Zain Cash

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Zain Cash is an Iraqi mobile-money wallet for transfers and payments, with a separate WalletCard extending spending through Mastercard. Customers move Iraqi-dinar funds from the wallet onto the prepaid card before use, so wallet and card funds are distinct rather than shared.

Use cases:
Initiation:
Users
1.1M
Markets
2
TPV
$824M
Transactions
11M

Estimated Monthly Usage, Aurato Research, November 2026

Historical trends

Capabilities

Customers can initiate payments with QR codes and manually entered transfer details; customers can approve payments using biometrics. Online and in-person payments are supported. Payments can use IQD and USD as funding currencies.

Markets

Schemes

PSPs

No PSP implementations have been mapped for this method yet.

Compliance

Standards