Swish

pmt_swish

Introduced in 2012, Swish is a bank-transfer payment method for account-to-account payments.

Users
8.4M
Markets
1
TPV
$50B
Transactions
1.1B

Markets

Markets and currencies connected to Swish across consumer, processing and settlement flows.

Capabilities

How Swish works across its supported payment flows, normalized to the Atlas capability model.

Processing
ConfirmationDelayedInstant
Clearing ModelBatchReal-time
System Settlement Timing
System InteroperabilityOpen
Cross-border Support
Flows
Embedded
Redirect
Deep Link
Offline CompletionConditional
Manual TransferSupported
Payment RequestConditional
QRSupported
NFC
USSD
Recurring
User-present Repeat
Merchant-initiated
Mandate Support/Required
Credential on File
Authentication
Online Banking
App ApprovalSupported
Biometric Authentication
PIN / PasscodeConditional
One-time PasswordConditional
3D SecureNot supported
Authorization
Authorization Hold / Pre-authorization
Authorization Reversal / Void
Authorization Adjustments
Partial Authorization
Zero-value Verification
Capture
Separate/Manual Capture
Partial Capture
Multiple Partial Captures
Refunds
Full Refunds
Partial Refunds
Multiple Partial Refunds
Disputes
Chargebacks
Non-chargeback Dispute Process
Payment Guarantee
Funding Sources
Bank AccountSupported
Card
Stored Balance
Credit Line
Cash
Consumer Requirements
Local Bank Account RequiredConditional
App / Wallet Account Required
Phone Number RequiredRequired
Supported Bank/Issuer RequiredRequired
Merchant Requirements
Local Entity Required
Local Bank Account Required
Local Acquiring Required
Local Processing Required

PSPs

PSP-specific Swish implementations, kept separate from the underlying payment method.

No PSP implementations have been mapped for this method yet.

Schemes

Schemes connected to Swish, using the same four-metric model as the overview.

Compliance

Regulators and regulations connected to Swish.

Regulator(s)
No regulators have been mapped yet.
No regulations have been mapped yet.

Standards

Standards connected to Swish.

No standards have been mapped yet.