Users
13MRuPay Credit | |
|---|---|
pmt_rupay_credit |
RuPay credit cards let customers borrow from an issuer-approved credit line on India’s domestic card network. Eligible cards can also link to UPI for supported merchant purchases, extending how the credit account is used while keeping repayment and limits with the issuing bank.
Use cases:
Channels:
Initiation:
Markets
1TPV
$1.3BTransactions
97MEstimated Monthly Usage, Aurato Research, October 2026
Capabilities
Initiation & Authentication
Funding & Requirements
Processing & Settlement
Transaction Management
Refunds & Disputes
Additional native capabilities
Markets
Estimated Monthly Usage, Aurato Research, October 2026
PSPs
Schemes
Compliance
Regulator
Reserve Bank of India
