Zain Cash is an Iraqi mobile-money wallet for transfers and payments, with a separate WalletCard extending spending through Mastercard. Customers move Iraqi-dinar funds from the wallet onto the prepaid card before use, so wallet and card funds are distinct rather than shared.
Estimated Monthly Usage, Aurato Research, November 2026
Capabilities
Customers can initiate payments with QR codes and manually entered transfer details; customers can approve payments using biometrics. Online and in-person payments are supported. Payments can use IQD and USD as funding currencies.




