Annual Fee
€0€0 / month planKlarna Card |
|---|
Card product · Netherlands · Consumer
Klarna Card is a hybrid card product available in Netherlands from Klarna, with Visa acceptance.
klarna.comCredit Limit
—No fixed published limit; transaction-by-transaction assessmentFX Markup
0%Insurance
—Benefits
Main benefits
| Purchase insurance (days) | —Blank means not verified, not No |
|---|---|
| Delivery protection | No |
| Travel insurance | No |
| Rental-car cover | No |
| Lounge access | No |
Eligibility
| Minimum net monthly income | —Blank if not public/applicable |
|---|---|
| Minimum age | 18 |
| Account required | Yes; Klarna account; physical card tied to eligible membership |
| Credit check | Soft credit check / transaction-level assessment |
| Registration model | Depends on credit product and arrears policy |
Fees
| One-time fee | —Blank if not public |
|---|---|
| Monthly account fee | €0 |
| Extra card annual fee | —Blank if not public/not offered |
| FX markup % | 0% |
| ATM fee | See provider tariff |
| Interest | Depends on selected pay-later/financing option |
| Interest-free days | —Blank if dynamic/not stated |
Features
| Apple Pay | Yes |
|---|---|
| Google Pay | Yes |
| Other wallets | —Blank if not found |
| Online payments | Yes |
| Card controls | Yes |
| Contactless | Yes |
| Cash withdrawal | Yes |
Mechanics
| Tier | Standard |
|---|---|
| Funding model | Pay now or approved pay-later transaction |
| Repayment model | Immediate debit or Klarna pay-later schedule |
| Form factor | Physical + virtual |
| Material | Plastic |
