WhatsApp Pay

pmt_whatsapp_pay

WhatsApp Pay brings payment into a chat conversation, with different funding models by country. In Brazil, eligible customers can pay participating merchants using eligible cards, while other markets use local account-based rails, so the chat interface does not define payment funding.

Use cases:
Initiation:
Users
20M
Markets
1
TPV
$1.5B
Transactions
191M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

No PSP implementations have been mapped for this method yet.

Schemes

Compliance

Standards