Swish

pmt_swish

Swish links Swedish bank accounts with mobile numbers for payments to people and businesses. Customers approve transfers through bank identity, allowing funds to move directly from an account in person-to-person, retail and online payments without topping up a separate wallet.

Use cases:
Initiation:
Users
5.7M
Markets
1
TPV
$5.2B
Transactions
96M

Estimated Monthly Usage, Aurato Research, October 2026

Historical trends

Capabilities

Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities

Markets

Estimated Monthly Usage, Aurato Research, October 2026

PSPs

Schemes

Compliance

Standards