Qi and other domestic card services connect Iraqi payrolls, households and merchants with electronic merchant-payment channels. Cash and dinar bank transfers remain part of the same market, which had about 47 million residents and GDP per capita of approximately US$5,400 in 2025.
Cash in Iraq
Iraq remains dependent on cash for many bills despite more payroll cards and services for electronic payments. Card acceptance is uneven, and cash machines can be unreliable or absent outside cities, keeping dinar notes important.
Payment Methods
Estimated Monthly Usage, Aurato Research, October 2026
Schemes
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Systems
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