Merchants","sourceIds":["benefit-2023"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"1M","period":"2023","detail":"Individual users","sourceIds":["benefit-2023"]},{"label":"# Merchants","value":"28K","period":"2023","detail":"Merchants","sourceIds":["benefit-2023"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose BenefitPay","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Individual users"},{"label":"Explicit market scope","detail":"Availability links to Bahrain as a canonical Graph entity."},{"label":"Canonical operator","detail":"The BENEFIT Company is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_benefitpay_mkt_bh_market","from":"pmt_benefitpay","to":"mkt_bh","type":"available_in","label":"available in","sourceIds":["benefit-2023"],"from_entity":"BenefitPay","to_entity":"Bahrain"},{"id":"rel_pmt_benefitpay_operator","from":"pmt_benefitpay","to":"ops_benefit","type":"operated_by","label":"operated by","sourceIds":["benefit-2023"],"from_entity":"BenefitPay","to_entity":"The BENEFIT Company"},{"id":"rel_pmt_benefitpay_currency","from":"pmt_benefitpay","to":"cur_bhd","type":"denominated_in","label":"denominated in","sourceIds":["benefit-2023"],"from_entity":"BenefitPay","to_entity":"Bahraini dinar"}]},{"id":"pmt_mercado_pago","type":"payment_method","name":"Mercado Pago","shortName":"Mercado Pago","collection":"methods","slug":"mercado-pago","description":"Mercado Pago is a wallet and acquiring ecosystem connected to 8 Latin American markets, MercadoLibre, Inc. through explicit Graph relationships.","summary":"83M public adoption scale, with every metric labelled by population definition, period and source.","aliases":["Mercado Pago","Mercado Pago","Mercado Pago payments"],"visual":{"kind":"monogram","value":"Mercado ","label":"Mercado Pago brand mark","tone":"orange"},"identifiers":{"Aurato ID":"pmt_mercado_pago","Market":"8 Latin American markets","Type":"Wallet","Operator":"MercadoLibre, Inc."},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["meli-investor-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"83M · Monthly active fintech users","sourceIds":["meli-investor-2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"2025"},{"key":"market_coverage","label":"Markets","value":"Argentina, Mexico, Colombia, Chile, Peru, Uruguay, Ecuador","sourceIds":["mercado-pago-q1-2026"],"confidence":"high","observedAt":"2026-08-10"},{"key":"headline_1","label":"# Merchants","value":"95K* · SMEs highlighted as using Mercado Pago; not total acceptance","sourceIds":["meli-investor-2025"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"Latest published"}],"sourceIds":["meli-investor-2025","mercado-pago-q1-2026"],"updatedAt":"2026-08-10","methodProfile":{"metrics":[{"label":"# Users","value":"83M","period":"2025","detail":"Monthly active fintech users","sourceIds":["meli-investor-2025"]},{"label":"# Merchants","value":"95K*","period":"Latest published","detail":"SMEs highlighted as using Mercado Pago; not total acceptance","sourceIds":["meli-investor-2025"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"83M","period":"2025","detail":"Monthly active fintech users","sourceIds":["meli-investor-2025"]},{"label":"# Merchants","value":"95K*","period":"Latest published","detail":"SMEs highlighted as using Mercado Pago; not total acceptance","sourceIds":["meli-investor-2025"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose Mercado Pago","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Monthly active fintech users"},{"label":"Explicit market scope","detail":"Availability links to 7 canonical country markets."},{"label":"Canonical operator","detail":"MercadoLibre, Inc. is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_mercado_pago_mkt_ar_market","from":"pmt_mercado_pago","to":"mkt_ar","type":"available_in","label":"available in","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Mercado Pago","to_entity":"Argentina"},{"id":"rel_pmt_mercado_pago_mkt_br_market","from":"pmt_mercado_pago","to":"mkt_br","type":"available_in","label":"available in","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Mercado Pago","to_entity":"Brazil"},{"id":"rel_pmt_mercado_pago_mkt_mx_market","from":"pmt_mercado_pago","to":"mkt_mx","type":"available_in","label":"available in","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Mercado Pago","to_entity":"Mexico"},{"id":"rel_pmt_mercado_pago_mkt_co_market","from":"pmt_mercado_pago","to":"mkt_co","type":"available_in","label":"available in","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Mercado Pago","to_entity":"Colombia"},{"id":"rel_pmt_mercado_pago_mkt_cl_market","from":"pmt_mercado_pago","to":"mkt_cl","type":"available_in","label":"available in","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Mercado Pago","to_entity":"Chile"},{"id":"rel_pmt_mercado_pago_mkt_pe_market","from":"pmt_mercado_pago","to":"mkt_pe","type":"available_in","label":"available in","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Mercado Pago","to_entity":"Peru"},{"id":"rel_pmt_mercado_pago_mkt_uy_market","from":"pmt_mercado_pago","to":"mkt_uy","type":"available_in","label":"available in","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Mercado Pago","to_entity":"Uruguay"},{"id":"rel_pmt_mercado_pago_mkt_ec_market","from":"pmt_mercado_pago","to":"mkt_ec","type":"available_in","label":"available in","sourceIds":["mercado-pago-q1-2026"],"from_entity":"Mercado Pago","to_entity":"Ecuador"},{"id":"rel_pmt_mercado_pago_operator","from":"pmt_mercado_pago","to":"ops_mercadolibre","type":"operated_by","label":"operated by","sourceIds":["meli-investor-2025"],"from_entity":"Mercado Pago","to_entity":"MercadoLibre, Inc."}]},{"id":"pmt_picpay","type":"payment_method","name":"PicPay","shortName":"PicPay","collection":"methods","slug":"picpay","description":"PicPay is a digital wallet connected to Brazil, PicPay and BRL through explicit Graph relationships.","summary":"42M* public adoption scale, with every metric labelled by population definition, period and source.","aliases":["PicPay","PicPay","PicPay payments"],"visual":{"kind":"monogram","value":"PicPay","label":"PicPay brand mark","tone":"orange"},"identifiers":{"Aurato ID":"pmt_picpay","Market":"Brazil","Type":"Wallet","Operator":"PicPay"},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["picpay-sec-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"42M* · Active consumers reported in the public filing","sourceIds":["picpay-sec-2025"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"2025"},{"key":"headline_1","label":"# Merchants","value":"812K · Active businesses","sourceIds":["picpay-sec-2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Sep 2025"}],"sourceIds":["picpay-sec-2025"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"42M*","period":"2025","detail":"Active consumers reported in the public filing","sourceIds":["picpay-sec-2025"]},{"label":"# Merchants","value":"812K","period":"Sep 2025","detail":"Active businesses","sourceIds":["picpay-sec-2025"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"42M*","period":"2025","detail":"Active consumers reported in the public filing","sourceIds":["picpay-sec-2025"]},{"label":"# Merchants","value":"812K","period":"Sep 2025","detail":"Active businesses","sourceIds":["picpay-sec-2025"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose PicPay","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Active consumers reported in the public filing"},{"label":"Explicit market scope","detail":"Availability links to Brazil as a canonical Graph entity."},{"label":"Canonical operator","detail":"PicPay is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_picpay_mkt_br_market","from":"pmt_picpay","to":"mkt_br","type":"available_in","label":"available in","sourceIds":["picpay-sec-2025"],"from_entity":"PicPay","to_entity":"Brazil"},{"id":"rel_pmt_picpay_operator","from":"pmt_picpay","to":"ops_picpay","type":"operated_by","label":"operated by","sourceIds":["picpay-sec-2025"],"from_entity":"PicPay","to_entity":"PicPay"},{"id":"rel_pmt_picpay_currency","from":"pmt_picpay","to":"cur_brl","type":"denominated_in","label":"denominated in","sourceIds":["picpay-sec-2025"],"from_entity":"PicPay","to_entity":"Brazilian real"}]},{"id":"pmt_yape","type":"payment_method","name":"Yape","shortName":"Yape","collection":"methods","slug":"yape","description":"Yape is a mobile wallet connected to Peru, Credicorp / Banco de Crédito del Perú and PEN through explicit Graph relationships.","summary":"15.5M public adoption scale, with every metric labelled by population definition, period and source.","aliases":["Yape","Yape","Yape payments"],"visual":{"kind":"monogram","value":"Yape","label":"Yape brand mark","tone":"orange"},"identifiers":{"Aurato ID":"pmt_yape","Market":"Peru","Type":"Wallet","Operator":"Credicorp / Banco de Crédito del Perú"},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["credicorp-yape-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"15.5M · Monthly active users","sourceIds":["credicorp-yape-2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"2025"},{"key":"headline_1","label":"Annualized # transactions","value":"10.9B* · 15.5M MAU × 58.5 monthly transactions × 12","sourceIds":["credicorp-yape-2025"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"2025 run-rate"}],"sourceIds":["credicorp-yape-2025"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"15.5M","period":"2025","detail":"Monthly active users","sourceIds":["credicorp-yape-2025"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"10.9B*","period":"2025 run-rate","detail":"15.5M MAU × 58.5 monthly transactions × 12","sourceIds":["credicorp-yape-2025"]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"15.5M","period":"2025","detail":"Monthly active users","sourceIds":["credicorp-yape-2025"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"10.9B*","period":"2025 run-rate","detail":"15.5M MAU × 58.5 monthly transactions × 12","sourceIds":["credicorp-yape-2025"]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose Yape","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Monthly active users"},{"label":"Explicit market scope","detail":"Availability links to Peru as a canonical Graph entity."},{"label":"Canonical operator","detail":"Credicorp / Banco de Crédito del Perú is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_yape_mkt_pe_market","from":"pmt_yape","to":"mkt_pe","type":"available_in","label":"available in","sourceIds":["credicorp-yape-2025"],"from_entity":"Yape","to_entity":"Peru"},{"id":"rel_pmt_yape_operator","from":"pmt_yape","to":"ops_credicorp","type":"operated_by","label":"operated by","sourceIds":["credicorp-yape-2025"],"from_entity":"Yape","to_entity":"Credicorp / Banco de Crédito del Perú"},{"id":"rel_pmt_yape_currency","from":"pmt_yape","to":"cur_pen","type":"denominated_in","label":"denominated in","sourceIds":["credicorp-yape-2025"],"from_entity":"Yape","to_entity":"Peruvian sol"}]},{"id":"pmt_nequi","type":"payment_method","name":"Nequi","shortName":"Nequi","collection":"methods","slug":"nequi","description":"Nequi is a digital wallet connected to Colombia, Nequi and COP through explicit Graph relationships.","summary":"20.7M public adoption scale, with every metric labelled by population definition, period and source.","aliases":["Nequi","Nequi","Nequi payments"],"visual":{"kind":"monogram","value":"Nequi","label":"Nequi brand mark","tone":"orange"},"identifiers":{"Aurato ID":"pmt_nequi","Market":"Colombia","Type":"Wallet","Operator":"Nequi"},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["nequi-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"20.7M · Monthly active users","sourceIds":["nequi-2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"2025"},{"key":"headline_1","label":"# Merchants","value":"250K+* · Interoperable QR acceptance points","sourceIds":["nequi-2025"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"2025"}],"sourceIds":["nequi-2025"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"20.7M","period":"2025","detail":"Monthly active users","sourceIds":["nequi-2025"]},{"label":"# Merchants","value":"250K+*","period":"2025","detail":"Interoperable QR acceptance points","sourceIds":["nequi-2025"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"20.7M","period":"2025","detail":"Monthly active users","sourceIds":["nequi-2025"]},{"label":"# Merchants","value":"250K+*","period":"2025","detail":"Interoperable QR acceptance points","sourceIds":["nequi-2025"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose Nequi","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Monthly active users"},{"label":"Explicit market scope","detail":"Availability links to Colombia as a canonical Graph entity."},{"label":"Canonical operator","detail":"Nequi is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_nequi_mkt_co_market","from":"pmt_nequi","to":"mkt_co","type":"available_in","label":"available in","sourceIds":["nequi-2025"],"from_entity":"Nequi","to_entity":"Colombia"},{"id":"rel_pmt_nequi_operator","from":"pmt_nequi","to":"ops_nequi","type":"operated_by","label":"operated by","sourceIds":["nequi-2025"],"from_entity":"Nequi","to_entity":"Nequi"},{"id":"rel_pmt_nequi_currency","from":"pmt_nequi","to":"cur_cop","type":"denominated_in","label":"denominated in","sourceIds":["nequi-2025"],"from_entity":"Nequi","to_entity":"Colombian peso"}]},{"id":"pmt_daviplata","type":"payment_method","name":"DaviPlata","shortName":"DaviPlata","collection":"methods","slug":"daviplata","description":"DaviPlata is a digital wallet connected to Colombia, Banco Davivienda and COP through explicit Graph relationships.","summary":"11M+ public adoption scale, with every metric labelled by population definition, period and source.","aliases":["DaviPlata","DaviPlata","DaviPlata payments"],"visual":{"kind":"monogram","value":"DaviPlat","label":"DaviPlata brand mark","tone":"orange"},"identifiers":{"Aurato ID":"pmt_daviplata","Market":"Colombia","Type":"Wallet","Operator":"Banco Davivienda"},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["daviplata-overview"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"11M+ · Customers","sourceIds":["daviplata-overview"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Latest published"}],"sourceIds":["daviplata-overview"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"11M+","period":"Latest published","detail":"Customers","sourceIds":["daviplata-overview"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"11M+","period":"Latest published","detail":"Customers","sourceIds":["daviplata-overview"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose DaviPlata","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Customers"},{"label":"Explicit market scope","detail":"Availability links to Colombia as a canonical Graph entity."},{"label":"Canonical operator","detail":"Banco Davivienda is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_daviplata_mkt_co_market","from":"pmt_daviplata","to":"mkt_co","type":"available_in","label":"available in","sourceIds":["daviplata-overview"],"from_entity":"DaviPlata","to_entity":"Colombia"},{"id":"rel_pmt_daviplata_operator","from":"pmt_daviplata","to":"ops_davivienda","type":"operated_by","label":"operated by","sourceIds":["daviplata-overview"],"from_entity":"DaviPlata","to_entity":"Banco Davivienda"},{"id":"rel_pmt_daviplata_currency","from":"pmt_daviplata","to":"cur_cop","type":"denominated_in","label":"denominated in","sourceIds":["daviplata-overview"],"from_entity":"DaviPlata","to_entity":"Colombian peso"}]},{"id":"pmt_phonepe","type":"payment_method","name":"PhonePe","shortName":"PhonePe","collection":"methods","slug":"phonepe","description":"PhonePe is an Indian consumer wallet and merchant-payment app using UPI for interoperable account-to-account payments, alongside eligible wallet, card and credit-line funding flows.","summary":"700M+ lifetime registrations, 50M+ merchant acceptance points and a source-backed capability profile spanning app, web, QR, recurring, refunds and domestic settlement.","aliases":["PhonePe","PhonePe","PhonePe payments"],"visual":{"kind":"monogram","value":"PhonePe","label":"PhonePe brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_phonepe","Market":"India","Type":"Wallet","Operator":"PhonePe Limited","Channels":"In-App · Web · In-Person","Rail":"UPI","Currency":"INR","Home market":"India"},"claims":[{"key":"users","label":"Registered users","value":"700M+ lifetime registrations","sourceIds":["phonepe-2026"],"confidence":"high","effectiveFrom":"2026-04","observedAt":"2026-08-10"},{"key":"merchants","label":"Merchant acceptance","value":"50M+ merchants","sourceIds":["phonepe-2026"],"confidence":"high","effectiveFrom":"2026-04","observedAt":"2026-08-10"},{"key":"transactions","label":"Transaction run-rate","value":"120B+ annualized (330M+ daily × 365)","sourceIds":["phonepe-600m-2025"],"confidence":"medium","effectiveFrom":"2025-03","observedAt":"2026-08-10"},{"key":"tpv","label":"Annualized total payment value","value":"₹150tn+ published platform run-rate","sourceIds":["phonepe-600m-2025"],"confidence":"high","effectiveFrom":"2025-03","observedAt":"2026-08-10"},{"key":"rail","label":"Core payment rail","value":"Interoperable UPI account-to-account payments","sourceIds":["npci-upi-about"],"confidence":"high","observedAt":"2026-08-10"},{"key":"recurring","label":"Recurring","value":"UPI AutoPay mandates","sourceIds":["phonepe-autopay","npci-upi-autopay"],"confidence":"high","observedAt":"2026-08-10"},{"key":"authentication","label":"Authentication","value":"UPI PIN with eligible biometric authorization","sourceIds":["phonepe-biometric-2026","npci-bhim-upi-guidelines-2026"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding","label":"Funding sources","value":"Bank account, eligible wallet balance, cards and Credit Line on UPI","sourceIds":["phonepe-credit-line-upi","phonepe-payment-gateway-docs"],"confidence":"high","observedAt":"2026-08-10"},{"key":"refunds","label":"Refund lifecycle","value":"API-based full and amount-based partial refunds","sourceIds":["phonepe-refund-api"],"confidence":"high","observedAt":"2026-08-10"},{"key":"settlement","label":"Merchant settlement","value":"T+1 published default for mapped PhonePe merchant settlement","sourceIds":["phonepe-settlements"],"confidence":"high","observedAt":"2026-08-10"},{"key":"cost","label":"Cost profile","value":"Low for core UPI acceptance under zero-MDR policy; gateway and adjacent-instrument fees can differ","sourceIds":["pib-upi-zero-mdr","phonepe-payment-gateway-docs"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"data_residency","label":"Payment-data residency","value":"End-to-end payment-system data must be stored in India under the RBI direction","sourceIds":["rbi-payment-data-storage"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["phonepe-2026","phonepe-upi-terms","phonepe-payment-gateway-docs","phonepe-refund-api","phonepe-autopay","phonepe-biometric-2026","phonepe-credit-line-upi","phonepe-settlements","phonepe-wallet-terms","phonepe-600m-2025","phonepe-annual-report-2024","phonepe-500m-2023","phonepe-350m-2022","phonepe-1tn-tpv-2023","npci-upi-about","npci-bhim-upi-guidelines-2026","npci-upi-autopay","rbi-pss-act-2007","rbi-payment-data-storage","pib-upi-zero-mdr","phonepe-pg-security-standards","iso-27001-overview","pci-dss-overview"],"updatedAt":"2026-08-10","methodProfile":{"metrics":[{"label":"# Users","value":"700M+","period":"Apr 2026","detail":"Life-to-date registered users","sourceIds":["phonepe-2026"]},{"label":"# Merchants","value":"50M+","period":"Apr 2026","detail":"Digital-payments acceptance network","sourceIds":["phonepe-2026"]},{"label":"Annualized # transactions","value":"120B+*","period":"2025 run-rate","detail":"330M+ daily transactions × 365; published platform run-rate","sourceIds":["phonepe-2026"]},{"label":"Annualized processing value","value":"₹150tn+*","period":"2025 annualized","detail":"Published annualized total payment value","sourceIds":["phonepe-2026"]}],"headlineMetrics":[{"label":"# Users","value":"700M+","period":"Apr 2026","detail":"Life-to-date registered users","sourceIds":["phonepe-2026"]},{"label":"# Merchants","value":"50M+","period":"Apr 2026","detail":"Digital-payments merchant acceptance network","sourceIds":["phonepe-2026"]},{"label":"Annualized # transactions","value":"120B+*","period":"Mar 2025 run-rate","detail":"330M+ daily platform transactions × 365","sourceIds":["phonepe-600m-2025"]},{"label":"Annualized processing value","value":"₹150tn+","period":"Mar 2025 annualized","detail":"Published annualized total payment value","sourceIds":["phonepe-600m-2025"]},{"label":"Cost Level","value":"Level 1*","period":"Very low · core UPI","detail":"Zero-MDR policy for core UPI; gateway and adjacent-instrument fees can differ","sourceIds":["pib-upi-zero-mdr","phonepe-payment-gateway-docs"]}],"series":[{"id":"phonepe-users","title":"Registered users","subtitle":"Lifetime registered users","unit":"millions","sourceIds":["phonepe-350m-2022","phonepe-500m-2023","phonepe-annual-report-2024","phonepe-600m-2025","phonepe-2026"],"points":[{"period":"Jan 2022","value":350,"display":"350M"},{"period":"Nov 2023","value":500,"display":"500M"},{"period":"Oct 2024","value":570,"display":"570M"},{"period":"Mar 2025","value":600,"display":"600M"},{"period":"Apr 2026","value":700,"display":"700M+"}]},{"id":"phonepe-tpv","title":"Total payment volume","subtitle":"Published annualized run-rates, USD-normalized where required","unit":"USD trillions","sourceIds":["phonepe-1tn-tpv-2023","phonepe-annual-report-2024","phonepe-600m-2025"],"points":[{"period":"Mar 2023","value":1,"display":"$1.0T"},{"period":"Oct 2024","value":1.6,"display":"$1.6T"},{"period":"Mar 2025","value":1.8,"display":"$1.8T*"}]}],"channels":["In-App","Web","In-Person","QR","Payment link","Person to person"],"initiation":["UPI intent / deep link","Static or dynamic QR","Collect request","UPI ID or mobile number","Merchant checkout"],"flow":[{"title":"Choose PhonePe","detail":"The payer selects PhonePe through checkout, a deep link, QR code or a transfer request."},{"title":"Resolve the UPI destination","detail":"PhonePe resolves the merchant VPA, QR payload, bank account or approved payment request.","entityId":"sch_upi"},{"title":"Review and authenticate","detail":"The payer checks amount and recipient, then approves using the applicable UPI PIN or eligible biometric control."},{"title":"Confirm and settle","detail":"UPI returns real-time status; merchant payout follows the provider settlement schedule."}],"capabilities":[{"label":"UPI interoperability","detail":"Works across participating apps, banks and merchant QRs."},{"label":"Mandate-based recurring","detail":"UPI AutoPay supports scheduled merchant-initiated debits after mandate setup."},{"label":"Multi-source funding","detail":"Bank account, eligible wallet balance, card and credit-line flows are source-qualified separately."},{"label":"Refund and grievance paths","detail":"Merchant refunds and consumer disputes follow distinct operational routes."}]},"relationships":[{"id":"rel_pmt_phonepe_mkt_in_market","from":"pmt_phonepe","to":"mkt_in","type":"available_in","label":"available in","sourceIds":["phonepe-2026"],"from_entity":"PhonePe","to_entity":"India"},{"id":"rel_pmt_phonepe_operator","from":"pmt_phonepe","to":"ops_phonepe","type":"operated_by","label":"operated by","sourceIds":["phonepe-2026"],"from_entity":"PhonePe","to_entity":"PhonePe Limited"},{"id":"rel_pmt_phonepe_currency","from":"pmt_phonepe","to":"cur_inr","type":"denominated_in","label":"denominated in","sourceIds":["phonepe-2026"],"from_entity":"PhonePe","to_entity":"Indian rupee"},{"id":"rel_psp_adyen_pmt_phonepe","from":"psp_adyen","to":"pmt_phonepe","type":"supports_method","label":"provides","sourceIds":["adyen-upi-autopay-phonepe"],"from_entity":"Adyen","to_entity":"PhonePe"},{"id":"rel_psp_phonepe_pg_pmt_phonepe","from":"psp_phonepe_pg","to":"pmt_phonepe","type":"supports_method","label":"provides","sourceIds":["phonepe-payment-gateway-docs"],"from_entity":"PhonePe Payment Gateway","to_entity":"PhonePe"},{"id":"rel_psp_razorpay_pmt_phonepe","from":"psp_razorpay","to":"pmt_phonepe","type":"supports_method","label":"provides","sourceIds":["razorpay-phonepe-support"],"from_entity":"Razorpay","to_entity":"PhonePe"},{"id":"rel_phonepe_upi","from":"pmt_phonepe","to":"sch_upi","type":"uses_scheme","label":"runs on","sourceIds":["npci-upi-about","phonepe-2026"],"from_entity":"PhonePe","to_entity":"UPI"},{"id":"rel_phonepe_npci","from":"pmt_phonepe","to":"ops_npci","type":"scheme_owned_by","label":"UPI rail governed by","sourceIds":["npci-upi-about"],"from_entity":"PhonePe","to_entity":"National Payments Corporation of India"},{"id":"rel_phonepe_rbi","from":"pmt_phonepe","to":"reg_rbi","type":"regulated_by","label":"payment perimeter overseen by","sourceIds":["rbi-organisation-functions","rbi-pss-act-2007"],"from_entity":"PhonePe","to_entity":"Reserve Bank of India"},{"id":"rel_phonepe_pss_act","from":"pmt_phonepe","to":"cmp_india_pss_act_2007","type":"governed_by","label":"governed by","sourceIds":["rbi-pss-act-2007"],"from_entity":"PhonePe","to_entity":"Payment and Settlement Systems Act, 2007"},{"id":"rel_phonepe_data_storage","from":"pmt_phonepe","to":"cmp_rbi_payment_data_storage","type":"governed_by","label":"subject to payment-data storage requirements","sourceIds":["rbi-payment-data-storage"],"from_entity":"PhonePe","to_entity":"RBI Storage of Payment System Data Direction"},{"id":"rel_phonepe_upi_guidelines","from":"pmt_phonepe","to":"std_upi_bhim_2026","type":"conforms_to","label":"implements UPI presentation and flow rules","sourceIds":["npci-bhim-upi-guidelines-2026"],"from_entity":"PhonePe","to_entity":"BHIM UPI Guidelines 2026"},{"id":"rel_phonepe_pci_dss","from":"pmt_phonepe","to":"std_pci_dss_v4_0_1","type":"conforms_to","label":"PhonePe Payment Gateway reports PCI-DSS certification","sourceIds":["phonepe-pg-security-standards","pci-dss-overview"],"from_entity":"PhonePe","to_entity":"Payment Card Industry Data Security Standard v4.0.1"},{"id":"rel_phonepe_iso27001","from":"pmt_phonepe","to":"std_iso_27001","type":"conforms_to","label":"PhonePe Payment Gateway reports ISO 27001 certification","sourceIds":["phonepe-pg-security-standards","iso-27001-overview"],"from_entity":"PhonePe","to_entity":"ISO/IEC 27001 Information Security Management Systems"}]},{"id":"pmt_paytm","type":"payment_method","name":"Paytm","shortName":"Paytm","collection":"methods","slug":"paytm","description":"Paytm is a payment app and merchant network connected to India, One 97 Communications Limited and INR through explicit Graph relationships.","summary":"76M public adoption scale, with every metric labelled by population definition, period and source.","aliases":["Paytm","Paytm","Paytm payments"],"visual":{"kind":"monogram","value":"Paytm","label":"Paytm brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_paytm","Market":"India","Type":"Wallet","Operator":"One 97 Communications Limited"},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["paytm-q3-fy2026"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"76M · Monthly transacting users","sourceIds":["paytm-q3-fy2026"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Dec 2025"},{"key":"headline_1","label":"# Merchants","value":"14.4M* · Merchant subscriptions; not total registered merchants","sourceIds":["paytm-q3-fy2026"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"Dec 2025"},{"key":"headline_2","label":"Annualized processing value","value":"$276B* · $69B quarterly merchant GMV × 4","sourceIds":["paytm-q3-fy2026"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"Dec 2025 run-rate"}],"sourceIds":["paytm-q3-fy2026"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"76M","period":"Dec 2025","detail":"Monthly transacting users","sourceIds":["paytm-q3-fy2026"]},{"label":"# Merchants","value":"14.4M*","period":"Dec 2025","detail":"Merchant subscriptions; not total registered merchants","sourceIds":["paytm-q3-fy2026"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"$276B*","period":"Dec 2025 run-rate","detail":"$69B quarterly merchant GMV × 4","sourceIds":["paytm-q3-fy2026"]}],"headlineMetrics":[{"label":"# Users","value":"76M","period":"Dec 2025","detail":"Monthly transacting users","sourceIds":["paytm-q3-fy2026"]},{"label":"# Merchants","value":"14.4M*","period":"Dec 2025","detail":"Merchant subscriptions; not total registered merchants","sourceIds":["paytm-q3-fy2026"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"$276B*","period":"Dec 2025 run-rate","detail":"$69B quarterly merchant GMV × 4","sourceIds":["paytm-q3-fy2026"]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose Paytm","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Monthly transacting users"},{"label":"Explicit market scope","detail":"Availability links to India as a canonical Graph entity."},{"label":"Canonical operator","detail":"One 97 Communications Limited is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_paytm_mkt_in_market","from":"pmt_paytm","to":"mkt_in","type":"available_in","label":"available in","sourceIds":["paytm-q3-fy2026"],"from_entity":"Paytm","to_entity":"India"},{"id":"rel_pmt_paytm_operator","from":"pmt_paytm","to":"ops_paytm","type":"operated_by","label":"operated by","sourceIds":["paytm-q3-fy2026"],"from_entity":"Paytm","to_entity":"One 97 Communications Limited"},{"id":"rel_pmt_paytm_currency","from":"pmt_paytm","to":"cur_inr","type":"denominated_in","label":"denominated in","sourceIds":["paytm-q3-fy2026"],"from_entity":"Paytm","to_entity":"Indian rupee"}]},{"id":"pmt_klarna","type":"payment_method","name":"Klarna","shortName":"Klarna","collection":"methods","slug":"klarna","description":"Klarna is a flexible payments and bnpl connected to Sweden, Klarna Group plc through explicit Graph relationships.","summary":"119M public adoption scale, with every metric labelled by population definition, period and source.","aliases":["Klarna","Klarna","Klarna payments"],"visual":{"kind":"monogram","value":"Klarna","label":"Klarna brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_klarna","Market":"Sweden","Type":"BNPL","Operator":"Klarna Group plc"},"claims":[{"key":"type","label":"Type","value":"BNPL","sourceIds":["klarna-2026"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"119M · Active consumers","sourceIds":["klarna-2026"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Q1 2026"},{"key":"headline_1","label":"# Merchants","value":"1M+ · Merchants live with Klarna","sourceIds":["klarna-2026"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Q1 2026"},{"key":"headline_2","label":"Annualized # transactions","value":"1.24B* · 3.4M published daily transactions × 365","sourceIds":["klarna-2026"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"2026 run-rate"},{"key":"headline_3","label":"Annualized processing value","value":"$127.9B · Full-year GMV","sourceIds":["klarna-2026"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"2025 actual"}],"sourceIds":["klarna-2026"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"119M","period":"Q1 2026","detail":"Active consumers","sourceIds":["klarna-2026"]},{"label":"# Merchants","value":"1M+","period":"Q1 2026","detail":"Merchants live with Klarna","sourceIds":["klarna-2026"]},{"label":"Annualized # transactions","value":"1.24B*","period":"2026 run-rate","detail":"3.4M published daily transactions × 365","sourceIds":["klarna-2026"]},{"label":"Annualized processing value","value":"$127.9B","period":"2025 actual","detail":"Full-year GMV","sourceIds":["klarna-2026"]}],"headlineMetrics":[{"label":"# Users","value":"119M","period":"Q1 2026","detail":"Active consumers","sourceIds":["klarna-2026"]},{"label":"# Merchants","value":"1M+","period":"Q1 2026","detail":"Merchants live with Klarna","sourceIds":["klarna-2026"]},{"label":"Annualized # transactions","value":"1.24B*","period":"2026 run-rate","detail":"3.4M published daily transactions × 365","sourceIds":["klarna-2026"]},{"label":"Annualized processing value","value":"$127.9B","period":"2025 actual","detail":"Full-year GMV","sourceIds":["klarna-2026"]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose Klarna","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Active consumers"},{"label":"Explicit market scope","detail":"Availability links to Sweden as a canonical Graph entity."},{"label":"Canonical operator","detail":"Klarna Group plc is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_klarna_mkt_se_market","from":"pmt_klarna","to":"mkt_se","type":"available_in","label":"available in","sourceIds":["klarna-2026"],"from_entity":"Klarna","to_entity":"Sweden"},{"id":"rel_pmt_klarna_operator","from":"pmt_klarna","to":"ops_klarna","type":"operated_by","label":"operated by","sourceIds":["klarna-2026"],"from_entity":"Klarna","to_entity":"Klarna Group plc"}]},{"id":"pmt_jcb","type":"payment_method","name":"JCB Card","shortName":"JCB Card","collection":"methods","slug":"jcb","description":"JCB Card is a card payment method connected to Japan, JCB Co., Ltd. through explicit Graph relationships.","summary":"169M+* public adoption scale, with every metric labelled by population definition, period and source.","aliases":["JCB Card","JCB Card","JCB Card payments"],"visual":{"kind":"monogram","value":"JCB Card","label":"JCB Card brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_jcb","Market":"Japan","Type":"Card","Operator":"JCB Co., Ltd."},"claims":[{"key":"type","label":"Type","value":"Card","sourceIds":["jcb-scale-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"169M+* · Cardmembers; network population rather than unique transacting users","sourceIds":["jcb-scale-2025"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"Oct 2025"},{"key":"headline_1","label":"# Merchants","value":"56M* · Merchant acceptance network","sourceIds":["jcb-scale-2025"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"Oct 2025"}],"sourceIds":["jcb-scale-2025"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"169M+*","period":"Oct 2025","detail":"Cardmembers; network population rather than unique transacting users","sourceIds":["jcb-scale-2025"]},{"label":"# Merchants","value":"56M*","period":"Oct 2025","detail":"Merchant acceptance network","sourceIds":["jcb-scale-2025"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"169M+*","period":"Oct 2025","detail":"Cardmembers; network population rather than unique transacting users","sourceIds":["jcb-scale-2025"]},{"label":"# Merchants","value":"56M*","period":"Oct 2025","detail":"Merchant acceptance network","sourceIds":["jcb-scale-2025"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["In person","Online","In app","Recurring"],"initiation":["Card credential","Tokenized credential","Contactless","Stored credential"],"flow":[{"title":"Choose JCB Card","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Cardmembers; network population rather than unique transacting users"},{"label":"Explicit market scope","detail":"Availability links to Japan as a canonical Graph entity."},{"label":"Canonical operator","detail":"JCB Co., Ltd. is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_jcb_mkt_jp_market","from":"pmt_jcb","to":"mkt_jp","type":"available_in","label":"available in","sourceIds":["jcb-scale-2025"],"from_entity":"JCB Card","to_entity":"Japan"},{"id":"rel_pmt_jcb_operator","from":"pmt_jcb","to":"ops_jcb","type":"operated_by","label":"operated by","sourceIds":["jcb-scale-2025"],"from_entity":"JCB Card","to_entity":"JCB Co., Ltd."},{"id":"rel_fallback_jcb_scheme","from":"pmt_jcb","to":"sch_jcb","type":"uses_scheme","label":"operates under","sourceIds":["jcb-scale-2025"],"from_entity":"JCB Card","to_entity":"JCB"}]},{"id":"pmt_unionpay_credit","type":"payment_method","name":"UnionPay Creditcard","shortName":"UnionPay Creditcard","collection":"methods","slug":"unionpay-credit","description":"UnionPay Creditcard is a credit card payment method connected to China, China UnionPay through explicit Graph relationships.","summary":"— public adoption scale, with every metric labelled by population definition, period and source.","aliases":["UnionPay Creditcard","UnionPay Creditcard","UnionPay Creditcard payments"],"visual":{"kind":"monogram","value":"UnionPay","label":"UnionPay Creditcard brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_unionpay_credit","Market":"China","Type":"Card","Operator":"China UnionPay"},"claims":[{"key":"type","label":"Type","value":"Card","sourceIds":["unionpay-scale"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"— · No comparable active-user count is disclosed in the cited public source.","sourceIds":["unionpay-scale"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Not publicly disclosed"}],"sourceIds":["unionpay-scale"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"—","period":"Not publicly disclosed","detail":"No comparable active-user count is disclosed in the cited public source.","sourceIds":["unionpay-scale"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"—","period":"Not publicly disclosed","detail":"No comparable active-user count is disclosed in the cited public source.","sourceIds":["unionpay-scale"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["In person","Online","In app","Recurring"],"initiation":["Card credential","Tokenized credential","Contactless","Stored credential"],"flow":[{"title":"Choose UnionPay Creditcard","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"No comparable active-user count is disclosed in the cited public source."},{"label":"Explicit market scope","detail":"Availability links to China as a canonical Graph entity."},{"label":"Canonical operator","detail":"China UnionPay is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_unionpay_credit_mkt_cn_market","from":"pmt_unionpay_credit","to":"mkt_cn","type":"available_in","label":"available in","sourceIds":["unionpay-scale"],"from_entity":"UnionPay Creditcard","to_entity":"China"},{"id":"rel_pmt_unionpay_credit_operator","from":"pmt_unionpay_credit","to":"ops_unionpay","type":"operated_by","label":"operated by","sourceIds":["unionpay-scale"],"from_entity":"UnionPay Creditcard","to_entity":"China UnionPay"},{"id":"rel_fallback_unionpay_credit_scheme","from":"pmt_unionpay_credit","to":"sch_unionpay","type":"uses_scheme","label":"operates under","sourceIds":["unionpay-scale"],"from_entity":"UnionPay Creditcard","to_entity":"UnionPay"}]},{"id":"pmt_unionpay_debit","type":"payment_method","name":"UnionPay Debitcard","shortName":"UnionPay Debitcard","collection":"methods","slug":"unionpay-debit","description":"UnionPay Debitcard is a debit card payment method connected to China, China UnionPay through explicit Graph relationships.","summary":"— public adoption scale, with every metric labelled by population definition, period and source.","aliases":["UnionPay Debitcard","UnionPay Debitcard","UnionPay Debitcard payments"],"visual":{"kind":"monogram","value":"UnionPay","label":"UnionPay Debitcard brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_unionpay_debit","Market":"China","Type":"Card","Operator":"China UnionPay"},"claims":[{"key":"type","label":"Type","value":"Card","sourceIds":["unionpay-scale"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"— · No comparable active-user count is disclosed in the cited public source.","sourceIds":["unionpay-scale"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Not publicly disclosed"}],"sourceIds":["unionpay-scale"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"—","period":"Not publicly disclosed","detail":"No comparable active-user count is disclosed in the cited public source.","sourceIds":["unionpay-scale"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"—","period":"Not publicly disclosed","detail":"No comparable active-user count is disclosed in the cited public source.","sourceIds":["unionpay-scale"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["In person","Online","In app","Recurring"],"initiation":["Card credential","Tokenized credential","Contactless","Stored credential"],"flow":[{"title":"Choose UnionPay Debitcard","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"No comparable active-user count is disclosed in the cited public source."},{"label":"Explicit market scope","detail":"Availability links to China as a canonical Graph entity."},{"label":"Canonical operator","detail":"China UnionPay is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_unionpay_debit_mkt_cn_market","from":"pmt_unionpay_debit","to":"mkt_cn","type":"available_in","label":"available in","sourceIds":["unionpay-scale"],"from_entity":"UnionPay Debitcard","to_entity":"China"},{"id":"rel_pmt_unionpay_debit_operator","from":"pmt_unionpay_debit","to":"ops_unionpay","type":"operated_by","label":"operated by","sourceIds":["unionpay-scale"],"from_entity":"UnionPay Debitcard","to_entity":"China UnionPay"},{"id":"rel_fallback_unionpay_debit_scheme","from":"pmt_unionpay_debit","to":"sch_unionpay","type":"uses_scheme","label":"operates under","sourceIds":["unionpay-scale"],"from_entity":"UnionPay Debitcard","to_entity":"UnionPay"}]},{"id":"pmt_dana","type":"payment_method","name":"DANA","shortName":"DANA","collection":"methods","slug":"dana","description":"DANA is a digital wallet connected to Indonesia, PT Espay Debit Indonesia Koe and IDR through explicit Graph relationships.","summary":"200M+ public adoption scale, with every metric labelled by population definition, period and source.","aliases":["DANA","DANA","DANA payments"],"visual":{"kind":"monogram","value":"DANA","label":"DANA brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_dana","Market":"Indonesia","Type":"Wallet","Operator":"PT Espay Debit Indonesia Koe"},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["dana-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"200M+ · Registered/reached users","sourceIds":["dana-2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Oct 2025"}],"sourceIds":["dana-2025"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"200M+","period":"Oct 2025","detail":"Registered/reached users","sourceIds":["dana-2025"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"200M+","period":"Oct 2025","detail":"Registered/reached users","sourceIds":["dana-2025"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose DANA","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Registered/reached users"},{"label":"Explicit market scope","detail":"Availability links to Indonesia as a canonical Graph entity."},{"label":"Canonical operator","detail":"PT Espay Debit Indonesia Koe is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_dana_mkt_id_market","from":"pmt_dana","to":"mkt_id","type":"available_in","label":"available in","sourceIds":["dana-2025"],"from_entity":"DANA","to_entity":"Indonesia"},{"id":"rel_pmt_dana_operator","from":"pmt_dana","to":"ops_dana","type":"operated_by","label":"operated by","sourceIds":["dana-2025"],"from_entity":"DANA","to_entity":"PT Espay Debit Indonesia Koe"},{"id":"rel_pmt_dana_currency","from":"pmt_dana","to":"cur_idr","type":"denominated_in","label":"denominated in","sourceIds":["dana-2025"],"from_entity":"DANA","to_entity":"Indonesian rupiah"}]},{"id":"pmt_momo_vn","type":"payment_method","name":"MoMo Vietnam","shortName":"MoMo","collection":"methods","slug":"momo-vn","description":"MoMo Vietnam is a digital wallet and super app connected to Vietnam, M_Service JSC and VND through explicit Graph relationships.","summary":"30M+ public adoption scale, with every metric labelled by population definition, period and source.","aliases":["MoMo","MoMo Vietnam","MoMo Vietnam payments"],"visual":{"kind":"monogram","value":"MoMo","label":"MoMo Vietnam brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_momo_vn","Market":"Vietnam","Type":"Wallet","Operator":"M_Service JSC"},"claims":[{"key":"type","label":"Type","value":"Wallet","sourceIds":["momo-vn-scale"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"30M+ · Registered users","sourceIds":["momo-vn-scale"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"Latest published"},{"key":"headline_1","label":"# Merchants","value":"150K* · Points of presence; not unique merchants","sourceIds":["momo-vn-scale"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"Latest published"}],"sourceIds":["momo-vn-scale"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"30M+","period":"Latest published","detail":"Registered users","sourceIds":["momo-vn-scale"]},{"label":"# Merchants","value":"150K*","period":"Latest published","detail":"Points of presence; not unique merchants","sourceIds":["momo-vn-scale"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"30M+","period":"Latest published","detail":"Registered users","sourceIds":["momo-vn-scale"]},{"label":"# Merchants","value":"150K*","period":"Latest published","detail":"Points of presence; not unique merchants","sourceIds":["momo-vn-scale"]},{"label":"Annualized # transactions","value":"—","period":"Not publicly disclosed","detail":"No annual transaction count or defensible current run-rate is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["Mobile app","Online","Person to person","Merchant payment"],"initiation":["App selection","QR or payment link","Alias or account","Merchant request"],"flow":[{"title":"Choose MoMo","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"Registered users"},{"label":"Explicit market scope","detail":"Availability links to Vietnam as a canonical Graph entity."},{"label":"Canonical operator","detail":"M_Service JSC is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_momo_vn_mkt_vn_market","from":"pmt_momo_vn","to":"mkt_vn","type":"available_in","label":"available in","sourceIds":["momo-vn-scale"],"from_entity":"MoMo Vietnam","to_entity":"Vietnam"},{"id":"rel_pmt_momo_vn_operator","from":"pmt_momo_vn","to":"ops_momo_vn","type":"operated_by","label":"operated by","sourceIds":["momo-vn-scale"],"from_entity":"MoMo Vietnam","to_entity":"M_Service JSC"},{"id":"rel_pmt_momo_vn_currency","from":"pmt_momo_vn","to":"cur_vnd","type":"denominated_in","label":"denominated in","sourceIds":["momo-vn-scale"],"from_entity":"MoMo Vietnam","to_entity":"Vietnamese dong"}]},{"id":"pmt_rupay","type":"payment_method","name":"RuPay","shortName":"RuPay","collection":"methods","slug":"rupay","description":"RuPay is a domestic card network connected to India, National Payments Corporation of India and INR through explicit Graph relationships.","summary":"386.8M+* public adoption scale, with every metric labelled by population definition, period and source.","aliases":["RuPay","RuPay","RuPay payments"],"visual":{"kind":"monogram","value":"RuPay","label":"RuPay brand mark","tone":"teal"},"identifiers":{"Aurato ID":"pmt_rupay","Market":"India","Type":"Card","Operator":"National Payments Corporation of India"},"claims":[{"key":"type","label":"Type","value":"Card","sourceIds":["rupay-scale-2025"],"confidence":"high","observedAt":"2026-07-31"},{"key":"adoption_scale","label":"Latest adoption indicator","value":"386.8M+* · PMJDY RuPay debit cards alone; conservative lower bound, not unique cardholders","sourceIds":["rupay-scale-2025"],"confidence":"medium","observedAt":"2026-07-31","effectiveFrom":"Aug 2025"},{"key":"headline_1","label":"Annualized # transactions","value":"938.5M · RuPay POS and ecommerce card transactions","sourceIds":["rupay-scale-2025"],"confidence":"high","observedAt":"2026-07-31","effectiveFrom":"FY2024-25 actual"}],"sourceIds":["rupay-scale-2025"],"updatedAt":"2026-07-31","methodProfile":{"metrics":[{"label":"# Users","value":"386.8M+*","period":"Aug 2025","detail":"PMJDY RuPay debit cards alone; conservative lower bound, not unique cardholders","sourceIds":["rupay-scale-2025"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"938.5M","period":"FY2024-25 actual","detail":"RuPay POS and ecommerce card transactions","sourceIds":["rupay-scale-2025"]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"headlineMetrics":[{"label":"# Users","value":"386.8M+*","period":"Aug 2025","detail":"PMJDY RuPay debit cards alone; conservative lower bound, not unique cardholders","sourceIds":["rupay-scale-2025"]},{"label":"# Merchants","value":"—","period":"Not publicly disclosed","detail":"No comparable merchant-acceptance count is disclosed in the cited public source.","sourceIds":[]},{"label":"Annualized # transactions","value":"938.5M","period":"FY2024-25 actual","detail":"RuPay POS and ecommerce card transactions","sourceIds":["rupay-scale-2025"]},{"label":"Annualized processing value","value":"—","period":"Not publicly disclosed","detail":"No comparable annual processing-value figure is disclosed in the cited public source.","sourceIds":[]}],"series":[],"channels":["In person","Online","In app","Recurring"],"initiation":["Card credential","Tokenized credential","Contactless","Stored credential"],"flow":[{"title":"Choose RuPay","detail":"The payer selects the method in a supported merchant, app or transfer context."},{"title":"Resolve destination","detail":"The method resolves the merchant, recipient or payment credential."},{"title":"Authenticate","detail":"The payer reviews the amount and authorizes with the method's supported control."},{"title":"Confirm","detail":"The operator returns a status while downstream clearing and settlement follow the relevant market rules."}],"capabilities":[{"label":"Evidence-qualified scale","detail":"PMJDY RuPay debit cards alone; conservative lower bound, not unique cardholders"},{"label":"Explicit market scope","detail":"Availability links to India as a canonical Graph entity."},{"label":"Canonical operator","detail":"National Payments Corporation of India is independently searchable and reusable across products."},{"label":"Honest metric gaps","detail":"Fields remain unavailable when no comparable public observation was found."}]},"relationships":[{"id":"rel_pmt_rupay_mkt_in_market","from":"pmt_rupay","to":"mkt_in","type":"available_in","label":"available in","sourceIds":["rupay-scale-2025"],"from_entity":"RuPay","to_entity":"India"},{"id":"rel_pmt_rupay_operator","from":"pmt_rupay","to":"ops_npci","type":"operated_by","label":"operated by","sourceIds":["rupay-scale-2025"],"from_entity":"RuPay","to_entity":"National Payments Corporation of India"},{"id":"rel_pmt_rupay_currency","from":"pmt_rupay","to":"cur_inr","type":"denominated_in","label":"denominated in","sourceIds":["rupay-scale-2025"],"from_entity":"RuPay","to_entity":"Indian rupee"}]},{"id":"psp_adyen","type":"processor","name":"Adyen","shortName":"Adyen","collection":"psps","slug":"adyen","description":"A global financial-technology platform unifying online payments, in-person payments, platforms, risk and financial products through a single infrastructure layer.","summary":"A scaled global PSP with source-backed processing volume, regulated entities, PCI status and payment-method implementations.","aliases":["Adyen N.V."],"visual":{"kind":"monogram","value":"A","label":"Adyen mark","tone":"orange"},"identifiers":{"Aurato ID":"psp_adyen","Role":"Payment service provider","Scope":"Global","Coverage":"Global","Channels":"Online · in-person · platforms","Regulatory footprint":"EEA · UK · UAE · US"},"claims":[{"key":"upi_support","label":"UPI implementation","value":"UPI Intent and UPI QR for India","sourceIds":["adyen-upi-docs"],"confidence":"high","observedAt":"2026-08-10"},{"key":"phonepe_support","label":"PhonePe implementation","value":"PhonePe is an explicit UPI app option in Adyen's UPI Autopay integration","sourceIds":["adyen-upi-autopay-phonepe"],"confidence":"high","observedAt":"2026-08-10"},{"key":"processed_volume","label":"Processed volume","value":"€1.394 trillion","sourceIds":["adyen-fy2025-results"],"confidence":"high","effectiveFrom":"FY2025","observedAt":"2026-08-07"},{"key":"pos_volume","label":"Point-of-sale volume","value":"€311 billion","sourceIds":["adyen-fy2025-results"],"confidence":"high","effectiveFrom":"FY2025","observedAt":"2026-08-07"},{"key":"licenses","label":"Published licensing footprint","value":"EEA, United Kingdom, United Arab Emirates and United States regulated entities","sourceIds":["adyen-emea-licenses"],"confidence":"high","observedAt":"2026-08-07"},{"key":"pci_status","label":"PCI DSS service-provider status","value":"PCI DSS Level 1 service provider, assessed annually","sourceIds":["adyen-pci-dss"],"confidence":"high","observedAt":"2026-08-07"}],"sourceIds":["adyen-upi-docs","adyen-upi-autopay-phonepe","adyen-fy2025-results","adyen-emea-licenses","adyen-pci-dss"],"updatedAt":"2026-08-07","relationships":[{"id":"rel_psp_adyen_sch_upi","from":"psp_adyen","to":"sch_upi","type":"supports_method","label":"provides","sourceIds":["adyen-upi-docs"],"from_entity":"Adyen","to_entity":"UPI"},{"id":"rel_psp_adyen_pmt_phonepe","from":"psp_adyen","to":"pmt_phonepe","type":"supports_method","label":"provides","sourceIds":["adyen-upi-autopay-phonepe"],"from_entity":"Adyen","to_entity":"PhonePe"},{"id":"rel_psp_adyen_pmt_visa","from":"psp_adyen","to":"pmt_visa","type":"supports_method","label":"provides","sourceIds":["adyen-card-docs"],"from_entity":"Adyen","to_entity":"Visa Creditcard"},{"id":"rel_psp_adyen_pmt_ideal","from":"psp_adyen","to":"pmt_ideal","type":"supports_method","label":"provides","sourceIds":["adyen-ideal-docs"],"from_entity":"Adyen","to_entity":"iDEAL"},{"id":"rel_adyen_pcidss","from":"psp_adyen","to":"std_pci_dss_v4_0_1","type":"conforms_to","label":"validated against","sourceIds":["adyen-pci-dss"],"from_entity":"Adyen","to_entity":"Payment Card Industry Data Security Standard v4.0.1"}]},{"id":"psp_dlocal","type":"processor","name":"dLocal","shortName":"dLocal","collection":"psps","slug":"dlocal","description":"A cross-border payments platform connecting global merchants to local pay-in and payout rails across emerging markets through a single integration.","summary":"A source-backed PSP profile separating processed market footprint, method breadth, merchant scale and regulatory licences.","aliases":["DLOCAL"],"visual":{"kind":"monogram","value":"dL","label":"dLocal mark","tone":"orange"},"identifiers":{"Aurato ID":"psp_dlocal","Role":"Payment service provider","Scope":"Emerging markets","Coverage":"Emerging markets","Processing markets":"44","Licences":"37 across 26 markets"},"claims":[{"key":"upi_support","label":"UPI implementation","value":"UPI Redirect, Direct and Recurring","sourceIds":["dlocal-india-upi"],"confidence":"high","observedAt":"2026-08-10"},{"key":"processed_volume","label":"Total payment volume","value":"$40.8 billion","sourceIds":["dlocal-fy2025"],"confidence":"high","effectiveFrom":"FY2025","observedAt":"2026-08-07"},{"key":"processing_markets","label":"Processing markets","value":"44 markets","sourceIds":["dlocal-fy2025"],"confidence":"high","effectiveFrom":"FY2025","observedAt":"2026-08-07"},{"key":"merchant_scale","label":"Global merchants","value":"760+","sourceIds":["dlocal-fy2025"],"confidence":"high","effectiveFrom":"FY2025","observedAt":"2026-08-07"},{"key":"method_breadth","label":"Published method breadth","value":"160+ local pay-in methods · 939 payout methods","sourceIds":["dlocal-platform-coverage"],"confidence":"high","observedAt":"2026-08-07"},{"key":"licenses","label":"Regulatory licences","value":"37 licences across 26 markets","sourceIds":["dlocal-fy2025"],"confidence":"high","effectiveFrom":"FY2025","observedAt":"2026-08-07"},{"key":"pci_status","label":"PCI DSS scope","value":"PCI DSS compliance program documented","sourceIds":["dlocal-pci"],"confidence":"high","observedAt":"2026-08-07"}],"sourceIds":["dlocal-india-upi","dlocal-fy2025","dlocal-platform-coverage","dlocal-pci"],"updatedAt":"2026-08-07","relationships":[{"id":"rel_psp_dlocal_sch_upi","from":"psp_dlocal","to":"sch_upi","type":"supports_method","label":"provides","sourceIds":["dlocal-india-upi"],"from_entity":"dLocal","to_entity":"UPI"},{"id":"rel_psp_dlocal_pmt_visa","from":"psp_dlocal","to":"pmt_visa","type":"supports_method","label":"provides","sourceIds":["dlocal-visa-docs"],"from_entity":"dLocal","to_entity":"Visa Creditcard"},{"id":"rel_dlocal_pcidss","from":"psp_dlocal","to":"std_pci_dss_v4_0_1","type":"conforms_to","label":"documents compliance with","sourceIds":["dlocal-pci"],"from_entity":"dLocal","to_entity":"Payment Card Industry Data Security Standard v4.0.1"}]},{"id":"psp_nuvei","type":"processor","name":"Nuvei","shortName":"Nuvei","collection":"psps","slug":"nuvei","description":"A global payments platform combining acquiring, alternative payment methods, payouts, orchestration and risk capabilities across ecommerce and in-person channels.","summary":"A global PSP profile with current published coverage, method breadth, currency support and PCI evidence.","aliases":["Nuvei Corporation","SafeCharge"],"visual":{"kind":"monogram","value":"N","label":"Nuvei mark","tone":"orange"},"identifiers":{"Aurato ID":"psp_nuvei","Role":"Payment service provider","Scope":"Global","Coverage":"200+ markets","Local acquiring":"53 markets","Currencies":"150"},"claims":[{"key":"upi_support","label":"UPI implementation","value":"REST API, Web SDK and Payment Page","sourceIds":["nuvei-upi-docs"],"confidence":"high","observedAt":"2026-08-10"},{"key":"processing_markets","label":"Market coverage","value":"200+ markets","sourceIds":["nuvei-global-coverage"],"confidence":"high","observedAt":"2026-08-07"},{"key":"local_acquiring","label":"Local acquiring","value":"53 markets","sourceIds":["nuvei-global-coverage"],"confidence":"high","observedAt":"2026-08-07"},{"key":"currencies","label":"Currencies","value":"150","sourceIds":["nuvei-global-coverage"],"confidence":"high","observedAt":"2026-08-07"},{"key":"method_breadth","label":"Alternative payment methods","value":"720+","sourceIds":["nuvei-global-coverage"],"confidence":"high","observedAt":"2026-08-07"},{"key":"pci_status","label":"PCI status","value":"PCI accreditation documented","sourceIds":["nuvei-pci"],"confidence":"high","observedAt":"2026-08-07"}],"sourceIds":["nuvei-upi-docs","nuvei-global-coverage","nuvei-pci"],"updatedAt":"2026-08-07","relationships":[{"id":"rel_psp_nuvei_sch_upi","from":"psp_nuvei","to":"sch_upi","type":"supports_method","label":"provides","sourceIds":["nuvei-upi-docs"],"from_entity":"Nuvei","to_entity":"UPI"},{"id":"rel_psp_nuvei_pmt_visa","from":"psp_nuvei","to":"pmt_visa","type":"supports_method","label":"provides","sourceIds":["nuvei-visa-docs"],"from_entity":"Nuvei","to_entity":"Visa Creditcard"},{"id":"rel_nuvei_pcidss","from":"psp_nuvei","to":"std_pci_dss_v4_0_1","type":"conforms_to","label":"documents accreditation to","sourceIds":["nuvei-pci"],"from_entity":"Nuvei","to_entity":"Payment Card Industry Data Security Standard v4.0.1"}]},{"id":"psp_phonepe_pg","type":"processor","name":"PhonePe Payment Gateway","shortName":"PhonePe PG","collection":"psps","slug":"phonepe-payment-gateway","description":"PhonePe's merchant payment gateway for web, app and in-person payment acceptance in India.","summary":"A first-party PSP implementation separated from the PhonePe consumer payment method and UPI rail.","aliases":["PhonePe PG","PhonePe Payment Gateway"],"visual":{"kind":"monogram","value":"PP","label":"PhonePe Payment Gateway mark","tone":"teal"},"identifiers":{"Aurato ID":"psp_phonepe_pg","Role":"Payment service provider","Scope":"India"},"claims":[{"key":"phonepe_support","label":"PhonePe implementation","value":"Web, app and merchant checkout through PhonePe Payment Gateway","sourceIds":["phonepe-payment-gateway-docs"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["phonepe-payment-gateway-docs"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_psp_phonepe_pg_pmt_phonepe","from":"psp_phonepe_pg","to":"pmt_phonepe","type":"supports_method","label":"provides","sourceIds":["phonepe-payment-gateway-docs"],"from_entity":"PhonePe Payment Gateway","to_entity":"PhonePe"}]},{"id":"psp_razorpay","type":"processor","name":"Razorpay","shortName":"Razorpay","collection":"psps","slug":"razorpay","description":"An India-focused payment service provider with documented PhonePe support through UPI app and intent flows.","summary":"A canonical PSP record for PhonePe acceptance through Razorpay's UPI implementation.","aliases":["Razorpay Software Private Limited"],"visual":{"kind":"monogram","value":"R","label":"Razorpay mark","tone":"teal"},"identifiers":{"Aurato ID":"psp_razorpay","Role":"Payment service provider","Scope":"India"},"claims":[{"key":"phonepe_support","label":"PhonePe implementation","value":"PhonePe listed as a supported UPI app","sourceIds":["razorpay-phonepe-support"],"confidence":"high","observedAt":"2026-08-10"},{"key":"visa_support","label":"Visa implementation","value":"Visa credit and debit cards are listed among supported card networks","sourceIds":["razorpay-visa-cards"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["razorpay-phonepe-support","razorpay-visa-cards"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_psp_razorpay_pmt_phonepe","from":"psp_razorpay","to":"pmt_phonepe","type":"supports_method","label":"provides","sourceIds":["razorpay-phonepe-support"],"from_entity":"Razorpay","to_entity":"PhonePe"},{"id":"rel_psp_razorpay_pmt_visa","from":"psp_razorpay","to":"pmt_visa","type":"supports_method","label":"provides","sourceIds":["razorpay-visa-cards"],"from_entity":"Razorpay","to_entity":"Visa Creditcard"}]},{"id":"psp_mollie","type":"processor","name":"Mollie","shortName":"Mollie","collection":"psps","slug":"mollie","description":"A European payment service provider with a documented iDEAL implementation for euro-denominated merchant payments.","summary":"A canonical PSP record for iDEAL acceptance, refunds and first-payment recurring setup.","aliases":["Mollie B.V."],"visual":{"kind":"monogram","value":"M","label":"Mollie mark","tone":"teal"},"identifiers":{"Aurato ID":"psp_mollie","Role":"Payment service provider","Scope":"EEA · UK · Switzerland"},"claims":[{"key":"ideal_support","label":"iDEAL implementation","value":"Redirect, automatic capture, refunds and first payment for recurring","sourceIds":["mollie-ideal-docs"],"confidence":"high","observedAt":"2026-08-10"},{"key":"visa_support","label":"Visa implementation","value":"Visa acceptance is documented for Mollie's card-present implementation","sourceIds":["mollie-visa-cards"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["mollie-ideal-docs","mollie-visa-cards"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_psp_mollie_pmt_visa","from":"psp_mollie","to":"pmt_visa","type":"supports_method","label":"provides","sourceIds":["mollie-visa-cards"],"from_entity":"Mollie","to_entity":"Visa Creditcard"},{"id":"rel_psp_mollie_pmt_ideal","from":"psp_mollie","to":"pmt_ideal","type":"supports_method","label":"provides","sourceIds":["mollie-ideal-docs"],"from_entity":"Mollie","to_entity":"iDEAL"}]},{"id":"psp_ppro","type":"processor","name":"PPRO","shortName":"PPRO","collection":"psps","slug":"ppro","description":"A local-payments platform with a documented iDEAL implementation for merchant integrations.","summary":"A canonical PSP record for iDEAL redirect, refund and recurring-related implementation details.","aliases":["PPRO Holding GmbH"],"visual":{"kind":"monogram","value":"P","label":"PPRO mark","tone":"orange"},"identifiers":{"Aurato ID":"psp_ppro","Role":"Payment service provider","Scope":"Global"},"claims":[{"key":"ideal_support","label":"iDEAL implementation","value":"Redirect with full, partial and multiple refunds","sourceIds":["ppro-ideal-docs"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["ppro-ideal-docs"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_psp_ppro_pmt_ideal","from":"psp_ppro","to":"pmt_ideal","type":"supports_method","label":"provides","sourceIds":["ppro-ideal-docs"],"from_entity":"PPRO","to_entity":"iDEAL"}]},{"id":"psp_paynl","type":"processor","name":"PAY.nl","shortName":"PAY.nl","collection":"psps","slug":"pay-nl","description":"A Dutch payment service provider documenting iDEAL transactions routed over the Wero infrastructure.","summary":"A migration-frontier PSP record for the combined iDEAL | Wero method page.","aliases":["Pay.nl","PAY."],"visual":{"kind":"monogram","value":"PAY","label":"PAY.nl mark","tone":"orange"},"identifiers":{"Aurato ID":"psp_paynl","Role":"Payment service provider","Scope":"Netherlands / Europe"},"claims":[{"key":"ideal_wero_support","label":"iDEAL | Wero implementation","value":"iDEAL acceptance with Wero routing support","sourceIds":["paynl-ideal-docs"],"confidence":"high","observedAt":"2026-08-10"},{"key":"visa_support","label":"Visa implementation","value":"Visa is exposed as a distinct PAY.nl payment option","sourceIds":["paynl-visa-cards"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["paynl-ideal-docs","paynl-visa-cards"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_psp_paynl_pmt_visa","from":"psp_paynl","to":"pmt_visa","type":"supports_method","label":"provides","sourceIds":["paynl-visa-cards"],"from_entity":"PAY.nl","to_entity":"Visa Creditcard"},{"id":"rel_psp_paynl_pmt_ideal","from":"psp_paynl","to":"pmt_ideal","type":"supports_method","label":"provides","sourceIds":["paynl-ideal-docs"],"from_entity":"PAY.nl","to_entity":"iDEAL"}]},{"id":"psp_stripe","type":"processor","name":"Stripe","shortName":"Stripe","collection":"psps","slug":"stripe","description":"A global payment service provider with documented Visa card acceptance across supported merchant markets.","summary":"A canonical PSP record linking Stripe's card implementation to the Visa payment method.","aliases":["Stripe Payments"],"visual":{"kind":"monogram","value":"S","label":"Stripe mark","tone":"teal"},"identifiers":{"Aurato ID":"psp_stripe","Role":"Payment service provider","Scope":"Global / supported markets"},"claims":[{"key":"visa_support","label":"Visa implementation","value":"Visa is listed among Stripe's supported card brands","sourceIds":["stripe-visa-cards"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["stripe-visa-cards"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_psp_stripe_pmt_visa","from":"psp_stripe","to":"pmt_visa","type":"supports_method","label":"provides","sourceIds":["stripe-visa-cards"],"from_entity":"Stripe","to_entity":"Visa Creditcard"}]},{"id":"psp_braintree","type":"processor","name":"Braintree","shortName":"Braintree","collection":"psps","slug":"braintree","description":"A PayPal service providing merchant payment processing with Visa included in documented card acceptance bundles.","summary":"A canonical PSP record linking Braintree's card processing to the Visa payment method.","aliases":["PayPal Braintree","Braintree Payments"],"visual":{"kind":"monogram","value":"B","label":"Braintree mark","tone":"teal"},"identifiers":{"Aurato ID":"psp_braintree","Role":"Payment service provider","Scope":"Global / supported merchant accounts"},"claims":[{"key":"visa_support","label":"Visa implementation","value":"Visa is included in Braintree's documented card-processing bundles","sourceIds":["braintree-visa-cards"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["braintree-visa-cards"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_psp_braintree_pmt_visa","from":"psp_braintree","to":"pmt_visa","type":"supports_method","label":"provides","sourceIds":["braintree-visa-cards"],"from_entity":"Braintree","to_entity":"Visa Creditcard"}]},{"id":"psp_checkout","type":"processor","name":"Checkout.com","shortName":"Checkout.com","collection":"psps","slug":"checkout-com","description":"A global payment service provider with documented Visa card processing and test coverage.","summary":"A canonical PSP record linking Checkout.com's card implementation to the Visa payment method.","aliases":["Checkout","Checkout Ltd."],"visual":{"kind":"monogram","value":"C","label":"Checkout.com mark","tone":"teal"},"identifiers":{"Aurato ID":"psp_checkout","Role":"Payment service provider","Scope":"Global / supported markets"},"claims":[{"key":"visa_support","label":"Visa implementation","value":"Visa is included among Checkout.com's supported card schemes","sourceIds":["checkout-visa-cards"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["checkout-visa-cards"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_psp_checkout_pmt_visa","from":"psp_checkout","to":"pmt_visa","type":"supports_method","label":"provides","sourceIds":["checkout-visa-cards"],"from_entity":"Checkout.com","to_entity":"Visa Creditcard"}]},{"id":"reg_rbi","type":"institution","name":"Reserve Bank of India","shortName":"RBI","collection":"regulators","slug":"reserve-bank-of-india","description":"India's central bank and the regulator and supervisor of payment and settlement systems.","summary":"A canonical regulator record connecting payment-system oversight to the methods and operators in India's payments ecosystem.","aliases":["RBI","Reserve Bank","India central bank","payments regulator India"],"visual":{"kind":"monogram","value":"RBI","label":"Reserve Bank of India mark","tone":"gold"},"identifiers":{"Aurato ID":"reg_rbi","Role":"Payment systems regulator","Jurisdiction":"IN","Statutory basis":"Payment and Settlement Systems Act, 2007"},"claims":[{"key":"payment_system_role","label":"Payment systems role","value":"Regulator and supervisor of payment and settlement systems","sourceIds":["rbi-organisation-functions"],"confidence":"high","observedAt":"2026-08-06"},{"key":"jurisdiction","label":"Jurisdiction","value":"India","sourceIds":["rbi-organisation-functions"],"confidence":"high","observedAt":"2026-08-06"},{"key":"statutory_basis","label":"Statutory basis","value":"Payment and Settlement Systems Act, 2007","sourceIds":["rbi-pss-act-2007"],"confidence":"high","effectiveFrom":"2008-08-12","observedAt":"2026-08-07"},{"key":"authorization_power","label":"Payment-system authorization","value":"No person may operate or commence a payment system without RBI authorization, subject to statutory exceptions","sourceIds":["rbi-pss-act-2007"],"confidence":"high","observedAt":"2026-08-07"}],"sourceIds":["rbi-organisation-functions","rbi-pss-act-2007"],"updatedAt":"2026-08-07","relationships":[{"id":"rel_upi_rbi","from":"sch_upi","to":"reg_rbi","type":"regulated_by","label":"regulated by","sourceIds":["rbi-organisation-functions"],"from_entity":"UPI","to_entity":"Reserve Bank of India"},{"id":"rel_rbi_india_pss_act","from":"reg_rbi","to":"cmp_india_pss_act_2007","type":"governed_by","label":"administers","sourceIds":["rbi-pss-act-2007"],"from_entity":"Reserve Bank of India","to_entity":"Payment and Settlement Systems Act, 2007"},{"id":"rel_inr_rbi_issuer","from":"cur_inr","to":"reg_rbi","type":"issued_by","label":"issued by","sourceIds":["rbi-organisation-functions"],"from_entity":"Indian rupee","to_entity":"Reserve Bank of India"},{"id":"rel_phonepe_rbi","from":"pmt_phonepe","to":"reg_rbi","type":"regulated_by","label":"payment perimeter overseen by","sourceIds":["rbi-organisation-functions","rbi-pss-act-2007"],"from_entity":"PhonePe","to_entity":"Reserve Bank of India"},{"id":"rel_visa_rbi","from":"pmt_visa","to":"reg_rbi","type":"regulated_by","label":"authorised and overseen for its Indian card scheme by","sourceIds":["rbi-pss-act-2007"],"from_entity":"Visa Creditcard","to_entity":"Reserve Bank of India"}]},{"id":"std_iso_20022","type":"standard","name":"ISO 20022 Financial Services — Universal financial industry message scheme","shortName":"ISO 20022","collection":"standards","slug":"iso-20022","description":"The common platform and methodology used to develop structured financial messages across payments and other financial-services domains.","summary":"ISO specification represented as a versioned, source-backed interoperability record.","aliases":["ISO 20022","ISO 20022 Financial Services — Universal financial industry message scheme"],"visual":{"kind":"monogram","value":"ISO ","label":"ISO 20022 standard mark","tone":"teal"},"identifiers":{"Publisher":"ISO","Version":"Nine-part standard · 2026","Scope":"Financial messaging","Updated":"2026-04"},"claims":[{"key":"publisher","label":"Publisher","value":"ISO","sourceIds":["iso-20022-overview"],"confidence":"high","observedAt":"2026-08-07"},{"key":"scope","label":"Scope","value":"Financial messaging","sourceIds":["iso-20022-overview"],"confidence":"high","observedAt":"2026-08-07"},{"key":"version","label":"Current modeled version","value":"Nine-part standard · 2026","sourceIds":["iso-20022-overview"],"confidence":"high","observedAt":"2026-08-07"}],"sourceIds":["iso-20022-overview"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Standards intelligence","title":"ISO 20022: what it standardizes","intro":"The common platform and methodology used to develop structured financial messages across payments and other financial-services domains.","metrics":[{"label":"Publisher","value":"ISO","period":"Standards body","detail":"Maintaining organization","sourceIds":["iso-20022-overview"]},{"label":"Version","value":"Nine-part standard · 2026","period":"Modeled release","detail":"Version-specific record","sourceIds":["iso-20022-overview"]},{"label":"Scope","value":"Financial messaging","period":"Interoperability layer","detail":"Primary technical domain","sourceIds":["iso-20022-overview"]},{"label":"Adoption links","value":"Graph","period":"Source-backed","detail":"Implementations are separate relations","sourceIds":["iso-20022-overview"]}],"sections":[{"kicker":"Implementation context","title":"What payment specialists need to map","detail":"The standard stays separate from schemes, local profiles and provider implementations so version and adoption evidence remain explicit.","items":[{"label":"Business model","value":"Shared semantics","detail":"Business concepts are separated from message syntax."},{"label":"Message layer","value":"Structured messages","detail":"Market infrastructures can publish implementation-specific usage guidelines."},{"label":"Adoption","value":"Relationship-based","detail":"Each rail or scheme adoption needs its own source."}]}]},"relationships":[{"id":"rel_spi_iso20022","from":"sys_spi","to":"std_iso_20022","type":"conforms_to","label":"uses ISO 20022 messages","sourceIds":["bcb-spi-iso20022"],"from_entity":"Instant Payment System (SPI)","to_entity":"ISO 20022 Financial Services — Universal financial industry message scheme"},{"id":"rel_pix_iso20022","from":"pmt_pix","to":"std_iso_20022","type":"conforms_to","label":"uses ISO 20022 messages","sourceIds":["bcb-spi-iso20022"],"from_entity":"Pix","to_entity":"ISO 20022 Financial Services — Universal financial industry message scheme"},{"id":"rel_jpmorgan_iso20022","from":"bnk_jpmorgan_chase","to":"std_iso_20022","type":"conforms_to","label":"uses in production","sourceIds":["jpmorgan-iso20022-live"],"from_entity":"JPMorgan Chase & Co.","to_entity":"ISO 20022 Financial Services — Universal financial industry message scheme"},{"id":"rel_ideal_iso20022","from":"pmt_ideal","to":"std_iso_20022","type":"conforms_to","label":"uses through Wero SCT Inst messaging","sourceIds":["epi-wero-sct-inst","epc-sct-inst-2025"],"from_entity":"iDEAL","to_entity":"ISO 20022 Financial Services — Universal financial industry message scheme"},{"id":"rel_wero_iso20022","from":"pmt_wero","to":"std_iso_20022","type":"conforms_to","label":"uses SCT Inst ISO 20022 implementation guidelines","sourceIds":["epi-wero-sct-inst","epc-sct-inst-2025"],"from_entity":"Wero","to_entity":"ISO 20022 Financial Services — Universal financial industry message scheme"}]},{"id":"std_iso_8583_2023","type":"standard","name":"ISO 8583:2023 Financial-transaction-card-originated messages","shortName":"ISO 8583","collection":"standards","slug":"iso-8583-2023","description":"A common interface for messages exchanged between acquirers and issuers for card-originated financial transactions.","summary":"ISO specification represented as a versioned, source-backed interoperability record.","aliases":["ISO 8583","ISO 8583:2023 Financial-transaction-card-originated messages"],"visual":{"kind":"monogram","value":"ISO ","label":"ISO 8583 standard mark","tone":"teal"},"identifiers":{"Publisher":"ISO","Version":"2023","Scope":"Card transaction messaging","Updated":"2023-07"},"claims":[{"key":"publisher","label":"Publisher","value":"ISO","sourceIds":["iso-8583-2023"],"confidence":"high","observedAt":"2026-08-07"},{"key":"scope","label":"Scope","value":"Card transaction messaging","sourceIds":["iso-8583-2023"],"confidence":"high","observedAt":"2026-08-07"},{"key":"version","label":"Current modeled version","value":"2023","sourceIds":["iso-8583-2023"],"confidence":"high","observedAt":"2026-08-07"}],"sourceIds":["iso-8583-2023"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Standards intelligence","title":"ISO 8583: what it standardizes","intro":"A common interface for messages exchanged between acquirers and issuers for card-originated financial transactions.","metrics":[{"label":"Publisher","value":"ISO","period":"Standards body","detail":"Maintaining organization","sourceIds":["iso-8583-2023"]},{"label":"Version","value":"2023","period":"Modeled release","detail":"Version-specific record","sourceIds":["iso-8583-2023"]},{"label":"Scope","value":"Card transaction messaging","period":"Interoperability layer","detail":"Primary technical domain","sourceIds":["iso-8583-2023"]},{"label":"Adoption links","value":"Graph","period":"Source-backed","detail":"Implementations are separate relations","sourceIds":["iso-8583-2023"]}],"sections":[{"kicker":"Implementation context","title":"What payment specialists need to map","detail":"The standard stays separate from schemes, local profiles and provider implementations so version and adoption evidence remain explicit.","items":[{"label":"Participants","value":"Acquirer ↔ issuer","detail":"Defines the message interface between transaction parties."},{"label":"Data model","value":"Message types + data elements","detail":"Network profiles can select and constrain fields."},{"label":"Version","value":"2023 edition","detail":"Earlier implementations must not be assumed equivalent."}]}]},"relationships":[{"id":"rel_iso8583_visa","from":"std_iso_8583_2023","to":"pmt_visa","type":"applies_to","label":"standardizes card-originated messaging for","sourceIds":["iso-8583-2023"],"from_entity":"ISO 8583:2023 Financial-transaction-card-originated messages","to_entity":"Visa Creditcard"},{"id":"rel_iso8583_mastercard","from":"std_iso_8583_2023","to":"pmt_mastercard","type":"applies_to","label":"standardizes card-originated messaging for","sourceIds":["iso-8583-2023"],"from_entity":"ISO 8583:2023 Financial-transaction-card-originated messages","to_entity":"Mastercard Creditcard"}]},{"id":"std_emvco_qr","type":"standard","name":"EMV QR Code specifications","shortName":"EMV QR","collection":"standards","slug":"emv-qr-code-specifications","description":"EMVCo specifications standardizing the data formats used in consumer-presented and merchant-presented QR payment flows.","summary":"EMVCo specification represented as a versioned, source-backed interoperability record.","aliases":["EMV QR","EMV QR Code specifications"],"visual":{"kind":"monogram","value":"EMV ","label":"EMV QR standard mark","tone":"teal"},"identifiers":{"Publisher":"EMVCo","Version":"CPM and MPM v1.1","Scope":"Interoperable QR payments","Updated":"2020-11"},"claims":[{"key":"publisher","label":"Publisher","value":"EMVCo","sourceIds":["emvco-qr-specifications"],"confidence":"high","observedAt":"2026-08-07"},{"key":"scope","label":"Scope","value":"Interoperable QR payments","sourceIds":["emvco-qr-specifications"],"confidence":"high","observedAt":"2026-08-07"},{"key":"version","label":"Current modeled version","value":"CPM and MPM v1.1","sourceIds":["emvco-qr-specifications"],"confidence":"high","observedAt":"2026-08-07"}],"sourceIds":["emvco-qr-specifications"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Standards intelligence","title":"EMV QR: what it standardizes","intro":"EMVCo specifications standardizing the data formats used in consumer-presented and merchant-presented QR payment flows.","metrics":[{"label":"Publisher","value":"EMVCo","period":"Standards body","detail":"Maintaining organization","sourceIds":["emvco-qr-specifications"]},{"label":"Version","value":"CPM and MPM v1.1","period":"Modeled release","detail":"Version-specific record","sourceIds":["emvco-qr-specifications"]},{"label":"Scope","value":"Interoperable QR payments","period":"Interoperability layer","detail":"Primary technical domain","sourceIds":["emvco-qr-specifications"]},{"label":"Adoption links","value":"Graph","period":"Source-backed","detail":"Implementations are separate relations","sourceIds":["emvco-qr-specifications"]}],"sections":[{"kicker":"Implementation context","title":"What payment specialists need to map","detail":"The standard stays separate from schemes, local profiles and provider implementations so version and adoption evidence remain explicit.","items":[{"label":"Consumer-presented","value":"CPM","detail":"The consumer device presents payment data."},{"label":"Merchant-presented","value":"MPM","detail":"The customer scans merchant-presented payment data."},{"label":"Local profiles","value":"Separate records","detail":"PromptPay and QRIS retain local governance and implementation rules."}]}]},"relationships":[{"id":"rel_promptpay_emvqr","from":"pmt_promptpay","to":"std_emvco_qr","type":"conforms_to","label":"profiles EMV QR","sourceIds":["bot-thai-qr-emv"],"from_entity":"PromptPay","to_entity":"EMV QR Code specifications"},{"id":"rel_qris_emvqr","from":"pmt_qris","to":"std_emvco_qr","type":"conforms_to","label":"profiles EMV QR","sourceIds":["bi-qris-emv"],"from_entity":"QRIS","to_entity":"EMV QR Code specifications"}]},{"id":"std_emv_3ds","type":"standard","name":"EMV 3-D Secure","shortName":"EMV 3DS","collection":"standards","slug":"emv-3-d-secure","description":"A message specification supporting consumer authentication for card-not-present ecommerce payments.","summary":"EMVCo specification represented as a versioned, source-backed interoperability record.","aliases":["EMV 3DS","EMV 3-D Secure"],"visual":{"kind":"monogram","value":"EMV ","label":"EMV 3DS standard mark","tone":"teal"},"identifiers":{"Publisher":"EMVCo","Version":"2.3.1.1","Scope":"Card-not-present authentication","Updated":"2025-08-11"},"claims":[{"key":"publisher","label":"Publisher","value":"EMVCo","sourceIds":["emvco-3ds-overview"],"confidence":"high","observedAt":"2026-08-07"},{"key":"scope","label":"Scope","value":"Card-not-present authentication","sourceIds":["emvco-3ds-overview"],"confidence":"high","observedAt":"2026-08-07"},{"key":"version","label":"Current modeled version","value":"2.3.1.1","sourceIds":["emvco-3ds-overview"],"confidence":"high","observedAt":"2026-08-07"}],"sourceIds":["emvco-3ds-overview"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Standards intelligence","title":"EMV 3DS: what it standardizes","intro":"A message specification supporting consumer authentication for card-not-present ecommerce payments.","metrics":[{"label":"Publisher","value":"EMVCo","period":"Standards body","detail":"Maintaining organization","sourceIds":["emvco-3ds-overview"]},{"label":"Version","value":"2.3.1.1","period":"Modeled release","detail":"Version-specific record","sourceIds":["emvco-3ds-overview"]},{"label":"Scope","value":"Card-not-present authentication","period":"Interoperability layer","detail":"Primary technical domain","sourceIds":["emvco-3ds-overview"]},{"label":"Adoption links","value":"Graph","period":"Source-backed","detail":"Implementations are separate relations","sourceIds":["emvco-3ds-overview"]}],"sections":[{"kicker":"Implementation context","title":"What payment specialists need to map","detail":"The standard stays separate from schemes, local profiles and provider implementations so version and adoption evidence remain explicit.","items":[{"label":"Channel","value":"Ecommerce","detail":"Supports browser and application authentication flows."},{"label":"Risk data","value":"Issuer decisioning","detail":"Data exchange supports frictionless or challenged flows."},{"label":"Liability","value":"Scheme-specific","detail":"Liability treatment is not defined by this record alone."}]}]},"relationships":[{"id":"rel_emv3ds_visa","from":"std_emv_3ds","to":"pmt_visa","type":"applies_to","label":"supports card-not-present authentication for","sourceIds":["emvco-3ds-overview"],"from_entity":"EMV 3-D Secure","to_entity":"Visa Creditcard"},{"id":"rel_emv3ds_mastercard","from":"std_emv_3ds","to":"pmt_mastercard","type":"applies_to","label":"supports card-not-present authentication for","sourceIds":["emvco-3ds-overview"],"from_entity":"EMV 3-D Secure","to_entity":"Mastercard Creditcard"},{"id":"rel_sca_fraud_observation","from":"cmp_eea_card_payments_2024","to":"std_emv_3ds","type":"mitigated_by","label":"mitigated by strong authentication","sourceIds":["eba-ecb-payment-fraud-2025"],"from_entity":"EEA card-payment fraud, 2024","to_entity":"EMV 3-D Secure"}]},{"id":"std_pci_dss_v4_0_1","type":"standard","name":"Payment Card Industry Data Security Standard v4.0.1","shortName":"PCI DSS","collection":"standards","slug":"pci-dss-v4-0-1","description":"The baseline technical and operational requirements designed to protect payment account data.","summary":"PCI SSC specification represented as a versioned, source-backed interoperability record.","aliases":["PCI DSS","Payment Card Industry Data Security Standard v4.0.1"],"visual":{"kind":"monogram","value":"PCI ","label":"PCI DSS standard mark","tone":"teal"},"identifiers":{"Publisher":"PCI SSC","Version":"4.0.1","Scope":"Payment account data security","Updated":"2024-06-11"},"claims":[{"key":"publisher","label":"Publisher","value":"PCI SSC","sourceIds":["pci-dss-overview"],"confidence":"high","observedAt":"2026-08-07"},{"key":"scope","label":"Scope","value":"Payment account data security","sourceIds":["pci-dss-overview"],"confidence":"high","observedAt":"2026-08-07"},{"key":"version","label":"Current modeled version","value":"4.0.1","sourceIds":["pci-dss-overview"],"confidence":"high","observedAt":"2026-08-07"}],"sourceIds":["pci-dss-overview"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Standards intelligence","title":"PCI DSS: what it standardizes","intro":"The baseline technical and operational requirements designed to protect payment account data.","metrics":[{"label":"Publisher","value":"PCI SSC","period":"Standards body","detail":"Maintaining organization","sourceIds":["pci-dss-overview"]},{"label":"Version","value":"4.0.1","period":"Modeled release","detail":"Version-specific record","sourceIds":["pci-dss-overview"]},{"label":"Scope","value":"Payment account data security","period":"Interoperability layer","detail":"Primary technical domain","sourceIds":["pci-dss-overview"]},{"label":"Adoption links","value":"Graph","period":"Source-backed","detail":"Implementations are separate relations","sourceIds":["pci-dss-overview"]}],"sections":[{"kicker":"Implementation context","title":"What payment specialists need to map","detail":"The standard stays separate from schemes, local profiles and provider implementations so version and adoption evidence remain explicit.","items":[{"label":"Data perimeter","value":"Account data","detail":"Scope depends on how cardholder data is stored, processed or transmitted."},{"label":"Validation","value":"Entity-specific","detail":"Service-provider validation is tracked separately from the standard."},{"label":"Version","value":"v4.0.1","detail":"Implementation evidence must retain the assessed version and date."}]}]},"relationships":[{"id":"rel_adyen_pcidss","from":"psp_adyen","to":"std_pci_dss_v4_0_1","type":"conforms_to","label":"validated against","sourceIds":["adyen-pci-dss"],"from_entity":"Adyen","to_entity":"Payment Card Industry Data Security Standard v4.0.1"},{"id":"rel_dlocal_pcidss","from":"psp_dlocal","to":"std_pci_dss_v4_0_1","type":"conforms_to","label":"documents compliance with","sourceIds":["dlocal-pci"],"from_entity":"dLocal","to_entity":"Payment Card Industry Data Security Standard v4.0.1"},{"id":"rel_nuvei_pcidss","from":"psp_nuvei","to":"std_pci_dss_v4_0_1","type":"conforms_to","label":"documents accreditation to","sourceIds":["nuvei-pci"],"from_entity":"Nuvei","to_entity":"Payment Card Industry Data Security Standard v4.0.1"},{"id":"rel_phonepe_pci_dss","from":"pmt_phonepe","to":"std_pci_dss_v4_0_1","type":"conforms_to","label":"PhonePe Payment Gateway reports PCI-DSS certification","sourceIds":["phonepe-pg-security-standards","pci-dss-overview"],"from_entity":"PhonePe","to_entity":"Payment Card Industry Data Security Standard v4.0.1"},{"id":"rel_visa_pci","from":"pmt_visa","to":"std_pci_dss_v4_0_1","type":"conforms_to","label":"requires applicable participants to validate against","sourceIds":["visa-security-pci","pci-dss-overview"],"from_entity":"Visa Creditcard","to_entity":"Payment Card Industry Data Security Standard v4.0.1"}]},{"id":"cmp_india_pss_act_2007","type":"regulation","name":"Payment and Settlement Systems Act, 2007","shortName":"India PSS Act","collection":"rules","slug":"india-payment-and-settlement-systems-act-2007","description":"India's statutory framework designating the Reserve Bank of India as regulator and supervisor of payment and settlement systems.","summary":"India payment-system instrument with authority, scope and effective date modeled explicitly.","aliases":["India PSS Act","Payment and Settlement Systems Act, 2007"],"visual":{"kind":"monogram","value":"§","label":"India PSS Act regulation mark","tone":"gold"},"identifiers":{"Authority":"Reserve Bank of India","Jurisdiction":"India","Effective date":"2008-08-12","Scope":"Payment systems and system providers"},"claims":[{"key":"authority","label":"Authority","value":"Reserve Bank of India","sourceIds":["rbi-pss-act-2007"],"confidence":"high","observedAt":"2026-08-07"},{"key":"scope","label":"Operational scope","value":"Payment systems and system providers","sourceIds":["rbi-pss-act-2007"],"confidence":"high","observedAt":"2026-08-07"},{"key":"effective","label":"Effective date","value":"2008-08-12","sourceIds":["rbi-pss-act-2007"],"confidence":"high","effectiveFrom":"2008-08-12","observedAt":"2026-08-07"}],"sourceIds":["rbi-pss-act-2007"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Regulatory intelligence","title":"India PSS Act: mandate and operational perimeter","intro":"India's statutory framework designating the Reserve Bank of India as regulator and supervisor of payment and settlement systems.","metrics":[{"label":"Jurisdiction","value":"India","period":"Legal perimeter","detail":"Primary territorial scope","sourceIds":["rbi-pss-act-2007"]},{"label":"Authority","value":"Reserve Bank of India","period":"Oversight body","detail":"Responsible authority","sourceIds":["rbi-pss-act-2007"]},{"label":"Effective","value":"2008-08-12","period":"Effective date","detail":"Modeled legal date","sourceIds":["rbi-pss-act-2007"]},{"label":"Scope","value":"Payment systems and system providers","period":"Operational perimeter","detail":"Who or what is covered","sourceIds":["rbi-pss-act-2007"]}],"sections":[{"kicker":"Regulatory perimeter","title":"How this instrument connects to the ecosystem","detail":"The regulation is linked to its authority, affected operators, payment methods, systems and implementation standards where official evidence supports the relationship.","items":[{"label":"Mandate","value":"Reserve Bank of India","detail":"The authority and its role remain a separate entity."},{"label":"Applicability","value":"Payment systems and system providers","detail":"Scope is not inferred beyond the official instrument."},{"label":"Timing","value":"2008-08-12","detail":"Effective dates stay separate from observation dates."}]}],"notice":{"title":"Not legal advice","detail":"This record maps public instruments and relationships; applicability still depends on entity, activity and current law."}},"relationships":[{"id":"rel_rbi_india_pss_act","from":"reg_rbi","to":"cmp_india_pss_act_2007","type":"governed_by","label":"administers","sourceIds":["rbi-pss-act-2007"],"from_entity":"Reserve Bank of India","to_entity":"Payment and Settlement Systems Act, 2007"},{"id":"rel_npci_india_pss_act","from":"ops_npci","to":"cmp_india_pss_act_2007","type":"governed_by","label":"governed by","sourceIds":["rbi-pss-act-2007"],"from_entity":"National Payments Corporation of India","to_entity":"Payment and Settlement Systems Act, 2007"},{"id":"rel_phonepe_pss_act","from":"pmt_phonepe","to":"cmp_india_pss_act_2007","type":"governed_by","label":"governed by","sourceIds":["rbi-pss-act-2007"],"from_entity":"PhonePe","to_entity":"Payment and Settlement Systems Act, 2007"},{"id":"rel_upi_pss_act","from":"sch_upi","to":"cmp_india_pss_act_2007","type":"governed_by","label":"governed by","sourceIds":["rbi-pss-act-2007"],"from_entity":"UPI","to_entity":"Payment and Settlement Systems Act, 2007"}]},{"id":"cmp_thailand_payment_systems_act_2017","type":"regulation","name":"Payment Systems Act B.E. 2560 (2017)","shortName":"Thailand Payment Systems Act","collection":"rules","slug":"thailand-payment-systems-act-2017","description":"Thailand's framework for oversight of important payment systems and designated or regulated payment services.","summary":"Thailand payment-system instrument with authority, scope and effective date modeled explicitly.","aliases":["Thailand Payment Systems Act","Payment Systems Act B.E. 2560 (2017)"],"visual":{"kind":"monogram","value":"§","label":"Thailand Payment Systems Act regulation mark","tone":"gold"},"identifiers":{"Authority":"Bank of Thailand","Jurisdiction":"Thailand","Effective date":"2018-04-16","Scope":"Designated systems and regulated payment services"},"claims":[{"key":"authority","label":"Authority","value":"Bank of Thailand","sourceIds":["bot-payment-systems-act"],"confidence":"high","observedAt":"2026-08-07"},{"key":"scope","label":"Operational scope","value":"Designated systems and regulated payment services","sourceIds":["bot-payment-systems-act"],"confidence":"high","observedAt":"2026-08-07"},{"key":"effective","label":"Effective date","value":"2018-04-16","sourceIds":["bot-payment-systems-act"],"confidence":"high","effectiveFrom":"2018-04-16","observedAt":"2026-08-07"}],"sourceIds":["bot-payment-systems-act"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Regulatory intelligence","title":"Thailand Payment Systems Act: mandate and operational perimeter","intro":"Thailand's framework for oversight of important payment systems and designated or regulated payment services.","metrics":[{"label":"Jurisdiction","value":"Thailand","period":"Legal perimeter","detail":"Primary territorial scope","sourceIds":["bot-payment-systems-act"]},{"label":"Authority","value":"Bank of Thailand","period":"Oversight body","detail":"Responsible authority","sourceIds":["bot-payment-systems-act"]},{"label":"Effective","value":"2018-04-16","period":"Effective date","detail":"Modeled legal date","sourceIds":["bot-payment-systems-act"]},{"label":"Scope","value":"Designated systems and regulated payment services","period":"Operational perimeter","detail":"Who or what is covered","sourceIds":["bot-payment-systems-act"]}],"sections":[{"kicker":"Regulatory perimeter","title":"How this instrument connects to the ecosystem","detail":"The regulation is linked to its authority, affected operators, payment methods, systems and implementation standards where official evidence supports the relationship.","items":[{"label":"Mandate","value":"Bank of Thailand","detail":"The authority and its role remain a separate entity."},{"label":"Applicability","value":"Designated systems and regulated payment services","detail":"Scope is not inferred beyond the official instrument."},{"label":"Timing","value":"2018-04-16","detail":"Effective dates stay separate from observation dates."}]}],"notice":{"title":"Not legal advice","detail":"This record maps public instruments and relationships; applicability still depends on entity, activity and current law."}},"relationships":[{"id":"rel_bot_thai_ps_act","from":"reg_bot","to":"cmp_thailand_payment_systems_act_2017","type":"governed_by","label":"administers","sourceIds":["bot-payment-systems-act"],"from_entity":"Bank of Thailand","to_entity":"Payment Systems Act B.E. 2560 (2017)"},{"id":"rel_promptpay_thai_ps_act","from":"pmt_promptpay","to":"cmp_thailand_payment_systems_act_2017","type":"governed_by","label":"governed by","sourceIds":["bot-payment-systems-act"],"from_entity":"PromptPay","to_entity":"Payment Systems Act B.E. 2560 (2017)"}]},{"id":"cmp_indonesia_pbi_23_6_2021","type":"regulation","name":"Bank Indonesia Regulation No. 23/6/PBI/2021 on Payment Services Providers","shortName":"PBI 23/6/2021","collection":"rules","slug":"indonesia-pbi-23-6-2021-payment-services-providers","description":"Bank Indonesia's licensing, activity, governance and supervision framework for payment services providers.","summary":"Indonesia payment-system instrument with authority, scope and effective date modeled explicitly.","aliases":["PBI 23/6/2021","Bank Indonesia Regulation No. 23/6/PBI/2021 on Payment Services Providers"],"visual":{"kind":"monogram","value":"§","label":"PBI 23/6/2021 regulation mark","tone":"gold"},"identifiers":{"Authority":"Bank Indonesia","Jurisdiction":"Indonesia","Effective date":"2021-07-01","Scope":"Payment services providers"},"claims":[{"key":"authority","label":"Authority","value":"Bank Indonesia","sourceIds":["bi-pjp-regulation-2021"],"confidence":"high","observedAt":"2026-08-07"},{"key":"scope","label":"Operational scope","value":"Payment services providers","sourceIds":["bi-pjp-regulation-2021"],"confidence":"high","observedAt":"2026-08-07"},{"key":"effective","label":"Effective date","value":"2021-07-01","sourceIds":["bi-pjp-regulation-2021"],"confidence":"high","effectiveFrom":"2021-07-01","observedAt":"2026-08-07"}],"sourceIds":["bi-pjp-regulation-2021"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Regulatory intelligence","title":"PBI 23/6/2021: mandate and operational perimeter","intro":"Bank Indonesia's licensing, activity, governance and supervision framework for payment services providers.","metrics":[{"label":"Jurisdiction","value":"Indonesia","period":"Legal perimeter","detail":"Primary territorial scope","sourceIds":["bi-pjp-regulation-2021"]},{"label":"Authority","value":"Bank Indonesia","period":"Oversight body","detail":"Responsible authority","sourceIds":["bi-pjp-regulation-2021"]},{"label":"Effective","value":"2021-07-01","period":"Effective date","detail":"Modeled legal date","sourceIds":["bi-pjp-regulation-2021"]},{"label":"Scope","value":"Payment services providers","period":"Operational perimeter","detail":"Who or what is covered","sourceIds":["bi-pjp-regulation-2021"]}],"sections":[{"kicker":"Regulatory perimeter","title":"How this instrument connects to the ecosystem","detail":"The regulation is linked to its authority, affected operators, payment methods, systems and implementation standards where official evidence supports the relationship.","items":[{"label":"Mandate","value":"Bank Indonesia","detail":"The authority and its role remain a separate entity."},{"label":"Applicability","value":"Payment services providers","detail":"Scope is not inferred beyond the official instrument."},{"label":"Timing","value":"2021-07-01","detail":"Effective dates stay separate from observation dates."}]}],"notice":{"title":"Not legal advice","detail":"This record maps public instruments and relationships; applicability still depends on entity, activity and current law."}},"relationships":[{"id":"rel_bi_pjp_regulation","from":"cmp_indonesia_pbi_23_6_2021","to":"reg_bank_indonesia","type":"published_by","label":"issued by","sourceIds":["bi-pjp-regulation-2021"],"from_entity":"Bank Indonesia Regulation No. 23/6/PBI/2021 on Payment Services Providers","to_entity":"Bank Indonesia"}]},{"id":"cmp_brazil_law_12865_2013","type":"regulation","name":"Brazil Law No. 12,865/2013 — payment arrangements and institutions","shortName":"Brazil Law 12,865","collection":"rules","slug":"brazil-law-12865-2013-payment-arrangements","description":"Brazil's legal basis for the regulation and supervision of payment arrangements and payment institutions within the Brazilian Payments System.","summary":"Brazil payment-system instrument with authority, scope and effective date modeled explicitly.","aliases":["Brazil Law 12,865","Brazil Law No. 12,865/2013 — payment arrangements and institutions"],"visual":{"kind":"monogram","value":"§","label":"Brazil Law 12,865 regulation mark","tone":"gold"},"identifiers":{"Authority":"Banco Central do Brasil","Jurisdiction":"Brazil","Effective date":"2013-10-09","Scope":"Payment arrangements and payment institutions"},"claims":[{"key":"authority","label":"Authority","value":"Banco Central do Brasil","sourceIds":["bcb-law-12865"],"confidence":"high","observedAt":"2026-08-07"},{"key":"scope","label":"Operational scope","value":"Payment arrangements and payment institutions","sourceIds":["bcb-law-12865"],"confidence":"high","observedAt":"2026-08-07"},{"key":"effective","label":"Effective date","value":"2013-10-09","sourceIds":["bcb-law-12865"],"confidence":"high","effectiveFrom":"2013-10-09","observedAt":"2026-08-07"}],"sourceIds":["bcb-law-12865"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Regulatory intelligence","title":"Brazil Law 12,865: mandate and operational perimeter","intro":"Brazil's legal basis for the regulation and supervision of payment arrangements and payment institutions within the Brazilian Payments System.","metrics":[{"label":"Jurisdiction","value":"Brazil","period":"Legal perimeter","detail":"Primary territorial scope","sourceIds":["bcb-law-12865"]},{"label":"Authority","value":"Banco Central do Brasil","period":"Oversight body","detail":"Responsible authority","sourceIds":["bcb-law-12865"]},{"label":"Effective","value":"2013-10-09","period":"Effective date","detail":"Modeled legal date","sourceIds":["bcb-law-12865"]},{"label":"Scope","value":"Payment arrangements and payment institutions","period":"Operational perimeter","detail":"Who or what is covered","sourceIds":["bcb-law-12865"]}],"sections":[{"kicker":"Regulatory perimeter","title":"How this instrument connects to the ecosystem","detail":"The regulation is linked to its authority, affected operators, payment methods, systems and implementation standards where official evidence supports the relationship.","items":[{"label":"Mandate","value":"Banco Central do Brasil","detail":"The authority and its role remain a separate entity."},{"label":"Applicability","value":"Payment arrangements and payment institutions","detail":"Scope is not inferred beyond the official instrument."},{"label":"Timing","value":"2013-10-09","detail":"Effective dates stay separate from observation dates."}]}],"notice":{"title":"Not legal advice","detail":"This record maps public instruments and relationships; applicability still depends on entity, activity and current law."}},"relationships":[{"id":"rel_bcb_brazil_law","from":"reg_bcb","to":"cmp_brazil_law_12865_2013","type":"governed_by","label":"administers","sourceIds":["bcb-law-12865"],"from_entity":"Banco Central do Brasil","to_entity":"Brazil Law No. 12,865/2013 — payment arrangements and institutions"},{"id":"rel_pix_brazil_law","from":"pmt_pix","to":"cmp_brazil_law_12865_2013","type":"governed_by","label":"governed by","sourceIds":["bcb-law-12865"],"from_entity":"Pix","to_entity":"Brazil Law No. 12,865/2013 — payment arrangements and institutions"}]},{"id":"cmp_bcb_resolution_195_2022","type":"regulation","name":"BCB Resolution No. 195/2022 — SPI operational rules","shortName":"BCB Resolution 195","collection":"rules","slug":"bcb-resolution-195-2022-spi","description":"The Banco Central do Brasil instrument governing operation of the Instant Payment System and its participation framework.","summary":"Brazil payment-system instrument with authority, scope and effective date modeled explicitly.","aliases":["BCB Resolution 195","BCB Resolution No. 195/2022 — SPI operational rules"],"visual":{"kind":"monogram","value":"§","label":"BCB Resolution 195 regulation mark","tone":"gold"},"identifiers":{"Authority":"Banco Central do Brasil","Jurisdiction":"Brazil","Effective date":"2022-03-03","Scope":"Instant Payment System (SPI)"},"claims":[{"key":"authority","label":"Authority","value":"Banco Central do Brasil","sourceIds":["bcb-resolution-195"],"confidence":"high","observedAt":"2026-08-07"},{"key":"scope","label":"Operational scope","value":"Instant Payment System (SPI)","sourceIds":["bcb-resolution-195"],"confidence":"high","observedAt":"2026-08-07"},{"key":"effective","label":"Effective date","value":"2022-03-03","sourceIds":["bcb-resolution-195"],"confidence":"high","effectiveFrom":"2022-03-03","observedAt":"2026-08-07"}],"sourceIds":["bcb-resolution-195"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Regulatory intelligence","title":"BCB Resolution 195: mandate and operational perimeter","intro":"The Banco Central do Brasil instrument governing operation of the Instant Payment System and its participation framework.","metrics":[{"label":"Jurisdiction","value":"Brazil","period":"Legal perimeter","detail":"Primary territorial scope","sourceIds":["bcb-resolution-195"]},{"label":"Authority","value":"Banco Central do Brasil","period":"Oversight body","detail":"Responsible authority","sourceIds":["bcb-resolution-195"]},{"label":"Effective","value":"2022-03-03","period":"Effective date","detail":"Modeled legal date","sourceIds":["bcb-resolution-195"]},{"label":"Scope","value":"Instant Payment System (SPI)","period":"Operational perimeter","detail":"Who or what is covered","sourceIds":["bcb-resolution-195"]}],"sections":[{"kicker":"Regulatory perimeter","title":"How this instrument connects to the ecosystem","detail":"The regulation is linked to its authority, affected operators, payment methods, systems and implementation standards where official evidence supports the relationship.","items":[{"label":"Mandate","value":"Banco Central do Brasil","detail":"The authority and its role remain a separate entity."},{"label":"Applicability","value":"Instant Payment System (SPI)","detail":"Scope is not inferred beyond the official instrument."},{"label":"Timing","value":"2022-03-03","detail":"Effective dates stay separate from observation dates."}]}],"notice":{"title":"Not legal advice","detail":"This record maps public instruments and relationships; applicability still depends on entity, activity and current law."}},"relationships":[{"id":"rel_bcb_resolution195","from":"cmp_bcb_resolution_195_2022","to":"reg_bcb","type":"published_by","label":"issued by","sourceIds":["bcb-resolution-195"],"from_entity":"BCB Resolution No. 195/2022 — SPI operational rules","to_entity":"Banco Central do Brasil"},{"id":"rel_spi_resolution195","from":"sys_spi","to":"cmp_bcb_resolution_195_2022","type":"governed_by","label":"governed by","sourceIds":["bcb-resolution-195"],"from_entity":"Instant Payment System (SPI)","to_entity":"BCB Resolution No. 195/2022 — SPI operational rules"}]},{"id":"bnk_jpmorgan_chase","type":"institution","name":"JPMorgan Chase & Co.","shortName":"JPMorgan Chase","collection":"institutions","slug":"jpmorgan-chase","description":"A U.S.-headquartered global bank serving consumers, businesses and institutions across banking, cards, treasury services and payment processing.","summary":"A source-backed bank example connecting customer scale, global payments activity, supported methods and ISO 20022 adoption.","aliases":["JPMorganChase","J.P. Morgan","Chase","JPMorgan Chase Bank","JPMC"],"visual":{"kind":"monogram","value":"JPM","label":"JPMorgan Chase monogram","tone":"teal"},"identifiers":{"Aurato ID":"bnk_jpmorgan_chase","Jurisdiction":"United States","Role":"Global bank","Primary market":"United States"},"claims":[{"key":"users","label":"Users","value":"84M","sourceIds":["jpmorgan-investor-day-2025"],"confidence":"high","effectiveFrom":"May 2025","observedAt":"2026-08-10"},{"key":"transactions","label":"Payments transactions","value":"60M","sourceIds":["jpmorgan-payments-scale-2025"],"confidence":"high","effectiveFrom":"Daily scale · 2025","observedAt":"2026-08-10"},{"key":"processed_volume","label":"Total payment volume","value":"$10T","sourceIds":["jpmorgan-payments-scale-2025"],"confidence":"high","effectiveFrom":"Daily scale · 2025","observedAt":"2026-08-10"},{"key":"market_coverage","label":"Payments reach","value":"200+ countries and territories · 120 currencies","sourceIds":["jpmorgan-payments-scale-2025"],"confidence":"high","effectiveFrom":"2025","observedAt":"2026-08-10"}],"sourceIds":["jpmorgan-investor-day-2025","jpmorgan-payments-scale-2025"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_jpmorgan_us","from":"bnk_jpmorgan_chase","to":"mkt_us","type":"available_in","label":"headquartered and serves customers in","sourceIds":["jpmorgan-investor-day-2025"],"from_entity":"JPMorgan Chase & Co.","to_entity":"United States"},{"id":"rel_jpmorgan_visa","from":"bnk_jpmorgan_chase","to":"pmt_visa","type":"supports_method","label":"supports","sourceIds":["jpmorgan-bill-pay-payment-methods"],"from_entity":"JPMorgan Chase & Co.","to_entity":"Visa Creditcard"},{"id":"rel_jpmorgan_mastercard","from":"bnk_jpmorgan_chase","to":"pmt_mastercard","type":"supports_method","label":"supports","sourceIds":["jpmorgan-bill-pay-payment-methods"],"from_entity":"JPMorgan Chase & Co.","to_entity":"Mastercard Creditcard"},{"id":"rel_jpmorgan_iso20022","from":"bnk_jpmorgan_chase","to":"std_iso_20022","type":"conforms_to","label":"uses in production","sourceIds":["jpmorgan-iso20022-live"],"from_entity":"JPMorgan Chase & Co.","to_entity":"ISO 20022 Financial Services — Universal financial industry message scheme"}]},{"id":"std_iso_3166_1","type":"standard","name":"ISO 3166-1 — Country codes","shortName":"ISO 3166-1","collection":"standards","slug":"iso-3166-1-country-codes","description":"The ISO standard defining alpha-2, alpha-3 and numeric-3 codes for countries, dependencies and other areas of particular geopolitical interest.","summary":"The canonical country-code standard linked to every ISO country market in Aurato.","aliases":["ISO 3166-1","country codes","alpha-2","alpha-3","numeric-3"],"visual":{"kind":"monogram","value":"ISO","label":"ISO 3166-1 standard mark","tone":"teal"},"identifiers":{"Publisher":"International Organization for Standardization","Edition":"ISO 3166-1:2020","Scope":"Country names and codes","Updated":"2020-08"},"claims":[{"key":"publisher","label":"Publisher","value":"International Organization for Standardization","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"alpha_2","label":"Alpha-2 format","value":"2 letters","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"alpha_3","label":"Alpha-3 format","value":"3 letters","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"},{"key":"numeric_3","label":"Numeric-3 format","value":"3 digits","sourceIds":["iso-3166-country-codes"],"confidence":"high","observedAt":"2026-08-09"}],"sourceIds":["iso-3166-country-codes"],"updatedAt":"2026-08-09","referenceProfile":{"label":"Standards intelligence","title":"ISO 3166-1: three representations of one market identity","intro":"Aurato keeps alpha-2, alpha-3 and numeric-3 codes on one canonical market record and links only actual ISO country markets to this standard.","metrics":[{"label":"Publisher","value":"ISO","period":"Standards body","detail":"ISO 3166 Maintenance Agency","sourceIds":["iso-3166-country-codes"]},{"label":"Alpha-2","value":"2 letters","period":"General-purpose","detail":"Recommended general-purpose code","sourceIds":["iso-3166-country-codes"]},{"label":"Alpha-3","value":"3 letters","period":"Name-aligned","detail":"Usually closer to the country name","sourceIds":["iso-3166-country-codes"]},{"label":"Numeric-3","value":"3 digits","period":"Script-neutral","detail":"Useful where Latin script is unsuitable","sourceIds":["iso-3166-country-codes"]}],"sections":[{"kicker":"Implementation context","title":"Country identity stays separate from payment coverage","detail":"An ISO country code identifies a geopolitical area; it does not imply that a payment method, PSP or rail is available there.","items":[{"label":"Market identity","value":"One canonical record","detail":"All three codes resolve to the same market."},{"label":"Navigation scopes","value":"Global · EEA","detail":"All other payment-method availability is linked directly to ISO country markets."},{"label":"Payment use","value":"Explicit relations","detail":"Availability is modeled independently from country identity."}]}]},"relationships":[{"id":"rel_mkt_ar_iso3166_1","from":"mkt_ar","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Argentina","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_bd_iso3166_1","from":"mkt_bd","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Bangladesh","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_bf_iso3166_1","from":"mkt_bf","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Burkina Faso","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_bh_iso3166_1","from":"mkt_bh","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Bahrain","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_bj_iso3166_1","from":"mkt_bj","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Benin","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_br_iso3166_1","from":"mkt_br","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Brazil","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_bw_iso3166_1","from":"mkt_bw","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Botswana","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_ca_iso3166_1","from":"mkt_ca","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Canada","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_cd_iso3166_1","from":"mkt_cd","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Democratic Republic of the Congo","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_cf_iso3166_1","from":"mkt_cf","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Central African Republic","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_cg_iso3166_1","from":"mkt_cg","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Republic of the Congo","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_ch_iso3166_1","from":"mkt_ch","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Switzerland","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_ci_iso3166_1","from":"mkt_ci","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Côte d’Ivoire","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_cl_iso3166_1","from":"mkt_cl","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Chile","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_cm_iso3166_1","from":"mkt_cm","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Cameroon","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_cn_iso3166_1","from":"mkt_cn","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"China","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_co_iso3166_1","from":"mkt_co","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Colombia","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_de_iso3166_1","from":"mkt_de","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Germany","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_dk_iso3166_1","from":"mkt_dk","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Denmark","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_ec_iso3166_1","from":"mkt_ec","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Ecuador","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_eg_iso3166_1","from":"mkt_eg","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Egypt","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_es_iso3166_1","from":"mkt_es","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Spain","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_fi_iso3166_1","from":"mkt_fi","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Finland","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_gh_iso3166_1","from":"mkt_gh","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Ghana","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_gn_iso3166_1","from":"mkt_gn","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Guinea","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_gw_iso3166_1","from":"mkt_gw","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Guinea-Bissau","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_id_iso3166_1","from":"mkt_id","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Indonesia","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_in_iso3166_1","from":"mkt_in","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"India","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_it_iso3166_1","from":"mkt_it","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Italy","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_jp_iso3166_1","from":"mkt_jp","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Japan","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_jo_iso3166_1","from":"mkt_jo","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Jordan","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_ke_iso3166_1","from":"mkt_ke","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Kenya","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_lr_iso3166_1","from":"mkt_lr","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Liberia","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_ma_iso3166_1","from":"mkt_ma","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Morocco","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_mg_iso3166_1","from":"mkt_mg","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Madagascar","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_ml_iso3166_1","from":"mkt_ml","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Mali","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_my_iso3166_1","from":"mkt_my","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Malaysia","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_mx_iso3166_1","from":"mkt_mx","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Mexico","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_ng_iso3166_1","from":"mkt_ng","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Nigeria","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_nl_iso3166_1","from":"mkt_nl","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Netherlands","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_no_iso3166_1","from":"mkt_no","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Norway","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_pe_iso3166_1","from":"mkt_pe","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Peru","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_ph_iso3166_1","from":"mkt_ph","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Philippines","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_pk_iso3166_1","from":"mkt_pk","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Pakistan","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_pl_iso3166_1","from":"mkt_pl","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Poland","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_pt_iso3166_1","from":"mkt_pt","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Portugal","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_rw_iso3166_1","from":"mkt_rw","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Rwanda","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_sa_iso3166_1","from":"mkt_sa","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Saudi Arabia","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_sd_iso3166_1","from":"mkt_sd","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Sudan","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_se_iso3166_1","from":"mkt_se","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Sweden","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_sg_iso3166_1","from":"mkt_sg","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Singapore","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_sl_iso3166_1","from":"mkt_sl","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Sierra Leone","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_sn_iso3166_1","from":"mkt_sn","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Senegal","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_ss_iso3166_1","from":"mkt_ss","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"South Sudan","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_sz_iso3166_1","from":"mkt_sz","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Eswatini","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_th_iso3166_1","from":"mkt_th","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Thailand","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_tn_iso3166_1","from":"mkt_tn","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Tunisia","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_ug_iso3166_1","from":"mkt_ug","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Uganda","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_us_iso3166_1","from":"mkt_us","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"United States","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_uy_iso3166_1","from":"mkt_uy","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Uruguay","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_vn_iso3166_1","from":"mkt_vn","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Vietnam","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_za_iso3166_1","from":"mkt_za","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"South Africa","to_entity":"ISO 3166-1 — Country codes"},{"id":"rel_mkt_zm_iso3166_1","from":"mkt_zm","to":"std_iso_3166_1","type":"conforms_to","label":"identified under","sourceIds":["iso-3166-country-codes"],"from_entity":"Zambia","to_entity":"ISO 3166-1 — Country codes"}]},{"id":"std_iso_4217","type":"standard","name":"ISO 4217 — Currency codes","shortName":"ISO 4217","collection":"standards","slug":"iso-4217-currency-codes","description":"The ISO standard defining alphabetic and numeric codes for representing currencies and funds, maintained through published amendments.","summary":"The canonical code-set standard linked to every ISO currency entity in Aurato.","aliases":["ISO 4217","currency codes","ISO currency standard"],"visual":{"kind":"monogram","value":"ISO","label":"ISO 4217 standard mark","tone":"teal"},"identifiers":{"Publisher":"International Organization for Standardization","Version":"Maintained code list","Scope":"Currencies and funds","Updated":"2015-08"},"claims":[{"key":"publisher","label":"Publisher","value":"International Organization for Standardization","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-08-07"},{"key":"scope","label":"Scope","value":"Alphabetic and numeric currency and funds codes","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-08-07"},{"key":"maintenance","label":"Lifecycle","value":"Maintained code list with amendments","sourceIds":["iso-4217-currency-codes"],"confidence":"high","observedAt":"2026-08-07"}],"sourceIds":["iso-4217-currency-codes"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Standards intelligence","title":"ISO 4217: one code set, many payment contexts","intro":"Currency codes are identifiers, not exchange-rate records. Aurato links each code to markets, methods and settlement systems while retaining code-list lifecycle separately.","metrics":[{"label":"Publisher","value":"ISO","period":"Standards body","detail":"International standard","sourceIds":["iso-4217-currency-codes"]},{"label":"Alpha format","value":"3 letters","period":"Code set","detail":"Alphabetic identifiers","sourceIds":["iso-4217-currency-codes"]},{"label":"Numeric format","value":"3 digits","period":"Code set","detail":"Numeric identifiers","sourceIds":["iso-4217-currency-codes"]},{"label":"Lifecycle","value":"Maintained","period":"Amendments","detail":"Codes can be added or withdrawn","sourceIds":["iso-4217-currency-codes"]}],"sections":[{"kicker":"Implementation context","title":"What payment systems still need beyond the code","detail":"A valid code does not define settlement availability, minor-unit handling, FX conversion or market acceptance.","items":[{"label":"Identity","value":"Alpha + numeric","detail":"Both codes point to the same canonical currency record."},{"label":"Amount format","value":"Minor units","detail":"Decimal handling is retained as a versioned currency attribute."},{"label":"Payment use","value":"Explicit relations","detail":"Methods and rails link to currencies with their own evidence."}]}]},"relationships":[{"id":"rel_cur_brl_iso4217","from":"cur_brl","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Brazilian real","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_inr_iso4217","from":"cur_inr","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Indian rupee","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_eur_iso4217","from":"cur_eur","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Euro","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_sgd_iso4217","from":"cur_sgd","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Singapore dollar","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_thb_iso4217","from":"cur_thb","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Thai baht","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_sek_iso4217","from":"cur_sek","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Swedish krona","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_cad_iso4217","from":"cur_cad","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Canadian dollar","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_kes_iso4217","from":"cur_kes","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Kenyan shilling","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_pln_iso4217","from":"cur_pln","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Polish zloty","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_idr_iso4217","from":"cur_idr","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Indonesian rupiah","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_usd_iso4217","from":"cur_usd","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"United States dollar","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_cny_iso4217","from":"cur_cny","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Chinese yuan","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_chf_iso4217","from":"cur_chf","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Swiss franc","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_jpy_iso4217","from":"cur_jpy","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Japanese yen","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_php_iso4217","from":"cur_php","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Philippine peso","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_vnd_iso4217","from":"cur_vnd","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Vietnamese dong","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_myr_iso4217","from":"cur_myr","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Malaysian ringgit","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_bdt_iso4217","from":"cur_bdt","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Bangladeshi taka","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_pkr_iso4217","from":"cur_pkr","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Pakistani rupee","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_ngn_iso4217","from":"cur_ngn","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Nigerian naira","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_egp_iso4217","from":"cur_egp","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Egyptian pound","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_sar_iso4217","from":"cur_sar","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Saudi riyal","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_bhd_iso4217","from":"cur_bhd","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Bahraini dinar","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_pen_iso4217","from":"cur_pen","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Peruvian sol","to_entity":"ISO 4217 — Currency codes"},{"id":"rel_cur_cop_iso4217","from":"cur_cop","to":"std_iso_4217","type":"conforms_to","label":"identified under","sourceIds":["iso-4217-currency-codes"],"from_entity":"Colombian peso","to_entity":"ISO 4217 — Currency codes"}]},{"id":"cmp_eu_2015_751","type":"regulation","name":"EU Interchange Fee Regulation","shortName":"Regulation (EU) 2015/751","collection":"rules","slug":"eu-2015-751-interchange-fees","description":"The EU regulation governing interchange-fee caps and business rules for covered card-based payment transactions.","summary":"Regulation (EU) 2015/751 with authority, scope, effective date and affected payment records modeled independently.","aliases":["Regulation (EU) 2015/751","Regulation (EU) 2015/751","EU Interchange Fee Regulation"],"visual":{"kind":"monogram","value":"§","label":"Regulation (EU) 2015/751 regulation mark","tone":"gold"},"identifiers":{"Instrument":"Regulation (EU) 2015/751","Authority":"European Union","Jurisdiction":"European Union / EEA","Effective date":"2015-12-09","Scope":"Covered card-based payment transactions"},"claims":[{"key":"authority","label":"Authority","value":"European Union","sourceIds":["eu-card-interchange-fees-2015-751"],"confidence":"high","observedAt":"2026-08-07"},{"key":"scope","label":"Scope","value":"Covered card-based payment transactions","sourceIds":["eu-card-interchange-fees-2015-751"],"confidence":"high","observedAt":"2026-08-07"},{"key":"effective","label":"Effective date","value":"2015-12-09","sourceIds":["eu-card-interchange-fees-2015-751"],"confidence":"high","effectiveFrom":"2015-12-09","observedAt":"2026-08-07"},{"key":"requirement_1","label":"Consumer debit","value":"0.2% cap","sourceIds":["eu-card-interchange-fees-2015-751"],"confidence":"high","observedAt":"2026-08-07"},{"key":"requirement_2","label":"Consumer credit","value":"0.3% cap","sourceIds":["eu-card-interchange-fees-2015-751"],"confidence":"high","observedAt":"2026-08-07"},{"key":"requirement_3","label":"Business rules","value":"Scheme and acquiring obligations","sourceIds":["eu-card-interchange-fees-2015-751"],"confidence":"high","observedAt":"2026-08-07"}],"sourceIds":["eu-card-interchange-fees-2015-751"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Regulatory intelligence","title":"Regulation (EU) 2015/751: obligations and applicability","intro":"The EU regulation governing interchange-fee caps and business rules for covered card-based payment transactions.","metrics":[{"label":"Jurisdiction","value":"European Union / EEA","period":"Legal perimeter","detail":"Primary territorial scope","sourceIds":["eu-card-interchange-fees-2015-751"]},{"label":"Authority","value":"European Union","period":"Responsible body","detail":"Issuer or administrator","sourceIds":["eu-card-interchange-fees-2015-751"]},{"label":"Effective","value":"2015-12-09","period":"Legal date","detail":"Modeled effective date","sourceIds":["eu-card-interchange-fees-2015-751"]},{"label":"Scope","value":"Covered card-based payment transactions","period":"Applicability","detail":"Affected activity or participants","sourceIds":["eu-card-interchange-fees-2015-751"]}],"sections":[{"kicker":"Requirements","title":"What payment teams need to operationalize","detail":"Each requirement remains tied to the instrument, affected activity and effective period.","items":[{"label":"Consumer debit","value":"0.2% cap","detail":"Maximum interchange for covered consumer debit-card transactions."},{"label":"Consumer credit","value":"0.3% cap","detail":"Maximum interchange for covered consumer credit-card transactions."},{"label":"Business rules","value":"Scheme and acquiring obligations","detail":"The instrument also addresses separation, licensing and merchant choice."}]}],"notice":{"title":"Not legal advice","detail":"Aurato maps public instruments and relationships; applicability still depends on the entity, activity, dates and current law."}},"relationships":[{"id":"rel_fee_eu_ifr_rule","from":"cmp_eu_consumer_card_interchange_caps","to":"cmp_eu_2015_751","type":"governed_by","label":"defined by","sourceIds":["eu-card-interchange-fees-2015-751"],"from_entity":"EU consumer-card interchange caps","to_entity":"EU Interchange Fee Regulation"},{"id":"rel_rule_eu_ifr_visa","from":"cmp_eu_2015_751","to":"pmt_visa","type":"applies_to","label":"applies to covered transactions","sourceIds":["eu-card-interchange-fees-2015-751"],"from_entity":"EU Interchange Fee Regulation","to_entity":"Visa Creditcard"},{"id":"rel_rule_eu_ifr_mastercard","from":"cmp_eu_2015_751","to":"pmt_mastercard","type":"applies_to","label":"applies to covered transactions","sourceIds":["eu-card-interchange-fees-2015-751"],"from_entity":"EU Interchange Fee Regulation","to_entity":"Mastercard Creditcard"}]},{"id":"cmp_us_regulation_ii","type":"regulation","name":"Regulation II — Debit Card Interchange Fees and Routing","shortName":"Regulation II","collection":"rules","slug":"us-regulation-ii-debit-interchange","description":"The U.S. Federal Reserve rule implementing statutory debit-card interchange-fee and network-routing requirements.","summary":"12 CFR Part 235 with authority, scope, effective date and affected payment records modeled independently.","aliases":["Regulation II","12 CFR Part 235","Regulation II — Debit Card Interchange Fees and Routing"],"visual":{"kind":"monogram","value":"§","label":"Regulation II regulation mark","tone":"gold"},"identifiers":{"Instrument":"12 CFR Part 235","Authority":"Federal Reserve Board","Jurisdiction":"United States","Effective date":"2011-10-01","Scope":"Covered debit-card issuers and electronic debit transactions"},"claims":[{"key":"authority","label":"Authority","value":"Federal Reserve Board","sourceIds":["fed-regii-current-cap"],"confidence":"high","observedAt":"2026-08-07"},{"key":"scope","label":"Scope","value":"Covered debit-card issuers and electronic debit transactions","sourceIds":["fed-regii-current-cap"],"confidence":"high","observedAt":"2026-08-07"},{"key":"effective","label":"Effective date","value":"2011-10-01","sourceIds":["fed-regii-current-cap"],"confidence":"high","effectiveFrom":"2011-10-01","observedAt":"2026-08-07"},{"key":"requirement_1","label":"Base component","value":"$0.21","sourceIds":["fed-regii-current-cap"],"confidence":"high","observedAt":"2026-08-07"},{"key":"requirement_2","label":"Ad valorem","value":"0.05%","sourceIds":["fed-regii-current-cap"],"confidence":"high","observedAt":"2026-08-07"},{"key":"requirement_3","label":"Fraud adjustment","value":"+$0.01 if eligible","sourceIds":["fed-regii-current-cap"],"confidence":"high","observedAt":"2026-08-07"}],"sourceIds":["fed-regii-current-cap"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Regulatory intelligence","title":"Regulation II: obligations and applicability","intro":"The U.S. Federal Reserve rule implementing statutory debit-card interchange-fee and network-routing requirements.","metrics":[{"label":"Jurisdiction","value":"United States","period":"Legal perimeter","detail":"Primary territorial scope","sourceIds":["fed-regii-current-cap"]},{"label":"Authority","value":"Federal Reserve Board","period":"Responsible body","detail":"Issuer or administrator","sourceIds":["fed-regii-current-cap"]},{"label":"Effective","value":"2011-10-01","period":"Legal date","detail":"Modeled effective date","sourceIds":["fed-regii-current-cap"]},{"label":"Scope","value":"Covered debit-card issuers and electronic debit transactions","period":"Applicability","detail":"Affected activity or participants","sourceIds":["fed-regii-current-cap"]}],"sections":[{"kicker":"Requirements","title":"What payment teams need to operationalize","detail":"Each requirement remains tied to the instrument, affected activity and effective period.","items":[{"label":"Base component","value":"$0.21","detail":"Per covered electronic debit transaction."},{"label":"Ad valorem","value":"0.05%","detail":"Applied to the transaction value."},{"label":"Fraud adjustment","value":"+$0.01 if eligible","detail":"Requires compliance with fraud-prevention standards."}]}],"notice":{"title":"Not legal advice","detail":"Aurato maps public instruments and relationships; applicability still depends on the entity, activity, dates and current law."}},"relationships":[{"id":"rel_fee_us_regii_rule","from":"cmp_us_regii_debit_cap","to":"cmp_us_regulation_ii","type":"governed_by","label":"defined by","sourceIds":["fed-regii-current-cap"],"from_entity":"U.S. covered debit-card interchange cap","to_entity":"Regulation II — Debit Card Interchange Fees and Routing"},{"id":"rel_rule_us_regii_visa","from":"cmp_us_regulation_ii","to":"pmt_visa","type":"applies_to","label":"governs covered debit transactions","sourceIds":["fed-regii-current-cap"],"from_entity":"Regulation II — Debit Card Interchange Fees and Routing","to_entity":"Visa Creditcard"},{"id":"rel_rule_us_regii_mastercard","from":"cmp_us_regulation_ii","to":"pmt_mastercard","type":"applies_to","label":"governs covered debit transactions","sourceIds":["fed-regii-current-cap"],"from_entity":"Regulation II — Debit Card Interchange Fees and Routing","to_entity":"Mastercard Creditcard"},{"id":"rel_rule_us_regii_market","from":"cmp_us_regulation_ii","to":"mkt_us","type":"applies_to","label":"applies in","sourceIds":["fed-regii-current-cap"],"from_entity":"Regulation II — Debit Card Interchange Fees and Routing","to_entity":"United States"}]},{"id":"cmp_au_card_interchange","type":"regulation","name":"RBA Card Interchange Standards","shortName":"RBA Interchange Standards","collection":"rules","slug":"australia-card-interchange-standards","description":"The Australian interchange standards and 2026 reforms governing card-scheme benchmarks and transaction-level caps.","summary":"Standards No. 1 and No. 2 with authority, scope, effective date and affected payment records modeled independently.","aliases":["RBA Interchange Standards","Standards No. 1 and No. 2","RBA Card Interchange Standards"],"visual":{"kind":"monogram","value":"§","label":"RBA Interchange Standards regulation mark","tone":"gold"},"identifiers":{"Instrument":"Standards No. 1 and No. 2","Authority":"Reserve Bank of Australia","Jurisdiction":"Australia","Effective date":"2026-10-01","Scope":"Domestic-issued card transactions acquired in Australia"},"claims":[{"key":"authority","label":"Authority","value":"Reserve Bank of Australia","sourceIds":["rba-interchange-conclusions-2026"],"confidence":"high","observedAt":"2026-08-07"},{"key":"scope","label":"Scope","value":"Domestic-issued card transactions acquired in Australia","sourceIds":["rba-interchange-conclusions-2026"],"confidence":"high","observedAt":"2026-08-07"},{"key":"effective","label":"Effective date","value":"2026-10-01","sourceIds":["rba-interchange-conclusions-2026"],"confidence":"high","effectiveFrom":"2026-10-01","observedAt":"2026-08-07"},{"key":"requirement_1","label":"Credit cap","value":"0.3%","sourceIds":["rba-interchange-conclusions-2026"],"confidence":"high","observedAt":"2026-08-07"},{"key":"requirement_2","label":"Debit cap","value":"8 cents or 0.16%","sourceIds":["rba-interchange-conclusions-2026"],"confidence":"high","observedAt":"2026-08-07"},{"key":"requirement_3","label":"Debit benchmark","value":"8 cents","sourceIds":["rba-interchange-conclusions-2026"],"confidence":"high","observedAt":"2026-08-07"}],"sourceIds":["rba-interchange-conclusions-2026"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Regulatory intelligence","title":"RBA Interchange Standards: obligations and applicability","intro":"The Australian interchange standards and 2026 reforms governing card-scheme benchmarks and transaction-level caps.","metrics":[{"label":"Jurisdiction","value":"Australia","period":"Legal perimeter","detail":"Primary territorial scope","sourceIds":["rba-interchange-conclusions-2026"]},{"label":"Authority","value":"Reserve Bank of Australia","period":"Responsible body","detail":"Issuer or administrator","sourceIds":["rba-interchange-conclusions-2026"]},{"label":"Effective","value":"2026-10-01","period":"Legal date","detail":"Modeled effective date","sourceIds":["rba-interchange-conclusions-2026"]},{"label":"Scope","value":"Domestic-issued card transactions acquired in Australia","period":"Applicability","detail":"Affected activity or participants","sourceIds":["rba-interchange-conclusions-2026"]}],"sections":[{"kicker":"Requirements","title":"What payment teams need to operationalize","detail":"Each requirement remains tied to the instrument, affected activity and effective period.","items":[{"label":"Credit cap","value":"0.3%","detail":"Domestic-issued credit-card interchange cap from 1 October 2026."},{"label":"Debit cap","value":"8 cents or 0.16%","detail":"Domestic debit and prepaid cap from 1 October 2026."},{"label":"Debit benchmark","value":"8 cents","detail":"Weighted-average benchmark retained."}]}],"notice":{"title":"Not legal advice","detail":"Aurato maps public instruments and relationships; applicability still depends on the entity, activity, dates and current law."}},"relationships":[{"id":"rel_fee_au_interchange_rule","from":"cmp_au_card_interchange_2026","to":"cmp_au_card_interchange","type":"governed_by","label":"defined by","sourceIds":["rba-interchange-conclusions-2026"],"from_entity":"Australia domestic card interchange caps — 2026 reforms","to_entity":"RBA Card Interchange Standards"},{"id":"rel_rule_au_visa","from":"cmp_au_card_interchange","to":"pmt_visa","type":"applies_to","label":"governs domestic card interchange for","sourceIds":["rba-interchange-conclusions-2026"],"from_entity":"RBA Card Interchange Standards","to_entity":"Visa Creditcard"},{"id":"rel_rule_au_mastercard","from":"cmp_au_card_interchange","to":"pmt_mastercard","type":"applies_to","label":"governs domestic card interchange for","sourceIds":["rba-interchange-conclusions-2026"],"from_entity":"RBA Card Interchange Standards","to_entity":"Mastercard Creditcard"}]},{"id":"cmp_uk_app_reimbursement","type":"regulation","name":"UK APP Scams Reimbursement Requirement","shortName":"APP Reimbursement Requirement","collection":"rules","slug":"uk-app-scams-reimbursement-requirement","description":"The UK reimbursement framework requiring sending and receiving payment firms to protect and reimburse most in-scope APP-fraud victims.","summary":"PS25/5 with authority, scope, effective date and affected payment records modeled independently.","aliases":["APP Reimbursement Requirement","PS25/5","UK APP Scams Reimbursement Requirement"],"visual":{"kind":"monogram","value":"§","label":"APP Reimbursement Requirement regulation mark","tone":"gold"},"identifiers":{"Instrument":"PS25/5","Authority":"Payment Systems Regulator","Jurisdiction":"United Kingdom","Effective date":"2024-10-07","Scope":"In-scope APP fraud over Faster Payments and CHAPS"},"claims":[{"key":"authority","label":"Authority","value":"Payment Systems Regulator","sourceIds":["psr-app-reimbursement-2025"],"confidence":"high","observedAt":"2026-08-07"},{"key":"scope","label":"Scope","value":"In-scope APP fraud over Faster Payments and CHAPS","sourceIds":["psr-app-reimbursement-2025"],"confidence":"high","observedAt":"2026-08-07"},{"key":"effective","label":"Effective date","value":"2024-10-07","sourceIds":["psr-app-reimbursement-2025"],"confidence":"high","effectiveFrom":"2024-10-07","observedAt":"2026-08-07"},{"key":"requirement_1","label":"Customer outcome","value":"Reimburse most in-scope claims","sourceIds":["psr-app-reimbursement-2025"],"confidence":"high","observedAt":"2026-08-07"},{"key":"requirement_2","label":"Cost allocation","value":"50:50","sourceIds":["psr-app-reimbursement-2025"],"confidence":"high","observedAt":"2026-08-07"},{"key":"requirement_3","label":"Maximum","value":"£85,000","sourceIds":["psr-app-reimbursement-2025"],"confidence":"high","observedAt":"2026-08-07"}],"sourceIds":["psr-app-reimbursement-2025"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Regulatory intelligence","title":"APP Reimbursement Requirement: obligations and applicability","intro":"The UK reimbursement framework requiring sending and receiving payment firms to protect and reimburse most in-scope APP-fraud victims.","metrics":[{"label":"Jurisdiction","value":"United Kingdom","period":"Legal perimeter","detail":"Primary territorial scope","sourceIds":["psr-app-reimbursement-2025"]},{"label":"Authority","value":"Payment Systems Regulator","period":"Responsible body","detail":"Issuer or administrator","sourceIds":["psr-app-reimbursement-2025"]},{"label":"Effective","value":"2024-10-07","period":"Legal date","detail":"Modeled effective date","sourceIds":["psr-app-reimbursement-2025"]},{"label":"Scope","value":"In-scope APP fraud over Faster Payments and CHAPS","period":"Applicability","detail":"Affected activity or participants","sourceIds":["psr-app-reimbursement-2025"]}],"sections":[{"kicker":"Requirements","title":"What payment teams need to operationalize","detail":"Each requirement remains tied to the instrument, affected activity and effective period.","items":[{"label":"Customer outcome","value":"Reimburse most in-scope claims","detail":"Subject to the framework's scope and exceptions."},{"label":"Cost allocation","value":"50:50","detail":"Shared between sending and receiving payment firms."},{"label":"Maximum","value":"£85,000","detail":"Mandatory maximum per claim; firms may choose to pay more."}]}],"notice":{"title":"Not legal advice","detail":"Aurato maps public instruments and relationships; applicability still depends on the entity, activity, dates and current law."}},"relationships":[{"id":"rel_uk_app_regulation","from":"cmp_uk_app_scams_2023","to":"cmp_uk_app_reimbursement","type":"governed_by","label":"reimbursement governed by","sourceIds":["psr-app-reimbursement-2025"],"from_entity":"UK authorised push payment scams, 2023","to_entity":"UK APP Scams Reimbursement Requirement"}]},{"id":"cmp_us_regii_debit_cap","type":"fee_rule","name":"U.S. covered debit-card interchange cap","shortName":"Reg II debit cap","collection":"compliance","slug":"us-regulation-ii-debit-interchange-cap","description":"The maximum interchange amount a covered U.S. debit-card issuer may receive under Regulation II, including the conditional fraud-prevention adjustment.","summary":"A source-backed economic parameter with fee layer, payer-payee position, scope and effective period kept explicit.","aliases":["Reg II debit cap","U.S. covered debit-card interchange cap"],"visual":{"kind":"monogram","value":"%","label":"Reg II debit cap fee-rule mark","tone":"gold"},"identifiers":{"Rate":"$0.21 + 0.05% · +$0.01 eligible","Scope":"Covered issuers and covered electronic debit transactions","Jurisdiction":"United States","Effective date":"2011-10-01"},"claims":[{"key":"rate","label":"Published rate or amount","value":"$0.21 + 0.05% · +$0.01 eligible","sourceIds":["fed-regii-current-cap"],"confidence":"high","effectiveFrom":"2011-10-01","observedAt":"2026-08-07"},{"key":"scope","label":"Scope","value":"Covered issuers and covered electronic debit transactions","sourceIds":["fed-regii-current-cap"],"confidence":"high","observedAt":"2026-08-07"},{"key":"jurisdiction","label":"Jurisdiction","value":"United States","sourceIds":["fed-regii-current-cap"],"confidence":"high","observedAt":"2026-08-07"},{"key":"effective","label":"Effective period","value":"2011-10-01","sourceIds":["fed-regii-current-cap"],"confidence":"high","effectiveFrom":"2011-10-01","observedAt":"2026-08-07"}],"sourceIds":["fed-regii-current-cap"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Economics intelligence","title":"Reg II debit cap: rate, scope and economic layer","intro":"The maximum interchange amount a covered U.S. debit-card issuer may receive under Regulation II, including the conditional fraud-prevention adjustment.","metrics":[{"label":"Base","value":"$0.21","period":"Per transaction","detail":"Fixed component","sourceIds":["fed-regii-current-cap"]},{"label":"Variable","value":"0.05%","period":"Transaction value","detail":"Ad valorem component","sourceIds":["fed-regii-current-cap"]},{"label":"Fraud adjustment","value":"$0.01","period":"If eligible","detail":"Certification-dependent","sourceIds":["fed-regii-current-cap"]},{"label":"Product","value":"Debit","period":"Covered issuers","detail":"Credit cards excluded","sourceIds":["fed-regii-current-cap"]}],"sections":[{"kicker":"Economic boundary","title":"How to interpret the published amount","detail":"Interchange is only one layer of acceptance cost; scheme fees, processor pricing, FX, fraud and operational cost remain separate.","items":[{"label":"Fee layer","value":"Interchange","detail":"A wholesale transfer between issuing and acquiring sides."},{"label":"Applicability","value":"Covered issuers and covered electronic debit transactions","detail":"Product, issuer and transaction exclusions remain material."},{"label":"Timing","value":"2011-10-01","detail":"Historical and future schedules are not collapsed into one rate."}]}]},"relationships":[{"id":"rel_fee_us_regii_rule","from":"cmp_us_regii_debit_cap","to":"cmp_us_regulation_ii","type":"governed_by","label":"defined by","sourceIds":["fed-regii-current-cap"],"from_entity":"U.S. covered debit-card interchange cap","to_entity":"Regulation II — Debit Card Interchange Fees and Routing"},{"id":"rel_fee_us_visa","from":"cmp_us_regii_debit_cap","to":"pmt_visa","type":"applies_to","label":"applies to covered debit transactions","sourceIds":["fed-regii-current-cap"],"from_entity":"U.S. covered debit-card interchange cap","to_entity":"Visa Creditcard"},{"id":"rel_fee_us_mastercard","from":"cmp_us_regii_debit_cap","to":"pmt_mastercard","type":"applies_to","label":"applies to covered debit transactions","sourceIds":["fed-regii-current-cap"],"from_entity":"U.S. covered debit-card interchange cap","to_entity":"Mastercard Creditcard"},{"id":"rel_fee_us_market","from":"cmp_us_regii_debit_cap","to":"mkt_us","type":"applies_to","label":"applies in","sourceIds":["fed-regii-current-cap"],"from_entity":"U.S. covered debit-card interchange cap","to_entity":"United States"}]},{"id":"cmp_au_card_interchange_2026","type":"fee_rule","name":"Australia domestic card interchange caps — 2026 reforms","shortName":"Australia interchange 2026","collection":"compliance","slug":"australia-domestic-card-interchange-2026","description":"The domestic card-interchange caps taking effect in Australia on 1 October 2026, kept separate from the earlier schedule that remains effective before that date.","summary":"A source-backed economic parameter with fee layer, payer-payee position, scope and effective period kept explicit.","aliases":["Australia interchange 2026","Australia domestic card interchange caps — 2026 reforms"],"visual":{"kind":"monogram","value":"%","label":"Australia interchange 2026 fee-rule mark","tone":"gold"},"identifiers":{"Rate":"0.3% credit · 8c / 0.16% debit","Scope":"Domestic-issued card transactions acquired in Australia","Jurisdiction":"Australia","Effective date":"2026-10-01"},"claims":[{"key":"rate","label":"Published rate or amount","value":"0.3% credit · 8c / 0.16% debit","sourceIds":["rba-interchange-conclusions-2026"],"confidence":"high","effectiveFrom":"2026-10-01","observedAt":"2026-08-07"},{"key":"scope","label":"Scope","value":"Domestic-issued card transactions acquired in Australia","sourceIds":["rba-interchange-conclusions-2026"],"confidence":"high","observedAt":"2026-08-07"},{"key":"jurisdiction","label":"Jurisdiction","value":"Australia","sourceIds":["rba-interchange-conclusions-2026"],"confidence":"high","observedAt":"2026-08-07"},{"key":"effective","label":"Effective period","value":"2026-10-01","sourceIds":["rba-interchange-conclusions-2026"],"confidence":"high","effectiveFrom":"2026-10-01","observedAt":"2026-08-07"}],"sourceIds":["rba-interchange-conclusions-2026"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Economics intelligence","title":"Australia interchange 2026: rate, scope and economic layer","intro":"The domestic card-interchange caps taking effect in Australia on 1 October 2026, kept separate from the earlier schedule that remains effective before that date.","metrics":[{"label":"Credit cap","value":"0.3%","period":"From 1 Oct 2026","detail":"Transaction-level cap","sourceIds":["rba-interchange-conclusions-2026"]},{"label":"Debit fixed cap","value":"8c","period":"From 1 Oct 2026","detail":"Per transaction","sourceIds":["rba-interchange-conclusions-2026"]},{"label":"Debit ad valorem","value":"0.16%","period":"From 1 Oct 2026","detail":"Percentage alternative","sourceIds":["rba-interchange-conclusions-2026"]},{"label":"Debit benchmark","value":"8c","period":"Retained","detail":"Weighted average","sourceIds":["rba-interchange-conclusions-2026"]}],"sections":[{"kicker":"Economic boundary","title":"How to interpret the published amount","detail":"Interchange is only one layer of acceptance cost; scheme fees, processor pricing, FX, fraud and operational cost remain separate.","items":[{"label":"Fee layer","value":"Interchange","detail":"A wholesale transfer between issuing and acquiring sides."},{"label":"Applicability","value":"Domestic-issued card transactions acquired in Australia","detail":"Product, issuer and transaction exclusions remain material."},{"label":"Timing","value":"2026-10-01","detail":"Historical and future schedules are not collapsed into one rate."}]}]},"relationships":[{"id":"rel_fee_au_interchange_rule","from":"cmp_au_card_interchange_2026","to":"cmp_au_card_interchange","type":"governed_by","label":"defined by","sourceIds":["rba-interchange-conclusions-2026"],"from_entity":"Australia domestic card interchange caps — 2026 reforms","to_entity":"RBA Card Interchange Standards"}]},{"id":"cmp_uk_app_scams_2023","type":"fraud_observation","name":"UK authorised push payment scams, 2023","shortName":"UK APP fraud 2023","collection":"compliance","slug":"uk-authorised-push-payment-fraud-2023","description":"A sourced observation of authorised push payment fraud, where a payer is deceived into instructing a transfer to a fraudster-controlled account.","summary":"APP fraud is separated from unauthorised fraud, disputes and reimbursement outcomes so losses and control performance remain comparable.","aliases":["APP fraud","authorised push payment scams","UK APP scams"],"visual":{"kind":"monogram","value":"APP","label":"APP-fraud observation mark","tone":"red"},"identifiers":{"Category":"Authorised push payment fraud","Channel":"Account-to-account transfer","Control":"Confirmation of Payee · reimbursement","Jurisdiction":"United Kingdom","Period":"2023"},"claims":[{"key":"definition","label":"Fraud definition","value":"Victim is deceived into authorising a payment to an account controlled by a fraudster","sourceIds":["psr-app-scams-overview"],"confidence":"high","observedAt":"2026-08-07"},{"key":"loss_value","label":"Reported losses","value":"£459.7 million","sourceIds":["psr-app-scams-overview"],"confidence":"high","effectiveFrom":"2023","observedAt":"2026-08-07"},{"key":"reimbursement_live","label":"Mandatory reimbursement live date","value":"2024-10-07","sourceIds":["psr-app-reimbursement-2025"],"confidence":"high","effectiveFrom":"2024-10-07","observedAt":"2026-08-07"},{"key":"reimbursement_cap","label":"Maximum mandatory reimbursement","value":"£85,000 per claim","sourceIds":["psr-app-reimbursement-2025"],"confidence":"high","observedAt":"2026-08-07"}],"sourceIds":["psr-app-scams-overview","psr-app-reimbursement-2025"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Fraud intelligence","title":"APP fraud: intent, deception and recovery","intro":"APP fraud is an authorised transfer caused by deception. The observation therefore needs different controls and outcome measures from stolen-credential or account-takeover fraud.","metrics":[{"label":"Reported losses","value":"£459.7M","period":"2023","detail":"UK APP scams","sourceIds":["psr-app-scams-overview"]},{"label":"Authorization","value":"Customer initiated","period":"Fraud class","detail":"Instruction obtained by deception","sourceIds":["psr-app-scams-overview"]},{"label":"Reimbursement","value":"Mandatory","period":"From 7 Oct 2024","detail":"Most in-scope claims","sourceIds":["psr-app-reimbursement-2025"]},{"label":"Claim ceiling","value":"£85K","period":"Mandatory maximum","detail":"Firms may reimburse more","sourceIds":["psr-app-reimbursement-2025"]}],"sections":[{"kicker":"Control model","title":"Controls span both sides of the transfer","detail":"Prevention, receiving-account detection and post-event reimbursement need separate ownership and measurement.","items":[{"label":"Prevention","value":"Payee verification","detail":"Warnings and name checks aim to interrupt deception before authorization."},{"label":"Detection","value":"Receiving-side signals","detail":"Mule-account behavior matters after the payment instruction is genuine."},{"label":"Outcome","value":"Recovery + reimbursement","detail":"Customer loss, recovered funds and firm reimbursement remain different measures."}]}]},"relationships":[{"id":"rel_uk_app_regulation","from":"cmp_uk_app_scams_2023","to":"cmp_uk_app_reimbursement","type":"governed_by","label":"reimbursement governed by","sourceIds":["psr-app-reimbursement-2025"],"from_entity":"UK authorised push payment scams, 2023","to_entity":"UK APP Scams Reimbursement Requirement"}]},{"id":"cmp_un_consolidated","type":"sanctions_list","name":"United Nations Security Council Consolidated List","shortName":"UNSC Consolidated List","collection":"compliance","slug":"un-security-council-consolidated-list","description":"United Nations Security Council's consolidated designation dataset, modeled with publisher, coverage, formats, update events and subject identity kept separate.","summary":"A compliance dataset whose releases, programs, designations, aliases and subject identities can be versioned without flattening them into a boolean.","aliases":["UNSC Consolidated List","United Nations Security Council Consolidated List","Global sanctions list"],"visual":{"kind":"monogram","value":"UNSC","label":"UNSC Consolidated List list mark","tone":"red"},"identifiers":{"Publisher":"United Nations Security Council","Jurisdiction":"Global","Cadence":"Event-driven","Formats":"XML · HTML · PDF"},"claims":[{"key":"publisher","label":"Publisher","value":"United Nations Security Council","sourceIds":["un-consolidated-sanctions-list"],"confidence":"high","observedAt":"2026-08-07"},{"key":"scope","label":"Subject coverage","value":"Individuals and entities designated by Security Council sanctions committees","sourceIds":["un-consolidated-sanctions-list"],"confidence":"high","observedAt":"2026-08-07"},{"key":"cadence","label":"Update cadence","value":"Event-driven","sourceIds":["un-consolidated-sanctions-list"],"confidence":"high","observedAt":"2026-08-07"},{"key":"formats","label":"Integration formats","value":"XML · HTML · PDF","sourceIds":["un-consolidated-sanctions-list"],"confidence":"high","observedAt":"2026-08-07"},{"key":"latest_release","label":"Latest observed release","value":"2026-07-30","sourceIds":["un-consolidated-sanctions-list"],"confidence":"high","effectiveFrom":"2026-07-30","observedAt":"2026-08-07"}],"sourceIds":["un-consolidated-sanctions-list"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Compliance intelligence","title":"UNSC Consolidated List: coverage and integration model","intro":"Screening data is modeled as a changing publication. Subjects, aliases, designation events, programs and legal measures remain independent records.","metrics":[{"label":"Publisher","value":"United Nations Security Council","period":"Current authority","detail":"Canonical publishing body","sourceIds":["un-consolidated-sanctions-list"]},{"label":"Jurisdiction","value":"Global","period":"Legal perimeter","detail":"Primary sanctions regime","sourceIds":["un-consolidated-sanctions-list"]},{"label":"Cadence","value":"Event-driven","period":"Publication lifecycle","detail":"Updates require release diffing","sourceIds":["un-consolidated-sanctions-list"]},{"label":"Formats","value":"XML · HTML · PDF","period":"Integration","detail":"Published access formats","sourceIds":["un-consolidated-sanctions-list"]}],"sections":[{"kicker":"Screening model","title":"What one list release connects","detail":"The list is evidence; potential matches and final decisions remain customer- and policy-specific workflow objects.","items":[{"label":"Subject","value":"Individuals and entities designated by Security Council sanctions committees","detail":"Canonical subjects persist through listing, amendment and delisting."},{"label":"Designation","value":"Time-bound","detail":"Carries regime, measure, legal basis and effective dates."},{"label":"Names","value":"Official + aliases","detail":"Transliterations and identity attributes retain provenance."}]}],"notice":{"title":"Not compliance advice","detail":"List inclusion, potential matching and customer action are different states. Decisions still require applicable-law and risk-policy review."}},"relationships":[]},{"id":"cmp_uk_sanctions","type":"sanctions_list","name":"The UK Sanctions List","shortName":"UK Sanctions List","collection":"compliance","slug":"uk-sanctions-list","description":"Foreign, Commonwealth & Development Office's consolidated designation dataset, modeled with publisher, coverage, formats, update events and subject identity kept separate.","summary":"A compliance dataset whose releases, programs, designations, aliases and subject identities can be versioned without flattening them into a boolean.","aliases":["UK Sanctions List","The UK Sanctions List","United Kingdom sanctions list"],"visual":{"kind":"monogram","value":"UKSL","label":"UK Sanctions List list mark","tone":"red"},"identifiers":{"Publisher":"Foreign, Commonwealth & Development Office","Jurisdiction":"United Kingdom","Cadence":"Event-driven","Formats":"CSV · HTML · search service"},"claims":[{"key":"publisher","label":"Publisher","value":"Foreign, Commonwealth & Development Office","sourceIds":["uk-sanctions-list"],"confidence":"high","observedAt":"2026-08-07"},{"key":"scope","label":"Subject coverage","value":"Designated individuals, entities and specified ships","sourceIds":["uk-sanctions-list"],"confidence":"high","observedAt":"2026-08-07"},{"key":"cadence","label":"Update cadence","value":"Event-driven","sourceIds":["uk-sanctions-list"],"confidence":"high","observedAt":"2026-08-07"},{"key":"formats","label":"Integration formats","value":"CSV · HTML · search service","sourceIds":["uk-sanctions-list"],"confidence":"high","observedAt":"2026-08-07"},{"key":"latest_release","label":"Latest observed release","value":"2026-08-06","sourceIds":["uk-sanctions-list"],"confidence":"high","effectiveFrom":"2026-08-06","observedAt":"2026-08-07"}],"sourceIds":["uk-sanctions-list"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Compliance intelligence","title":"UK Sanctions List: coverage and integration model","intro":"Screening data is modeled as a changing publication. Subjects, aliases, designation events, programs and legal measures remain independent records.","metrics":[{"label":"Publisher","value":"Foreign, Commonwealth & Development Office","period":"Current authority","detail":"Canonical publishing body","sourceIds":["uk-sanctions-list"]},{"label":"Jurisdiction","value":"United Kingdom","period":"Legal perimeter","detail":"Primary sanctions regime","sourceIds":["uk-sanctions-list"]},{"label":"Cadence","value":"Event-driven","period":"Publication lifecycle","detail":"Updates require release diffing","sourceIds":["uk-sanctions-list"]},{"label":"Formats","value":"CSV · HTML · search service","period":"Integration","detail":"Published access formats","sourceIds":["uk-sanctions-list"]}],"sections":[{"kicker":"Screening model","title":"What one list release connects","detail":"The list is evidence; potential matches and final decisions remain customer- and policy-specific workflow objects.","items":[{"label":"Subject","value":"Designated individuals, entities and specified ships","detail":"Canonical subjects persist through listing, amendment and delisting."},{"label":"Designation","value":"Time-bound","detail":"Carries regime, measure, legal basis and effective dates."},{"label":"Names","value":"Official + aliases","detail":"Transliterations and identity attributes retain provenance."}]}],"notice":{"title":"Not compliance advice","detail":"List inclusion, potential matching and customer action are different states. Decisions still require applicable-law and risk-policy review."}},"relationships":[]},{"id":"cmp_eu_financial_sanctions","type":"sanctions_list","name":"EU Consolidated Financial Sanctions List","shortName":"EU Financial Sanctions List","collection":"compliance","slug":"eu-consolidated-financial-sanctions-list","description":"European Commission, DG FISMA's consolidated designation dataset, modeled with publisher, coverage, formats, update events and subject identity kept separate.","summary":"A compliance dataset whose releases, programs, designations, aliases and subject identities can be versioned without flattening them into a boolean.","aliases":["EU Financial Sanctions List","EU Consolidated Financial Sanctions List","European Union sanctions list"],"visual":{"kind":"monogram","value":"EUFS","label":"EU Financial Sanctions List list mark","tone":"red"},"identifiers":{"Publisher":"European Commission, DG FISMA","Jurisdiction":"European Union","Cadence":"Updated whenever necessary","Formats":"XML · PDF · data portal"},"claims":[{"key":"publisher","label":"Publisher","value":"European Commission, DG FISMA","sourceIds":["eu-consolidated-financial-sanctions"],"confidence":"high","observedAt":"2026-08-07"},{"key":"scope","label":"Subject coverage","value":"Individuals, groups and organisations subject to EU financial sanctions","sourceIds":["eu-consolidated-financial-sanctions"],"confidence":"high","observedAt":"2026-08-07"},{"key":"cadence","label":"Update cadence","value":"Updated whenever necessary","sourceIds":["eu-consolidated-financial-sanctions"],"confidence":"high","observedAt":"2026-08-07"},{"key":"formats","label":"Integration formats","value":"XML · PDF · data portal","sourceIds":["eu-consolidated-financial-sanctions"],"confidence":"high","observedAt":"2026-08-07"},{"key":"latest_release","label":"Latest observed release","value":"Current publication","sourceIds":["eu-consolidated-financial-sanctions"],"confidence":"high","effectiveFrom":"Current publication","observedAt":"2026-08-07"}],"sourceIds":["eu-consolidated-financial-sanctions"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Compliance intelligence","title":"EU Financial Sanctions List: coverage and integration model","intro":"Screening data is modeled as a changing publication. Subjects, aliases, designation events, programs and legal measures remain independent records.","metrics":[{"label":"Publisher","value":"European Commission, DG FISMA","period":"Current authority","detail":"Canonical publishing body","sourceIds":["eu-consolidated-financial-sanctions"]},{"label":"Jurisdiction","value":"European Union","period":"Legal perimeter","detail":"Primary sanctions regime","sourceIds":["eu-consolidated-financial-sanctions"]},{"label":"Cadence","value":"Updated whenever necessary","period":"Publication lifecycle","detail":"Updates require release diffing","sourceIds":["eu-consolidated-financial-sanctions"]},{"label":"Formats","value":"XML · PDF · data portal","period":"Integration","detail":"Published access formats","sourceIds":["eu-consolidated-financial-sanctions"]}],"sections":[{"kicker":"Screening model","title":"What one list release connects","detail":"The list is evidence; potential matches and final decisions remain customer- and policy-specific workflow objects.","items":[{"label":"Subject","value":"Individuals, groups and organisations subject to EU financial sanctions","detail":"Canonical subjects persist through listing, amendment and delisting."},{"label":"Designation","value":"Time-bound","detail":"Carries regime, measure, legal basis and effective dates."},{"label":"Names","value":"Official + aliases","detail":"Transliterations and identity attributes retain provenance."}]}],"notice":{"title":"Not compliance advice","detail":"List inclusion, potential matching and customer action are different states. Decisions still require applicable-law and risk-policy review."}},"relationships":[{"id":"rel_eu_list_rule","from":"cmp_eu_financial_sanctions","to":"cmp_eu_2024_886","type":"applies_to","label":"supports targeted-restriction screening context","sourceIds":["eu-consolidated-financial-sanctions"],"from_entity":"EU Consolidated Financial Sanctions List","to_entity":"EU Instant Payments Regulation"}]},{"id":"cmp_fatf_pep","type":"compliance_requirement","name":"FATF Politically Exposed Person requirements","shortName":"FATF PEP requirements","collection":"compliance","slug":"fatf-politically-exposed-person-requirements","description":"The FATF risk-based measures for identifying and managing relationships with foreign, domestic and international-organisation politically exposed persons.","summary":"A PEP is a risk factor requiring additional measures, not a sanctions designation or an assertion of criminal conduct.","aliases":["PEP screening","politically exposed persons","FATF Recommendation 12","FATF Recommendation 22"],"visual":{"kind":"monogram","value":"PEP","label":"PEP-requirements mark","tone":"orange"},"identifiers":{"Publisher":"Financial Action Task Force","Scope":"Recommendations 12 and 22","Jurisdiction":"Global","Category":"Risk-based AML/CFT requirement"},"claims":[{"key":"definition","label":"Definition","value":"An individual who is or has been entrusted with a prominent function","sourceIds":["fatf-pep-guidance"],"confidence":"high","observedAt":"2026-08-07"},{"key":"coverage","label":"Relationship coverage","value":"Foreign, domestic and international-organisation PEPs, family members and close associates","sourceIds":["fatf-pep-guidance"],"confidence":"high","observedAt":"2026-08-07"},{"key":"measures","label":"Additional measures","value":"Risk-management systems, senior approval, source-of-wealth and source-of-funds measures, and enhanced ongoing monitoring","sourceIds":["fatf-pep-guidance"],"confidence":"high","observedAt":"2026-08-07"},{"key":"interpretation","label":"Interpretation","value":"PEP status is preventive and does not imply involvement in criminal activity","sourceIds":["fatf-pep-guidance"],"confidence":"high","observedAt":"2026-08-07"}],"sourceIds":["fatf-pep-guidance"],"updatedAt":"2026-08-07","referenceProfile":{"label":"Compliance intelligence","title":"PEP status is a risk factor, not a designation","intro":"PEP data connects a person to a time-bound public function and relevant relationships. It must remain separate from sanctions, allegations and adverse-media observations.","metrics":[{"label":"Framework","value":"FATF R.12 / R.22","period":"Global standard","detail":"Risk-based AML/CFT measures","sourceIds":["fatf-pep-guidance"]},{"label":"PEP classes","value":"3","period":"Foreign · domestic · international","detail":"Prominent-function categories","sourceIds":["fatf-pep-guidance"]},{"label":"Related persons","value":"Family + associates","period":"Relationship coverage","detail":"Modeled separately","sourceIds":["fatf-pep-guidance"]},{"label":"Decision","value":"Risk-based","period":"Not a prohibition","detail":"Additional measures apply","sourceIds":["fatf-pep-guidance"]}],"sections":[{"kicker":"Data model","title":"What a defensible PEP record connects","detail":"Identity, office, jurisdiction, term and relationship evidence need their own validity windows.","items":[{"label":"Person","value":"Canonical identity","detail":"Names and identifiers are not the same as PEP status."},{"label":"Public function","value":"Role + jurisdiction","detail":"The relevant office and dates support the classification."},{"label":"Relationships","value":"Family + close associates","detail":"Each relationship requires separate evidence and review."}]}],"notice":{"title":"Not compliance advice","detail":"PEP status does not by itself imply criminality or require account closure. Institutions must apply applicable law and their risk-based controls."}},"relationships":[]},{"id":"sys_visanet","type":"card_system","name":"VisaNet","shortName":"VisaNet","collection":"systems","slug":"visanet","description":"Visa's global processing system for authorization, clearing and settlement of Visa-branded and selected routed transactions.","summary":"VisaNet is modeled independently from the customer-facing method and its PSP implementations.","aliases":["VisaNet","VisaNet","VisaNet system"],"visual":{"kind":"monogram","value":"VisaNet","label":"VisaNet system mark","tone":"teal"},"identifiers":{"Aurato ID":"sys_visanet","Type":"Card","Operator":"Visa Inc.","Jurisdiction":"Global","Model":"Open-loop card system"},"claims":[{"key":"operator","label":"Operator","value":"Visa Inc.","sourceIds":["visa-visanet","visa-fy2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"model","label":"Processing model","value":"Open-loop card system","sourceIds":["visa-visanet","visa-fy2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"settlement","label":"Settlement","value":"Authorization, clearing and settlement through VisaNet","sourceIds":["visa-visanet","visa-fy2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"currency","label":"Currency scope","value":"180+ currencies used for authorization and settlement","sourceIds":["visa-visanet","visa-fy2025"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["visa-visanet","visa-fy2025"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_visa_scheme_visanet","from":"sch_visa","to":"sys_visanet","type":"uses_rail","label":"processed through","sourceIds":["visa-visanet"],"from_entity":"Visa","to_entity":"VisaNet"},{"id":"rel_visanet_visa_operator","from":"sys_visanet","to":"ops_visa","type":"operated_by","label":"operated by","sourceIds":["visa-visanet"],"from_entity":"VisaNet","to_entity":"Visa Inc."}]},{"id":"sys_tips","type":"payment_system","name":"TARGET Instant Payment Settlement","shortName":"TIPS","collection":"systems","slug":"tips","description":"The Eurosystem platform for final and irrevocable settlement of instant payments in central-bank money, operating 24/7/365.","summary":"TIPS is modeled independently from the customer-facing method and its PSP implementations.","aliases":["TARGET Instant Payment Settlement","TIPS","TIPS system"],"visual":{"kind":"monogram","value":"TIPS","label":"TIPS system mark","tone":"teal"},"identifiers":{"Aurato ID":"sys_tips","Type":"Retail","Operator":"Eurosystem","Jurisdiction":"Europe","Model":"Instant-payment settlement system"},"claims":[{"key":"operator","label":"Operator","value":"Eurosystem","sourceIds":["ecb-tips-current"],"confidence":"high","observedAt":"2026-08-10"},{"key":"model","label":"Processing model","value":"Instant-payment settlement system","sourceIds":["ecb-tips-current"],"confidence":"high","observedAt":"2026-08-10"},{"key":"settlement","label":"Settlement","value":"Real-time central-bank-money settlement on a 24/7/365 basis","sourceIds":["ecb-tips-current"],"confidence":"high","observedAt":"2026-08-10"},{"key":"currency","label":"Currency scope","value":"EUR, SEK and DKK","sourceIds":["ecb-tips-current"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["ecb-tips-current"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_fallback_nl_tips","from":"sys_tips","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["ecb-tips-current"],"from_entity":"TARGET Instant Payment Settlement","to_entity":"Netherlands"}]},{"id":"sch_visa","type":"scheme","name":"Visa","shortName":"Visa","collection":"schemes","slug":"visa","description":"The card scheme and operating-rule framework used by Visa debit and credit payment methods.","summary":"Visa is modeled independently from the customer-facing method and its PSP implementations.","aliases":["Visa","Visa","Visa scheme"],"visual":{"kind":"monogram","value":"Visa","label":"Visa scheme mark","tone":"teal"},"identifiers":{"Aurato ID":"sch_visa","Type":"Card","Subtype":"Global Card","Operator":"Visa Inc.","Jurisdiction":"Global","Model":"Open-loop card scheme"},"claims":[{"key":"operator","label":"Operator","value":"Visa Inc.","sourceIds":["visa-fy2025","visa-visanet"],"confidence":"high","observedAt":"2026-08-10"},{"key":"model","label":"Processing model","value":"Open-loop card scheme","sourceIds":["visa-fy2025","visa-visanet"],"confidence":"high","observedAt":"2026-08-10"},{"key":"settlement","label":"Settlement","value":"Processed through VisaNet","sourceIds":["visa-fy2025","visa-visanet"],"confidence":"high","observedAt":"2026-08-10"},{"key":"currency","label":"Currency scope","value":"180+ VisaNet currencies","sourceIds":["visa-fy2025","visa-visanet"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["visa-fy2025","visa-visanet"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_visa_scheme","from":"pmt_visa","to":"sch_visa","type":"uses_scheme","label":"operates under","sourceIds":["visa-fy2025"],"from_entity":"Visa Creditcard","to_entity":"Visa"},{"id":"rel_visa_scheme_visanet","from":"sch_visa","to":"sys_visanet","type":"uses_rail","label":"processed through","sourceIds":["visa-visanet"],"from_entity":"Visa","to_entity":"VisaNet"},{"id":"rel_fallback_nl_scheme_visa","from":"sch_visa","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["visa-fy2025"],"from_entity":"Visa","to_entity":"Netherlands"},{"id":"rel_fallback_visa_debit_scheme","from":"pmt_visa_debit","to":"sch_visa","type":"uses_scheme","label":"operates under","sourceIds":["visa-fy2025"],"from_entity":"Visa Debitcard","to_entity":"Visa"}]},{"id":"sch_mastercard","type":"scheme","name":"Mastercard","shortName":"Mastercard","collection":"schemes","slug":"mastercard","description":"The card scheme and operating-rule framework used by Mastercard debit and credit payment methods.","summary":"Mastercard is modeled independently from the customer-facing method and its PSP implementations.","aliases":["Mastercard","Mastercard","Mastercard scheme"],"visual":{"kind":"monogram","value":"Mastercard","label":"Mastercard scheme mark","tone":"teal"},"identifiers":{"Aurato ID":"sch_mastercard","Type":"Card","Subtype":"Global Card","Operator":"Mastercard Incorporated","Jurisdiction":"Global","Model":"Open-loop card scheme"},"claims":[{"key":"operator","label":"Operator","value":"Mastercard Incorporated","sourceIds":["mastercard-fy2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"model","label":"Processing model","value":"Open-loop card scheme","sourceIds":["mastercard-fy2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"settlement","label":"Settlement","value":"Processed through Banknet","sourceIds":["mastercard-fy2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"currency","label":"Currency scope","value":"Multi-currency","sourceIds":["mastercard-fy2025"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["mastercard-fy2025"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_fallback_mastercard_scheme","from":"pmt_mastercard","to":"sch_mastercard","type":"uses_scheme","label":"operates under","sourceIds":["mastercard-fy2025"],"from_entity":"Mastercard Creditcard","to_entity":"Mastercard"},{"id":"rel_fallback_mastercard_banknet","from":"sch_mastercard","to":"sys_mastercard","type":"uses_rail","label":"processed through","sourceIds":["mastercard-fy2025"],"from_entity":"Mastercard","to_entity":"Banknet"},{"id":"rel_fallback_nl_scheme_mastercard","from":"sch_mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["mastercard-fy2025"],"from_entity":"Mastercard","to_entity":"Netherlands"},{"id":"rel_fallback_mastercard_debit_scheme","from":"pmt_mastercard_debit","to":"sch_mastercard","type":"uses_scheme","label":"operates under","sourceIds":["mastercard-fy2025"],"from_entity":"Mastercard Debitcard","to_entity":"Mastercard"}]},{"id":"sch_wallets","type":"scheme","name":"eMoney","shortName":"eMoney","collection":"schemes","slug":"emoney","description":"A Netherlands category row grouping eMoney payment methods available in the market.","summary":"eMoney is modeled independently from the customer-facing method and its PSP implementations.","aliases":["eMoney","eMoney","eMoney scheme"],"visual":{"kind":"monogram","value":"eMoney","label":"eMoney scheme mark","tone":"teal"},"identifiers":{"Aurato ID":"sch_wallets","Type":"Alternative","Operator":"Multiple operators","Jurisdiction":"Netherlands","Model":"Scheme-category row"},"claims":[{"key":"operator","label":"Operator","value":"Multiple operators","sourceIds":["nl-dpa-online-payments"],"confidence":"high","observedAt":"2026-08-10"},{"key":"model","label":"Processing model","value":"Scheme-category row","sourceIds":["nl-dpa-online-payments"],"confidence":"high","observedAt":"2026-08-10"},{"key":"settlement","label":"Settlement","value":"Varies by wallet and funding source","sourceIds":["nl-dpa-online-payments"],"confidence":"high","observedAt":"2026-08-10"},{"key":"currency","label":"Currency scope","value":"EUR and supported wallet currencies","sourceIds":["nl-dpa-online-payments"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["nl-dpa-online-payments"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_fallback_wallets_apple_pay","from":"pmt_apple_pay","to":"sch_wallets","type":"uses_scheme","label":"grouped under","sourceIds":["nl-dpa-online-payments"],"to_entity":"eMoney"},{"id":"rel_fallback_wallets_google_pay","from":"pmt_google_pay","to":"sch_wallets","type":"uses_scheme","label":"grouped under","sourceIds":["nl-dpa-online-payments"],"to_entity":"eMoney"},{"id":"rel_fallback_wallets_paypal","from":"pmt_paypal","to":"sch_wallets","type":"uses_scheme","label":"grouped under","sourceIds":["nl-dpa-online-payments"],"from_entity":"PayPal","to_entity":"eMoney"},{"id":"rel_fallback_nl_scheme_wallets","from":"sch_wallets","to":"mkt_nl","type":"available_in","label":"category available in","sourceIds":["nl-dpa-online-payments"],"from_entity":"eMoney","to_entity":"Netherlands"}]},{"id":"reg_dnb","type":"institution","name":"De Nederlandsche Bank","shortName":"DNB","collection":"regulators","slug":"de-nederlandsche-bank","description":"The Dutch central bank responsible for oversight of payment systems and products including Currence (iDEAL, now Wero).","summary":"A canonical regulator record for Dutch payment-system resilience and availability oversight.","aliases":["DNB","Dutch central bank"],"visual":{"kind":"monogram","value":"DNB","label":"DNB mark","tone":"gold"},"identifiers":{"Aurato ID":"reg_dnb","Role":"Payment systems overseer","Jurisdiction":"NL"},"claims":[{"key":"role","label":"Payment systems role","value":"Oversight of institutions, systems and products relevant to Dutch payments","sourceIds":["dnb-payment-oversight"],"confidence":"high","observedAt":"2026-08-10"},{"key":"ideal_scope","label":"iDEAL / Wero scope","value":"Currence (iDEAL, now Wero) is explicitly listed under DNB oversight","sourceIds":["dnb-payment-oversight"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["dnb-payment-oversight","dnb-payment-availability-rule"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_ideal_dnb","from":"pmt_ideal","to":"reg_dnb","type":"regulated_by","label":"overseen by","sourceIds":["dnb-payment-oversight"],"from_entity":"iDEAL","to_entity":"De Nederlandsche Bank"}]},{"id":"reg_federal_reserve_board","type":"institution","name":"Board of Governors of the Federal Reserve System","shortName":"Federal Reserve Board","collection":"regulators","slug":"federal-reserve-board","description":"The U.S. authority responsible for Regulation II debit-card interchange and routing requirements.","summary":"A canonical regulator record linked to the U.S. debit-card perimeter affecting Visa.","aliases":["Federal Reserve Board","FRB","The Fed"],"visual":{"kind":"monogram","value":"FRB","label":"Federal Reserve Board mark","tone":"gold"},"identifiers":{"Aurato ID":"reg_federal_reserve_board","Role":"Regulator","Jurisdiction":"US"},"claims":[{"key":"regii","label":"Card regulation role","value":"Administers Regulation II","sourceIds":["fed-regii-current-cap"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["fed-regii-current-cap"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_visa_federal_reserve","from":"pmt_visa","to":"reg_federal_reserve_board","type":"regulated_by","label":"regulated for covered US debit activity by","sourceIds":["fed-regii-current-cap"],"from_entity":"Visa Creditcard","to_entity":"Board of Governors of the Federal Reserve System"}]},{"id":"reg_rba","type":"institution","name":"Reserve Bank of Australia","shortName":"RBA","collection":"regulators","slug":"reserve-bank-of-australia","description":"Australia's central bank and authority for card interchange standards in the domestic payments system.","summary":"A canonical regulator record linked to the Australian Visa interchange perimeter.","aliases":["RBA","Reserve Bank of Australia"],"visual":{"kind":"monogram","value":"RBA","label":"RBA mark","tone":"gold"},"identifiers":{"Aurato ID":"reg_rba","Role":"Payments regulator","Jurisdiction":"AU"},"claims":[{"key":"interchange","label":"Card regulation role","value":"Publishes and administers Australian card interchange standards","sourceIds":["rba-interchange-conclusions-2026"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["rba-interchange-conclusions-2026"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_visa_rba","from":"pmt_visa","to":"reg_rba","type":"regulated_by","label":"regulated for covered Australian activity by","sourceIds":["rba-interchange-conclusions-2026"],"from_entity":"Visa Creditcard","to_entity":"Reserve Bank of Australia"}]},{"id":"reg_psr","type":"institution","name":"Payment Systems Regulator","shortName":"PSR","collection":"regulators","slug":"payment-systems-regulator-uk","description":"The UK economic regulator for designated payment systems, including the Visa system operated by Visa Europe and Visa UK.","summary":"A canonical regulator record linked to Visa's designated UK payment-system perimeter.","aliases":["PSR","UK Payment Systems Regulator"],"visual":{"kind":"monogram","value":"PSR","label":"Payment Systems Regulator mark","tone":"gold"},"identifiers":{"Aurato ID":"reg_psr","Role":"Payments regulator","Jurisdiction":"UK"},"claims":[{"key":"visa_scope","label":"Visa regulation role","value":"Visa is a designated UK payment system within PSR's regulatory perimeter","sourceIds":["psr-who-we-regulate"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["psr-who-we-regulate"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_visa_psr","from":"pmt_visa","to":"reg_psr","type":"regulated_by","label":"regulated as a designated UK payment system by","sourceIds":["psr-who-we-regulate"],"from_entity":"Visa Creditcard","to_entity":"Payment Systems Regulator"}]},{"id":"reg_ecb","type":"institution","name":"European Central Bank","shortName":"ECB","collection":"regulators","slug":"european-central-bank","description":"The Eurosystem authority whose payment-system oversight perimeter monitors Visa Europe as an offshore euro payment system.","summary":"A canonical oversight record for Visa Europe's euro payment-system perimeter.","aliases":["ECB","European Central Bank","Eurosystem"],"visual":{"kind":"monogram","value":"ECB","label":"European Central Bank mark","tone":"gold"},"identifiers":{"Aurato ID":"reg_ecb","Role":"Payment systems overseer","Jurisdiction":"Euro area"},"claims":[{"key":"visa_scope","label":"Visa oversight role","value":"Visa Europe Payment System is monitored as an offshore euro payment system","sourceIds":["ecb-payment-systems-oversight"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["ecb-payment-systems-oversight"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_visa_ecb","from":"pmt_visa","to":"reg_ecb","type":"regulated_by","label":"monitored for offshore euro-system activity by","sourceIds":["ecb-payment-systems-oversight"],"from_entity":"Visa Creditcard","to_entity":"European Central Bank"}]},{"id":"std_upi_bhim_2026","type":"standard","name":"BHIM UPI Guidelines 2026","shortName":"UPI Guidelines 2026","collection":"standards","slug":"bhim-upi-guidelines-2026","description":"NPCI's current public implementation and presentation guidelines for BHIM and UPI payment experiences.","summary":"UPI Guidelines 2026 is retained as a versioned, source-backed governance record.","aliases":["UPI Guidelines 2026","BHIM UPI Guidelines 2026"],"visual":{"kind":"monogram","value":"STD","label":"UPI Guidelines 2026 mark","tone":"teal"},"identifiers":{"Publisher":"National Payments Corporation of India","Version":"2026-06-04","Scope":"UPI app, intent, QR, PIN and Tap & Pay presentation and behavior","Jurisdiction":"India"},"claims":[{"key":"publisher","label":"Publisher / authority","value":"National Payments Corporation of India","sourceIds":["npci-bhim-upi-guidelines-2026"],"confidence":"high","observedAt":"2026-08-10"},{"key":"scope","label":"Scope","value":"UPI app, intent, QR, PIN and Tap & Pay presentation and behavior","sourceIds":["npci-bhim-upi-guidelines-2026"],"confidence":"high","observedAt":"2026-08-10"},{"key":"version","label":"Version / instrument","value":"2026-06-04","sourceIds":["npci-bhim-upi-guidelines-2026"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["npci-bhim-upi-guidelines-2026"],"updatedAt":"2026-08-10","referenceProfile":{"label":"Standards intelligence","title":"UPI Guidelines 2026: scope and implementation context","intro":"NPCI's current public implementation and presentation guidelines for BHIM and UPI payment experiences.","metrics":[{"label":"Publisher","value":"National Payments Corporation of India","period":"Current source","detail":"India","sourceIds":["npci-bhim-upi-guidelines-2026"]},{"label":"Version","value":"2026-06-04","period":"Current record","detail":"Versioned separately from observation date","sourceIds":["npci-bhim-upi-guidelines-2026"]},{"label":"Scope","value":"UPI app, intent, QR, PIN and Tap & Pay presentation and behavior","period":"Applicability","detail":"Relationship-specific","sourceIds":["npci-bhim-upi-guidelines-2026"]},{"label":"Evidence","value":"Primary","period":"2026-08-10","detail":"Official publisher source","sourceIds":["npci-bhim-upi-guidelines-2026"]}],"sections":[{"kicker":"Implementation context","title":"What this record establishes","detail":"The Graph only applies the instrument to methods, systems and organizations where a source supports that relationship.","items":[{"label":"Authority","value":"National Payments Corporation of India"},{"label":"Perimeter","value":"UPI app, intent, QR, PIN and Tap & Pay presentation and behavior"},{"label":"Versioning","value":"2026-06-04"}]}]},"relationships":[{"id":"rel_phonepe_upi_guidelines","from":"pmt_phonepe","to":"std_upi_bhim_2026","type":"conforms_to","label":"implements UPI presentation and flow rules","sourceIds":["npci-bhim-upi-guidelines-2026"],"from_entity":"PhonePe","to_entity":"BHIM UPI Guidelines 2026"},{"id":"rel_upi_guidelines","from":"sch_upi","to":"std_upi_bhim_2026","type":"conforms_to","label":"documented by","sourceIds":["npci-bhim-upi-guidelines-2026"],"from_entity":"UPI","to_entity":"BHIM UPI Guidelines 2026"}]},{"id":"std_iso_27001","type":"standard","name":"ISO/IEC 27001 Information Security Management Systems","shortName":"ISO/IEC 27001","collection":"standards","slug":"iso-iec-27001-information-security-management","description":"The requirements standard for establishing, implementing, maintaining and continually improving an information security management system.","summary":"ISO/IEC 27001 is retained as a versioned, source-backed governance record.","aliases":["ISO/IEC 27001","ISO/IEC 27001 Information Security Management Systems"],"visual":{"kind":"monogram","value":"STD","label":"ISO/IEC 27001 mark","tone":"teal"},"identifiers":{"Publisher":"International Organization for Standardization","Version":"ISO/IEC 27001:2022","Scope":"Information security management systems","Jurisdiction":"Global","Updated":"2022-10"},"claims":[{"key":"publisher","label":"Publisher / authority","value":"International Organization for Standardization","sourceIds":["iso-27001-overview"],"confidence":"high","observedAt":"2026-08-10"},{"key":"scope","label":"Scope","value":"Information security management systems","sourceIds":["iso-27001-overview"],"confidence":"high","observedAt":"2026-08-10"},{"key":"version","label":"Version / instrument","value":"ISO/IEC 27001:2022","sourceIds":["iso-27001-overview"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["iso-27001-overview"],"updatedAt":"2026-08-10","referenceProfile":{"label":"Standards intelligence","title":"ISO/IEC 27001: scope and implementation context","intro":"The requirements standard for establishing, implementing, maintaining and continually improving an information security management system.","metrics":[{"label":"Publisher","value":"International Organization for Standardization","period":"Current source","detail":"Global","sourceIds":["iso-27001-overview"]},{"label":"Version","value":"ISO/IEC 27001:2022","period":"Current record","detail":"Versioned separately from observation date","sourceIds":["iso-27001-overview"]},{"label":"Scope","value":"Information security management systems","period":"Applicability","detail":"Relationship-specific","sourceIds":["iso-27001-overview"]},{"label":"Evidence","value":"Primary","period":"2026-08-10","detail":"Official publisher source","sourceIds":["iso-27001-overview"]}],"sections":[{"kicker":"Implementation context","title":"What this record establishes","detail":"The Graph only applies the instrument to methods, systems and organizations where a source supports that relationship.","items":[{"label":"Authority","value":"International Organization for Standardization"},{"label":"Perimeter","value":"Information security management systems"},{"label":"Versioning","value":"ISO/IEC 27001:2022"}]}]},"relationships":[{"id":"rel_phonepe_iso27001","from":"pmt_phonepe","to":"std_iso_27001","type":"conforms_to","label":"PhonePe Payment Gateway reports ISO 27001 certification","sourceIds":["phonepe-pg-security-standards","iso-27001-overview"],"from_entity":"PhonePe","to_entity":"ISO/IEC 27001 Information Security Management Systems"}]},{"id":"std_emv_contactless","type":"standard","name":"EMV Contactless Specifications","shortName":"EMV Contactless","collection":"standards","slug":"emv-contactless","description":"EMVCo specifications supporting interoperable contactless card and mobile payment transactions.","summary":"EMV Contactless is retained as a versioned, source-backed governance record.","aliases":["EMV Contactless","EMV Contactless Specifications"],"visual":{"kind":"monogram","value":"STD","label":"EMV Contactless mark","tone":"teal"},"identifiers":{"Publisher":"EMVCo","Version":"Maintained specification","Scope":"Contactless chip and mobile payment acceptance","Jurisdiction":"Global"},"claims":[{"key":"publisher","label":"Publisher / authority","value":"EMVCo","sourceIds":["emvco-contactless"],"confidence":"high","observedAt":"2026-08-10"},{"key":"scope","label":"Scope","value":"Contactless chip and mobile payment acceptance","sourceIds":["emvco-contactless"],"confidence":"high","observedAt":"2026-08-10"},{"key":"version","label":"Version / instrument","value":"Maintained specification","sourceIds":["emvco-contactless"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["emvco-contactless"],"updatedAt":"2026-08-10","referenceProfile":{"label":"Standards intelligence","title":"EMV Contactless: scope and implementation context","intro":"EMVCo specifications supporting interoperable contactless card and mobile payment transactions.","metrics":[{"label":"Publisher","value":"EMVCo","period":"Current source","detail":"Global","sourceIds":["emvco-contactless"]},{"label":"Version","value":"Maintained specification","period":"Current record","detail":"Versioned separately from observation date","sourceIds":["emvco-contactless"]},{"label":"Scope","value":"Contactless chip and mobile payment acceptance","period":"Applicability","detail":"Relationship-specific","sourceIds":["emvco-contactless"]},{"label":"Evidence","value":"Primary","period":"2026-08-10","detail":"Official publisher source","sourceIds":["emvco-contactless"]}],"sections":[{"kicker":"Implementation context","title":"What this record establishes","detail":"The Graph only applies the instrument to methods, systems and organizations where a source supports that relationship.","items":[{"label":"Authority","value":"EMVCo"},{"label":"Perimeter","value":"Contactless chip and mobile payment acceptance"},{"label":"Versioning","value":"Maintained specification"}]}]},"relationships":[{"id":"rel_visa_emv_contactless","from":"pmt_visa","to":"std_emv_contactless","type":"conforms_to","label":"implements for contactless acceptance","sourceIds":["emvco-contactless"],"from_entity":"Visa Creditcard","to_entity":"EMV Contactless Specifications"}]},{"id":"std_emv_tokenisation","type":"standard","name":"EMV Payment Tokenisation Specification","shortName":"EMV Tokenisation","collection":"standards","slug":"emv-payment-tokenisation","description":"The EMVCo framework for replacing a primary account number with a constrained payment token.","summary":"EMV Tokenisation is retained as a versioned, source-backed governance record.","aliases":["EMV Tokenisation","EMV Payment Tokenisation Specification"],"visual":{"kind":"monogram","value":"STD","label":"EMV Tokenisation mark","tone":"teal"},"identifiers":{"Publisher":"EMVCo","Version":"Maintained specification","Scope":"Payment token lifecycle and domain controls","Jurisdiction":"Global"},"claims":[{"key":"publisher","label":"Publisher / authority","value":"EMVCo","sourceIds":["emvco-tokenisation"],"confidence":"high","observedAt":"2026-08-10"},{"key":"scope","label":"Scope","value":"Payment token lifecycle and domain controls","sourceIds":["emvco-tokenisation"],"confidence":"high","observedAt":"2026-08-10"},{"key":"version","label":"Version / instrument","value":"Maintained specification","sourceIds":["emvco-tokenisation"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["emvco-tokenisation"],"updatedAt":"2026-08-10","referenceProfile":{"label":"Standards intelligence","title":"EMV Tokenisation: scope and implementation context","intro":"The EMVCo framework for replacing a primary account number with a constrained payment token.","metrics":[{"label":"Publisher","value":"EMVCo","period":"Current source","detail":"Global","sourceIds":["emvco-tokenisation"]},{"label":"Version","value":"Maintained specification","period":"Current record","detail":"Versioned separately from observation date","sourceIds":["emvco-tokenisation"]},{"label":"Scope","value":"Payment token lifecycle and domain controls","period":"Applicability","detail":"Relationship-specific","sourceIds":["emvco-tokenisation"]},{"label":"Evidence","value":"Primary","period":"2026-08-10","detail":"Official publisher source","sourceIds":["emvco-tokenisation"]}],"sections":[{"kicker":"Implementation context","title":"What this record establishes","detail":"The Graph only applies the instrument to methods, systems and organizations where a source supports that relationship.","items":[{"label":"Authority","value":"EMVCo"},{"label":"Perimeter","value":"Payment token lifecycle and domain controls"},{"label":"Versioning","value":"Maintained specification"}]}]},"relationships":[{"id":"rel_visa_emv_tokenisation","from":"pmt_visa","to":"std_emv_tokenisation","type":"conforms_to","label":"implements payment tokenisation","sourceIds":["emvco-tokenisation"],"from_entity":"Visa Creditcard","to_entity":"EMV Payment Tokenisation Specification"}]},{"id":"std_emv_contact_chip","type":"standard","name":"EMV Contact Chip Specifications","shortName":"EMV Contact Chip","collection":"standards","slug":"emv-contact-chip","description":"EMVCo specifications for interoperable contact chip payment cards and acceptance terminals.","summary":"EMV Contact Chip is retained as a versioned, source-backed governance record.","aliases":["EMV Contact Chip","EMV Contact Chip Specifications"],"visual":{"kind":"monogram","value":"STD","label":"EMV Contact Chip mark","tone":"teal"},"identifiers":{"Publisher":"EMVCo","Version":"Maintained specification","Scope":"Contact chip card and terminal interoperability","Jurisdiction":"Global","Updated":"Maintained"},"claims":[{"key":"publisher","label":"Publisher / authority","value":"EMVCo","sourceIds":["emvco-contact-chip"],"confidence":"high","observedAt":"2026-08-10"},{"key":"scope","label":"Scope","value":"Contact chip card and terminal interoperability","sourceIds":["emvco-contact-chip"],"confidence":"high","observedAt":"2026-08-10"},{"key":"version","label":"Version / instrument","value":"Maintained specification","sourceIds":["emvco-contact-chip"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["emvco-contact-chip"],"updatedAt":"2026-08-10","referenceProfile":{"label":"Standards intelligence","title":"EMV Contact Chip: scope and implementation context","intro":"EMVCo specifications for interoperable contact chip payment cards and acceptance terminals.","metrics":[{"label":"Publisher","value":"EMVCo","period":"Current source","detail":"Global","sourceIds":["emvco-contact-chip"]},{"label":"Version","value":"Maintained specification","period":"Current record","detail":"Versioned separately from observation date","sourceIds":["emvco-contact-chip"]},{"label":"Scope","value":"Contact chip card and terminal interoperability","period":"Applicability","detail":"Relationship-specific","sourceIds":["emvco-contact-chip"]},{"label":"Evidence","value":"Primary","period":"2026-08-10","detail":"Official publisher source","sourceIds":["emvco-contact-chip"]}],"sections":[{"kicker":"Implementation context","title":"What this record establishes","detail":"The Graph only applies the instrument to methods, systems and organizations where a source supports that relationship.","items":[{"label":"Authority","value":"EMVCo"},{"label":"Perimeter","value":"Contact chip card and terminal interoperability"},{"label":"Versioning","value":"Maintained specification"}]}]},"relationships":[{"id":"rel_visa_emv_contact_chip","from":"pmt_visa","to":"std_emv_contact_chip","type":"conforms_to","label":"implements for contact chip acceptance","sourceIds":["emvco-contact-chip","visa-emv-chip-acceptance"],"from_entity":"Visa Creditcard","to_entity":"EMV Contact Chip Specifications"}]},{"id":"std_emv_src","type":"standard","name":"EMV Secure Remote Commerce Specifications","shortName":"EMV SRC","collection":"standards","slug":"emv-secure-remote-commerce","description":"The EMVCo specifications supporting interoperable and consistent remote-card checkout experiences.","summary":"EMV SRC is retained as a versioned, source-backed governance record.","aliases":["EMV SRC","EMV Secure Remote Commerce Specifications"],"visual":{"kind":"monogram","value":"STD","label":"EMV SRC mark","tone":"teal"},"identifiers":{"Publisher":"EMVCo","Version":"Maintained specification","Scope":"Consistent remote card checkout and payment credential delivery","Jurisdiction":"Global","Updated":"Maintained"},"claims":[{"key":"publisher","label":"Publisher / authority","value":"EMVCo","sourceIds":["emvco-secure-remote-commerce"],"confidence":"high","observedAt":"2026-08-10"},{"key":"scope","label":"Scope","value":"Consistent remote card checkout and payment credential delivery","sourceIds":["emvco-secure-remote-commerce"],"confidence":"high","observedAt":"2026-08-10"},{"key":"version","label":"Version / instrument","value":"Maintained specification","sourceIds":["emvco-secure-remote-commerce"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["emvco-secure-remote-commerce"],"updatedAt":"2026-08-10","referenceProfile":{"label":"Standards intelligence","title":"EMV SRC: scope and implementation context","intro":"The EMVCo specifications supporting interoperable and consistent remote-card checkout experiences.","metrics":[{"label":"Publisher","value":"EMVCo","period":"Current source","detail":"Global","sourceIds":["emvco-secure-remote-commerce"]},{"label":"Version","value":"Maintained specification","period":"Current record","detail":"Versioned separately from observation date","sourceIds":["emvco-secure-remote-commerce"]},{"label":"Scope","value":"Consistent remote card checkout and payment credential delivery","period":"Applicability","detail":"Relationship-specific","sourceIds":["emvco-secure-remote-commerce"]},{"label":"Evidence","value":"Primary","period":"2026-08-10","detail":"Official publisher source","sourceIds":["emvco-secure-remote-commerce"]}],"sections":[{"kicker":"Implementation context","title":"What this record establishes","detail":"The Graph only applies the instrument to methods, systems and organizations where a source supports that relationship.","items":[{"label":"Authority","value":"EMVCo"},{"label":"Perimeter","value":"Consistent remote card checkout and payment credential delivery"},{"label":"Versioning","value":"Maintained specification"}]}]},"relationships":[{"id":"rel_visa_emv_src","from":"pmt_visa","to":"std_emv_src","type":"conforms_to","label":"implements through Visa Click to Pay","sourceIds":["emvco-secure-remote-commerce","visa-click-to-pay-src"],"from_entity":"Visa Creditcard","to_entity":"EMV Secure Remote Commerce Specifications"}]},{"id":"std_pci_pin","type":"standard","name":"PCI PIN Security Requirements","shortName":"PCI PIN Security","collection":"standards","slug":"pci-pin-security","description":"Security requirements for the secure management, processing and transmission of personal identification numbers and cryptographic keys.","summary":"PCI PIN Security is retained as a versioned, source-backed governance record.","aliases":["PCI PIN Security","PCI PIN Security Requirements"],"visual":{"kind":"monogram","value":"STD","label":"PCI PIN Security mark","tone":"teal"},"identifiers":{"Publisher":"PCI Security Standards Council","Version":"Current PCI PIN standard","Scope":"PIN processing, cryptographic key management and PIN data protection","Jurisdiction":"Global","Updated":"Maintained"},"claims":[{"key":"publisher","label":"Publisher / authority","value":"PCI Security Standards Council","sourceIds":["pci-pin-security"],"confidence":"high","observedAt":"2026-08-10"},{"key":"scope","label":"Scope","value":"PIN processing, cryptographic key management and PIN data protection","sourceIds":["pci-pin-security"],"confidence":"high","observedAt":"2026-08-10"},{"key":"version","label":"Version / instrument","value":"Current PCI PIN standard","sourceIds":["pci-pin-security"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["pci-pin-security"],"updatedAt":"2026-08-10","referenceProfile":{"label":"Standards intelligence","title":"PCI PIN Security: scope and implementation context","intro":"Security requirements for the secure management, processing and transmission of personal identification numbers and cryptographic keys.","metrics":[{"label":"Publisher","value":"PCI Security Standards Council","period":"Current source","detail":"Global","sourceIds":["pci-pin-security"]},{"label":"Version","value":"Current PCI PIN standard","period":"Current record","detail":"Versioned separately from observation date","sourceIds":["pci-pin-security"]},{"label":"Scope","value":"PIN processing, cryptographic key management and PIN data protection","period":"Applicability","detail":"Relationship-specific","sourceIds":["pci-pin-security"]},{"label":"Evidence","value":"Primary","period":"2026-08-10","detail":"Official publisher source","sourceIds":["pci-pin-security"]}],"sections":[{"kicker":"Implementation context","title":"What this record establishes","detail":"The Graph only applies the instrument to methods, systems and organizations where a source supports that relationship.","items":[{"label":"Authority","value":"PCI Security Standards Council"},{"label":"Perimeter","value":"PIN processing, cryptographic key management and PIN data protection"},{"label":"Versioning","value":"Current PCI PIN standard"}]}]},"relationships":[{"id":"rel_visa_pci_pin","from":"pmt_visa","to":"std_pci_pin","type":"conforms_to","label":"requires applicable PIN participants to maintain compliance with","sourceIds":["pci-pin-security","visa-pin-security"],"from_entity":"Visa Creditcard","to_entity":"PCI PIN Security Requirements"}]},{"id":"std_pci_pts_poi","type":"standard","name":"PCI PTS Point of Interaction Requirements","shortName":"PCI PTS POI","collection":"standards","slug":"pci-pts-point-of-interaction","description":"Security requirements and evaluation criteria for payment acceptance devices used at the point of interaction.","summary":"PCI PTS POI is retained as a versioned, source-backed governance record.","aliases":["PCI PTS POI","PCI PTS Point of Interaction Requirements"],"visual":{"kind":"monogram","value":"STD","label":"PCI PTS POI mark","tone":"teal"},"identifiers":{"Publisher":"PCI Security Standards Council","Version":"Current PCI PTS POI standard","Scope":"Security approval for point-of-interaction acceptance devices","Jurisdiction":"Global","Updated":"Maintained"},"claims":[{"key":"publisher","label":"Publisher / authority","value":"PCI Security Standards Council","sourceIds":["pci-pts-poi"],"confidence":"high","observedAt":"2026-08-10"},{"key":"scope","label":"Scope","value":"Security approval for point-of-interaction acceptance devices","sourceIds":["pci-pts-poi"],"confidence":"high","observedAt":"2026-08-10"},{"key":"version","label":"Version / instrument","value":"Current PCI PTS POI standard","sourceIds":["pci-pts-poi"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["pci-pts-poi"],"updatedAt":"2026-08-10","referenceProfile":{"label":"Standards intelligence","title":"PCI PTS POI: scope and implementation context","intro":"Security requirements and evaluation criteria for payment acceptance devices used at the point of interaction.","metrics":[{"label":"Publisher","value":"PCI Security Standards Council","period":"Current source","detail":"Global","sourceIds":["pci-pts-poi"]},{"label":"Version","value":"Current PCI PTS POI standard","period":"Current record","detail":"Versioned separately from observation date","sourceIds":["pci-pts-poi"]},{"label":"Scope","value":"Security approval for point-of-interaction acceptance devices","period":"Applicability","detail":"Relationship-specific","sourceIds":["pci-pts-poi"]},{"label":"Evidence","value":"Primary","period":"2026-08-10","detail":"Official publisher source","sourceIds":["pci-pts-poi"]}],"sections":[{"kicker":"Implementation context","title":"What this record establishes","detail":"The Graph only applies the instrument to methods, systems and organizations where a source supports that relationship.","items":[{"label":"Authority","value":"PCI Security Standards Council"},{"label":"Perimeter","value":"Security approval for point-of-interaction acceptance devices"},{"label":"Versioning","value":"Current PCI PTS POI standard"}]}]},"relationships":[{"id":"rel_visa_pci_pts","from":"pmt_visa","to":"std_pci_pts_poi","type":"conforms_to","label":"requires approved devices for applicable PIN entry","sourceIds":["pci-pts-poi","visa-pci-pts-devices"],"from_entity":"Visa Creditcard","to_entity":"PCI PTS Point of Interaction Requirements"}]},{"id":"std_ideal_qr","type":"standard","name":"iDEAL QR Code implementation","shortName":"iDEAL QR","collection":"standards","slug":"ideal-qr-code","description":"The operator-defined QR implementation that opens an iDEAL payment flow from print or screen.","summary":"iDEAL QR is retained as a versioned, source-backed governance record.","aliases":["iDEAL QR","iDEAL QR Code implementation"],"visual":{"kind":"monogram","value":"STD","label":"iDEAL QR mark","tone":"teal"},"identifiers":{"Publisher":"Currence iDEAL B.V.","Version":"Current operator product","Scope":"iDEAL payment-link encoding for physical and screen-presented QR","Jurisdiction":"Netherlands"},"claims":[{"key":"publisher","label":"Publisher / authority","value":"Currence iDEAL B.V.","sourceIds":["ideal-qr"],"confidence":"high","observedAt":"2026-08-10"},{"key":"scope","label":"Scope","value":"iDEAL payment-link encoding for physical and screen-presented QR","sourceIds":["ideal-qr"],"confidence":"high","observedAt":"2026-08-10"},{"key":"version","label":"Version / instrument","value":"Current operator product","sourceIds":["ideal-qr"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["ideal-qr"],"updatedAt":"2026-08-10","referenceProfile":{"label":"Standards intelligence","title":"iDEAL QR: scope and implementation context","intro":"The operator-defined QR implementation that opens an iDEAL payment flow from print or screen.","metrics":[{"label":"Publisher","value":"Currence iDEAL B.V.","period":"Current source","detail":"Netherlands","sourceIds":["ideal-qr"]},{"label":"Version","value":"Current operator product","period":"Current record","detail":"Versioned separately from observation date","sourceIds":["ideal-qr"]},{"label":"Scope","value":"iDEAL payment-link encoding for physical and screen-presented QR","period":"Applicability","detail":"Relationship-specific","sourceIds":["ideal-qr"]},{"label":"Evidence","value":"Primary","period":"2026-08-10","detail":"Official publisher source","sourceIds":["ideal-qr"]}],"sections":[{"kicker":"Implementation context","title":"What this record establishes","detail":"The Graph only applies the instrument to methods, systems and organizations where a source supports that relationship.","items":[{"label":"Authority","value":"Currence iDEAL B.V."},{"label":"Perimeter","value":"iDEAL payment-link encoding for physical and screen-presented QR"},{"label":"Versioning","value":"Current operator product"}]}]},"relationships":[{"id":"rel_ideal_qr_standard","from":"pmt_ideal","to":"std_ideal_qr","type":"conforms_to","label":"uses operator QR implementation","sourceIds":["ideal-qr"],"from_entity":"iDEAL","to_entity":"iDEAL QR Code implementation"}]},{"id":"std_sct_inst_2025","type":"standard","name":"2025 SEPA Instant Credit Transfer Rulebook v1.1","shortName":"SCT Inst 2025","collection":"standards","slug":"sepa-instant-credit-transfer-2025","description":"The current SCT Inst scheme rulebook, with implementation guidelines based on ISO 20022 and a ten-second legal execution perimeter.","summary":"SCT Inst 2025 is retained as a versioned, source-backed governance record.","aliases":["SCT Inst 2025","2025 SEPA Instant Credit Transfer Rulebook v1.1"],"visual":{"kind":"monogram","value":"STD","label":"SCT Inst 2025 mark","tone":"teal"},"identifiers":{"Publisher":"European Payments Council","Version":"2025 v1.1","Scope":"Instant euro credit transfers in SEPA","Jurisdiction":"SEPA"},"claims":[{"key":"publisher","label":"Publisher / authority","value":"European Payments Council","sourceIds":["epc-sct-inst-2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"scope","label":"Scope","value":"Instant euro credit transfers in SEPA","sourceIds":["epc-sct-inst-2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"version","label":"Version / instrument","value":"2025 v1.1","sourceIds":["epc-sct-inst-2025"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["epc-sct-inst-2025"],"updatedAt":"2026-08-10","referenceProfile":{"label":"Standards intelligence","title":"SCT Inst 2025: scope and implementation context","intro":"The current SCT Inst scheme rulebook, with implementation guidelines based on ISO 20022 and a ten-second legal execution perimeter.","metrics":[{"label":"Publisher","value":"European Payments Council","period":"Current source","detail":"SEPA","sourceIds":["epc-sct-inst-2025"]},{"label":"Version","value":"2025 v1.1","period":"Current record","detail":"Versioned separately from observation date","sourceIds":["epc-sct-inst-2025"]},{"label":"Scope","value":"Instant euro credit transfers in SEPA","period":"Applicability","detail":"Relationship-specific","sourceIds":["epc-sct-inst-2025"]},{"label":"Evidence","value":"Primary","period":"2026-08-10","detail":"Official publisher source","sourceIds":["epc-sct-inst-2025"]}],"sections":[{"kicker":"Implementation context","title":"What this record establishes","detail":"The Graph only applies the instrument to methods, systems and organizations where a source supports that relationship.","items":[{"label":"Authority","value":"European Payments Council"},{"label":"Perimeter","value":"Instant euro credit transfers in SEPA"},{"label":"Versioning","value":"2025 v1.1"}]}]},"relationships":[{"id":"rel_ideal_sctinst","from":"pmt_ideal","to":"std_sct_inst_2025","type":"conforms_to","label":"uses for Wero instant euro transfers","sourceIds":["epi-wero-sct-inst","epc-sct-inst-2025"],"from_entity":"iDEAL","to_entity":"2025 SEPA Instant Credit Transfer Rulebook v1.1"},{"id":"rel_wero_sctinst","from":"pmt_wero","to":"std_sct_inst_2025","type":"conforms_to","label":"uses instant euro transfer scheme","sourceIds":["epi-wero-sct-inst","epc-sct-inst-2025"],"from_entity":"Wero","to_entity":"2025 SEPA Instant Credit Transfer Rulebook v1.1"}]},{"id":"cmp_rbi_payment_data_storage","type":"regulation","name":"RBI Storage of Payment System Data Direction","shortName":"RBI payment-data storage","collection":"rules","slug":"rbi-payment-system-data-storage","description":"RBI's requirement that the entire data relating to payment systems operated by covered providers be stored in systems located in India.","summary":"RBI payment-data storage is retained as a versioned, source-backed governance record.","aliases":["RBI payment-data storage","RBI Storage of Payment System Data Direction"],"visual":{"kind":"monogram","value":"REG","label":"RBI payment-data storage mark","tone":"gold"},"identifiers":{"Publisher":"Reserve Bank of India","Version":"2018 direction · current FAQ","Scope":"End-to-end payment-system data storage in India","Jurisdiction":"India"},"claims":[{"key":"publisher","label":"Publisher / authority","value":"Reserve Bank of India","sourceIds":["rbi-payment-data-storage"],"confidence":"high","observedAt":"2026-08-10"},{"key":"scope","label":"Scope","value":"End-to-end payment-system data storage in India","sourceIds":["rbi-payment-data-storage"],"confidence":"high","observedAt":"2026-08-10"},{"key":"version","label":"Version / instrument","value":"2018 direction · current FAQ","sourceIds":["rbi-payment-data-storage"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["rbi-payment-data-storage"],"updatedAt":"2026-08-10","referenceProfile":{"label":"Compliance intelligence","title":"RBI payment-data storage: scope and implementation context","intro":"RBI's requirement that the entire data relating to payment systems operated by covered providers be stored in systems located in India.","metrics":[{"label":"Publisher","value":"Reserve Bank of India","period":"Current source","detail":"India","sourceIds":["rbi-payment-data-storage"]},{"label":"Version","value":"2018 direction · current FAQ","period":"Current record","detail":"Versioned separately from observation date","sourceIds":["rbi-payment-data-storage"]},{"label":"Scope","value":"End-to-end payment-system data storage in India","period":"Applicability","detail":"Relationship-specific","sourceIds":["rbi-payment-data-storage"]},{"label":"Evidence","value":"Primary","period":"2026-08-10","detail":"Official publisher source","sourceIds":["rbi-payment-data-storage"]}],"sections":[{"kicker":"Implementation context","title":"What this record establishes","detail":"The Graph only applies the instrument to methods, systems and organizations where a source supports that relationship.","items":[{"label":"Authority","value":"Reserve Bank of India"},{"label":"Perimeter","value":"End-to-end payment-system data storage in India"},{"label":"Versioning","value":"2018 direction · current FAQ"}]}],"notice":{"title":"Not legal advice","detail":"This record maps public requirements and does not determine legal applicability for a specific business."}},"relationships":[{"id":"rel_phonepe_data_storage","from":"pmt_phonepe","to":"cmp_rbi_payment_data_storage","type":"governed_by","label":"subject to payment-data storage requirements","sourceIds":["rbi-payment-data-storage"],"from_entity":"PhonePe","to_entity":"RBI Storage of Payment System Data Direction"}]},{"id":"cmp_visa_core_rules","type":"compliance_requirement","name":"Visa Core Rules and Product and Service Rules","shortName":"Visa Core Rules","collection":"compliance","slug":"visa-core-rules","description":"Visa's public operating rules for system participation, transaction processing, disputes, products and regional requirements.","summary":"Visa Core Rules is retained as a versioned, source-backed governance record.","aliases":["Visa Core Rules","Visa Core Rules and Product and Service Rules"],"visual":{"kind":"monogram","value":"REG","label":"Visa Core Rules mark","tone":"gold"},"identifiers":{"Publisher":"Visa Inc.","Version":"2026-04-18 public edition","Scope":"Visa clients, processors, service providers and merchant participation","Jurisdiction":"Global with regional rules"},"claims":[{"key":"publisher","label":"Publisher / authority","value":"Visa Inc.","sourceIds":["visa-core-rules-2026"],"confidence":"high","observedAt":"2026-08-10"},{"key":"scope","label":"Scope","value":"Visa clients, processors, service providers and merchant participation","sourceIds":["visa-core-rules-2026"],"confidence":"high","observedAt":"2026-08-10"},{"key":"version","label":"Version / instrument","value":"2026-04-18 public edition","sourceIds":["visa-core-rules-2026"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["visa-core-rules-2026"],"updatedAt":"2026-08-10","referenceProfile":{"label":"Compliance intelligence","title":"Visa Core Rules: scope and implementation context","intro":"Visa's public operating rules for system participation, transaction processing, disputes, products and regional requirements.","metrics":[{"label":"Publisher","value":"Visa Inc.","period":"Current source","detail":"Global with regional rules","sourceIds":["visa-core-rules-2026"]},{"label":"Version","value":"2026-04-18 public edition","period":"Current record","detail":"Versioned separately from observation date","sourceIds":["visa-core-rules-2026"]},{"label":"Scope","value":"Visa clients, processors, service providers and merchant participation","period":"Applicability","detail":"Relationship-specific","sourceIds":["visa-core-rules-2026"]},{"label":"Evidence","value":"Primary","period":"2026-08-10","detail":"Official publisher source","sourceIds":["visa-core-rules-2026"]}],"sections":[{"kicker":"Implementation context","title":"What this record establishes","detail":"The Graph only applies the instrument to methods, systems and organizations where a source supports that relationship.","items":[{"label":"Authority","value":"Visa Inc."},{"label":"Perimeter","value":"Visa clients, processors, service providers and merchant participation"},{"label":"Versioning","value":"2026-04-18 public edition"}]}],"notice":{"title":"Not legal advice","detail":"This record maps public requirements and does not determine legal applicability for a specific business."}},"relationships":[{"id":"rel_visa_core_rules","from":"pmt_visa","to":"cmp_visa_core_rules","type":"governed_by","label":"governed by","sourceIds":["visa-core-rules-2026"],"from_entity":"Visa Creditcard","to_entity":"Visa Core Rules and Product and Service Rules"}]},{"id":"cmp_eu_psd2_2015_2366","type":"regulation","name":"Directive (EU) 2015/2366 — PSD2","shortName":"PSD2","collection":"rules","slug":"eu-psd2-2015-2366","description":"The EU payment-services framework covering provider conduct, access, security and strong customer authentication.","summary":"PSD2 is retained as a versioned, source-backed governance record.","aliases":["PSD2","Directive (EU) 2015/2366 — PSD2"],"visual":{"kind":"monogram","value":"REG","label":"PSD2 mark","tone":"gold"},"identifiers":{"Publisher":"European Union","Version":"Directive (EU) 2015/2366","Scope":"Payment services, payment service providers and strong customer authentication","Jurisdiction":"European Union / EEA"},"claims":[{"key":"publisher","label":"Publisher / authority","value":"European Union","sourceIds":["eu-psd2-2015-2366"],"confidence":"high","observedAt":"2026-08-10"},{"key":"scope","label":"Scope","value":"Payment services, payment service providers and strong customer authentication","sourceIds":["eu-psd2-2015-2366"],"confidence":"high","observedAt":"2026-08-10"},{"key":"version","label":"Version / instrument","value":"Directive (EU) 2015/2366","sourceIds":["eu-psd2-2015-2366"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["eu-psd2-2015-2366"],"updatedAt":"2026-08-10","referenceProfile":{"label":"Compliance intelligence","title":"PSD2: scope and implementation context","intro":"The EU payment-services framework covering provider conduct, access, security and strong customer authentication.","metrics":[{"label":"Publisher","value":"European Union","period":"Current source","detail":"European Union / EEA","sourceIds":["eu-psd2-2015-2366"]},{"label":"Version","value":"Directive (EU) 2015/2366","period":"Current record","detail":"Versioned separately from observation date","sourceIds":["eu-psd2-2015-2366"]},{"label":"Scope","value":"Payment services, payment service providers and strong customer authentication","period":"Applicability","detail":"Relationship-specific","sourceIds":["eu-psd2-2015-2366"]},{"label":"Evidence","value":"Primary","period":"2026-08-10","detail":"Official publisher source","sourceIds":["eu-psd2-2015-2366"]}],"sections":[{"kicker":"Implementation context","title":"What this record establishes","detail":"The Graph only applies the instrument to methods, systems and organizations where a source supports that relationship.","items":[{"label":"Authority","value":"European Union"},{"label":"Perimeter","value":"Payment services, payment service providers and strong customer authentication"},{"label":"Versioning","value":"Directive (EU) 2015/2366"}]}],"notice":{"title":"Not legal advice","detail":"This record maps public requirements and does not determine legal applicability for a specific business."}},"relationships":[{"id":"rel_visa_psd2","from":"pmt_visa","to":"cmp_eu_psd2_2015_2366","type":"applies_to","label":"applies to in-scope EEA transactions","sourceIds":["eu-psd2-2015-2366","visa-secure-3ds"],"from_entity":"Visa Creditcard","to_entity":"Directive (EU) 2015/2366 — PSD2"},{"id":"rel_ideal_psd2","from":"pmt_ideal","to":"cmp_eu_psd2_2015_2366","type":"applies_to","label":"operates within","sourceIds":["eu-psd2-2015-2366"],"from_entity":"iDEAL","to_entity":"Directive (EU) 2015/2366 — PSD2"}]},{"id":"cmp_dnb_payment_oversight","type":"regulation","name":"DNB Oversight Regulation for the proper functioning of payment transactions","shortName":"DNB payment oversight","collection":"rules","slug":"dnb-payment-oversight-availability","description":"DNB's oversight framework and interpretation for operational availability and resilience of Dutch payment services, explicitly including iDEAL.","summary":"DNB payment oversight is retained as a versioned, source-backed governance record.","aliases":["DNB payment oversight","DNB Oversight Regulation for the proper functioning of payment transactions"],"visual":{"kind":"monogram","value":"REG","label":"DNB payment oversight mark","tone":"gold"},"identifiers":{"Publisher":"De Nederlandsche Bank","Version":"Current supervisory interpretation","Scope":"Availability, resilience and operational risk for high-volume Dutch payment services including iDEAL","Jurisdiction":"Netherlands"},"claims":[{"key":"publisher","label":"Publisher / authority","value":"De Nederlandsche Bank","sourceIds":["dnb-payment-availability-rule"],"confidence":"high","observedAt":"2026-08-10"},{"key":"scope","label":"Scope","value":"Availability, resilience and operational risk for high-volume Dutch payment services including iDEAL","sourceIds":["dnb-payment-availability-rule"],"confidence":"high","observedAt":"2026-08-10"},{"key":"version","label":"Version / instrument","value":"Current supervisory interpretation","sourceIds":["dnb-payment-availability-rule"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["dnb-payment-availability-rule"],"updatedAt":"2026-08-10","referenceProfile":{"label":"Compliance intelligence","title":"DNB payment oversight: scope and implementation context","intro":"DNB's oversight framework and interpretation for operational availability and resilience of Dutch payment services, explicitly including iDEAL.","metrics":[{"label":"Publisher","value":"De Nederlandsche Bank","period":"Current source","detail":"Netherlands","sourceIds":["dnb-payment-availability-rule"]},{"label":"Version","value":"Current supervisory interpretation","period":"Current record","detail":"Versioned separately from observation date","sourceIds":["dnb-payment-availability-rule"]},{"label":"Scope","value":"Availability, resilience and operational risk for high-volume Dutch payment services including iDEAL","period":"Applicability","detail":"Relationship-specific","sourceIds":["dnb-payment-availability-rule"]},{"label":"Evidence","value":"Primary","period":"2026-08-10","detail":"Official publisher source","sourceIds":["dnb-payment-availability-rule"]}],"sections":[{"kicker":"Implementation context","title":"What this record establishes","detail":"The Graph only applies the instrument to methods, systems and organizations where a source supports that relationship.","items":[{"label":"Authority","value":"De Nederlandsche Bank"},{"label":"Perimeter","value":"Availability, resilience and operational risk for high-volume Dutch payment services including iDEAL"},{"label":"Versioning","value":"Current supervisory interpretation"}]}],"notice":{"title":"Not legal advice","detail":"This record maps public requirements and does not determine legal applicability for a specific business."}},"relationships":[{"id":"rel_ideal_dnb_rule","from":"pmt_ideal","to":"cmp_dnb_payment_oversight","type":"governed_by","label":"subject to availability oversight","sourceIds":["dnb-payment-availability-rule"],"from_entity":"iDEAL","to_entity":"DNB Oversight Regulation for the proper functioning of payment transactions"}]},{"id":"sys_mastercard","type":"card_system","name":"Banknet","shortName":"Banknet","collection":"systems","slug":"banknet","description":"Mastercard's global data transport network for routing authorization, clearing and settlement information between issuers, acquirers and processors.","summary":"The canonical technical network behind Mastercard-branded debit and credit payment methods in the Aurato Graph.","aliases":["Banknet","Mastercard Banknet","Mastercard Network","Mastercard card network"],"visual":{"kind":"monogram","value":"MC","label":"Banknet network mark","tone":"orange"},"identifiers":{"Aurato ID":"sys_mastercard","Type":"Card","Operator":"Mastercard Incorporated","Jurisdiction":"Global","Model":"Open-loop card network","Scheme":"Mastercard"},"claims":[{"key":"operator","label":"Operator","value":"Mastercard Incorporated","sourceIds":["mastercard-fy2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"model","label":"Processing model","value":"Open-loop card network","sourceIds":["mastercard-fy2025"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["mastercard-fy2025"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_fallback_mastercard_banknet","from":"sch_mastercard","to":"sys_mastercard","type":"uses_rail","label":"processed through","sourceIds":["mastercard-fy2025"],"from_entity":"Mastercard","to_entity":"Banknet"},{"id":"rel_mastercard_network_operator","from":"sys_mastercard","to":"ops_mastercard","type":"operated_by","label":"operated by","sourceIds":["mastercard-fy2025"],"from_entity":"Banknet","to_entity":"Mastercard Incorporated"}]},{"id":"sys_american_express","type":"card_system","name":"Amex Network","shortName":"Amex Network","collection":"systems","slug":"amex-network","description":"Amex Network is American Express's global network business connecting licensed issuers, acquirers and American Express-branded card activity.","summary":"The technical network connected to the American Express scheme.","aliases":["Amex Network","American Express Network","GNS","Global Network Services","American Express card network"],"visual":{"kind":"logo","src":"/payment-icons/pmt_amex.svg","label":"Amex Network mark"},"identifiers":{"Aurato ID":"sys_american_express","Type":"Card","Long name":"Global Network Services","Operator":"American Express Company","Jurisdiction":"Global"},"claims":[{"key":"operator","label":"Operator","value":"American Express Company","sourceIds":["amex-fy2025"],"confidence":"high","observedAt":"2026-08-10"},{"key":"model","label":"Processing model","value":"Integrated card network","sourceIds":["amex-fy2025"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["amex-fy2025"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_amex_scheme_network","from":"sch_american_express","to":"sys_american_express","type":"uses_rail","label":"processed through","sourceIds":["amex-fy2025"],"from_entity":"American Express","to_entity":"Amex Network"},{"id":"rel_amex_network_operator","from":"sys_american_express","to":"ops_amex","type":"operated_by","label":"operated by","sourceIds":["amex-fy2025"],"from_entity":"Amex Network","to_entity":"American Express Company"}]},{"id":"sch_american_express","type":"scheme","name":"American Express","shortName":"American Express","collection":"schemes","slug":"american-express","description":"The American Express card scheme used by American Express Card payments.","summary":"The brand and rules layer between the card method and Amex Network.","aliases":["American Express scheme","Amex scheme"],"visual":{"kind":"monogram","value":"AX","label":"American Express scheme mark","tone":"teal"},"identifiers":{"Aurato ID":"sch_american_express","Type":"Card","Subtype":"Global Card","Network":"Amex Network","Jurisdiction":"Global"},"claims":[{"key":"system","label":"Technical system","value":"Amex Network","sourceIds":["amex-fy2025"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["amex-fy2025"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_amex_scheme_method","from":"pmt_amex","to":"sch_american_express","type":"uses_scheme","label":"operates under","sourceIds":["amex-fy2025"],"from_entity":"American Express Card","to_entity":"American Express"},{"id":"rel_amex_scheme_network","from":"sch_american_express","to":"sys_american_express","type":"uses_rail","label":"processed through","sourceIds":["amex-fy2025"],"from_entity":"American Express","to_entity":"Amex Network"}]},{"id":"pmt_visa_debit","type":"payment_method","name":"Visa Debitcard","shortName":"Visa Debitcard","collection":"methods","slug":"visa-debit","description":"Visa-branded debit-card payment method.","summary":"Visa-branded debit-card payment method.","aliases":["Visa Debitcard"],"visual":{"kind":"logo","src":"/payment-icons/pmt_visa.svg","label":"Visa Debitcard mark"},"identifiers":{"Aurato ID":"pmt_visa_debit","Jurisdiction":"Global"},"claims":[{"key":"taxonomy","label":"Taxonomy","value":"Payment method","sourceIds":["visa-fy2025"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["visa-fy2025"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_fallback_visa_debit_scheme","from":"pmt_visa_debit","to":"sch_visa","type":"uses_scheme","label":"operates under","sourceIds":["visa-fy2025"],"from_entity":"Visa Debitcard","to_entity":"Visa"}]},{"id":"pmt_mastercard_debit","type":"payment_method","name":"Mastercard Debitcard","shortName":"Mastercard Debitcard","collection":"methods","slug":"mastercard-debit","description":"Mastercard-branded debit-card payment method.","summary":"Mastercard-branded debit-card payment method.","aliases":["Mastercard Debitcard"],"visual":{"kind":"logo","src":"/payment-icons/pmt_mastercard.svg","label":"Mastercard Debitcard mark"},"identifiers":{"Aurato ID":"pmt_mastercard_debit","Jurisdiction":"Global"},"claims":[{"key":"taxonomy","label":"Taxonomy","value":"Payment method","sourceIds":["mastercard-fy2025"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["mastercard-fy2025"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_fallback_mastercard_debit_scheme","from":"pmt_mastercard_debit","to":"sch_mastercard","type":"uses_scheme","label":"operates under","sourceIds":["mastercard-fy2025"],"from_entity":"Mastercard Debitcard","to_entity":"Mastercard"}]},{"id":"sch_unionpay","type":"scheme","name":"UnionPay","shortName":"UnionPay","collection":"schemes","slug":"unionpay","description":"The scheme used by UnionPay debit and credit card payments.","summary":"The scheme used by UnionPay debit and credit card payments.","aliases":["UnionPay"],"visual":{"kind":"logo","src":"/payment-icons/pmt_unionpay.svg","label":"UnionPay mark"},"identifiers":{"Aurato ID":"sch_unionpay","Jurisdiction":"Global","Type":"Card","Subtype":"Global Card"},"claims":[{"key":"taxonomy","label":"Taxonomy","value":"Scheme","sourceIds":["unionpay-scale"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["unionpay-scale"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_fallback_unionpay_credit_scheme","from":"pmt_unionpay_credit","to":"sch_unionpay","type":"uses_scheme","label":"operates under","sourceIds":["unionpay-scale"],"from_entity":"UnionPay Creditcard","to_entity":"UnionPay"},{"id":"rel_fallback_unionpay_debit_scheme","from":"pmt_unionpay_debit","to":"sch_unionpay","type":"uses_scheme","label":"operates under","sourceIds":["unionpay-scale"],"from_entity":"UnionPay Debitcard","to_entity":"UnionPay"},{"id":"rel_fallback_unionpay_network","from":"sch_unionpay","to":"sys_cups","type":"uses_rail","label":"processed through","sourceIds":["unionpay-scale"],"from_entity":"UnionPay","to_entity":"CUPS"}]},{"id":"sys_cups","type":"card_system","name":"CUPS","shortName":"CUPS","collection":"systems","slug":"cups","description":"China UnionPay System, the technical network connected to the UnionPay scheme.","summary":"China UnionPay System, the technical network connected to the UnionPay scheme.","aliases":["CUPS"],"visual":{"kind":"logo","src":"/payment-icons/pmt_unionpay.svg","label":"CUPS mark"},"identifiers":{"Aurato ID":"sys_cups","Jurisdiction":"Global","Type":"Card","Long name":"China UnionPay System"},"claims":[{"key":"taxonomy","label":"Taxonomy","value":"System","sourceIds":["unionpay-scale"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["unionpay-scale"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_fallback_unionpay_network","from":"sch_unionpay","to":"sys_cups","type":"uses_rail","label":"processed through","sourceIds":["unionpay-scale"],"from_entity":"UnionPay","to_entity":"CUPS"}]},{"id":"sch_jcb","type":"scheme","name":"JCB","shortName":"JCB","collection":"schemes","slug":"jcb","description":"The scheme used by JCB Card payments.","summary":"The scheme used by JCB Card payments.","aliases":["JCB"],"visual":{"kind":"logo","src":"/payment-icons/pmt_jcb.svg","label":"JCB mark"},"identifiers":{"Aurato ID":"sch_jcb","Jurisdiction":"Global","Type":"Card","Subtype":"Global Card"},"claims":[{"key":"taxonomy","label":"Taxonomy","value":"Scheme","sourceIds":["jcb-scale-2025"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["jcb-scale-2025"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_fallback_jcb_scheme","from":"pmt_jcb","to":"sch_jcb","type":"uses_scheme","label":"operates under","sourceIds":["jcb-scale-2025"],"from_entity":"JCB Card","to_entity":"JCB"},{"id":"rel_fallback_jcb_network","from":"sch_jcb","to":"sys_cardnet","type":"uses_rail","label":"processed through","sourceIds":["jcb-scale-2025"],"from_entity":"JCB","to_entity":"JCB Network"}]},{"id":"sys_cardnet","type":"card_system","name":"JCB Network","shortName":"JCB Network","collection":"systems","slug":"jcb-network","description":"JCB-associated authorization and transaction-data processing infrastructure, formerly known as CARDNET.","summary":"JCB-associated authorization and transaction-data processing infrastructure, formerly known as CARDNET.","aliases":["JCB Network"],"visual":{"kind":"logo","src":"/payment-icons/pmt_jcb.svg","label":"JCB Network mark"},"identifiers":{"Aurato ID":"sys_cardnet","Jurisdiction":"Global","Type":"Card"},"claims":[{"key":"taxonomy","label":"Taxonomy","value":"System","sourceIds":["jcb-scale-2025"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["jcb-scale-2025"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_fallback_jcb_network","from":"sch_jcb","to":"sys_cardnet","type":"uses_rail","label":"processed through","sourceIds":["jcb-scale-2025"],"from_entity":"JCB","to_entity":"JCB Network"}]},{"id":"pmt_diners_club","type":"payment_method","name":"Diner Club Card","shortName":"Diner Club Card","collection":"methods","slug":"diners-club-creditcard","description":"Diners Club-branded card payment method.","summary":"Diners Club-branded card payment method.","aliases":["Diner Club Card"],"visual":{"kind":"logo","src":"/payment-icons/pmt_diners_club.svg","label":"Diner Club Card mark"},"identifiers":{"Aurato ID":"pmt_diners_club","Jurisdiction":"Global"},"claims":[{"key":"taxonomy","label":"Taxonomy","value":"Payment method","sourceIds":["discover-diners-network"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["discover-diners-network"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_fallback_diners_scheme","from":"pmt_diners_club","to":"sch_diners_club","type":"uses_scheme","label":"operates under","sourceIds":["discover-diners-network"],"from_entity":"Diner Club Card","to_entity":"Diners Club"}]},{"id":"sch_diners_club","type":"scheme","name":"Diners Club","shortName":"Diners Club","collection":"schemes","slug":"diners-club","description":"The scheme used by Diner Club Card payments.","summary":"The scheme used by Diner Club Card payments.","aliases":["Diners Club"],"visual":{"kind":"logo","src":"/payment-icons/pmt_diners_club.svg","label":"Diners Club mark"},"identifiers":{"Aurato ID":"sch_diners_club","Jurisdiction":"Global","Type":"Card","Subtype":"Global Card"},"claims":[{"key":"taxonomy","label":"Taxonomy","value":"Scheme","sourceIds":["discover-diners-network"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["discover-diners-network"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_fallback_diners_scheme","from":"pmt_diners_club","to":"sch_diners_club","type":"uses_scheme","label":"operates under","sourceIds":["discover-diners-network"],"from_entity":"Diner Club Card","to_entity":"Diners Club"},{"id":"rel_fallback_diners_network","from":"sch_diners_club","to":"sys_dnps","type":"uses_rail","label":"processed through","sourceIds":["discover-diners-network"],"from_entity":"Diners Club","to_entity":"DNPS"}]},{"id":"sys_dnps","type":"card_system","name":"DNPS","shortName":"DNPS","collection":"systems","slug":"dnps","description":"Discover Network Processing System, the technical network connected to the Diners Club scheme.","summary":"Discover Network Processing System, the technical network connected to the Diners Club scheme.","aliases":["DNPS"],"visual":{"kind":"logo","src":"/payment-icons/pmt_diners_club.svg","label":"DNPS mark"},"identifiers":{"Aurato ID":"sys_dnps","Jurisdiction":"Global","Type":"Card","Long name":"Discover Network Processing System"},"claims":[{"key":"taxonomy","label":"Taxonomy","value":"System","sourceIds":["discover-diners-network"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["discover-diners-network"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_fallback_diners_network","from":"sch_diners_club","to":"sys_dnps","type":"uses_rail","label":"processed through","sourceIds":["discover-diners-network"],"from_entity":"Diners Club","to_entity":"DNPS"}]},{"id":"bnk_abn_amro","type":"institution","name":"ABN AMRO Bank N.V.","shortName":"ABN AMRO","collection":"institutions","slug":"abn-amro","description":"ABN AMRO Bank N.V. is the banking institution connected to 4 card products in the current Dutch Cards catalog. The relationship represents the product provider; a separate legal issuer remains visible where applicable.","summary":"Card-provider bank linked to 4 source-backed products.","aliases":["ABN AMRO Bank","ABN AMRO"],"visual":{"kind":"monogram","value":"ABN","label":"ABN AMRO monogram","tone":"teal"},"identifiers":{"Aurato ID":"bnk_abn_amro","Jurisdiction":"Netherlands","Role":"Card-provider bank"},"claims":[{"key":"linked_card_products","label":"Linked card products","value":"4","sourceIds":["card-source-001","card-source-002","card-source-015","card-source-017","card-source-019"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-001","card-source-002","card-source-015","card-source-017","card-source-019"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_crd_nl-abn-amro-abn-amro-debit-mastercard_bnk_abn_amro","from":"crd_nl-abn-amro-abn-amro-debit-mastercard","to":"bnk_abn_amro","type":"issued_by","label":"provided by","sourceIds":["card-source-001","card-source-002"],"from_entity":"ABN AMRO Debit Mastercard","to_entity":"ABN AMRO Bank N.V."},{"id":"rel_crd_nl-abn-amro-abn-amro-credit-card_bnk_abn_amro","from":"crd_nl-abn-amro-abn-amro-credit-card","to":"bnk_abn_amro","type":"issued_by","label":"provided by","sourceIds":["card-source-015","card-source-002"],"from_entity":"ABN AMRO Credit Card","to_entity":"ABN AMRO Bank N.V."},{"id":"rel_crd_nl-abn-amro-abn-amro-gold-card_bnk_abn_amro","from":"crd_nl-abn-amro-abn-amro-gold-card","to":"bnk_abn_amro","type":"issued_by","label":"provided by","sourceIds":["card-source-017","card-source-002"],"from_entity":"ABN AMRO Gold Card","to_entity":"ABN AMRO Bank N.V."},{"id":"rel_crd_nl-abn-amro-abn-amro-studenten-creditcard_bnk_abn_amro","from":"crd_nl-abn-amro-abn-amro-studenten-creditcard","to":"bnk_abn_amro","type":"issued_by","label":"provided by","sourceIds":["card-source-019","card-source-002"],"from_entity":"ABN AMRO Studenten Creditcard","to_entity":"ABN AMRO Bank N.V."}]},{"id":"bnk_ing","type":"institution","name":"ING Bank N.V.","shortName":"ING","collection":"institutions","slug":"ing","description":"ING Bank N.V. is the banking institution connected to 5 card products in the current Dutch Cards catalog. The relationship represents the product provider; a separate legal issuer remains visible where applicable.","summary":"Card-provider bank linked to 5 source-backed products.","aliases":["ING Bank","ING"],"visual":{"kind":"monogram","value":"ING","label":"ING monogram","tone":"teal"},"identifiers":{"Aurato ID":"bnk_ing","Jurisdiction":"Netherlands","Role":"Card-provider bank"},"claims":[{"key":"linked_card_products","label":"Linked card products","value":"5","sourceIds":["card-source-003","card-source-004","card-source-021","card-source-022","card-source-023","card-source-025","card-source-026","card-source-027"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-003","card-source-004","card-source-021","card-source-022","card-source-023","card-source-025","card-source-026","card-source-027"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_crd_nl-ing-ing-debit-card_bnk_ing","from":"crd_nl-ing-ing-debit-card","to":"bnk_ing","type":"issued_by","label":"provided by","sourceIds":["card-source-003","card-source-004"],"from_entity":"ING Debit Card","to_entity":"ING Bank N.V."},{"id":"rel_crd_nl-ing-ing-creditcard-more_bnk_ing","from":"crd_nl-ing-ing-creditcard-more","to":"bnk_ing","type":"issued_by","label":"provided by","sourceIds":["card-source-021","card-source-022"],"from_entity":"ING Creditcard More","to_entity":"ING Bank N.V."},{"id":"rel_crd_nl-ing-ing-creditcard-extra_bnk_ing","from":"crd_nl-ing-ing-creditcard-extra","to":"bnk_ing","type":"issued_by","label":"provided by","sourceIds":["card-source-023","card-source-022"],"from_entity":"ING Creditcard Extra","to_entity":"ING Bank N.V."},{"id":"rel_crd_nl-ing-ing-creditcard-max_bnk_ing","from":"crd_nl-ing-ing-creditcard-max","to":"bnk_ing","type":"issued_by","label":"provided by","sourceIds":["card-source-025","card-source-026"],"from_entity":"ING Creditcard Max","to_entity":"ING Bank N.V."},{"id":"rel_crd_nl-ing-ing-studenten-creditcard-more_bnk_ing","from":"crd_nl-ing-ing-studenten-creditcard-more","to":"bnk_ing","type":"issued_by","label":"provided by","sourceIds":["card-source-027","card-source-022"],"from_entity":"ING Studenten Creditcard More","to_entity":"ING Bank N.V."}]},{"id":"bnk_rabobank","type":"institution","name":"Coöperatieve Rabobank U.A.","shortName":"Rabobank","collection":"institutions","slug":"rabobank","description":"Coöperatieve Rabobank U.A. is the banking institution connected to 2 card products in the current Dutch Cards catalog. The relationship represents the product provider; a separate legal issuer remains visible where applicable.","summary":"Card-provider bank linked to 2 source-backed products.","aliases":["Rabobank Nederland","Rabobank"],"visual":{"kind":"monogram","value":"RAB","label":"Rabobank monogram","tone":"teal"},"identifiers":{"Aurato ID":"bnk_rabobank","Jurisdiction":"Netherlands","Role":"Card-provider bank"},"claims":[{"key":"linked_card_products","label":"Linked card products","value":"2","sourceIds":["card-source-005","card-source-006","card-source-029"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-005","card-source-006","card-source-029"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_crd_nl-rabobank-rabo-betaalpas_bnk_rabobank","from":"crd_nl-rabobank-rabo-betaalpas","to":"bnk_rabobank","type":"issued_by","label":"provided by","sourceIds":["card-source-005","card-source-006"],"from_entity":"Rabo Betaalpas","to_entity":"Coöperatieve Rabobank U.A."},{"id":"rel_crd_nl-rabobank-rabo-goldcard_bnk_rabobank","from":"crd_nl-rabobank-rabo-goldcard","to":"bnk_rabobank","type":"issued_by","label":"provided by","sourceIds":["card-source-029","card-source-006"],"from_entity":"Rabo GoldCard","to_entity":"Coöperatieve Rabobank U.A."}]},{"id":"bnk_asn","type":"institution","name":"ASN Bank N.V.","shortName":"ASN Bank","collection":"institutions","slug":"asn-bank","description":"ASN Bank N.V. is the banking institution connected to 3 card products in the current Dutch Cards catalog. The relationship represents the product provider; a separate legal issuer remains visible where applicable.","summary":"Card-provider bank linked to 3 source-backed products.","aliases":["ASN","ASN Bank"],"visual":{"kind":"monogram","value":"ASN","label":"ASN Bank monogram","tone":"teal"},"identifiers":{"Aurato ID":"bnk_asn","Jurisdiction":"Netherlands","Role":"Card-provider bank"},"claims":[{"key":"linked_card_products","label":"Linked card products","value":"3","sourceIds":["card-source-007","card-source-008","card-source-031","card-source-032"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-007","card-source-008","card-source-031","card-source-032"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_crd_nl-asn-bank-asn-betaalpas_bnk_asn","from":"crd_nl-asn-bank-asn-betaalpas","to":"bnk_asn","type":"issued_by","label":"provided by","sourceIds":["card-source-007","card-source-008"],"from_entity":"ASN Betaalpas","to_entity":"ASN Bank N.V."},{"id":"rel_crd_nl-asn-bank-asn-creditcard_bnk_asn","from":"crd_nl-asn-bank-asn-creditcard","to":"bnk_asn","type":"issued_by","label":"provided by","sourceIds":["card-source-031","card-source-032"],"from_entity":"ASN Creditcard","to_entity":"ASN Bank N.V."},{"id":"rel_crd_nl-asn-bank-asn-studenten-creditcard_bnk_asn","from":"crd_nl-asn-bank-asn-studenten-creditcard","to":"bnk_asn","type":"issued_by","label":"provided by","sourceIds":["card-source-031","card-source-032"],"from_entity":"ASN Studenten Creditcard","to_entity":"ASN Bank N.V."}]},{"id":"bnk_triodos","type":"institution","name":"Triodos Bank N.V.","shortName":"Triodos Bank","collection":"institutions","slug":"triodos-bank","description":"Triodos Bank N.V. is the banking institution connected to 1 card product in the current Dutch Cards catalog. The relationship represents the product provider; a separate legal issuer remains visible where applicable.","summary":"Card-provider bank linked to 1 source-backed product.","aliases":["Triodos","Triodos Bank"],"visual":{"kind":"monogram","value":"TRI","label":"Triodos Bank monogram","tone":"teal"},"identifiers":{"Aurato ID":"bnk_triodos","Jurisdiction":"Netherlands","Role":"Card-provider bank"},"claims":[{"key":"linked_card_products","label":"Linked card products","value":"1","sourceIds":["card-source-009","card-source-010"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-009","card-source-010"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_crd_nl-triodos-bank-triodos-betaalpas_bnk_triodos","from":"crd_nl-triodos-bank-triodos-betaalpas","to":"bnk_triodos","type":"issued_by","label":"provided by","sourceIds":["card-source-009","card-source-010"],"from_entity":"Triodos Betaalpas","to_entity":"Triodos Bank N.V."}]},{"id":"bnk_knab","type":"institution","name":"Knab N.V.","shortName":"Knab","collection":"institutions","slug":"knab","description":"Knab N.V. is the banking institution connected to 2 card products in the current Dutch Cards catalog. The relationship represents the product provider; a separate legal issuer remains visible where applicable.","summary":"Card-provider bank linked to 2 source-backed products.","aliases":["Knab Bank","Knab"],"visual":{"kind":"monogram","value":"K","label":"Knab monogram","tone":"teal"},"identifiers":{"Aurato ID":"bnk_knab","Jurisdiction":"Netherlands","Role":"Card-provider bank"},"claims":[{"key":"linked_card_products","label":"Linked card products","value":"2","sourceIds":["card-source-011","card-source-012","card-source-035"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-011","card-source-012","card-source-035"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_crd_nl-knab-knab-debit-mastercard_bnk_knab","from":"crd_nl-knab-knab-debit-mastercard","to":"bnk_knab","type":"issued_by","label":"provided by","sourceIds":["card-source-011","card-source-012"],"from_entity":"Knab Debit Mastercard","to_entity":"Knab N.V."},{"id":"rel_crd_nl-knab-knab-creditcard_bnk_knab","from":"crd_nl-knab-knab-creditcard","to":"bnk_knab","type":"issued_by","label":"provided by","sourceIds":["card-source-035"],"from_entity":"Knab Creditcard","to_entity":"Knab N.V."}]},{"id":"bnk_van_lanschot_kempen","type":"institution","name":"Van Lanschot Kempen N.V.","shortName":"Van Lanschot Kempen","collection":"institutions","slug":"van-lanschot-kempen","description":"Van Lanschot Kempen N.V. is the banking institution connected to 2 card products in the current Dutch Cards catalog. The relationship represents the product provider; a separate legal issuer remains visible where applicable.","summary":"Card-provider bank linked to 2 source-backed products.","aliases":["Van Lanschot","Kempen","Van Lanschot Kempen"],"visual":{"kind":"monogram","value":"VLK","label":"Van Lanschot Kempen monogram","tone":"teal"},"identifiers":{"Aurato ID":"bnk_van_lanschot_kempen","Jurisdiction":"Netherlands","Role":"Card-provider bank"},"claims":[{"key":"linked_card_products","label":"Linked card products","value":"2","sourceIds":["card-source-013","card-source-014"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-013","card-source-014"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_crd_nl-van-lanschot-kempen-van-lanschot-wereldpas_bnk_van_lanschot_kempen","from":"crd_nl-van-lanschot-kempen-van-lanschot-wereldpas","to":"bnk_van_lanschot_kempen","type":"issued_by","label":"provided by","sourceIds":["card-source-013","card-source-014"],"from_entity":"Van Lanschot Wereldpas","to_entity":"Van Lanschot Kempen N.V."},{"id":"rel_crd_nl-van-lanschot-kempen-van-lanschot-kempen-creditcard-g_bnk_van_lanschot_kempen","from":"crd_nl-van-lanschot-kempen-van-lanschot-kempen-creditcard-g","to":"bnk_van_lanschot_kempen","type":"issued_by","label":"provided by","sourceIds":["card-source-013","card-source-014"],"from_entity":"Van Lanschot Kempen Creditcard Gold","to_entity":"Van Lanschot Kempen N.V."}]},{"id":"bnk_bank_ten_cate","type":"institution","name":"Bank ten Cate & Cie N.V.","shortName":"Bank ten Cate","collection":"institutions","slug":"bank-ten-cate","description":"Bank ten Cate & Cie N.V. is the banking institution connected to 1 card product in the current Dutch Cards catalog. The relationship represents the product provider; a separate legal issuer remains visible where applicable.","summary":"Card-provider bank linked to 1 source-backed product.","aliases":["Bank ten Cate / ICS","Bank ten Cate / ICS"],"visual":{"kind":"monogram","value":"BTC","label":"Bank ten Cate monogram","tone":"teal"},"identifiers":{"Aurato ID":"bnk_bank_ten_cate","Jurisdiction":"Netherlands","Role":"Card-provider bank"},"claims":[{"key":"linked_card_products","label":"Linked card products","value":"1","sourceIds":["card-source-084","card-source-077"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-084","card-source-077"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_crd_nl-bank-ten-cate-ics-bank-ten-cate-world-card-gold_bnk_bank_ten_cate","from":"crd_nl-bank-ten-cate-ics-bank-ten-cate-world-card-gold","to":"bnk_bank_ten_cate","type":"issued_by","label":"provided by","sourceIds":["card-source-084","card-source-077"],"from_entity":"Bank ten Cate World Card Gold","to_entity":"Bank ten Cate & Cie N.V."}]},{"id":"bnk_bunq","type":"institution","name":"bunq B.V.","shortName":"bunq","collection":"institutions","slug":"bunq","description":"bunq B.V. is the banking institution connected to 7 card products in the current Dutch Cards catalog. The relationship represents the product provider; a separate legal issuer remains visible where applicable.","summary":"Card-provider bank linked to 7 source-backed products.","aliases":["bunq bank","bunq"],"visual":{"kind":"monogram","value":"BQ","label":"bunq monogram","tone":"teal"},"identifiers":{"Aurato ID":"bnk_bunq","Jurisdiction":"Netherlands","Role":"Card-provider bank"},"claims":[{"key":"linked_card_products","label":"Linked card products","value":"7","sourceIds":["card-source-086","card-source-087","card-source-088"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-086","card-source-087","card-source-088"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_crd_nl-bunq-bunq-free-credit-card_bnk_bunq","from":"crd_nl-bunq-bunq-free-credit-card","to":"bnk_bunq","type":"issued_by","label":"provided by","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Free Credit Card","to_entity":"bunq B.V."},{"id":"rel_crd_nl-bunq-bunq-core-debit-mastercard_bnk_bunq","from":"crd_nl-bunq-bunq-core-debit-mastercard","to":"bnk_bunq","type":"issued_by","label":"provided by","sourceIds":["card-source-088","card-source-087"],"from_entity":"bunq Core Debit Mastercard","to_entity":"bunq B.V."},{"id":"rel_crd_nl-bunq-bunq-core-credit-card_bnk_bunq","from":"crd_nl-bunq-bunq-core-credit-card","to":"bnk_bunq","type":"issued_by","label":"provided by","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Core Credit Card","to_entity":"bunq B.V."},{"id":"rel_crd_nl-bunq-bunq-pro-debit-mastercard_bnk_bunq","from":"crd_nl-bunq-bunq-pro-debit-mastercard","to":"bnk_bunq","type":"issued_by","label":"provided by","sourceIds":["card-source-088","card-source-087"],"from_entity":"bunq Pro Debit Mastercard","to_entity":"bunq B.V."},{"id":"rel_crd_nl-bunq-bunq-pro-credit-card_bnk_bunq","from":"crd_nl-bunq-bunq-pro-credit-card","to":"bnk_bunq","type":"issued_by","label":"provided by","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Pro Credit Card","to_entity":"bunq B.V."},{"id":"rel_crd_nl-bunq-bunq-elite-debit-mastercard_bnk_bunq","from":"crd_nl-bunq-bunq-elite-debit-mastercard","to":"bnk_bunq","type":"issued_by","label":"provided by","sourceIds":["card-source-088","card-source-087"],"from_entity":"bunq Elite Debit Mastercard","to_entity":"bunq B.V."},{"id":"rel_crd_nl-bunq-bunq-elite-credit-card_bnk_bunq","from":"crd_nl-bunq-bunq-elite-credit-card","to":"bnk_bunq","type":"issued_by","label":"provided by","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Elite Credit Card","to_entity":"bunq B.V."}]},{"id":"bnk_revolut","type":"institution","name":"Revolut Bank UAB","shortName":"Revolut","collection":"institutions","slug":"revolut","description":"Revolut Bank UAB is the banking institution connected to 5 card products in the current Dutch Cards catalog. The relationship represents the product provider; a separate legal issuer remains visible where applicable.","summary":"Card-provider bank linked to 5 source-backed products.","aliases":["Revolut Bank","Revolut"],"visual":{"kind":"monogram","value":"REV","label":"Revolut monogram","tone":"teal"},"identifiers":{"Aurato ID":"bnk_revolut","Jurisdiction":"Lithuania","Role":"Card-provider bank"},"claims":[{"key":"linked_card_products","label":"Linked card products","value":"5","sourceIds":["card-source-100","card-source-101"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-100","card-source-101"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_crd_nl-revolut-revolut-standard-card_bnk_revolut","from":"crd_nl-revolut-revolut-standard-card","to":"bnk_revolut","type":"issued_by","label":"provided by","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Standard Card","to_entity":"Revolut Bank UAB"},{"id":"rel_crd_nl-revolut-revolut-plus-card_bnk_revolut","from":"crd_nl-revolut-revolut-plus-card","to":"bnk_revolut","type":"issued_by","label":"provided by","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Plus Card","to_entity":"Revolut Bank UAB"},{"id":"rel_crd_nl-revolut-revolut-premium-card_bnk_revolut","from":"crd_nl-revolut-revolut-premium-card","to":"bnk_revolut","type":"issued_by","label":"provided by","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Premium Card","to_entity":"Revolut Bank UAB"},{"id":"rel_crd_nl-revolut-revolut-metal-card_bnk_revolut","from":"crd_nl-revolut-revolut-metal-card","to":"bnk_revolut","type":"issued_by","label":"provided by","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Metal Card","to_entity":"Revolut Bank UAB"},{"id":"rel_crd_nl-revolut-revolut-ultra-card_bnk_revolut","from":"crd_nl-revolut-revolut-ultra-card","to":"bnk_revolut","type":"issued_by","label":"provided by","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Ultra Card","to_entity":"Revolut Bank UAB"}]},{"id":"bnk_n26","type":"institution","name":"N26 Bank SE","shortName":"N26","collection":"institutions","slug":"n26","description":"N26 Bank SE is the banking institution connected to 4 card products in the current Dutch Cards catalog. The relationship represents the product provider; a separate legal issuer remains visible where applicable.","summary":"Card-provider bank linked to 4 source-backed products.","aliases":["N26 Bank","N26"],"visual":{"kind":"monogram","value":"N26","label":"N26 monogram","tone":"teal"},"identifiers":{"Aurato ID":"bnk_n26","Jurisdiction":"Germany","Role":"Card-provider bank"},"claims":[{"key":"linked_card_products","label":"Linked card products","value":"4","sourceIds":["card-source-110"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-110"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_crd_nl-n26-n26-standard-mastercard_bnk_n26","from":"crd_nl-n26-n26-standard-mastercard","to":"bnk_n26","type":"issued_by","label":"provided by","sourceIds":["card-source-110"],"from_entity":"N26 Standard Mastercard","to_entity":"N26 Bank SE"},{"id":"rel_crd_nl-n26-n26-smart-mastercard_bnk_n26","from":"crd_nl-n26-n26-smart-mastercard","to":"bnk_n26","type":"issued_by","label":"provided by","sourceIds":["card-source-110"],"from_entity":"N26 Smart Mastercard","to_entity":"N26 Bank SE"},{"id":"rel_crd_nl-n26-n26-go-mastercard_bnk_n26","from":"crd_nl-n26-n26-go-mastercard","to":"bnk_n26","type":"issued_by","label":"provided by","sourceIds":["card-source-110"],"from_entity":"N26 Go Mastercard","to_entity":"N26 Bank SE"},{"id":"rel_crd_nl-n26-n26-metal-mastercard_bnk_n26","from":"crd_nl-n26-n26-metal-mastercard","to":"bnk_n26","type":"issued_by","label":"provided by","sourceIds":["card-source-110"],"from_entity":"N26 Metal Mastercard","to_entity":"N26 Bank SE"}]},{"id":"bnk_trade_republic","type":"institution","name":"Trade Republic Bank GmbH","shortName":"Trade Republic","collection":"institutions","slug":"trade-republic","description":"Trade Republic Bank GmbH is the banking institution connected to 3 card products in the current Dutch Cards catalog. The relationship represents the product provider; a separate legal issuer remains visible where applicable.","summary":"Card-provider bank linked to 3 source-backed products.","aliases":["Trade Republic Bank","Trade Republic"],"visual":{"kind":"monogram","value":"TR","label":"Trade Republic monogram","tone":"teal"},"identifiers":{"Aurato ID":"bnk_trade_republic","Jurisdiction":"Germany","Role":"Card-provider bank"},"claims":[{"key":"linked_card_products","label":"Linked card products","value":"3","sourceIds":["card-source-115"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-115"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_crd_nl-trade-republic-trade-republic-virtual-card_bnk_trade_republic","from":"crd_nl-trade-republic-trade-republic-virtual-card","to":"bnk_trade_republic","type":"issued_by","label":"provided by","sourceIds":["card-source-115"],"from_entity":"Trade Republic Virtual Card","to_entity":"Trade Republic Bank GmbH"},{"id":"rel_crd_nl-trade-republic-trade-republic-classic-card_bnk_trade_republic","from":"crd_nl-trade-republic-trade-republic-classic-card","to":"bnk_trade_republic","type":"issued_by","label":"provided by","sourceIds":["card-source-115"],"from_entity":"Trade Republic Classic Card","to_entity":"Trade Republic Bank GmbH"},{"id":"rel_crd_nl-trade-republic-trade-republic-mirror-card_bnk_trade_republic","from":"crd_nl-trade-republic-trade-republic-mirror-card","to":"bnk_trade_republic","type":"issued_by","label":"provided by","sourceIds":["card-source-115"],"from_entity":"Trade Republic Mirror Card","to_entity":"Trade Republic Bank GmbH"}]},{"id":"bnk_openbank","type":"institution","name":"Open Bank S.A.","shortName":"Openbank","collection":"institutions","slug":"openbank","description":"Open Bank S.A. is the banking institution connected to 2 card products in the current Dutch Cards catalog. The relationship represents the product provider; a separate legal issuer remains visible where applicable.","summary":"Card-provider bank linked to 2 source-backed products.","aliases":["Open Bank","Openbank by Santander","Openbank"],"visual":{"kind":"monogram","value":"OB","label":"Openbank monogram","tone":"teal"},"identifiers":{"Aurato ID":"bnk_openbank","Jurisdiction":"Spain","Role":"Card-provider bank"},"claims":[{"key":"linked_card_products","label":"Linked card products","value":"2","sourceIds":["card-source-122","card-source-123","card-source-124"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-122","card-source-123","card-source-124"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_crd_nl-openbank-openbank-r42-debit-mastercard_bnk_openbank","from":"crd_nl-openbank-openbank-r42-debit-mastercard","to":"bnk_openbank","type":"issued_by","label":"provided by","sourceIds":["card-source-122","card-source-123"],"from_entity":"Openbank R42 Debit Mastercard","to_entity":"Open Bank S.A."},{"id":"rel_crd_nl-openbank-openbank-r42-metal-card_bnk_openbank","from":"crd_nl-openbank-openbank-r42-metal-card","to":"bnk_openbank","type":"issued_by","label":"provided by","sourceIds":["card-source-124","card-source-123"],"from_entity":"Openbank R42 Metal Card","to_entity":"Open Bank S.A."}]},{"id":"bnk_klarna","type":"institution","name":"Klarna Bank AB","shortName":"Klarna","collection":"institutions","slug":"klarna","description":"Klarna Bank AB is the banking institution connected to 1 card product in the current Dutch Cards catalog. The relationship represents the product provider; a separate legal issuer remains visible where applicable.","summary":"Card-provider bank linked to 1 source-backed product.","aliases":["Klarna Bank","Klarna"],"visual":{"kind":"monogram","value":"K","label":"Klarna monogram","tone":"teal"},"identifiers":{"Aurato ID":"bnk_klarna","Jurisdiction":"Sweden","Role":"Card-provider bank"},"claims":[{"key":"linked_card_products","label":"Linked card products","value":"1","sourceIds":["card-source-146","card-source-147"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-146","card-source-147"],"updatedAt":"2026-08-10","relationships":[{"id":"rel_crd_nl-klarna-klarna-card_bnk_klarna","from":"crd_nl-klarna-klarna-card","to":"bnk_klarna","type":"issued_by","label":"provided by","sourceIds":["card-source-146","card-source-147"],"from_entity":"Klarna Card","to_entity":"Klarna Bank AB"}]},{"id":"crd_nl-abn-amro-abn-amro-debit-mastercard","type":"card_product","name":"ABN AMRO Debit Mastercard","shortName":"ABN AMRO Debit Mastercard","collection":"cards","slug":"nl-abn-amro-abn-amro-debit-mastercard","description":"ABN AMRO Debit Mastercard is a debit card product available in Netherlands from ABN AMRO, with Mastercard Debit acceptance.","summary":"ABN AMRO · Debit · Mastercard Debit · Netherlands","aliases":["ABN AMRO","ABN AMRO Bank N.V.","Mastercard Debit","Debit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-abn-amro-abn-amro-debit-mastercard","Provider":"ABN AMRO","Legal issuer / programme":"ABN AMRO Bank N.V.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-001","card-source-002"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-001","card-source-002"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-001","card-source-002"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-001","card-source-002"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-001","card-source-002"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-abn-amro-abn-amro-debit-mastercard","slug":"nl-abn-amro-abn-amro-debit-mastercard","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-abn-amro-abn-amro-debit-mastercard","product_name":"ABN AMRO Debit Mastercard","provider":"ABN AMRO","legal_issuer":"ABN AMRO Bank N.V.","issuer_country":"NL","provider_type":"Dutch bank","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Mastercard Debit","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"ABN AMRO Basic Payment Package; card included","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":4.3,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.abnamro.nl/nl/prive/betalen/betaalpas/mastercard/index.html","pricing_url":"https://www.abnamro.nl/en/personal/payments/fees/everyday-banking.html","evidence_quality":"High","scheduled_change":null,"notes":"Monthly fee shown is the general Basic Payment Package; student/youth packages can be free.","verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-abn-amro-abn-amro-debit-mastercard_nl","from":"crd_nl-abn-amro-abn-amro-debit-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-001","card-source-002"],"from_entity":"ABN AMRO Debit Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-abn-amro-abn-amro-debit-mastercard_pmt_mastercard","from":"crd_nl-abn-amro-abn-amro-debit-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-001","card-source-002"],"from_entity":"ABN AMRO Debit Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-abn-amro-abn-amro-debit-mastercard_bnk_abn_amro","from":"crd_nl-abn-amro-abn-amro-debit-mastercard","to":"bnk_abn_amro","type":"issued_by","label":"provided by","sourceIds":["card-source-001","card-source-002"],"from_entity":"ABN AMRO Debit Mastercard","to_entity":"ABN AMRO Bank N.V."}]},{"id":"crd_nl-ing-ing-debit-card","type":"card_product","name":"ING Debit Card","shortName":"ING Debit Card","collection":"cards","slug":"nl-ing-ing-debit-card","description":"ING Debit Card is a debit card product available in Netherlands from ING, with Visa Debit or Debit Mastercard (issuer allocation) acceptance.","summary":"ING · Debit · Visa Debit or Debit Mastercard (issuer allocation) · Netherlands","aliases":["ING","ING Bank N.V.","Visa Debit or Debit Mastercard (issuer allocation)","Debit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"V·M","label":"Visa Debit or Debit Mastercard (issuer allocation) card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-ing-ing-debit-card","Provider":"ING","Legal issuer / programme":"ING Bank N.V.","Card brand":"Visa / Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-003","card-source-004"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-003","card-source-004"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-003","card-source-004"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa / Mastercard","sourceIds":["card-source-003","card-source-004"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-003","card-source-004"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-ing-ing-debit-card","slug":"nl-ing-ing-debit-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-ing-ing-debit-card","product_name":"ING Debit Card","provider":"ING","legal_issuer":"ING Bank N.V.","issuer_country":"NL","provider_type":"Dutch bank","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Visa Debit or Debit Mastercard (issuer allocation)","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"ING current-account package; card included","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":4,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.ing.nl/particulier/betalen/passen/nieuwe-betaalpas","pricing_url":"https://www.ing.nl/particulier/pakketten/pakketten-vergelijken","evidence_quality":"High","scheduled_change":null,"notes":"Customer generally cannot select Visa versus Mastercard; package price shown from ING Go.","verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-ing-ing-debit-card_nl","from":"crd_nl-ing-ing-debit-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-003","card-source-004"],"from_entity":"ING Debit Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-ing-ing-debit-card_pmt_visa","from":"crd_nl-ing-ing-debit-card","to":"pmt_visa","type":"branded_as","label":"available card brand","sourceIds":["card-source-003","card-source-004"],"from_entity":"ING Debit Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-ing-ing-debit-card_pmt_mastercard","from":"crd_nl-ing-ing-debit-card","to":"pmt_mastercard","type":"branded_as","label":"available card brand","sourceIds":["card-source-003","card-source-004"],"from_entity":"ING Debit Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-ing-ing-debit-card_bnk_ing","from":"crd_nl-ing-ing-debit-card","to":"bnk_ing","type":"issued_by","label":"provided by","sourceIds":["card-source-003","card-source-004"],"from_entity":"ING Debit Card","to_entity":"ING Bank N.V."}]},{"id":"crd_nl-rabobank-rabo-betaalpas","type":"card_product","name":"Rabo Betaalpas","shortName":"Rabo Betaalpas","collection":"cards","slug":"nl-rabobank-rabo-betaalpas","description":"Rabo Betaalpas is a debit card product available in Netherlands from Rabobank, with Visa Debit or Debit Mastercard (issuer allocation) acceptance.","summary":"Rabobank · Debit · Visa Debit or Debit Mastercard (issuer allocation) · Netherlands","aliases":["Rabobank","Coöperatieve Rabobank U.A.","Visa Debit or Debit Mastercard (issuer allocation)","Debit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"V·M","label":"Visa Debit or Debit Mastercard (issuer allocation) card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-rabobank-rabo-betaalpas","Provider":"Rabobank","Legal issuer / programme":"Coöperatieve Rabobank U.A.","Card brand":"Visa / Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-005","card-source-006"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-005","card-source-006"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-005","card-source-006"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa / Mastercard","sourceIds":["card-source-005","card-source-006"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-005","card-source-006"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-rabobank-rabo-betaalpas","slug":"nl-rabobank-rabo-betaalpas","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-rabobank-rabo-betaalpas","product_name":"Rabo Betaalpas","provider":"Rabobank","legal_issuer":"Coöperatieve Rabobank U.A.","issuer_country":"NL","provider_type":"Dutch bank","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Visa Debit or Debit Mastercard (issuer allocation)","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Rabobank payment package; card included","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":3.6,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":"Garmin Pay; Fitbit Pay","online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.rabobank.nl/particulieren/betalen/betaalpas/visa-debit-mastercard","pricing_url":"https://www.rabobank.nl/particulieren/betalen/bankrekening/keuzehulp","evidence_quality":"High","scheduled_change":null,"notes":"Price shown is Rabo Standaard; Rabo Free is €0 for eligible 18–28 year olds and Rabo Comfort costs more.","verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-rabobank-rabo-betaalpas_nl","from":"crd_nl-rabobank-rabo-betaalpas","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-005","card-source-006"],"from_entity":"Rabo Betaalpas","to_entity":"Netherlands"},{"id":"rel_crd_nl-rabobank-rabo-betaalpas_pmt_visa","from":"crd_nl-rabobank-rabo-betaalpas","to":"pmt_visa","type":"branded_as","label":"available card brand","sourceIds":["card-source-005","card-source-006"],"from_entity":"Rabo Betaalpas","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-rabobank-rabo-betaalpas_pmt_mastercard","from":"crd_nl-rabobank-rabo-betaalpas","to":"pmt_mastercard","type":"branded_as","label":"available card brand","sourceIds":["card-source-005","card-source-006"],"from_entity":"Rabo Betaalpas","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-rabobank-rabo-betaalpas_bnk_rabobank","from":"crd_nl-rabobank-rabo-betaalpas","to":"bnk_rabobank","type":"issued_by","label":"provided by","sourceIds":["card-source-005","card-source-006"],"from_entity":"Rabo Betaalpas","to_entity":"Coöperatieve Rabobank U.A."}]},{"id":"crd_nl-asn-bank-asn-betaalpas","type":"card_product","name":"ASN Betaalpas","shortName":"ASN Betaalpas","collection":"cards","slug":"nl-asn-bank-asn-betaalpas","description":"ASN Betaalpas is a debit card product available in Netherlands from ASN Bank, with Visa Debit acceptance.","summary":"ASN Bank · Debit · Visa Debit · Netherlands","aliases":["ASN Bank","ASN Bank N.V.","Visa Debit","Debit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"V","label":"Visa Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-asn-bank-asn-betaalpas","Provider":"ASN Bank","Legal issuer / programme":"ASN Bank N.V.","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-007","card-source-008"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-007","card-source-008"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-007","card-source-008"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-007","card-source-008"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-007","card-source-008"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-asn-bank-asn-betaalpas","slug":"nl-asn-bank-asn-betaalpas","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-asn-bank-asn-betaalpas","product_name":"ASN Betaalpas","provider":"ASN Bank","legal_issuer":"ASN Bank N.V.","issuer_country":"NL","provider_type":"Dutch bank","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Visa Debit","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"ASN current account; one card included","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":4,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.asnbank.nl/service/asn-betaalpas/nieuwe-betaalpas.html","pricing_url":"https://www.asnbank.nl/downloads/tarievenwijzer-1.html","evidence_quality":"High","scheduled_change":null,"notes":"ASN is migrating its consumer debit-card base to Visa Debit during 2026.","verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-asn-bank-asn-betaalpas_nl","from":"crd_nl-asn-bank-asn-betaalpas","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-007","card-source-008"],"from_entity":"ASN Betaalpas","to_entity":"Netherlands"},{"id":"rel_crd_nl-asn-bank-asn-betaalpas_pmt_visa","from":"crd_nl-asn-bank-asn-betaalpas","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-007","card-source-008"],"from_entity":"ASN Betaalpas","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-asn-bank-asn-betaalpas_bnk_asn","from":"crd_nl-asn-bank-asn-betaalpas","to":"bnk_asn","type":"issued_by","label":"provided by","sourceIds":["card-source-007","card-source-008"],"from_entity":"ASN Betaalpas","to_entity":"ASN Bank N.V."}]},{"id":"crd_nl-triodos-bank-triodos-betaalpas","type":"card_product","name":"Triodos Betaalpas","shortName":"Triodos Betaalpas","collection":"cards","slug":"nl-triodos-bank-triodos-betaalpas","description":"Triodos Betaalpas is a debit card product available in Netherlands from Triodos Bank, with Visa Debit acceptance.","summary":"Triodos Bank · Debit · Visa Debit · Netherlands","aliases":["Triodos Bank","Triodos Bank N.V.","Visa Debit","Debit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"V","label":"Visa Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-triodos-bank-triodos-betaalpas","Provider":"Triodos Bank","Legal issuer / programme":"Triodos Bank N.V.","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-009","card-source-010"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-009","card-source-010"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-009","card-source-010"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-009","card-source-010"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-009","card-source-010"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-triodos-bank-triodos-betaalpas","slug":"nl-triodos-bank-triodos-betaalpas","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-triodos-bank-triodos-betaalpas","product_name":"Triodos Betaalpas","provider":"Triodos Bank","legal_issuer":"Triodos Bank N.V.","issuer_country":"NL","provider_type":"Dutch bank","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Visa Debit","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Triodos Internet Betaalrekening","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Standard purchase limit €1,500/day; can be raised; ATM standard €500/day","annual_card_fee":0,"monthly_plan_fee":5,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":"Issuer positions account as values-led/sustainable banking","primary_url":"https://www.triodos.nl/service/particulieren/betalen/betaalpas","pricing_url":"https://www.triodos.nl/betalen/internet-betaalrekening","evidence_quality":"High","scheduled_change":null,"notes":"Triodos explicitly does not offer a consumer credit card.","verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-triodos-bank-triodos-betaalpas_nl","from":"crd_nl-triodos-bank-triodos-betaalpas","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-009","card-source-010"],"from_entity":"Triodos Betaalpas","to_entity":"Netherlands"},{"id":"rel_crd_nl-triodos-bank-triodos-betaalpas_pmt_visa","from":"crd_nl-triodos-bank-triodos-betaalpas","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-009","card-source-010"],"from_entity":"Triodos Betaalpas","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-triodos-bank-triodos-betaalpas_bnk_triodos","from":"crd_nl-triodos-bank-triodos-betaalpas","to":"bnk_triodos","type":"issued_by","label":"provided by","sourceIds":["card-source-009","card-source-010"],"from_entity":"Triodos Betaalpas","to_entity":"Triodos Bank N.V."}]},{"id":"crd_nl-knab-knab-debit-mastercard","type":"card_product","name":"Knab Debit Mastercard","shortName":"Knab Debit Mastercard","collection":"cards","slug":"nl-knab-knab-debit-mastercard","description":"Knab Debit Mastercard is a debit card product available in Netherlands from Knab, with Debit Mastercard acceptance.","summary":"Knab · Debit · Debit Mastercard · Netherlands","aliases":["Knab","Knab N.V.","Debit Mastercard","Debit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"MC","label":"Debit Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-knab-knab-debit-mastercard","Provider":"Knab","Legal issuer / programme":"Knab N.V.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-011","card-source-012"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-011","card-source-012"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-011","card-source-012"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-011","card-source-012"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-011","card-source-012"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-knab-knab-debit-mastercard","slug":"nl-knab-knab-debit-mastercard","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-knab-knab-debit-mastercard","product_name":"Knab Debit Mastercard","provider":"Knab","legal_issuer":"Knab N.V.","issuer_country":"NL","provider_type":"Dutch digital bank","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Debit Mastercard","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Knab consumer current account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Online payments standard €5,000/day; configurable up to €50,000","annual_card_fee":0,"monthly_plan_fee":7,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.013999999999999999,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.knab.nl/particulier/betalen/betaalpas/debit-mastercard","pricing_url":"https://www.knab.nl/particulier/betalen/betaalpas/paslimieten","evidence_quality":"High","scheduled_change":null,"notes":"Account-plan fee should be rechecked against the tariff applicable to the selected Knab package.","verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-knab-knab-debit-mastercard_nl","from":"crd_nl-knab-knab-debit-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-011","card-source-012"],"from_entity":"Knab Debit Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-knab-knab-debit-mastercard_pmt_mastercard","from":"crd_nl-knab-knab-debit-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-011","card-source-012"],"from_entity":"Knab Debit Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-knab-knab-debit-mastercard_bnk_knab","from":"crd_nl-knab-knab-debit-mastercard","to":"bnk_knab","type":"issued_by","label":"provided by","sourceIds":["card-source-011","card-source-012"],"from_entity":"Knab Debit Mastercard","to_entity":"Knab N.V."}]},{"id":"crd_nl-van-lanschot-kempen-van-lanschot-wereldpas","type":"card_product","name":"Van Lanschot Wereldpas","shortName":"Van Lanschot Wereldpas","collection":"cards","slug":"nl-van-lanschot-kempen-van-lanschot-wereldpas","description":"Van Lanschot Wereldpas is a debit card product available in Netherlands from Van Lanschot Kempen, with Unverified acceptance.","summary":"Van Lanschot Kempen · Debit · Unverified · Netherlands","aliases":["Van Lanschot Kempen","Van Lanschot Kempen N.V.","Unverified","Debit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"CARD","label":"Unverified card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-van-lanschot-kempen-van-lanschot-wereldpas","Provider":"Van Lanschot Kempen","Legal issuer / programme":"Van Lanschot Kempen N.V.","Card brand":"Unverified","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-013","card-source-014"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-013","card-source-014"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-013","card-source-014"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Unverified","sourceIds":["card-source-013","card-source-014"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-013","card-source-014"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-van-lanschot-kempen-van-lanschot-wereldpas","slug":"nl-van-lanschot-kempen-van-lanschot-wereldpas","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-van-lanschot-kempen-van-lanschot-wereldpas","product_name":"Van Lanschot Wereldpas","provider":"Van Lanschot Kempen","legal_issuer":"Van Lanschot Kempen N.V.","issuer_country":"NL","provider_type":"Private bank","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Unverified","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Van Lanschot Kempen private-banking relationship","restricted_segment":"Private-banking clients who invest or finance with Van Lanschot Kempen","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Unverified","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.vanlanschotkempen.com/nl-nl/private-banking/betalen","pricing_url":"https://www.vanlanschotkempen.com/nl-nl/private-banking/betalen/voorwaarden","evidence_quality":"Medium","scheduled_change":null,"notes":"Public pages do not state a stand-alone card fee or network.","verified_date":"2026-08-10","fill_rate":0.7959183673469388},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-van-lanschot-kempen-van-lanschot-wereldpas_nl","from":"crd_nl-van-lanschot-kempen-van-lanschot-wereldpas","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-013","card-source-014"],"from_entity":"Van Lanschot Wereldpas","to_entity":"Netherlands"},{"id":"rel_crd_nl-van-lanschot-kempen-van-lanschot-wereldpas_bnk_van_lanschot_kempen","from":"crd_nl-van-lanschot-kempen-van-lanschot-wereldpas","to":"bnk_van_lanschot_kempen","type":"issued_by","label":"provided by","sourceIds":["card-source-013","card-source-014"],"from_entity":"Van Lanschot Wereldpas","to_entity":"Van Lanschot Kempen N.V."}]},{"id":"crd_nl-abn-amro-abn-amro-credit-card","type":"card_product","name":"ABN AMRO Credit Card","shortName":"ABN AMRO Credit Card","collection":"cards","slug":"nl-abn-amro-abn-amro-credit-card","description":"ABN AMRO Credit Card is a credit card product available in Netherlands from ABN AMRO, with Mastercard acceptance.","summary":"ABN AMRO · Credit · Mastercard · Netherlands","aliases":["ABN AMRO","International Card Services B.V. / ABN AMRO","Mastercard","Credit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-abn-amro-abn-amro-credit-card","Provider":"ABN AMRO","Legal issuer / programme":"International Card Services B.V. / ABN AMRO","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-015","card-source-002"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-015","card-source-002"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-015","card-source-002"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-015","card-source-002"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-015","card-source-002"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-abn-amro-abn-amro-credit-card","slug":"nl-abn-amro-abn-amro-credit-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-abn-amro-abn-amro-credit-card","product_name":"ABN AMRO Credit Card","provider":"ABN AMRO","legal_issuer":"International Card Services B.V. / ABN AMRO","issuer_country":"NL","provider_type":"Dutch bank / card issuer","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Mastercard","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"ABN AMRO payment account","restricted_segment":"None stated","min_age":18,"min_income_net_month":1500,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":1000,"credit_limit_max":5000,"spend_limit_model":"Approved credit limit","annual_card_fee":30.6,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":12.6,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":180,"travel_insurance":"Limited travel inconvenience cover","rental_car_cover":"No","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.abnamro.nl/nl/prive/betalen/creditcards/credit-card/index.html","pricing_url":"https://www.abnamro.nl/en/personal/payments/fees/everyday-banking.html","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.9387755102040817},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-abn-amro-abn-amro-credit-card_nl","from":"crd_nl-abn-amro-abn-amro-credit-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-015","card-source-002"],"from_entity":"ABN AMRO Credit Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-abn-amro-abn-amro-credit-card_pmt_mastercard","from":"crd_nl-abn-amro-abn-amro-credit-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-015","card-source-002"],"from_entity":"ABN AMRO Credit Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-abn-amro-abn-amro-credit-card_bnk_abn_amro","from":"crd_nl-abn-amro-abn-amro-credit-card","to":"bnk_abn_amro","type":"issued_by","label":"provided by","sourceIds":["card-source-015","card-source-002"],"from_entity":"ABN AMRO Credit Card","to_entity":"ABN AMRO Bank N.V."}]},{"id":"crd_nl-abn-amro-abn-amro-gold-card","type":"card_product","name":"ABN AMRO Gold Card","shortName":"ABN AMRO Gold Card","collection":"cards","slug":"nl-abn-amro-abn-amro-gold-card","description":"ABN AMRO Gold Card is a credit card product available in Netherlands from ABN AMRO, with Mastercard acceptance.","summary":"ABN AMRO · Credit · Mastercard · Netherlands","aliases":["ABN AMRO","International Card Services B.V. / ABN AMRO","Mastercard","Credit","Consumer","Netherlands","Gold"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-abn-amro-abn-amro-gold-card","Provider":"ABN AMRO","Legal issuer / programme":"International Card Services B.V. / ABN AMRO","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-017","card-source-002"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-017","card-source-002"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-017","card-source-002"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-017","card-source-002"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-017","card-source-002"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-abn-amro-abn-amro-gold-card","slug":"nl-abn-amro-abn-amro-gold-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-abn-amro-abn-amro-gold-card","product_name":"ABN AMRO Gold Card","provider":"ABN AMRO","legal_issuer":"International Card Services B.V. / ABN AMRO","issuer_country":"NL","provider_type":"Dutch bank / card issuer","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Mastercard","tier":"Gold","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"ABN AMRO payment account","restricted_segment":"None stated","min_age":18,"min_income_net_month":1500,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":1000,"credit_limit_max":5000,"spend_limit_model":"Approved credit limit","annual_card_fee":53.4,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":25.2,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":365,"travel_insurance":"Limited travel inconvenience cover","rental_car_cover":"Rental-car excess up to policy limit","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.abnamro.nl/nl/prive/betalen/creditcards/gold-card/index.html","pricing_url":"https://www.abnamro.nl/en/personal/payments/fees/everyday-banking.html","evidence_quality":"High","scheduled_change":null,"notes":"A higher limit can be assessed; total ICS limit across cards is capped under applicable policy.","verified_date":"2026-08-10","fill_rate":0.9387755102040817},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-abn-amro-abn-amro-gold-card_nl","from":"crd_nl-abn-amro-abn-amro-gold-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-017","card-source-002"],"from_entity":"ABN AMRO Gold Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-abn-amro-abn-amro-gold-card_pmt_mastercard","from":"crd_nl-abn-amro-abn-amro-gold-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-017","card-source-002"],"from_entity":"ABN AMRO Gold Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-abn-amro-abn-amro-gold-card_bnk_abn_amro","from":"crd_nl-abn-amro-abn-amro-gold-card","to":"bnk_abn_amro","type":"issued_by","label":"provided by","sourceIds":["card-source-017","card-source-002"],"from_entity":"ABN AMRO Gold Card","to_entity":"ABN AMRO Bank N.V."}]},{"id":"crd_nl-abn-amro-abn-amro-studenten-creditcard","type":"card_product","name":"ABN AMRO Studenten Creditcard","shortName":"ABN AMRO Studenten Creditcard","collection":"cards","slug":"nl-abn-amro-abn-amro-studenten-creditcard","description":"ABN AMRO Studenten Creditcard is a credit card product available in Netherlands from ABN AMRO, with Mastercard acceptance.","summary":"ABN AMRO · Credit · Mastercard · Netherlands","aliases":["ABN AMRO","International Card Services B.V. / ABN AMRO","Mastercard","Credit","Consumer","Netherlands","Student"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-abn-amro-abn-amro-studenten-creditcard","Provider":"ABN AMRO","Legal issuer / programme":"International Card Services B.V. / ABN AMRO","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-019","card-source-002"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-019","card-source-002"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-019","card-source-002"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-019","card-source-002"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-019","card-source-002"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-abn-amro-abn-amro-studenten-creditcard","slug":"nl-abn-amro-abn-amro-studenten-creditcard","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-abn-amro-abn-amro-studenten-creditcard","product_name":"ABN AMRO Studenten Creditcard","provider":"ABN AMRO","legal_issuer":"International Card Services B.V. / ABN AMRO","issuer_country":"NL","provider_type":"Dutch bank / card issuer","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Mastercard","tier":"Student","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"ABN AMRO Studentenrekening","restricted_segment":"Students; ABN student-account eligibility","min_age":18,"min_income_net_month":500,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":500,"credit_limit_max":2500,"spend_limit_model":"Approved credit limit","annual_card_fee":15.72,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":180,"travel_insurance":"Limited travel inconvenience cover","rental_car_cover":"No","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.abnamro.nl/nl/prive/betalen/creditcards/studenten-creditcard/index.html","pricing_url":"https://www.abnamro.nl/en/personal/payments/fees/everyday-banking.html","evidence_quality":"High","scheduled_change":null,"notes":"DUO and allowances do not count toward the stated €500 monthly-income threshold.","verified_date":"2026-08-10","fill_rate":0.9183673469387755},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-abn-amro-abn-amro-studenten-creditcard_nl","from":"crd_nl-abn-amro-abn-amro-studenten-creditcard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-019","card-source-002"],"from_entity":"ABN AMRO Studenten Creditcard","to_entity":"Netherlands"},{"id":"rel_crd_nl-abn-amro-abn-amro-studenten-creditcard_pmt_mastercard","from":"crd_nl-abn-amro-abn-amro-studenten-creditcard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-019","card-source-002"],"from_entity":"ABN AMRO Studenten Creditcard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-abn-amro-abn-amro-studenten-creditcard_bnk_abn_amro","from":"crd_nl-abn-amro-abn-amro-studenten-creditcard","to":"bnk_abn_amro","type":"issued_by","label":"provided by","sourceIds":["card-source-019","card-source-002"],"from_entity":"ABN AMRO Studenten Creditcard","to_entity":"ABN AMRO Bank N.V."}]},{"id":"crd_nl-ing-ing-creditcard-more","type":"card_product","name":"ING Creditcard More","shortName":"ING Creditcard More","collection":"cards","slug":"nl-ing-ing-creditcard-more","description":"ING Creditcard More is a credit card product available in Netherlands from ING, with Mastercard acceptance.","summary":"ING · Credit · Mastercard · Netherlands","aliases":["ING","ING Bank N.V.","Mastercard","Credit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-ing-ing-creditcard-more","Provider":"ING","Legal issuer / programme":"ING Bank N.V.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-021","card-source-022"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-021","card-source-022"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-021","card-source-022"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-021","card-source-022"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-021","card-source-022"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-ing-ing-creditcard-more","slug":"nl-ing-ing-creditcard-more","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-ing-ing-creditcard-more","product_name":"ING Creditcard More","provider":"ING","legal_issuer":"ING Bank N.V.","issuer_country":"NL","provider_type":"Dutch bank","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Mastercard","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"ING current account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":1000,"credit_limit_max":5000,"spend_limit_model":"Approved credit limit","annual_card_fee":24,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":365,"travel_insurance":"Limited travel inconvenience cover","rental_car_cover":"No","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.ing.nl/particulier/betalen/creditcards/creditcard","pricing_url":"https://www.ing.nl/particulier/betalen/tarieven/creditcards","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.8979591836734694},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-ing-ing-creditcard-more_nl","from":"crd_nl-ing-ing-creditcard-more","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-021","card-source-022"],"from_entity":"ING Creditcard More","to_entity":"Netherlands"},{"id":"rel_crd_nl-ing-ing-creditcard-more_pmt_mastercard","from":"crd_nl-ing-ing-creditcard-more","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-021","card-source-022"],"from_entity":"ING Creditcard More","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-ing-ing-creditcard-more_bnk_ing","from":"crd_nl-ing-ing-creditcard-more","to":"bnk_ing","type":"issued_by","label":"provided by","sourceIds":["card-source-021","card-source-022"],"from_entity":"ING Creditcard More","to_entity":"ING Bank N.V."}]},{"id":"crd_nl-ing-ing-creditcard-extra","type":"card_product","name":"ING Creditcard Extra","shortName":"ING Creditcard Extra","collection":"cards","slug":"nl-ing-ing-creditcard-extra","description":"ING Creditcard Extra is a credit card product available in Netherlands from ING, with Mastercard acceptance.","summary":"ING · Credit · Mastercard · Netherlands","aliases":["ING","ING Bank N.V.","Mastercard","Credit","Consumer","Netherlands","Premium"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-ing-ing-creditcard-extra","Provider":"ING","Legal issuer / programme":"ING Bank N.V.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-023","card-source-022"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-023","card-source-022"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-023","card-source-022"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-023","card-source-022"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-023","card-source-022"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-ing-ing-creditcard-extra","slug":"nl-ing-ing-creditcard-extra","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-ing-ing-creditcard-extra","product_name":"ING Creditcard Extra","provider":"ING","legal_issuer":"ING Bank N.V.","issuer_country":"NL","provider_type":"Dutch bank","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Mastercard","tier":"Premium","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"ING current account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":1000,"credit_limit_max":20000,"spend_limit_model":"Approved credit limit","annual_card_fee":52.2,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":365,"travel_insurance":"Yes","rental_car_cover":"No","delivery_protection":"Yes","rewards":"Foreign-currency fee benefit up to plan threshold","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.ing.nl/particulier/betalen/creditcards/platinumcard","pricing_url":"https://www.ing.nl/particulier/betalen/tarieven/creditcards","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.8979591836734694},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-ing-ing-creditcard-extra_nl","from":"crd_nl-ing-ing-creditcard-extra","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-023","card-source-022"],"from_entity":"ING Creditcard Extra","to_entity":"Netherlands"},{"id":"rel_crd_nl-ing-ing-creditcard-extra_pmt_mastercard","from":"crd_nl-ing-ing-creditcard-extra","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-023","card-source-022"],"from_entity":"ING Creditcard Extra","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-ing-ing-creditcard-extra_bnk_ing","from":"crd_nl-ing-ing-creditcard-extra","to":"bnk_ing","type":"issued_by","label":"provided by","sourceIds":["card-source-023","card-source-022"],"from_entity":"ING Creditcard Extra","to_entity":"ING Bank N.V."}]},{"id":"crd_nl-ing-ing-creditcard-max","type":"card_product","name":"ING Creditcard Max","shortName":"ING Creditcard Max","collection":"cards","slug":"nl-ing-ing-creditcard-max","description":"ING Creditcard Max is a credit card product available in Netherlands from ING, with Mastercard acceptance.","summary":"ING · Credit · Mastercard · Netherlands","aliases":["ING","ING Bank N.V.","Mastercard","Credit","Consumer","Netherlands","Metal / premium"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-ing-ing-creditcard-max","Provider":"ING","Legal issuer / programme":"ING Bank N.V.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-025","card-source-026"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-025","card-source-026"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-025","card-source-026"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-025","card-source-026"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-025","card-source-026"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-ing-ing-creditcard-max","slug":"nl-ing-ing-creditcard-max","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-ing-ing-creditcard-max","product_name":"ING Creditcard Max","provider":"ING","legal_issuer":"ING Bank N.V.","issuer_country":"NL","provider_type":"Dutch bank","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Mastercard","tier":"Metal / premium","form_factor":"Physical + virtual","material":"Metal","account_required":"Yes","required_account_or_membership":"ING Max package","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":1000,"credit_limit_max":50000,"spend_limit_model":"Approved credit limit","annual_card_fee":0,"monthly_plan_fee":44.99,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":365,"travel_insurance":"Yes","rental_car_cover":"Yes","delivery_protection":"Yes","rewards":"Premium package benefits","lounge_access":"Included lounge/Fast Track benefits under package terms","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.ing.nl/particulier/betalen/creditcards/creditcard-max","pricing_url":"https://www.ing.nl/particulier/pakketten/ing-max","evidence_quality":"High","scheduled_change":null,"notes":"Card is included in the ING Max package; monthly package fee shown.","verified_date":"2026-08-10","fill_rate":0.9183673469387755},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-ing-ing-creditcard-max_nl","from":"crd_nl-ing-ing-creditcard-max","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-025","card-source-026"],"from_entity":"ING Creditcard Max","to_entity":"Netherlands"},{"id":"rel_crd_nl-ing-ing-creditcard-max_pmt_mastercard","from":"crd_nl-ing-ing-creditcard-max","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-025","card-source-026"],"from_entity":"ING Creditcard Max","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-ing-ing-creditcard-max_bnk_ing","from":"crd_nl-ing-ing-creditcard-max","to":"bnk_ing","type":"issued_by","label":"provided by","sourceIds":["card-source-025","card-source-026"],"from_entity":"ING Creditcard Max","to_entity":"ING Bank N.V."}]},{"id":"crd_nl-ing-ing-studenten-creditcard-more","type":"card_product","name":"ING Studenten Creditcard More","shortName":"ING Studenten Creditcard More","collection":"cards","slug":"nl-ing-ing-studenten-creditcard-more","description":"ING Studenten Creditcard More is a credit card product available in Netherlands from ING, with Mastercard acceptance.","summary":"ING · Credit · Mastercard · Netherlands","aliases":["ING","ING Bank N.V.","Mastercard","Credit","Consumer","Netherlands","Student"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-ing-ing-studenten-creditcard-more","Provider":"ING","Legal issuer / programme":"ING Bank N.V.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-027","card-source-022"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-027","card-source-022"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-027","card-source-022"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-027","card-source-022"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-027","card-source-022"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-ing-ing-studenten-creditcard-more","slug":"nl-ing-ing-studenten-creditcard-more","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-ing-ing-studenten-creditcard-more","product_name":"ING Studenten Creditcard More","provider":"ING","legal_issuer":"ING Bank N.V.","issuer_country":"NL","provider_type":"Dutch bank","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Mastercard","tier":"Student","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"ING Student account","restricted_segment":"Students aged 18–29","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":null,"credit_limit_max":1000,"spend_limit_model":"Approved credit limit","annual_card_fee":14.4,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":365,"travel_insurance":"Limited travel inconvenience cover","rental_car_cover":"No","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.ing.nl/particulier/betalen/creditcards/studenten-creditcard","pricing_url":"https://www.ing.nl/particulier/betalen/tarieven/creditcards","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.8775510204081632},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-ing-ing-studenten-creditcard-more_nl","from":"crd_nl-ing-ing-studenten-creditcard-more","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-027","card-source-022"],"from_entity":"ING Studenten Creditcard More","to_entity":"Netherlands"},{"id":"rel_crd_nl-ing-ing-studenten-creditcard-more_pmt_mastercard","from":"crd_nl-ing-ing-studenten-creditcard-more","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-027","card-source-022"],"from_entity":"ING Studenten Creditcard More","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-ing-ing-studenten-creditcard-more_bnk_ing","from":"crd_nl-ing-ing-studenten-creditcard-more","to":"bnk_ing","type":"issued_by","label":"provided by","sourceIds":["card-source-027","card-source-022"],"from_entity":"ING Studenten Creditcard More","to_entity":"ING Bank N.V."}]},{"id":"crd_nl-rabobank-rabo-goldcard","type":"card_product","name":"Rabo GoldCard","shortName":"Rabo GoldCard","collection":"cards","slug":"nl-rabobank-rabo-goldcard","description":"Rabo GoldCard is a credit card product available in Netherlands from Rabobank, with Mastercard acceptance.","summary":"Rabobank · Credit · Mastercard · Netherlands","aliases":["Rabobank","Coöperatieve Rabobank U.A.","Mastercard","Credit","Consumer","Netherlands","Gold"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-rabobank-rabo-goldcard","Provider":"Rabobank","Legal issuer / programme":"Coöperatieve Rabobank U.A.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-029","card-source-006"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-029","card-source-006"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-029","card-source-006"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-029","card-source-006"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-029","card-source-006"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-rabobank-rabo-goldcard","slug":"nl-rabobank-rabo-goldcard","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-rabobank-rabo-goldcard","product_name":"Rabo GoldCard","provider":"Rabobank","legal_issuer":"Coöperatieve Rabobank U.A.","issuer_country":"NL","provider_type":"Dutch bank","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Mastercard","tier":"Gold","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Rabo payment package","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":null,"credit_limit_max":10000,"spend_limit_model":"Approved credit limit","annual_card_fee":24,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":360,"travel_insurance":"Limited travel inconvenience cover","rental_car_cover":"Yes","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":"Garmin Pay; Fitbit Pay","online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.rabobank.nl/particulieren/betalen/creditcard/rabo-goldcard","pricing_url":"https://www.rabobank.nl/particulieren/betalen/bankrekening/keuzehulp","evidence_quality":"High","scheduled_change":null,"notes":"Fee shown is the general Rabo Standaard add-on (€2/month); Rabo Free and Comfort have different packaging. RaboCard is closed to new applications.","verified_date":"2026-08-10","fill_rate":0.8775510204081632},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-rabobank-rabo-goldcard_nl","from":"crd_nl-rabobank-rabo-goldcard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-029","card-source-006"],"from_entity":"Rabo GoldCard","to_entity":"Netherlands"},{"id":"rel_crd_nl-rabobank-rabo-goldcard_pmt_mastercard","from":"crd_nl-rabobank-rabo-goldcard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-029","card-source-006"],"from_entity":"Rabo GoldCard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-rabobank-rabo-goldcard_bnk_rabobank","from":"crd_nl-rabobank-rabo-goldcard","to":"bnk_rabobank","type":"issued_by","label":"provided by","sourceIds":["card-source-029","card-source-006"],"from_entity":"Rabo GoldCard","to_entity":"Coöperatieve Rabobank U.A."}]},{"id":"crd_nl-asn-bank-asn-creditcard","type":"card_product","name":"ASN Creditcard","shortName":"ASN Creditcard","collection":"cards","slug":"nl-asn-bank-asn-creditcard","description":"ASN Creditcard is a credit card product available in Netherlands from ASN Bank, with Visa acceptance.","summary":"ASN Bank · Credit · Visa · Netherlands","aliases":["ASN Bank","International Card Services B.V.","Visa","Credit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"V","label":"Visa card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-asn-bank-asn-creditcard","Provider":"ASN Bank","Legal issuer / programme":"International Card Services B.V.","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-031","card-source-032"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-031","card-source-032"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-031","card-source-032"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-031","card-source-032"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-031","card-source-032"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-asn-bank-asn-creditcard","slug":"nl-asn-bank-asn-creditcard","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-asn-bank-asn-creditcard","product_name":"ASN Creditcard","provider":"ASN Bank","legal_issuer":"International Card Services B.V.","issuer_country":"NL","provider_type":"Dutch bank / card issuer","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Visa","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"ASN payment account","restricted_segment":"None stated","min_age":18,"min_income_net_month":1500,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":1000,"credit_limit_max":5000,"spend_limit_model":"Approved credit limit","annual_card_fee":37.5,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":180,"travel_insurance":"Limited travel inconvenience cover","rental_car_cover":"No","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.asnbank.nl/betalen/asn-creditcard.html","pricing_url":"https://www.asnbank.nl/betalen/asn-creditcard/kosten-asn-creditcard.html","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.9183673469387755},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-asn-bank-asn-creditcard_nl","from":"crd_nl-asn-bank-asn-creditcard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-031","card-source-032"],"from_entity":"ASN Creditcard","to_entity":"Netherlands"},{"id":"rel_crd_nl-asn-bank-asn-creditcard_pmt_visa","from":"crd_nl-asn-bank-asn-creditcard","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-031","card-source-032"],"from_entity":"ASN Creditcard","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-asn-bank-asn-creditcard_bnk_asn","from":"crd_nl-asn-bank-asn-creditcard","to":"bnk_asn","type":"issued_by","label":"provided by","sourceIds":["card-source-031","card-source-032"],"from_entity":"ASN Creditcard","to_entity":"ASN Bank N.V."}]},{"id":"crd_nl-asn-bank-asn-studenten-creditcard","type":"card_product","name":"ASN Studenten Creditcard","shortName":"ASN Studenten Creditcard","collection":"cards","slug":"nl-asn-bank-asn-studenten-creditcard","description":"ASN Studenten Creditcard is a credit card product available in Netherlands from ASN Bank, with Visa acceptance.","summary":"ASN Bank · Credit · Visa · Netherlands","aliases":["ASN Bank","International Card Services B.V.","Visa","Credit","Consumer","Netherlands","Student"],"visual":{"kind":"monogram","value":"V","label":"Visa card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-asn-bank-asn-studenten-creditcard","Provider":"ASN Bank","Legal issuer / programme":"International Card Services B.V.","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-031","card-source-032"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-031","card-source-032"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-031","card-source-032"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-031","card-source-032"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-031","card-source-032"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-asn-bank-asn-studenten-creditcard","slug":"nl-asn-bank-asn-studenten-creditcard","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-asn-bank-asn-studenten-creditcard","product_name":"ASN Studenten Creditcard","provider":"ASN Bank","legal_issuer":"International Card Services B.V.","issuer_country":"NL","provider_type":"Dutch bank / card issuer","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Visa","tier":"Student","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Eligible ASN student payment account","restricted_segment":"Students","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":null,"credit_limit_max":2500,"spend_limit_model":"Approved credit limit","annual_card_fee":27.5,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":180,"travel_insurance":"Limited travel inconvenience cover","rental_car_cover":"No","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.asnbank.nl/betalen/asn-creditcard.html","pricing_url":"https://www.asnbank.nl/betalen/asn-creditcard/kosten-asn-creditcard.html","evidence_quality":"Medium","scheduled_change":null,"notes":"Student tariff is public; exact current eligibility/limit is less explicit on the product page.","verified_date":"2026-08-10","fill_rate":0.8775510204081632},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-asn-bank-asn-studenten-creditcard_nl","from":"crd_nl-asn-bank-asn-studenten-creditcard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-031","card-source-032"],"from_entity":"ASN Studenten Creditcard","to_entity":"Netherlands"},{"id":"rel_crd_nl-asn-bank-asn-studenten-creditcard_pmt_visa","from":"crd_nl-asn-bank-asn-studenten-creditcard","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-031","card-source-032"],"from_entity":"ASN Studenten Creditcard","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-asn-bank-asn-studenten-creditcard_bnk_asn","from":"crd_nl-asn-bank-asn-studenten-creditcard","to":"bnk_asn","type":"issued_by","label":"provided by","sourceIds":["card-source-031","card-source-032"],"from_entity":"ASN Studenten Creditcard","to_entity":"ASN Bank N.V."}]},{"id":"crd_nl-knab-knab-creditcard","type":"card_product","name":"Knab Creditcard","shortName":"Knab Creditcard","collection":"cards","slug":"nl-knab-knab-creditcard","description":"Knab Creditcard is a credit card product available in Netherlands from Knab, with Mastercard acceptance.","summary":"Knab · Credit · Mastercard · Netherlands","aliases":["Knab","International Card Services B.V.","Mastercard","Credit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-knab-knab-creditcard","Provider":"Knab","Legal issuer / programme":"International Card Services B.V.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-035"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-035"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-035"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-035"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-035"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-knab-knab-creditcard","slug":"nl-knab-knab-creditcard","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-knab-knab-creditcard","product_name":"Knab Creditcard","provider":"Knab","legal_issuer":"International Card Services B.V.","issuer_country":"NL","provider_type":"Dutch digital bank / card issuer","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Mastercard","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Knab consumer current account","restricted_segment":"None stated","min_age":18,"min_income_net_month":1500,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":500,"credit_limit_max":5000,"spend_limit_model":"Approved credit limit","annual_card_fee":28,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":180,"travel_insurance":"Limited travel inconvenience cover","rental_car_cover":"No","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.knab.nl/particulier/betalen/creditcard/knab-creditcard","pricing_url":"https://www.knab.nl/particulier/betalen/creditcard/knab-creditcard","evidence_quality":"High","scheduled_change":null,"notes":"Cash withdrawals are generally 4% under the published Knab/ICS tariff.","verified_date":"2026-08-10","fill_rate":0.9183673469387755},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-knab-knab-creditcard_nl","from":"crd_nl-knab-knab-creditcard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-035"],"from_entity":"Knab Creditcard","to_entity":"Netherlands"},{"id":"rel_crd_nl-knab-knab-creditcard_pmt_mastercard","from":"crd_nl-knab-knab-creditcard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-035"],"from_entity":"Knab Creditcard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-knab-knab-creditcard_bnk_knab","from":"crd_nl-knab-knab-creditcard","to":"bnk_knab","type":"issued_by","label":"provided by","sourceIds":["card-source-035"],"from_entity":"Knab Creditcard","to_entity":"Knab N.V."}]},{"id":"crd_nl-van-lanschot-kempen-van-lanschot-kempen-creditcard-g","type":"card_product","name":"Van Lanschot Kempen Creditcard Gold","shortName":"Van Lanschot Kempen Creditcard Gold","collection":"cards","slug":"nl-van-lanschot-kempen-van-lanschot-kempen-creditcard-g","description":"Van Lanschot Kempen Creditcard Gold is a credit card product available in Netherlands from Van Lanschot Kempen, with Mastercard acceptance.","summary":"Van Lanschot Kempen · Credit · Mastercard · Netherlands","aliases":["Van Lanschot Kempen","International Card Services B.V.","Mastercard","Credit","Consumer","Netherlands","Gold"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-van-lanschot-kempen-van-lanschot-kempen-creditcard-g","Provider":"Van Lanschot Kempen","Legal issuer / programme":"International Card Services B.V.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-013","card-source-014"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-013","card-source-014"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-013","card-source-014"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-013","card-source-014"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-013","card-source-014"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-van-lanschot-kempen-van-lanschot-kempen-creditcard-g","slug":"nl-van-lanschot-kempen-van-lanschot-kempen-creditcard-g","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-van-lanschot-kempen-van-lanschot-kempen-creditcard-g","product_name":"Van Lanschot Kempen Creditcard Gold","provider":"Van Lanschot Kempen","legal_issuer":"International Card Services B.V.","issuer_country":"NL","provider_type":"Private bank / card issuer","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Mastercard","tier":"Gold","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Van Lanschot Kempen private-banking relationship","restricted_segment":"Private-banking clients","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Approved credit limit","annual_card_fee":null,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":365,"travel_insurance":"Limited travel inconvenience cover","rental_car_cover":"No","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.vanlanschotkempen.com/nl-nl/private-banking/betalen","pricing_url":"https://www.vanlanschotkempen.com/nl-nl/private-banking/betalen/voorwaarden","evidence_quality":"Medium","scheduled_change":null,"notes":"Public pages confirm the card and client restriction but not a stand-alone annual fee.","verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-van-lanschot-kempen-van-lanschot-kempen-creditcard-g_nl","from":"crd_nl-van-lanschot-kempen-van-lanschot-kempen-creditcard-g","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-013","card-source-014"],"from_entity":"Van Lanschot Kempen Creditcard Gold","to_entity":"Netherlands"},{"id":"rel_crd_nl-van-lanschot-kempen-van-lanschot-kempen-creditcard-g_pmt_mastercard","from":"crd_nl-van-lanschot-kempen-van-lanschot-kempen-creditcard-g","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-013","card-source-014"],"from_entity":"Van Lanschot Kempen Creditcard Gold","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-van-lanschot-kempen-van-lanschot-kempen-creditcard-g_bnk_van_lanschot_kempen","from":"crd_nl-van-lanschot-kempen-van-lanschot-kempen-creditcard-g","to":"bnk_van_lanschot_kempen","type":"issued_by","label":"provided by","sourceIds":["card-source-013","card-source-014"],"from_entity":"Van Lanschot Kempen Creditcard Gold","to_entity":"Van Lanschot Kempen N.V."}]},{"id":"crd_nl-ics-visa-world-card","type":"card_product","name":"Visa World Card","shortName":"Visa World Card","collection":"cards","slug":"nl-ics-visa-world-card","description":"Visa World Card is a credit card product available in Netherlands from ICS, with Visa acceptance.","summary":"ICS · Credit · Visa · Netherlands","aliases":["ICS","International Card Services B.V.","Visa","Credit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"V","label":"Visa card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-ics-visa-world-card","Provider":"ICS","Legal issuer / programme":"International Card Services B.V.","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-038","card-source-039"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-038","card-source-039"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-038","card-source-039"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-038","card-source-039"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-038","card-source-039"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-ics-visa-world-card","slug":"nl-ics-visa-world-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-ics-visa-world-card","product_name":"Visa World Card","provider":"ICS","legal_issuer":"International Card Services B.V.","issuer_country":"NL","provider_type":"Independent card issuer","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Visa","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"None stated","restricted_segment":"None stated","min_age":18,"min_income_net_month":1500,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":null,"credit_limit_max":5000,"spend_limit_model":"Approved credit limit","annual_card_fee":42.95,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":21.95,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"4% of withdrawal","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":180,"travel_insurance":"Limited travel inconvenience cover","rental_car_cover":"No","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.icscards.nl/creditcard-aanvragen/visa-world-card","pricing_url":"https://www.icscards.nl/creditcards-vergelijken","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.9183673469387755},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-ics-visa-world-card_nl","from":"crd_nl-ics-visa-world-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-038","card-source-039"],"from_entity":"Visa World Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-ics-visa-world-card_pmt_visa","from":"crd_nl-ics-visa-world-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-038","card-source-039"],"from_entity":"Visa World Card","to_entity":"Visa Creditcard"}]},{"id":"crd_nl-ics-visa-world-card-gold","type":"card_product","name":"Visa World Card Gold","shortName":"Visa World Card Gold","collection":"cards","slug":"nl-ics-visa-world-card-gold","description":"Visa World Card Gold is a credit card product available in Netherlands from ICS, with Visa acceptance.","summary":"ICS · Credit · Visa · Netherlands","aliases":["ICS","International Card Services B.V.","Visa","Credit","Consumer","Netherlands","Gold"],"visual":{"kind":"monogram","value":"V","label":"Visa card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-ics-visa-world-card-gold","Provider":"ICS","Legal issuer / programme":"International Card Services B.V.","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-040","card-source-039"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-040","card-source-039"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-040","card-source-039"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-040","card-source-039"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-040","card-source-039"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-ics-visa-world-card-gold","slug":"nl-ics-visa-world-card-gold","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-ics-visa-world-card-gold","product_name":"Visa World Card Gold","provider":"ICS","legal_issuer":"International Card Services B.V.","issuer_country":"NL","provider_type":"Independent card issuer","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Visa","tier":"Gold","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"None stated","restricted_segment":"None stated","min_age":18,"min_income_net_month":1500,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":null,"credit_limit_max":5000,"spend_limit_model":"Approved credit limit","annual_card_fee":57.95,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":15,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"4% of withdrawal","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":365,"travel_insurance":"Yes","rental_car_cover":"No","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.icscards.nl/gold/creditcard-aanvragen/visa-world-card-gold","pricing_url":"https://www.icscards.nl/creditcards-vergelijken","evidence_quality":"High","scheduled_change":"Annual fee announced to change to €59.50 on 2026-09-15","notes":null,"verified_date":"2026-08-10","fill_rate":0.9183673469387755},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-ics-visa-world-card-gold_nl","from":"crd_nl-ics-visa-world-card-gold","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-040","card-source-039"],"from_entity":"Visa World Card Gold","to_entity":"Netherlands"},{"id":"rel_crd_nl-ics-visa-world-card-gold_pmt_visa","from":"crd_nl-ics-visa-world-card-gold","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-040","card-source-039"],"from_entity":"Visa World Card Gold","to_entity":"Visa Creditcard"}]},{"id":"crd_nl-ics-visa-world-card-platinum","type":"card_product","name":"Visa World Card Platinum","shortName":"Visa World Card Platinum","collection":"cards","slug":"nl-ics-visa-world-card-platinum","description":"Visa World Card Platinum is a credit card product available in Netherlands from ICS, with Visa acceptance.","summary":"ICS · Credit · Visa · Netherlands","aliases":["ICS","International Card Services B.V.","Visa","Credit","Consumer","Netherlands","Platinum"],"visual":{"kind":"monogram","value":"V","label":"Visa card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-ics-visa-world-card-platinum","Provider":"ICS","Legal issuer / programme":"International Card Services B.V.","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-042","card-source-039"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-042","card-source-039"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-042","card-source-039"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-042","card-source-039"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-042","card-source-039"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-ics-visa-world-card-platinum","slug":"nl-ics-visa-world-card-platinum","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-ics-visa-world-card-platinum","product_name":"Visa World Card Platinum","provider":"ICS","legal_issuer":"International Card Services B.V.","issuer_country":"NL","provider_type":"Independent card issuer","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Visa","tier":"Platinum","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"None stated","restricted_segment":"None stated","min_age":18,"min_income_net_month":1500,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":null,"credit_limit_max":5000,"spend_limit_model":"Approved credit limit","annual_card_fee":175,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":25,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"4% of withdrawal","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":365,"travel_insurance":"Yes","rental_car_cover":"Yes","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.icscards.nl/platinum/creditcard-aanvragen/visa-world-card-platinum","pricing_url":"https://www.icscards.nl/creditcards-vergelijken","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.9183673469387755},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-ics-visa-world-card-platinum_nl","from":"crd_nl-ics-visa-world-card-platinum","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-042","card-source-039"],"from_entity":"Visa World Card Platinum","to_entity":"Netherlands"},{"id":"rel_crd_nl-ics-visa-world-card-platinum_pmt_visa","from":"crd_nl-ics-visa-world-card-platinum","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-042","card-source-039"],"from_entity":"Visa World Card Platinum","to_entity":"Visa Creditcard"}]},{"id":"crd_nl-ics-visa-world-card-panda","type":"card_product","name":"Visa World Card Panda","shortName":"Visa World Card Panda","collection":"cards","slug":"nl-ics-visa-world-card-panda","description":"Visa World Card Panda is a credit card product available in Netherlands from ICS, with Visa acceptance.","summary":"ICS · Credit · Visa · Netherlands","aliases":["ICS","International Card Services B.V.","Visa","Credit","Consumer","Netherlands","Cause-linked"],"visual":{"kind":"monogram","value":"V","label":"Visa card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-ics-visa-world-card-panda","Provider":"ICS","Legal issuer / programme":"International Card Services B.V.","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-044","card-source-039"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-044","card-source-039"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-044","card-source-039"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-044","card-source-039"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-044","card-source-039"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-ics-visa-world-card-panda","slug":"nl-ics-visa-world-card-panda","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-ics-visa-world-card-panda","product_name":"Visa World Card Panda","provider":"ICS","legal_issuer":"International Card Services B.V.","issuer_country":"NL","provider_type":"Independent card issuer","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Visa","tier":"Cause-linked","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"None stated","restricted_segment":"None stated","min_age":18,"min_income_net_month":1500,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":null,"credit_limit_max":5000,"spend_limit_model":"Approved credit limit","annual_card_fee":42.95,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":21.95,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"4% of withdrawal","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":180,"travel_insurance":"Limited travel inconvenience cover","rental_car_cover":"No","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":"Contribution/affinity proposition linked to WWF/Panda","primary_url":"https://www.icscards.nl/creditcard-aanvragen/visa-world-card-panda","pricing_url":"https://www.icscards.nl/creditcards-vergelijken","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.9183673469387755},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-ics-visa-world-card-panda_nl","from":"crd_nl-ics-visa-world-card-panda","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-044","card-source-039"],"from_entity":"Visa World Card Panda","to_entity":"Netherlands"},{"id":"rel_crd_nl-ics-visa-world-card-panda_pmt_visa","from":"crd_nl-ics-visa-world-card-panda","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-044","card-source-039"],"from_entity":"Visa World Card Panda","to_entity":"Visa Creditcard"}]},{"id":"crd_nl-ics-mastercard-classic","type":"card_product","name":"Mastercard Classic","shortName":"Mastercard Classic","collection":"cards","slug":"nl-ics-mastercard-classic","description":"Mastercard Classic is a credit card product available in Netherlands from ICS, with Mastercard acceptance.","summary":"ICS · Credit · Mastercard · Netherlands","aliases":["ICS","International Card Services B.V.","Mastercard","Credit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-ics-mastercard-classic","Provider":"ICS","Legal issuer / programme":"International Card Services B.V.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-046","card-source-047"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-046","card-source-047"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-046","card-source-047"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-046","card-source-047"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-046","card-source-047"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-ics-mastercard-classic","slug":"nl-ics-mastercard-classic","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-ics-mastercard-classic","product_name":"Mastercard Classic","provider":"ICS","legal_issuer":"International Card Services B.V.","issuer_country":"NL","provider_type":"Independent card issuer","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Mastercard","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"None stated","restricted_segment":"None stated","min_age":18,"min_income_net_month":1500,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":null,"credit_limit_max":5000,"spend_limit_model":"Approved credit limit","annual_card_fee":38.95,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":21.95,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"4% of withdrawal","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":180,"travel_insurance":"Limited travel inconvenience cover","rental_car_cover":"No","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.icscards.nl/creditcard-aanvragen/mastercard-classic","pricing_url":"https://www.icscards.nl/creditcards-vergelijken-mastercard","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.9183673469387755},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-ics-mastercard-classic_nl","from":"crd_nl-ics-mastercard-classic","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-046","card-source-047"],"from_entity":"Mastercard Classic","to_entity":"Netherlands"},{"id":"rel_crd_nl-ics-mastercard-classic_pmt_mastercard","from":"crd_nl-ics-mastercard-classic","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-046","card-source-047"],"from_entity":"Mastercard Classic","to_entity":"Mastercard Creditcard"}]},{"id":"crd_nl-ics-mastercard-gold","type":"card_product","name":"Mastercard Gold","shortName":"Mastercard Gold","collection":"cards","slug":"nl-ics-mastercard-gold","description":"Mastercard Gold is a credit card product available in Netherlands from ICS, with Mastercard acceptance.","summary":"ICS · Credit · Mastercard · Netherlands","aliases":["ICS","International Card Services B.V.","Mastercard","Credit","Consumer","Netherlands","Gold"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-ics-mastercard-gold","Provider":"ICS","Legal issuer / programme":"International Card Services B.V.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-048","card-source-047"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-048","card-source-047"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-048","card-source-047"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-048","card-source-047"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-048","card-source-047"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-ics-mastercard-gold","slug":"nl-ics-mastercard-gold","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-ics-mastercard-gold","product_name":"Mastercard Gold","provider":"ICS","legal_issuer":"International Card Services B.V.","issuer_country":"NL","provider_type":"Independent card issuer","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Mastercard","tier":"Gold","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"None stated","restricted_segment":"None stated","min_age":18,"min_income_net_month":1500,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":null,"credit_limit_max":5000,"spend_limit_model":"Approved credit limit","annual_card_fee":45,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":15,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"4% of withdrawal","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":365,"travel_insurance":"Yes","rental_car_cover":"No","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.icscards.nl/gold/creditcard-aanvragen/ics-mastercard-gold","pricing_url":"https://www.icscards.nl/creditcards-vergelijken-mastercard","evidence_quality":"High","scheduled_change":"Annual fee announced to change to €46.50 on 2026-09-15","notes":null,"verified_date":"2026-08-10","fill_rate":0.9183673469387755},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-ics-mastercard-gold_nl","from":"crd_nl-ics-mastercard-gold","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-048","card-source-047"],"from_entity":"Mastercard Gold","to_entity":"Netherlands"},{"id":"rel_crd_nl-ics-mastercard-gold_pmt_mastercard","from":"crd_nl-ics-mastercard-gold","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-048","card-source-047"],"from_entity":"Mastercard Gold","to_entity":"Mastercard Creditcard"}]},{"id":"crd_nl-ics-mastercard-black","type":"card_product","name":"Mastercard Black","shortName":"Mastercard Black","collection":"cards","slug":"nl-ics-mastercard-black","description":"Mastercard Black is a credit card product available in Netherlands from ICS, with Mastercard acceptance.","summary":"ICS · Credit · Mastercard · Netherlands","aliases":["ICS","International Card Services B.V.","Mastercard","Credit","Consumer","Netherlands","Black / premium"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-ics-mastercard-black","Provider":"ICS","Legal issuer / programme":"International Card Services B.V.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-050","card-source-047"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-050","card-source-047"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-050","card-source-047"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-050","card-source-047"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-050","card-source-047"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-ics-mastercard-black","slug":"nl-ics-mastercard-black","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-ics-mastercard-black","product_name":"Mastercard Black","provider":"ICS","legal_issuer":"International Card Services B.V.","issuer_country":"NL","provider_type":"Independent card issuer","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Mastercard","tier":"Black / premium","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"None stated","restricted_segment":"None stated","min_age":18,"min_income_net_month":1500,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":null,"credit_limit_max":5000,"spend_limit_model":"Approved credit limit","annual_card_fee":225,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":135,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"4% of withdrawal","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":365,"travel_insurance":"Yes","rental_car_cover":"Yes","delivery_protection":"Yes","rewards":"Concierge and premium travel services","lounge_access":"Priority Pass; 4 complimentary visits/year under current proposition","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.icscards.nl/black/creditcard-aanvragen/mastercard-black","pricing_url":"https://www.icscards.nl/creditcards-vergelijken-mastercard","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.9183673469387755},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-ics-mastercard-black_nl","from":"crd_nl-ics-mastercard-black","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-050","card-source-047"],"from_entity":"Mastercard Black","to_entity":"Netherlands"},{"id":"rel_crd_nl-ics-mastercard-black_pmt_mastercard","from":"crd_nl-ics-mastercard-black","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-050","card-source-047"],"from_entity":"Mastercard Black","to_entity":"Mastercard Creditcard"}]},{"id":"crd_nl-anwb-anwb-mastercard","type":"card_product","name":"ANWB Mastercard","shortName":"ANWB Mastercard","collection":"cards","slug":"nl-anwb-anwb-mastercard","description":"ANWB Mastercard is a credit card product available in Netherlands from ANWB, with Mastercard acceptance.","summary":"ANWB · Credit · Mastercard · Netherlands","aliases":["ANWB","International Card Services B.V.","Mastercard","Credit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-anwb-anwb-mastercard","Provider":"ANWB","Legal issuer / programme":"International Card Services B.V.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-052","card-source-053"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-052","card-source-053"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-052","card-source-053"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-052","card-source-053"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-052","card-source-053"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-anwb-anwb-mastercard","slug":"nl-anwb-anwb-mastercard","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-anwb-anwb-mastercard","product_name":"ANWB Mastercard","provider":"ANWB","legal_issuer":"International Card Services B.V.","issuer_country":"NL","provider_type":"Membership co-brand / card issuer","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Mastercard","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"ANWB membership (€17.75/year shown separately)","restricted_segment":"ANWB members","min_age":18,"min_income_net_month":1500,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":null,"credit_limit_max":5000,"spend_limit_model":"Approved credit limit","annual_card_fee":29.95,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":29.95,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"4% of withdrawal","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":180,"travel_insurance":"Limited travel inconvenience cover","rental_car_cover":"No","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.anwb.nl/creditcard/mastercard","pricing_url":"https://www.anwb.nl/creditcard/informatie/kosten","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.9183673469387755},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-anwb-anwb-mastercard_nl","from":"crd_nl-anwb-anwb-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-052","card-source-053"],"from_entity":"ANWB Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-anwb-anwb-mastercard_pmt_mastercard","from":"crd_nl-anwb-anwb-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-052","card-source-053"],"from_entity":"ANWB Mastercard","to_entity":"Mastercard Creditcard"}]},{"id":"crd_nl-anwb-anwb-visa-classic-card","type":"card_product","name":"ANWB Visa Classic Card","shortName":"ANWB Visa Classic Card","collection":"cards","slug":"nl-anwb-anwb-visa-classic-card","description":"ANWB Visa Classic Card is a credit card product available in Netherlands from ANWB, with Visa acceptance.","summary":"ANWB · Credit · Visa · Netherlands","aliases":["ANWB","International Card Services B.V.","Visa","Credit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"V","label":"Visa card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-anwb-anwb-visa-classic-card","Provider":"ANWB","Legal issuer / programme":"International Card Services B.V.","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-054","card-source-053"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-054","card-source-053"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-054","card-source-053"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-054","card-source-053"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-054","card-source-053"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-anwb-anwb-visa-classic-card","slug":"nl-anwb-anwb-visa-classic-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-anwb-anwb-visa-classic-card","product_name":"ANWB Visa Classic Card","provider":"ANWB","legal_issuer":"International Card Services B.V.","issuer_country":"NL","provider_type":"Membership co-brand / card issuer","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Visa","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"ANWB membership (€17.75/year shown separately)","restricted_segment":"ANWB members","min_age":18,"min_income_net_month":1500,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":null,"credit_limit_max":5000,"spend_limit_model":"Approved credit limit","annual_card_fee":29.95,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"4% of withdrawal","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":180,"travel_insurance":"Limited travel inconvenience cover","rental_car_cover":"No","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.anwb.nl/creditcard/visa-card","pricing_url":"https://www.anwb.nl/creditcard/informatie/kosten","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.8979591836734694},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-anwb-anwb-visa-classic-card_nl","from":"crd_nl-anwb-anwb-visa-classic-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-054","card-source-053"],"from_entity":"ANWB Visa Classic Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-anwb-anwb-visa-classic-card_pmt_visa","from":"crd_nl-anwb-anwb-visa-classic-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-054","card-source-053"],"from_entity":"ANWB Visa Classic Card","to_entity":"Visa Creditcard"}]},{"id":"crd_nl-anwb-anwb-visa-silver-card","type":"card_product","name":"ANWB Visa Silver Card","shortName":"ANWB Visa Silver Card","collection":"cards","slug":"nl-anwb-anwb-visa-silver-card","description":"ANWB Visa Silver Card is a credit card product available in Netherlands from ANWB, with Visa acceptance.","summary":"ANWB · Credit · Visa · Netherlands","aliases":["ANWB","International Card Services B.V.","Visa","Credit","Consumer","Netherlands","Silver"],"visual":{"kind":"monogram","value":"V","label":"Visa card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-anwb-anwb-visa-silver-card","Provider":"ANWB","Legal issuer / programme":"International Card Services B.V.","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-056","card-source-053"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-056","card-source-053"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-056","card-source-053"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-056","card-source-053"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-056","card-source-053"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-anwb-anwb-visa-silver-card","slug":"nl-anwb-anwb-visa-silver-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-anwb-anwb-visa-silver-card","product_name":"ANWB Visa Silver Card","provider":"ANWB","legal_issuer":"International Card Services B.V.","issuer_country":"NL","provider_type":"Membership co-brand / card issuer","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Visa","tier":"Silver","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"ANWB membership (€17.75/year shown separately)","restricted_segment":"ANWB members","min_age":18,"min_income_net_month":1500,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":null,"credit_limit_max":5000,"spend_limit_model":"Approved credit limit","annual_card_fee":39.95,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"4% of withdrawal","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":270,"travel_insurance":"Limited travel inconvenience cover","rental_car_cover":"Yes","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.anwb.nl/creditcard/visa-silver-card","pricing_url":"https://www.anwb.nl/creditcard/informatie/kosten","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.8979591836734694},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-anwb-anwb-visa-silver-card_nl","from":"crd_nl-anwb-anwb-visa-silver-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-056","card-source-053"],"from_entity":"ANWB Visa Silver Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-anwb-anwb-visa-silver-card_pmt_visa","from":"crd_nl-anwb-anwb-visa-silver-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-056","card-source-053"],"from_entity":"ANWB Visa Silver Card","to_entity":"Visa Creditcard"}]},{"id":"crd_nl-anwb-anwb-visa-gold-card","type":"card_product","name":"ANWB Visa Gold Card","shortName":"ANWB Visa Gold Card","collection":"cards","slug":"nl-anwb-anwb-visa-gold-card","description":"ANWB Visa Gold Card is a credit card product available in Netherlands from ANWB, with Visa acceptance.","summary":"ANWB · Credit · Visa · Netherlands","aliases":["ANWB","International Card Services B.V.","Visa","Credit","Consumer","Netherlands","Gold"],"visual":{"kind":"monogram","value":"V","label":"Visa card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-anwb-anwb-visa-gold-card","Provider":"ANWB","Legal issuer / programme":"International Card Services B.V.","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-058","card-source-053"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-058","card-source-053"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-058","card-source-053"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-058","card-source-053"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-058","card-source-053"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-anwb-anwb-visa-gold-card","slug":"nl-anwb-anwb-visa-gold-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-anwb-anwb-visa-gold-card","product_name":"ANWB Visa Gold Card","provider":"ANWB","legal_issuer":"International Card Services B.V.","issuer_country":"NL","provider_type":"Membership co-brand / card issuer","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Visa","tier":"Gold","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"ANWB membership (€17.75/year shown separately)","restricted_segment":"ANWB members","min_age":18,"min_income_net_month":1500,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":null,"credit_limit_max":5000,"spend_limit_model":"Approved credit limit","annual_card_fee":51.95,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"4% of withdrawal","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":365,"travel_insurance":"Yes","rental_car_cover":"Yes","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.anwb.nl/creditcard/visa-gold-card","pricing_url":"https://www.anwb.nl/creditcard/informatie/kosten","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.8979591836734694},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-anwb-anwb-visa-gold-card_nl","from":"crd_nl-anwb-anwb-visa-gold-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-058","card-source-053"],"from_entity":"ANWB Visa Gold Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-anwb-anwb-visa-gold-card_pmt_visa","from":"crd_nl-anwb-anwb-visa-gold-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-058","card-source-053"],"from_entity":"ANWB Visa Gold Card","to_entity":"Visa Creditcard"}]},{"id":"crd_nl-american-express-american-express-blue-card","type":"card_product","name":"American Express Blue Card","shortName":"American Express Blue Card","collection":"cards","slug":"nl-american-express-american-express-blue-card","description":"American Express Blue Card is a charge card product available in Netherlands from American Express, with American Express acceptance.","summary":"American Express · Charge · American Express · Netherlands","aliases":["American Express","American Express Europe S.A. (Netherlands branch)","Charge","Consumer","Netherlands","Entry"],"visual":{"kind":"monogram","value":"AX","label":"American Express card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-american-express-american-express-blue-card","Provider":"American Express","Legal issuer / programme":"American Express Europe S.A. (Netherlands branch)","Card brand":"American Express","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Charge","sourceIds":["card-source-060","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer charge line","sourceIds":["card-source-060","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Full monthly statement payment required","sourceIds":["card-source-060","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"American Express","sourceIds":["card-source-060","card-source-061"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-060","card-source-061"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-american-express-american-express-blue-card","slug":"nl-american-express-american-express-blue-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-american-express-american-express-blue-card","product_name":"American Express Blue Card","provider":"American Express","legal_issuer":"American Express Europe S.A. (Netherlands branch)","issuer_country":"ES/NL","provider_type":"Charge-card issuer","card_type":"Charge","funding_model":"Issuer charge line","repayment_model":"Full monthly statement payment required","network":"American Express","tier":"Entry","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"None stated","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":30000,"bkr_check":"Checks for negative BKR records","bkr_registration":"No standard revolving-credit registration","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Dynamic personal spending capacity; no fixed published limit","annual_card_fee":35,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.025,"fx_pricing_basis":null,"atm_fee":"High cash-advance fee; see terms","free_atm_allowance":null,"interest_or_apr":"Not applicable when full balance is paid as required","interest_free_days":null,"purchase_insurance_days":90,"travel_insurance":"Limited","rental_car_cover":"No","delivery_protection":"Yes","rewards":"Membership Rewards: 1 point per €2","lounge_access":"No","apple_pay":"Yes","google_pay":"Unverified","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Possible after activation/eligibility; not a primary use","card_controls":"Yes","sustainability":null,"primary_url":"https://www.americanexpress.com/nl-nl/creditcard/blue-card/","pricing_url":"https://www.americanexpress.com/nl-nl/creditcard/cards/","evidence_quality":"High","scheduled_change":null,"notes":"Annual fee can be waived at the published annual-spend threshold; verify current threshold at application.","verified_date":"2026-08-10","fill_rate":0.8571428571428571},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-american-express-american-express-blue-card_nl","from":"crd_nl-american-express-american-express-blue-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-060","card-source-061"],"from_entity":"American Express Blue Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-american-express-american-express-blue-card_pmt_amex","from":"crd_nl-american-express-american-express-blue-card","to":"pmt_amex","type":"branded_as","label":"card brand","sourceIds":["card-source-060","card-source-061"],"from_entity":"American Express Blue Card","to_entity":"American Express Card"}]},{"id":"crd_nl-american-express-american-express-green-card","type":"card_product","name":"American Express Green Card","shortName":"American Express Green Card","collection":"cards","slug":"nl-american-express-american-express-green-card","description":"American Express Green Card is a charge card product available in Netherlands from American Express, with American Express acceptance.","summary":"American Express · Charge · American Express · Netherlands","aliases":["American Express","American Express Europe S.A. (Netherlands branch)","Charge","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"AX","label":"American Express card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-american-express-american-express-green-card","Provider":"American Express","Legal issuer / programme":"American Express Europe S.A. (Netherlands branch)","Card brand":"American Express","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Charge","sourceIds":["card-source-062","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer charge line","sourceIds":["card-source-062","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Full monthly statement payment required","sourceIds":["card-source-062","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"American Express","sourceIds":["card-source-062","card-source-061"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-062","card-source-061"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-american-express-american-express-green-card","slug":"nl-american-express-american-express-green-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-american-express-american-express-green-card","product_name":"American Express Green Card","provider":"American Express","legal_issuer":"American Express Europe S.A. (Netherlands branch)","issuer_country":"ES/NL","provider_type":"Charge-card issuer","card_type":"Charge","funding_model":"Issuer charge line","repayment_model":"Full monthly statement payment required","network":"American Express","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"None stated","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":30000,"bkr_check":"Checks for negative BKR records","bkr_registration":"No standard revolving-credit registration","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Dynamic personal spending capacity; no fixed published limit","annual_card_fee":78,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.025,"fx_pricing_basis":null,"atm_fee":"High cash-advance fee; see terms","free_atm_allowance":null,"interest_or_apr":"Not applicable when full balance is paid as required","interest_free_days":null,"purchase_insurance_days":180,"travel_insurance":"Yes","rental_car_cover":"No","delivery_protection":"Yes","rewards":"Membership Rewards: 1 point per €1","lounge_access":"No","apple_pay":"Yes","google_pay":"Unverified","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Possible after activation/eligibility; not a primary use","card_controls":"Yes","sustainability":null,"primary_url":"https://www.americanexpress.com/nl-nl/creditcard/green-card/","pricing_url":"https://www.americanexpress.com/nl-nl/creditcard/cards/","evidence_quality":"High","scheduled_change":null,"notes":"First-year promotional fee may be waived for new applicants.","verified_date":"2026-08-10","fill_rate":0.8571428571428571},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-american-express-american-express-green-card_nl","from":"crd_nl-american-express-american-express-green-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-062","card-source-061"],"from_entity":"American Express Green Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-american-express-american-express-green-card_pmt_amex","from":"crd_nl-american-express-american-express-green-card","to":"pmt_amex","type":"branded_as","label":"card brand","sourceIds":["card-source-062","card-source-061"],"from_entity":"American Express Green Card","to_entity":"American Express Card"}]},{"id":"crd_nl-american-express-american-express-gold-card","type":"card_product","name":"American Express Gold Card","shortName":"American Express Gold Card","collection":"cards","slug":"nl-american-express-american-express-gold-card","description":"American Express Gold Card is a charge card product available in Netherlands from American Express, with American Express acceptance.","summary":"American Express · Charge · American Express · Netherlands","aliases":["American Express","American Express Europe S.A. (Netherlands branch)","Charge","Consumer","Netherlands","Gold"],"visual":{"kind":"monogram","value":"AX","label":"American Express card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-american-express-american-express-gold-card","Provider":"American Express","Legal issuer / programme":"American Express Europe S.A. (Netherlands branch)","Card brand":"American Express","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Charge","sourceIds":["card-source-064","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer charge line","sourceIds":["card-source-064","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Full monthly statement payment required","sourceIds":["card-source-064","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"American Express","sourceIds":["card-source-064","card-source-061"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-064","card-source-061"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-american-express-american-express-gold-card","slug":"nl-american-express-american-express-gold-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-american-express-american-express-gold-card","product_name":"American Express Gold Card","provider":"American Express","legal_issuer":"American Express Europe S.A. (Netherlands branch)","issuer_country":"ES/NL","provider_type":"Charge-card issuer","card_type":"Charge","funding_model":"Issuer charge line","repayment_model":"Full monthly statement payment required","network":"American Express","tier":"Gold","form_factor":"Physical + virtual","material":"Metal","account_required":"No","required_account_or_membership":"None stated","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":30000,"bkr_check":"Checks for negative BKR records","bkr_registration":"No standard revolving-credit registration","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Dynamic personal spending capacity; no fixed published limit","annual_card_fee":240,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.025,"fx_pricing_basis":null,"atm_fee":"High cash-advance fee; see terms","free_atm_allowance":null,"interest_or_apr":"Not applicable when full balance is paid as required","interest_free_days":null,"purchase_insurance_days":180,"travel_insurance":"Yes","rental_car_cover":"No","delivery_protection":"Yes","rewards":"Membership Rewards: 1 point per €1","lounge_access":"4 lounge visits/year plus Lounge on the Go benefits","apple_pay":"Yes","google_pay":"Unverified","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Possible after activation/eligibility; not a primary use","card_controls":"Yes","sustainability":null,"primary_url":"https://www.americanexpress.com/nl-nl/creditcard/gold-card/","pricing_url":"https://www.americanexpress.com/nl-nl/creditcard/cards/","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.8571428571428571},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-american-express-american-express-gold-card_nl","from":"crd_nl-american-express-american-express-gold-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-064","card-source-061"],"from_entity":"American Express Gold Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-american-express-american-express-gold-card_pmt_amex","from":"crd_nl-american-express-american-express-gold-card","to":"pmt_amex","type":"branded_as","label":"card brand","sourceIds":["card-source-064","card-source-061"],"from_entity":"American Express Gold Card","to_entity":"American Express Card"}]},{"id":"crd_nl-american-express-american-express-platinum-card","type":"card_product","name":"American Express Platinum Card","shortName":"American Express Platinum Card","collection":"cards","slug":"nl-american-express-american-express-platinum-card","description":"American Express Platinum Card is a charge card product available in Netherlands from American Express, with American Express acceptance.","summary":"American Express · Charge · American Express · Netherlands","aliases":["American Express","American Express Europe S.A. (Netherlands branch)","Charge","Consumer","Netherlands","Platinum"],"visual":{"kind":"monogram","value":"AX","label":"American Express card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-american-express-american-express-platinum-card","Provider":"American Express","Legal issuer / programme":"American Express Europe S.A. (Netherlands branch)","Card brand":"American Express","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Charge","sourceIds":["card-source-066","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer charge line","sourceIds":["card-source-066","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Full monthly statement payment required","sourceIds":["card-source-066","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"American Express","sourceIds":["card-source-066","card-source-061"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-066","card-source-061"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-american-express-american-express-platinum-card","slug":"nl-american-express-american-express-platinum-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-american-express-american-express-platinum-card","product_name":"American Express Platinum Card","provider":"American Express","legal_issuer":"American Express Europe S.A. (Netherlands branch)","issuer_country":"ES/NL","provider_type":"Charge-card issuer","card_type":"Charge","funding_model":"Issuer charge line","repayment_model":"Full monthly statement payment required","network":"American Express","tier":"Platinum","form_factor":"Physical + virtual","material":"Metal","account_required":"No","required_account_or_membership":"None stated","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":30000,"bkr_check":"Checks for negative BKR records","bkr_registration":"No standard revolving-credit registration","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Dynamic personal spending capacity; no fixed published limit","annual_card_fee":900,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.025,"fx_pricing_basis":null,"atm_fee":"High cash-advance fee; see terms","free_atm_allowance":null,"interest_or_apr":"Not applicable when full balance is paid as required","interest_free_days":null,"purchase_insurance_days":240,"travel_insurance":"Yes","rental_car_cover":"Yes","delivery_protection":"Yes","rewards":"Membership Rewards and premium lifestyle credits","lounge_access":"Unlimited global lounge access under programme terms","apple_pay":"Yes","google_pay":"Unverified","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Possible after activation/eligibility; not a primary use","card_controls":"Yes","sustainability":null,"primary_url":"https://www.americanexpress.com/nl-nl/creditcard/platinum-card/","pricing_url":"https://www.americanexpress.com/nl-nl/creditcard/cards/","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.8571428571428571},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-american-express-american-express-platinum-card_nl","from":"crd_nl-american-express-american-express-platinum-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-066","card-source-061"],"from_entity":"American Express Platinum Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-american-express-american-express-platinum-card_pmt_amex","from":"crd_nl-american-express-american-express-platinum-card","to":"pmt_amex","type":"branded_as","label":"card brand","sourceIds":["card-source-066","card-source-061"],"from_entity":"American Express Platinum Card","to_entity":"American Express Card"}]},{"id":"crd_nl-american-express-flying-blue-american-express-entry-","type":"card_product","name":"Flying Blue American Express Entry Card","shortName":"Flying Blue American Express Entry Card","collection":"cards","slug":"nl-american-express-flying-blue-american-express-entry-","description":"Flying Blue American Express Entry Card is a charge card product available in Netherlands from American Express, with American Express acceptance.","summary":"American Express · Charge · American Express · Netherlands","aliases":["American Express","American Express Europe S.A. (Netherlands branch)","Charge","Consumer","Netherlands","Entry"],"visual":{"kind":"monogram","value":"AX","label":"American Express card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-american-express-flying-blue-american-express-entry-","Provider":"American Express","Legal issuer / programme":"American Express Europe S.A. (Netherlands branch)","Card brand":"American Express","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Charge","sourceIds":["card-source-068","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer charge line","sourceIds":["card-source-068","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Full monthly statement payment required","sourceIds":["card-source-068","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"American Express","sourceIds":["card-source-068","card-source-061"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-068","card-source-061"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-american-express-flying-blue-american-express-entry-","slug":"nl-american-express-flying-blue-american-express-entry-","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-american-express-flying-blue-american-express-entry-","product_name":"Flying Blue American Express Entry Card","provider":"American Express","legal_issuer":"American Express Europe S.A. (Netherlands branch)","issuer_country":"ES/NL","provider_type":"Charge-card issuer","card_type":"Charge","funding_model":"Issuer charge line","repayment_model":"Full monthly statement payment required","network":"American Express","tier":"Entry","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"None stated","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":30000,"bkr_check":"Checks for negative BKR records","bkr_registration":"No standard revolving-credit registration","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Dynamic personal spending capacity; no fixed published limit","annual_card_fee":36,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.025,"fx_pricing_basis":null,"atm_fee":"High cash-advance fee; see terms","free_atm_allowance":null,"interest_or_apr":"Not applicable when full balance is paid as required","interest_free_days":null,"purchase_insurance_days":90,"travel_insurance":"Limited","rental_car_cover":"No","delivery_protection":"Yes","rewards":"Flying Blue Miles; entry earn rate","lounge_access":"No","apple_pay":"Yes","google_pay":"Unverified","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Possible after activation/eligibility; not a primary use","card_controls":"Yes","sustainability":null,"primary_url":"https://www.americanexpress.com/nl-nl/creditcard/flying-blue-entry-card/","pricing_url":"https://www.americanexpress.com/nl-nl/creditcard/cards/","evidence_quality":"High","scheduled_change":null,"notes":"First-year promotional fee may be waived.","verified_date":"2026-08-10","fill_rate":0.8571428571428571},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-american-express-flying-blue-american-express-entry-_nl","from":"crd_nl-american-express-flying-blue-american-express-entry-","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-068","card-source-061"],"from_entity":"Flying Blue American Express Entry Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-american-express-flying-blue-american-express-entry-_pmt_amex","from":"crd_nl-american-express-flying-blue-american-express-entry-","to":"pmt_amex","type":"branded_as","label":"card brand","sourceIds":["card-source-068","card-source-061"],"from_entity":"Flying Blue American Express Entry Card","to_entity":"American Express Card"}]},{"id":"crd_nl-american-express-flying-blue-american-express-silver","type":"card_product","name":"Flying Blue American Express Silver Card","shortName":"Flying Blue American Express Silver Card","collection":"cards","slug":"nl-american-express-flying-blue-american-express-silver","description":"Flying Blue American Express Silver Card is a charge card product available in Netherlands from American Express, with American Express acceptance.","summary":"American Express · Charge · American Express · Netherlands","aliases":["American Express","American Express Europe S.A. (Netherlands branch)","Charge","Consumer","Netherlands","Silver"],"visual":{"kind":"monogram","value":"AX","label":"American Express card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-american-express-flying-blue-american-express-silver","Provider":"American Express","Legal issuer / programme":"American Express Europe S.A. (Netherlands branch)","Card brand":"American Express","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Charge","sourceIds":["card-source-070","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer charge line","sourceIds":["card-source-070","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Full monthly statement payment required","sourceIds":["card-source-070","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"American Express","sourceIds":["card-source-070","card-source-061"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-070","card-source-061"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-american-express-flying-blue-american-express-silver","slug":"nl-american-express-flying-blue-american-express-silver","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-american-express-flying-blue-american-express-silver","product_name":"Flying Blue American Express Silver Card","provider":"American Express","legal_issuer":"American Express Europe S.A. (Netherlands branch)","issuer_country":"ES/NL","provider_type":"Charge-card issuer","card_type":"Charge","funding_model":"Issuer charge line","repayment_model":"Full monthly statement payment required","network":"American Express","tier":"Silver","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"None stated","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":30000,"bkr_check":"Checks for negative BKR records","bkr_registration":"No standard revolving-credit registration","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Dynamic personal spending capacity; no fixed published limit","annual_card_fee":75,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.025,"fx_pricing_basis":null,"atm_fee":"High cash-advance fee; see terms","free_atm_allowance":null,"interest_or_apr":"Not applicable when full balance is paid as required","interest_free_days":null,"purchase_insurance_days":90,"travel_insurance":"Yes","rental_car_cover":"No","delivery_protection":"Yes","rewards":"0.8 Mile/€; higher earn at Air France/KLM/Hertz; 15 XP/year","lounge_access":"No","apple_pay":"Yes","google_pay":"Unverified","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Possible after activation/eligibility; not a primary use","card_controls":"Yes","sustainability":null,"primary_url":"https://www.americanexpress.com/nl-nl/creditcard/flying-blue-silver-card/","pricing_url":"https://www.americanexpress.com/nl-nl/creditcard/cards/","evidence_quality":"High","scheduled_change":null,"notes":"First-year promotional fee may be waived.","verified_date":"2026-08-10","fill_rate":0.8571428571428571},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-american-express-flying-blue-american-express-silver_nl","from":"crd_nl-american-express-flying-blue-american-express-silver","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-070","card-source-061"],"from_entity":"Flying Blue American Express Silver Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-american-express-flying-blue-american-express-silver_pmt_amex","from":"crd_nl-american-express-flying-blue-american-express-silver","to":"pmt_amex","type":"branded_as","label":"card brand","sourceIds":["card-source-070","card-source-061"],"from_entity":"Flying Blue American Express Silver Card","to_entity":"American Express Card"}]},{"id":"crd_nl-american-express-flying-blue-american-express-gold-c","type":"card_product","name":"Flying Blue American Express Gold Card","shortName":"Flying Blue American Express Gold Card","collection":"cards","slug":"nl-american-express-flying-blue-american-express-gold-c","description":"Flying Blue American Express Gold Card is a charge card product available in Netherlands from American Express, with American Express acceptance.","summary":"American Express · Charge · American Express · Netherlands","aliases":["American Express","American Express Europe S.A. (Netherlands branch)","Charge","Consumer","Netherlands","Gold"],"visual":{"kind":"monogram","value":"AX","label":"American Express card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-american-express-flying-blue-american-express-gold-c","Provider":"American Express","Legal issuer / programme":"American Express Europe S.A. (Netherlands branch)","Card brand":"American Express","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Charge","sourceIds":["card-source-072","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer charge line","sourceIds":["card-source-072","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Full monthly statement payment required","sourceIds":["card-source-072","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"American Express","sourceIds":["card-source-072","card-source-061"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-072","card-source-061"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-american-express-flying-blue-american-express-gold-c","slug":"nl-american-express-flying-blue-american-express-gold-c","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-american-express-flying-blue-american-express-gold-c","product_name":"Flying Blue American Express Gold Card","provider":"American Express","legal_issuer":"American Express Europe S.A. (Netherlands branch)","issuer_country":"ES/NL","provider_type":"Charge-card issuer","card_type":"Charge","funding_model":"Issuer charge line","repayment_model":"Full monthly statement payment required","network":"American Express","tier":"Gold","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"None stated","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":30000,"bkr_check":"Checks for negative BKR records","bkr_registration":"No standard revolving-credit registration","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Dynamic personal spending capacity; no fixed published limit","annual_card_fee":198,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.025,"fx_pricing_basis":null,"atm_fee":"High cash-advance fee; see terms","free_atm_allowance":null,"interest_or_apr":"Not applicable when full balance is paid as required","interest_free_days":null,"purchase_insurance_days":180,"travel_insurance":"Yes","rental_car_cover":"No","delivery_protection":"Yes","rewards":"1 Mile/€; 1.5 Miles/€ at Air France/KLM/Hertz; 30 XP/year","lounge_access":"No","apple_pay":"Yes","google_pay":"Unverified","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Possible after activation/eligibility; not a primary use","card_controls":"Yes","sustainability":null,"primary_url":"https://www.americanexpress.com/nl-nl/creditcard/flying-blue-gold-card/","pricing_url":"https://www.americanexpress.com/nl-nl/creditcard/cards/","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.8571428571428571},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-american-express-flying-blue-american-express-gold-c_nl","from":"crd_nl-american-express-flying-blue-american-express-gold-c","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-072","card-source-061"],"from_entity":"Flying Blue American Express Gold Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-american-express-flying-blue-american-express-gold-c_pmt_amex","from":"crd_nl-american-express-flying-blue-american-express-gold-c","to":"pmt_amex","type":"branded_as","label":"card brand","sourceIds":["card-source-072","card-source-061"],"from_entity":"Flying Blue American Express Gold Card","to_entity":"American Express Card"}]},{"id":"crd_nl-american-express-flying-blue-american-express-platin","type":"card_product","name":"Flying Blue American Express Platinum Card","shortName":"Flying Blue American Express Platinum Card","collection":"cards","slug":"nl-american-express-flying-blue-american-express-platin","description":"Flying Blue American Express Platinum Card is a charge card product available in Netherlands from American Express, with American Express acceptance.","summary":"American Express · Charge · American Express · Netherlands","aliases":["American Express","American Express Europe S.A. (Netherlands branch)","Charge","Consumer","Netherlands","Platinum"],"visual":{"kind":"monogram","value":"AX","label":"American Express card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-american-express-flying-blue-american-express-platin","Provider":"American Express","Legal issuer / programme":"American Express Europe S.A. (Netherlands branch)","Card brand":"American Express","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Charge","sourceIds":["card-source-074","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer charge line","sourceIds":["card-source-074","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Full monthly statement payment required","sourceIds":["card-source-074","card-source-061"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"American Express","sourceIds":["card-source-074","card-source-061"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-074","card-source-061"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-american-express-flying-blue-american-express-platin","slug":"nl-american-express-flying-blue-american-express-platin","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-american-express-flying-blue-american-express-platin","product_name":"Flying Blue American Express Platinum Card","provider":"American Express","legal_issuer":"American Express Europe S.A. (Netherlands branch)","issuer_country":"ES/NL","provider_type":"Charge-card issuer","card_type":"Charge","funding_model":"Issuer charge line","repayment_model":"Full monthly statement payment required","network":"American Express","tier":"Platinum","form_factor":"Physical + virtual","material":"Metal","account_required":"No","required_account_or_membership":"None stated","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":30000,"bkr_check":"Checks for negative BKR records","bkr_registration":"No standard revolving-credit registration","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Dynamic personal spending capacity; no fixed published limit","annual_card_fee":660,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.025,"fx_pricing_basis":null,"atm_fee":"High cash-advance fee; see terms","free_atm_allowance":null,"interest_or_apr":"Not applicable when full balance is paid as required","interest_free_days":null,"purchase_insurance_days":240,"travel_insurance":"Yes","rental_car_cover":"Yes","delivery_protection":"Yes","rewards":"1.5 Miles/€; 2 Miles/€ at Air France/KLM/Hertz; 60 XP/year","lounge_access":"No","apple_pay":"Yes","google_pay":"Unverified","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Possible after activation/eligibility; not a primary use","card_controls":"Yes","sustainability":null,"primary_url":"https://www.americanexpress.com/nl-nl/creditcard/flying-blue-platinum-card/","pricing_url":"https://www.americanexpress.com/nl-nl/creditcard/cards/","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.8571428571428571},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-american-express-flying-blue-american-express-platin_nl","from":"crd_nl-american-express-flying-blue-american-express-platin","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-074","card-source-061"],"from_entity":"Flying Blue American Express Platinum Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-american-express-flying-blue-american-express-platin_pmt_amex","from":"crd_nl-american-express-flying-blue-american-express-platin","to":"pmt_amex","type":"branded_as","label":"card brand","sourceIds":["card-source-074","card-source-061"],"from_entity":"Flying Blue American Express Platinum Card","to_entity":"American Express Card"}]},{"id":"crd_nl-bmw-ics-bmw-visa-card","type":"card_product","name":"BMW Visa Card","shortName":"BMW Visa Card","collection":"cards","slug":"nl-bmw-ics-bmw-visa-card","description":"BMW Visa Card is a credit card product available in Netherlands from BMW / ICS, with Visa acceptance.","summary":"BMW / ICS · Credit · Visa · Netherlands","aliases":["BMW / ICS","International Card Services B.V.","Visa","Credit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"V","label":"Visa card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-bmw-ics-bmw-visa-card","Provider":"BMW / ICS","Legal issuer / programme":"International Card Services B.V.","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-076","card-source-077"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-076","card-source-077"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-076","card-source-077"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-076","card-source-077"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-076","card-source-077"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-bmw-ics-bmw-visa-card","slug":"nl-bmw-ics-bmw-visa-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-bmw-ics-bmw-visa-card","product_name":"BMW Visa Card","provider":"BMW / ICS","legal_issuer":"International Card Services B.V.","issuer_country":"NL","provider_type":"Automotive co-brand","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Visa","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"BMW Privileges eligibility / programme conditions","restricted_segment":"BMW customers meeting programme requirements","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":null,"credit_limit_max":5000,"spend_limit_model":"Approved credit limit","annual_card_fee":36.5,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":180,"travel_insurance":"Limited travel inconvenience cover","rental_car_cover":"No","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.bmw.nl/nl/contentpage/aftersales/privileges/visa-card-aanvragen.html","pricing_url":"https://www.icscards.nl/ics-info/algemene-voorwaarden","evidence_quality":"Medium","scheduled_change":"ICS announced a fee change effective 2026-09-15; amount must be checked at application","notes":"Application page is live; some pricing detail is not fully exposed in the official public page.","verified_date":"2026-08-10","fill_rate":0.8775510204081632},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-bmw-ics-bmw-visa-card_nl","from":"crd_nl-bmw-ics-bmw-visa-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-076","card-source-077"],"from_entity":"BMW Visa Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-bmw-ics-bmw-visa-card_pmt_visa","from":"crd_nl-bmw-ics-bmw-visa-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-076","card-source-077"],"from_entity":"BMW Visa Card","to_entity":"Visa Creditcard"}]},{"id":"crd_nl-knac-ics-knac-mastercard-gold","type":"card_product","name":"KNAC Mastercard Gold","shortName":"KNAC Mastercard Gold","collection":"cards","slug":"nl-knac-ics-knac-mastercard-gold","description":"KNAC Mastercard Gold is a credit card product available in Netherlands from KNAC / ICS, with Mastercard acceptance.","summary":"KNAC / ICS · Credit · Mastercard · Netherlands","aliases":["KNAC / ICS","International Card Services B.V.","Mastercard","Credit","Consumer","Netherlands","Gold"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-knac-ics-knac-mastercard-gold","Provider":"KNAC / ICS","Legal issuer / programme":"International Card Services B.V.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-078","card-source-077"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-078","card-source-077"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-078","card-source-077"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-078","card-source-077"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-078","card-source-077"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-knac-ics-knac-mastercard-gold","slug":"nl-knac-ics-knac-mastercard-gold","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-knac-ics-knac-mastercard-gold","product_name":"KNAC Mastercard Gold","provider":"KNAC / ICS","legal_issuer":"International Card Services B.V.","issuer_country":"NL","provider_type":"Membership co-brand","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Mastercard","tier":"Gold","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"KNAC membership","restricted_segment":"KNAC members","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":null,"credit_limit_max":5000,"spend_limit_model":"Approved credit limit","annual_card_fee":34.95,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":180,"travel_insurance":"Limited travel inconvenience cover","rental_car_cover":"No","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.knac.nl/ledenvoordeel/knac-mastercard-gold/","pricing_url":"https://www.icscards.nl/ics-info/algemene-voorwaarden","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.8775510204081632},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-knac-ics-knac-mastercard-gold_nl","from":"crd_nl-knac-ics-knac-mastercard-gold","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-078","card-source-077"],"from_entity":"KNAC Mastercard Gold","to_entity":"Netherlands"},{"id":"rel_crd_nl-knac-ics-knac-mastercard-gold_pmt_mastercard","from":"crd_nl-knac-ics-knac-mastercard-gold","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-078","card-source-077"],"from_entity":"KNAC Mastercard Gold","to_entity":"Mastercard Creditcard"}]},{"id":"crd_nl-nederlandse-ski-vereniging-ics-nskiv-visa-card","type":"card_product","name":"NSkiV Visa Card","shortName":"NSkiV Visa Card","collection":"cards","slug":"nl-nederlandse-ski-vereniging-ics-nskiv-visa-card","description":"NSkiV Visa Card is a credit card product available in Netherlands from Nederlandse Ski Vereniging / ICS, with Visa acceptance.","summary":"Nederlandse Ski Vereniging / ICS · Credit · Visa · Netherlands","aliases":["Nederlandse Ski Vereniging / ICS","International Card Services B.V.","Visa","Credit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"V","label":"Visa card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-nederlandse-ski-vereniging-ics-nskiv-visa-card","Provider":"Nederlandse Ski Vereniging / ICS","Legal issuer / programme":"International Card Services B.V.","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-080","card-source-081"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-080","card-source-081"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-080","card-source-081"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-080","card-source-081"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-080","card-source-081"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-nederlandse-ski-vereniging-ics-nskiv-visa-card","slug":"nl-nederlandse-ski-vereniging-ics-nskiv-visa-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-nederlandse-ski-vereniging-ics-nskiv-visa-card","product_name":"NSkiV Visa Card","provider":"Nederlandse Ski Vereniging / ICS","legal_issuer":"International Card Services B.V.","issuer_country":"NL","provider_type":"Membership co-brand","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Visa","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"Nederlandse Ski Vereniging membership","restricted_segment":"NSkiV members","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":null,"credit_limit_max":5000,"spend_limit_model":"Approved credit limit","annual_card_fee":null,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":180,"travel_insurance":"Limited travel inconvenience cover","rental_car_cover":"No","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.nskiv.nl/","pricing_url":"https://www.icscards.nl/info/faq-jaarbijdrage-verhoging-nskiv","evidence_quality":"Medium","scheduled_change":"2026 annual-fee change announced; current amount not clearly exposed in crawl","notes":"Current ICS terms and a 2026 fee notice confirm the product, but the public application path is not prominent.","verified_date":"2026-08-10","fill_rate":0.8571428571428571},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-nederlandse-ski-vereniging-ics-nskiv-visa-card_nl","from":"crd_nl-nederlandse-ski-vereniging-ics-nskiv-visa-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-080","card-source-081"],"from_entity":"NSkiV Visa Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-nederlandse-ski-vereniging-ics-nskiv-visa-card_pmt_visa","from":"crd_nl-nederlandse-ski-vereniging-ics-nskiv-visa-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-080","card-source-081"],"from_entity":"NSkiV Visa Card","to_entity":"Visa Creditcard"}]},{"id":"crd_nl-insingergilissen-ics-insingergilissen-gold-card","type":"card_product","name":"InsingerGilissen Gold Card","shortName":"InsingerGilissen Gold Card","collection":"cards","slug":"nl-insingergilissen-ics-insingergilissen-gold-card","description":"InsingerGilissen Gold Card is a credit card product available in Netherlands from InsingerGilissen / ICS, with Mastercard acceptance.","summary":"InsingerGilissen / ICS · Credit · Mastercard · Netherlands","aliases":["InsingerGilissen / ICS","International Card Services B.V.","Mastercard","Credit","Consumer","Netherlands","Gold"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-insingergilissen-ics-insingergilissen-gold-card","Provider":"InsingerGilissen / ICS","Legal issuer / programme":"International Card Services B.V.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-082","card-source-077"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-082","card-source-077"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-082","card-source-077"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-082","card-source-077"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-082","card-source-077"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-insingergilissen-ics-insingergilissen-gold-card","slug":"nl-insingergilissen-ics-insingergilissen-gold-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-insingergilissen-ics-insingergilissen-gold-card","product_name":"InsingerGilissen Gold Card","provider":"InsingerGilissen / ICS","legal_issuer":"International Card Services B.V.","issuer_country":"NL","provider_type":"Private-bank co-brand","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Mastercard","tier":"Gold","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"InsingerGilissen private-banking client relationship","restricted_segment":"InsingerGilissen clients","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Approved credit limit","annual_card_fee":null,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":180,"travel_insurance":"Limited travel inconvenience cover","rental_car_cover":"No","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.insingergilissen.nl/media/0cqfhsnh/insingergilissen_dienstverleningsdocument-nl-mei-26.pdf","pricing_url":"https://www.icscards.nl/ics-info/algemene-voorwaarden","evidence_quality":"Medium","scheduled_change":null,"notes":"The May 2026 service document says clients can opt for this card; ICS charges separately.","verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-insingergilissen-ics-insingergilissen-gold-card_nl","from":"crd_nl-insingergilissen-ics-insingergilissen-gold-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-082","card-source-077"],"from_entity":"InsingerGilissen Gold Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-insingergilissen-ics-insingergilissen-gold-card_pmt_mastercard","from":"crd_nl-insingergilissen-ics-insingergilissen-gold-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-082","card-source-077"],"from_entity":"InsingerGilissen Gold Card","to_entity":"Mastercard Creditcard"}]},{"id":"crd_nl-bank-ten-cate-ics-bank-ten-cate-world-card-gold","type":"card_product","name":"Bank ten Cate World Card Gold","shortName":"Bank ten Cate World Card Gold","collection":"cards","slug":"nl-bank-ten-cate-ics-bank-ten-cate-world-card-gold","description":"Bank ten Cate World Card Gold is a credit card product available in Netherlands from Bank ten Cate / ICS, with Visa acceptance.","summary":"Bank ten Cate / ICS · Credit · Visa · Netherlands","aliases":["Bank ten Cate / ICS","International Card Services B.V.","Visa","Credit","Consumer","Netherlands","Gold"],"visual":{"kind":"monogram","value":"V","label":"Visa card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-bank-ten-cate-ics-bank-ten-cate-world-card-gold","Provider":"Bank ten Cate / ICS","Legal issuer / programme":"International Card Services B.V.","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Credit","sourceIds":["card-source-084","card-source-077"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Issuer credit line","sourceIds":["card-source-084","card-source-077"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Monthly full statement payment","sourceIds":["card-source-084","card-source-077"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-084","card-source-077"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-084","card-source-077"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-bank-ten-cate-ics-bank-ten-cate-world-card-gold","slug":"nl-bank-ten-cate-ics-bank-ten-cate-world-card-gold","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-bank-ten-cate-ics-bank-ten-cate-world-card-gold","product_name":"Bank ten Cate World Card Gold","provider":"Bank ten Cate / ICS","legal_issuer":"International Card Services B.V.","issuer_country":"NL","provider_type":"Private-bank co-brand","card_type":"Credit","funding_model":"Issuer credit line","repayment_model":"Monthly full statement payment","network":"Visa","tier":"Gold","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Bank ten Cate private-banking relationship","restricted_segment":"Bank ten Cate clients","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"Yes","bkr_registration":"No standard registration stated; arrears/negative records may be reported","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Approved credit limit","annual_card_fee":null,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0.02,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"No interest if statement paid in full on time","interest_free_days":21,"purchase_insurance_days":365,"travel_insurance":"Limited travel inconvenience cover","rental_car_cover":"No","delivery_protection":"Yes","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://banktencate.nl/","pricing_url":"https://www.icscards.nl/ics-info/algemene-voorwaarden","evidence_quality":"Medium","scheduled_change":null,"notes":"Current ICS conditions list the product; application is handled within the private-banking relationship.","verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-bank-ten-cate-ics-bank-ten-cate-world-card-gold_nl","from":"crd_nl-bank-ten-cate-ics-bank-ten-cate-world-card-gold","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-084","card-source-077"],"from_entity":"Bank ten Cate World Card Gold","to_entity":"Netherlands"},{"id":"rel_crd_nl-bank-ten-cate-ics-bank-ten-cate-world-card-gold_pmt_visa","from":"crd_nl-bank-ten-cate-ics-bank-ten-cate-world-card-gold","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-084","card-source-077"],"from_entity":"Bank ten Cate World Card Gold","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-bank-ten-cate-ics-bank-ten-cate-world-card-gold_bnk_bank_ten_cate","from":"crd_nl-bank-ten-cate-ics-bank-ten-cate-world-card-gold","to":"bnk_bank_ten_cate","type":"issued_by","label":"provided by","sourceIds":["card-source-084","card-source-077"],"from_entity":"Bank ten Cate World Card Gold","to_entity":"Bank ten Cate & Cie N.V."}]},{"id":"crd_nl-bunq-bunq-free-credit-card","type":"card_product","name":"bunq Free Credit Card","shortName":"bunq Free Credit Card","collection":"cards","slug":"nl-bunq-bunq-free-credit-card","description":"bunq Free Credit Card is a pre-funded credit-bin card product available in Netherlands from bunq, with Mastercard Credit acceptance.","summary":"bunq · Pre-funded credit-BIN · Mastercard Credit · Netherlands","aliases":["bunq","bunq B.V.","Mastercard Credit","Pre-funded credit-BIN","Consumer","Netherlands","Free"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Credit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-bunq-bunq-free-credit-card","Provider":"bunq","Legal issuer / programme":"bunq B.V.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Pre-funded credit-BIN","sourceIds":["card-source-086","card-source-087"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Own account balance; no borrowed credit","sourceIds":["card-source-086","card-source-087"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate settlement from own funds","sourceIds":["card-source-086","card-source-087"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-086","card-source-087"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-086","card-source-087"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-bunq-bunq-free-credit-card","slug":"nl-bunq-bunq-free-credit-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-bunq-bunq-free-credit-card","product_name":"bunq Free Credit Card","provider":"bunq","legal_issuer":"bunq B.V.","issuer_country":"NL","provider_type":"Dutch neobank","card_type":"Pre-funded credit-BIN","funding_model":"Own account balance; no borrowed credit","repayment_model":"Immediate settlement from own funds","network":"Mastercard Credit","tier":"Free","form_factor":"Digital only","material":"Plastic","account_required":"Yes","required_account_or_membership":"bunq consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No","bkr_registration":"No","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":0,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":"ZeroFX/fair-use conditions depend on plan","atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.bunq.com/nl-nl/personal/cards/credit-card","pricing_url":"https://www.bunq.com/nl-nl/personal/plans","evidence_quality":"High","scheduled_change":null,"notes":"Uses a credit-card acceptance profile while spending only the user's own bunq balance.","verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-bunq-bunq-free-credit-card_nl","from":"crd_nl-bunq-bunq-free-credit-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Free Credit Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-bunq-bunq-free-credit-card_pmt_mastercard","from":"crd_nl-bunq-bunq-free-credit-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Free Credit Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-bunq-bunq-free-credit-card_bnk_bunq","from":"crd_nl-bunq-bunq-free-credit-card","to":"bnk_bunq","type":"issued_by","label":"provided by","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Free Credit Card","to_entity":"bunq B.V."}]},{"id":"crd_nl-bunq-bunq-core-debit-mastercard","type":"card_product","name":"bunq Core Debit Mastercard","shortName":"bunq Core Debit Mastercard","collection":"cards","slug":"nl-bunq-bunq-core-debit-mastercard","description":"bunq Core Debit Mastercard is a debit card product available in Netherlands from bunq, with Debit Mastercard acceptance.","summary":"bunq · Debit · Debit Mastercard · Netherlands","aliases":["bunq","bunq B.V.","Debit Mastercard","Debit","Consumer","Netherlands","Core"],"visual":{"kind":"monogram","value":"MC","label":"Debit Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-bunq-bunq-core-debit-mastercard","Provider":"bunq","Legal issuer / programme":"bunq B.V.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-088","card-source-087"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-088","card-source-087"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-088","card-source-087"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-088","card-source-087"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-088","card-source-087"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-bunq-bunq-core-debit-mastercard","slug":"nl-bunq-bunq-core-debit-mastercard","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-bunq-bunq-core-debit-mastercard","product_name":"bunq Core Debit Mastercard","provider":"bunq","legal_issuer":"bunq B.V.","issuer_country":"NL","provider_type":"Dutch neobank","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Debit Mastercard","tier":"Core","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"bunq consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":3.99,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":"ZeroFX/fair-use conditions depend on plan","atm_fee":"Plan-based allowance and fee","free_atm_allowance":null,"interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.bunq.com/nl-nl/personal/cards/debit-card","pricing_url":"https://www.bunq.com/nl-nl/personal/plans","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-bunq-bunq-core-debit-mastercard_nl","from":"crd_nl-bunq-bunq-core-debit-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-088","card-source-087"],"from_entity":"bunq Core Debit Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-bunq-bunq-core-debit-mastercard_pmt_mastercard","from":"crd_nl-bunq-bunq-core-debit-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-088","card-source-087"],"from_entity":"bunq Core Debit Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-bunq-bunq-core-debit-mastercard_bnk_bunq","from":"crd_nl-bunq-bunq-core-debit-mastercard","to":"bnk_bunq","type":"issued_by","label":"provided by","sourceIds":["card-source-088","card-source-087"],"from_entity":"bunq Core Debit Mastercard","to_entity":"bunq B.V."}]},{"id":"crd_nl-bunq-bunq-core-credit-card","type":"card_product","name":"bunq Core Credit Card","shortName":"bunq Core Credit Card","collection":"cards","slug":"nl-bunq-bunq-core-credit-card","description":"bunq Core Credit Card is a pre-funded credit-bin card product available in Netherlands from bunq, with Mastercard Credit acceptance.","summary":"bunq · Pre-funded credit-BIN · Mastercard Credit · Netherlands","aliases":["bunq","bunq B.V.","Mastercard Credit","Pre-funded credit-BIN","Consumer","Netherlands","Core"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Credit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-bunq-bunq-core-credit-card","Provider":"bunq","Legal issuer / programme":"bunq B.V.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Pre-funded credit-BIN","sourceIds":["card-source-086","card-source-087"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Own account balance; no borrowed credit","sourceIds":["card-source-086","card-source-087"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate settlement from own funds","sourceIds":["card-source-086","card-source-087"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-086","card-source-087"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-086","card-source-087"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-bunq-bunq-core-credit-card","slug":"nl-bunq-bunq-core-credit-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-bunq-bunq-core-credit-card","product_name":"bunq Core Credit Card","provider":"bunq","legal_issuer":"bunq B.V.","issuer_country":"NL","provider_type":"Dutch neobank","card_type":"Pre-funded credit-BIN","funding_model":"Own account balance; no borrowed credit","repayment_model":"Immediate settlement from own funds","network":"Mastercard Credit","tier":"Core","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"bunq consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No","bkr_registration":"No","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":3.99,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":"ZeroFX/fair-use conditions depend on plan","atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.bunq.com/nl-nl/personal/cards/credit-card","pricing_url":"https://www.bunq.com/nl-nl/personal/plans","evidence_quality":"High","scheduled_change":null,"notes":"Uses a credit-card acceptance profile while spending only the user's own bunq balance.","verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-bunq-bunq-core-credit-card_nl","from":"crd_nl-bunq-bunq-core-credit-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Core Credit Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-bunq-bunq-core-credit-card_pmt_mastercard","from":"crd_nl-bunq-bunq-core-credit-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Core Credit Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-bunq-bunq-core-credit-card_bnk_bunq","from":"crd_nl-bunq-bunq-core-credit-card","to":"bnk_bunq","type":"issued_by","label":"provided by","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Core Credit Card","to_entity":"bunq B.V."}]},{"id":"crd_nl-bunq-bunq-pro-debit-mastercard","type":"card_product","name":"bunq Pro Debit Mastercard","shortName":"bunq Pro Debit Mastercard","collection":"cards","slug":"nl-bunq-bunq-pro-debit-mastercard","description":"bunq Pro Debit Mastercard is a debit card product available in Netherlands from bunq, with Debit Mastercard acceptance.","summary":"bunq · Debit · Debit Mastercard · Netherlands","aliases":["bunq","bunq B.V.","Debit Mastercard","Debit","Consumer","Netherlands","Pro"],"visual":{"kind":"monogram","value":"MC","label":"Debit Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-bunq-bunq-pro-debit-mastercard","Provider":"bunq","Legal issuer / programme":"bunq B.V.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-088","card-source-087"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-088","card-source-087"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-088","card-source-087"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-088","card-source-087"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-088","card-source-087"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-bunq-bunq-pro-debit-mastercard","slug":"nl-bunq-bunq-pro-debit-mastercard","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-bunq-bunq-pro-debit-mastercard","product_name":"bunq Pro Debit Mastercard","provider":"bunq","legal_issuer":"bunq B.V.","issuer_country":"NL","provider_type":"Dutch neobank","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Debit Mastercard","tier":"Pro","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"bunq consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":9.99,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":"ZeroFX/fair-use conditions depend on plan","atm_fee":"Plan-based allowance and fee","free_atm_allowance":null,"interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.bunq.com/nl-nl/personal/cards/debit-card","pricing_url":"https://www.bunq.com/nl-nl/personal/plans","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-bunq-bunq-pro-debit-mastercard_nl","from":"crd_nl-bunq-bunq-pro-debit-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-088","card-source-087"],"from_entity":"bunq Pro Debit Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-bunq-bunq-pro-debit-mastercard_pmt_mastercard","from":"crd_nl-bunq-bunq-pro-debit-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-088","card-source-087"],"from_entity":"bunq Pro Debit Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-bunq-bunq-pro-debit-mastercard_bnk_bunq","from":"crd_nl-bunq-bunq-pro-debit-mastercard","to":"bnk_bunq","type":"issued_by","label":"provided by","sourceIds":["card-source-088","card-source-087"],"from_entity":"bunq Pro Debit Mastercard","to_entity":"bunq B.V."}]},{"id":"crd_nl-bunq-bunq-pro-credit-card","type":"card_product","name":"bunq Pro Credit Card","shortName":"bunq Pro Credit Card","collection":"cards","slug":"nl-bunq-bunq-pro-credit-card","description":"bunq Pro Credit Card is a pre-funded credit-bin card product available in Netherlands from bunq, with Mastercard Credit acceptance.","summary":"bunq · Pre-funded credit-BIN · Mastercard Credit · Netherlands","aliases":["bunq","bunq B.V.","Mastercard Credit","Pre-funded credit-BIN","Consumer","Netherlands","Pro"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Credit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-bunq-bunq-pro-credit-card","Provider":"bunq","Legal issuer / programme":"bunq B.V.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Pre-funded credit-BIN","sourceIds":["card-source-086","card-source-087"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Own account balance; no borrowed credit","sourceIds":["card-source-086","card-source-087"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate settlement from own funds","sourceIds":["card-source-086","card-source-087"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-086","card-source-087"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-086","card-source-087"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-bunq-bunq-pro-credit-card","slug":"nl-bunq-bunq-pro-credit-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-bunq-bunq-pro-credit-card","product_name":"bunq Pro Credit Card","provider":"bunq","legal_issuer":"bunq B.V.","issuer_country":"NL","provider_type":"Dutch neobank","card_type":"Pre-funded credit-BIN","funding_model":"Own account balance; no borrowed credit","repayment_model":"Immediate settlement from own funds","network":"Mastercard Credit","tier":"Pro","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"bunq consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No","bkr_registration":"No","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":9.99,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":"ZeroFX/fair-use conditions depend on plan","atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.bunq.com/nl-nl/personal/cards/credit-card","pricing_url":"https://www.bunq.com/nl-nl/personal/plans","evidence_quality":"High","scheduled_change":null,"notes":"Uses a credit-card acceptance profile while spending only the user's own bunq balance.","verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-bunq-bunq-pro-credit-card_nl","from":"crd_nl-bunq-bunq-pro-credit-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Pro Credit Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-bunq-bunq-pro-credit-card_pmt_mastercard","from":"crd_nl-bunq-bunq-pro-credit-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Pro Credit Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-bunq-bunq-pro-credit-card_bnk_bunq","from":"crd_nl-bunq-bunq-pro-credit-card","to":"bnk_bunq","type":"issued_by","label":"provided by","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Pro Credit Card","to_entity":"bunq B.V."}]},{"id":"crd_nl-bunq-bunq-elite-debit-mastercard","type":"card_product","name":"bunq Elite Debit Mastercard","shortName":"bunq Elite Debit Mastercard","collection":"cards","slug":"nl-bunq-bunq-elite-debit-mastercard","description":"bunq Elite Debit Mastercard is a debit card product available in Netherlands from bunq, with Debit Mastercard acceptance.","summary":"bunq · Debit · Debit Mastercard · Netherlands","aliases":["bunq","bunq B.V.","Debit Mastercard","Debit","Consumer","Netherlands","Elite"],"visual":{"kind":"monogram","value":"MC","label":"Debit Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-bunq-bunq-elite-debit-mastercard","Provider":"bunq","Legal issuer / programme":"bunq B.V.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-088","card-source-087"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-088","card-source-087"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-088","card-source-087"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-088","card-source-087"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-088","card-source-087"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-bunq-bunq-elite-debit-mastercard","slug":"nl-bunq-bunq-elite-debit-mastercard","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-bunq-bunq-elite-debit-mastercard","product_name":"bunq Elite Debit Mastercard","provider":"bunq","legal_issuer":"bunq B.V.","issuer_country":"NL","provider_type":"Dutch neobank","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Debit Mastercard","tier":"Elite","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"bunq consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":18.99,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":"ZeroFX/fair-use conditions depend on plan","atm_fee":"Plan-based allowance and fee","free_atm_allowance":null,"interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.bunq.com/nl-nl/personal/cards/debit-card","pricing_url":"https://www.bunq.com/nl-nl/personal/plans","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-bunq-bunq-elite-debit-mastercard_nl","from":"crd_nl-bunq-bunq-elite-debit-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-088","card-source-087"],"from_entity":"bunq Elite Debit Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-bunq-bunq-elite-debit-mastercard_pmt_mastercard","from":"crd_nl-bunq-bunq-elite-debit-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-088","card-source-087"],"from_entity":"bunq Elite Debit Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-bunq-bunq-elite-debit-mastercard_bnk_bunq","from":"crd_nl-bunq-bunq-elite-debit-mastercard","to":"bnk_bunq","type":"issued_by","label":"provided by","sourceIds":["card-source-088","card-source-087"],"from_entity":"bunq Elite Debit Mastercard","to_entity":"bunq B.V."}]},{"id":"crd_nl-bunq-bunq-elite-credit-card","type":"card_product","name":"bunq Elite Credit Card","shortName":"bunq Elite Credit Card","collection":"cards","slug":"nl-bunq-bunq-elite-credit-card","description":"bunq Elite Credit Card is a pre-funded credit-bin card product available in Netherlands from bunq, with Mastercard Credit acceptance.","summary":"bunq · Pre-funded credit-BIN · Mastercard Credit · Netherlands","aliases":["bunq","bunq B.V.","Mastercard Credit","Pre-funded credit-BIN","Consumer","Netherlands","Elite"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Credit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-bunq-bunq-elite-credit-card","Provider":"bunq","Legal issuer / programme":"bunq B.V.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Pre-funded credit-BIN","sourceIds":["card-source-086","card-source-087"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Own account balance; no borrowed credit","sourceIds":["card-source-086","card-source-087"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate settlement from own funds","sourceIds":["card-source-086","card-source-087"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-086","card-source-087"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-086","card-source-087"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-bunq-bunq-elite-credit-card","slug":"nl-bunq-bunq-elite-credit-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-bunq-bunq-elite-credit-card","product_name":"bunq Elite Credit Card","provider":"bunq","legal_issuer":"bunq B.V.","issuer_country":"NL","provider_type":"Dutch neobank","card_type":"Pre-funded credit-BIN","funding_model":"Own account balance; no borrowed credit","repayment_model":"Immediate settlement from own funds","network":"Mastercard Credit","tier":"Elite","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"bunq consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No","bkr_registration":"No","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":18.99,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":"ZeroFX/fair-use conditions depend on plan","atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.bunq.com/nl-nl/personal/cards/credit-card","pricing_url":"https://www.bunq.com/nl-nl/personal/plans","evidence_quality":"High","scheduled_change":null,"notes":"Uses a credit-card acceptance profile while spending only the user's own bunq balance.","verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-bunq-bunq-elite-credit-card_nl","from":"crd_nl-bunq-bunq-elite-credit-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Elite Credit Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-bunq-bunq-elite-credit-card_pmt_mastercard","from":"crd_nl-bunq-bunq-elite-credit-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Elite Credit Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-bunq-bunq-elite-credit-card_bnk_bunq","from":"crd_nl-bunq-bunq-elite-credit-card","to":"bnk_bunq","type":"issued_by","label":"provided by","sourceIds":["card-source-086","card-source-087"],"from_entity":"bunq Elite Credit Card","to_entity":"bunq B.V."}]},{"id":"crd_nl-revolut-revolut-standard-card","type":"card_product","name":"Revolut Standard Card","shortName":"Revolut Standard Card","collection":"cards","slug":"nl-revolut-revolut-standard-card","description":"Revolut Standard Card is a debit card product available in Netherlands from Revolut, with Visa or Mastercard (issuer allocation) acceptance.","summary":"Revolut · Debit · Visa or Mastercard (issuer allocation) · Netherlands","aliases":["Revolut","Revolut Bank UAB","Visa or Mastercard (issuer allocation)","Debit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"V·M","label":"Visa or Mastercard (issuer allocation) card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-revolut-revolut-standard-card","Provider":"Revolut","Legal issuer / programme":"Revolut Bank UAB","Card brand":"Visa / Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-100","card-source-101"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-100","card-source-101"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-100","card-source-101"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa / Mastercard","sourceIds":["card-source-100","card-source-101"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-100","card-source-101"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-revolut-revolut-standard-card","slug":"nl-revolut-revolut-standard-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-revolut-revolut-standard-card","product_name":"Revolut Standard Card","provider":"Revolut","legal_issuer":"Revolut Bank UAB","issuer_country":"LT","provider_type":"EU neobank","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Visa or Mastercard (issuer allocation)","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Revolut consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":0,"one_time_card_fee":5.99,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":"€1,000/month weekday allowance; 1% weekend markup","atm_fee":"2% after allowance (minimum €1)","free_atm_allowance":"€200/month or 5 withdrawals","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"1 RevPoint per €10","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.revolut.com/nl-NL/our-pricing-plans/","pricing_url":"https://help.revolut.com/nl-NL/help/cards/card-order/fees-for-ordering-a-card/","evidence_quality":"High","scheduled_change":null,"notes":"One-time card fee excludes delivery where delivery is charged separately.","verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-revolut-revolut-standard-card_nl","from":"crd_nl-revolut-revolut-standard-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Standard Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-revolut-revolut-standard-card_pmt_visa","from":"crd_nl-revolut-revolut-standard-card","to":"pmt_visa","type":"branded_as","label":"available card brand","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Standard Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-revolut-revolut-standard-card_pmt_mastercard","from":"crd_nl-revolut-revolut-standard-card","to":"pmt_mastercard","type":"branded_as","label":"available card brand","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Standard Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-revolut-revolut-standard-card_bnk_revolut","from":"crd_nl-revolut-revolut-standard-card","to":"bnk_revolut","type":"issued_by","label":"provided by","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Standard Card","to_entity":"Revolut Bank UAB"}]},{"id":"crd_nl-revolut-revolut-plus-card","type":"card_product","name":"Revolut Plus Card","shortName":"Revolut Plus Card","collection":"cards","slug":"nl-revolut-revolut-plus-card","description":"Revolut Plus Card is a debit card product available in Netherlands from Revolut, with Visa or Mastercard (issuer allocation) acceptance.","summary":"Revolut · Debit · Visa or Mastercard (issuer allocation) · Netherlands","aliases":["Revolut","Revolut Bank UAB","Visa or Mastercard (issuer allocation)","Debit","Consumer","Netherlands","Plus"],"visual":{"kind":"monogram","value":"V·M","label":"Visa or Mastercard (issuer allocation) card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-revolut-revolut-plus-card","Provider":"Revolut","Legal issuer / programme":"Revolut Bank UAB","Card brand":"Visa / Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-100","card-source-101"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-100","card-source-101"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-100","card-source-101"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa / Mastercard","sourceIds":["card-source-100","card-source-101"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-100","card-source-101"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-revolut-revolut-plus-card","slug":"nl-revolut-revolut-plus-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-revolut-revolut-plus-card","product_name":"Revolut Plus Card","provider":"Revolut","legal_issuer":"Revolut Bank UAB","issuer_country":"LT","provider_type":"EU neobank","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Visa or Mastercard (issuer allocation)","tier":"Plus","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Revolut consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":3.99,"one_time_card_fee":9.99,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":"€3,000/month weekday allowance; 0.5% weekend markup","atm_fee":"2% after allowance (minimum €1)","free_atm_allowance":"€200/month","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"1 RevPoint per €10","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.revolut.com/nl-NL/our-pricing-plans/","pricing_url":"https://help.revolut.com/nl-NL/help/cards/card-order/fees-for-ordering-a-card/","evidence_quality":"High","scheduled_change":null,"notes":"One-time card fee excludes delivery where delivery is charged separately.","verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-revolut-revolut-plus-card_nl","from":"crd_nl-revolut-revolut-plus-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Plus Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-revolut-revolut-plus-card_pmt_visa","from":"crd_nl-revolut-revolut-plus-card","to":"pmt_visa","type":"branded_as","label":"available card brand","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Plus Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-revolut-revolut-plus-card_pmt_mastercard","from":"crd_nl-revolut-revolut-plus-card","to":"pmt_mastercard","type":"branded_as","label":"available card brand","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Plus Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-revolut-revolut-plus-card_bnk_revolut","from":"crd_nl-revolut-revolut-plus-card","to":"bnk_revolut","type":"issued_by","label":"provided by","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Plus Card","to_entity":"Revolut Bank UAB"}]},{"id":"crd_nl-revolut-revolut-premium-card","type":"card_product","name":"Revolut Premium Card","shortName":"Revolut Premium Card","collection":"cards","slug":"nl-revolut-revolut-premium-card","description":"Revolut Premium Card is a debit card product available in Netherlands from Revolut, with Visa or Mastercard (issuer allocation) acceptance.","summary":"Revolut · Debit · Visa or Mastercard (issuer allocation) · Netherlands","aliases":["Revolut","Revolut Bank UAB","Visa or Mastercard (issuer allocation)","Debit","Consumer","Netherlands","Premium"],"visual":{"kind":"monogram","value":"V·M","label":"Visa or Mastercard (issuer allocation) card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-revolut-revolut-premium-card","Provider":"Revolut","Legal issuer / programme":"Revolut Bank UAB","Card brand":"Visa / Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-100","card-source-101"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-100","card-source-101"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-100","card-source-101"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa / Mastercard","sourceIds":["card-source-100","card-source-101"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-100","card-source-101"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-revolut-revolut-premium-card","slug":"nl-revolut-revolut-premium-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-revolut-revolut-premium-card","product_name":"Revolut Premium Card","provider":"Revolut","legal_issuer":"Revolut Bank UAB","issuer_country":"LT","provider_type":"EU neobank","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Visa or Mastercard (issuer allocation)","tier":"Premium","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Revolut consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":10.99,"one_time_card_fee":9.99,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":"Unlimited weekday exchange under fair-use terms; no weekend markup","atm_fee":"2% after allowance (minimum €1)","free_atm_allowance":"€400/month","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"1 RevPoint per €4","lounge_access":"Discounted / available for purchase","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.revolut.com/nl-NL/our-pricing-plans/","pricing_url":"https://help.revolut.com/nl-NL/help/cards/card-order/fees-for-ordering-a-card/","evidence_quality":"High","scheduled_change":null,"notes":"One-time card fee excludes delivery where delivery is charged separately.","verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-revolut-revolut-premium-card_nl","from":"crd_nl-revolut-revolut-premium-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Premium Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-revolut-revolut-premium-card_pmt_visa","from":"crd_nl-revolut-revolut-premium-card","to":"pmt_visa","type":"branded_as","label":"available card brand","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Premium Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-revolut-revolut-premium-card_pmt_mastercard","from":"crd_nl-revolut-revolut-premium-card","to":"pmt_mastercard","type":"branded_as","label":"available card brand","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Premium Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-revolut-revolut-premium-card_bnk_revolut","from":"crd_nl-revolut-revolut-premium-card","to":"bnk_revolut","type":"issued_by","label":"provided by","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Premium Card","to_entity":"Revolut Bank UAB"}]},{"id":"crd_nl-revolut-revolut-metal-card","type":"card_product","name":"Revolut Metal Card","shortName":"Revolut Metal Card","collection":"cards","slug":"nl-revolut-revolut-metal-card","description":"Revolut Metal Card is a debit card product available in Netherlands from Revolut, with Visa or Mastercard (issuer allocation) acceptance.","summary":"Revolut · Debit · Visa or Mastercard (issuer allocation) · Netherlands","aliases":["Revolut","Revolut Bank UAB","Visa or Mastercard (issuer allocation)","Debit","Consumer","Netherlands","Metal"],"visual":{"kind":"monogram","value":"V·M","label":"Visa or Mastercard (issuer allocation) card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-revolut-revolut-metal-card","Provider":"Revolut","Legal issuer / programme":"Revolut Bank UAB","Card brand":"Visa / Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-100","card-source-101"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-100","card-source-101"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-100","card-source-101"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa / Mastercard","sourceIds":["card-source-100","card-source-101"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-100","card-source-101"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-revolut-revolut-metal-card","slug":"nl-revolut-revolut-metal-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-revolut-revolut-metal-card","product_name":"Revolut Metal Card","provider":"Revolut","legal_issuer":"Revolut Bank UAB","issuer_country":"LT","provider_type":"EU neobank","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Visa or Mastercard (issuer allocation)","tier":"Metal","form_factor":"Physical + virtual","material":"Metal","account_required":"Yes","required_account_or_membership":"Revolut consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":19.99,"one_time_card_fee":39.99,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":"Unlimited weekday exchange under fair-use terms; no weekend markup","atm_fee":"2% after allowance (minimum €1)","free_atm_allowance":"€800/month","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"Yes","rental_car_cover":"No","delivery_protection":"No","rewards":"1 RevPoint per €2","lounge_access":"Discounted / available for purchase","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.revolut.com/nl-NL/our-pricing-plans/","pricing_url":"https://help.revolut.com/nl-NL/help/cards/card-order/fees-for-ordering-a-card/","evidence_quality":"High","scheduled_change":null,"notes":"One-time card fee excludes delivery where delivery is charged separately.","verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-revolut-revolut-metal-card_nl","from":"crd_nl-revolut-revolut-metal-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Metal Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-revolut-revolut-metal-card_pmt_visa","from":"crd_nl-revolut-revolut-metal-card","to":"pmt_visa","type":"branded_as","label":"available card brand","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Metal Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-revolut-revolut-metal-card_pmt_mastercard","from":"crd_nl-revolut-revolut-metal-card","to":"pmt_mastercard","type":"branded_as","label":"available card brand","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Metal Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-revolut-revolut-metal-card_bnk_revolut","from":"crd_nl-revolut-revolut-metal-card","to":"bnk_revolut","type":"issued_by","label":"provided by","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Metal Card","to_entity":"Revolut Bank UAB"}]},{"id":"crd_nl-revolut-revolut-ultra-card","type":"card_product","name":"Revolut Ultra Card","shortName":"Revolut Ultra Card","collection":"cards","slug":"nl-revolut-revolut-ultra-card","description":"Revolut Ultra Card is a debit card product available in Netherlands from Revolut, with Visa or Mastercard (issuer allocation) acceptance.","summary":"Revolut · Debit · Visa or Mastercard (issuer allocation) · Netherlands","aliases":["Revolut","Revolut Bank UAB","Visa or Mastercard (issuer allocation)","Debit","Consumer","Netherlands","Ultra"],"visual":{"kind":"monogram","value":"V·M","label":"Visa or Mastercard (issuer allocation) card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-revolut-revolut-ultra-card","Provider":"Revolut","Legal issuer / programme":"Revolut Bank UAB","Card brand":"Visa / Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-100","card-source-101"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-100","card-source-101"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-100","card-source-101"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa / Mastercard","sourceIds":["card-source-100","card-source-101"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-100","card-source-101"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-revolut-revolut-ultra-card","slug":"nl-revolut-revolut-ultra-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-revolut-revolut-ultra-card","product_name":"Revolut Ultra Card","provider":"Revolut","legal_issuer":"Revolut Bank UAB","issuer_country":"LT","provider_type":"EU neobank","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Visa or Mastercard (issuer allocation)","tier":"Ultra","form_factor":"Physical + virtual","material":"Platinum-plated metal","account_required":"Yes","required_account_or_membership":"Revolut consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":65,"one_time_card_fee":49.99,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":"Unlimited weekday exchange under fair-use terms; no weekend markup","atm_fee":"2% after allowance (minimum €1)","free_atm_allowance":"€2,000/month","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"Yes","rental_car_cover":"No","delivery_protection":"No","rewards":"1 RevPoint per €1","lounge_access":"Unlimited","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.revolut.com/nl-NL/our-pricing-plans/","pricing_url":"https://help.revolut.com/nl-NL/help/cards/card-order/fees-for-ordering-a-card/","evidence_quality":"High","scheduled_change":null,"notes":"One-time card fee excludes delivery where delivery is charged separately.","verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-revolut-revolut-ultra-card_nl","from":"crd_nl-revolut-revolut-ultra-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Ultra Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-revolut-revolut-ultra-card_pmt_visa","from":"crd_nl-revolut-revolut-ultra-card","to":"pmt_visa","type":"branded_as","label":"available card brand","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Ultra Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-revolut-revolut-ultra-card_pmt_mastercard","from":"crd_nl-revolut-revolut-ultra-card","to":"pmt_mastercard","type":"branded_as","label":"available card brand","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Ultra Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-revolut-revolut-ultra-card_bnk_revolut","from":"crd_nl-revolut-revolut-ultra-card","to":"bnk_revolut","type":"issued_by","label":"provided by","sourceIds":["card-source-100","card-source-101"],"from_entity":"Revolut Ultra Card","to_entity":"Revolut Bank UAB"}]},{"id":"crd_nl-n26-n26-standard-mastercard","type":"card_product","name":"N26 Standard Mastercard","shortName":"N26 Standard Mastercard","collection":"cards","slug":"nl-n26-n26-standard-mastercard","description":"N26 Standard Mastercard is a debit card product available in Netherlands from N26, with Mastercard Debit acceptance.","summary":"N26 · Debit · Mastercard Debit · Netherlands","aliases":["N26","N26 Bank SE","Mastercard Debit","Debit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-n26-n26-standard-mastercard","Provider":"N26","Legal issuer / programme":"N26 Bank SE","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-110"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-110"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-110"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-110"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-110"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-n26-n26-standard-mastercard","slug":"nl-n26-n26-standard-mastercard","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-n26-n26-standard-mastercard","product_name":"N26 Standard Mastercard","provider":"N26","legal_issuer":"N26 Bank SE","issuer_country":"DE","provider_type":"EU neobank","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Mastercard Debit","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"N26 consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":0,"one_time_card_fee":10,"extra_card_fee_year":null,"fx_fee_pct":0,"fx_pricing_basis":"No N26 surcharge on card purchases in foreign currency","atm_fee":"See provider tariff","free_atm_allowance":"Eurozone allowance; foreign ATM surcharge applies","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":"Samsung Pay","online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://n26.com/en-eu/plans","pricing_url":"https://n26.com/en-eu/plans","evidence_quality":"High","scheduled_change":null,"notes":"Virtual card is free; physical card costs €10.","verified_date":"2026-08-10","fill_rate":0.8571428571428571},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-n26-n26-standard-mastercard_nl","from":"crd_nl-n26-n26-standard-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-110"],"from_entity":"N26 Standard Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-n26-n26-standard-mastercard_pmt_mastercard","from":"crd_nl-n26-n26-standard-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-110"],"from_entity":"N26 Standard Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-n26-n26-standard-mastercard_bnk_n26","from":"crd_nl-n26-n26-standard-mastercard","to":"bnk_n26","type":"issued_by","label":"provided by","sourceIds":["card-source-110"],"from_entity":"N26 Standard Mastercard","to_entity":"N26 Bank SE"}]},{"id":"crd_nl-n26-n26-smart-mastercard","type":"card_product","name":"N26 Smart Mastercard","shortName":"N26 Smart Mastercard","collection":"cards","slug":"nl-n26-n26-smart-mastercard","description":"N26 Smart Mastercard is a debit card product available in Netherlands from N26, with Mastercard Debit acceptance.","summary":"N26 · Debit · Mastercard Debit · Netherlands","aliases":["N26","N26 Bank SE","Mastercard Debit","Debit","Consumer","Netherlands","Smart"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-n26-n26-smart-mastercard","Provider":"N26","Legal issuer / programme":"N26 Bank SE","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-110"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-110"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-110"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-110"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-110"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-n26-n26-smart-mastercard","slug":"nl-n26-n26-smart-mastercard","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-n26-n26-smart-mastercard","product_name":"N26 Smart Mastercard","provider":"N26","legal_issuer":"N26 Bank SE","issuer_country":"DE","provider_type":"EU neobank","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Mastercard Debit","tier":"Smart","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"N26 consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":4.9,"one_time_card_fee":0,"extra_card_fee_year":null,"fx_fee_pct":0,"fx_pricing_basis":"No N26 surcharge on card purchases in foreign currency","atm_fee":"See provider tariff","free_atm_allowance":"Eurozone allowance; foreign ATM surcharge applies","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":"Samsung Pay","online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://n26.com/en-eu/plans","pricing_url":"https://n26.com/en-eu/plans","evidence_quality":"High","scheduled_change":null,"notes":"Physical card included.","verified_date":"2026-08-10","fill_rate":0.8571428571428571},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-n26-n26-smart-mastercard_nl","from":"crd_nl-n26-n26-smart-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-110"],"from_entity":"N26 Smart Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-n26-n26-smart-mastercard_pmt_mastercard","from":"crd_nl-n26-n26-smart-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-110"],"from_entity":"N26 Smart Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-n26-n26-smart-mastercard_bnk_n26","from":"crd_nl-n26-n26-smart-mastercard","to":"bnk_n26","type":"issued_by","label":"provided by","sourceIds":["card-source-110"],"from_entity":"N26 Smart Mastercard","to_entity":"N26 Bank SE"}]},{"id":"crd_nl-n26-n26-go-mastercard","type":"card_product","name":"N26 Go Mastercard","shortName":"N26 Go Mastercard","collection":"cards","slug":"nl-n26-n26-go-mastercard","description":"N26 Go Mastercard is a debit card product available in Netherlands from N26, with Mastercard Debit acceptance.","summary":"N26 · Debit · Mastercard Debit · Netherlands","aliases":["N26","N26 Bank SE","Mastercard Debit","Debit","Consumer","Netherlands","Go"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-n26-n26-go-mastercard","Provider":"N26","Legal issuer / programme":"N26 Bank SE","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-110"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-110"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-110"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-110"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-110"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-n26-n26-go-mastercard","slug":"nl-n26-n26-go-mastercard","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-n26-n26-go-mastercard","product_name":"N26 Go Mastercard","provider":"N26","legal_issuer":"N26 Bank SE","issuer_country":"DE","provider_type":"EU neobank","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Mastercard Debit","tier":"Go","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"N26 consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":9.9,"one_time_card_fee":0,"extra_card_fee_year":null,"fx_fee_pct":0,"fx_pricing_basis":"No N26 surcharge on card purchases in foreign currency","atm_fee":"See provider tariff","free_atm_allowance":"Free foreign-currency withdrawals under plan terms","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"Yes","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":"Samsung Pay","online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://n26.com/en-eu/plans","pricing_url":"https://n26.com/en-eu/plans","evidence_quality":"High","scheduled_change":null,"notes":"Physical card included.","verified_date":"2026-08-10","fill_rate":0.8571428571428571},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-n26-n26-go-mastercard_nl","from":"crd_nl-n26-n26-go-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-110"],"from_entity":"N26 Go Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-n26-n26-go-mastercard_pmt_mastercard","from":"crd_nl-n26-n26-go-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-110"],"from_entity":"N26 Go Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-n26-n26-go-mastercard_bnk_n26","from":"crd_nl-n26-n26-go-mastercard","to":"bnk_n26","type":"issued_by","label":"provided by","sourceIds":["card-source-110"],"from_entity":"N26 Go Mastercard","to_entity":"N26 Bank SE"}]},{"id":"crd_nl-n26-n26-metal-mastercard","type":"card_product","name":"N26 Metal Mastercard","shortName":"N26 Metal Mastercard","collection":"cards","slug":"nl-n26-n26-metal-mastercard","description":"N26 Metal Mastercard is a debit card product available in Netherlands from N26, with Mastercard Debit acceptance.","summary":"N26 · Debit · Mastercard Debit · Netherlands","aliases":["N26","N26 Bank SE","Mastercard Debit","Debit","Consumer","Netherlands","Metal"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-n26-n26-metal-mastercard","Provider":"N26","Legal issuer / programme":"N26 Bank SE","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-110"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-110"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-110"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-110"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-110"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-n26-n26-metal-mastercard","slug":"nl-n26-n26-metal-mastercard","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-n26-n26-metal-mastercard","product_name":"N26 Metal Mastercard","provider":"N26","legal_issuer":"N26 Bank SE","issuer_country":"DE","provider_type":"EU neobank","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Mastercard Debit","tier":"Metal","form_factor":"Physical + virtual","material":"Metal","account_required":"Yes","required_account_or_membership":"N26 consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":16.9,"one_time_card_fee":0,"extra_card_fee_year":null,"fx_fee_pct":0,"fx_pricing_basis":"No N26 surcharge on card purchases in foreign currency","atm_fee":"See provider tariff","free_atm_allowance":"Free foreign-currency withdrawals under plan terms","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":365,"travel_insurance":"Yes","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"One free airport-lounge pass stated in current plan","apple_pay":"Yes","google_pay":"Yes","other_wallets":"Samsung Pay","online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://n26.com/en-eu/plans","pricing_url":"https://n26.com/en-eu/plans","evidence_quality":"High","scheduled_change":null,"notes":"Physical card included.","verified_date":"2026-08-10","fill_rate":0.8775510204081632},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-n26-n26-metal-mastercard_nl","from":"crd_nl-n26-n26-metal-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-110"],"from_entity":"N26 Metal Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-n26-n26-metal-mastercard_pmt_mastercard","from":"crd_nl-n26-n26-metal-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-110"],"from_entity":"N26 Metal Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-n26-n26-metal-mastercard_bnk_n26","from":"crd_nl-n26-n26-metal-mastercard","to":"bnk_n26","type":"issued_by","label":"provided by","sourceIds":["card-source-110"],"from_entity":"N26 Metal Mastercard","to_entity":"N26 Bank SE"}]},{"id":"crd_nl-wise-wise-debit-card","type":"card_product","name":"Wise Debit Card","shortName":"Wise Debit Card","collection":"cards","slug":"nl-wise-wise-debit-card","description":"Wise Debit Card is a debit card product available in Netherlands from Wise, with Visa or Mastercard (issuer allocation) acceptance.","summary":"Wise · Debit · Visa or Mastercard (issuer allocation) · Netherlands","aliases":["Wise","Wise Europe SA","Visa or Mastercard (issuer allocation)","Debit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"V·M","label":"Visa or Mastercard (issuer allocation) card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-wise-wise-debit-card","Provider":"Wise","Legal issuer / programme":"Wise Europe SA","Card brand":"Visa / Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-114"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-114"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-114"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa / Mastercard","sourceIds":["card-source-114"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-114"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-wise-wise-debit-card","slug":"nl-wise-wise-debit-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-wise-wise-debit-card","product_name":"Wise Debit Card","provider":"Wise","legal_issuer":"Wise Europe SA","issuer_country":"BE","provider_type":"EU EMI / multi-currency account","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Visa or Mastercard (issuer allocation)","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Wise consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":0,"one_time_card_fee":7,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":"Mid-market rate plus variable currency-conversion fee","atm_fee":"2.69% above free allowance; additional fixed fee after free-count threshold may apply","free_atm_allowance":"Up to €250/month under published Netherlands pricing","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://wise.com/nl/pricing/card-fees/","pricing_url":"https://wise.com/nl/pricing/card-fees/","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-wise-wise-debit-card_nl","from":"crd_nl-wise-wise-debit-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-114"],"from_entity":"Wise Debit Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-wise-wise-debit-card_pmt_visa","from":"crd_nl-wise-wise-debit-card","to":"pmt_visa","type":"branded_as","label":"available card brand","sourceIds":["card-source-114"],"from_entity":"Wise Debit Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-wise-wise-debit-card_pmt_mastercard","from":"crd_nl-wise-wise-debit-card","to":"pmt_mastercard","type":"branded_as","label":"available card brand","sourceIds":["card-source-114"],"from_entity":"Wise Debit Card","to_entity":"Mastercard Creditcard"}]},{"id":"crd_nl-trade-republic-trade-republic-virtual-card","type":"card_product","name":"Trade Republic Virtual Card","shortName":"Trade Republic Virtual Card","collection":"cards","slug":"nl-trade-republic-trade-republic-virtual-card","description":"Trade Republic Virtual Card is a debit card product available in Netherlands from Trade Republic, with Visa Debit acceptance.","summary":"Trade Republic · Debit · Visa Debit · Netherlands","aliases":["Trade Republic","Trade Republic Bank GmbH","Visa Debit","Debit","Consumer","Netherlands","Virtual"],"visual":{"kind":"monogram","value":"V","label":"Visa Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-trade-republic-trade-republic-virtual-card","Provider":"Trade Republic","Legal issuer / programme":"Trade Republic Bank GmbH","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-115"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-115"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-115"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-115"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-115"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-trade-republic-trade-republic-virtual-card","slug":"nl-trade-republic-trade-republic-virtual-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-trade-republic-trade-republic-virtual-card","product_name":"Trade Republic Virtual Card","provider":"Trade Republic","legal_issuer":"Trade Republic Bank GmbH","issuer_country":"DE","provider_type":"EU bank / investment platform","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Visa Debit","tier":"Virtual","form_factor":"Virtual","material":"Digital","account_required":"Yes","required_account_or_membership":"Trade Republic consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":0,"one_time_card_fee":0,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":"Free provider fee for withdrawals of €100 or more","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"1% Saveback subject to savings-plan and programme conditions","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://traderepublic.com/nl-nl/kaart","pricing_url":"https://traderepublic.com/nl-nl/kaart","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-trade-republic-trade-republic-virtual-card_nl","from":"crd_nl-trade-republic-trade-republic-virtual-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-115"],"from_entity":"Trade Republic Virtual Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-trade-republic-trade-republic-virtual-card_pmt_visa","from":"crd_nl-trade-republic-trade-republic-virtual-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-115"],"from_entity":"Trade Republic Virtual Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-trade-republic-trade-republic-virtual-card_bnk_trade_republic","from":"crd_nl-trade-republic-trade-republic-virtual-card","to":"bnk_trade_republic","type":"issued_by","label":"provided by","sourceIds":["card-source-115"],"from_entity":"Trade Republic Virtual Card","to_entity":"Trade Republic Bank GmbH"}]},{"id":"crd_nl-trade-republic-trade-republic-classic-card","type":"card_product","name":"Trade Republic Classic Card","shortName":"Trade Republic Classic Card","collection":"cards","slug":"nl-trade-republic-trade-republic-classic-card","description":"Trade Republic Classic Card is a debit card product available in Netherlands from Trade Republic, with Visa Debit acceptance.","summary":"Trade Republic · Debit · Visa Debit · Netherlands","aliases":["Trade Republic","Trade Republic Bank GmbH","Visa Debit","Debit","Consumer","Netherlands","Classic"],"visual":{"kind":"monogram","value":"V","label":"Visa Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-trade-republic-trade-republic-classic-card","Provider":"Trade Republic","Legal issuer / programme":"Trade Republic Bank GmbH","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-115"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-115"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-115"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-115"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-115"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-trade-republic-trade-republic-classic-card","slug":"nl-trade-republic-trade-republic-classic-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-trade-republic-trade-republic-classic-card","product_name":"Trade Republic Classic Card","provider":"Trade Republic","legal_issuer":"Trade Republic Bank GmbH","issuer_country":"DE","provider_type":"EU bank / investment platform","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Visa Debit","tier":"Classic","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Trade Republic consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":0,"one_time_card_fee":5,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":"Free provider fee for withdrawals of €100 or more","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"1% Saveback subject to savings-plan and programme conditions","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://traderepublic.com/nl-nl/kaart","pricing_url":"https://traderepublic.com/nl-nl/kaart","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-trade-republic-trade-republic-classic-card_nl","from":"crd_nl-trade-republic-trade-republic-classic-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-115"],"from_entity":"Trade Republic Classic Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-trade-republic-trade-republic-classic-card_pmt_visa","from":"crd_nl-trade-republic-trade-republic-classic-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-115"],"from_entity":"Trade Republic Classic Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-trade-republic-trade-republic-classic-card_bnk_trade_republic","from":"crd_nl-trade-republic-trade-republic-classic-card","to":"bnk_trade_republic","type":"issued_by","label":"provided by","sourceIds":["card-source-115"],"from_entity":"Trade Republic Classic Card","to_entity":"Trade Republic Bank GmbH"}]},{"id":"crd_nl-trade-republic-trade-republic-mirror-card","type":"card_product","name":"Trade Republic Mirror Card","shortName":"Trade Republic Mirror Card","collection":"cards","slug":"nl-trade-republic-trade-republic-mirror-card","description":"Trade Republic Mirror Card is a debit card product available in Netherlands from Trade Republic, with Visa Debit acceptance.","summary":"Trade Republic · Debit · Visa Debit · Netherlands","aliases":["Trade Republic","Trade Republic Bank GmbH","Visa Debit","Debit","Consumer","Netherlands","Mirror"],"visual":{"kind":"monogram","value":"V","label":"Visa Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-trade-republic-trade-republic-mirror-card","Provider":"Trade Republic","Legal issuer / programme":"Trade Republic Bank GmbH","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-115"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-115"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-115"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-115"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-115"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-trade-republic-trade-republic-mirror-card","slug":"nl-trade-republic-trade-republic-mirror-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-trade-republic-trade-republic-mirror-card","product_name":"Trade Republic Mirror Card","provider":"Trade Republic","legal_issuer":"Trade Republic Bank GmbH","issuer_country":"DE","provider_type":"EU bank / investment platform","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Visa Debit","tier":"Mirror","form_factor":"Physical + virtual","material":"Mirror finish","account_required":"Yes","required_account_or_membership":"Trade Republic consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":0,"one_time_card_fee":50,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":"Free provider fee for withdrawals of €100 or more","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"1% Saveback subject to savings-plan and programme conditions","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://traderepublic.com/nl-nl/kaart","pricing_url":"https://traderepublic.com/nl-nl/kaart","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-trade-republic-trade-republic-mirror-card_nl","from":"crd_nl-trade-republic-trade-republic-mirror-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-115"],"from_entity":"Trade Republic Mirror Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-trade-republic-trade-republic-mirror-card_pmt_visa","from":"crd_nl-trade-republic-trade-republic-mirror-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-115"],"from_entity":"Trade Republic Mirror Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-trade-republic-trade-republic-mirror-card_bnk_trade_republic","from":"crd_nl-trade-republic-trade-republic-mirror-card","to":"bnk_trade_republic","type":"issued_by","label":"provided by","sourceIds":["card-source-115"],"from_entity":"Trade Republic Mirror Card","to_entity":"Trade Republic Bank GmbH"}]},{"id":"crd_nl-curve-curve-pay","type":"card_product","name":"Curve Pay","shortName":"Curve Pay","collection":"cards","slug":"nl-curve-curve-pay","description":"Curve Pay is a debit card product available in Netherlands from Curve, with Mastercard Debit acceptance.","summary":"Curve · Debit · Mastercard Debit · Netherlands","aliases":["Curve","Curve Europe UAB","Mastercard Debit","Debit","Consumer","Netherlands","Pay"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-curve-curve-pay","Provider":"Curve","Legal issuer / programme":"Curve Europe UAB","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-118"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Linked external payment cards","sourceIds":["card-source-118"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Pass-through to selected funding card","sourceIds":["card-source-118"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-118"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-118"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-curve-curve-pay","slug":"nl-curve-curve-pay","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-curve-curve-pay","product_name":"Curve Pay","provider":"Curve","legal_issuer":"Curve Europe UAB","issuer_country":"LT","provider_type":"Linked-card wallet / EU EMI","card_type":"Debit","funding_model":"Linked external payment cards","repayment_model":"Pass-through to selected funding card","network":"Mastercard Debit","tier":"Pay","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"Eligible existing debit/credit card as funding source","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":0,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":"€250 fee-free spending abroad","atm_fee":"See provider tariff","free_atm_allowance":"None stated","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"1% selected-merchant cashback plus partner offers; terms apply","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":"Samsung Pay","online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.curve.com/plans/","pricing_url":"https://www.curve.com/plans/","evidence_quality":"High","scheduled_change":null,"notes":"Curve consolidates linked cards; consumer-protection treatment differs from a direct issuer card.","verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-curve-curve-pay_nl","from":"crd_nl-curve-curve-pay","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-118"],"from_entity":"Curve Pay","to_entity":"Netherlands"},{"id":"rel_crd_nl-curve-curve-pay_pmt_mastercard","from":"crd_nl-curve-curve-pay","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-118"],"from_entity":"Curve Pay","to_entity":"Mastercard Creditcard"}]},{"id":"crd_nl-curve-curve-pay-x","type":"card_product","name":"Curve Pay X","shortName":"Curve Pay X","collection":"cards","slug":"nl-curve-curve-pay-x","description":"Curve Pay X is a debit card product available in Netherlands from Curve, with Mastercard Debit acceptance.","summary":"Curve · Debit · Mastercard Debit · Netherlands","aliases":["Curve","Curve Europe UAB","Mastercard Debit","Debit","Consumer","Netherlands","Pay X"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-curve-curve-pay-x","Provider":"Curve","Legal issuer / programme":"Curve Europe UAB","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-118"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Linked external payment cards","sourceIds":["card-source-118"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Pass-through to selected funding card","sourceIds":["card-source-118"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-118"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-118"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-curve-curve-pay-x","slug":"nl-curve-curve-pay-x","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-curve-curve-pay-x","product_name":"Curve Pay X","provider":"Curve","legal_issuer":"Curve Europe UAB","issuer_country":"LT","provider_type":"Linked-card wallet / EU EMI","card_type":"Debit","funding_model":"Linked external payment cards","repayment_model":"Pass-through to selected funding card","network":"Mastercard Debit","tier":"Pay X","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"Eligible existing debit/credit card as funding source","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":5.99,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":"€3,333 fee-free spending abroad","atm_fee":"See provider tariff","free_atm_allowance":"€300","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"1% selected-merchant cashback plus partner offers; terms apply","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":"Samsung Pay","online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.curve.com/plans/","pricing_url":"https://www.curve.com/plans/","evidence_quality":"High","scheduled_change":null,"notes":"Curve consolidates linked cards; consumer-protection treatment differs from a direct issuer card.","verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-curve-curve-pay-x_nl","from":"crd_nl-curve-curve-pay-x","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-118"],"from_entity":"Curve Pay X","to_entity":"Netherlands"},{"id":"rel_crd_nl-curve-curve-pay-x_pmt_mastercard","from":"crd_nl-curve-curve-pay-x","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-118"],"from_entity":"Curve Pay X","to_entity":"Mastercard Creditcard"}]},{"id":"crd_nl-curve-curve-pay-pro","type":"card_product","name":"Curve Pay Pro","shortName":"Curve Pay Pro","collection":"cards","slug":"nl-curve-curve-pay-pro","description":"Curve Pay Pro is a debit card product available in Netherlands from Curve, with Mastercard Debit acceptance.","summary":"Curve · Debit · Mastercard Debit · Netherlands","aliases":["Curve","Curve Europe UAB","Mastercard Debit","Debit","Consumer","Netherlands","Pay Pro"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-curve-curve-pay-pro","Provider":"Curve","Legal issuer / programme":"Curve Europe UAB","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-118"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Linked external payment cards","sourceIds":["card-source-118"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Pass-through to selected funding card","sourceIds":["card-source-118"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-118"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-118"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-curve-curve-pay-pro","slug":"nl-curve-curve-pay-pro","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-curve-curve-pay-pro","product_name":"Curve Pay Pro","provider":"Curve","legal_issuer":"Curve Europe UAB","issuer_country":"LT","provider_type":"Linked-card wallet / EU EMI","card_type":"Debit","funding_model":"Linked external payment cards","repayment_model":"Pass-through to selected funding card","network":"Mastercard Debit","tier":"Pay Pro","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"Eligible existing debit/credit card as funding source","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":9.99,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":"€50,000 fee-free spending abroad","atm_fee":"See provider tariff","free_atm_allowance":"€500","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"1% selected-merchant cashback plus partner offers; terms apply","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":"Samsung Pay","online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.curve.com/plans/","pricing_url":"https://www.curve.com/plans/","evidence_quality":"High","scheduled_change":null,"notes":"Curve consolidates linked cards; consumer-protection treatment differs from a direct issuer card.","verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-curve-curve-pay-pro_nl","from":"crd_nl-curve-curve-pay-pro","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-118"],"from_entity":"Curve Pay Pro","to_entity":"Netherlands"},{"id":"rel_crd_nl-curve-curve-pay-pro_pmt_mastercard","from":"crd_nl-curve-curve-pay-pro","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-118"],"from_entity":"Curve Pay Pro","to_entity":"Mastercard Creditcard"}]},{"id":"crd_nl-curve-curve-pay-pro-2","type":"card_product","name":"Curve Pay Pro+","shortName":"Curve Pay Pro+","collection":"cards","slug":"nl-curve-curve-pay-pro-2","description":"Curve Pay Pro+ is a debit card product available in Netherlands from Curve, with Mastercard Debit acceptance.","summary":"Curve · Debit · Mastercard Debit · Netherlands","aliases":["Curve","Curve Europe UAB","Mastercard Debit","Debit","Consumer","Netherlands","Pay Pro+"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-curve-curve-pay-pro-2","Provider":"Curve","Legal issuer / programme":"Curve Europe UAB","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-118"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Linked external payment cards","sourceIds":["card-source-118"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Pass-through to selected funding card","sourceIds":["card-source-118"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-118"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-118"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-curve-curve-pay-pro-2","slug":"nl-curve-curve-pay-pro-2","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-curve-curve-pay-pro-2","product_name":"Curve Pay Pro+","provider":"Curve","legal_issuer":"Curve Europe UAB","issuer_country":"LT","provider_type":"Linked-card wallet / EU EMI","card_type":"Debit","funding_model":"Linked external payment cards","repayment_model":"Pass-through to selected funding card","network":"Mastercard Debit","tier":"Pay Pro+","form_factor":"Physical + virtual","material":"Plastic","account_required":"No","required_account_or_membership":"Eligible existing debit/credit card as funding source","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":17.99,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":"€100,000 fee-free spending abroad","atm_fee":"See provider tariff","free_atm_allowance":"€1,000","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"1% selected-merchant cashback plus partner offers; terms apply","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":"Samsung Pay","online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.curve.com/plans/","pricing_url":"https://www.curve.com/plans/","evidence_quality":"High","scheduled_change":null,"notes":"Curve consolidates linked cards; consumer-protection treatment differs from a direct issuer card.","verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-curve-curve-pay-pro-2_nl","from":"crd_nl-curve-curve-pay-pro-2","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-118"],"from_entity":"Curve Pay Pro+","to_entity":"Netherlands"},{"id":"rel_crd_nl-curve-curve-pay-pro-2_pmt_mastercard","from":"crd_nl-curve-curve-pay-pro-2","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-118"],"from_entity":"Curve Pay Pro+","to_entity":"Mastercard Creditcard"}]},{"id":"crd_nl-openbank-openbank-r42-debit-mastercard","type":"card_product","name":"Openbank R42 Debit Mastercard","shortName":"Openbank R42 Debit Mastercard","collection":"cards","slug":"nl-openbank-openbank-r42-debit-mastercard","description":"Openbank R42 Debit Mastercard is a debit card product available in Netherlands from Openbank, with Debit Mastercard acceptance.","summary":"Openbank · Debit · Debit Mastercard · Netherlands","aliases":["Openbank","Open Bank S.A.","Debit Mastercard","Debit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"MC","label":"Debit Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-openbank-openbank-r42-debit-mastercard","Provider":"Openbank","Legal issuer / programme":"Open Bank S.A.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-122","card-source-123"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-122","card-source-123"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-122","card-source-123"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-122","card-source-123"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-122","card-source-123"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-openbank-openbank-r42-debit-mastercard","slug":"nl-openbank-openbank-r42-debit-mastercard","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-openbank-openbank-r42-debit-mastercard","product_name":"Openbank R42 Debit Mastercard","provider":"Openbank","legal_issuer":"Open Bank S.A.","issuer_country":"ES","provider_type":"EU digital bank","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Debit Mastercard","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Openbank consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":0,"one_time_card_fee":0,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":"Up to 5 eurozone ATM withdrawals/month plus Santander-network benefits","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":"Garmin Pay; Fitbit Pay","online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.openbank.nl/mastercard-aanvragen-r42","pricing_url":"https://www.openbank.nl/bankpassen","evidence_quality":"High","scheduled_change":null,"notes":"Travel+ is an optional paid travel/FX add-on; verify current €4.99/month terms.","verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-openbank-openbank-r42-debit-mastercard_nl","from":"crd_nl-openbank-openbank-r42-debit-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-122","card-source-123"],"from_entity":"Openbank R42 Debit Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-openbank-openbank-r42-debit-mastercard_pmt_mastercard","from":"crd_nl-openbank-openbank-r42-debit-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-122","card-source-123"],"from_entity":"Openbank R42 Debit Mastercard","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-openbank-openbank-r42-debit-mastercard_bnk_openbank","from":"crd_nl-openbank-openbank-r42-debit-mastercard","to":"bnk_openbank","type":"issued_by","label":"provided by","sourceIds":["card-source-122","card-source-123"],"from_entity":"Openbank R42 Debit Mastercard","to_entity":"Open Bank S.A."}]},{"id":"crd_nl-openbank-openbank-r42-metal-card","type":"card_product","name":"Openbank R42 Metal Card","shortName":"Openbank R42 Metal Card","collection":"cards","slug":"nl-openbank-openbank-r42-metal-card","description":"Openbank R42 Metal Card is a debit card product available in Netherlands from Openbank, with Mastercard Debit acceptance.","summary":"Openbank · Debit · Mastercard Debit · Netherlands","aliases":["Openbank","Open Bank S.A.","Mastercard Debit","Debit","Consumer","Netherlands","Metal"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-openbank-openbank-r42-metal-card","Provider":"Openbank","Legal issuer / programme":"Open Bank S.A.","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-124","card-source-123"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-124","card-source-123"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-124","card-source-123"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-124","card-source-123"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-124","card-source-123"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-openbank-openbank-r42-metal-card","slug":"nl-openbank-openbank-r42-metal-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-openbank-openbank-r42-metal-card","product_name":"Openbank R42 Metal Card","provider":"Openbank","legal_issuer":"Open Bank S.A.","issuer_country":"ES","provider_type":"EU digital bank","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Mastercard Debit","tier":"Metal","form_factor":"Physical + virtual","material":"Metal","account_required":"Yes","required_account_or_membership":"Openbank consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":13.99,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":"Enhanced plan benefits; verify current tariff","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"Yes","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":"Garmin Pay; Fitbit Pay","online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.openbank.nl/r42-metal-card","pricing_url":"https://www.openbank.nl/bankpassen","evidence_quality":"Medium","scheduled_change":null,"notes":"Monthly price and benefits should be reconfirmed during application; public page structure changes frequently.","verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-openbank-openbank-r42-metal-card_nl","from":"crd_nl-openbank-openbank-r42-metal-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-124","card-source-123"],"from_entity":"Openbank R42 Metal Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-openbank-openbank-r42-metal-card_pmt_mastercard","from":"crd_nl-openbank-openbank-r42-metal-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-124","card-source-123"],"from_entity":"Openbank R42 Metal Card","to_entity":"Mastercard Creditcard"},{"id":"rel_crd_nl-openbank-openbank-r42-metal-card_bnk_openbank","from":"crd_nl-openbank-openbank-r42-metal-card","to":"bnk_openbank","type":"issued_by","label":"provided by","sourceIds":["card-source-124","card-source-123"],"from_entity":"Openbank R42 Metal Card","to_entity":"Open Bank S.A."}]},{"id":"crd_nl-vivid-vivid-standard-card","type":"card_product","name":"Vivid Standard Card","shortName":"Vivid Standard Card","collection":"cards","slug":"nl-vivid-vivid-standard-card","description":"Vivid Standard Card is a debit card product available in Netherlands from Vivid, with Visa Debit acceptance.","summary":"Vivid · Debit · Visa Debit · Netherlands","aliases":["Vivid","Vivid Money S.A.","Visa Debit","Debit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"V","label":"Visa Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-vivid-vivid-standard-card","Provider":"Vivid","Legal issuer / programme":"Vivid Money S.A.","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-126","card-source-127"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-126","card-source-127"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-126","card-source-127"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-126","card-source-127"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-126","card-source-127"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-vivid-vivid-standard-card","slug":"nl-vivid-vivid-standard-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-vivid-vivid-standard-card","product_name":"Vivid Standard Card","provider":"Vivid","legal_issuer":"Vivid Money S.A.","issuer_country":"LU","provider_type":"EU EMI / fintech","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Visa Debit","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Vivid consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":0,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":"€200/month","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"Cashback offers and plan-specific rewards","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://vivid.money/en-eu/personal/plans/","pricing_url":"https://support.vivid.money/en/articles/8646226-how-can-i-withdraw-cash-free-of-charge-in-euro","evidence_quality":"High","scheduled_change":null,"notes":"Standard can carry an inactivity/eligibility-based monthly charge under current terms.","verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-vivid-vivid-standard-card_nl","from":"crd_nl-vivid-vivid-standard-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-126","card-source-127"],"from_entity":"Vivid Standard Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-vivid-vivid-standard-card_pmt_visa","from":"crd_nl-vivid-vivid-standard-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-126","card-source-127"],"from_entity":"Vivid Standard Card","to_entity":"Visa Creditcard"}]},{"id":"crd_nl-vivid-vivid-plus-card","type":"card_product","name":"Vivid Plus Card","shortName":"Vivid Plus Card","collection":"cards","slug":"nl-vivid-vivid-plus-card","description":"Vivid Plus Card is a debit card product available in Netherlands from Vivid, with Visa Debit acceptance.","summary":"Vivid · Debit · Visa Debit · Netherlands","aliases":["Vivid","Vivid Money S.A.","Visa Debit","Debit","Consumer","Netherlands","Plus"],"visual":{"kind":"monogram","value":"V","label":"Visa Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-vivid-vivid-plus-card","Provider":"Vivid","Legal issuer / programme":"Vivid Money S.A.","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-126","card-source-127"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-126","card-source-127"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-126","card-source-127"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-126","card-source-127"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-126","card-source-127"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-vivid-vivid-plus-card","slug":"nl-vivid-vivid-plus-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-vivid-vivid-plus-card","product_name":"Vivid Plus Card","provider":"Vivid","legal_issuer":"Vivid Money S.A.","issuer_country":"LU","provider_type":"EU EMI / fintech","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Visa Debit","tier":"Plus","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Vivid consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":6.9,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":"€500/month","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"Cashback offers and plan-specific rewards","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://vivid.money/en-eu/personal/plans/","pricing_url":"https://support.vivid.money/en/articles/8646226-how-can-i-withdraw-cash-free-of-charge-in-euro","evidence_quality":"High","scheduled_change":null,"notes":"Netherlands is listed among supported countries.","verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-vivid-vivid-plus-card_nl","from":"crd_nl-vivid-vivid-plus-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-126","card-source-127"],"from_entity":"Vivid Plus Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-vivid-vivid-plus-card_pmt_visa","from":"crd_nl-vivid-vivid-plus-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-126","card-source-127"],"from_entity":"Vivid Plus Card","to_entity":"Visa Creditcard"}]},{"id":"crd_nl-vivid-vivid-prime-card","type":"card_product","name":"Vivid Prime Card","shortName":"Vivid Prime Card","collection":"cards","slug":"nl-vivid-vivid-prime-card","description":"Vivid Prime Card is a debit card product available in Netherlands from Vivid, with Visa Debit acceptance.","summary":"Vivid · Debit · Visa Debit · Netherlands","aliases":["Vivid","Vivid Money S.A.","Visa Debit","Debit","Consumer","Netherlands","Prime"],"visual":{"kind":"monogram","value":"V","label":"Visa Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-vivid-vivid-prime-card","Provider":"Vivid","Legal issuer / programme":"Vivid Money S.A.","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-126","card-source-127"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-126","card-source-127"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-126","card-source-127"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-126","card-source-127"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-126","card-source-127"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-vivid-vivid-prime-card","slug":"nl-vivid-vivid-prime-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-vivid-vivid-prime-card","product_name":"Vivid Prime Card","provider":"Vivid","legal_issuer":"Vivid Money S.A.","issuer_country":"LU","provider_type":"EU EMI / fintech","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Visa Debit","tier":"Prime","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Vivid consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":7.9,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":"€1,000/month","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"Yes","rental_car_cover":"No","delivery_protection":"No","rewards":"Cashback offers and plan-specific rewards","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://vivid.money/en-eu/personal/plans/","pricing_url":"https://support.vivid.money/en/articles/8646226-how-can-i-withdraw-cash-free-of-charge-in-euro","evidence_quality":"High","scheduled_change":null,"notes":"Netherlands is listed among supported countries.","verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-vivid-vivid-prime-card_nl","from":"crd_nl-vivid-vivid-prime-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-126","card-source-127"],"from_entity":"Vivid Prime Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-vivid-vivid-prime-card_pmt_visa","from":"crd_nl-vivid-vivid-prime-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-126","card-source-127"],"from_entity":"Vivid Prime Card","to_entity":"Visa Creditcard"}]},{"id":"crd_nl-monese-monese-pay-as-you-go-card","type":"card_product","name":"Monese Pay As You Go Card","shortName":"Monese Pay As You Go Card","collection":"cards","slug":"nl-monese-monese-pay-as-you-go-card","description":"Monese Pay As You Go Card is a debit card product available in Netherlands from Monese, with Mastercard Debit acceptance.","summary":"Monese · Debit · Mastercard Debit · Netherlands","aliases":["Monese","Monese / Paynovate (EEA programme)","Mastercard Debit","Debit","Consumer","Netherlands","Pay As You Go"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-monese-monese-pay-as-you-go-card","Provider":"Monese","Legal issuer / programme":"Monese / Paynovate (EEA programme)","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-132","card-source-133"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-132","card-source-133"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-132","card-source-133"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-132","card-source-133"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-132","card-source-133"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-monese-monese-pay-as-you-go-card","slug":"nl-monese-monese-pay-as-you-go-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-monese-monese-pay-as-you-go-card","product_name":"Monese Pay As You Go Card","provider":"Monese","legal_issuer":"Monese / Paynovate (EEA programme)","issuer_country":"BE/EEA","provider_type":"EU EMI / fintech","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Mastercard Debit","tier":"Pay As You Go","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Monese consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":0,"one_time_card_fee":4.95,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.monese.com/","pricing_url":"https://www.monese.com/fees-and-limits/eu-other-personal-fees-and-limits-02-03-2026","evidence_quality":"High","scheduled_change":null,"notes":"EEA account/card; current plan availability and exact fee should be rechecked at onboarding.","verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-monese-monese-pay-as-you-go-card_nl","from":"crd_nl-monese-monese-pay-as-you-go-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-132","card-source-133"],"from_entity":"Monese Pay As You Go Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-monese-monese-pay-as-you-go-card_pmt_mastercard","from":"crd_nl-monese-monese-pay-as-you-go-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-132","card-source-133"],"from_entity":"Monese Pay As You Go Card","to_entity":"Mastercard Creditcard"}]},{"id":"crd_nl-monese-monese-everyday-card","type":"card_product","name":"Monese Everyday Card","shortName":"Monese Everyday Card","collection":"cards","slug":"nl-monese-monese-everyday-card","description":"Monese Everyday Card is a debit card product available in Netherlands from Monese, with Mastercard Debit acceptance.","summary":"Monese · Debit · Mastercard Debit · Netherlands","aliases":["Monese","Monese / Paynovate (EEA programme)","Mastercard Debit","Debit","Consumer","Netherlands","Everyday"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-monese-monese-everyday-card","Provider":"Monese","Legal issuer / programme":"Monese / Paynovate (EEA programme)","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-132","card-source-133"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-132","card-source-133"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-132","card-source-133"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-132","card-source-133"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-132","card-source-133"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-monese-monese-everyday-card","slug":"nl-monese-monese-everyday-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-monese-monese-everyday-card","product_name":"Monese Everyday Card","provider":"Monese","legal_issuer":"Monese / Paynovate (EEA programme)","issuer_country":"BE/EEA","provider_type":"EU EMI / fintech","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Mastercard Debit","tier":"Everyday","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Monese consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":2.95,"one_time_card_fee":0,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.monese.com/","pricing_url":"https://www.monese.com/fees-and-limits/eu-other-personal-fees-and-limits-02-03-2026","evidence_quality":"Medium","scheduled_change":null,"notes":"EEA account/card; current plan availability and exact fee should be rechecked at onboarding.","verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-monese-monese-everyday-card_nl","from":"crd_nl-monese-monese-everyday-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-132","card-source-133"],"from_entity":"Monese Everyday Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-monese-monese-everyday-card_pmt_mastercard","from":"crd_nl-monese-monese-everyday-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-132","card-source-133"],"from_entity":"Monese Everyday Card","to_entity":"Mastercard Creditcard"}]},{"id":"crd_nl-monese-monese-cashback-card","type":"card_product","name":"Monese Cashback Card","shortName":"Monese Cashback Card","collection":"cards","slug":"nl-monese-monese-cashback-card","description":"Monese Cashback Card is a debit card product available in Netherlands from Monese, with Mastercard Debit acceptance.","summary":"Monese · Debit · Mastercard Debit · Netherlands","aliases":["Monese","Monese / Paynovate (EEA programme)","Mastercard Debit","Debit","Consumer","Netherlands","Cashback"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-monese-monese-cashback-card","Provider":"Monese","Legal issuer / programme":"Monese / Paynovate (EEA programme)","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-132","card-source-133"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-132","card-source-133"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-132","card-source-133"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-132","card-source-133"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-132","card-source-133"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-monese-monese-cashback-card","slug":"nl-monese-monese-cashback-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-monese-monese-cashback-card","product_name":"Monese Cashback Card","provider":"Monese","legal_issuer":"Monese / Paynovate (EEA programme)","issuer_country":"BE/EEA","provider_type":"EU EMI / fintech","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Mastercard Debit","tier":"Cashback","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Monese consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":7.95,"one_time_card_fee":0,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"Plan-specific cashback","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.monese.com/","pricing_url":"https://www.monese.com/fees-and-limits/eu-other-personal-fees-and-limits-02-03-2026","evidence_quality":"High","scheduled_change":null,"notes":"EEA account/card; current plan availability and exact fee should be rechecked at onboarding.","verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-monese-monese-cashback-card_nl","from":"crd_nl-monese-monese-cashback-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-132","card-source-133"],"from_entity":"Monese Cashback Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-monese-monese-cashback-card_pmt_mastercard","from":"crd_nl-monese-monese-cashback-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-132","card-source-133"],"from_entity":"Monese Cashback Card","to_entity":"Mastercard Creditcard"}]},{"id":"crd_nl-monese-monese-premium-card","type":"card_product","name":"Monese Premium Card","shortName":"Monese Premium Card","collection":"cards","slug":"nl-monese-monese-premium-card","description":"Monese Premium Card is a debit card product available in Netherlands from Monese, with Mastercard Debit acceptance.","summary":"Monese · Debit · Mastercard Debit · Netherlands","aliases":["Monese","Monese / Paynovate (EEA programme)","Mastercard Debit","Debit","Consumer","Netherlands","Premium"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-monese-monese-premium-card","Provider":"Monese","Legal issuer / programme":"Monese / Paynovate (EEA programme)","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-132","card-source-133"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-132","card-source-133"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-132","card-source-133"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-132","card-source-133"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-132","card-source-133"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-monese-monese-premium-card","slug":"nl-monese-monese-premium-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-monese-monese-premium-card","product_name":"Monese Premium Card","provider":"Monese","legal_issuer":"Monese / Paynovate (EEA programme)","issuer_country":"BE/EEA","provider_type":"EU EMI / fintech","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Mastercard Debit","tier":"Premium","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Monese consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":14.95,"one_time_card_fee":0,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"Plan-specific cashback","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.monese.com/","pricing_url":"https://www.monese.com/fees-and-limits/eu-other-personal-fees-and-limits-02-03-2026","evidence_quality":"High","scheduled_change":null,"notes":"EEA account/card; current plan availability and exact fee should be rechecked at onboarding.","verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-monese-monese-premium-card_nl","from":"crd_nl-monese-monese-premium-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-132","card-source-133"],"from_entity":"Monese Premium Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-monese-monese-premium-card_pmt_mastercard","from":"crd_nl-monese-monese-premium-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-132","card-source-133"],"from_entity":"Monese Premium Card","to_entity":"Mastercard Creditcard"}]},{"id":"crd_nl-zen-com-zen-free-mastercard","type":"card_product","name":"ZEN Free Mastercard","shortName":"ZEN Free Mastercard","collection":"cards","slug":"nl-zen-com-zen-free-mastercard","description":"ZEN Free Mastercard is a debit card product available in Netherlands from ZEN.COM, with Mastercard Debit acceptance.","summary":"ZEN.COM · Debit · Mastercard Debit · Netherlands","aliases":["ZEN.COM","UAB ZEN.COM","Mastercard Debit","Debit","Consumer","Netherlands","Free"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-zen-com-zen-free-mastercard","Provider":"ZEN.COM","Legal issuer / programme":"UAB ZEN.COM","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-140","card-source-141"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-140","card-source-141"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-140","card-source-141"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-140","card-source-141"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-140","card-source-141"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-zen-com-zen-free-mastercard","slug":"nl-zen-com-zen-free-mastercard","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-zen-com-zen-free-mastercard","product_name":"ZEN Free Mastercard","provider":"ZEN.COM","legal_issuer":"UAB ZEN.COM","issuer_country":"LT","provider_type":"EU EMI / fintech","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Mastercard Debit","tier":"Free","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"ZEN.COM consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":0,"one_time_card_fee":10,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"1.5% after/no allowance","free_atm_allowance":"No free monthly allowance stated","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"ZEN Care/shopping benefits depend on plan","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.zen.com/","pricing_url":"https://www.zen.com/files/tc/Individual_Pricing_Gold_Platinum_Free.pdf","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-zen-com-zen-free-mastercard_nl","from":"crd_nl-zen-com-zen-free-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-140","card-source-141"],"from_entity":"ZEN Free Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-zen-com-zen-free-mastercard_pmt_mastercard","from":"crd_nl-zen-com-zen-free-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-140","card-source-141"],"from_entity":"ZEN Free Mastercard","to_entity":"Mastercard Creditcard"}]},{"id":"crd_nl-zen-com-zen-gold-mastercard","type":"card_product","name":"ZEN Gold Mastercard","shortName":"ZEN Gold Mastercard","collection":"cards","slug":"nl-zen-com-zen-gold-mastercard","description":"ZEN Gold Mastercard is a debit card product available in Netherlands from ZEN.COM, with Mastercard Debit acceptance.","summary":"ZEN.COM · Debit · Mastercard Debit · Netherlands","aliases":["ZEN.COM","UAB ZEN.COM","Mastercard Debit","Debit","Consumer","Netherlands","Gold"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-zen-com-zen-gold-mastercard","Provider":"ZEN.COM","Legal issuer / programme":"UAB ZEN.COM","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-140","card-source-141"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-140","card-source-141"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-140","card-source-141"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-140","card-source-141"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-140","card-source-141"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-zen-com-zen-gold-mastercard","slug":"nl-zen-com-zen-gold-mastercard","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-zen-com-zen-gold-mastercard","product_name":"ZEN Gold Mastercard","provider":"ZEN.COM","legal_issuer":"UAB ZEN.COM","issuer_country":"LT","provider_type":"EU EMI / fintech","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Mastercard Debit","tier":"Gold","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"ZEN.COM consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":0.99,"one_time_card_fee":0,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"1.5% after/no allowance","free_atm_allowance":"Up to €300/month","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"ZEN Care/shopping benefits depend on plan","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.zen.com/","pricing_url":"https://www.zen.com/files/tc/Individual_Pricing_Gold_Platinum_Free.pdf","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-zen-com-zen-gold-mastercard_nl","from":"crd_nl-zen-com-zen-gold-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-140","card-source-141"],"from_entity":"ZEN Gold Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-zen-com-zen-gold-mastercard_pmt_mastercard","from":"crd_nl-zen-com-zen-gold-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-140","card-source-141"],"from_entity":"ZEN Gold Mastercard","to_entity":"Mastercard Creditcard"}]},{"id":"crd_nl-zen-com-zen-platinum-mastercard","type":"card_product","name":"ZEN Platinum Mastercard","shortName":"ZEN Platinum Mastercard","collection":"cards","slug":"nl-zen-com-zen-platinum-mastercard","description":"ZEN Platinum Mastercard is a debit card product available in Netherlands from ZEN.COM, with Mastercard Debit acceptance.","summary":"ZEN.COM · Debit · Mastercard Debit · Netherlands","aliases":["ZEN.COM","UAB ZEN.COM","Mastercard Debit","Debit","Consumer","Netherlands","Platinum"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-zen-com-zen-platinum-mastercard","Provider":"ZEN.COM","Legal issuer / programme":"UAB ZEN.COM","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-140","card-source-141"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-140","card-source-141"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-140","card-source-141"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-140","card-source-141"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-140","card-source-141"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-zen-com-zen-platinum-mastercard","slug":"nl-zen-com-zen-platinum-mastercard","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-zen-com-zen-platinum-mastercard","product_name":"ZEN Platinum Mastercard","provider":"ZEN.COM","legal_issuer":"UAB ZEN.COM","issuer_country":"LT","provider_type":"EU EMI / fintech","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Mastercard Debit","tier":"Platinum","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"ZEN.COM consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":4.99,"one_time_card_fee":0,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"1.5% after/no allowance","free_atm_allowance":"Up to €700/month","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"ZEN Care/shopping benefits depend on plan","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.zen.com/","pricing_url":"https://www.zen.com/files/tc/Individual_Pricing_Gold_Platinum_Free.pdf","evidence_quality":"High","scheduled_change":null,"notes":null,"verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-zen-com-zen-platinum-mastercard_nl","from":"crd_nl-zen-com-zen-platinum-mastercard","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-140","card-source-141"],"from_entity":"ZEN Platinum Mastercard","to_entity":"Netherlands"},{"id":"rel_crd_nl-zen-com-zen-platinum-mastercard_pmt_mastercard","from":"crd_nl-zen-com-zen-platinum-mastercard","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-140","card-source-141"],"from_entity":"ZEN Platinum Mastercard","to_entity":"Mastercard Creditcard"}]},{"id":"crd_nl-klarna-klarna-card","type":"card_product","name":"Klarna Card","shortName":"Klarna Card","collection":"cards","slug":"nl-klarna-klarna-card","description":"Klarna Card is a hybrid debit / bnpl card product available in Netherlands from Klarna, with Visa acceptance.","summary":"Klarna · Hybrid debit / BNPL · Visa · Netherlands","aliases":["Klarna","Klarna Bank AB","Visa","Hybrid debit / BNPL","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"V","label":"Visa card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-klarna-klarna-card","Provider":"Klarna","Legal issuer / programme":"Klarna Bank AB","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Hybrid debit / BNPL","sourceIds":["card-source-146","card-source-147"],"confidence":"high","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Pay now or approved pay-later transaction","sourceIds":["card-source-146","card-source-147"],"confidence":"high","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit or Klarna pay-later schedule","sourceIds":["card-source-146","card-source-147"],"confidence":"high","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-146","card-source-147"],"confidence":"high","observedAt":"2026-08-10"}],"sourceIds":["card-source-146","card-source-147"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-klarna-klarna-card","slug":"nl-klarna-klarna-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-klarna-klarna-card","product_name":"Klarna Card","provider":"Klarna","legal_issuer":"Klarna Bank AB","issuer_country":"SE","provider_type":"EU bank / BNPL provider","card_type":"Hybrid debit / BNPL","funding_model":"Pay now or approved pay-later transaction","repayment_model":"Immediate debit or Klarna pay-later schedule","network":"Visa","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Klarna account; physical card tied to eligible membership","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"Soft credit check / transaction-level assessment","bkr_registration":"Depends on credit product and arrears policy","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"No fixed published limit; transaction-by-transaction assessment","annual_card_fee":0,"monthly_plan_fee":0,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"Depends on selected pay-later/financing option","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"Membership and merchant offers","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.klarna.com/nl/klarna-card/","pricing_url":"https://www.klarna.com/nl/lidmaatschappen/","evidence_quality":"High","scheduled_change":null,"notes":"Digital use can be available without a paid membership; physical-card access and benefits depend on membership tier.","verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-klarna-klarna-card_nl","from":"crd_nl-klarna-klarna-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-146","card-source-147"],"from_entity":"Klarna Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-klarna-klarna-card_pmt_visa","from":"crd_nl-klarna-klarna-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-146","card-source-147"],"from_entity":"Klarna Card","to_entity":"Visa Creditcard"},{"id":"rel_crd_nl-klarna-klarna-card_bnk_klarna","from":"crd_nl-klarna-klarna-card","to":"bnk_klarna","type":"issued_by","label":"provided by","sourceIds":["card-source-146","card-source-147"],"from_entity":"Klarna Card","to_entity":"Klarna Bank AB"}]},{"id":"crd_nl-paysera-paysera-visa-card","type":"card_product","name":"Paysera Visa Card","shortName":"Paysera Visa Card","collection":"cards","slug":"nl-paysera-paysera-visa-card","description":"Paysera Visa Card is a debit card product available in Netherlands from Paysera, with Visa Debit acceptance.","summary":"Paysera · Debit · Visa Debit · Netherlands","aliases":["Paysera","Paysera LT UAB","Visa Debit","Debit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"V","label":"Visa Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-paysera-paysera-visa-card","Provider":"Paysera","Legal issuer / programme":"Paysera LT UAB","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-148","card-source-149"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Account balance","sourceIds":["card-source-148","card-source-149"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-148","card-source-149"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-148","card-source-149"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-148","card-source-149"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-paysera-paysera-visa-card","slug":"nl-paysera-paysera-visa-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-paysera-paysera-visa-card","product_name":"Paysera Visa Card","provider":"Paysera","legal_issuer":"Paysera LT UAB","issuer_country":"LT","provider_type":"EU EMI","card_type":"Debit","funding_model":"Account balance","repayment_model":"Immediate debit","network":"Visa Debit","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Paysera consumer account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No / not stated","bkr_registration":"No / not stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":0,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":"Paysera currency-exchange tariff","atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"None stated","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":"Samsung Pay","online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.paysera.com/v2/en/account-for-expats","pricing_url":"https://www.paysera.com/v2/en/fees/payment-card","evidence_quality":"Medium","scheduled_change":null,"notes":"Official page says EEA residents can order the card; exact Netherlands delivery/card fee must be confirmed during order.","verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-paysera-paysera-visa-card_nl","from":"crd_nl-paysera-paysera-visa-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-148","card-source-149"],"from_entity":"Paysera Visa Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-paysera-paysera-visa-card_pmt_visa","from":"crd_nl-paysera-paysera-visa-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-148","card-source-149"],"from_entity":"Paysera Visa Card","to_entity":"Visa Creditcard"}]},{"id":"crd_nl-nexo-nexo-card","type":"card_product","name":"Nexo Card","shortName":"Nexo Card","collection":"cards","slug":"nl-nexo-nexo-card","description":"Nexo Card is a hybrid debit / crypto-backed credit card product available in Netherlands from Nexo, with Mastercard acceptance.","summary":"Nexo · Hybrid debit / crypto-backed credit · Mastercard · Netherlands","aliases":["Nexo","Nexo EEA card programme","Mastercard","Hybrid debit / crypto-backed credit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-nexo-nexo-card","Provider":"Nexo","Legal issuer / programme":"Nexo EEA card programme","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Hybrid debit / crypto-backed credit","sourceIds":["card-source-150","card-source-151"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Debit from eligible balance or credit backed by crypto collateral","sourceIds":["card-source-150","card-source-151"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit or collateral-backed credit repayment","sourceIds":["card-source-150","card-source-151"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-150","card-source-151"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-150","card-source-151"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-nexo-nexo-card","slug":"nl-nexo-nexo-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-nexo-nexo-card","product_name":"Nexo Card","provider":"Nexo","legal_issuer":"Nexo EEA card programme","issuer_country":"EEA","provider_type":"Crypto-finance platform","card_type":"Hybrid debit / crypto-backed credit","funding_model":"Debit from eligible balance or credit backed by crypto collateral","repayment_model":"Immediate debit or collateral-backed credit repayment","network":"Mastercard","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Verified Nexo EEA account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No traditional BKR check stated","bkr_registration":"No traditional BKR registration stated","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Tier/collateral and programme limits","annual_card_fee":0,"monthly_plan_fee":0,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":"Tier-based, advertised up to €2,000/month","interest_or_apr":"Credit-mode APR depends on loyalty tier and collateral terms","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"Up to 2% cashback under loyalty/programme terms","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://nexo.com/crypto-card","pricing_url":"https://nexo.com/eea/mica-faq","evidence_quality":"Medium","scheduled_change":null,"notes":"Crypto exposure, collateral liquidation and regulatory conditions are materially different from ordinary consumer cards.","verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-nexo-nexo-card_nl","from":"crd_nl-nexo-nexo-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-150","card-source-151"],"from_entity":"Nexo Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-nexo-nexo-card_pmt_mastercard","from":"crd_nl-nexo-nexo-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-150","card-source-151"],"from_entity":"Nexo Card","to_entity":"Mastercard Creditcard"}]},{"id":"crd_nl-bybit-bybit-card","type":"card_product","name":"Bybit Card","shortName":"Bybit Card","collection":"cards","slug":"nl-bybit-bybit-card","description":"Bybit Card is a debit card product available in Netherlands from Bybit, with Mastercard Debit acceptance.","summary":"Bybit · Debit · Mastercard Debit · Netherlands","aliases":["Bybit","Bybit EEA card programme","Mastercard Debit","Debit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-bybit-bybit-card","Provider":"Bybit","Legal issuer / programme":"Bybit EEA card programme","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-152","card-source-153"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Fiat and eligible crypto account balances","sourceIds":["card-source-152","card-source-153"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-152","card-source-153"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-152","card-source-153"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-152","card-source-153"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-bybit-bybit-card","slug":"nl-bybit-bybit-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-bybit-bybit-card","product_name":"Bybit Card","provider":"Bybit","legal_issuer":"Bybit EEA card programme","issuer_country":"EEA","provider_type":"Crypto exchange / card programme","card_type":"Debit","funding_model":"Fiat and eligible crypto account balances","repayment_model":"Immediate debit","network":"Mastercard Debit","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Verified Bybit EEA account","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No","bkr_registration":"No","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":0,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":"Programme conversion and card fees apply","atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"Tiered card rewards, advertised 2%–10% subject to programme","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.bybit.com/en/cards/","pricing_url":"https://www.bybit.com/en/help-center/article/Fees-and-Spending-Limits-Bybit-Card","evidence_quality":"Medium","scheduled_change":null,"notes":"Official eligibility information includes Netherlands; reward rates and crypto-conversion fees are dynamic.","verified_date":"2026-08-10","fill_rate":0.8163265306122449},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-bybit-bybit-card_nl","from":"crd_nl-bybit-bybit-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-152","card-source-153"],"from_entity":"Bybit Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-bybit-bybit-card_pmt_mastercard","from":"crd_nl-bybit-bybit-card","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-152","card-source-153"],"from_entity":"Bybit Card","to_entity":"Mastercard Creditcard"}]},{"id":"crd_nl-gnosis-pay-gnosis-pay-card","type":"card_product","name":"Gnosis Pay Card","shortName":"Gnosis Pay Card","collection":"cards","slug":"nl-gnosis-pay-gnosis-pay-card","description":"Gnosis Pay Card is a debit card product available in Netherlands from Gnosis Pay, with Visa Debit acceptance.","summary":"Gnosis Pay · Debit · Visa Debit · Netherlands","aliases":["Gnosis Pay","Gnosis Pay EEA card programme","Visa Debit","Debit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"V","label":"Visa Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-gnosis-pay-gnosis-pay-card","Provider":"Gnosis Pay","Legal issuer / programme":"Gnosis Pay EEA card programme","Card brand":"Visa","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-154","card-source-155"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Self-custodial on-chain balance","sourceIds":["card-source-154","card-source-155"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-154","card-source-155"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Visa","sourceIds":["card-source-154","card-source-155"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-154","card-source-155"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-gnosis-pay-gnosis-pay-card","slug":"nl-gnosis-pay-gnosis-pay-card","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-gnosis-pay-gnosis-pay-card","product_name":"Gnosis Pay Card","provider":"Gnosis Pay","legal_issuer":"Gnosis Pay EEA card programme","issuer_country":"EEA","provider_type":"Self-custodial crypto payment platform","card_type":"Debit","funding_model":"Self-custodial on-chain balance","repayment_model":"Immediate debit","network":"Visa Debit","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Eligible Gnosis Pay account/wallet and EEA residence","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No","bkr_registration":"No","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":null,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":null,"fx_pricing_basis":"On-chain/issuer conversion model; see terms","atm_fee":"See provider tariff","free_atm_allowance":null,"interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"Programme/community rewards may vary","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://gnosispay.com/","pricing_url":"https://help.gnosispay.com/","evidence_quality":"Medium","scheduled_change":null,"notes":"Specialised self-custodial funding model; card-order fee and country availability should be reconfirmed at checkout.","verified_date":"2026-08-10","fill_rate":0.7959183673469388},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-gnosis-pay-gnosis-pay-card_nl","from":"crd_nl-gnosis-pay-gnosis-pay-card","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-154","card-source-155"],"from_entity":"Gnosis Pay Card","to_entity":"Netherlands"},{"id":"rel_crd_nl-gnosis-pay-gnosis-pay-card_pmt_visa","from":"crd_nl-gnosis-pay-gnosis-pay-card","to":"pmt_visa","type":"branded_as","label":"card brand","sourceIds":["card-source-154","card-source-155"],"from_entity":"Gnosis Pay Card","to_entity":"Visa Creditcard"}]},{"id":"crd_nl-bleap-bleap-mastercard-debit","type":"card_product","name":"Bleap Mastercard Debit","shortName":"Bleap Mastercard Debit","collection":"cards","slug":"nl-bleap-bleap-mastercard-debit","description":"Bleap Mastercard Debit is a debit card product available in Netherlands from Bleap, with Mastercard Debit acceptance.","summary":"Bleap · Debit · Mastercard Debit · Netherlands","aliases":["Bleap","Bleap EEA card programme","Mastercard Debit","Debit","Consumer","Netherlands","Standard"],"visual":{"kind":"monogram","value":"MC","label":"Mastercard Debit card","tone":"orange"},"identifiers":{"Card product ID":"crd_nl-bleap-bleap-mastercard-debit","Provider":"Bleap","Legal issuer / programme":"Bleap EEA card programme","Card brand":"Mastercard","BIN ranges":"Not mapped","Audience":"Consumer","Available market":"Netherlands"},"claims":[{"key":"card_type","label":"Card type","value":"Debit","sourceIds":["card-source-156","card-source-157"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"funding_model","label":"Funding model","value":"Self-custodial wallet / eligible stablecoin balance","sourceIds":["card-source-156","card-source-157"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"repayment_model","label":"Repayment model","value":"Immediate debit","sourceIds":["card-source-156","card-source-157"],"confidence":"medium","observedAt":"2026-08-10"},{"key":"card_brand","label":"Card brand","value":"Mastercard","sourceIds":["card-source-156","card-source-157"],"confidence":"medium","observedAt":"2026-08-10"}],"sourceIds":["card-source-156","card-source-157"],"updatedAt":"2026-08-10","cardProfile":{"id":"crd_nl-bleap-bleap-mastercard-debit","slug":"nl-bleap-bleap-mastercard-debit","audience":"Consumer","availabilityMarket":"Netherlands","availabilityMarketCode":"NL","values":{"card_id":"crd_nl-bleap-bleap-mastercard-debit","product_name":"Bleap Mastercard Debit","provider":"Bleap","legal_issuer":"Bleap EEA card programme","issuer_country":"EEA","provider_type":"Self-custodial crypto payment platform","card_type":"Debit","funding_model":"Self-custodial wallet / eligible stablecoin balance","repayment_model":"Immediate debit","network":"Mastercard Debit","tier":"Standard","form_factor":"Physical + virtual","material":"Plastic","account_required":"Yes","required_account_or_membership":"Verified Bleap account/wallet","restricted_segment":"None stated","min_age":18,"min_income_net_month":null,"min_income_gross_year":null,"bkr_check":"No","bkr_registration":"No","credit_limit_min":null,"credit_limit_max":null,"spend_limit_model":"Available balance and issuer limits","annual_card_fee":0,"monthly_plan_fee":0,"one_time_card_fee":null,"extra_card_fee_year":null,"fx_fee_pct":0,"fx_pricing_basis":null,"atm_fee":"See provider tariff","free_atm_allowance":"Advertised up to €400/month","interest_or_apr":"Not applicable","interest_free_days":null,"purchase_insurance_days":null,"travel_insurance":"No","rental_car_cover":"No","delivery_protection":"No","rewards":"Advertised up to 2% cashback","lounge_access":"No","apple_pay":"Yes","google_pay":"Yes","other_wallets":null,"online_payments":"Yes","contactless":"Yes","cash_withdrawal":"Yes","card_controls":"Yes","sustainability":null,"primary_url":"https://www.bleap.finance/blog/best-crypto-card-netherlands","pricing_url":"https://www.bleap.finance/","evidence_quality":"Medium","scheduled_change":null,"notes":"Provider-published Netherlands page; verify card-order availability and current reward terms in-app.","verified_date":"2026-08-10","fill_rate":0.8367346938775511},"binRanges":[]},"relationships":[{"id":"rel_crd_nl-bleap-bleap-mastercard-debit_nl","from":"crd_nl-bleap-bleap-mastercard-debit","to":"mkt_nl","type":"available_in","label":"available in","sourceIds":["card-source-156","card-source-157"],"from_entity":"Bleap Mastercard Debit","to_entity":"Netherlands"},{"id":"rel_crd_nl-bleap-bleap-mastercard-debit_pmt_mastercard","from":"crd_nl-bleap-bleap-mastercard-debit","to":"pmt_mastercard","type":"branded_as","label":"card brand","sourceIds":["card-source-156","card-source-157"],"from_entity":"Bleap Mastercard Debit","to_entity":"Mastercard Creditcard"}]}]}