Users
80MA RuPay debit card draws purchase funds from the holder’s linked bank account on India’s domestic card network. The issuer authorises spending against available funds, bringing card acceptance to account balances without creating the separate borrowing obligation of a credit card.
Use cases:
Channels:
Initiation:
Markets
1TPV
$2.9BTransactions
89MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
Schemes
Compliance
Regulator
Reserve Bank of India



