Users
20MWhatsApp Pay brings payment into a chat conversation, with different funding models by country. In Brazil, eligible customers can pay participating merchants using eligible cards, while other markets use local account-based rails, so the chat interface does not define payment funding.
Use cases:
Channels:
Initiation:
Markets
1TPV
$1.5BTransactions
191MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
No PSP implementations have been mapped for this method yet.
Schemes
Compliance
Regulator
Reserve Bank of India






