Sweden | Aurato

Sweden
`mkt_se`

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Swish and cards shape Sweden’s digital payments: the Riksbank’s 2025 survey found just 5% used cash for their latest shop purchase. Account-based mobile payments coexist with cards and cross-border ecommerce, while access to cash and payment continuity remain concerns locally.

Population

11M

GDP

$669B

GDP per Capita

$63K

GDP Growth

1.5%

Deepdive

World Bank, World Development Indicators (WDI), 2025

Cash in Sweden

Only 5% of Swedes paid cash for their latest shop purchase in 2025, down from 10% in 2023. Debit payment cards dominate, while preserving access to physical currency matters for inclusion and resilience in a highly digital market.

ATMs (PER 100K)

21.0

BANKS (PER 100K)

10.1

DEBIT CARDS (PER ADULT)

1.3

CREDIT CARDS (PER ADULT)

0.7

Compare

IMF, Financial Access Survey (FAS), 2025