T-money is a South Korean stored-value service for public transport and participating shops. Physical and supported mobile credentials spend prepaid electronic value, while specialised passes such as Climate Card apply their own travel coverage, validity and refund conditions.
Estimated Monthly Usage, Aurato Research, November 2026
Capabilities
Disputes can follow a formal process outside chargebacks; customers can use the method for in-person purchases. Payments can use KRW as a funding currency. Support for refunds and unattended merchant debits has not been confirmed.




